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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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giko
post Dec 21 2016, 09:53 PM

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Congrats on V15,

Merry Xmas, &

a Happy New Year smile.gif
giko
post Jan 31 2017, 03:45 PM

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QUOTE(drbone @ Jan 31 2017, 03:18 PM)
Took AmBank 5 year fd at 4.35% with monthly interest Credited into savings.
😀😀
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RM10K minimum?
giko
post Jan 31 2017, 08:46 PM

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QUOTE(drbone @ Jan 31 2017, 06:08 PM)
100K minimum. For the branch that I put in.
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TQ smile.gif
giko
post Feb 14 2017, 06:37 PM

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QUOTE(5p3ak @ Feb 14 2017, 02:20 PM)
Just did OCBC 4% 12months, min 10k, till April 2017. Quick and simple.
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need to open CASA for the monthly FD interest?
giko
post Feb 24 2017, 11:00 AM

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QUOTE(liamlain @ Feb 24 2017, 10:43 AM)
yesterday just went to Affin bank,get 4% for normal FD 12month (not the OMG package)
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are you required to open a saving or current a/c? TQ
giko
post Feb 28 2017, 01:58 PM

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"Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank"

Does BSN pays interest for non-working days? TQ
giko
post Feb 28 2017, 08:33 PM

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QUOTE(bbgoat @ Feb 28 2017, 05:57 PM)
Hong Leong and Public Bank both pay. PB will pay out cash, HL bank into your SA. Still better mention it to them when uplift OTC. No experience with CIMB.  biggrin.gif
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Does BSN pays for the extra non-working days interest too? TQ Sifu smile.gif

giko
post Feb 28 2017, 09:38 PM

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QUOTE(bbgoat @ Feb 28 2017, 08:39 PM)
Sorry, never have BSN account.
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Thanks, Have 2 BSN FD's expiring on 4/3/17 which is a Saturday...

giko
post Mar 1 2017, 09:09 PM

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QUOTE(bbgoat @ Mar 1 2017, 08:27 PM)
March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity
Sifu, for both above banks, need to open CASA? TQ smile.gif

giko
post Mar 1 2017, 09:36 PM

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QUOTE(gamenoob @ Mar 1 2017, 09:30 PM)
Uob one no CASA needed

Ocbc 3.95% just FD
4% need saving acct
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TQ biggrin.gif
giko
post Mar 2 2017, 10:15 AM

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QUOTE(bbgoat @ Mar 2 2017, 09:53 AM)
Miss out CIMB:
12 mth 4%
Sifu, need to open CASA? TQ smile.gif

giko
post Mar 2 2017, 01:59 PM

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QUOTE(cmk96 @ Mar 2 2017, 01:20 PM)
UOB need SA for interest crediting. Just visited the branch.
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can we just collect principal + interest at the end of the tenure, so no need to open SA?
giko
post Mar 2 2017, 03:19 PM

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QUOTE(cmk96 @ Mar 2 2017, 02:10 PM)
The UOB staff insist on opening a SA for the 4% promotion rate FD.  shakehead.gif
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Thanks for the info.
giko
post Apr 21 2017, 11:53 AM

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QUOTE(bbgoat @ Apr 21 2017, 11:33 AM)
But now with the public holiday on Monday, lets see if BR adjusting them or paying the extra 1 day interest.  hmm.gif
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when my 4.5% p.a. 12-mth RM50K FD matured on a Saturday, I asked for the 2 days' interest from the BR staff in the USJ 9 on Monday & she & an officer said that their system will add in the extra days' interest... & it came up to 10 sen! mad.gif
giko
post Apr 21 2017, 01:36 PM

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QUOTE(bbgoat @ Apr 21 2017, 11:57 AM)
But during placement time, it would have been adjusted to the next working day like Monday (unless Monday is another public holiday) ?  hmm.gif

For the case I mentioned, it is NEW public holiday declared by government.  smile.gif
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keep us informed if BR will pay the additional day's interest.
giko
post Apr 21 2017, 03:07 PM

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QUOTE(bbgoat @ Apr 21 2017, 01:38 PM)
How about the question I asked about your Sat BR FD maturity ? It should have been moved to Monday, at least.  hmm.gif
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Nope, it wasn't moved to Mon & I didn't realise until it matured! sad.gif

SO much for their "automated system"!

This post has been edited by giko: Apr 21 2017, 03:08 PM

 

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