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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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nexona88
post Dec 21 2016, 10:02 PM

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Check in to new V15 rclxms.gif

Hope the FD rate could be higher later on..
nexona88
post Jan 2 2017, 01:30 PM

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QUOTE(bbgoat @ Jan 2 2017, 11:15 AM)
Just received HL FD interest of 4.7%. Oh, step up interest ! tongue.gif Old FD promo in Oct 2015 !!Going to ask for lost interest over 2 days tomorrow.

Heading to MBSB for 4.2% nego interest tomorrow.  biggrin.gif Anyone heard of any Jan FD promo from other banks ?  hmm.gif
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Ahh the good old promo..
All above 4.5% rclxm9.gif really missed the affin bank one.. That's the best offer before all the rate dropped..

Nowadays we can dream only if can get such rate cry.gif
nexona88
post Jan 2 2017, 02:57 PM

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QUOTE(bbgoat @ Jan 2 2017, 01:35 PM)
I still have AmBank 4.6% running till Nov 2017.  rclxm9.gif
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After FD matured, got headache where to dump the money laugh.gif
nexona88
post Jan 2 2017, 06:29 PM

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QUOTE(bbgoat @ Jan 2 2017, 03:34 PM)
Definitely not dump to waste baskets !  laugh.gif

Still a good problem to have.  rclxm9.gif
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Hahaha what a good problems to have..
Not many will faced like u devil.gif

Anyhow, got good FD rate offer for now??
Any chance FD rate will goes up next few months??
nexona88
post Jan 2 2017, 08:18 PM

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QUOTE(cklimm @ Jan 2 2017, 07:06 PM)
For me, will just place in GIA at 3.55% while waiting for good deals
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Hard to get good deals nowadays blush.gif
Might be permanent keep in GIA..


QUOTE(bbgoat @ Jan 2 2017, 07:51 PM)
Have nego with MBSB for tomorrow's placement at 4.2% for either 9 mth or 12 mth.

Have heard from one bank source that banks FD promo will be <4% starting 2017. Anyway lets see if it is true.  biggrin.gif
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Walao seriously bangwall.gif
If like that, better lock whatever acceptable rate now blush.gif

nexona88
post Jan 2 2017, 11:32 PM

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QUOTE(bbgoat @ Jan 2 2017, 08:47 PM)
Now like "too late" if it turns out to be true. But 3.95% is still not a bad deal which some banks have been doing in Dec.  biggrin.gif
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Well that's the "best" rate we could get now cry.gif


QUOTE(kjlow88 @ Jan 2 2017, 09:18 PM)
True, hahaha
the market so silent, didn't even do any attractive promotion
Are they playing some tactic?
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Well maybe they feels rate will drop next few months time..
nexona88
post Jan 19 2017, 04:08 PM

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Bank Negara maintains OPR at 3%
nexona88
post Jan 25 2018, 03:27 PM

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http://m.thesundaily.my/node/521550

3.25% guys 🙏
nexona88
post Jan 25 2018, 05:58 PM

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QUOTE(ckinsg @ Jan 25 2018, 04:20 PM)
interest rate up today... so when the bank wil raise interest rate?
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for FD, CASA.. banks tend to move slowly... Most likely Feb only

but for loans, Tomorrow New rate biggrin.gif
nexona88
post Feb 12 2018, 08:03 PM

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QUOTE(siawyent @ Feb 12 2018, 01:42 PM)
RM30k per day?  some forummers here said unlimited?
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30k each max, multiple transactions per day..
No issues using MBB 🙏
nexona88
post May 13 2018, 10:33 PM

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QUOTE(PLOUFFLE @ May 13 2018, 10:14 PM)
can we keep the fd certificate for sourveneir even we withdraw the money????
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lulz u reply my 2016 post biggrin.gif

anyhow. the bank would take back the certificate biggrin.gif

u want, before withdraw, go photocopy it tongue.gif
nexona88
post Oct 30 2018, 11:51 AM

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The present requirements for the cash threshold report involves cash transactions exceeding RM50,000 involving physical currencies and bearer negotiable instruments such as travellers’ cheques.

The amount excludes bank drafts, cheques, electronic transfers or fixed deposit rollovers or renewals.


The governor said this change will bring the cash threshold report in Malaysia to be more at par with other countries.

"When we compare Malaysia with other countries, our current threshold is too high and disconnected from the size of our economy, especially relative to our purchasing power," she said.


So No worries...

nexona88
post May 5 2020, 04:47 PM

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so after the rate cut..

what range we should expect FD for 3m, 6m & 12m? hmm.gif
nexona88
post May 5 2020, 05:45 PM

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QUOTE(majorarmstrong @ May 5 2020, 04:50 PM)
You will see 2.00% to 2.88% promo rate
I am sure hlb will do a lot of 2.88% promo very soon
Their marketing team like all the 8 8 8 number
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Hehe..
Typical...

888 must have 😁
nexona88
post May 19 2020, 12:31 PM

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QUOTE(EBBattlefield @ May 18 2020, 11:24 PM)
Im also 50/50 wanna put my FD into blue chips only....
but dont know if tiger bank will drop another 25% later  laugh.gif
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don't think would drop that much..

anyhow wait till end of the year to see the impact tongue.gif

as for FD... it's getting lower... and would drop even lower few month time after BNM cut rate another time mega_shok.gif
nexona88
post May 19 2020, 12:42 PM

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QUOTE(GrumpyNooby @ May 19 2020, 12:32 PM)
July got MPC meeting.
25 basis point cut on the table perhaps.
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possibility is there..

even 50pts cut might happen if the numbers are not good / not in line with BNM expectation..
nexona88
post May 19 2020, 12:51 PM

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QUOTE(GrumpyNooby @ May 19 2020, 12:44 PM)
Fitch already said there's still plenty of room to 1%.
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ooh.. they say like that..

then cut is confirmed.... to spur the economy tongue.gif

and same time hurt FD rates & those saving there...


nexona88
post May 20 2020, 03:10 PM

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QUOTE(Barricade @ May 19 2020, 11:56 PM)
Pathetic FD rates. I rather gamble and put in SSPN.
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it's 4% right hmm.gif
better than FD rate..

or EPF also another alternative
nexona88
post Jun 8 2020, 04:39 PM

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QUOTE(jack2 @ Jun 8 2020, 09:55 AM)
my Ambank FD is matured today but when I login today to uplift, the maturity date has been changed to tomorrow... can change like this one?
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Today is Public Holiday @ No banking,
so the maturity date automatically changed to next working day lorh tongue.gif
nexona88
post Jun 8 2020, 04:42 PM

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QUOTE(klks34 @ Jun 8 2020, 04:03 PM)
Hi,

Let say if I put an amount into FD for a period of 6 months. Then after 3 months I withdraw out the FD, will I be able to get the interest for the 3 months? Or the interest will be forfeited and I will get nothing?
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I think nowadays.. it's forfeited & u get nothing.
remember one banker said that to customer old man previously (overheard during OTC transactions) tongue.gif

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