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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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raptar_eric
post Dec 21 2016, 11:57 PM

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congrats on v15!!!

mbb e-gia still available for 6 months (min 10k) @ 3.9%
raptar_eric
post Dec 22 2016, 12:20 AM

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QUOTE(benlaw @ Dec 22 2016, 12:11 AM)
mbb egia can do it online?
anyone can advice how to apply for 6 month?
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yes can... login to mb2u, click on fixed deposit, under gia, apply and key in your amount (min 10k for promo), and choose 6 months... then click in info you will see an exclamation mark (!) beside, and it will show the rate wink.gif
raptar_eric
post Dec 22 2016, 12:29 AM

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QUOTE(benlaw @ Dec 22 2016, 12:28 AM)
got mention need to credit back to principal account upon mature?
I remember got 1 step need to choose corectly
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nope either will do
raptar_eric
post Dec 22 2016, 09:10 PM

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QUOTE(starry @ Dec 22 2016, 07:03 PM)
Thanks for the update  thumbup.gif
Just placed this afternoon  biggrin.gif
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Need to have CASA?
raptar_eric
post Dec 22 2016, 10:59 PM

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Anyone know if rhb fd promo requires casa?
raptar_eric
post Dec 23 2016, 12:23 PM

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QUOTE(Chrono-Trigger @ Dec 23 2016, 12:14 PM)
I tried, but the (!) did not appear. still available??
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did you choose gia, and also 6 months duration, min placement must be 10k and above?
raptar_eric
post Dec 26 2016, 10:40 PM

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QUOTE(cklimm @ Dec 26 2016, 05:18 PM)
Seems feasible, can you please try it out and enlighten us?
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It works. Tested before myself smile.gif
raptar_eric
post Jan 3 2017, 03:27 PM

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QUOTE(Darren @ Jan 3 2017, 03:17 PM)
Gia is not protected by PIDM

That mean our deposit will be burn if the investment gone bad?
It stated the capital is not protected.
If only interest not protected then still ok. But how come capital not protected?
Hmmm
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ya our capital is not protected by PIDM, so logically if anything happens to the funds used to invest by the bank, then it's burnt...

HOWEVER, having said that, just imagine is mbb is facing financial crisis, being the top local bank in the country, what will happen to other banks, and also other big shots who have millions in mbb? just saying... some "trust" PIDM so much, and one day if really mbb "collapse", do you think PIDM has sufficient funds to cover every single person... don't think so... just like our KWSP, on paper it's all figure only... physically everything is rolling cash...
raptar_eric
post Feb 18 2017, 01:02 PM

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dear all, wanna ask all your opinion.... i have been saving in fd for quite some time, however, looking at the interest rate which is lowering from day to day, is it advisable to pump some of my funds into housing loan (4.15%), since end of the day, it is extra funds, and i dont really need the cash to survive?
raptar_eric
post Feb 18 2017, 05:55 PM

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QUOTE(Cookie101 @ Feb 18 2017, 03:26 PM)
depends on what type of loan flexibility that you have.. if no penalty and whatsoever then why not?

Did that last year  icon_rolleyes.gif But for 50% of the saved amount only incase lol
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mine is a semi flexi, rm50 fees for withdrawal, today submit tmrw reimbursement... tired of playing musical chair finding better fd rates, afterall 4.15% for loan isn't that bad.. won't put 100% of my funds in it, atleast maybe 30-40% so no need fan so much tongue.gif the balance just park in 1 bank...

tired of musical chair after years lol
raptar_eric
post Mar 31 2017, 10:05 PM

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QUOTE(yygo @ Mar 31 2017, 08:11 PM)
any pipu done fpx through maybank on tuesday and still can do multiple fd (30k each time) in hl? for the hl tuesday 4.15% offer.

hope still can do more than one on tuesday.
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Yup can be done. Done multiple fpx from mbb
raptar_eric
post Apr 1 2017, 02:16 PM

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QUOTE(pearl_white @ Apr 1 2017, 01:56 PM)
4.84% for 14 months, source from genxgenygenz...

please confirm.
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Did you not read before you ask here? It's an April Fool joke. Please read more info first, it's clearly stated in his post

 

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