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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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sandkoh
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 Dec 22 2016, 08:48 AM
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QUOTE(kevyeoh @ Dec 22 2016, 07:53 AM) https://www.pbebank.com/Personal-Banking/Pr...ers-Reward.aspxHi all... the above promo is not fixed deposit right? When I read the T&C ... looks like only savings account or current account... in that case put in FD more worth right ? only for casa placement. better put $$ in fd. QUOTE(the99percent1 @ Dec 22 2016, 08:19 AM) This time last year, there were plenty going for 4.5%. Whats going on? bro, opr drop leh. |
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sandkoh
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Dec 24 2016, 08:30 PM
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QUOTE(Chrono-Trigger @ Dec 23 2016, 10:04 PM) most flexible FD in the market now! can withdraw anytime, and get paid the interest ! bro, it is gia-i, not fd. just work like fd during normal time until ................  |
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sandkoh
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Jan 5 2017, 08:49 AM
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QUOTE(drbone @ Jan 4 2017, 08:04 PM) On a separate note, managed to secure 1 year FD at MBMB at 4.2% today!  what is the amount for getting 4.2%? mbmb or mbsb? This post has been edited by sandkoh: Jan 5 2017, 08:53 AM |
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sandkoh
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Jan 24 2017, 08:20 PM
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QUOTE(pearl_white @ Jan 24 2017, 06:12 PM) Shrank in size this year. Got 2 pkts of angpows. u mean 2 hampers?  QUOTE(coolstore @ Jan 24 2017, 08:14 PM) bro still cannot get br monthly interest. going for mbsb?  |
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sandkoh
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Jan 28 2017, 05:17 PM
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QUOTE(PenangLaksa @ Jan 28 2017, 04:13 PM) Maybank offers 4.5% min 5% max for 3 years. Interest is paid out yearly. 10k min :-) bro, not likely to be fd leh. do check carefully. fd no such min 4.55% max 5%. more like bond/ut fund. |
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sandkoh
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Jan 31 2017, 08:50 AM
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QUOTE(adele123 @ Jan 29 2017, 02:59 PM) I calculated based on current progress, unlikely will hit the 888mil. I like it for the convenience. Duration currently match my needs, coincidentally. i did not fall for the hl fd promo gimmick. |
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sandkoh
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Feb 4 2017, 10:16 AM
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QUOTE(drbone @ Feb 4 2017, 07:50 AM) For me I feel just dumping some money into a 5 year FD saves so much hassle and since AmBank is giving a rather acceptable rate , no harm investing . bro, putting in fd is not called investing, earning interest. investing means ut, properties, stocks etc. |
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sandkoh
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Feb 4 2017, 10:55 AM
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QUOTE(drbone @ Feb 4 2017, 10:37 AM) Really ? Go read up on the meaning of the term investment.  sifu is a rare breed that treat fd as investment.  |
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sandkoh
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Feb 6 2017, 10:35 PM
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QUOTE(coolstore @ Feb 6 2017, 09:32 PM) yes, highest among pidm protected banks. wanted higher would be 4.08% bank rakyat, no pidm. mbsb 4.10% highest, no pidm. |
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sandkoh
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Feb 7 2017, 08:22 PM
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QUOTE(Limmf77 @ Feb 7 2017, 05:14 PM) OCBC Fd promotion: Normal Fd (min fresh fund 10k) 6 months 3.75% 12 months 3.95% Mi Fd (new account to open - min fresh fund 10k) 6 months 3.8% 12 months 4% ocbc mi fd give monthly interest. |
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sandkoh
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Feb 15 2017, 06:04 PM
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QUOTE(familyfirst @ Feb 15 2017, 03:14 PM) The limit is per name per bank rite? Example 250k in MBB and 250k in RHB and 250k in BR = all under my name. This is fine rite? br no pidm. |
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sandkoh
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Feb 15 2017, 06:07 PM
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QUOTE(Deal Hunter @ Feb 15 2017, 06:05 PM) Seems like lots of people know a little about PIDM but not enough that matters. sifu, more pidm info please. |
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sandkoh
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Feb 15 2017, 08:08 PM
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QUOTE(Deal Hunter @ Feb 15 2017, 06:05 PM) Seems like lots of people know a little about PIDM but not enough that matters. There are a number of postings about PIDM, but it is still subject to the real happening test. Then only we will really know for sure how good it is for some unasked questions. QUOTE(Deal Hunter @ Feb 15 2017, 06:14 PM) Stop asking the obvious questions and answers. You won't get anywhere far or useful. sifu said: "Seems like lots of people know a little about PIDM but not enough that matters." shouldn't sifu comment on those "that matters" that we do not tau? |
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sandkoh
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Feb 26 2017, 05:26 PM
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QUOTE(tsssusan09 @ Feb 26 2017, 04:58 PM) I see. Thanks for your clarification. Therefore, the fund will automatically transfer from my other bank account to make the FD placement? Any charges for that? Am I still eligible to make placement on 28 February? follow hl bank instruction when placing the fd for fpx. 0 charges. yes, 28 feb still eligible. |
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sandkoh
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Feb 26 2017, 06:34 PM
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Deleted.
This post has been edited by sandkoh: Feb 26 2017, 06:52 PM
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sandkoh
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Feb 26 2017, 06:48 PM
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QUOTE(Deal Hunter @ Feb 26 2017, 06:45 PM) Just like any other FD promo. If meet the target fund size, then tutup wayang awal. The last day comes into effect only if no early closing. sifu  checked t & c, only there state it. This post has been edited by sandkoh: Feb 26 2017, 07:21 PM |
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sandkoh
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Mar 17 2017, 10:44 PM
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QUOTE(smwah @ Mar 17 2017, 08:27 PM) Some bnk will pay interest into acc not add in principal. Which one has add principal. bro got all kind of interest add into principal & auto renew interest into acc, principal renew all into acc etc depend on instruction give to bank on placement time. |
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sandkoh
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Apr 11 2017, 09:38 AM
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for bank rakyat, can we take out fd from different branch or mesti same branch fd placed?
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sandkoh
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May 5 2017, 08:35 PM
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QUOTE(familyfirst @ May 5 2017, 09:22 AM) Maybe Im the odd one out because I prefer full interest upon maturity (usually 1 yr). At least can see lump sum money there. And maybe also my investment not like some here, ber million-million, hahaha. those that not need fd monthly interest may be the super rich. why need the small monthly interest. |
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sandkoh
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May 11 2017, 07:50 PM
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QUOTE(Deal Hunter @ May 11 2017, 04:55 PM) Am going for Bank Islam and MBSB new FD promo offers instead of CIMB and Affin. Any news from RHB and Bank Rakyat yet? mbsb new fd promo? what rate? |
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