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Credit Cards CIMB Bank Credit Cards v4

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TSvictorywp
post Dec 12 2015, 01:17 AM, updated 10y ago

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CIMB Cash Rebate Platinum MasterCard

Eligbility & Requirements: Income per annum of RM24,000

Annual Fee: Waived

Features & Benefits
Category Cash Rebate Eligible Merchants / MCC Eligible Transaction Type
E-Commerce/Online Spend 5% POSMODE 81 Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814).
Petrol 2% MCC (5541, 5542) All
Groceries 2% MCC (5411, 5422, 5451) All
Utility Bill Payment 2% MCC (4900, 5968) Standing Instruction payments under all MCC (4900); and Standing Instruction payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only.
Mobile Bill Payment 2% MCC (4813, 4814, 5968) Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers.
Other Retail Spend 0.2% Other than the above All
Additional (1 March 2015 - 31 December 2015) 15% iTunes App Store and Google Play Store All

Remarks:
1) Statement date for CIMB Cash Rebate Platinum MasterCard is on 28th of every month.
2) All cash rebates earned in current month statement will be posted in the next month statement under their respective cash rebate categories.

Maximum Cash Rebate Entitlement
Cardholder Maximum Cash Rebate (per month/per statement) Maximum Cash Rebate (per year/ or 12-months)
Principal RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Supplementary 1 RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Supplementary 2 RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Total RM150.00 RM1,800.00


Eligible:
» Click to show Spoiler - click again to hide... «



Non-Eligible:
» Click to show Spoiler - click again to hide... «



Other Privileges
Terms and Conditions
Frequently Asked Questions (FAQs)
How to Change Your Personal Pin?

This post has been edited by victorywp: Jun 5 2016, 11:51 AM
TSvictorywp
post Dec 12 2015, 01:20 AM

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List Of CIMB Credit Cards

By Invitation Only/Premier Cards
CIMB Enrich WORLD MasterCard (By invitation)
CIMB Visa INFINITE (By invitation)
CIMB Preferred Visa INFINITE
CIMB WORLD MasterCard
CIMB Visa INFINITE
CIMB Visa SIGNATURE

Others
Regular Enrich Cards
Cashback Cards
Smart Drivers Cards
Business Cards
Direct Access Cards
Basic Entry Level Cards

Promotions
General Page For Latest Credit Card Promotions
Get up to 30% Cash Rebate with CIMB Auto-Payment Service

Other Documents
Credit Cards Product Disclosure Sheet
CIMB Swipe Smart PDF

Past Threads
CIMB Credit Cards V1
CIMB Credit Cards V2
CIMB Credit Cards V3
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post Dec 12 2015, 01:28 AM

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SUSInF.anime
post Dec 12 2015, 03:46 AM

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Good card from CIMB!!
xSean
post Dec 12 2015, 03:58 AM

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i made payment for online purchase with lazada...so the last page will need to key in 6 digits TAC/OTP.

Initially I thought the notification is from SMS to my android phone but i check back SMS, it does not have the TAC/OTP i entered. i tried to find back the notification but not found.

may i know the notification for TAC/OTP from CIMB is using what method? USSD?
cybpsych
post Dec 12 2015, 06:07 AM

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QUOTE(xSean @ Dec 12 2015, 03:58 AM)
i made payment for online purchase with lazada...so the last page will need to key in 6 digits TAC/OTP.

Initially I thought the notification is from SMS to my android phone but i check back SMS, it does not have the TAC/OTP i entered. i tried to find back the notification but not found.

may i know the notification for TAC/OTP from CIMB is using what method? USSD?
*
it's called Flash SMS.
mamamia
post Dec 12 2015, 07:07 AM

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Report in
shamsay
post Dec 12 2015, 08:56 AM

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Will try this card!
Reckels
post Dec 12 2015, 09:49 AM

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Hello fellow frends my name is khairi.i am new to this thread..juz want to ask..if we pay bills via uobonline platform using cimb cash rebate card..are we eligable for the 5% rebate online transaction?tqvm
xSean
post Dec 12 2015, 09:53 AM

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QUOTE(cybpsych @ Dec 12 2015, 06:07 AM)
it's called Flash SMS.
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lolz...ok, thanks
fruitie
post Dec 12 2015, 10:03 AM

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QUOTE(Reckels @ Dec 12 2015, 09:49 AM)
Hello fellow frends my name is khairi.i am new to this thread..juz want to ask..if we pay bills via uobonline platform using cimb cash rebate card..are we eligable for the 5% rebate online transaction?tqvm
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No. Not eligible. UOB VOX is eligible.

Anyway, why so fast opened a new thread when the old one hasn't reached 2500 posts? victorywp?
SUSDavid83
post Dec 12 2015, 10:04 AM

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QUOTE(Reckels @ Dec 12 2015, 09:49 AM)
Hello fellow frends my name is khairi.i am new to this thread..juz want to ask..if we pay bills via uobonline platform using cimb cash rebate card..are we eligable for the 5% rebate online transaction?tqvm
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Very likely no.

I have tried several payee at UOB Payonline.
addison250
post Dec 12 2015, 12:24 PM

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my salary more than 24k, but got rejected sad.gif
addison250
post Dec 12 2015, 12:24 PM

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my salary more than 24k, but got rejected sad.gif
fruitie
post Dec 12 2015, 12:47 PM

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QUOTE(addison250 @ Dec 12 2015, 12:24 PM)
my salary more than 24k, but got rejected sad.gif
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Salary is not the only requirement. smile.gif
Banks have their own way to assess.
wil-i-am
post Dec 12 2015, 05:02 PM

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Hope not too late to say Hello to v4
TSvictorywp
post Dec 12 2015, 05:52 PM

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QUOTE(fruitie @ Dec 12 2015, 10:03 AM)
No. Not eligible. UOB VOX is eligible.

Anyway, why so fast opened a new thread when the old one hasn't reached 2500 posts? victorywp?
*
with the average post per day, it should reach 2.5k by 25th but that's the time most people busy holidaying. so, i do it slightly earlier so that everyone can enjoy their holiday. lol... biggrin.gif
kuai_chai
post Dec 12 2015, 09:05 PM

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btw my question in previous post is not answered, i purchased a reload card online which go through mobile88 payment..
is that categorized under e-commerce with 5% cashback?
anyone can confirm this? smile.gif
nickcct
post Dec 12 2015, 10:21 PM

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QUOTE(kuai_chai @ Dec 12 2015, 09:05 PM)
btw my question in previous post is not answered, i purchased a reload card online which go through mobile88 payment..
is that categorized under e-commerce with 5% cashback?
anyone can confirm this? smile.gif
*
Previously I'm using Qoo10 to reload my phone and it go through mobile88 payment as well, it did under e-commerce cashback
cybpsych
post Dec 13 2015, 07:28 AM

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QUOTE(Reckels @ Dec 12 2015, 10:00 AM)
Hi frends...i know diz is pb visa signature card.but juz want to ask..anyone here have cimb mc plat cash rebate?is d card eligable for 5% cash rebate for online transac via uobpayonline..tqvm
*
u know u already posted in the wrong topic, why dont you search for CIMB topic instead? blink.gif

bump you back to proper topic.
kuai_chai
post Dec 13 2015, 11:39 AM

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QUOTE(nickcct @ Dec 12 2015, 10:21 PM)
Previously I'm using Qoo10 to reload my phone and it go through mobile88 payment as well, it did under e-commerce cashback
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thank you..
cappuccino vs latte
post Dec 13 2015, 02:55 PM

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QUOTE(kuai_chai @ Dec 12 2015, 09:05 PM)
btw my question in previous post is not answered, i purchased a reload card online which go through mobile88 payment..
is that categorized under e-commerce with 5% cashback?
anyone can confirm this? smile.gif
*
my starbucks card online reload under MOLPay and got 5% cash back.

This post has been edited by cappuccino vs latte: Dec 19 2015, 07:03 PM
genchwan
post Dec 13 2015, 08:27 PM

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will i get 5% rebate if i renew my roadtax and driving license via MyEg by using CIMB cash rebate card?
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post Dec 13 2015, 08:30 PM

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QUOTE(genchwan @ Dec 13 2015, 08:27 PM)
will i get 5% rebate if i renew my roadtax and driving license via MyEg by using CIMB cash rebate card?
*
don't think so. should be 0.2%
kuai_chai
post Dec 13 2015, 08:53 PM

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QUOTE(cappuccino vs latte @ Dec 13 2015, 02:55 PM)
my starbucks card online reload under mobile88 and got 5% cash back.
*
hoping to get the 5% cashback for my case also.. thumbup.gif
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post Dec 13 2015, 08:54 PM

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QUOTE(kuai_chai @ Dec 13 2015, 08:53 PM)
hoping to get the 5% cashback for my case also..  thumbup.gif
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keep us posted.
SUSDavid83
post Dec 13 2015, 09:06 PM

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I thought SB reload online is using MOLPay gateway.

I can confirm that it'll get 5% rebate under e-com category.
sj0217
post Dec 14 2015, 07:58 PM

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QUOTE(David83 @ Dec 13 2015, 09:06 PM)
I thought SB reload online is using MOLPay gateway.

I can confirm that it'll get 5% rebate under e-com category.
*
Few months ago have reloaded few times via online, there was using MOLPay gateway too

QUOTE(kuai_chai @ Dec 13 2015, 08:53 PM)
hoping to get the 5% cashback for my case also..  thumbup.gif
*
Should be getting 5% cash back


boonhan
post Dec 15 2015, 03:14 AM

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ah, it is sbux.com.my
didnt know can online reload.

This post has been edited by boonhan: Dec 15 2015, 03:19 AM
SUSDavid83
post Dec 15 2015, 07:33 AM

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QUOTE(boonhan @ Dec 15 2015, 03:14 AM)
ah, it is sbux.com.my
didnt know can online reload.
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After I cut my MBB2 AMEX, I tend to reload online with CIMB CR MC.
Reckels
post Dec 15 2015, 07:49 PM

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QUOTE(cybpsych @ Dec 13 2015, 07:28 AM)
u know u already posted in the wrong topic, why dont you search for CIMB topic instead?  blink.gif

bump you back to proper topic.
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Hi Sir..sorry about that..juz found out regarding cimb thread..tq..
drunkonpiss
post Dec 15 2015, 09:06 PM

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can I apply for CIMB card without having a CIMB savings account?
fruitie
post Dec 15 2015, 09:08 PM

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QUOTE(drunkonpiss @ Dec 15 2015, 09:06 PM)
can I apply for CIMB card without having a CIMB savings account?
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Of course you can. smile.gif
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post Dec 15 2015, 09:12 PM

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QUOTE(drunkonpiss @ Dec 15 2015, 09:06 PM)
can I apply for CIMB card without having a CIMB savings account?
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yes
drunkonpiss
post Dec 15 2015, 11:36 PM

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thank you for the reply! anyone who I can apply to? haha
fruitie
post Dec 15 2015, 11:48 PM

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QUOTE(drunkonpiss @ Dec 15 2015, 11:36 PM)
thank you for the reply! anyone who I can apply to? haha
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Just apply from banks, easy peasy.
mamamia
post Dec 16 2015, 03:46 PM

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Anyone try to use cimb to pay Google play store? I got RM4 charged to the credit card. Is it verification charged?
fruitie
post Dec 16 2015, 03:47 PM

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QUOTE(mamamia @ Dec 16 2015, 03:46 PM)
Anyone try to use cimb to pay Google play store? I got RM4 charged to the credit card. Is it verification charged?
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Used it all the time.
Yes, verification and authorization only, will not be charged to your statement.
twhong_91
post Dec 17 2015, 05:07 PM

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just received my cc, 5k combined limit is considered high or low? haha
fruitie
post Dec 17 2015, 06:15 PM

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QUOTE(twhong_91 @ Dec 17 2015, 05:07 PM)
just received my cc, 5k combined limit is considered high or low? haha
*
It depends on your salary, actually no need so high unless you need to spend a lot. smile.gif
Mine is 21k I think but I will never use that much. Maybe will ask to reduce CL. laugh.gif
twhong_91
post Dec 17 2015, 07:41 PM

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QUOTE(fruitie @ Dec 17 2015, 06:15 PM)
It depends on your salary, actually no need so high unless you need to spend a lot. smile.gif
Mine is 21k I think but I will never use that much. Maybe will ask to reduce CL. laugh.gif
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Then your monthly salary must be 10k. Haha
fruitie
post Dec 17 2015, 07:43 PM

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QUOTE(twhong_91 @ Dec 17 2015, 07:41 PM)
Then your monthly salary must be 10k. Haha
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Eh no la. Credit limit can be 2x-3.5x. I heard premier cards will not follow this rule.
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post Dec 18 2015, 08:53 AM

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QUOTE(twhong_91 @ Dec 17 2015, 05:07 PM)
just received my cc, 5k combined limit is considered high or low? haha
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Does not matter if your usage is low or you have other cards. Afterall, the category rebate cap is RM50.
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post Dec 18 2015, 09:57 AM

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I've tried registering for CIMB clicks for my supplementary CIMB World Mastercard Credit Card but it keeps saying "Your registration request is rejected due to the card is belong to supplementary card"

Is it possible for supp cards to register for CIMB Clicks?
chiahau
post Dec 18 2015, 10:07 AM

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QUOTE(jimhorn @ Dec 18 2015, 09:57 AM)
I've tried registering for CIMB clicks for my supplementary CIMB World Mastercard Credit Card but it keeps saying "Your registration request is rejected due to the card is belong to supplementary card"

Is it possible for supp cards to register for CIMB Clicks?
*
I think my gf tried to link her supplementary Cimb CR from me to her CIMB Clicks because she uses that alot but she can't seems to link it as well.

Guess only principal can link to Cimb clicks?
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post Dec 18 2015, 07:43 PM

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does qoo10 website entitled for the 5% rebate?
fruitie
post Dec 18 2015, 08:05 PM

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QUOTE(babybun85 @ Dec 18 2015, 07:43 PM)
does qoo10 website entitled for the 5% rebate?
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Yes.
twhong_91
post Dec 18 2015, 08:35 PM

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QUOTE(fruitie @ Dec 17 2015, 07:43 PM)
Eh no la. Credit limit can be 2x-3.5x. I heard premier cards will not follow this rule.
*
haha.. nearly 10k then tongue.gif

QUOTE(putra23 @ Dec 18 2015, 08:53 AM)
Does not matter if your usage is low or you have other cards. Afterall, the category rebate cap is RM50.
*
This is my first credit card.. lol.. all the banks rejected my applications only this got approved.

btw, I heard that each individual can hold up to max 2 cc. is it true? I can't apply other credit card since the CIMB offered 2 CCs to me (CIMB cc and Petronas) cool.gif
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post Dec 18 2015, 08:39 PM

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QUOTE(twhong_91 @ Dec 18 2015, 08:35 PM)
haha.. nearly 10k then  tongue.gif
This is my first credit card.. lol.. all the banks rejected my applications only this got approved.

btw, I heard that each individual can hold up to max 2 cc. is it true? I can't apply other credit card since the CIMB offered 2 CCs to me (CIMB cc and Petronas)  cool.gif
*
You can holding two different banks of credit cards, not two credit cards

36k per annual and below only limit for 2 credit cards ( two banks of cards), otherwise, no limit to be hold
twhong_91
post Dec 18 2015, 10:35 PM

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QUOTE(sj0217 @ Dec 18 2015, 08:39 PM)
You can holding two different banks of credit cards, not two credit cards

36k per annual and below only limit for 2 credit cards ( two banks of cards), otherwise, no limit to be hold
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thanks for the info mate! rclxms.gif
twhong_91
post Dec 19 2015, 11:04 AM

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guys, I just paid my mobile bill through Digi website by just entering my cc details, so was the transaction entitled for the 2% rebate?

coz i just notice this
Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. MCC (4900, 5968)
fruitie
post Dec 19 2015, 11:26 AM

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QUOTE(twhong_91 @ Dec 19 2015, 11:04 AM)
guys, I just paid my mobile bill through Digi website by just entering my cc details, so was the transaction entitled for the 2% rebate?

coz i just notice this
Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. MCC (4900, 5968)
*
Only SI, yours is not. So 0.2% only.
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post Dec 19 2015, 11:27 AM

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QUOTE(twhong_91 @ Dec 19 2015, 11:04 AM)
guys, I just paid my mobile bill through Digi website by just entering my cc details, so was the transaction entitled for the 2% rebate?

coz i just notice this
Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. MCC (4900, 5968)
*
as mentioned. only payments via standing instruction gets the rebate. unless you found a loophole there.
fruitie
post Dec 19 2015, 11:31 AM

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Or just apply UOB VOX and pay via UOBPayOnline assuming the bill is RM 50 and above then will get 5% cash rebate.
twhong_91
post Dec 19 2015, 11:37 AM

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QUOTE(fruitie @ Dec 19 2015, 11:26 AM)
Only SI, yours is not. So 0.2% only.
*
QUOTE(alexanderclz @ Dec 19 2015, 11:27 AM)
as mentioned. only payments via standing instruction gets the rebate. unless you found a loophole there.
*
QUOTE(fruitie @ Dec 19 2015, 11:31 AM)
Or just apply UOB VOX and pay via UOBPayOnline assuming the bill is RM 50 and above then will get 5% cash rebate.
*
May I know what is standing instruction? How to setup this kind of instruction? just missed the 0.2% cb sweat.gif
chiahau
post Dec 19 2015, 11:39 AM

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QUOTE(twhong_91 @ Dec 19 2015, 11:37 AM)
May I know what is standing instruction? How to setup this kind of instruction? just missed the 0.2% cb  sweat.gif
*
Go to the telco, and set up from there.

Celcom can set up from the machine, dunno bout other banks
twhong_91
post Dec 19 2015, 11:52 AM

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QUOTE(chiahau @ Dec 19 2015, 11:39 AM)
Go to the telco, and set up from there.

Celcom can set up from the machine, dunno bout other banks
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Is that called as Tele order?
kyle_kl
post Dec 19 2015, 12:18 PM

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QUOTE(twhong_91 @ Dec 19 2015, 11:37 AM)
May I know what is standing instruction? How to setup this kind of instruction? just missed the 0.2% cb  sweat.gif
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standing instruction = auto payment
for Celcom, you can register online.
Kings7
post Dec 19 2015, 12:42 PM

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apply this card and approved last 2 weeks. but i haven receive my card yet... T_T
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post Dec 19 2015, 12:47 PM

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QUOTE(Kings7 @ Dec 19 2015, 12:42 PM)
apply this card and approved last 2 weeks. but i haven receive my card yet... T_T
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if u r new to cimb, it will take some time as they send it out with normal post. and plus the festive season around the corner, it might further delay.
chiahau
post Dec 19 2015, 02:18 PM

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QUOTE(twhong_91 @ Dec 19 2015, 11:52 AM)
Is that called as Tele order?
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No. Just tell them you want a standing instructions with this CIMB CC la....
twhong_91
post Dec 19 2015, 03:39 PM

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QUOTE(chiahau @ Dec 19 2015, 02:18 PM)
No. Just tell them you want a standing instructions with this CIMB CC la....
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you mean I call celcom/digi and ask for standing instructions? means something like auto debit?
chiahau
post Dec 19 2015, 06:26 PM

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QUOTE(twhong_91 @ Dec 19 2015, 03:39 PM)
you mean I call celcom/digi and ask for standing instructions? means something like auto debit?
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Standing instruction is auto debit......
twhong_91
post Dec 19 2015, 07:16 PM

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QUOTE(chiahau @ Dec 19 2015, 06:26 PM)
Standing instruction is auto debit......
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Ok notworthy.gif
shamsay
post Dec 20 2015, 12:16 AM

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Is it compulsory to give 3 months payslip for the docs.i just submit 1 mth only..how long to get the cards approve..did they notify whether approve or not
HMMaster
post Dec 20 2015, 09:34 AM

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Can pay Astro bills at Sam's Groceria and get the RM10 voucher? Can use the RM10 to pay for another bill?
chiahau
post Dec 20 2015, 10:19 AM

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QUOTE(shamsay @ Dec 20 2015, 12:16 AM)
Is it compulsory to give 3 months payslip for the docs.i just submit 1 mth only..how long to get the cards approve..did they notify whether approve or not
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Not really.

But to improve your chances, just submit it?

Some people just give EPF printout also can approve already.
cybpsych
post Dec 20 2015, 10:42 AM

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QUOTE(HMMaster @ Dec 20 2015, 09:34 AM)
Can pay Astro bills at Sam's Groceria and get the RM10 voucher? Can use the RM10 to pay for another bill?
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yes, can pay Astro.

but the rm10 voucher can only be used for retail purchases. not for pay bills or TNG reload.
fruitie
post Dec 20 2015, 10:48 AM

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QUOTE(HMMaster @ Dec 20 2015, 09:34 AM)
Can pay Astro bills at Sam's Groceria and get the RM10 voucher? Can use the RM10 to pay for another bill?
*
Yes for first part if using CIMB cards.
No for second part, you cannot use vouchers to pay bills or reload TnG.

This post has been edited by fruitie: Dec 20 2015, 10:48 AM
HMMaster
post Dec 20 2015, 11:05 AM

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QUOTE(cybpsych @ Dec 20 2015, 10:42 AM)
yes, can pay Astro.

but the rm10 voucher can only be used for retail purchases. not for pay bills or TNG reload.
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QUOTE(fruitie @ Dec 20 2015, 10:48 AM)
Yes for first part if using CIMB cards.
No for second part, you cannot use vouchers to pay bills or reload TnG.
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Thanks for the info! thumbup.gif notworthy.gif
SUSDavid83
post Dec 20 2015, 11:24 AM

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Each time I pay my Streamyx bill at Sam's, I sure face a problem.

They select Streamyx but in fact, for my bill, they need to choose TM normal bill.

Very embarrassing as I always halted the queue behind.
fruitie
post Dec 20 2015, 11:27 AM

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QUOTE(David83 @ Dec 20 2015, 11:24 AM)
Each time I pay my Streamyx bill at Sam's, I sure face a problem.

They select Streamyx but in fact, for my bill, they need to choose TM normal bill.

Very embarrassing as I always halted the queue behind.
*
Learn from experience and tell them you are very sure they will need to select TM normal bill. laugh.gif

This post has been edited by fruitie: Dec 20 2015, 11:27 AM
SUSDavid83
post Dec 20 2015, 11:28 AM

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QUOTE(fruitie @ Dec 20 2015, 11:27 AM)
Learn from experience and tell them you are very sure they will need to select TM normal bill. laugh.gif
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I didn't know actually. All the while, I thought it was selected as Streamyx bill based on previous visits.
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post Dec 20 2015, 04:06 PM

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QUOTE(David83 @ Dec 20 2015, 11:24 AM)
Each time I pay my Streamyx bill at Sam's, I sure face a problem.

They select Streamyx but in fact, for my bill, they need to choose TM normal bill.

Very embarrassing as I always halted the queue behind.
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Bro.. you dont pay your bill online?
SUSDavid83
post Dec 20 2015, 04:07 PM

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QUOTE(Kaka23 @ Dec 20 2015, 04:06 PM)
Bro.. you dont pay your bill online?
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I can't earn any rebate.
Kaka23
post Dec 20 2015, 04:09 PM

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QUOTE(David83 @ Dec 20 2015, 04:07 PM)
I can't earn any rebate.
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drool.gif pandai cari lubang la u... PJ seems dont have SAM's cry.gif
fruitie
post Dec 20 2015, 04:31 PM

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QUOTE(Kaka23 @ Dec 20 2015, 04:09 PM)
drool.gif  pandai cari lubang la u... PJ seems dont have SAM's  cry.gif
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Er. Encorp Strand Mall at PJ or at KL then it's Nu Sentral, KL Sentral.
Kaka23
post Dec 20 2015, 05:47 PM

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QUOTE(fruitie @ Dec 20 2015, 04:31 PM)
Er. Encorp Strand Mall at PJ or at KL then it's Nu Sentral, KL Sentral.
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Kota Damansara area.. Oh thabks for the info. Bit far to go there.. sad.gif
fruitie
post Dec 20 2015, 06:07 PM

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QUOTE(Kaka23 @ Dec 20 2015, 05:47 PM)
Kota Damansara area..  Oh thabks for the info. Bit far to go there..  sad.gif
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KD is still at PJ area. laugh.gif
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post Dec 20 2015, 07:06 PM

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QUOTE(Kaka23 @ Dec 20 2015, 05:47 PM)
Kota Damansara area..  Oh thabks for the info. Bit far to go there..  sad.gif
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nu sentral is better for PJ ppl. drive thru federal highway, pass by mid valley, head to kl sentral. simple drive.
bananalow
post Dec 20 2015, 09:01 PM

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QUOTE(Kaka23 @ Dec 20 2015, 05:47 PM)
Kota Damansara area..  Oh thabks for the info. Bit far to go there..  sad.gif
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The route to strand mall is killing ppl~~ biggrin.gif

Go there from 1U is better than exit the KD NKVE toll... tongue.gif
Kaka23
post Dec 20 2015, 09:21 PM

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QUOTE(bananalow @ Dec 20 2015, 09:01 PM)
The route to strand mall is killing ppl~~  biggrin.gif

Go there from 1U is better than exit the KD NKVE toll...  tongue.gif
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There got MRT line construction.. Sure nightmare to go there
qqbill
post Dec 21 2015, 08:49 AM

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for Cashrebate card,

is it possible to get the rebate on telco payment by future dated the payment? as i seen the description is "SI to Bill Payment" on the logged out page for my payment tongue.gif
laymank
post Dec 21 2015, 11:04 AM

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QUOTE(qqbill @ Dec 21 2015, 08:49 AM)
for Cashrebate card,

is it possible to get the rebate on telco payment by future dated the payment?  as i seen the description is "SI to Bill Payment" on the logged out page for my payment tongue.gif
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It's meant for Auto Debit only.
umeshmalani
post Dec 21 2015, 05:43 PM

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hi friends,

I've recently spent my cimb card overseas. They had informed me that the conversion rates comes visa international. Upon checking at visa website, there is a place where we can input our bank fees where i keyed in 1%. Upon checking my bill, i realised that i was overcharged with 1% extra by cimb.

This means visa gives a horrible exchange rate and top of that charges 1% exchange rate. Then Cimb charges 1% extra. Total is 2% instead of 1%.

Has any bro's been through this situation. I lodged official complain with BNM and guess what. i opened all my bill dated 7 years and got my extra 1% back. Please be aware!!!!!!!
TSvictorywp
post Dec 21 2015, 06:26 PM

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QUOTE(umeshmalani @ Dec 21 2015, 05:43 PM)
hi friends,

I've recently spent my cimb card overseas. They had informed me that the conversion rates comes visa international. Upon checking at visa website, there is a place where we can input our bank fees where i keyed in 1%. Upon checking my bill, i realised that i was overcharged with 1% extra by cimb.

This means visa gives a horrible exchange rate and top of that charges 1% exchange rate. Then Cimb charges 1% extra. Total is 2% instead of 1%.

Has any bro's been through this situation. I lodged official complain with BNM and guess what. i opened all my bill dated 7 years and got my extra 1% back. Please be aware!!!!!!!
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that's cross border fee of 0.8% i suppose.
kyle_kl
post Dec 21 2015, 08:59 PM

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QUOTE(victorywp @ Dec 21 2015, 06:26 PM)
that's cross border fee of 0.8% i suppose.
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If i not wrong, cross border only apply to local currency which is myr.
ck23
post Dec 21 2015, 09:11 PM

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dear all,

I heard friend said that cimb offers that whoever put 150k in FD and they will give a CIMB PREFERRED INFINITE.

anyone knows?
rae0724
post Dec 21 2015, 10:44 PM

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hi i m curious that
if i use cimb cash rebate credit card to pay airbnb
will it turn on the rebate?
my staying period is not in this year which able to rebate 10%(current promo)
knight
post Dec 21 2015, 11:07 PM

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wrong section

This post has been edited by knight: Dec 21 2015, 11:09 PM
fruitie
post Dec 21 2015, 11:23 PM

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QUOTE(rae0724 @ Dec 21 2015, 10:44 PM)
hi i m curious that
if i use cimb cash rebate credit card to pay airbnb
will it turn on the rebate?
my staying period is not in this year which able to rebate 10%(current promo)
*
How do you book this Airbnb? Online? Then you will have cash rebate but you may have cross border charges. I haven't booked from Airbnb before, so cannot confirm.
chiahau
post Dec 22 2015, 08:59 AM

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QUOTE(ck23 @ Dec 21 2015, 09:11 PM)
dear all,

I heard friend said that cimb offers that whoever put 150k in FD and they will give a CIMB PREFERRED INFINITE.

anyone knows?
*
For 150k, I'd rather put it to MBB's Premier / VI or World MC compared to CIMB's which offers not much benefits :/

And CIMB preferred requirement so low already? I thought it was 250k last time around.
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post Dec 22 2015, 10:36 AM

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QUOTE(fruitie @ Dec 21 2015, 11:23 PM)
How do you book this Airbnb? Online? Then you will have cash rebate but you may have cross border charges. I haven't booked from Airbnb before, so cannot confirm.
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last few days, i received email someone sent me Airbnb credit of RM175 but need to spend minimum of RM322 on airbnb in order to use the credit!
rae0724
post Dec 22 2015, 10:37 AM

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QUOTE(fruitie @ Dec 21 2015, 11:23 PM)
How do you book this Airbnb? Online? Then you will have cash rebate but you may have cross border charges. I haven't booked from Airbnb before, so cannot confirm.
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yes yes by online
cross border charges?... how much it charge? ><
fruitie
post Dec 22 2015, 10:41 AM

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QUOTE(rae0724 @ Dec 22 2015, 10:37 AM)
yes yes by online
cross border charges?... how much it charge? ><
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0.8%. If pay Agoda using CIMB cards will have cross border charges.
Archer17
post Dec 22 2015, 10:53 AM

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if let say i link my paypal with my cash rebate and make purchase, will i still entitle for 5% online rebate?
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post Dec 22 2015, 01:00 PM

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QUOTE(Archer17 @ Dec 22 2015, 10:53 AM)
if let say i link my paypal with my cash rebate and make purchase, will i still entitle for 5% online rebate?
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yes
Archer17
post Dec 22 2015, 01:41 PM

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QUOTE(alexanderclz @ Dec 22 2015, 01:00 PM)
yes
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how about if i purchase thing via apps like lazada. still i can entitle for 5% rebate?
laymank
post Dec 22 2015, 01:55 PM

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QUOTE(Archer17 @ Dec 22 2015, 01:41 PM)
how about if i purchase thing via apps like lazada. still i can entitle for 5% rebate?
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yes
are89
post Dec 23 2015, 08:50 AM

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I just want to share that I payed TM bills via payonline (UOB) & received 0.5% CB using cimb-petronas mastercard.
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post Dec 23 2015, 09:40 AM

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QUOTE(are89 @ Dec 23 2015, 08:50 AM)
I just want to share that I payed TM bills via payonline (UOB) & received 0.5% CB using cimb-petronas mastercard.
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u meant 0.2%?
ck23
post Dec 23 2015, 09:47 AM

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QUOTE(chiahau @ Dec 22 2015, 08:59 AM)
For 150k, I'd rather put it to MBB's Premier / VI or World MC compared to CIMB's which offers not much benefits :/

And CIMB preferred requirement so low already? I thought it was 250k last time around.
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promo period. was 250k, now 150k
are89
post Dec 23 2015, 09:51 AM

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QUOTE(alexwsk @ Dec 23 2015, 09:40 AM)
u meant 0.2%?
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It is exactly 0.5%

I paid 73.45 & received REBATE-OTHER RETAIL PURCHASES 0.37

This post has been edited by are89: Dec 28 2015, 11:29 AM
mamamia
post Dec 23 2015, 10:03 AM

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QUOTE(are89 @ Dec 23 2015, 09:51 AM)
It is exactly 0.5%

I payed 73.45 & received REBATE-OTHER RETAIL PURCHASES 0.37
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Only 1 transaction made during the month? CIMB other retail shd be only 0.2%
chiahau
post Dec 23 2015, 10:08 AM

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QUOTE(ck23 @ Dec 23 2015, 09:47 AM)
promo period. was 250k, now 150k
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laugh.gif

Better go MBB still....

Their cards much better perks, in my honest opinion.
are89
post Dec 23 2015, 10:13 AM

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QUOTE(mamamia @ Dec 23 2015, 10:03 AM)
Only 1 transaction made during the month? CIMB other retail shd be only 0.2%
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Is it true & shud be only 0.2% nod.gif

I made 2 trnxs. Using cimb-petronas cc
1 trnx at peronas (petrol) & 1 trnx as said earlier.
But I confused coz only rcvd 2% for petrol.

Kinda weird.. hmm.gif

This post has been edited by are89: Dec 23 2015, 10:16 AM
knight
post Dec 23 2015, 10:28 AM

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I'm planning to get the cash rebate card for online transactions. And I heard they just limited it to certain categories with MCC codes to get rebates of 5%. I can't really get my answer from FAQ. Anyone here can tell me if it's worth to get this card for my usual online purchasing?
laymank
post Dec 23 2015, 10:36 AM

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QUOTE(knight @ Dec 23 2015, 10:28 AM)
I'm planning to get the cash rebate card for online transactions. And I heard they just limited it to certain categories with MCC codes to get rebates of 5%. I can't really get my answer from FAQ. Anyone here can tell me if it's worth to get this card for my usual online purchasing?
*
quick summary of my experience,

online shopping for local sites - OK;
overseas sites - 0.8% cross border fee;
utility must be autodebit to enjoy cash rebate;
air ticket not included;
hitch80
post Dec 23 2015, 11:54 AM

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I just use both CIMB Petronas & Cashback cards for almost 2 months. My first statement + cashback were accumulated accordingly. However for this month I noticed my cashback for petronas card is lesser than expected

For this month I used RM200, but it seems like my 3% CB calculated for rough figure of RM150. How does CIMB calculate their cashback??

Thank you
Savor_Savvy
post Dec 23 2015, 12:41 PM

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What is the meaning of 4260 CREDIT REFUND VMC?
Watta??
post Dec 23 2015, 01:01 PM

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Hey guys, I applied for the Cash Rebate Mastercard but application got rejected. Jus wanna know is there a timeframe that I have to wait before I can reapply for it? Or is there any other way to get it?
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post Dec 23 2015, 01:09 PM

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QUOTE(Watta?? @ Dec 23 2015, 01:01 PM)
Hey guys, I applied for the Cash Rebate Mastercard but application got rejected. Jus wanna know is there a timeframe that I have to wait before I can reapply for it? Or is there any other way to get it?
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recommended 6 months. not sure if pledging fd works with cimb.
hafizhans
post Dec 28 2015, 08:51 AM

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been 1 week since last calls from CIMB to verify my application.
think i got rejected or not?
Human Nature
post Dec 28 2015, 10:50 AM

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QUOTE(hafizhans @ Dec 28 2015, 08:51 AM)
been 1 week since last calls from CIMB to verify my application.
think i got rejected or not?
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still early, with the PH and all..call up and ask if you want to know the status
hafizhans
post Dec 28 2015, 11:10 AM

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QUOTE(Human Nature @ Dec 28 2015, 10:50 AM)
still early, with the PH and all..call up and ask if you want to know the status
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i received 2 calls actually, 1st from cimb the other from cimb cc section,
both want to verify, but 2nd call only short one.
normal?
fyi 1st time ever apply cc biggrin.gif
hitch80
post Dec 28 2015, 11:23 AM

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QUOTE(hitch80 @ Dec 23 2015, 11:54 AM)
I just use both CIMB Petronas & Cashback cards for almost 2 months.  My first statement + cashback were accumulated accordingly.  However for this month I noticed my cashback for petronas card is lesser than expected

For this month I used RM200, but it seems like my 3% CB calculated for rough figure of RM150.  How does CIMB calculate their cashback??

Thank you
*
Can anyone assist on my query above?
SUSDavid83
post Dec 28 2015, 11:40 AM

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QUOTE(hitch80 @ Dec 28 2015, 11:23 AM)
Can anyone assist on my query above?
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It's better that you post certain level of your statement for us to analyze.

Otherwise, if you're not comfortable, you can always call CS for deeper query.
cybpsych
post Dec 28 2015, 11:41 AM

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QUOTE(hitch80 @ Dec 28 2015, 11:23 AM)
Can anyone assist on my query above?
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call cs.

also, which T&Cs did you read for the card. <-- i'm asking this on purpose.
hitch80
post Dec 28 2015, 12:13 PM

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QUOTE(David83 @ Dec 28 2015, 11:40 AM)
It's better that you post certain level of your statement for us to analyze.

Otherwise, if you're not comfortable, you can always call CS for deeper query.
*
Ok, please find partial screen shot of my CIMB Petronas card statement (pretty embarrassing since the usage is not that much)

If you look at the screen shot


The first 2 lines

Previous balance was RM96.35 hence 3% CB gave me RM2.89

However for this month there were 2 usages on Nov 29th and Dec 6th of RM34.85 and RM56.55 respectively. So in total the usage was RM91.40. So 3% CB for RM91.40 should be RM2.74, but based on the current CB calculated I just got RM1.83 equivalent to total usage of RM61.00 instead of RM91.40.


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OldKidz
post Dec 28 2015, 12:14 PM

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Any upcoming promotion that apply this card with free gift? hehe...
hitch80
post Dec 28 2015, 12:15 PM

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QUOTE(cybpsych @ Dec 28 2015, 11:41 AM)
call cs.

also, which T&Cs did you read for the card. <-- i'm asking this on purpose.
*
I referrring to CIMB Petronas CC T&C as statement balance below 3K total CB is 3%
hitch80
post Dec 28 2015, 12:18 PM

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QUOTE(OldKidz @ Dec 28 2015, 12:14 PM)
Any upcoming promotion that apply this card with free gift? hehe...
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I dont see any promo from RInggitPlus for any free tablet this time around cry.gif
OldKidz
post Dec 28 2015, 02:32 PM

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QUOTE(hitch80 @ Dec 28 2015, 12:18 PM)
I dont see any promo from RInggitPlus for any free tablet this time around  cry.gif
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Lets keep an eye on it. haha
hafizhans
post Dec 28 2015, 04:22 PM

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just receive cimb cr today, n got sms to asking to sent last 4 digit card no. to activate.
from 68833.
legit or not?
Human Nature
post Dec 28 2015, 06:24 PM

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QUOTE(hafizhans @ Dec 28 2015, 04:22 PM)
just receive cimb cr today, n got sms to asking to sent last 4 digit card no. to activate.
from 68833.
legit or not?
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is there any instruction stated on the paper that come together with your CC? there should be an activation instruction there.
Human Nature
post Dec 28 2015, 06:25 PM

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QUOTE(steve986 @ Dec 28 2015, 03:14 PM)
i cancel my cimb visa signature and got my cash rebate platinum 
my cimbclicks gila already cannot link to the cash rebate one

i call customer service, blablabla all day, wait 5 working day

then how i pay my credit card besides going to cimb bank ?
late payment is when ? i never drag transaction date more than 1 day

i very scare kena charge interest man
*
you can do IBG from other bank portal, or just fund transfer from cimbclicks..you just need the CC number anyway.

they dont send the statement anymore?
SUSDavid83
post Dec 28 2015, 06:31 PM

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QUOTE(steve986 @ Dec 28 2015, 06:28 PM)
No statement la..  If overpaid cimb give back or not?

I don't remember the exact figure edi
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I think you can call CS or use IVR to know your CC balance.
SUSDavid83
post Dec 28 2015, 06:31 PM

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QUOTE(steve986 @ Dec 28 2015, 06:28 PM)
No statement la..  If overpaid cimb give back or not?

I don't remember the exact figure edi
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I think you can call CS or use IVR to know your CC balance.
hafizhans
post Dec 28 2015, 06:38 PM

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QUOTE(Human Nature @ Dec 28 2015, 06:24 PM)
is there any instruction stated on the paper that come together with your CC? there should be an activation instruction there.
*
only got home now n open the letter
yeah got the same instruction inside tongue.gif
SUSDavid83
post Dec 28 2015, 06:39 PM

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QUOTE(steve986 @ Dec 28 2015, 06:34 PM)
IVR is what?
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Interactive voice response at CS number.
karcity
post Dec 28 2015, 08:16 PM

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QUOTE(steve986 @ Dec 28 2015, 03:14 PM)
i cancel my cimb visa signature and got my cash rebate platinum 
my cimbclicks gila already cannot link to the cash rebate one

i call customer service, blablabla all day, wait 5 working day

then how i pay my credit card besides going to cimb bank ?
late payment is when ? i never drag transaction date more than 1 day

i very scare kena charge interest man
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Why cancel visa signature?
SUSrockefeller
post Dec 28 2015, 09:12 PM

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I am currently holding a CIMB Enrich WMC which was issued to me in 2012. I was offered an upgrade to Enrich World Elite. Somehow, I am confused over this whole capping of Bonus Miles.

Does that mean it is better for me to continue using my existing card and not upgrade? Can someone please explain?
angerger
post Dec 28 2015, 11:43 PM

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QUOTE(OldKidz @ Dec 28 2015, 12:14 PM)
Any upcoming promotion that apply this card with free gift? hehe...
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Yes, login and apply online. Info as below.

This post has been edited by angerger: Dec 28 2015, 11:55 PM


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red_scorpion
post Dec 29 2015, 01:27 AM

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QUOTE(angerger @ Dec 28 2015, 11:43 PM)
Yes, login and apply online. Info as below.
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RM70 cash back very low rclxub.gif rclxub.gif but better than nth brows.gif
OldKidz
post Dec 29 2015, 01:41 AM

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QUOTE(steve986 @ Dec 28 2015, 03:14 PM)
i cancel my cimb visa signature and got my cash rebate platinum 
my cimbclicks gila already cannot link to the cash rebate one

i call customer service, blablabla all day, wait 5 working day

then how i pay my credit card besides going to cimb bank ?
late payment is when ? i never drag transaction date more than 1 day

i very scare kena charge interest man
*
same, it happen to me too... donno whats wrong with their system, even i called CS or walk-in also they cant handle my issue last time... :/
hafizhans
post Dec 29 2015, 08:14 AM

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if buying from local clothing shop website, like rayyan haya, bella ammara etc consider as online spending also? or do i need to pay using paypal in order to get rebate?

where can i check merchants under POSMODE 81?

This post has been edited by hafizhans: Dec 29 2015, 08:16 AM
JC_jun
post Dec 29 2015, 10:01 AM

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QUOTE(rockefeller @ Dec 28 2015, 09:12 PM)
I am currently holding a CIMB Enrich WMC which was issued to me in 2012. I was offered an upgrade to Enrich World Elite. Somehow, I am confused over this whole capping of Bonus Miles.

Does that mean it is better for me to continue using my existing card and not upgrade? Can someone please explain?
*
Wmc elite actually has better benefit
What is your annual spending? It capped the bonus miles at 150k per year.
mizbutcher
post Dec 29 2015, 10:14 AM

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Question for cimb cash rebate platinum. This is my first credit card. So I'm quite blur even after some reading from the previous post. In my first statement via cimbclicks, it shows;
Outstanding Balance :RM 260.19 (after deduct cash rebate)
Statement Balance :RM 268.32
Payment Due Date : 10-Jan-2016
Statement Date : 21-Dec-2015

while in my eStatement no cash rebate included. Should i pay the outstanding balance or the statement balance? why there is no cash rebate included in my Estatement? confused unsure.gif unsure.gif
fruitie
post Dec 29 2015, 10:17 AM

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QUOTE(mizbutcher @ Dec 29 2015, 10:14 AM)
Question for cimb cash rebate platinum. This is my first credit card. So I'm quite blur even after some reading from the previous post. In my first statement via cimbclicks, it shows;
Outstanding Balance :RM 260.19 (after deduct cash rebate)
Statement Balance :RM 268.32
Payment Due Date : 10-Jan-2016
Statement Date : 21-Dec-2015

while in my eStatement no cash rebate included. Should i pay the outstanding balance or the statement balance? why there is no cash rebate included in my Estatement? confused  unsure.gif  unsure.gif
*
Statement balance amount, the one without cash rebate. Other banks allow you to deduct the cash back before payment but it seems CIMB doesn't allow and will impose penalty to cardholders. There were a few forummers shared abouf this earlier.

This post has been edited by fruitie: Dec 29 2015, 10:18 AM
13aby
post Dec 29 2015, 10:27 AM

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CIMB min card now is platinum . How about the Credit limit? x2 of salary or more?
mizbutcher
post Dec 29 2015, 10:31 AM

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QUOTE(fruitie @ Dec 29 2015, 10:17 AM)
Statement balance amount, the one without cash rebate. Other banks allow you to deduct the cash back before payment but it seems CIMB doesn't allow and will impose penalty to cardholders. There were a few forummers shared abouf this earlier.
*
Thanks for replying. I thought that too, but the CS told me I can pay the outstanding balance.
So I double confirm again with the cs if I'll get penalty for not paying the statement bal, but she said there will be no
problem at all. aiyoo.. so confused..
mizbutcher
post Dec 29 2015, 10:32 AM

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QUOTE(13aby @ Dec 29 2015, 10:27 AM)
CIMB min card now is platinum . How about the Credit limit? x2 of salary or more?
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Salary still the same as before min 24000 per annum only the title change, dont know why.

This post has been edited by mizbutcher: Dec 29 2015, 10:36 AM
13aby
post Dec 29 2015, 10:38 AM

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QUOTE(mizbutcher @ Dec 29 2015, 10:32 AM)
Salary still the same as before min 24000 per annum only the title change, dont know why.
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Many people cancel card mayb haha , want get back more customer rclxms.gif but nowdays platinum no market already sad.gif
fruitie
post Dec 29 2015, 10:39 AM

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QUOTE(13aby @ Dec 29 2015, 10:27 AM)
CIMB min card now is platinum . How about the Credit limit? x2 of salary or more?
*
Credit limit varies, it still depends on banks to offer you. I got around 5x from CIMB.

QUOTE(mizbutcher @ Dec 29 2015, 10:31 AM)
Thanks for replying. I thought that too, but the CS told me I can pay the outstanding balance.
So I double confirm again with the cs if I'll get penalty for not paying the statement bal, but she said there will be no
problem at all. aiyoo.. so confused..
*
Well, you can take the risk if you want. If you have the CS name and time of conversation even better, anything happens then quote the name. laugh.gif
But best is get a black and white from bank.
PeowYong
post Dec 29 2015, 11:22 AM

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hi, just wanted to ask if perform IBFT via ATM @ CIMB, it charges RM0.53 for the transfer? Isn't it free until end of this year? I had emailed CIMB and it says it is not free if IBFT is performed over CIMB ATM but i can't find any info regarding this at their website.

I can't find a thread on IBFT or CIMB thread, so I am asking here.
fruitie
post Dec 29 2015, 11:39 AM

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QUOTE(PeowYong @ Dec 29 2015, 11:22 AM)
hi, just wanted to ask if perform IBFT via ATM @ CIMB, it charges RM0.53 for the transfer? Isn't it free until end of this year? I had emailed CIMB and it says it is not free if IBFT is performed over CIMB ATM but i can't find any info regarding this at their website.

I can't find a thread on IBFT or CIMB thread, so I am asking here.
*
I used CIMB IBFT via online and app is free of charge. I think ATM is not applicable.
kyle_kl
post Dec 29 2015, 01:33 PM

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hi, what is the process to upgrade from gold card to platinum card? Call SA will do?
SUSDavid83
post Dec 29 2015, 01:44 PM

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QUOTE(PeowYong @ Dec 29 2015, 11:22 AM)
hi, just wanted to ask if perform IBFT via ATM @ CIMB, it charges RM0.53 for the transfer? Isn't it free until end of this year? I had emailed CIMB and it says it is not free if IBFT is performed over CIMB ATM but i can't find any info regarding this at their website.

I can't find a thread on IBFT or CIMB thread, so I am asking here.
*
QUOTE(fruitie @ Dec 29 2015, 11:39 AM)
I used CIMB IBFT via online and app is free of charge. I think ATM is not applicable.
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IIBFT is FOC for Clicks app or website only till end of this month.

ATM is chargeable.

Refer to discussion thread: https://forum.lowyat.net/topic/1985221

This post has been edited by David83: Dec 29 2015, 01:46 PM
OldKidz
post Dec 29 2015, 03:54 PM

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QUOTE(steve986 @ Dec 29 2015, 02:00 AM)
Because last time never enter airport premium lounge.
Got annual fee if spending less than 100k..  I fast fast cancel lol I 1 year cc spending few k oni.

Better use cash rebate more untung
So u solve the problem edi?
*
Nay, tats the reason I cancel after I utilized it... hahaha

Also why right now waiting for their application promo... maybe luggage / vacuum robot etc? hehe brows.gif
nitehawk
post Dec 30 2015, 12:19 AM

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If I made utility bill via UOBPayonline with CIMB Cash Rebate card, will I enjoy 5% cash rebate?
fruitie
post Dec 30 2015, 12:25 AM

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QUOTE(nitehawk @ Dec 30 2015, 12:19 AM)
If I made utility bill via UOBPayonline with CIMB Cash Rebate card, will I enjoy 5% cash rebate?
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No...
Phelddagriff
post Dec 30 2015, 01:05 AM

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QUOTE(JC_jun @ Dec 29 2015, 10:01 AM)
Wmc elite actually has better benefit
What is your annual spending? It capped the bonus miles at 150k per year.
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The WMC is capped as well at 50k I believe. But overall both are pretty crap at collecting miles especially with the capping.

The MBB VI beats the WMC at both local and overseas spend, while beating the Elite WMC for overseas spend. Of course, the MBB Premier Amex beats them all. And no capping!
Jeffreynsx
post Dec 30 2015, 06:41 AM

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QUOTE(fruitie @ Dec 29 2015, 10:17 AM)
Statement balance amount, the one without cash rebate. Other banks allow you to deduct the cash back before payment but it seems CIMB doesn't allow and will impose penalty to cardholders. There were a few forummers shared abouf this earlier.
*
If this is the case, first time paid the full amount based on Statement Balance. How about the cash rebate that we accumulated on the particular month? Next month they will credit back to the Statement Balance?
SUSDavid83
post Dec 30 2015, 07:42 AM

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Just pay full as per Statement Balance to avoid complication of being charged for interest.

Cash rebate will be credited in the next statement and will not be regarded as payment or advanced payment to offset the current statement balance as per forumer feedback.
are89
post Dec 30 2015, 08:57 AM

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My transaction for DEC 2015 paid using Cimb CR CC:

Ordered Domino's online & received 5% CR.
Bought some boxes of tea & other stuff at Cameron Valley(Ringlet) & received 0.2% CR.
Jeffreynsx
post Dec 30 2015, 09:19 AM

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QUOTE(David83 @ Dec 30 2015, 07:42 AM)
Just pay full as per Statement Balance to avoid complication of being charged for interest.

Cash rebate will be credited in the next statement and will not be regarded as payment or advanced payment to offset the current statement balance as per forumer feedback.
*
Noted. I just verified with senior officer from CIMB Bank and it is indeed pay in full amount based on Statement Balance rather than Outstanding Balance. Cash rebate will be credited to the next Statement Balance.
SUSDavid83
post Dec 30 2015, 09:49 AM

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QUOTE(are89 @ Dec 30 2015, 08:57 AM)
My transaction for DEC 2015 paid using Cimb CR CC:

Ordered Domino's online & received 5% CR.
Bought some boxes of tea & other stuff at Cameron Valley(Ringlet) & received 0.2% CR.
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Which category you expect this transaction fit into? cool2.gif
are89
post Dec 30 2015, 09:59 AM

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QUOTE(David83 @ Dec 30 2015, 09:49 AM)
Which category you expect this transaction fit into?  cool2.gif
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I thought domino's fall under dining category (other retail) which only earn 0.2% CR &
buying tea fall under groceries which is 2% CR but seems like it is under other retail.

This post has been edited by are89: Dec 30 2015, 10:00 AM
SUSDavid83
post Dec 30 2015, 10:13 AM

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QUOTE(are89 @ Dec 30 2015, 09:59 AM)
I thought domino's fall under dining category (other retail) which only earn 0.2% CR &
buying tea fall under groceries which is 2% CR but seems like it is under other retail.
*
My guess is because of the Domino online website or payment processor is tagged as e-commerce which makes the transaction falls under online category.

On the other hand, if your tea is bought at those marts or convenience stores, it could be fall under groceries category. Otherwise, it may just fall under dining or other category.
are89
post Dec 30 2015, 10:23 AM

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QUOTE(David83 @ Dec 30 2015, 10:13 AM)
My guess is because of the Domino online website or payment processor is tagged as e-commerce which makes the transaction falls under online category.

On the other hand, if your tea is bought at those marts or convenience stores, it could be fall under groceries category. Otherwise, it may just fall under dining or other category.
*
Yes u're right for e-commerce online payment thumbup.gif but for Cameron Valley maybe it is considered as gift store which not fall under groceries unless I bought the tea online biggrin.gif

This post has been edited by are89: Dec 30 2015, 10:29 AM
hitch80
post Dec 30 2015, 11:40 AM

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QUOTE(hitch80 @ Dec 28 2015, 12:13 PM)
Ok, please find partial screen shot of my CIMB Petronas card statement (pretty embarrassing since the usage is not that much)

If you look at the screen shot
The first 2 lines

Previous balance was RM96.35 hence 3% CB gave me RM2.89

However for this month there were 2 usages on Nov 29th and Dec 6th of RM34.85 and RM56.55 respectively.  So in total the usage was RM91.40.  So 3% CB for RM91.40 should be RM2.74, but based on the current CB calculated I just got RM1.83 equivalent to total usage of RM61.00 instead of RM91.40.
*
Can anyone assist? Has anyone experienced this before? I reported this to CIMB on 23rd Dec, until now no update. I guess they are figuring out the calculation themselves doh.gif
Chinus
post Dec 30 2015, 04:25 PM

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Hi Sifu,

Not very confirm.
CIMB Cashback Platinum base on posting date or transaction date right??
SUSDavid83
post Dec 30 2015, 04:37 PM

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QUOTE(Chinus @ Dec 30 2015, 04:25 PM)
Hi Sifu,

Not very confirm.
CIMB Cashback Platinum base on posting date or transaction date right??
*
Transaction date
adele123
post Dec 30 2015, 06:42 PM

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QUOTE(fruitie @ Dec 29 2015, 10:17 AM)
Statement balance amount, the one without cash rebate. Other banks allow you to deduct the cash back before payment but it seems CIMB doesn't allow and will impose penalty to cardholders. There were a few forummers shared abouf this earlier.
*
Just want to share... i've been paying my statement amount, nett of cashback for the past few statements and it is fine...

I wasn't charged any interest.
hitch80
post Dec 30 2015, 07:05 PM

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QUOTE(adele123 @ Dec 30 2015, 06:42 PM)
Just want to share... i've been paying my statement amount, nett of cashback for the past few statements and it is fine...

I wasn't charged any interest.
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This post has been edited by hitch80: Dec 30 2015, 07:10 PM
cybpsych
post Dec 30 2015, 08:29 PM

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QUOTE(cybpsych @ Dec 2 2015, 04:24 PM)
finally able to pay IWK using CIMB CR via POSONLINE. now it triggers the 6-digit Secure ePay Code.

not sure got rebate or not. i got no other card to pay IWK anyways, no harm trying. else, i'd just ust M2U CASA to pay IWK.
*
ok CIMB cashback already credited.


Confirmed 5% Online Cashback:

● IWK bill payment via POSonline
● Pizza Hut Online Delivery


Confirmed 0.2% Retail Cashback:

● JomPAY
t3arsCulprit
post Dec 31 2015, 11:09 AM

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CIMB cashback card is the lousiest card ever I have been using so far..
They call me up to sign up the credit PLUS shield, which I find it not bad since I have signed it with other credit card company as well..

But this CIMB is too cunning.. They purposely charged it on 28th of every month..

This is fine with me.. I clear my statement bill on every 27 to avoid the credit charges.. Thats fine.. But whenever I do transaction on 25, 26, 27 or even 28, it will suddenly squeeze in to fit into 28th and with extra credit charges which make me really find it a scam..

All other credit card I always pay fully on 1st to 5th of every month without any extra charges, only this cunning CIMB using such trick to make customer to pay extra charges.. What lar CIMB..
chiahau
post Dec 31 2015, 11:12 AM

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QUOTE(t3arsCulprit @ Dec 31 2015, 11:09 AM)
CIMB cashback card is the lousiest card ever I have been using so far..
They call me up to sign up the credit PLUS shield, which I find it not bad since I have signed it with other credit card company as well..

But this CIMB is too cunning.. They purposely charged it on 28th of every month..

This is fine with me.. I clear my statement bill on every 27 to avoid the credit charges.. Thats fine.. But whenever I do transaction on 25, 26, 27 or even 28, it will suddenly squeeze in to fit into 28th and with extra credit charges which make me really find it a scam..

All other credit card I always pay fully on 1st to 5th of every month without any extra charges, only this cunning CIMB using such trick to make customer to pay extra charges.. What lar CIMB..
*
All this Credit plus shield thingy, I honestly find it crap.

If you are not happy with it, just cancel it? Not a big deal plus you don't have to cough up the few dollars.
!@#$%^
post Dec 31 2015, 11:13 AM

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QUOTE(t3arsCulprit @ Dec 31 2015, 11:09 AM)
CIMB cashback card is the lousiest card ever I have been using so far..
They call me up to sign up the credit PLUS shield, which I find it not bad since I have signed it with other credit card company as well..

But this CIMB is too cunning.. They purposely charged it on 28th of every month..

This is fine with me.. I clear my statement bill on every 27 to avoid the credit charges.. Thats fine.. But whenever I do transaction on 25, 26, 27 or even 28, it will suddenly squeeze in to fit into 28th and with extra credit charges which make me really find it a scam..

All other credit card I always pay fully on 1st to 5th of every month without any extra charges, only this cunning CIMB using such trick to make customer to pay extra charges.. What lar CIMB..
*
I suppose the statement date is 28th of every month? Then, you are responsible to clear up your statement balance up till 28th within the 20 days interest free period.
cybpsych
post Dec 31 2015, 11:33 AM

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QUOTE(t3arsCulprit @ Dec 31 2015, 11:09 AM)
CIMB cashback card is the lousiest card ever I have been using so far..
They call me up to sign up the credit PLUS shield, which I find it not bad since I have signed it with other credit card company as well..

But this CIMB is too cunning.. They purposely charged it on 28th of every month..

This is fine with me.. I clear my statement bill on every 27 to avoid the credit charges.. Thats fine.. But whenever I do transaction on 25, 26, 27 or even 28, it will suddenly squeeze in to fit into 28th and with extra credit charges which make me really find it a scam..

All other credit card I always pay fully on 1st to 5th of every month without any extra charges, only this cunning CIMB using such trick to make customer to pay extra charges.. What lar CIMB..
*
highlighted blue: this is normal, they charge on statement date, which is 28th. similar to BT also, it get charged on statement date. what's wrong with that? since you already agreed to sign up that credit Plus shield, it's your right to understand the T&Cs of it, including when it get charged, etc etc, right?

highlighted red: what do you mean by "squeeze in to fit into 28th" for your transactions on 25, 26, 27, or 28? isnt that how it works on statement billing? since the statement cutoff is 28th, any transctions posted on last 29th until current 28th will all be "billed/charged" to your current 28th statement. there's nothing to squeeze. this is like a postpaid billing, "use first, pay later".

the problem i see is you're not used to CIMB's statement on 28th, whereas your other cards is on early of the month.

This post has been edited by cybpsych: Dec 31 2015, 11:35 AM
t3arsCulprit
post Dec 31 2015, 11:47 AM

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QUOTE(cybpsych @ Dec 31 2015, 11:33 AM)
highlighted blue: this is normal, they charge on statement date, which is 28th. similar to BT also, it get charged on statement date. what's wrong with that? since you already agreed to sign up that credit Plus shield, it's your right to understand the T&Cs of it, including when it get charged, etc etc, right?

highlighted red: what do you mean by "squeeze in to fit into 28th" for your transactions on 25, 26, 27, or 28? isnt that how it works on statement billing? since the statement cutoff is 28th, any transctions posted on last 29th until current 28th will all be "billed/charged" to your current 28th statement. there's nothing to squeeze. this is like a postpaid billing, "use first, pay later".

the problem i see is you're not used to CIMB's statement on 28th, whereas your other cards is on early of the month.
*
But I'm not okay that I once paid the full balance on 28.. and also made a transaction on 28 the same day..

It usually took more than 3 to 5 days for that to be posted.. But why it have to be always on the 28th..

I have been using CITI, HLB, Maybank none are doing so..

Maybe u are right, im not used with the 28th statement.. I dun even have plan to keep this card anyway.. Just merely to express my experience with CIMB credit card which as a customer I dun find it I have a good experience with them..

Thanks for the feedback though.. biggrin.gif
cybpsych
post Dec 31 2015, 11:50 AM

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QUOTE(t3arsCulprit @ Dec 31 2015, 11:47 AM)
But I'm not okay that I once paid the full balance on 28.. and also made a transaction on 28 the same day..

It usually took more than 3 to 5 days for that to be posted.. But why it have to be always on the 28th..

I have been using CITI, HLB, Maybank none are doing so..

Maybe u are right, im not used with the 28th statement.. I dun even have plan to keep this card anyway.. Just merely to express my experience with CIMB credit card which as a customer I dun find it I have a good experience with them..

Thanks for the feedback though..  biggrin.gif
*
i always pay statement amount AFTER statement date, just so that i dont screw up the amount to be paid smile.gif

furthremore, i always utlize the 20days grace period (after statement date), so the amount i need to IBG/IBFT will never be wrong (unless i got weird fingers hitting extra/less digit laugh.gif )

cheers!
t3arsCulprit
post Dec 31 2015, 01:38 PM

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QUOTE(cybpsych @ Dec 31 2015, 11:50 AM)
i always pay statement amount AFTER statement date, just so that i dont screw up the amount to be paid smile.gif

furthremore, i always utlize the 20days grace period (after statement date), so the amount i need to IBG/IBFT will never be wrong (unless i got weird fingers hitting extra/less digit laugh.gif )

cheers!
*
Yea.. I always do that for other credit card..

But what they charged are the credit plus shield lolx.. Im trying to avoid getting the charges though which occurs on 28th of every month, they do not have a buffer/grace period like given extra one day..

I signed up this credit shield for other card, but I nvr even once getting charged for that bcos I always remember to pay on 1st or 2nd of every month..

This is the reason why I am saying I have a very bad experience with the bank itself.. Hahaha.. But its purely my own opinion.. Others might are enjoying paying the credit shield charges happily.. I dunno..

Cheers biggrin.gif
hafizhans
post Dec 31 2015, 01:55 PM

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thinking on buying gold jewelry using 0% interest plan.
bad idea or not? new user here.
what shop accept 0% interest plan from CIMB CR?
SUSDavid83
post Dec 31 2015, 02:44 PM

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I'm not sure about you guys but I'm pretty happy with CIMB Cash Rebate Mastercard.

It has been my most active card after I cut my MBB2 AMEX and my MBB Ikhwan Mastercard is only active on Fridays and Saturdays. Of course in my wallet, I still got UOB ONE Classic and Citibank Cash Back Platinum.
Jeffreynsx
post Dec 31 2015, 05:08 PM

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QUOTE(t3arsCulprit @ Dec 31 2015, 01:38 PM)
Yea.. I always do that for other credit card..

But what they charged are the credit plus shield lolx.. Im trying to avoid getting the charges though which occurs on 28th of every month, they do not have a buffer/grace period like given extra one day..

I signed up this credit shield for other card, but I nvr even once getting charged for that bcos I always remember to pay on 1st or 2nd of every month..

This is the reason why I am saying I have a very bad experience with the bank itself.. Hahaha.. But its purely my own opinion.. Others might are enjoying paying the credit shield charges happily.. I dunno..

Cheers  biggrin.gif
*
1. 28th of each month is the cut-off date for CIMB CR Credit Card.
2. Generating the statement of account is time consuming (Usually 4 to 5 working days)
SUSDavid83
post Dec 31 2015, 05:12 PM

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QUOTE(Jeffreynsx @ Dec 31 2015, 05:08 PM)
1. 28th of each month is the cut-off date for CIMB CR Credit Card.
2. Generating the statement of account is time consuming (Usually 4 to 5 working days)
*
That's why it's better to have CIMBClicks access.
t3arsCulprit
post Dec 31 2015, 05:26 PM

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QUOTE(Jeffreynsx @ Dec 31 2015, 05:08 PM)
1. 28th of each month is the cut-off date for CIMB CR Credit Card.
2. Generating the statement of account is time consuming (Usually 4 to 5 working days)
*
1) Yea, I know..
2) Dun get your point of saying..

Im trying to get UOB VOX card.. Maybe it is better Lolx..
SUSDavid83
post Dec 31 2015, 05:31 PM

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QUOTE(t3arsCulprit @ Dec 31 2015, 05:26 PM)
1) Yea, I know..
2) Dun get your point of saying..

Im trying to get UOB VOX card.. Maybe it is better Lolx..
*
CIMB takes time to generate and send the PDF version of the statement/bill to your email address.

They're not as efficient as UOB. I have to give credit to UOB for this! thumbup.gif
t3arsCulprit
post Dec 31 2015, 05:41 PM

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QUOTE(David83 @ Dec 31 2015, 05:31 PM)
CIMB takes time to generate and send the PDF version of the statement/bill to your email address.

They're not as efficient as UOB. I have to give credit to UOB for this!  thumbup.gif
*
But I dun really care about the monthly statement being sent to my email.. Lolx
I can check it via online anyways.. laugh.gif
SUSDavid83
post Dec 31 2015, 05:47 PM

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QUOTE(t3arsCulprit @ Dec 31 2015, 05:41 PM)
But I dun really care about the monthly statement being sent to my email.. Lolx
I can check it via online anyways..  laugh.gif
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That's why I did mention that it's very handy if you have access to CIMBClicks for your CC.

I do concur with you on your point!
SUSDavid83
post Dec 31 2015, 05:47 PM

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QUOTE(t3arsCulprit @ Dec 31 2015, 05:41 PM)
But I dun really care about the monthly statement being sent to my email.. Lolx
I can check it via online anyways..  laugh.gif
*
That's why I did mention that it's very handy if you have access to CIMBClicks for your CC.

I do concur with you on your point!
Kings7
post Dec 31 2015, 05:59 PM

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CIMB send my card via normal post and i haven receive it since early of December. Call to CS only they say they will re-send to me via courier.. why don't they just send by courier at the early stage.... haiz...
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post Dec 31 2015, 06:25 PM

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QUOTE(David83 @ Dec 31 2015, 02:44 PM)
I'm not sure about you guys but I'm pretty happy with CIMB Cash Rebate Mastercard.

It has been my most active card after I cut my MBB2 AMEX and my MBB Ikhwan Mastercard is only active on Fridays and Saturdays. Of course in my wallet, I still got UOB ONE Classic and Citibank Cash Back Platinum.
*
I agreed with you. Cimb cash back card are very useful to me also. I get cash back around RM 40 each month. I am very happy.
hafizhans
post Dec 31 2015, 06:46 PM

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QUOTE(cybpsych @ Dec 30 2015, 08:29 PM)
ok CIMB cashback already credited.
Confirmed 5% Online Cashback:

● IWK bill payment via POSonline
● Pizza Hut Online Delivery
Confirmed 0.2% Retail Cashback:

● JomPAY
*
what else could be paid via POSonline also to get 5% cb?
cybpsych
post Dec 31 2015, 06:49 PM

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QUOTE(hafizhans @ Dec 31 2015, 06:46 PM)
what else could be paid via POSonline also to get 5% cb?
*
dont know. login and try.

disadvantage of using POSonline: need at least RM50 and 2% Convenience Fee Charges (with 6% GST on top of it) for using credit card.

not really worth it unless no other options.
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post Dec 31 2015, 10:09 PM

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I am currently holding a CIMB Enrich WMC which was issued to me in 2012. I was offered an upgrade to Enrich World Elite. Somehow, I am confused over this whole capping of Bonus Miles.

Does that mean it is better for me to continue using my existing card and not upgrade? Can someone please explain?
fly126
post Dec 31 2015, 10:57 PM

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QUOTE(rockefeller @ Dec 31 2015, 10:09 PM)
I am currently holding a CIMB Enrich WMC which was issued to me in 2012. I was offered an upgrade to Enrich World Elite. Somehow, I am confused over this whole capping of Bonus Miles.

Does that mean it is better for me to continue using my existing card and not upgrade? Can someone please explain?
*
http://genxgenygenz.com/2015/12/31/cimb-en...tercard-review/

This post has been edited by fly126: Dec 31 2015, 11:09 PM
SUSrockefeller
post Dec 31 2015, 11:42 PM

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QUOTE(fly126 @ Dec 31 2015, 10:57 PM)
http://genxgenygenz.com/2015/12/31/cimb-en...tercard-review/
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Does that mean if I spend more than 150k per annum i won't be able accumulate more Enrich miles? That sounds ridiculous!

My average spending is between 500k - 1m per annum.
fly126
post Dec 31 2015, 11:51 PM

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QUOTE(rockefeller @ Dec 31 2015, 11:42 PM)
Does that mean if I spend more than 150k per annum i won't be able accumulate more Enrich miles? That sounds ridiculous!

My average spending is between 500k - 1m per annum.
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I afraid so... doh.gif
fruitie
post Jan 1 2016, 02:51 PM

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I used Grabcar app and had a ride of RM 11.39 which charged to my CIMB CR and unexpectedly got RM 10 of CIMB Grabcar promo and of course the usual 5% cash rebate. Not too bad. biggrin.gif
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post Jan 1 2016, 03:02 PM

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QUOTE(fruitie @ Jan 1 2016, 02:51 PM)
I used Grabcar app and had a ride of RM 11.39 which charged to my CIMB CR and unexpectedly got RM 10 of CIMB Grabcar promo and of course the usual 5% cash rebate. Not too bad. biggrin.gif
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Better than LRT eh. It will cost you 0.82 for the entire journey. Can use more often eh tongue.gif
fruitie
post Jan 1 2016, 03:03 PM

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QUOTE(CP88 @ Jan 1 2016, 03:02 PM)
Better than LRT eh. It will cost you 0.82 for the entire journey. Can use more often eh  tongue.gif
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I didn't know there's such a promo. tongue.gif

Googled and it was only for the first cashless ride. laugh.gif
http://www.grabtaxi.com/myteksi/get-a-rm10...ride-with-cimb/

This post has been edited by fruitie: Jan 1 2016, 03:13 PM
imationyj
post Jan 1 2016, 03:49 PM

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Hmmm hmm.gif My statement have 2x welcome bonus RM 30 each. Is it bonus for new card member?
CP88
post Jan 1 2016, 06:50 PM

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QUOTE(fruitie @ Jan 1 2016, 03:03 PM)
I didn't know there's such a promo. tongue.gif

Googled and it was only for the first cashless ride. laugh.gif
http://www.grabtaxi.com/myteksi/get-a-rm10...ride-with-cimb/
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Try create another "new" account and share with us whether its workable.. tongue.gif
fruitie
post Jan 1 2016, 06:53 PM

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QUOTE(CP88 @ Jan 1 2016, 06:50 PM)
Try create another "new" account and share with us whether its workable..  tongue.gif
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But it's the same CIMB card...
CP88
post Jan 1 2016, 06:57 PM

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QUOTE(fruitie @ Jan 1 2016, 06:53 PM)
But it's the same CIMB card...
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Hmmm.. hmm.gif

It might not work.

» Click to show Spoiler - click again to hide... «


This post has been edited by CP88: Jan 1 2016, 06:58 PM
lengzhai
post Jan 1 2016, 07:39 PM

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QUOTE(fruitie @ Jan 1 2016, 03:03 PM)
I didn't know there's such a promo. tongue.gif

Googled and it was only for the first cashless ride. laugh.gif
http://www.grabtaxi.com/myteksi/get-a-rm10...ride-with-cimb/
*
Hi fruitie,

Grabcar's MCC is considered as Ecom which entitled to 5%CB?

I checked with Uber, their code was Taxi & Limousine btw I think it will not be charged as Ecom. hmm.gif

Or anyone experienced riding these can confirm on this?
fruitie
post Jan 1 2016, 08:06 PM

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QUOTE(lengzhai @ Jan 1 2016, 07:39 PM)
Hi fruitie,

Grabcar's MCC is considered as Ecom which entitled to 5%CB?

I checked with Uber, their code was Taxi & Limousine btw I think it will not be charged as Ecom. hmm.gif

Or anyone experienced riding these can confirm on this?
*
I'm not sure which MCC but it's entitled for cash rebate.

Eh, Uber no? I got it for my Nov cash rebate. smile.gif
lengzhai
post Jan 1 2016, 08:10 PM

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QUOTE(fruitie @ Jan 1 2016, 08:06 PM)
I'm not sure which MCC but it's entitled for cash rebate.

Eh, Uber no? I got it for my Nov cash rebate. smile.gif
*
According to Uber, Uber is registered under the Merchant Category Code 4121, for Taxicabs and Limousines.

Just to double confirm with you, means that Uber transactions also entitled for the Online Ecom 5% CB then?

If yes, I am going to change to CIMB CB liao rclxm9.gif


fruitie
post Jan 1 2016, 08:27 PM

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QUOTE(lengzhai @ Jan 1 2016, 08:10 PM)
According to Uber, Uber is registered under the Merchant Category Code 4121, for Taxicabs and Limousines.

Just to double confirm with you, means that Uber transactions also entitled for the Online Ecom 5% CB then?

If yes, I am going to change to CIMB CB liao rclxm9.gif
*
Yes, I received cash rebate for Uber transaction via its app. smile.gif
lengzhai
post Jan 1 2016, 08:50 PM

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QUOTE(fruitie @ Jan 1 2016, 08:27 PM)
Yes, I received cash rebate for Uber transaction via its app. smile.gif
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notworthy.gif rclxms.gif

Thank you.
LostAndFound
post Jan 2 2016, 02:42 AM

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QUOTE(hafizhans @ Dec 31 2015, 06:46 PM)
what else could be paid via POSonline also to get 5% cb?
*
QUOTE(cybpsych @ Dec 31 2015, 06:49 PM)
dont know. login and try.

disadvantage of using POSonline: need at least RM50 and 2% Convenience Fee Charges (with 6% GST on top of it) for using credit card.

not really worth it unless no other options.
*
Looking at posonline list of payees https://www.posonline.com.my/ecommerce/New1/PaymentList.asp

I can see got Unifi. Getting charged 2.12% (2% plus 6% on the charge) is okay if you don't have better cashback for unifi.

I applied VOX but rejected, so currently I can't really get cashback for unifi unless using AEON Watami. In any case, based on hafizhans report I will test with RM50 payment first, see if really can kena 5%. Report end of the month la =)

EDIT: Oops minimum RM50, will test that

EDIT2:
Basic maths
Bill: RM50
Payment: RM51.06
Cashback: RM51.06 * 0.05 = RM2.55
Effective cashback: RM2.55 - RM1.06 = RM1.49
Effective cashback percentage: RM1.49 / RM50 = 2.98%

Still more worth it to use Watami unless I already maxed that out. Nvm will try, I think I will sure max Watami soon anyway.

This post has been edited by LostAndFound: Jan 2 2016, 02:55 AM
yw46
post Jan 2 2016, 06:44 AM

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QUOTE(LostAndFound @ Jan 2 2016, 02:42 AM)
Looking at posonline list of payees https://www.posonline.com.my/ecommerce/New1/PaymentList.asp

I can see got Unifi. Getting charged 2.12% (2% plus 6% on the charge) is okay if you don't have better cashback for unifi.

I applied VOX but rejected, so currently I can't really get cashback for unifi unless using AEON Watami. In any case, based on hafizhans report I will test with RM50 payment first, see if really can kena 5%. Report end of the month la =)

EDIT: Oops minimum RM50, will test that

EDIT2:
Basic maths
Bill: RM50
Payment: RM51.06
Cashback: RM51.06 * 0.05 = RM2.55
Effective cashback: RM2.55 - RM1.06 = RM1.49
Effective cashback percentage: RM1.49 / RM50 = 2.98%

Still more worth it to use Watami unless I already maxed that out. Nvm will try, I think I will sure max Watami soon anyway.
*
why not unifi autopay ?
can get additional rebate RM 2.
Kings7
post Jan 2 2016, 08:34 AM

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QUOTE(imationyj @ Jan 1 2016, 03:49 PM)
Hmmm hmm.gif My statement have 2x welcome bonus RM 30 each. Is it bonus for new card member?
*
How do u get it? Previously when i apply for this card, the promoter said that if i spend rm500 within 2 months i will get rm25 rebate for welcome bonus. Don't know whether the same for ur case.

This post has been edited by Kings7: Jan 2 2016, 08:35 AM
nickcct
post Jan 2 2016, 11:45 AM

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QUOTE(LostAndFound @ Jan 2 2016, 02:42 AM)
Looking at posonline list of payees https://www.posonline.com.my/ecommerce/New1/PaymentList.asp

I can see got Unifi. Getting charged 2.12% (2% plus 6% on the charge) is okay if you don't have better cashback for unifi.

I applied VOX but rejected, so currently I can't really get cashback for unifi unless using AEON Watami. In any case, based on hafizhans report I will test with RM50 payment first, see if really can kena 5%. Report end of the month la =)

EDIT: Oops minimum RM50, will test that

EDIT2:
Basic maths
Bill: RM50
Payment: RM51.06
Cashback: RM51.06 * 0.05 = RM2.55
Effective cashback: RM2.55 - RM1.06 = RM1.49
Effective cashback percentage: RM1.49 / RM50 = 2.98%

Still more worth it to use Watami unless I already maxed that out. Nvm will try, I think I will sure max Watami soon anyway.
*
Do report back if this eligible for the CB ya biggrin.gif
cybpsych
post Jan 2 2016, 11:59 AM

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QUOTE(nickcct @ Jan 2 2016, 11:45 AM)
Do report back if this eligible for the CB ya  biggrin.gif
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should haved cb cuz cimb treats posonline as ecomm site biggrin.gif

i paid iwk via posonline, gotten cb liao. thumbup.gif
suai
post Jan 2 2016, 12:53 PM

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Guys, alipay still not eligible for 5% cash back?
fruitie
post Jan 2 2016, 01:09 PM

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QUOTE(suai @ Jan 2 2016, 12:53 PM)
Guys, alipay still not eligible for 5% cash back?
*
How do we reload our Alipay using CIMB CR?
I thought cards that not registered in China cannot use to reload Alipay? My China friend usually transferred money to my Alipay or she helps me to pay my Taobao purchases. biggrin.gif

This post has been edited by fruitie: Jan 2 2016, 01:09 PM
suai
post Jan 2 2016, 04:10 PM

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QUOTE(fruitie @ Jan 2 2016, 01:09 PM)
How do we reload our Alipay using CIMB CR?
I thought cards that not registered in China cannot use to reload Alipay? My China friend usually transferred money to my Alipay or she helps me to pay my Taobao purchases. biggrin.gif
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Diirect payment to taobao via alipay, no need reload. Entitled for 5%?
fruitie
post Jan 2 2016, 04:34 PM

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QUOTE(suai @ Jan 2 2016, 04:10 PM)
Diirect payment to taobao via alipay, no need reload. Entitled for 5%?
*
That means direct payment to Taobao is it, I guess that's entitled for 5%.
There is a service charge of 3% I supposed, not worth for me.

This post has been edited by fruitie: Jan 2 2016, 04:37 PM
imationyj
post Jan 2 2016, 05:25 PM

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QUOTE(Kings7 @ Jan 2 2016, 08:34 AM)
How do u get it? Previously when i apply for this card, the promoter said that if i spend rm500 within 2 months i will get rm25 rebate for welcome bonus. Don't know whether the same for ur case.
*
I also not sure about it laugh.gif Just saw it from my monthly statement. hmm.gif
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post Jan 2 2016, 07:40 PM

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Hi all, is it possible to gain 5% rebate by paying Astro using cimb platinum cash back MasterCard? What is the platform for making payment? Thanks
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post Jan 2 2016, 07:41 PM

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QUOTE(LostAndFound @ Jan 2 2016, 02:42 AM)
Looking at posonline list of payees https://www.posonline.com.my/ecommerce/New1/PaymentList.asp

I can see got Unifi. Getting charged 2.12% (2% plus 6% on the charge) is okay if you don't have better cashback for unifi.

I applied VOX but rejected, so currently I can't really get cashback for unifi unless using AEON Watami. In any case, based on hafizhans report I will test with RM50 payment first, see if really can kena 5%. Report end of the month la =)

EDIT: Oops minimum RM50, will test that

EDIT2:
Basic maths
Bill: RM50
Payment: RM51.06
Cashback: RM51.06 * 0.05 = RM2.55
Effective cashback: RM2.55 - RM1.06 = RM1.49
Effective cashback percentage: RM1.49 / RM50 = 2.98%

Still more worth it to use Watami unless I already maxed that out. Nvm will try, I think I will sure max Watami soon anyway.
*
please update the result for unifi payment..if counted as eCom then very good..
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post Jan 2 2016, 07:43 PM

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QUOTE(hurtedheart @ Jan 2 2016, 07:40 PM)
Hi all, is it possible to gain 5% rebate by paying Astro using cimb platinum cash back MasterCard? What is the platform for making payment? Thanks
*
Yes, entitled for 5% rebate by payment Astro portal
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post Jan 2 2016, 07:48 PM

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QUOTE(sj0217 @ Jan 2 2016, 07:43 PM)
Yes, entitled for 5% rebate by payment Astro portal
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Thanks sj0217 & all for being helpful in replying my queries since this morning. I am gonna apply for it to replace my maybank 2 cards.
hitch80
post Jan 3 2016, 02:15 PM

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QUOTE(sj0217 @ Jan 2 2016, 07:43 PM)
Yes, entitled for 5% rebate by payment Astro portal
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What about paying Maxis using Maxis pay, entitled for 5% as well?
cheahcw2003
post Jan 3 2016, 04:26 PM

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I m using the Cimb visa infinite, all transactions are subject to 0.5%/1% rebates, no need to remember which merchant codes and monitor the credit use per month. No cap on the rebates more straight forward to me.
fruitie
post Jan 3 2016, 04:59 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 04:26 PM)
I m using the Cimb visa infinite, all transactions are subject to 0.5%/1% rebates, no need to remember which merchant codes and monitor the credit use per month. No cap on the rebates more straight forward to me.
*
But the % is not as high as CIMB CR.

If you want a hassle free card, can get Aeon Watami but it excludes petrol.

Well, everyone has different needs, some don't mind the hassle while some find it troublesome.

No right or wrong.
cheahcw2003
post Jan 3 2016, 05:07 PM

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QUOTE(fruitie @ Jan 3 2016, 04:59 PM)
But the % is not as high as CIMB CR.

If you want a hassle free card, can get Aeon Watami but it excludes petrol.

Well, everyone has different needs, some don't mind the hassle while some find it troublesome.

No right or wrong.
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Those cash return 5% are not exactly 5% based on the actual transaction amount, many formulas and cap assigned to each category. Very difficult to monitor for me
fruitie
post Jan 3 2016, 05:09 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 05:07 PM)
Those cash return 5% are not exactly 5% based on the actual transaction amount, many formulas and cap assigned to each category. Very difficult to monitor for me
*
So far I got back my 5% cash back for my online transactions though I prefer my UOB VOX for pure online transactions.
Erm formula? Mind to enlighten? unsure.gif
cheahcw2003
post Jan 3 2016, 05:14 PM

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QUOTE(fruitie @ Jan 3 2016, 05:09 PM)
So far I got back my 5% cash back for my online transactions though I prefer my UOB VOX for pure online transactions.
Erm formula? Mind to enlighten? unsure.gif
*
I m referring to Rhb smart value card, previously called travel money. They used to have online calculator to work out how much total spend, petrol spend, utility spend and etc.
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post Jan 3 2016, 05:14 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 04:26 PM)
I m using the Cimb visa infinite, all transactions are subject to 0.5%/1% rebates, no need to remember which merchant codes and monitor the credit use per month. No cap on the rebates more straight forward to me.
*
The merchant codes... why do we need to remember it for some cards?
fruitie
post Jan 3 2016, 05:16 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 05:14 PM)
I m referring to Rhb smart value card, previously called travel money. They used to have online calculator to work out how much total spend, petrol spend, utility spend and etc.
*
Oh, I thought you were referring to CIMB CR card since this is a CIMB thread.

Oh well, yes that's a troublesome card. I cancelled my RHB card too.
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post Jan 3 2016, 05:47 PM

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QUOTE(hitch80 @ Jan 3 2016, 02:15 PM)
What about paying Maxis using Maxis pay, entitled for 5% as well?
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Not sure on this, you may try pay through payonline
fruitie
post Jan 3 2016, 05:59 PM

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QUOTE(sj0217 @ Jan 3 2016, 05:47 PM)
Not sure on this, you may try pay through payonline
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Payonline doesn't entitle for cash back for CIMB CR if I'm not wrong.
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post Jan 3 2016, 06:12 PM

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QUOTE(Kaka23 @ Jan 3 2016, 05:14 PM)
The merchant codes... why do we need to remember it for some cards?
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For Cash rebates.
Tesco online and Tesco retail different rebates, for instance
hitch80
post Jan 3 2016, 06:20 PM

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QUOTE(sj0217 @ Jan 3 2016, 05:47 PM)
Not sure on this, you may try pay through payonline
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QUOTE(fruitie @ Jan 3 2016, 05:59 PM)
Payonline doesn't entitle for cash back for CIMB CR if I'm not wrong.
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too bad then, thank you no for the clarification
Kaka23
post Jan 3 2016, 06:24 PM

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QUOTE(cheahcw2003 @ Jan 3 2016, 06:12 PM)
For Cash rebates.
Tesco online and Tesco retail different rebates, for instance
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So we need to remember because when we swipe the card we need to tell the cashier the merchant code? Sorry noob..
fruitie
post Jan 3 2016, 06:28 PM

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QUOTE(Kaka23 @ Jan 3 2016, 06:24 PM)
So we need to remember because when we swipe the card we need to tell the cashier the merchant code? Sorry noob..
*
You can't change merchant code, you can't do much because it's tagged to the terminal. So learn from experience if you don't get cash back.
Refer to this thread: https://forum.lowyat.net/topic/3711577
Human Nature
post Jan 3 2016, 06:29 PM

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QUOTE(Kaka23 @ Jan 3 2016, 06:24 PM)
So we need to remember because when we swipe the card we need to tell the cashier the merchant code? Sorry noob..
*
no need doh.gif just swipe as normal. tesco online is online transaction.
fruitie
post Jan 3 2016, 06:30 PM

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QUOTE(hitch80 @ Jan 3 2016, 06:20 PM)
too bad then, thank you no for the clarification
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If you want to use Pay Online and get cash back, you can try applying UOB VOX or PBB VS. smile.gif
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post Jan 3 2016, 06:50 PM

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QUOTE(fruitie @ Jan 3 2016, 06:28 PM)
You can't change merchant code, you can't do much because it's tagged to the terminal. So learn from experience if you don't get cash back.
Refer to this thread: https://forum.lowyat.net/topic/3711577
*
notworthy.gif

I was thinking why need to remember all these.. if you tell me remember based on experience then I can agree on it as our spending habit can be quite routine monthly..
shamsay
post Jan 3 2016, 08:43 PM

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buy things at giant can got cb or not?
fruitie
post Jan 3 2016, 08:55 PM

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QUOTE(shamsay @ Jan 3 2016, 08:43 PM)
buy things at giant can got cb or not?
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Giant is groceries, so 2%.
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post Jan 3 2016, 08:58 PM

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QUOTE(fruitie @ Jan 3 2016, 06:30 PM)
If you want to use Pay Online and get cash back, you can try applying UOB VOX or PBB VS. smile.gif
*
ok..but too many cards already...got few % pun ok la
fruitie
post Jan 3 2016, 09:01 PM

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QUOTE(hitch80 @ Jan 3 2016, 08:58 PM)
ok..but too many cards already...got few % pun ok la
*
I spend a lot on online transactions so I spend more on VOX compared to CIMB CR. Pure online transactions card and can get cash back even for flight tickets. biggrin.gif

My CIMB CR is only for below RM 50 transactions. biggrin.gif
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post Jan 4 2016, 12:41 AM

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QUOTE(yw46 @ Jan 2 2016, 06:44 AM)
why not unifi autopay ?
can get additional rebate RM 2.
*
Shouldn't it be obvious? Prefer 5% (actually 2.9% after deduction) than 0.02%? Even if you're having the cheapest RM149+6% plan, RM2 rebate is still less than 2.9% cashback.


QUOTE(nickcct @ Jan 2 2016, 11:45 AM)
Do report back if this eligible for the CB ya  biggrin.gif
*
QUOTE(mletee @ Jan 2 2016, 07:41 PM)
please update the result for unifi payment..if counted as eCom then very good..
*
Sure will. Obviously will take a month to check though, unless there's a way for me to check earlier from online (don't wanna waste time/credit calling CS).
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post Jan 4 2016, 01:25 PM

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I thought can conveniently auto charge IWK bills for CIMB CR since it did say 2% rebate autopayment/SI for utilities.

Anyways if anyone is wondering, IWK bill for December has been autopaid by my CIMB CR and no 2% rebate. It falls under the 0.2% other retail rebates.

Guess still POSonline then.
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post Jan 4 2016, 01:48 PM

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QUOTE(munkeyflo @ Jan 4 2016, 01:25 PM)
I thought can conveniently auto charge IWK bills for CIMB CR since it did say 2% rebate autopayment/SI for utilities.

Anyways if anyone is wondering, IWK bill for December has been autopaid by my CIMB CR and no 2% rebate. It falls under the 0.2% other retail rebates.

Guess still POSonline then.
*
thanks for testing it out. so you shall cancel your autodebit using this cc already.

This post has been edited by victorywp: Jan 4 2016, 01:50 PM
adele123
post Jan 5 2016, 09:08 AM

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just out of curiousity, anyone booked airasia flights via airasiago using CIMB cash rebate card and actually got the 5% rebate?

PS: i got 5% rebate for hotel booking
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post Jan 5 2016, 09:23 AM

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QUOTE(adele123 @ Jan 5 2016, 09:08 AM)
just out of curiousity, anyone booked airasia flights via airasiago using CIMB cash rebate card and actually got the 5% rebate?

PS: i got 5% rebate for hotel booking
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Airline is not entitled.
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post Jan 5 2016, 09:46 AM

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QUOTE(David83 @ Jan 5 2016, 09:23 AM)
Airline is not entitled.
*
i know. what i'm trying to highlight is booking via airasiago and via airasia.

note that via airasiago one can book hotel/flights/hotel + flights.

i received 5% when i booked a hotel via airasiago.

so, there's a chance i can get the rebate when i book flights/flights + hotel
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post Jan 5 2016, 09:47 AM

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QUOTE(adele123 @ Jan 5 2016, 09:08 AM)
just out of curiousity, anyone booked airasia flights via airasiago using CIMB cash rebate card and actually got the 5% rebate?

PS: i got 5% rebate for hotel booking
*
FYI...You can use VOX Card for 5% if you have
noien
post Jan 5 2016, 10:41 AM

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CIMB doenst have any booth for promotion right?
boonpeen84
post Jan 5 2016, 06:59 PM

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Hi guys,
*25% off for CIMB Bank Cash Rebate Platinum MasterCard & Kwik Card.
Key in code "C25ZLR" at in zalora.com.my not longer active?

Thank you.
wu ming
post Jan 6 2016, 07:40 AM

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QUOTE(adele123 @ Jan 5 2016, 09:08 AM)
just out of curiousity, anyone booked airasia flights via airasiago using CIMB cash rebate card and actually got the 5% rebate?

PS: i got 5% rebate for hotel booking
*
How about Agoda? (more attractive feature, book now pay later).
fruitie
post Jan 6 2016, 09:45 AM

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QUOTE(wu ming @ Jan 6 2016, 07:40 AM)
How about Agoda? (more attractive feature, book now pay later).
*
Agoda using CIMB CR will have 0.8% border charge.
Human Nature
post Jan 6 2016, 10:10 AM

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be careful with the agoda pay later option as it might not be considered as online
are89
post Jan 6 2016, 11:07 AM

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QUOTE(Human Nature @ Jan 6 2016, 10:10 AM)
be careful with the agoda pay later option as it might not be considered as online
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Yup.. Pay at the hotel will earn 0.2% only...
But when you booked thru shopback u'll earn CB up RM60 (if not mistaken)
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post Jan 6 2016, 11:15 AM

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Just received my CC, but i have a question here.. how do I view my CC in my current saving account cimbclicks? i haven activate the card yet.
Human Nature
post Jan 6 2016, 11:16 AM

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QUOTE(Kings7 @ Jan 6 2016, 11:15 AM)
Just received my CC, but i have a question here.. how do I view my CC in my current saving account cimbclicks? i haven activate the card yet.
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If it is not already linked, call up CS
Kings7
post Jan 6 2016, 11:28 AM

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QUOTE(Human Nature @ Jan 6 2016, 11:16 AM)
If it is not already linked, call up CS
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Mention to them i would like to link the account thats all?
Human Nature
post Jan 6 2016, 11:29 AM

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QUOTE(Kings7 @ Jan 6 2016, 11:28 AM)
Mention to them i would like to link the account thats all?
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yup, that simple..but try to activate the card first and see whether it appear or not
diversity
post Jan 6 2016, 12:09 PM

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Feel like cutting my CIMB cash rebate gold card, not much benefits.
Even the cash rebate only max 50 per month
Kings7
post Jan 6 2016, 12:15 PM

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QUOTE(Human Nature @ Jan 6 2016, 11:29 AM)
yup, that simple..but try to activate the card first and see whether it appear or not
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Thank you!! called cs and they said that have to link the account via cimbclicks and need 3 working days to view it.
!@#$%^
post Jan 6 2016, 12:40 PM

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QUOTE(diversity @ Jan 6 2016, 12:09 PM)
Feel like cutting my CIMB cash rebate gold card, not much benefits.
Even the cash rebate only max 50 per month
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can cut if you have a better online shopping card
fruitie
post Jan 6 2016, 01:22 PM

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QUOTE(diversity @ Jan 6 2016, 12:09 PM)
Feel like cutting my CIMB cash rebate gold card, not much benefits.
Even the cash rebate only max 50 per month
*
Er.. RM 50 cash back is very normal in the market, how much are you expecting actually? laugh.gif
Anyway, that said I don't use my CIMB CR that often too because I have UOB VOX for online transactions. Only if the transaction is below RM 50, then I will use CIMB CR and my usual Uber and MyTeksi rides also charged to CIMB CR. biggrin.gif
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post Jan 6 2016, 04:57 PM

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Too bad they din't revise the Appstore and playstore discount after 2016......

no news for now...........
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post Jan 6 2016, 05:44 PM

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apply for normal platinum card , but they call me and say already proccess for Cash rebate and Petronas Platinum card...... hmmm
fruitie
post Jan 6 2016, 06:59 PM

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QUOTE(13aby @ Jan 6 2016, 05:44 PM)
apply for normal platinum card , but they call me and say already proccess for Cash rebate and Petronas Platinum card...... hmmm
*
You can always insist to have only one card. I was offered with another card too when I applied CIMB CR and I made it very clear that I only want CIMB CR, do not send me other additional cards.

I only received CIMB CR at the end.
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post Jan 6 2016, 07:30 PM

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i just got the new card. how do i change the temporary pin to my personal pin using cimb clicks?
TSvictorywp
post Jan 6 2016, 07:38 PM

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QUOTE(coolguy99 @ Jan 6 2016, 07:30 PM)
i just got the new card. how do i change the temporary pin to my personal pin using cimb clicks?
*
you mean pin or password?
pin need to be changed at cimb atm.
chiahau
post Jan 7 2016, 09:07 AM

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My CIMB card can't be charged for Netflix sad.gif
putra23
post Jan 7 2016, 09:35 AM

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QUOTE(13aby @ Jan 6 2016, 05:44 PM)
apply for normal platinum card , but they call me and say already proccess for Cash rebate and Petronas Platinum card...... hmmm
*
You can inform the cs. I got petronas card too, although did not apply for that. Just told them I do not wish to activate the card.
fruitie
post Jan 7 2016, 11:13 AM

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QUOTE(chiahau @ Jan 7 2016, 09:07 AM)
My CIMB card can't be charged for Netflix sad.gif
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Any error? I'm yet to try, probably tonight will check it out.
chiahau
post Jan 7 2016, 11:35 AM

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QUOTE(fruitie @ Jan 7 2016, 11:13 AM)
Any error? I'm yet to try, probably tonight will check it out.
*
Dunno sad.gif

My friend Maybank Visa no problem.

PBB also okay.

My CIMB kenot. I tried raising a ticket with them but they told me tomorrow try again laugh.gif
cybpsych
post Jan 7 2016, 02:24 PM

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anyone have bravely tried to find out the SAFE "grace period" (wont kena late payment penalty & finance charge) of cc bill payment AFTER due date?

e.g. CIMB CR due date @ 4 Jan (example). Is it safe to pay the bill +1 day? +2 days? so on...
Pistacio
post Jan 7 2016, 02:30 PM

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QUOTE(fruitie @ Jan 6 2016, 01:22 PM)
Er.. RM 50 cash back is very normal in the market, how much are you expecting actually? laugh.gif
Anyway, that said I don't use my CIMB CR that often too because I have UOB VOX for online transactions. Only if the transaction is below RM 50, then I will use CIMB CR and my usual Uber and MyTeksi rides also charged to CIMB CR. biggrin.gif
*
do they have 5% rebate for uber and myteksi? thanks
fruitie
post Jan 7 2016, 02:52 PM

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QUOTE(Pistacio @ Jan 7 2016, 02:30 PM)
do they have 5% rebate for uber and myteksi?  thanks
*
Yes, I got cash rebate for both Uber and MyTeksi.
chiahau
post Jan 7 2016, 03:26 PM

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QUOTE(cybpsych @ Jan 7 2016, 02:24 PM)
anyone have bravely tried to find out the SAFE "grace period" (wont kena late payment penalty & finance charge) of cc bill payment AFTER due date?

e.g. CIMB CR due date @ 4 Jan (example). Is it safe to pay the bill +1 day? +2 days? so on...
*
Never tried and don't want to try laugh.gif
TSvictorywp
post Jan 7 2016, 04:24 PM

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QUOTE(cybpsych @ Jan 7 2016, 02:24 PM)
anyone have bravely tried to find out the SAFE "grace period" (wont kena late payment penalty & finance charge) of cc bill payment AFTER due date?

e.g. CIMB CR due date @ 4 Jan (example). Is it safe to pay the bill +1 day? +2 days? so on...
*
not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
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post Jan 7 2016, 04:36 PM

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QUOTE(fruitie @ Jan 7 2016, 02:52 PM)
Yes, I got cash rebate for both Uber and MyTeksi.
*
nice thanks.. I will change to CIMB.. biggrin.gif

btw, do you think there will be cash rebate if buy bus ticket online? sweat.gif
fruitie
post Jan 7 2016, 04:40 PM

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QUOTE(Pistacio @ Jan 7 2016, 04:36 PM)
nice thanks.. I will change to CIMB..  biggrin.gif

btw, do you think there will be cash rebate if buy bus ticket online?  sweat.gif
*
Yes, I got my cash back when I purchased my bus tickets from "Catch That Bus" and "Easybook Bus" app. smile.gif
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post Jan 7 2016, 04:42 PM

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QUOTE(fruitie @ Jan 7 2016, 04:40 PM)
Yes, I got my cash back when I purchased my bus tickets from "Catch That Bus" and "Easybook Bus" app. smile.gif
*
wow.. thanks for the info..

notworthy.gif notworthy.gif
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post Jan 7 2016, 04:45 PM

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QUOTE(victorywp @ Jan 7 2016, 04:24 PM)
not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
*
thanks.

i was thinking +1 day, cuz my payment due date is on Sunday sweat.gif
ckuanglim
post Jan 8 2016, 08:46 AM

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For CIMB Cash Rebate Plat, do we get 2% from groceries in: ?
1) Aeon
2) HERO Market
3) Redtick
leo_kiatez
post Jan 8 2016, 09:06 AM

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QUOTE(victorywp @ Jan 7 2016, 04:24 PM)
not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
*
After waived the late payment & finance charge, the benefit of 20days grace period for payment still entitled?
SUSDavid83
post Jan 8 2016, 09:11 AM

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QUOTE(leo_kiatez @ Jan 8 2016, 09:06 AM)
After waived the late payment & finance charge, the benefit of 20days grace period for payment still entitled?
*
Why not? It's not related.

It will only affect your tiered interest rate.
xixo_12
post Jan 8 2016, 09:15 AM

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if i spend something through online (australia website), do it fall under 5%?
leo_kiatez
post Jan 8 2016, 09:15 AM

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QUOTE(David83 @ Jan 8 2016, 09:11 AM)
Why not? It's not related.

It will only affect your tiered interest rate.
*
As i know once slapped by late payment charge, 20days grace period is no more applicable rite?
SUSDavid83
post Jan 8 2016, 09:27 AM

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QUOTE(leo_kiatez @ Jan 8 2016, 09:15 AM)
As i know once slapped by late payment charge,  20days grace period is no more applicable rite?
*
The 20 days grace period will be renewed in the next statement after you cleared the current outstanding.

Correct me if I'm wrong.
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post Jan 8 2016, 09:51 AM

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QUOTE(leo_kiatez @ Jan 8 2016, 09:15 AM)
As i know once slapped by late payment charge,  20days grace period is no more applicable rite?
*
that's mbb case whereby if you slapped by late payment charge, your 8.88% not applicable anymore and became 18%.
SUSDavid83
post Jan 8 2016, 09:52 AM

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QUOTE(victorywp @ Jan 8 2016, 09:51 AM)
that's mbb case whereby if you slapped by late payment charge, your 8.88% not applicable anymore and became 18%.
*
He's more concerned on the 20 days interest period rather than the tiered interest rate for the financial charge.
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post Jan 8 2016, 11:12 AM

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QUOTE(David83 @ Jan 8 2016, 09:52 AM)
He's more concerned on the 20 days interest period rather than the tiered interest rate for the financial charge.
*
yeah, i mean it's not affected. maybe he confused with the one i'm saying.
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post Jan 8 2016, 12:49 PM

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QUOTE(victorywp @ Jan 8 2016, 11:12 AM)
yeah, i mean it's not affected. maybe he confused with the one i'm saying.
*
Yes, i am more concern if the late charges are waived, does the bank reinstate the 20days grace period immediately.. Else we will be slapped by another late charges if the next cc payment is made during the 20days grace period.
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post Jan 8 2016, 12:58 PM

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QUOTE(leo_kiatez @ Jan 8 2016, 12:49 PM)
Yes, i am more concern if the late charges are waived, does the bank reinstate the 20days grace period immediately.. Else we will be slapped by another late charges if the next cc payment is made during the 20days grace period.
*
the 20 days period not affected at all.
Hyph
post Jan 9 2016, 02:22 AM

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Hello guys, Sorry if this has been asked before but how do I track my spending on the credit card? any way I can track them online or something? tried the linking option but havent been able to do so at the moment.. I've just received my CIMB cash rebate card and now I'm at overseas so I dont have access to CIMB atm machines to do stuff. Any way to track through cimbclicks or something? Cheers
hitch80
post Jan 9 2016, 01:42 PM

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QUOTE(cybpsych @ Dec 30 2015, 08:29 PM)
ok CIMB cashback already credited.
Confirmed 5% Online Cashback:

● IWK bill payment via POSonline
● Pizza Hut Online Delivery
Confirmed 0.2% Retail Cashback:

● JomPAY
*
ngam lah....registered for

IWK
CELCOM
ASTRO
LAND OFFICE


Hopefully boleh kumpul itu 5% CB. Relying on online shopping every month also pretty impossible actually.

Thank you for the info
Human Nature
post Jan 9 2016, 01:48 PM

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QUOTE(Hyph @ Jan 9 2016, 02:22 AM)
Hello guys, Sorry if this has been asked before but how do I track my spending on the credit card? any way I can track them online or something? tried the linking option but havent been able to do so at the moment.. I've just received my CIMB cash rebate card and now I'm at overseas so I dont have access to CIMB atm machines to do stuff. Any way to track through cimbclicks or something? Cheers
*
you need to get CS to link it to cimbclicks.
hafizhans
post Jan 10 2016, 06:54 AM

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less than 1 month user here, help me understand below (from Cimbclicks):

Present
Current Amount Due : RM 3xx.00
Amount Over Due : RM 0.00
Min. Payment Due : RM 0.00
Payment Due Date : 17-Jan-2016

Last Statement
Statement Balance : RM 0.00
Statement Date : 28-Dec-2015
Payment Amount : RM 0.00
Payment Date : -


1) do i need to pay rm3xx before 17-Jan?
2) if no1 yes, cause all transaction are on early Jan, shud be included in 28th jan statement correct?
3) how quick cimbclicks update these details? my transaction early yesterday still not included.
4) buy on9 just now thru 11street, didn't receive msg alert (i changed my msg alert to min rm1), is it normal for online purchase?

TQ in advance notworthy.gif
cybpsych
post Jan 10 2016, 08:19 AM

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QUOTE(hafizhans @ Jan 10 2016, 06:54 AM)
less than 1 month user here, help me understand below (from Cimbclicks):

Present
Current Amount Due : RM 3xx.00
Amount Over Due : RM 0.00
Min. Payment Due : RM 0.00
Payment Due Date : 17-Jan-2016

    Last Statement
Statement Balance : RM 0.00
Statement Date : 28-Dec-2015
Payment Amount : RM 0.00
Payment Date : -
1) do i need to pay rm3xx before 17-Jan?
2) if no1 yes, cause all transaction are on early Jan, shud be included in 28th jan statement correct?
3) how quick cimbclicks update these details? my transaction early yesterday still not included.
4) buy on9 just now thru 11street, didn't receive msg alert (i changed my msg alert to min rm1), is it normal for online purchase?

TQ in advance  notworthy.gif
*
1) no, cuz you didnt spend anything before 28-Dec (bill date). look at "statement balance", RM0.00 right?

2) correct, any transactions posted >28 Dec and by 28 Jan, shall be consolidated as "monthly" transaction statement on 28 Jan. Your payment due date shall be 17 Feb (+20 days grace period after statement date on 28 Jan <--- this is your final final payment date.)

3) depends on the posting by the merchant/bank. usually +1 to +2 days. sometimes longer. if you transacted yesterday 9 Jan, probably posted on 10 Jan, then you would see it in cimbclicks on 11 Jan. FYI cimbclicks always +1 day after posting, cuz cimbclicks refreshes the acccount transactions on daily basis (midnight), not realtime.

4) yes, usually online transactions already going thru the CIMB's Secure ePay Code/TAC to your mobile. most banks suppresses the sms alert (redundant, cuz Secure ePay Code/TAC direct to your mobile is acceptably secure and that you are the original card owner to receive the code and verify the online transaction).
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post Jan 10 2016, 08:20 AM

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QUOTE(hafizhans @ Jan 10 2016, 06:54 AM)
less than 1 month user here, help me understand below (from Cimbclicks):

Present
Current Amount Due : RM 3xx.00
Amount Over Due : RM 0.00
Min. Payment Due : RM 0.00
Payment Due Date : 17-Jan-2016

    Last Statement
Statement Balance : RM 0.00
Statement Date : 28-Dec-2015
Payment Amount : RM 0.00
Payment Date : -
1) do i need to pay rm3xx before 17-Jan?
2) if no1 yes, cause all transaction are on early Jan, shud be included in 28th jan statement correct?
3) how quick cimbclicks update these details? my transaction early yesterday still not included.
4) buy on9 just now thru 11street, didn't receive msg alert (i changed my msg alert to min rm1), is it normal for online purchase?

TQ in advance  notworthy.gif
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1) Statement balance is RM 0. No need to pay by January 17th, 2016.
3) Usually take two to three days to get updated unless merchant is using CIMB terminal/POS.
guy3288
post Jan 10 2016, 08:59 AM

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QUOTE(hitch80 @ Jan 9 2016, 01:42 PM)
ngam lah....registered for

IWK
CELCOM
ASTRO
LAND OFFICE
Hopefully boleh kumpul itu 5% CB.  Relying on online shopping every month also pretty impossible actually.

Thank you for the info
*
pay bills eg IWK, Cukai Taksiran etc at POSonline using credit card, got fee charges?

i read FAQ there,
ok found it says free.

but when i register for bil tuntutan cukai harta MPPG.

Account Number - i keyed in Lot number ie " R PTD 135991", it can register. done

when wanna pay it,it again asked for account number, again i keyed the Lot No.
put in bill number, and amount..
then click "add bill to folder",

then it showed error,
Invalid:input tax based document.

rclxub.gif rclxub.gif how to pay ah??

This post has been edited by guy3288: Jan 10 2016, 09:24 AM
Victor3010
post Jan 10 2016, 10:24 AM

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Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it?
TSvictorywp
post Jan 10 2016, 10:34 AM

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QUOTE(Victor3010 @ Jan 10 2016, 10:24 AM)
Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it?
*
can, call for temporary credit limit increase.
hitch80
post Jan 10 2016, 12:45 PM

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QUOTE(guy3288 @ Jan 10 2016, 08:59 AM)
pay bills eg IWK, Cukai Taksiran etc at POSonline using credit card, got fee charges?

i  read FAQ there,
ok found it says free.

but when i register for bil tuntutan cukai harta MPPG.

Account Number - i keyed in Lot number ie " R PTD 135991", it can register. done

when wanna pay it,it again asked for account number, again i keyed the Lot No.
put in bill number, and amount..
then click "add bill to folder",

then it showed error,
Invalid:input tax based document.

rclxub.gif  rclxub.gif how to pay ah??
*
myself also have yet to experience the payment process....I have no idea...but the page like, Contact Us and few more pages also are not working..so how to report?
warningo0o
post Jan 10 2016, 04:52 PM

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How to active the sms receive for every transaction. Can I just done it thru cimb clicks.
Human Nature
post Jan 10 2016, 04:54 PM

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QUOTE(warningo0o @ Jan 10 2016, 04:52 PM)
How to active the sms receive for every transaction. Can I just done it thru cimb clicks.
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contacts customer service
warningo0o
post Jan 10 2016, 05:02 PM

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Ok. Thx for information.

QUOTE(Human Nature @ Jan 10 2016, 04:54 PM)
contacts customer service
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chiahau
post Jan 10 2016, 06:32 PM

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QUOTE(Victor3010 @ Jan 10 2016, 10:24 AM)
Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it?
*
QUOTE(victorywp @ Jan 10 2016, 10:34 AM)
can, call for temporary credit limit increase.
*
Temporary increase of limit can't swipe for EPP if that's not within your CL laugh.gif

He only have 10, he wants to swipe 20 and convert to 12 months.

Mana boleh? Usually bank will only allow EPP within your CL only.
TSvictorywp
post Jan 11 2016, 12:02 AM

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QUOTE(chiahau @ Jan 10 2016, 06:32 PM)
Temporary increase of limit can't swipe for EPP if that's not within your CL laugh.gif

He only have 10, he wants to swipe 20 and convert to 12 months.

Mana boleh? Usually bank will only allow EPP within your CL only.
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yeah, need to apply for permanent increase then. sweat.gif
alzier
post Jan 11 2016, 11:29 AM

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Anyone know where got CIMB road show going on now?
chiahau
post Jan 11 2016, 04:45 PM

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Purchase at PSN store counts as online transaction as well? laugh.gif
razorboy
post Jan 11 2016, 04:46 PM

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QUOTE(chiahau @ Jan 11 2016, 04:45 PM)
Purchase at PSN store counts as online transaction as well? laugh.gif
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Not sure about PSN but Steam store is confirmed biggrin.gif
chiahau
post Jan 11 2016, 04:47 PM

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QUOTE(razorboy @ Jan 11 2016, 04:46 PM)
Not sure about PSN but Steam store is confirmed  biggrin.gif
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Don't play em PC games laugh.gif

Hopefully it's online. I'll try it on a cheap product and will revert back here soon laugh.gif
Hyph
post Jan 12 2016, 01:32 AM

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QUOTE(Human Nature @ Jan 9 2016, 01:48 PM)
you need to get CS to link it to cimbclicks.
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Okay cool. Thanks for the answer bro!
smartinvestor01
post Jan 12 2016, 10:59 AM

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Anyone here know someone working in CIMB as sales in Kuching?

Would like to apply CIMB Cashback card but hope to apply from the sales because everytime when i go to CIMB bank, they pass me to front counter and there is once they lost my document.
fruitie
post Jan 12 2016, 11:04 AM

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QUOTE(smartinvestor01 @ Jan 12 2016, 10:59 AM)
Anyone here know someone working in CIMB as sales in Kuching?

Would like to apply CIMB Cashback card but hope to apply from the sales because everytime when i go to CIMB bank, they pass me to front counter and there is once they lost my document.
*
Why not just apply from online?
Kings7
post Jan 12 2016, 02:00 PM

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noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out.
fruitie
post Jan 12 2016, 02:09 PM

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QUOTE(Kings7 @ Jan 12 2016, 02:00 PM)
noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out.
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Yes, this is considered as advanced payment and will incur super high interest which is calculated based on daily rate. Do not withdraw cash from credit cards at anytime.
putra23
post Jan 12 2016, 02:18 PM

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QUOTE(Kings7 @ Jan 12 2016, 02:00 PM)
noticed that we could withdraw money from credit card. but is there any charges like this?? if there is none, then i could keep my atm card at home instead of bring 2 cards out.
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Not recommended unless super super urgent. I think about 5% charge on amount withdrawn on top of the daily interest.
smartinvestor01
post Jan 12 2016, 03:46 PM

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QUOTE(fruitie @ Jan 12 2016, 11:04 AM)
Why not just apply from online?
*
always faced bad experience from online..

applied before then suddenly marked my case as cancelled without reason..

maybe i am not fortunate enough so i guess applying direct from an agent who needs to hit target would be perfect..
Kings7
post Jan 12 2016, 04:03 PM

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QUOTE(fruitie @ Jan 12 2016, 02:09 PM)
Yes, this is considered as advanced payment and will incur super high interest which is calculated based on daily rate. Do not withdraw cash from credit cards at anytime.
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QUOTE(putra23 @ Jan 12 2016, 02:18 PM)
Not recommended unless super super urgent. I think about 5% charge on amount withdrawn on top of the daily interest.
*
Oh~! then I should remained to use my atm card better.. haha.. thank you~~~~
fruitie
post Jan 12 2016, 04:08 PM

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QUOTE(Kings7 @ Jan 12 2016, 04:03 PM)
Oh~! then I should remained to use my atm card better.. haha.. thank you~~~~
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Credit card and debit card are different when comes to cash withdrawal. sweat.gif
MGM
post Jan 13 2016, 08:06 AM

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Apart fro CIMC CB card, is there any other Mastercard that has CB for online transactions?
TSvictorywp
post Jan 13 2016, 08:37 AM

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QUOTE(MGM @ Jan 13 2016, 08:06 AM)
Apart fro CIMC CB card, is there any other Mastercard that has CB for online transactions?
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ocbc tmc 1% lol... others basically visa already. biggrin.gif
MGM
post Jan 13 2016, 08:44 AM

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QUOTE(victorywp @ Jan 13 2016, 08:37 AM)
ocbc tmc 1% lol... others basically visa already. biggrin.gif
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Already own OCBC Ti, but 1% CB cry.gif . CIMB rm30 CB for online trax too little, n Lazada n Rakuten have regular MC discount.
TSvictorywp
post Jan 13 2016, 10:11 AM

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QUOTE(MGM @ Jan 13 2016, 08:44 AM)
Already own OCBC Ti, but 1% CB cry.gif . CIMB rm30 CB for online trax too little, n Lazada n Rakuten have regular MC discount.
*
get 2 supp cards for cimb cr la. then you get additional cb allocation lor = total rm30 x 3 = rm90. enough lor... thumbup.gif
holoman
post Jan 13 2016, 10:42 AM

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is it better to apply cc online ?
or just go to nearest CIMB branch ? what doc should i bring

This post has been edited by holoman: Jan 13 2016, 10:42 AM
Human Nature
post Jan 13 2016, 10:43 AM

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QUOTE(holoman @ Jan 13 2016, 10:42 AM)
is it better to apply cc online ?
or just go to nearest CIMB branch ? what doc should i bring
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no difference, refer to the card's website to know what form/doc to submit.
MGM
post Jan 13 2016, 11:22 AM

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QUOTE(victorywp @ Jan 13 2016, 10:11 AM)
get 2 supp cards for cimb cr la. then you get additional cb allocation lor = total rm30 x 3 = rm90. enough lor... thumbup.gif
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U mean CIMB CB Plat is like PBB VS where the supp cards has separate CB allocation? Need separate statement too?
TSvictorywp
post Jan 13 2016, 12:27 PM

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QUOTE(MGM @ Jan 13 2016, 11:22 AM)
U mean CIMB CB Plat is like PBB VS where the supp cards has separate CB allocation? Need separate statement too?
*
yes, cimb cr has separate cb allocation for supp cards. you may check the first post of this thread.
MGM
post Jan 13 2016, 12:47 PM

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QUOTE(victorywp @ Jan 13 2016, 12:27 PM)
yes, cimb cr has separate cb allocation for supp cards. you may check the first post of this thread.
*
If my supp card holder is also my CIMBclicks secondary accountholder, can her new suppcard account be linked to our CIMBClicks?

This post has been edited by MGM: Jan 13 2016, 12:47 PM
TSvictorywp
post Jan 13 2016, 02:20 PM

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QUOTE(MGM @ Jan 13 2016, 12:47 PM)
If my supp card holder is also my CIMBclicks secondary accountholder, can her new suppcard account be linked to our CIMBClicks?
*
should be.
MGM
post Jan 13 2016, 03:01 PM

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QUOTE(victorywp @ Jan 13 2016, 02:20 PM)
should be.
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Yes u are right, just confirm with the CS. Thanks for the recommendation.
47ronin
post Jan 14 2016, 02:49 PM

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good day guys/gals,

question here, payment for utilities (TNB,Syabas,IWK) via PosOnline consider as e-commerce or Utility bill payment?
SUSDavid83
post Jan 14 2016, 04:43 PM

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QUOTE(47ronin @ Jan 14 2016, 02:49 PM)
good day guys/gals,

question here, payment for utilities (TNB,Syabas,IWK) via PosOnline consider as e-commerce or Utility bill payment?
*
Should be considered as utilities
HeHeHunter
post Jan 14 2016, 10:52 PM

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QUOTE(47ronin @ Jan 14 2016, 02:49 PM)
good day guys/gals,

question here, payment for utilities (TNB,Syabas,IWK) via PosOnline consider as e-commerce or Utility bill payment?
*
None. You will receive 0.02% cashback
TSvictorywp
post Jan 15 2016, 01:55 AM

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QUOTE(HeHeHunter @ Jan 14 2016, 10:52 PM)
None. You will receive 0.02% cashback
*
0.2% or 0.02%? laugh.gif
cybpsych
post Jan 15 2016, 07:03 AM

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QUOTE(cybpsych @ Dec 30 2015, 08:29 PM)
ok CIMB cashback already credited.
Confirmed 5% Online Cashback:

● IWK bill payment via POSonline
● Pizza Hut Online Delivery
Confirmed 0.2% Retail Cashback:

● JomPAY
*
QUOTE(47ronin @ Jan 14 2016, 02:49 PM)
good day guys/gals,

question here, payment for utilities (TNB,Syabas,IWK) via PosOnline consider as e-commerce or Utility bill payment?
*
i can only confirm IWK via POSonline (inclusive of 2% convenience fee for using credit card). gotten 5% cashback from CIMB CR.

i might wanna try SYABAS cuz i pay in cash due to small amount each month sweat.gif
SUSintrepidity85
post Jan 15 2016, 09:22 AM

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would like to apply for this card on today.. guess i will apply via online ..
alexwsk
post Jan 15 2016, 09:27 AM

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QUOTE(cybpsych @ Jan 15 2016, 07:03 AM)
i can only confirm IWK via POSonline (inclusive of 2% convenience fee for using credit card). gotten 5% cashback from CIMB CR.

i might wanna try SYABAS cuz i pay in cash due to small amount each month  sweat.gif
*
may i know what's the description in your statement/online banking for IWK thru posonline?
i might try TNB this mth if cannot finish quota, thx
cybpsych
post Jan 15 2016, 09:46 AM

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QUOTE(alexwsk @ Jan 15 2016, 09:27 AM)
may i know what's the description in your statement/online banking for IWK thru posonline?
i might try TNB this mth if cannot finish quota, thx
*
i think anything goes thru POSonline is eCom for CIMB CR.

user posted image

user posted image
SUSDavid83
post Jan 15 2016, 10:24 AM

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QUOTE(cybpsych @ Jan 15 2016, 09:46 AM)
i think anything goes thru POSonline is eCom for CIMB CR.

user posted image

user posted image
*
I think this case is different from UOB Payonline. Instead of putting UOB or UOB Payonline, it displays the payee name directly. Guess that's the reason why it's not classified as online for Payonline.
fruitie
post Jan 15 2016, 10:37 AM

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QUOTE(David83 @ Jan 15 2016, 10:24 AM)
I think this case is different from UOB Payonline. Instead of putting UOB or UOB Payonline, it displays the payee name directly. Guess that's the reason why it's not classified as online for Payonline.
*
Yeah, just noticed this on my UOB VOX as well as it shows TNB when I tested this payment few months ago, thank God, it is considered as online transactions under VOX.
vanlohan
post Jan 15 2016, 11:51 AM

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Hi, can I know anyone use CIMB Cash Rebate to purchase things via paypal in foreign currency. Will I get 5% cash back and there won't be cross border fee because trade in merchant currency right?
ckuanglim
post Jan 15 2016, 12:14 PM

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I have my CIMB CashRebate linked to my PayPal. Few days ago around 12midnight, I received SMS from CIMB showing a PayPal transaction using GBP. It was an unauthorized transaction. I called CIMB, and block the card. And I un-link all credit card from PayPal, change password. Make report to CIMB and PayPal.
Today I receive a new card with new number. Just to share here. And be careful if you have any credit card link with PayPal.
wan7075
post Jan 15 2016, 01:08 PM

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QUOTE(David83 @ Jan 15 2016, 10:24 AM)
I think this case is different from UOB Payonline. Instead of putting UOB or UOB Payonline, it displays the payee name directly. Guess that's the reason why it's not classified as online for Payonline.
*
do you mean that if we pay any bill via uob payonline with cimb cb card, we won't get 5% right?
chiahau
post Jan 15 2016, 01:36 PM

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QUOTE(vanlohan @ Jan 15 2016, 11:51 AM)
Hi, can I know anyone use CIMB Cash Rebate to purchase things via paypal in foreign currency. Will I get 5% cash back and there won't be cross border fee because trade in merchant currency right?
*
If you're charged in their currency, you won't.

To be safe, UOB Vox is much better in some sense because of this nonsense 0.8% cross border thingy.

QUOTE(ckuanglim @ Jan 15 2016, 12:14 PM)
I have my CIMB CashRebate linked to my PayPal. Few days ago around 12midnight, I received SMS from CIMB showing a PayPal transaction using GBP. It was an unauthorized transaction. I called CIMB, and block the card. And I un-link all credit card from PayPal, change password. Make report to CIMB and PayPal.
Today I receive a new card with new number. Just to share here. And be careful if you have any credit card link with PayPal.
*
Did you get the new card with Pin & Pay?
ckuanglim
post Jan 15 2016, 02:42 PM

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QUOTE(chiahau @ Jan 15 2016, 01:36 PM)
Did you get the new card with Pin & Pay?
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yes
SUSDavid83
post Jan 15 2016, 03:34 PM

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QUOTE(wan7075 @ Jan 15 2016, 01:08 PM)
do you mean that if we pay any bill via uob payonline with cimb cb card, we won't get 5% right?
*
Based on the feedback we have gathered so far from this thread.
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post Jan 15 2016, 04:56 PM

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QUOTE(cybpsych @ Jan 15 2016, 09:46 AM)
i think anything goes thru POSonline is eCom for CIMB CR.
great, can make use of this for 3% if cannot finish the RM30 quota
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post Jan 16 2016, 07:57 AM

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QUOTE(victorywp @ Jan 7 2016, 04:24 PM)
not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
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QUOTE(cybpsych @ Jan 7 2016, 04:45 PM)
thanks.

i was thinking +1 day, cuz my payment due date is on Sunday  sweat.gif
*
missed out IBG yesterday from M2U --> CIMB CR payment doh.gif

no use IBG today, and IBFT now chargeable tongue.gif

gonna IBG on Monday instead, see see will get hit by late payment fee laugh.gif


MGM
post Jan 16 2016, 08:14 AM

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QUOTE(cybpsych @ Jan 16 2016, 07:57 AM)
missed out IBG yesterday from M2U --> CIMB CR payment  doh.gif

no use IBG today, and IBFT now chargeable  tongue.gif

gonna IBG on Monday instead, see see will get hit by late payment fee laugh.gif
*
Can pay by cash deposit machine.
cybpsych
post Jan 16 2016, 08:33 AM

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QUOTE(MGM @ Jan 16 2016, 08:14 AM)
Can pay by cash deposit machine.
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not worth the trip, i might as well use IBFT.

thanks for the suggestion biggrin.gif

p/s: i actually wanted to test the late payment fee if +1 day late laugh.gif since it's waivable, no harm. it's fairly new card anyway.

This post has been edited by cybpsych: Jan 16 2016, 08:34 AM
MGM
post Jan 16 2016, 11:32 AM

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QUOTE(cybpsych @ Jan 16 2016, 08:33 AM)
not worth the trip, i might as well use IBFT.

thanks for the suggestion biggrin.gif

p/s: i actually wanted to test the late payment fee if +1 day late  laugh.gif since it's waivable, no harm. it's fairly new card anyway.
*
But IBFT doesn't work on weekend right?
cybpsych
post Jan 16 2016, 11:52 AM

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QUOTE(MGM @ Jan 16 2016, 11:32 AM)
But IBFT doesn't work on weekend right?
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IFBT works everyday, including PH
boonhan
post Jan 16 2016, 11:58 AM

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QUOTE(chiahau @ Jan 11 2016, 04:45 PM)
Purchase at PSN store counts as online transaction as well? laugh.gif
*
No i dont think so, and purchase in PSN store doesnt send TAC, direct charge like swipe at shop.
fixgd
post Jan 16 2016, 01:23 PM

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why cimb so hard to approve cc cash rebate platinum? i already passed 24k per annum apply 3 times all rejected
fruitie
post Jan 16 2016, 02:53 PM

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QUOTE(fixgd @ Jan 16 2016, 01:23 PM)
why cimb so hard to approve cc cash rebate platinum? i already passed 24k per annum apply 3 times all rejected
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How's your credit record? A lot of loans? A lot of credit cards?
fixgd
post Jan 16 2016, 09:29 PM

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QUOTE(fruitie @ Jan 16 2016, 02:53 PM)
How's your credit record? A lot of loans? A lot of credit cards?
*
just maybank and citibank. but everymonth settle all wothout miss. yeah 300riggit loan
SUSDavid83
post Jan 16 2016, 09:36 PM

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QUOTE(fixgd @ Jan 16 2016, 09:29 PM)
just maybank and citibank. but everymonth settle all wothout miss. yeah 300riggit loan
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300 or 300k loan?
noien
post Jan 16 2016, 09:39 PM

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QUOTE(fixgd @ Jan 16 2016, 01:23 PM)
why cimb so hard to approve cc cash rebate platinum? i already passed 24k per annum apply 3 times all rejected
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i first time apply from cimbclicks.
receive the card in 7 day working time
SUSintrepidity85
post Jan 16 2016, 09:54 PM

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QUOTE(fixgd @ Jan 16 2016, 01:23 PM)
why cimb so hard to approve cc cash rebate platinum? i already passed 24k per annum apply 3 times all rejected
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got one rejection from them few years back ..
hurtedheart
post Jan 16 2016, 10:26 PM

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QUOTE(intrepidity85 @ Jan 15 2016, 09:22 AM)
would like to apply for this card on today.. guess i will apply via online ..
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Did yoU maNaged to submit your online application successfully through cimb clicks? I couldn't get it through. Even I emailed to cimb also they don't reply me
hurtedheart
post Jan 16 2016, 10:28 PM

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QUOTE(noien @ Jan 16 2016, 09:39 PM)
i first time apply from cimbclicks.
receive the card in 7 day working time
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May I know are you an existing cimb user or non cimB usEr the time you applied the credit card?
fixgd
post Jan 16 2016, 10:47 PM

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edited. replied wrongly

This post has been edited by fixgd: Jan 17 2016, 09:39 AM
SUSintrepidity85
post Jan 16 2016, 10:54 PM

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QUOTE(hurtedheart @ Jan 16 2016, 10:26 PM)
Did yoU maNaged to submit your online application successfully through cimb clicks? I couldn't get it through. Even I emailed to cimb also they don't reply me
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applied through telesales better.. they will record ur conversation and processing will be much faster ..


hurtedheart
post Jan 16 2016, 11:00 PM

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QUOTE(intrepidity85 @ Jan 16 2016, 10:54 PM)
applied through telesales better.. they will record ur conversation and processing will be much faster ..
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I was thinking to get the Rm70 rebate through application from cimb clicks for new cimb user in view of replacement for utilities paid by MAybank 2 cards earlier
noien
post Jan 17 2016, 01:01 AM

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QUOTE(hurtedheart @ Jan 16 2016, 10:28 PM)
May I know are you an existing cimb user or non cimB usEr the time you applied the credit card?
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non cimb user for credit card if u meant this
SUSintrepidity85
post Jan 17 2016, 08:44 AM

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QUOTE(hurtedheart @ Jan 16 2016, 11:00 PM)
I was thinking to get the Rm70 rebate through application from cimb clicks for new cimb user in view of replacement for utilities paid by MAybank 2 cards earlier
*
i see.. i experience online error most of the time.. like last time rhb i apply online but they did not receive my applications yet online said application submitted..

better through telesales or do it manually

or if you want to do online, best is call CS after u submitted it
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post Jan 17 2016, 10:26 PM

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QUOTE(fixgd @ Jan 16 2016, 01:23 PM)
why cimb so hard to approve cc cash rebate platinum? i already passed 24k per annum apply 3 times all rejected
*
mine also got rejected few times, all documents gave.
then i waited another 6 months and submit again via cimbclicks and upload all documents in jpeg and send again via email
3 days approved without call me or company
perhaps salary bank in cimb
HMMaster
post Jan 17 2016, 11:15 PM

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For Agoda/Experia, is the price shown in the search result discounted or will it be discounted during the booking? Thanks...
Human Nature
post Jan 17 2016, 11:28 PM

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QUOTE(HMMaster @ Jan 17 2016, 11:15 PM)
For Agoda/Experia, is the price shown in the search result discounted or will it be discounted during the booking? Thanks...
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for agoda, usually the discount will be reflected once you enter your card number (without the need to proceed to confirm booking), provided there is a CC linked promotion.

This post has been edited by Human Nature: Jan 17 2016, 11:29 PM
TSvictorywp
post Jan 18 2016, 12:33 AM

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QUOTE(HMMaster @ Jan 17 2016, 11:15 PM)
For Agoda/Experia, is the price shown in the search result discounted or will it be discounted during the booking? Thanks...
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the price shown is not yet discounted. if you logged in while viewing, the price may be further discounted for insider deals. and if you enter via any agoda/cc link, you will get another discount after you key in your cc details.
LostAndFound
post Jan 18 2016, 09:23 AM

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Anyone experienced paying by posonline but payment never actually goes through? Still shows 'pending transaction' for 2 weeks already. Confirm from unifi side bill never went through, and my CC never been charged either.
xuanchew
post Jan 18 2016, 09:25 AM

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Just submitted my application form yday. Hope I can get the approval!! (finger cross
sj0217
post Jan 18 2016, 09:31 AM

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QUOTE(LostAndFound @ Jan 18 2016, 09:23 AM)
Anyone experienced paying by posonline but payment never actually goes through? Still shows 'pending transaction' for 2 weeks already. Confirm from unifi side bill never went through, and my CC never been charged either.
*
I have paid for my Indah Water bill and it went through.

You can click the status to see whether transaction is successful or not.

Please be note that when you key in the card expired, there is (YY/MM), but not (MM/YY)
LostAndFound
post Jan 18 2016, 09:39 AM

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QUOTE(sj0217 @ Jan 18 2016, 09:31 AM)
I have paid for my Indah Water bill and it went through.

You can click the status to see whether transaction is successful or not.

Please be note that when you key in the card expired, there is (YY/MM), but not (MM/YY)
*
Yeah I just tried again and now this one went through.

Probably you are right, I have mistyped the card expiry date that's why previous transaction 'hang'. But surprised it still pending rather than fail.

Thank you very much sir.
skystrike
post Jan 18 2016, 10:40 AM

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guys...i didnt receive any credit card mail statement for past 3 month...did they stop sending mail for statement? should i contact cimb call center to ask them to send the mail?
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post Jan 18 2016, 10:43 AM

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QUOTE(skystrike @ Jan 18 2016, 10:40 AM)
guys...i didnt receive any credit card mail statement for past 3 month...did they stop sending mail for statement? should i contact cimb call center to ask them to send the mail?
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always the best to call CS first, before asking here.

also, ask to subscribe eBill/eStatement to your email. super convenient.
pikacu
post Jan 18 2016, 11:33 AM

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hi,
anyone successfully use CIMB Kwik cc for Uber car ride?
lucas114
post Jan 18 2016, 01:05 PM

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I booked a room through Agoda for RM174.38 but a few days later I have to cancel it because I have found a better option. That transaction has been charged into my account.

Charged in account : 175.78 (with cross border fee)
Refunded in account : 174.38

The refund amount should be 175.78 right?
TSvictorywp
post Jan 18 2016, 02:07 PM

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QUOTE(lucas114 @ Jan 18 2016, 01:05 PM)
I booked a room through Agoda for RM174.38 but a few days later I have to cancel it because I have found a better option. That transaction has been charged into my account.

Charged in account : 175.78 (with cross border fee)
Refunded in account : 174.38

The refund amount should be 175.78 right?
*
i just checked mine:

1) rm217.67 refunded rm215.94
2) rm265.63 refunded rm263.52

so yeah, the cross border fee of 0.8% will not be refunded.

This post has been edited by victorywp: Jan 21 2016, 01:54 AM
kyle_kl
post Jan 18 2016, 02:53 PM

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QUOTE(lucas114 @ Jan 18 2016, 01:05 PM)
I booked a room through Agoda for RM174.38 but a few days later I have to cancel it because I have found a better option. That transaction has been charged into my account.

Charged in account : 175.78 (with cross border fee)
Refunded in account : 174.38

The refund amount should be 175.78 right?
*
i guess the difference (RM1.40) is the 0.8% cross border charge by CIMB.
so you only able get the full amount from Agoda but not the remaining 0.8% by CIMB.

i think if use other card (without cross border charge) will not have this issue.
correct me if i am wrong.
lucas114
post Jan 18 2016, 02:57 PM

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QUOTE(victorywp @ Jan 18 2016, 02:07 PM)
the refunded amount is based on conversion of usd to rm (plus conversion fee). usually you will receive lower.
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QUOTE(kyle_kl @ Jan 18 2016, 02:53 PM)
i guess the difference (RM1.40) is the 0.8% cross border charge by CIMB.
so you only able get the full amount from Agoda but not the remaining 0.8% by CIMB.

i think if use other card (without cross border charge) will not have this issue.
correct me if i am wrong.
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I wonder if CIMB could 'earn' that RM 1.40 even though the transaction has been cancelled.
kherel77
post Jan 18 2016, 03:07 PM

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QUOTE(LostAndFound @ Jan 18 2016, 09:39 AM)
Yeah I just tried again and now this one went through.

Probably you are right, I have mistyped the card expiry date that's why previous transaction 'hang'. But surprised it still pending rather than fail.

Thank you very much sir.
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Sir, this payment channel is better than Unifi autopay for this Cash Rebate card?
cybpsych
post Jan 19 2016, 08:39 AM

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QUOTE(victorywp @ Jan 7 2016, 04:24 PM)
not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
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QUOTE(cybpsych @ Jan 7 2016, 04:45 PM)
thanks.

i was thinking +1 day, cuz my payment due date is on Sunday  sweat.gif
*
QUOTE(cybpsych @ Jan 16 2016, 07:57 AM)
missed out IBG yesterday from M2U --> CIMB CR payment  doh.gif

no use IBG today, and IBFT now chargeable  tongue.gif

gonna IBG on Monday instead, see see will get hit by late payment fee laugh.gif
*
update.

Payment Due Date on Sunday (17 Jan).
IBG from M2U on Monday (18 Jan) morning, credited in CIMB CR card same day afternoon.
No Late Payment Fee charged as of today (19 Jan) thumbup.gif

I did call CS before IBG, agent said they have 1-2 days grace period. If kena late payment fee, she advised to call in for waiver. Not dare to test +2 yet, +1 is good enough. blush.gif
fruitie
post Jan 19 2016, 09:56 AM

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QUOTE(cybpsych @ Jan 19 2016, 08:39 AM)
update.

Payment Due Date on Sunday (17 Jan).
IBG from M2U on Monday (18 Jan) morning, credited in CIMB CR card same day afternoon.
No Late Payment Fee charged as of today (19 Jan)  thumbup.gif

I did call CS before IBG, agent said they have 1-2 days grace period. If kena late payment fee, she advised to call in for waiver. Not dare to test +2 yet, +1 is good enough.  blush.gif
*
Actually +1 or +2 is OK one. biggrin.gif laugh.gif
Tried with other banks. tongue.gif
LostAndFound
post Jan 19 2016, 10:18 AM

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QUOTE(kherel77 @ Jan 18 2016, 03:07 PM)
Sir, this payment channel is better than Unifi autopay for this Cash Rebate card?
*
Let's say you are paying the minimum Unifi amount (RM158). Autopay gives RM2 rebate and 0.2% if you use cash rebate, for a total of RM2.32 cash back

If posonline gives 5% (I haven't confirmed that, just trying for the first time, but based on previous postings I'm fairly confident it should) then you get charged 2.12% (2% charge plus GST). So your cashback will be 2.78%, or Rm4.39.

Of course, if you autopay using AEON Watami (3% cashback) would be better, but my Watami cashback looks likely to be maxed out regularly. Looking only at CIMB CR for this comparison.
kherel77
post Jan 19 2016, 10:33 AM

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QUOTE(LostAndFound @ Jan 19 2016, 10:18 AM)
Let's say you are paying the minimum Unifi amount (RM158). Autopay gives RM2 rebate and 0.2% if you use cash rebate, for a total of RM2.32 cash back

If posonline gives 5% (I haven't confirmed that, just trying for the first time, but based on previous postings I'm fairly confident it should) then you get charged 2.12% (2% charge plus GST). So your cashback will be 2.78%, or Rm4.39.

Of course, if you autopay using AEON Watami (3% cashback) would be better, but my Watami cashback looks likely to be maxed out regularly. Looking only at CIMB CR for this comparison.
*
Thanks for the explanation... notworthy.gif Will try proceed with Posonline starting next payment.
TSvictorywp
post Jan 19 2016, 11:47 AM

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QUOTE(cybpsych @ Jan 19 2016, 08:39 AM)
update.

Payment Due Date on Sunday (17 Jan).
IBG from M2U on Monday (18 Jan) morning, credited in CIMB CR card same day afternoon.
No Late Payment Fee charged as of today (19 Jan)  thumbup.gif

I did call CS before IBG, agent said they have 1-2 days grace period. If kena late payment fee, she advised to call in for waiver. Not dare to test +2 yet, +1 is good enough.  blush.gif
*
speaking about this, my due date is 17/1 too and i have totally forgotten to pay it! doh.gif
just did the payment this morning via cimbclicks instantly.
so mine is +2 again... see if they charge me late payment fee again.
not sure still waivable or not for my case... sweat.gif
cybpsych
post Jan 19 2016, 12:32 PM

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QUOTE(victorywp @ Jan 19 2016, 11:47 AM)
speaking about this, my due date is 17/1 too and i have totally forgotten to pay it!  doh.gif
just did the payment this morning via cimbclicks instantly.
so mine is +2 again... see if they charge me late payment fee again.
not sure still waivable or not for my case...  sweat.gif
*
good to test and share results biggrin.gif
47ronin
post Jan 19 2016, 04:10 PM

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QUOTE(vanlohan @ Jan 15 2016, 11:51 AM)
Hi, can I know anyone use CIMB Cash Rebate to purchase things via paypal in foreign currency. Will I get 5% cash back and there won't be cross border fee because trade in merchant currency right?
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user posted image

@vanlohan - I'm getting 5% cashback for paypal transactions(minecraft & domain - both in USD)

This post has been edited by 47ronin: Jan 19 2016, 04:12 PM
megadisc
post Jan 20 2016, 08:08 AM

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is the card any goods ??

wanna apply ??
laymank
post Jan 20 2016, 08:13 AM

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QUOTE(megadisc @ Jan 20 2016, 08:08 AM)
is the card any goods ??

wanna apply ??
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Have you read Post #1?
Does it seem good to you?
CAFE21
post Jan 20 2016, 09:32 AM

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Any cash back or promo for new sign up?
Human Nature
post Jan 20 2016, 09:49 AM

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QUOTE(CAFE21 @ Jan 20 2016, 09:32 AM)
Any cash back or promo for new sign up?
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if i am not mistaken, i saw a sign up promo when I am sigining in/logging out from cimbclicks but i recall, not so attractive. check it out.
shamsay
post Jan 20 2016, 12:47 PM

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anyone got this msg?

RM0. CIMB: You've 6 entries as of 14JAN. Reply Y1 to enrol for a chance to win a new HOME, a BMW, RM100k & more with yr CIMB Bank credit card! T&C apply.
CAFE21
post Jan 20 2016, 07:18 PM

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QUOTE(Human Nature @ Jan 20 2016, 09:49 AM)
if i am not mistaken, i saw a sign up promo when I am sigining in/logging out from cimbclicks but i recall, not so attractive. check it out.
*
Unfortunately I can't apply via CIMB clicks, it ask me to go branch but branch don't have promo. Online is RM120 cashback for Petronas.
hitch80
post Jan 20 2016, 07:31 PM

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QUOTE(shamsay @ Jan 20 2016, 12:47 PM)
anyone got this msg?

RM0. CIMB: You've 6 entries as of 14JAN. Reply Y1 to enrol for a chance to win a new HOME, a BMW, RM100k & more with yr CIMB Bank credit card! T&C apply.
*
yeap

and i replied...now I enrolled for the contest...fingers cross moneyflies.gif

This post has been edited by hitch80: Jan 20 2016, 08:18 PM
TSvictorywp
post Jan 21 2016, 01:58 AM

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QUOTE(kyle_kl @ Jan 18 2016, 02:53 PM)
i guess the difference (RM1.40) is the 0.8% cross border charge by CIMB.
so you only able get the full amount from Agoda but not the remaining 0.8% by CIMB.

i think if use other card (without cross border charge) will not have this issue.
correct me if i am wrong.
*
yes, you are right. i have edited my post...

QUOTE(victorywp @ Jan 18 2016, 02:07 PM)
i just checked mine:

1) rm217.67 refunded rm215.94
2) rm265.63 refunded rm263.52

so yeah, the cross border fee of 0.8% will not be refunded.
*
hafizhans
post Jan 21 2016, 09:42 AM

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suggest me best way to pay my cc.
i only have maybank n rhb bank acc.
cybpsych
post Jan 21 2016, 09:44 AM

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QUOTE(hafizhans @ Jan 21 2016, 09:42 AM)
suggest me best way to pay my cc.
i only have maybank n rhb bank acc.
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fund transfer, IBG or IBFT, from MBB/RHB --> cc

cc card number = account number
fruitie
post Jan 21 2016, 10:05 AM

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QUOTE(cybpsych @ Jan 21 2016, 09:44 AM)
fund transfer, IBG or IBFT, from MBB/RHB --> cc

cc card number = account number
*
To add on, payment type is credit card payment.
kytan
post Jan 21 2016, 11:24 PM

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Hi, anyone knows what's the process to request for a temporary increase in credit limit and how long does the approval take?
sms2u
post Jan 22 2016, 01:44 AM

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QUOTE(kytan @ Jan 21 2016, 11:24 PM)
Hi, anyone knows what's the process to request for a temporary increase in credit limit and how long does the approval take?
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I believe u asking specific to cimb temp increase limit.

As i know most of the bank can process the temp incraease limit fast (in few hours or up to 1 day).
Most of the bank limit the reason to urgent case like medical or travel.

Some bank practise to approve the tx for u immdiately and and process to decide the temp increase limit approved or not.
If no appove, u need to pay the money in next few days.
karcity
post Jan 22 2016, 03:22 PM

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Cimb send me a message-I won 90 entry till
Now. Anyone know what is that? Am I winning something ?
chiahau
post Jan 22 2016, 03:37 PM

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QUOTE(karcity @ Jan 22 2016, 03:22 PM)
Cimb send me a message-I won 90 entry till
Now. Anyone know what is that? Am I winning something ?
*
Nope.

You're still far behind from winning the BMW laugh.gif
karcity
post Jan 22 2016, 03:38 PM

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QUOTE(chiahau @ Jan 22 2016, 03:37 PM)
Nope.

You're still far behind from winning the BMW laugh.gif
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Any link to read what type of contest is this?
chiahau
post Jan 22 2016, 03:47 PM

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QUOTE(karcity @ Jan 22 2016, 03:38 PM)
Any link to read what type of contest is this?
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Sorry brah, can't remember where I saw it.

Mostly at 1U got the signboard.
cybpsych
post Jan 22 2016, 03:53 PM

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QUOTE(babybun85 @ Dec 1 2015, 12:37 PM)
Live Your Dream Campaign

Win a new home, a BMW or RM100,000
Spend a minimum of RM50 with your CIMB Bank/CIMB Islamic Bank credit card and stand a chance to win a grand prize plus daily cash back.

Campaign period: 1 December 2015 – 29 February 2016

http://www.cimbbank.com.my/en/personal/pro...ream|herobanner
*
QUOTE(karcity @ Jan 22 2016, 03:22 PM)
Cimb send me a message-I won 90 entry till
Now. Anyone know what is that? Am I winning something ?
*
jtl
post Jan 22 2016, 09:13 PM

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Does anyone know how to view supplementary card online? Do I link it to my cimbclicks or does the supplementary card holder need to open own cimbclicks account?

Edit: It's ok. I have the answer already )

This post has been edited by jtl: Jan 22 2016, 09:14 PM
Human Nature
post Jan 22 2016, 09:21 PM

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QUOTE(jtl @ Jan 22 2016, 09:13 PM)
Does anyone know how to view supplementary card online? Do I link it to my cimbclicks or does the supplementary card holder need to open own cimbclicks account?

Edit: It's ok. I have the answer already )
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what is the answer?
jtl
post Jan 22 2016, 09:22 PM

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QUOTE(Human Nature @ Jan 22 2016, 09:21 PM)
what is the answer?
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It shows on my cimbclicks smile.gif
TSvictorywp
post Jan 22 2016, 09:51 PM

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QUOTE(jtl @ Jan 22 2016, 09:22 PM)
It shows on my cimbclicks smile.gif
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if your supplementary card holder has cimbclicks account, he also can view his transaction online.
vin_ann
post Jan 23 2016, 10:33 AM

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QUOTE(chiahau @ Jan 22 2016, 03:37 PM)
Nope.

You're still far behind from winning the BMW laugh.gif
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How many entries u got now?
chiahau
post Jan 23 2016, 10:49 AM

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QUOTE(vin_ann @ Jan 23 2016, 10:33 AM)
How many entries u got now?
*
Few hundreds...

My friend already almost 1,000 entries.

I give up d:
LostAndFound
post Jan 24 2016, 06:21 AM

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It's lucky draw, so always got chance =) as with all such contests, don't purposely spend to get more points, and if you win its a blessing, otherwise no loss.
CalvinCLK
post Jan 24 2016, 08:32 AM

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QUOTE(chiahau @ Jan 23 2016, 10:49 AM)
Few hundreds...

My friend already almost 1,000 entries.

I give up d:
*
If you are lucky enough, even 1 entry will get you a brand new BMW. thumbup.gif

Edit: I have 8 entries only. yawn.gif

This post has been edited by CalvinCLK: Jan 24 2016, 08:32 AM
hafizhans
post Jan 24 2016, 04:03 PM

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regarding 0% installment, payment is same like usual transaction or not?
for example when got statement, it already include amount need to pay monthly.
fruitie
post Jan 24 2016, 04:29 PM

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QUOTE(hafizhans @ Jan 24 2016, 04:03 PM)
regarding 0% installment, payment is same like usual transaction or not?
for example when got statement, it already include amount need to pay monthly.
*
You will see the payment something like 1/12 or 1/6 depending on your installment duration.
SUSintrepidity85
post Jan 24 2016, 04:45 PM

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QUOTE(CalvinCLK @ Jan 24 2016, 08:32 AM)
If you are lucky enough, even 1 entry will get you a brand new BMW.  thumbup.gif

Edit: I have 8 entries only.  yawn.gif
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that is true. one shot will rewards you with BMW.. if that car is not meant to be yours.. even 100000xxxx entries u also wont get it
TSvictorywp
post Jan 24 2016, 11:24 PM

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QUOTE(fruitie @ Jan 24 2016, 11:17 PM)
laugh.gif Yeah but can maximise RM 50? I thought RM 30 is for online already, no matter what only RM 20 for retail?
Anyway, can bring this to CIMB thread.
*
yeah, max rm30 is for online. but if you didn't spend any on online, then your other categories like grocery, petrol, etc. can take up the whole rm50 cb. nod.gif
fruitie
post Jan 24 2016, 11:26 PM

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QUOTE(victorywp @ Jan 24 2016, 11:24 PM)
yeah, max rm30 is for online. but if you didn't spend any on online, then your other categories like grocery, petrol, etc. can take up the whole rm50 cb. nod.gif
*
Oh, so it works this way but not the other round which can spend all RM 50 on online transactions.
Learnt something today. biggrin.gif
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post Jan 24 2016, 11:32 PM

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QUOTE(fruitie @ Jan 24 2016, 11:26 PM)
Oh, so it works this way but not the other round which can spend all RM 50 on online transactions.
Learnt something today. biggrin.gif
*
yeah, it used to be able to max all rm50 under online when the card just started/introduced. maybe too many people only maximising the whole rm50 monthly cb for online, so they revised it to max rm30 only for online. sad.gif
fruitie
post Jan 24 2016, 11:34 PM

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QUOTE(victorywp @ Jan 24 2016, 11:32 PM)
yeah, it used to be able to max all rm50 under online when the card just started/introduced. maybe too many people only maximising the whole rm50 monthly cb for online, so they revised it to max rm30 only for online. sad.gif
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I see. laugh.gif
Not that it matters to me because VOX is still my first choice when comes to online transactions. laugh.gif
btan
post Jan 25 2016, 10:13 AM

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cimb cc grocery and petrol everyday 2%??
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post Jan 25 2016, 10:27 AM

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QUOTE(btan @ Jan 25 2016, 10:13 AM)
cimb cc grocery and petrol everyday 2%??
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need to be specific, which CC?
btan
post Jan 25 2016, 10:28 AM

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cash rebate cimb
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post Jan 25 2016, 10:47 AM

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QUOTE(btan @ Jan 25 2016, 10:13 AM)
cimb cc grocery and petrol everyday 2%??
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QUOTE(btan @ Jan 25 2016, 10:28 AM)
cash rebate cimb
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Yes.
mamamia
post Jan 25 2016, 02:06 PM

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Not sure anyone posted.. Trying to check at first post saw is stated per month/ per statement...
My question is, cash back capped of RM50 is based on statement month or calendar month?
My understanding is per statement.. N is based on posting date, corect me if I read it wrongly.
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post Jan 25 2016, 05:28 PM

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QUOTE(mamamia @ Jan 25 2016, 02:06 PM)
Not sure anyone posted.. Trying to check at first post saw is stated per month/ per statement...
My question is, cash back capped of RM50 is based on statement month or calendar month?
My understanding is per statement.. N is based on posting date, corect me if I read it wrongly.
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Yes,u are right. Cash back cut off By statement month.
Kobis Bunga
post Jan 25 2016, 10:52 PM

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QUOTE(mamamia @ Jan 25 2016, 02:06 PM)
Not sure anyone posted.. Trying to check at first post saw is stated per month/ per statement...
My question is, cash back capped of RM50 is based on statement month or calendar month?
My understanding is per statement.. N is based on posting date, corect me if I read it wrongly.
*
Per statement...Based on your transaction date, which appear on your statement/CIMB clicks
Devil4life
post Jan 26 2016, 12:18 PM

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CIMB Cashback statement date is 28th every month right?
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post Jan 26 2016, 12:31 PM

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QUOTE(Devil4life @ Jan 26 2016, 12:18 PM)
CIMB Cashback statement date is 28th every month right?
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yes
nonameface
post Jan 27 2016, 01:00 AM

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hey, got error when wanna pay off cc using clicks. anybody know how to deal with this error? *[H017] General Transaction Error*
nestahng
post Jan 28 2016, 04:46 AM

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Hi all,

Any sifu here holding CIMB World Elite MasterCard? Can you shed some light on the exclusive/hidden benefits of the card(For example invitation to exclusive event or complimentary high rank membership in other loyalty program etc.)?

Thanks
kelvinftg
post Jan 28 2016, 10:22 AM

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QUOTE(nestahng @ Jan 28 2016, 04:46 AM)
Hi all,

Any sifu here holding CIMB World Elite MasterCard? Can you shed some light on the exclusive/hidden benefits of the card(For example invitation to exclusive event or complimentary high rank membership in other loyalty program etc.)?

Thanks
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I think the best benefit is 15% off duty free items at airports.
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post Jan 28 2016, 10:45 AM

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QUOTE(nonameface @ Jan 27 2016, 01:00 AM)
hey, got error when wanna pay off cc using clicks. anybody know how to deal with this error? *[H017] General Transaction Error*
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you should call CS
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post Jan 28 2016, 11:26 AM

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QUOTE(nestahng @ Jan 28 2016, 04:46 AM)
Hi all,

Any sifu here holding CIMB World Elite MasterCard? Can you shed some light on the exclusive/hidden benefits of the card(For example invitation to exclusive event or complimentary high rank membership in other loyalty program etc.)?

Thanks
*
http://genxgenygenz.com/2015/12/31/cimb-en...tercard-review/
nestahng
post Jan 29 2016, 05:16 AM

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QUOTE(fly126 @ Jan 28 2016, 11:26 AM)
http://genxgenygenz.com/2015/12/31/cimb-en...tercard-review/
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Thanks bro. I actually read that once the article was published back then. I'm aware of the pro and cons published on paper. However, what I'm interested to know is the 'hidden' benefit that World Elite MasterCard might be offering, or will I have special offering from CIMB. Hope some sifu can shed some light on this smile.gif
are89
post Jan 29 2016, 09:41 AM

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Today I logged in into cimbclicks to see updated of my c/c transactions. I cannot see cash back credited into my online transx..
If not mistaken, it is usually credited every 29th right??

This post has been edited by are89: Jan 29 2016, 09:43 AM
LamboSama
post Jan 29 2016, 05:55 PM

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Does anyone knows if paying for Etiqa insurance online entitle to 5% online rebate? Thank you.
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post Jan 29 2016, 06:04 PM

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QUOTE(are89 @ Jan 29 2016, 09:41 AM)
Today I logged in into cimbclicks to see updated of my c/c transactions. I cannot see cash back credited into my online transx..
If not mistaken, it is usually credited every 29th right??
*
I know there is a system disruption yesterday. But I'm not sure it applies to every segment. Check again
CalvinCLK
post Jan 29 2016, 06:18 PM

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QUOTE(are89 @ Jan 29 2016, 09:41 AM)
Today I logged in into cimbclicks to see updated of my c/c transactions. I cannot see cash back credited into my online transx..
If not mistaken, it is usually credited every 29th right??
*
I also didnt see it for my Lazada purchases this month. sweat.gif
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post Jan 29 2016, 06:28 PM

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QUOTE(LamboSama @ Jan 29 2016, 05:55 PM)
Does anyone knows if paying for Etiqa insurance online entitle to 5% online rebate? Thank you.
*
you mean if using cimb cr right? the answer is no... i tried before. sad.gif
hafizhans
post Jan 29 2016, 08:38 PM

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i try to get my first e-statement,
but in cimbclicks got this error "Our e-statement is currently undergoing maintenance. "
how else can i get my statement? didnt receive any mail
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post Jan 29 2016, 08:51 PM

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QUOTE(hafizhans @ Jan 29 2016, 08:38 PM)
i try to get my first e-statement,
but in cimbclicks got this error "Our e-statement is currently undergoing maintenance. "
how else can i get my statement? didnt receive any mail
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Most probably the latest statement is not ready yet, wait another 1 or 2 days to be generated
hafizhans
post Jan 29 2016, 09:00 PM

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QUOTE(sj0217 @ Jan 29 2016, 08:51 PM)
Most probably the latest statement is not ready yet, wait another 1 or 2 days to be generated
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is it normal like this every month?
sj0217
post Jan 29 2016, 09:16 PM

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QUOTE(hafizhans @ Jan 29 2016, 09:00 PM)
is it normal like this every month?
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Should be since today only Day 1

Email will be send if statement ready or you may try tomorrow and the next 2 days
shamsay
post Jan 30 2016, 02:41 PM

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QUOTE(CalvinCLK @ Jan 29 2016, 06:18 PM)
I also didnt see it for my Lazada purchases this month.  sweat.gif
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If buy on cimb day discount.. Confirm get the discount?
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post Jan 30 2016, 05:08 PM

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Does CIMB MC CR card payment made via Pos online for Indah water and PTGS quit rent bills entitled for cash rebate of 5% ?
Kings7
post Jan 30 2016, 05:59 PM

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pay maxis/digi via payonline using CIMB cash rebate CC only entitled 0.2% CR
cybpsych
post Jan 30 2016, 05:59 PM

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used POSonline to pay for Pejabat Pengarah Tanah & Galian Selangor.

confirmed 5% cb using CIMB CR.

same description in cimbclicks: POS MALAYSIA-ONLINE KUALA LUMPUR MY
SUSDavid83
post Jan 30 2016, 06:14 PM

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Paid assessment to Majlis Daerah Kampar using M2U with CIMB CR gives me 5%.

Description at CIMBClicks: MAJ DAERAH KINTA SLTN@ KINTA SELATAN MY

No need to pay 2% conveniences fee to POSOnline. whistling.gif rclxms.gif

This post has been edited by David83: Jan 30 2016, 06:16 PM
MGM
post Jan 30 2016, 06:46 PM

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QUOTE(David83 @ Jan 30 2016, 06:14 PM)
Paid assessment to Majlis Daerah Kampar using M2U with CIMB CR gives me 5%.

Description at CIMBClicks: MAJ DAERAH KINTA SLTN@ KINTA SELATAN MY

No need to pay 2% conveniences fee to POSOnline. whistling.gif  rclxms.gif
*
Paid thru which websites?
SUSDavid83
post Jan 30 2016, 07:00 PM

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QUOTE(MGM @ Jan 30 2016, 06:46 PM)
Paid thru which websites?
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Maybank2U (M2U)
alexwsk
post Jan 30 2016, 07:39 PM

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QUOTE(David83 @ Jan 30 2016, 06:14 PM)
Paid assessment to Majlis Daerah Kampar using M2U with CIMB CR gives me 5%.

Description at CIMBClicks: MAJ DAERAH KINTA SLTN@ KINTA SELATAN MY

No need to pay 2% conveniences fee to POSOnline. whistling.gif  rclxms.gif
*
hmm, i pay dbkl using uobpayonline only 0.2%
ok, now hv to try everything using CR thru m2u (but not all bills accepted)
SUSDavid83
post Jan 30 2016, 07:44 PM

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QUOTE(alexwsk @ Jan 30 2016, 07:39 PM)
hmm, i pay dbkl using uobpayonline only 0.2%
ok, now hv to try everything using CR thru m2u (but not all bills accepted)
*
I tried several payees at UOB Payonline and had draw my own conclusion that everything paid at using this card won't be getting 5% CR.

So I have gave up that channel.



This post has been edited by David83: Jan 30 2016, 07:44 PM
alexwsk
post Jan 30 2016, 07:46 PM

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QUOTE(David83 @ Jan 30 2016, 07:44 PM)
I tried several payees at UOB Payonline and had draw my own conclusion that everything paid at using this card won't be getting 5% CR.

So I have gave up that channel.
*
yea, so now will try anything that can pay thru m2u
posonline mostly can get 5% but after deduct 2% charges only get 3%
mamamia
post Jan 30 2016, 08:58 PM

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QUOTE(David83 @ Jan 30 2016, 07:00 PM)
Maybank2U (M2U)
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I dunno how this work.. I've registered my cimb card in m2u, when I go to bill payment to favorite payee n I choose CIMB card from the list, it show no payee, if I choose maybank Amex, it will show my favorite payee list..

Mind to share how u pay with other bank card in m2u?
SUSDavid83
post Jan 30 2016, 09:11 PM

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QUOTE(mamamia @ Jan 30 2016, 08:58 PM)
I dunno how this work.. I've registered my cimb card in m2u, when I go to bill payment to favorite payee n I choose CIMB card from the list, it show no payee, if I choose maybank Amex, it will show my favorite payee list..

Mind to share how u pay with other bank card in m2u?
*
Not all payees support 3rd pay credit card at M2U.

The payee list is relatively short and limited.

If it doesn't show in your favourites, that means it doesn't support. biggrin.gif
MGM
post Jan 30 2016, 09:12 PM

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QUOTE(David83 @ Jan 30 2016, 07:00 PM)
Maybank2U (M2U)
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Not many payee cooperations accept non-MBB credit cards.

http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07

This post has been edited by MGM: Jan 30 2016, 09:13 PM
SUSDavid83
post Jan 30 2016, 09:25 PM

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QUOTE(MGM @ Jan 30 2016, 09:12 PM)
Not many payee cooperations accept non-MBB credit cards.

http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07
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I'm pretty aware of that.
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post Jan 30 2016, 10:32 PM

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QUOTE(victorywp @ Jan 29 2016, 06:28 PM)
you mean if using cimb cr right? the answer is no... i tried before.  sad.gif
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oh no, no idea which cc to use for renewal already cry.gif
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post Jan 30 2016, 10:54 PM

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QUOTE(rachel_xxx @ Jan 30 2016, 10:32 PM)
oh no, no idea which cc to use for renewal already  cry.gif
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which other cards you have?
tonytyk
post Jan 31 2016, 04:45 AM

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QUOTE(David83 @ Jan 30 2016, 06:14 PM)
Paid assessment to Majlis Daerah Kampar using M2U with CIMB CR gives me 5%.

Description at CIMBClicks: MAJ DAERAH KINTA SLTN@ KINTA SELATAN MY

No need to pay 2% conveniences fee to POSOnline. whistling.gif  rclxms.gif
*
for assessments, no problem to pay via UOB pay online, but other channels. But for IWK and quit rent not that many channels available, have you paid before these bills via m2u using CIMB CR and got 5% rebate?
SUSDavid83
post Jan 31 2016, 08:33 AM

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QUOTE(tonytyk @ Jan 31 2016, 04:45 AM)
for assessments, no problem to pay via UOB pay online, but other channels. But for IWK and quit rent not that many channels available, have you paid before these bills via m2u using CIMB CR and got 5% rebate?
*
I don't think they're supported in M2U.

Payees list: http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07
tonytyk
post Jan 31 2016, 08:41 AM

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QUOTE(David83 @ Jan 31 2016, 08:33 AM)
I don't think they're supported in M2U.

Payees list: http://www.maybank2u.com.my/mbb_info/m2u/p...cntKey=ACC06.07
*
So Pos online is the possible option
are89
post Jan 31 2016, 10:00 AM

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I have CR & Pet CC..
both have different Statement date & Due Date..
So I called cimb card center cs to make both cc have same date as mentioned..
Well, it's done..
Both have statement date every 28th.. wink.gif
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post Jan 31 2016, 11:16 AM

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QUOTE(cybpsych @ Jan 30 2016, 05:59 PM)
used POSonline to pay for Pejabat Pengarah Tanah & Galian Selangor.

confirmed 5% cb using CIMB CR.

same description in cimbclicks: POS MALAYSIA-ONLINE KUALA LUMPUR MY
*
Where is the description written ?
TSvictorywp
post Jan 31 2016, 11:30 AM

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QUOTE(tonytyk @ Jan 31 2016, 11:16 AM)
Where is the description written ?
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under unbilled transaction, or transaction history, or your statement
jtl
post Jan 31 2016, 01:32 PM

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QUOTE(mamamia @ Jan 30 2016, 08:58 PM)
I dunno how this work.. I've registered my cimb card in m2u, when I go to bill payment to favorite payee n I choose CIMB card from the list, it show no payee, if I choose maybank Amex, it will show my favorite payee list..

Mind to share how u pay with other bank card in m2u?
*
How do you register your CIMB card in M2U?
are89
post Jan 31 2016, 01:41 PM

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QUOTE(jtl @ Jan 31 2016, 01:32 PM)
How do you register your CIMB card in M2U?
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Find "Bill Payment" link and click.. After the page open u'll see "manage non-maybank credit cards" n click it.
Register ur card there.. n wait for approval..

This post has been edited by are89: Jan 31 2016, 01:42 PM
OptimusStar
post Jan 31 2016, 02:02 PM

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I have a CIMB cash rebate but I am unable to find DIGI or Telekom Unifi in the list of payee under CIMB Clicks, so what I do is I used my maybank CC in M2U to pay for this two.

Any one who managed to pay for Digi and Unifi in CIMB CLICKS using the cash rebate or is there any other alternative you guys can advise, much appreciate.
jtl
post Jan 31 2016, 02:29 PM

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QUOTE(are89 @ Jan 31 2016, 01:41 PM)
Find "Bill Payment" link and click.. After the page open u'll see "manage non-maybank credit cards" n click it.
Register ur card there.. n wait for approval..
*
Thank you
are89
post Jan 31 2016, 02:41 PM

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QUOTE(jtl @ Jan 31 2016, 02:29 PM)
Thank you
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wc smile.gif
hitch80
post Jan 31 2016, 04:58 PM

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QUOTE(tonytyk @ Jan 31 2016, 11:16 AM)
Where is the description written ?
*
Yes..I was using PosOnline for last statement date for TNB payment...it is safely to say that it is considered as Online payment...just that Posonline has commission charges due to usage of credit card and GST
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QUOTE(hitch80 @ Jan 31 2016, 04:58 PM)
Yes..I was using PosOnline for last statement date for TNB payment...it is safely to say that it is considered as Online payment...just that Posonline has commission charges due to usage of credit card and GST
*
Despite the charges, It is still ok for payment of IWK and quit rent bills, as these are not accepted for credit card payment elsewhere, unless some one can share
Jeffreynsx
post Jan 31 2016, 08:42 PM

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If the bank statement date is 28th of each month and during that day I spent for certain goods, will the statement balance add in the amount I spent on 28th for this month? I found out CIMB Clicks will shown yellow error signed with "payment due" indicated in red in the system. But so far my payment is settled in full.

This post has been edited by Jeffreynsx: Jan 31 2016, 08:43 PM
SUSDavid83
post Jan 31 2016, 08:45 PM

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QUOTE(Jeffreynsx @ Jan 31 2016, 08:42 PM)
If the bank statement date is 28th of each month and during that day I spent for certain goods, will the statement balance add in the amount I spent on 28th for this month? I found out CIMB Clicks will shown yellow error signed with "payment due" indicated in red in the system. But so far my payment is settled in full.
*
I don't think it'll be posted so fast. If it's posted, then you have to pay for it in the Statement Balance.
hitch80
post Jan 31 2016, 10:15 PM

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QUOTE(Jeffreynsx @ Jan 31 2016, 08:42 PM)
If the bank statement date is 28th of each month and during that day I spent for certain goods, will the statement balance add in the amount I spent on 28th for this month? I found out CIMB Clicks will shown yellow error signed with "payment due" indicated in red in the system. But so far my payment is settled in full.
*
That is pretty much depending on the merchant....some merchant submit fast, while others tend to hold for a day or two (two being very unlikely)...even online payment...most will hold for 1 day at least , while some submit on the same day

My lazada purchase i made at 10am on 29th still not posted in CIMB, while 11street purchase on 30th I already able to see the outstanding amount in CIMclicks today
hitch80
post Jan 31 2016, 10:32 PM

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Ok guys, just some confirmation, since I made Astro payment via Astro website and that is also considered as Online payment and entitled for 5% CB, what if we make payment for Maxis (mobile and fibre service) via Maxis website, will that be considered as online payment.

Please share if any of you tested this scenario before. Thank you
fruitie
post Jan 31 2016, 10:45 PM

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QUOTE(hitch80 @ Jan 31 2016, 10:32 PM)
Ok guys, just some confirmation, since I made Astro payment via Astro website and that is also considered as Online payment and entitled for 5% CB, what if we make payment for Maxis (mobile and fibre service) via Maxis website, will that be considered as online payment. 

Please share if any of you tested this scenario before.  Thank you
*
Astro is already tested by others some times back. laugh.gif
Nope, for mobile payments will not be getting back anything under CIMB CR no matter which channel you use.
jtl
post Jan 31 2016, 10:58 PM

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I paid for MAS taxes and surcharges online on the 25th thinking that it would be posted before my statement date on the 28th but the transaction was only posted on the 30th. So yes, there are companies that post them much later.
poweredbydiscuz
post Jan 31 2016, 11:02 PM

 
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QUOTE(fruitie @ Jan 31 2016, 10:45 PM)
Astro is already tested by others some times back. laugh.gif
Nope, for mobile payments will not be getting back anything under CIMB CR no matter which channel you use.
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Err.. Celcom can get 2% rebate via auto-billing..
fruitie
post Jan 31 2016, 11:06 PM

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QUOTE(poweredbydiscuz @ Jan 31 2016, 11:02 PM)
Err.. Celcom can get 2% rebate via auto-billing..
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I was referring to 5%, since that was his question.
poweredbydiscuz
post Jan 31 2016, 11:38 PM

 
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QUOTE(fruitie @ Jan 31 2016, 11:06 PM)
I was referring to 5%, since that was his question.
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Well the way you answer seems like he won't get "anything"... not even 2%
fruitie
post Jan 31 2016, 11:40 PM

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QUOTE(poweredbydiscuz @ Jan 31 2016, 11:38 PM)
Well the way you answer seems like he won't get "anything"... not even 2%
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OK, different people interpret differently. smile.gif
Anyway, if want to pay bills and get 5% cash back, apply VOX and pay via UOBPayOnline. I have both of these cards and VOX works better for my spending.
LostAndFound
post Feb 1 2016, 01:49 AM

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Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.

EDIT: Sorry, wrong info, I meant to type posonline, not payonline.

This post has been edited by LostAndFound: Feb 1 2016, 02:27 PM
fruitie
post Feb 1 2016, 01:51 AM

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QUOTE(LostAndFound @ Feb 1 2016, 01:49 AM)
Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.
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Very good. rclxms.gif
It is strange that other payments via UOBPayOnline doesn't entitle for cash rebate but UniFi has. biggrin.gif
Another alternative for me if Wise and VOX fail. biggrin.gif
cappuccino vs latte
post Feb 1 2016, 02:07 AM

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does pay maxis bill via m2u entitle for 5% rebate?
OptimusStar
post Feb 1 2016, 04:34 AM

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QUOTE(LostAndFound @ Feb 1 2016, 01:49 AM)
Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.
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Can I know how you paid this , is it via CIMB Clicks or via TM Unifi page?
fruitie
post Feb 1 2016, 04:39 AM

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QUOTE(OptimusStar @ Feb 1 2016, 04:34 AM)
Can I know how you paid this , is it via CIMB Clicks or via TM Unifi page?
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UOBPayOnline. He mentioned PayOnline which is most likely the UOBPayOnline.
tonytyk
post Feb 1 2016, 05:50 AM

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QUOTE(fruitie @ Feb 1 2016, 04:39 AM)
UOBPayOnline. He mentioned PayOnline which is most likely the UOBPayOnline.
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Based on same logic, all other merchants eg Tnb, Syabas, DBKL, MPSJ etc listed in UOB payonline also entitled for 5% rebate?
Jeffreynsx
post Feb 1 2016, 06:41 AM

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QUOTE(hitch80 @ Jan 31 2016, 10:15 PM)
That is pretty much depending on the merchant....some merchant submit fast, while others tend to hold for a day or two (two being very unlikely)...even online payment...most will hold for 1 day at least , while some submit on the same day

My lazada purchase i made at 10am on 29th still not posted in CIMB, while 11street purchase on 30th I already able to see the outstanding amount in CIMclicks today
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If this is the case, that means referred to posted date in CIMB Clicks and if statement balance did not stated the transaction, it will included in the next statement and it won't charge under late charges so long I pay the current outstanding amount.

lucas114
post Feb 1 2016, 08:58 AM

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I notice that there is no cross border fee for a voucher purchased through Groupon app. But, I am not sure and couldn't confirm if the purchase is considered as E-Com. Will know about that in the next statement.
tonytyk
post Feb 1 2016, 09:15 AM

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QUOTE(LostAndFound @ Feb 1 2016, 01:49 AM)
Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.
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Have you tried paying via UOB payonline for Tnb and Syabas bills?
hitch80
post Feb 1 2016, 09:17 AM

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QUOTE(LostAndFound @ Feb 1 2016, 01:49 AM)
Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.
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is it UOBPAYonline or Pos Malaysia POSonline?
MGM
post Feb 1 2016, 09:19 AM

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QUOTE(lucas114 @ Feb 1 2016, 08:58 AM)
I notice that there is no cross border fee for a voucher purchased through Groupon app. But, I am not sure and couldn't confirm if the purchase is considered as E-Com. Will know about that in the next statement.
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All my groupon purchases thru desktop/windows incurred crossborder fees but earned 5% CB.
tonytyk
post Feb 1 2016, 09:25 AM

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QUOTE(hitch80 @ Feb 1 2016, 09:17 AM)
is it UOBPAYonline or Pos Malaysia POSonline?
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Guess Payonline refers to UOB payonline

This post has been edited by tonytyk: Feb 1 2016, 09:27 AM
cybpsych
post Feb 1 2016, 09:35 AM

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QUOTE(lucas114 @ Feb 1 2016, 08:58 AM)
I notice that there is no cross border fee for a voucher purchased through Groupon app. But, I am not sure and couldn't confirm if the purchase is considered as E-Com. Will know about that in the next statement.
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QUOTE(MGM @ Feb 1 2016, 09:19 AM)
All my groupon purchases thru desktop/windows incurred crossborder fees but earned 5% CB.
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not necessary.

i did 4 groupons purchases, 2 with cross border fee, 2 without. rclxub.gif

it depends on which payment gateway groupon is using/redirected at the time of purchase.
hafizhans
post Feb 1 2016, 09:37 AM

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QUOTE(fruitie @ Jan 24 2016, 04:29 PM)
You will see the payment something like 1/12 or 1/6 depending on your installment duration.
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receive my 1st statement, but i cannot see anything u mention above.
if i buy in Jan, is the payment start on Feb?
I thought i asked here first b4 call CS. smile.gif
hitch80
post Feb 1 2016, 09:48 AM

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QUOTE(hafizhans @ Feb 1 2016, 09:37 AM)
receive my 1st statement, but i cannot see anything u mention above.
if i buy in Jan, is the payment start on Feb?
I thought i asked here first b4 call CS.  smile.gif
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Hi

I have not done instalment payment for CIMB, however based on my experiences with other banks pls refer example below

12 MONTHS instalment
Statement Date: 28th every month
Purchase date : 15th Jan of RM1200
1st instalment of RM100 will be statemented on 28th Jan and due date 17th Feb
laymank
post Feb 1 2016, 11:18 AM

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CIMB Cash Rebate - if use UOBPayOnline, 5% CB eligible?
xixo_12
post Feb 1 2016, 11:27 AM

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finally utilize 5% online purchase.. too bad, max only RM30,
yunodie
post Feb 1 2016, 11:36 AM

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guys, i am a new CIMB Enrich World Elite card holder. Got the card last month. As with all the credit cards that I have used before, the annual fee is charged at the end of the 1 year term. This gives us the opportunity to cancel the card if the condition of the waiver for the annual fee is not met.

However, for CIMB Enrich World Elite, the annual fee is charged upfront upon the first statement. I have called up the CS and confirmed that it is charged upfront. this is however not mentioned in the card T&C.

My next course of action is to cancel card upon settlement of outstanding balance and request for a waiver. The waiver is subject to their approval and would be pro-rated to the duration you held the card.

Have anyone experience the same predicament before? what are the chances of me getting the annual fee back?
laymank
post Feb 1 2016, 11:52 AM

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QUOTE(laymank @ Feb 1 2016, 11:18 AM)
CIMB Cash Rebate - if use UOBPayOnline, 5% CB eligible?
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found the answer. Someone reported payment through m2u using CIMB CR card can get 5%
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