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Credit Cards CIMB Bank Credit Cards v4

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TSvictorywp
post Dec 12 2015, 01:17 AM, updated 10y ago

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CIMB Cash Rebate Platinum MasterCard

Eligbility & Requirements: Income per annum of RM24,000

Annual Fee: Waived

Features & Benefits
Category Cash Rebate Eligible Merchants / MCC Eligible Transaction Type
E-Commerce/Online Spend 5% POSMODE 81 Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814).
Petrol 2% MCC (5541, 5542) All
Groceries 2% MCC (5411, 5422, 5451) All
Utility Bill Payment 2% MCC (4900, 5968) Standing Instruction payments under all MCC (4900); and Standing Instruction payments under MCC (5968) applies to GAS MALAYSIA, SESCO and TNB only.
Mobile Bill Payment 2% MCC (4813, 4814, 5968) Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers.
Other Retail Spend 0.2% Other than the above All
Additional (1 March 2015 - 31 December 2015) 15% iTunes App Store and Google Play Store All

Remarks:
1) Statement date for CIMB Cash Rebate Platinum MasterCard is on 28th of every month.
2) All cash rebates earned in current month statement will be posted in the next month statement under their respective cash rebate categories.

Maximum Cash Rebate Entitlement
Cardholder Maximum Cash Rebate (per month/per statement) Maximum Cash Rebate (per year/ or 12-months)
Principal RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Supplementary 1 RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Supplementary 2 RM50.00 (E-Commerce/Online RM30.00 out of the RM50.00) RM600.00
Total RM150.00 RM1,800.00


Eligible:
» Click to show Spoiler - click again to hide... «



Non-Eligible:
» Click to show Spoiler - click again to hide... «



Other Privileges
Terms and Conditions
Frequently Asked Questions (FAQs)
How to Change Your Personal Pin?

This post has been edited by victorywp: Jun 5 2016, 11:51 AM
TSvictorywp
post Dec 12 2015, 01:20 AM

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From: Her Heart
List Of CIMB Credit Cards

By Invitation Only/Premier Cards
CIMB Enrich WORLD MasterCard (By invitation)
CIMB Visa INFINITE (By invitation)
CIMB Preferred Visa INFINITE
CIMB WORLD MasterCard
CIMB Visa INFINITE
CIMB Visa SIGNATURE

Others
Regular Enrich Cards
Cashback Cards
Smart Drivers Cards
Business Cards
Direct Access Cards
Basic Entry Level Cards

Promotions
General Page For Latest Credit Card Promotions
Get up to 30% Cash Rebate with CIMB Auto-Payment Service

Other Documents
Credit Cards Product Disclosure Sheet
CIMB Swipe Smart PDF

Past Threads
CIMB Credit Cards V1
CIMB Credit Cards V2
CIMB Credit Cards V3
TSvictorywp
post Dec 12 2015, 05:52 PM

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QUOTE(fruitie @ Dec 12 2015, 10:03 AM)
No. Not eligible. UOB VOX is eligible.

Anyway, why so fast opened a new thread when the old one hasn't reached 2500 posts? victorywp?
*
with the average post per day, it should reach 2.5k by 25th but that's the time most people busy holidaying. so, i do it slightly earlier so that everyone can enjoy their holiday. lol... biggrin.gif
TSvictorywp
post Dec 21 2015, 06:26 PM

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QUOTE(umeshmalani @ Dec 21 2015, 05:43 PM)
hi friends,

I've recently spent my cimb card overseas. They had informed me that the conversion rates comes visa international. Upon checking at visa website, there is a place where we can input our bank fees where i keyed in 1%. Upon checking my bill, i realised that i was overcharged with 1% extra by cimb.

This means visa gives a horrible exchange rate and top of that charges 1% exchange rate. Then Cimb charges 1% extra. Total is 2% instead of 1%.

Has any bro's been through this situation. I lodged official complain with BNM and guess what. i opened all my bill dated 7 years and got my extra 1% back. Please be aware!!!!!!!
*
that's cross border fee of 0.8% i suppose.
TSvictorywp
post Jan 4 2016, 01:48 PM

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QUOTE(munkeyflo @ Jan 4 2016, 01:25 PM)
I thought can conveniently auto charge IWK bills for CIMB CR since it did say 2% rebate autopayment/SI for utilities.

Anyways if anyone is wondering, IWK bill for December has been autopaid by my CIMB CR and no 2% rebate. It falls under the 0.2% other retail rebates.

Guess still POSonline then.
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thanks for testing it out. so you shall cancel your autodebit using this cc already.

This post has been edited by victorywp: Jan 4 2016, 01:50 PM
TSvictorywp
post Jan 6 2016, 07:38 PM

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QUOTE(coolguy99 @ Jan 6 2016, 07:30 PM)
i just got the new card. how do i change the temporary pin to my personal pin using cimb clicks?
*
you mean pin or password?
pin need to be changed at cimb atm.
TSvictorywp
post Jan 7 2016, 04:24 PM

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QUOTE(cybpsych @ Jan 7 2016, 02:24 PM)
anyone have bravely tried to find out the SAFE "grace period" (wont kena late payment penalty & finance charge) of cc bill payment AFTER due date?

e.g. CIMB CR due date @ 4 Jan (example). Is it safe to pay the bill +1 day? +2 days? so on...
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not safe... i kena that late payment and finance charge before... if not mistaken is 2-3 days after due date. but good thing can be waived after call.
TSvictorywp
post Jan 8 2016, 09:51 AM

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QUOTE(leo_kiatez @ Jan 8 2016, 09:15 AM)
As i know once slapped by late payment charge,  20days grace period is no more applicable rite?
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that's mbb case whereby if you slapped by late payment charge, your 8.88% not applicable anymore and became 18%.
TSvictorywp
post Jan 8 2016, 11:12 AM

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QUOTE(David83 @ Jan 8 2016, 09:52 AM)
He's more concerned on the 20 days interest period rather than the tiered interest rate for the financial charge.
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yeah, i mean it's not affected. maybe he confused with the one i'm saying.
TSvictorywp
post Jan 8 2016, 12:58 PM

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QUOTE(leo_kiatez @ Jan 8 2016, 12:49 PM)
Yes, i am more concern if the late charges are waived, does the bank reinstate the 20days grace period immediately.. Else we will be slapped by another late charges if the next cc payment is made during the 20days grace period.
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the 20 days period not affected at all.
TSvictorywp
post Jan 10 2016, 10:34 AM

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QUOTE(Victor3010 @ Jan 10 2016, 10:24 AM)
Hey guys.. Say if I want to buy a 20k item that allows 12 months 0% instalment on the spot but only have 10k credit limit... Can I still buy it?
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can, call for temporary credit limit increase.
TSvictorywp
post Jan 11 2016, 12:02 AM

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QUOTE(chiahau @ Jan 10 2016, 06:32 PM)
Temporary increase of limit can't swipe for EPP if that's not within your CL laugh.gif

He only have 10, he wants to swipe 20 and convert to 12 months.

Mana boleh? Usually bank will only allow EPP within your CL only.
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yeah, need to apply for permanent increase then. sweat.gif
TSvictorywp
post Jan 13 2016, 08:37 AM

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QUOTE(MGM @ Jan 13 2016, 08:06 AM)
Apart fro CIMC CB card, is there any other Mastercard that has CB for online transactions?
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ocbc tmc 1% lol... others basically visa already. biggrin.gif
TSvictorywp
post Jan 13 2016, 10:11 AM

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QUOTE(MGM @ Jan 13 2016, 08:44 AM)
Already own OCBC Ti, but 1% CB cry.gif . CIMB rm30 CB for online trax too little, n Lazada n Rakuten have regular MC discount.
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get 2 supp cards for cimb cr la. then you get additional cb allocation lor = total rm30 x 3 = rm90. enough lor... thumbup.gif
TSvictorywp
post Jan 13 2016, 12:27 PM

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QUOTE(MGM @ Jan 13 2016, 11:22 AM)
U mean CIMB CB Plat is like PBB VS where the supp cards has separate CB allocation? Need separate statement too?
*
yes, cimb cr has separate cb allocation for supp cards. you may check the first post of this thread.
TSvictorywp
post Jan 13 2016, 02:20 PM

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QUOTE(MGM @ Jan 13 2016, 12:47 PM)
If my supp card holder is also my CIMBclicks secondary accountholder, can her new suppcard account be linked to our CIMBClicks?
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should be.
TSvictorywp
post Jan 15 2016, 01:55 AM

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QUOTE(HeHeHunter @ Jan 14 2016, 10:52 PM)
None. You will receive 0.02% cashback
*
0.2% or 0.02%? laugh.gif
TSvictorywp
post Jan 18 2016, 12:33 AM

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QUOTE(HMMaster @ Jan 17 2016, 11:15 PM)
For Agoda/Experia, is the price shown in the search result discounted or will it be discounted during the booking? Thanks...
*
the price shown is not yet discounted. if you logged in while viewing, the price may be further discounted for insider deals. and if you enter via any agoda/cc link, you will get another discount after you key in your cc details.
TSvictorywp
post Jan 18 2016, 02:07 PM

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QUOTE(lucas114 @ Jan 18 2016, 01:05 PM)
I booked a room through Agoda for RM174.38 but a few days later I have to cancel it because I have found a better option. That transaction has been charged into my account.

Charged in account : 175.78 (with cross border fee)
Refunded in account : 174.38

The refund amount should be 175.78 right?
*
i just checked mine:

1) rm217.67 refunded rm215.94
2) rm265.63 refunded rm263.52

so yeah, the cross border fee of 0.8% will not be refunded.

This post has been edited by victorywp: Jan 21 2016, 01:54 AM
TSvictorywp
post Jan 19 2016, 11:47 AM

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QUOTE(cybpsych @ Jan 19 2016, 08:39 AM)
update.

Payment Due Date on Sunday (17 Jan).
IBG from M2U on Monday (18 Jan) morning, credited in CIMB CR card same day afternoon.
No Late Payment Fee charged as of today (19 Jan)  thumbup.gif

I did call CS before IBG, agent said they have 1-2 days grace period. If kena late payment fee, she advised to call in for waiver. Not dare to test +2 yet, +1 is good enough.  blush.gif
*
speaking about this, my due date is 17/1 too and i have totally forgotten to pay it! doh.gif
just did the payment this morning via cimbclicks instantly.
so mine is +2 again... see if they charge me late payment fee again.
not sure still waivable or not for my case... sweat.gif
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