QUOTE(angerger @ Dec 28 2015, 11:43 PM)
RM70 cash back very low Credit Cards CIMB Bank Credit Cards v4
Credit Cards CIMB Bank Credit Cards v4
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Dec 29 2015, 01:27 AM
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#1
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1,211 posts Joined: Aug 2008 |
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Apr 21 2016, 02:18 PM
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#2
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QUOTE(yinsh @ Apr 21 2016, 01:15 PM) Got the same problem too. Submitted the online application and got rejected with no apparent reason. Your DSR rate? Commitment / net income must less than 75%It's kinda weird cos my income is way above their requirement. In fact, Maybank even called me to offer credit facilities so I doubt I have a bad credit record. Perhaps I was rejected for being potentially unprofitable, since I pay my bills promptly every month Or maybe credit card business is not their product focus for the time being. Called and the customer service said I should try again after 6 months Meh... It's just not my day. |
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Apr 21 2016, 07:24 PM
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#3
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QUOTE(yinsh @ Apr 21 2016, 02:48 PM) Shared rented apartment. No car either since I'm staying nearby LRT station. Thn maybe ur records is too clean..just fresh grad?Other than that, nope, there's no commitment. Only own one credit card from Maybank which I use mainly to pay utility bills, shopping etc like everyone else, so the CIMB card application is just for backup (and cash back benefits too I don't keep much cash in bank though, since I've been reinvesting those money into mutual funds, gold account, retirement funds etc. |
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