Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards CIMB Bank Credit Cards v4

views
     
red_scorpion
post Dec 29 2015, 01:27 AM

Regular
******
Senior Member
1,211 posts

Joined: Aug 2008


QUOTE(angerger @ Dec 28 2015, 11:43 PM)
Yes, login and apply online. Info as below.
*
RM70 cash back very low rclxub.gif rclxub.gif but better than nth brows.gif
red_scorpion
post Apr 21 2016, 02:18 PM

Regular
******
Senior Member
1,211 posts

Joined: Aug 2008


QUOTE(yinsh @ Apr 21 2016, 01:15 PM)
Got the same problem too. Submitted the online application and got rejected with no apparent reason.

It's kinda weird cos my income is way above their requirement. In fact, Maybank even called me to offer credit facilities so I doubt I have a bad credit record.

Perhaps I was rejected for being potentially unprofitable, since I pay my bills promptly every month  brows.gif
Or maybe credit card business is not their product focus for the time being.  doh.gif 
Called and the customer service said I should try again after 6 months  blink.gif

Meh... It's just not my day.
*
Your DSR rate? Commitment / net income must less than 75%
red_scorpion
post Apr 21 2016, 07:24 PM

Regular
******
Senior Member
1,211 posts

Joined: Aug 2008


QUOTE(yinsh @ Apr 21 2016, 02:48 PM)
Shared rented apartment. No car either since I'm staying nearby LRT station.

Other than that, nope, there's no commitment. Only own one credit card from Maybank which I use mainly to pay utility bills, shopping etc like everyone else, so the CIMB card application is just for backup (and cash back benefits too  tongue.gif ).

I don't keep much cash in bank though, since I've been reinvesting those money into mutual funds, gold account, retirement funds etc.  biggrin.gif
*
Thn maybe ur records is too clean..just fresh grad?

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0376sec    0.21    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 06:22 AM