just received my cc, 5k combined limit is considered high or low? haha
Credit Cards CIMB Bank Credit Cards v4
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Dec 17 2015, 05:07 PM
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#1
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1,637 posts Joined: Mar 2010 From: Bolehland   
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Dec 17 2015, 07:41 PM
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#2
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QUOTE(fruitie @ Dec 17 2015, 06:15 PM) It depends on your salary, actually no need so high unless you need to spend a lot. Then your monthly salary must be 10k. Haha Mine is 21k I think but I will never use that much. Maybe will ask to reduce CL.   |
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Dec 18 2015, 08:35 PM
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#3
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QUOTE(fruitie @ Dec 17 2015, 07:43 PM) Eh no la. Credit limit can be 2x-3.5x. I heard premier cards will not follow this rule. haha.. nearly 10k then  QUOTE(putra23 @ Dec 18 2015, 08:53 AM) Does not matter if your usage is low or you have other cards. Afterall, the category rebate cap is RM50. This is my first credit card.. lol.. all the banks rejected my applications only this got approved.btw, I heard that each individual can hold up to max 2 cc. is it true? I can't apply other credit card since the CIMB offered 2 CCs to me (CIMB cc and Petronas)  |
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Dec 18 2015, 10:35 PM
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#4
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QUOTE(sj0217 @ Dec 18 2015, 08:39 PM) You can holding two different banks of credit cards, not two credit cards thanks for the info mate! 36k per annual and below only limit for 2 credit cards ( two banks of cards), otherwise, no limit to be hold  |
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Dec 19 2015, 11:04 AM
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#5
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guys, I just paid my mobile bill through Digi website by just entering my cc details, so was the transaction entitled for the 2% rebate?
coz i just notice this Standing Instruction payments to MAXIS, DIGI, CELCOM, U MOBILE and YES only. Not applicable for hardware and/or software purchases at telecommunication service providers. MCC (4900, 5968) |
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Dec 19 2015, 11:37 AM
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#6
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1,637 posts Joined: Mar 2010 From: Bolehland
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QUOTE(fruitie @ Dec 19 2015, 11:26 AM) Only SI, yours is not. So 0.2% only. QUOTE(alexanderclz @ Dec 19 2015, 11:27 AM) as mentioned. only payments via standing instruction gets the rebate. unless you found a loophole there. QUOTE(fruitie @ Dec 19 2015, 11:31 AM) Or just apply UOB VOX and pay via UOBPayOnline assuming the bill is RM 50 and above then will get 5% cash rebate. May I know what is standing instruction? How to setup this kind of instruction? just missed the 0.2% cb  |
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Dec 19 2015, 11:52 AM
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#7
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QUOTE(chiahau @ Dec 19 2015, 11:39 AM) Go to the telco, and set up from there. Is that called as Tele order?Celcom can set up from the machine, dunno bout other banks |
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Dec 19 2015, 03:39 PM
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#8
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QUOTE(chiahau @ Dec 19 2015, 02:18 PM) No. Just tell them you want a standing instructions with this CIMB CC la.... you mean I call celcom/digi and ask for standing instructions? means something like auto debit? |
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Dec 19 2015, 07:16 PM
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#9
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1,637 posts Joined: Mar 2010 From: Bolehland
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QUOTE(chiahau @ Dec 19 2015, 06:26 PM) Standing instruction is auto debit...... Ok  |
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Feb 11 2016, 12:30 AM
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#10
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guys, my cc due date is 10 Feb but I just realised and paid it, late by one day. will it affect my ccris report and also any interest charged on me?
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Feb 11 2016, 12:49 AM
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#11
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Senior Member
1,637 posts Joined: Mar 2010 From: Bolehland
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QUOTE(fruitie @ Feb 11 2016, 12:41 AM) One day is OK one la. It will not affect any of your record. If touch wood so bad luck and got charged with interest, then just call to waive it. alright, thanks bro coz i was thinking if my due date is on the 10 of Feb, then what if i swipe the card again on that day but before that lets say i already pay off the cc bill?Based on my own experience, I'm not charged with any interest despite paying 1-2 days late. That said, I don't encourage any late payment. |
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