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Credit Cards CIMB Bank Credit Cards v4

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hitch80
post Dec 23 2015, 11:54 AM

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I just use both CIMB Petronas & Cashback cards for almost 2 months. My first statement + cashback were accumulated accordingly. However for this month I noticed my cashback for petronas card is lesser than expected

For this month I used RM200, but it seems like my 3% CB calculated for rough figure of RM150. How does CIMB calculate their cashback??

Thank you
hitch80
post Dec 28 2015, 11:23 AM

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QUOTE(hitch80 @ Dec 23 2015, 11:54 AM)
I just use both CIMB Petronas & Cashback cards for almost 2 months.  My first statement + cashback were accumulated accordingly.  However for this month I noticed my cashback for petronas card is lesser than expected

For this month I used RM200, but it seems like my 3% CB calculated for rough figure of RM150.  How does CIMB calculate their cashback??

Thank you
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Can anyone assist on my query above?
hitch80
post Dec 28 2015, 12:13 PM

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QUOTE(David83 @ Dec 28 2015, 11:40 AM)
It's better that you post certain level of your statement for us to analyze.

Otherwise, if you're not comfortable, you can always call CS for deeper query.
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Ok, please find partial screen shot of my CIMB Petronas card statement (pretty embarrassing since the usage is not that much)

If you look at the screen shot


The first 2 lines

Previous balance was RM96.35 hence 3% CB gave me RM2.89

However for this month there were 2 usages on Nov 29th and Dec 6th of RM34.85 and RM56.55 respectively. So in total the usage was RM91.40. So 3% CB for RM91.40 should be RM2.74, but based on the current CB calculated I just got RM1.83 equivalent to total usage of RM61.00 instead of RM91.40.


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hitch80
post Dec 28 2015, 12:15 PM

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QUOTE(cybpsych @ Dec 28 2015, 11:41 AM)
call cs.

also, which T&Cs did you read for the card. <-- i'm asking this on purpose.
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I referrring to CIMB Petronas CC T&C as statement balance below 3K total CB is 3%
hitch80
post Dec 28 2015, 12:18 PM

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QUOTE(OldKidz @ Dec 28 2015, 12:14 PM)
Any upcoming promotion that apply this card with free gift? hehe...
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I dont see any promo from RInggitPlus for any free tablet this time around cry.gif
hitch80
post Dec 30 2015, 11:40 AM

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QUOTE(hitch80 @ Dec 28 2015, 12:13 PM)
Ok, please find partial screen shot of my CIMB Petronas card statement (pretty embarrassing since the usage is not that much)

If you look at the screen shot
The first 2 lines

Previous balance was RM96.35 hence 3% CB gave me RM2.89

However for this month there were 2 usages on Nov 29th and Dec 6th of RM34.85 and RM56.55 respectively.  So in total the usage was RM91.40.  So 3% CB for RM91.40 should be RM2.74, but based on the current CB calculated I just got RM1.83 equivalent to total usage of RM61.00 instead of RM91.40.
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Can anyone assist? Has anyone experienced this before? I reported this to CIMB on 23rd Dec, until now no update. I guess they are figuring out the calculation themselves doh.gif
hitch80
post Dec 30 2015, 07:05 PM

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QUOTE(adele123 @ Dec 30 2015, 06:42 PM)
Just want to share... i've been paying my statement amount, nett of cashback for the past few statements and it is fine...

I wasn't charged any interest.
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This post has been edited by hitch80: Dec 30 2015, 07:10 PM
hitch80
post Jan 3 2016, 02:15 PM

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QUOTE(sj0217 @ Jan 2 2016, 07:43 PM)
Yes, entitled for 5% rebate by payment Astro portal
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What about paying Maxis using Maxis pay, entitled for 5% as well?
hitch80
post Jan 3 2016, 06:20 PM

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QUOTE(sj0217 @ Jan 3 2016, 05:47 PM)
Not sure on this, you may try pay through payonline
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QUOTE(fruitie @ Jan 3 2016, 05:59 PM)
Payonline doesn't entitle for cash back for CIMB CR if I'm not wrong.
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too bad then, thank you no for the clarification
hitch80
post Jan 3 2016, 08:58 PM

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QUOTE(fruitie @ Jan 3 2016, 06:30 PM)
If you want to use Pay Online and get cash back, you can try applying UOB VOX or PBB VS. smile.gif
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ok..but too many cards already...got few % pun ok la
hitch80
post Jan 9 2016, 01:42 PM

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QUOTE(cybpsych @ Dec 30 2015, 08:29 PM)
ok CIMB cashback already credited.
Confirmed 5% Online Cashback:

● IWK bill payment via POSonline
● Pizza Hut Online Delivery
Confirmed 0.2% Retail Cashback:

● JomPAY
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ngam lah....registered for

IWK
CELCOM
ASTRO
LAND OFFICE


Hopefully boleh kumpul itu 5% CB. Relying on online shopping every month also pretty impossible actually.

Thank you for the info


hitch80
post Jan 10 2016, 12:45 PM

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QUOTE(guy3288 @ Jan 10 2016, 08:59 AM)
pay bills eg IWK, Cukai Taksiran etc at POSonline using credit card, got fee charges?

i  read FAQ there,
ok found it says free.

but when i register for bil tuntutan cukai harta MPPG.

Account Number - i keyed in Lot number ie " R PTD 135991", it can register. done

when wanna pay it,it again asked for account number, again i keyed the Lot No.
put in bill number, and amount..
then click "add bill to folder",

then it showed error,
Invalid:input tax based document.

rclxub.gif  rclxub.gif how to pay ah??
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myself also have yet to experience the payment process....I have no idea...but the page like, Contact Us and few more pages also are not working..so how to report?
hitch80
post Jan 20 2016, 07:31 PM

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QUOTE(shamsay @ Jan 20 2016, 12:47 PM)
anyone got this msg?

RM0. CIMB: You've 6 entries as of 14JAN. Reply Y1 to enrol for a chance to win a new HOME, a BMW, RM100k & more with yr CIMB Bank credit card! T&C apply.
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yeap

and i replied...now I enrolled for the contest...fingers cross moneyflies.gif

This post has been edited by hitch80: Jan 20 2016, 08:18 PM
hitch80
post Jan 31 2016, 04:58 PM

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QUOTE(tonytyk @ Jan 31 2016, 11:16 AM)
Where is the description written ?
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Yes..I was using PosOnline for last statement date for TNB payment...it is safely to say that it is considered as Online payment...just that Posonline has commission charges due to usage of credit card and GST
hitch80
post Jan 31 2016, 10:15 PM

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QUOTE(Jeffreynsx @ Jan 31 2016, 08:42 PM)
If the bank statement date is 28th of each month and during that day I spent for certain goods, will the statement balance add in the amount I spent on 28th for this month? I found out CIMB Clicks will shown yellow error signed with "payment due" indicated in red in the system. But so far my payment is settled in full.
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That is pretty much depending on the merchant....some merchant submit fast, while others tend to hold for a day or two (two being very unlikely)...even online payment...most will hold for 1 day at least , while some submit on the same day

My lazada purchase i made at 10am on 29th still not posted in CIMB, while 11street purchase on 30th I already able to see the outstanding amount in CIMclicks today
hitch80
post Jan 31 2016, 10:32 PM

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Ok guys, just some confirmation, since I made Astro payment via Astro website and that is also considered as Online payment and entitled for 5% CB, what if we make payment for Maxis (mobile and fibre service) via Maxis website, will that be considered as online payment.

Please share if any of you tested this scenario before. Thank you
hitch80
post Feb 1 2016, 09:17 AM

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QUOTE(LostAndFound @ Feb 1 2016, 01:49 AM)
Okay I can confirm, CIMB Cash Rebate gives 5% for payonline payment of Unifi bill. Just received for my latest payment.
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is it UOBPAYonline or Pos Malaysia POSonline?
hitch80
post Feb 1 2016, 09:48 AM

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QUOTE(hafizhans @ Feb 1 2016, 09:37 AM)
receive my 1st statement, but i cannot see anything u mention above.
if i buy in Jan, is the payment start on Feb?
I thought i asked here first b4 call CS.  smile.gif
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Hi

I have not done instalment payment for CIMB, however based on my experiences with other banks pls refer example below

12 MONTHS instalment
Statement Date: 28th every month
Purchase date : 15th Jan of RM1200
1st instalment of RM100 will be statemented on 28th Jan and due date 17th Feb

hitch80
post Feb 1 2016, 01:13 PM

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QUOTE(are89 @ Feb 1 2016, 12:54 PM)
Hihi.. just asking.. Thanks for suggestion.. will check on UOB VOX now..
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I just checked on VOX card, it requires minimum RM50 purchase...anything less I assume would go under 0.3% tier cash back. Is this correct?
hitch80
post Feb 2 2016, 09:16 AM

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QUOTE(are89 @ Feb 2 2016, 08:52 AM)
Paid my TNB via posonline today b'coz of 5% CB..

They charge 2% (convenient fee) + 6% gst = 2.12%

Example :

TNB bill - RM 200

they charge : 200(2.12%)=4.24
CR :              (200+4.24)(5%)=10.21

So, after deduction : 10.21 - 4.24 = 5.97
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the additional RM0.21 CB due to the RM4.24 charges, otherwise if without any charges you will be getting RM10 CB for 5% of RM200

but bottom line, we are getting lesser cashback due to the charges, and the CB earned from the charges is not much!

Rather than getting 5%, we only ended up getting around 2.98%CB

This post has been edited by hitch80: Feb 2 2016, 09:33 AM

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