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Credit Cards CIMB Bank Credit Cards v4
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adele123
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Dec 30 2015, 06:42 PM
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QUOTE(fruitie @ Dec 29 2015, 10:17 AM) Statement balance amount, the one without cash rebate. Other banks allow you to deduct the cash back before payment but it seems CIMB doesn't allow and will impose penalty to cardholders. There were a few forummers shared abouf this earlier. Just want to share... i've been paying my statement amount, nett of cashback for the past few statements and it is fine... I wasn't charged any interest.
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adele123
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Jan 5 2016, 09:08 AM
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just out of curiousity, anyone booked airasia flights via airasiago using CIMB cash rebate card and actually got the 5% rebate?
PS: i got 5% rebate for hotel booking
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adele123
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Jan 5 2016, 09:46 AM
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QUOTE(David83 @ Jan 5 2016, 09:23 AM) i know. what i'm trying to highlight is booking via airasiago and via airasia. note that via airasiago one can book hotel/flights/hotel + flights. i received 5% when i booked a hotel via airasiago. so, there's a chance i can get the rebate when i book flights/flights + hotel
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adele123
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Feb 15 2016, 10:27 PM
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QUOTE(Osho @ Feb 15 2016, 10:03 PM) OK thanks. Anyone knows if we must pay exactly as per statement or we can pay statement amount (balance @28th) minus rebate we received on 29th (outstanding balance @29th). Will CIMB charge interest if we pay outstanding without paying statement amount? I pay statement balance minus cash rebate amount. Didn't get charged interest. Have been doing this for many months
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adele123
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Feb 29 2016, 07:29 PM
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it's OK now. So... for the past many months i've been paying outstanding balance (i.e. AFTER the cash rebate). However for the month of January, i've been charged finance charges for not paying the full statement balance. Oh well, other forummers beware... stick to paying statement balance
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adele123
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Feb 29 2016, 09:17 PM
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QUOTE(victorywp @ Feb 29 2016, 08:07 PM) anyway, did you ask for waiver? Of course. Haha. I won't pay any finance charges.
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adele123
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Feb 29 2016, 10:20 PM
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QUOTE(victorywp @ Feb 29 2016, 09:33 PM) and they granted you with the waiver right? oh yes, if they don't, gonna shoot their asses. the CS just said, he will put in for the waiver request. i'll check in a few days just to make sure they reversed the finance charges...
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adele123
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Mar 31 2016, 10:43 PM
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Eligible:
Airasiago.com (hotel booking only - 0.8% cross border fee) Zalora online, website not app.
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adele123
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Apr 4 2016, 09:52 AM
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QUOTE(syazone @ Apr 4 2016, 09:29 AM) guess that the only way to change it. either cimbclicks not updated yet or letter wrongly stated  can change. https://www.cimbbank.com.my/content/dam/cim...credit-card.pdf
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adele123
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Apr 4 2016, 01:39 PM
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QUOTE(Jason @ Apr 4 2016, 11:40 AM) It's called calling it something that sounds logical to charge your cardholders more money. So far CIMB is the only local bank charging this fee. I haven't tried other local banks cc except maybank which doesn't charge this yet. to be fair i think the cost is chargeable to the banks. the banks is just passing the cost to consumers. i don't think they actually just take the charges for themselves. one can google i suppose. but when citibank imposed this, at least they clearly tell you they will be charging this, and also on how they will be charging. citibank actually charges 0.848%
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adele123
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Apr 11 2016, 07:06 PM
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Hi to those who received their pin and pay card. is it that the card they will courier or snail mail to you?
cause my mailing address is my hometown address, i would strongly prefer if they do not send to my hometown.
is it possible to walk-in to cimb card centre to request them to issue me a new pin and pay card?
also i'm want it sooner because i'll be travelling to the UK so would prefer to get the pin and pay card before that.
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adele123
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Apr 11 2016, 10:14 PM
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QUOTE(andrewtho @ Apr 11 2016, 10:09 PM) Hi guys, just wondering how long does an online credit card application takes (i.e CIMB). From application to processing to delivery. Estimated duration if i remembered correctly, 3 weeks. it was abit slow cause they snailed mail to my office.
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adele123
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Apr 12 2016, 09:58 PM
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QUOTE(nexus365 @ Apr 12 2016, 09:13 PM) wish to ask, if purchase through mi.com/my using cimb plat cash rebate, will be entitle for e-commerce cash rebate? any border charges will be applied? Yes Yes Disclaimer: assuming same payment method as last year when I bought. Cause it's via PayPal. So yes yes.
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adele123
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Apr 19 2016, 02:03 PM
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QUOTE(yahiko @ Apr 19 2016, 09:48 AM) wanna ask about pass due date. received sms that my due date have pass.. 2 days.. i paid today. so will the bank charge me for penalty or there is grace period after due date? they should charge, but usually easily waivable since i think you are probably a good paymaster.
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adele123
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May 9 2016, 11:10 PM
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QUOTE(saitong09 @ May 9 2016, 09:06 PM) Am I spoilt their policy? Later they pull back my statement date to 28th  But your cash rebate is still dated 29th correct? Personally, I would really like to move the statement date. It differes from my other cards. Kinda annoying.
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adele123
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May 12 2016, 11:23 PM
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QUOTE(gastacopz @ May 12 2016, 11:04 PM) i meant, which card havent maximized the rebate yet... or is it also inside ur mind??  Personally I have an excel to track my financial stuff, including my credit card spending. So I know how much rebate I will get and how much of the quota I have used. But since I don't have quota issues usually, no excel also can la. I only have cimb which has that low quota for online...
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adele123
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May 13 2016, 01:21 PM
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QUOTE(cybpsych @ May 13 2016, 11:55 AM) double-checking on Zalora Web purchases using CIMB CR. 1) Did you get OTP sms? i didnt get any, but receive transaction confirmation SMS. Dont know qualified as Online or not  2) Merchant name displayed in SMS is JADE ESERVICES M SDN BHD ? 3) No cross border fee, i suppose since it didnt go thru oversea payment gateway. Can't recall as my last zalora purchas was back in november. Merchant name in statement is ZALORA - MIGS KUALA LUMPUR MY
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adele123
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May 25 2016, 05:38 PM
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QUOTE(OKLY @ May 25 2016, 03:37 PM) Going through the promo banner still brings me to the same CIMB Clicks page and the same error message is shown.  i applied from their website about 2 years ago. website, NOT cimbclicks. actually in the end still need to email my documents to the cimb staff. ANYWAY, if you are at klang valley, you can walk-in to cimb credit card centres like sunway and klcc.
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adele123
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May 29 2016, 11:14 PM
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QUOTE(psyduck89 @ May 29 2016, 10:39 PM) Our e-statement is currently undergoing maintenance. do u all face similar thing when click for latest statement? It's kinda normal. Since the statement date is on 28th, give it a few days before it's available or sent to your email. I usually check 2-3 days later. Or just wait for the email. But the email is usually received 3-5 days later. This post has been edited by adele123: May 29 2016, 11:16 PM
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adele123
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May 30 2016, 01:20 PM
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QUOTE(calvincty @ May 30 2016, 12:09 PM) is JOMPay for TNB fall under the 2% Utilities category? the cash rebate amount reflected seems doesn't tally with what I have spent for TNB, Petrol & Groceries. Expenses this month: Groceries / Petrol / TNB - RM 456 Unifi - RM 200 Aliexpress - RM 57 Rebates: CASH REBATE OTHER RETAIL - RM 1.15 CASH REBATE - RM 4.50 No TNB Jompay doesn't qualify under the 2% utilities. it will fall under 0.2%.
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