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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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TS[Ancient]-XinG-
post Jan 31 2015, 08:08 AM, updated 11y ago

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MAKLUMAT KORPORAT

Amanah Saham Nasional Berhad (ASNB) ialah anak syarikat milik penuh Permodalan Nasional Berhad (PNB) yang ditubuhkan pada 22 Mei 1979 untuk mengurus dana-dana unit amanah yang dilancarkan oleh PNB. ASNB juga bertanggungjawab untuk mendidik para pelabur mengenai faedah melabur dalam unit amanah melalui penganjuran seminar perancangan kewangan atau lebih dikenali sebagai Seminar 360, pada setiap hari di seluruh negara. Sejak pelancaran unit sulungnya Sekim Amanah Saham Nasional (ASN) pada 20 April 1981, PNB telah melancarkan sepuluh dana unit amanah yang lain iaitu Skim Amanah Saham Bumiputera (ASB), Amanah Saham Wawasan 2020 (ASW 2020), Amanah Saham Nasional 2 (ASN 2), Amanah Saham Malaysia (ASM), Amanah Saham Didik (ASD), Amanah Saham Nasional 3 Imbang (ASN 3), Amanah Saham Gemilang (ASG-Pendidikan, ASG-Kesihatan & ASG-Persaraan), Amanah Saham 1Malaysia (AS 1M) dan yang terbaru Amanah Saham Bumiputera 2 (ASB 2). Daripada 12 dana unit amanah ini, enam daripadanya ialah dana ekuiti berharga tetap, manakala selebihnya ialah dana ekuiti harga berubah-ubah yang merupakan dana-dana pendapatan, pertumbuhan dan seimbang.
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PRODUCTS

VARIABLE PRICE FUNDS

SEKIM AMANAH SAHAM NASIONAL

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Objektif
Bagi menjana pulangan yang berpatutan dalam bentuk pengagihan pendapatan dan pertumbuhan modal kepada pemegang-pemegang unit melalui pelaburan dalam kepelbagaian portfolio.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Nasional (ASN) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2008 - 5.50
2009 - 5.20
2010 - 6.00
2011 - 6.05
2012 - 6.30
2013 - 6.45
2014 -

Fund Performence past 3 years

Tahun Berakhir 31 Disember 2011 2012 2013

Kadar Pengagihan Pendapatan Seunit (sen) 6.05 6.30 6.45

Jumlah Pulangan (%) 5.33 11.45 11.36

NAB Seunit Tertinggi (RM) 0.8841 0.9046 0.9391

NAB Seunit Terendah (RM) 0.7703 0.8127 0.8225

AMANAH SAHAM NASIONAL 2

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Objektif
Memberi peluang kepada pemegang-pemegang unit untuk mendapat pulangan dalam bentuk pengagihan pendapatan dan pulangan modal pada tahap risiko yang berpatutan melalui pelaburan dalam kepelbagaian portfolio sekuriti, terutamanya dalam ekuiti sekuriti Malaysia selaras dengan Suratikatan, Garis Panduan dan undang-undang sekuriti.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera 18 tahun ke atas.

Financial Year End: June 30
Historical Amanah Saham Nasional 2(ASN2) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 5.20
2010 - 5.20
2011 - 5.50
2012 - 6.50
2013 - 7.10
2014 - 6.90

Fund Performence past 3 years

Tahun Berakhir 30 Jun 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen) 6.50 7.10 6.90

Jumlah Pulangan (%) 6.56 14.13 9.47

NAB Seunit Tertinggi (RM) 1.2588 1.3783 1.4135

NAB Seunit Terendah (RM) 1.0504 1.1948 1.2447

AMANAH SAHAM NASIONAL 3 IMBANG

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Objektif
Untuk menjana pertumbuhan modal dalam jangka masa sederhana hingga jangka masa panjang menerusi pelaburan dalam portfolio yang seimbang dan melalui pelaburan semula pengagihan pendapatan, sekiranya ada.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan pertumbuhan modal bagi tempoh jangka masa sederhana ke panjang.

Kelayakan
Warganegara 18 tahun ke atas.

Financial Year End: November 30
Historical Amanah Saham Nasional 3 (ASN3) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 5.50
2011 - 6.00
2012 - 6.30
2013 - 6.40

Fund Performence past 3 years
Tahun Berakhir 30 November 2011 2012 2013

Kadar Pengagihan Pendapatan Seunit (sen) 6.00 6.30 6.40

Jumlah Pulangan (%) 3.17 11.64 10.86

NAB Seunit Tertinggi (RM) 1.1510 1.2010 1.2331

NAB Seunit Terendah (RM) 1.0522 1.0495 1.1124

AMANAH SAHAM GEMILANG

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Financial Year End: March 31
Historical Amanah Gemilang Pendidkan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.50
2010 - 5.50
2011 - 5.60
2012 - 7.00
2013 - 7.10
2014 - 7.10

Financial Year End: March 31
Historical Amanah Saham Gemilang Kesihatan (ASG-K) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 6.00
2010 - 6.00
2011 - 6.10
2012 - 7.10
2013 - 7.20
2014 - 7.20

Financial Year End: March 31
Historical Amanah Saham Gemilang Persaraan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.00
2010 - 5.00
2011 - 5.10
2012 - 7.05
2013 - 7.30
2014 - 7.05

This post has been edited by [Ancient]-XinG-: Feb 14 2015, 11:34 AM
TS[Ancient]-XinG-
post Feb 1 2015, 04:53 PM

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[FIXED PRICE FUNDS]

SKIM AMANAH SAHAM BUMIPUTERA

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Objektif
Untuk menjana pulangan jangka panjang yang kompetitif dan konsisten kepada pemegang-pemegang unit di samping memastikan pengekalan modal pada tahap toleransi risiko yang minimum.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta menjangkakan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Bumiputera (ASB) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2008 - 7.00 + 1.75
2009 - 7.30 + 1.25
2010 - 7.50 + 1.25
2011 - 7.65 + 1.15
2012 - 7.75 + 1.15
2013 - 7.70 + 1.00
2014 -
(Dividend) + (Bonus)


AMANAH SAHAM WAWASAN 2020

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Objektif
Untuk memberi kadar pulangan yang berpatutan kepada pemegang-pemegang unit menerusi pelaburan dalam portfolio terpilih yang terdiri daripada pelaburan yang dibenarkan.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: August 31
Historical Amanah Saham Wawasan 2020 (ASW2020) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 6.30
2011 - 6.50
2012 - 6.60
2013 - 6.70
2014 - 6.60

AMANAH SAHAM MALAYSIA

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Objektif
Untuk memberi peluang kepada pemegang-pemegang unit membuat pelaburan jangka panjang yang menjana pulangan yang kompetitif dan berterusan menerusi pelaburan dalam portfolio yang dipelbagaikan.


Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: March 31
Historical Amanah Saham Malaysia (ASM) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 6.25
2010 - 6.30
2011 - 6.38
2012 - 6.80
2013 - 6.50
2014 - 6.60

AMANAH SAHAM DIDIK

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Objektif
Untuk memberi peluang pelaburan yang dapat menjana pulangan dan pertumbuhan pelaburan jangka panjang yang berpatutan kepada pemegang-pemegang unit

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mengharapkan pertumbuhan modal bagi jangka masa panjang dari pelaburan semula pengagihan pendapatan (sekiranya ada), sebagai persediaan keperluan kewangan bagi tujuan perbelanjaan pendidikan pelabur dan ahli keluarga pada masa hadapan.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: June 30
Historical Amanah Saham Didik (ASD) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 6.30
2010 - 6.35
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60

AMANAH SAHAM 1MALAYSIA

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Objektif
Objektif pelaburan AS 1Malaysia adalah untuk mendapatkan peluang pelaburan yang menjana pendapatan yang konsisten dan berterusan di samping mengekalkan modal pelaburan para pemegang unit di dalam tempoh jangka panjang melalui portfolio pelaburan yang dipelbagaikan.

Pelabur Sasaran
- Pelabur jangka masa sederhana dan jangka masa panjang.
- Pelabur yang memahami pulangan dan risiko.
- Pelabur yang ingin mendapatkan pulangan dari pengagihan pendapatan, sekiranya ada.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: September 30
Historical Amanah Saham 1Malaysia (AS1M) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2010 - 6.38
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60

AMANAH SAHAM BUMIPUTERA 2

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Objektif
Menjana pulangan jangka panjang yang konsisten di samping memastikan pengekalan modal pemegang unit dengan menyertai pelaburan di dalam portfolio aset campuran.

Pelabur Sasaran
Dana ini sesuai untuk pelabur yang mempunyai profil yang berikut:

- Memahami risiko dan pulangan pelaburan.
- Mencari instrumen pelaburan jangka panjang yang berpotensi untuk menjana pulangan
tahunan yang lebih baik daripada kadar
pulangan purata Sekuriti Kerajaan Malaysia
(Malaysia Government Securities, MGS)
5-Tahun.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).
TS[Ancient]-XinG-
post Feb 13 2015, 07:03 AM

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Frequently Ask Question [READ ME]

1 - I am a non-bumiputera. And I am totally new to this. Which fund should I go?

Variable Price Funds. Only ASG, and ASN3. Currently only have this two option for you. For those who having any account on Fixed Price Funds, you can keep trying to top up with no guarantee you able to get additional units. And to newcomer you can't apply for new account for Fixed Price Funds anymore except ASNB announce any additional unit to be done on particular fund. Thus, and ultimately, the only choice is that ASG and ASN3. But, now this two fund is approaching its maximum unit availability according to ASNB.

2 - I am a bumiputera. And I am totally new to this. Which fund should I go?

Follow this order, you will never go wrong. ASB - ASW2020 - ASM - ASD - AS1M - ASB 2. The reason why ASB 2 the last is that we haven't seen any performance of the fund as it is the newcomer.

3 - Any online transection allow?

Yes, one of them is m2u. Others may have but need confirmation from others member. However only apply to bumiputera also. Why? Back to #1.

4 - EPF?

Yes. But details need an expert to explain it.

5 - Where can I buy the unit?

Agents. Pos MY, MBB, RHB, CIMB. And ASNB office as well.

6 - Best time to buy?

No specific time but, most people do say that. Before any big festive sessions, school reopen and any occasion that need money. However, you don't know when people do need those money.

This post has been edited by [Ancient]-XinG-: Feb 20 2015, 07:33 PM
TS[Ancient]-XinG-
post Feb 14 2015, 11:30 AM

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Calculation upon Variable Price Fund using ASG as an example.

NAV of the day you invest - 1.1800
Amount of MYR invested - 10000
Units in hand - 8474.58
___________________________________
Dividend pay on the financial year end - 7.0%
Dividend - 593.22 MYR
NAV of the day - 1.1300
Units paid - 524.97
Total units in hand - 8999.55
___________________________________
If lets say you want to cash out that day
you will get 10169.49 MYR
___________________________________
If you stay for 5 years
Y1 - 8999.55
Dividend - 6.8%
NAV - 1.1500
9531.69 MYR


Y2 - 9531.69
Dividend - 6.8%
NAV - 1.1580
10091.41 MYR


Y3 - 10091.41
Dividend 6.8%
NAV - 1.1600
10682.98 MYR

Y4 - 10682.99
Dividend 6.8%
NAV - 1.1700
11303.88 MYR

Y5 - 11303.88
NAV 1.18
Total cash in hand - 13338.58.
____________________________________

Comparing with FD ( Compounding ) Flat rate 4.0% p.a.
Y1 - 10000
Y2 - 10400
Y3 - 10816
Y4 - 11248.64
Y5 - 11698.58
In MYR.
____________________________________


Of course you CAN'T invest fully in 1 method only. FD is the best among all when it come to risk. Thus, don't put all eggs in 1 basket. Diversify it.
And see things do happen like now. Crude oil, flood, all affecting nation as well as MY will affecting the BURSA and thus ASG.
Hope I help in this post. Feel free to ask me. My answer may be incorrect but I can tell you some info that banker reluctant to tell you.
____________________________________

Just to share some info I got ASNB official page.

____________________________________
ASG Pendidkan
Novagni Cat - MIXED ASSET MY
Fund rating - 2 stars
Peer ranking - 30/42
Unit in circulation - 311.15 Mil Units.

ASG - Kesihatan
Novagni Cat - EQUITY MY
Fund rating - 3 stars
Peer rating - 53/75
Unit in circulation - 409.32 Mil Units.

ASG - Persaraan
Novagni Cat - MIXXED ASSET MY
Fund rating - 3 stars
Peer rating - 21/42
Unit in circulation - 136.64 Mil Units.

** Collectively the three unit trust under the umbrella of ASG have cumulative maximum size of 1.0 billion unit.

*** Potential investor are those who understand investment risk and rewards and are seeking growth of capital over long term period and plan to fulfil the financial requirement for their education/medical expenses/retirement.

This post has been edited by [Ancient]-XinG-: Feb 14 2015, 11:50 AM
TS[Ancient]-XinG-
post Feb 14 2015, 11:32 AM

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Reserved.
wil-i-am
post Feb 19 2015, 06:32 PM

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Just know v6 closed
Click tis link for reference https://forum.lowyat.net/topic/3345193/+1660
plumberly
post Feb 19 2015, 08:13 PM

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QUOTE(Ancient-XinG- @ Feb 13 2015, 07:03 AM)
Very well done! Nice graphic & layout. Good to have 1 thread now for all ASX.

Let us see who will be the first one to ask the don't-do-homework question (i.e., do not read the basic infor at the start of this thread).

Keep it up!!!
nexona88
post Feb 19 2015, 11:37 PM

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check in for THE ONLY ONE ASNB Thread rclxm9.gif

Very well done! to Ancient-XinG-
TS[Ancient]-XinG-
post Feb 20 2015, 01:34 PM

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Haha 😆. Yea.

Any other need to add in the FAQ?

lucifah please pin this thread thanks.
nexona88
post Feb 20 2015, 03:43 PM

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QUOTE(Ancient-XinG- @ Feb 20 2015, 01:34 PM)
Haha 😆. Yea.

Any other need to add in the FAQ?

lucifah please pin this thread thanks.
*
When is the best time to buy the funds?

Where can I buy the fund?

laugh.gif
TS[Ancient]-XinG-
post Feb 20 2015, 04:28 PM

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QUOTE(nexona88 @ Feb 20 2015, 03:43 PM)
When is the best time to buy the funds?

Where can I buy the fund?

laugh.gif
*
Oh yea.. Too common till I forget it. But why I can't delete post here like in /k?

This post has been edited by [Ancient]-XinG-: Feb 20 2015, 04:28 PM
wodenus
post Feb 20 2015, 04:55 PM

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Two things :

(1) Sales charge is 5%, compared to most unit trusts at 0-1%

(2) You can't see the prices on public holidays (like today)
nexona88
post Feb 20 2015, 04:58 PM

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QUOTE(Ancient-XinG- @ Feb 20 2015, 04:28 PM)
Oh yea.. Too common till I forget it. But why I can't delete post here like in /k?
*
Question too common until I already have set answer for it biggrin.gif

for the delete post thingy, in /k got a lot of "cool stories" rubbish post unlike here in FBIH which is more serious rclxms.gif
TS[Ancient]-XinG-
post Feb 20 2015, 05:20 PM

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QUOTE(nexona88 @ Feb 20 2015, 04:58 PM)
Question too common until I already have set answer for it biggrin.gif

for the delete post thingy, in /k got a lot of "cool stories" rubbish post unlike here in FBIH which is more serious  rclxms.gif
*
Those lazy post also need to delete. ✂ ✂ ✂
wil-i-am
post Feb 21 2015, 10:41 AM

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Include a link to ASNB website

MilesAndMore
post Feb 21 2015, 11:02 AM

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QUOTE(nexona88 @ Feb 19 2015, 11:37 PM)
check in for THE ONLY ONE ASNB Thread  rclxm9.gif
*
This will not be the only one ASNB thread. This forum has long supported more than 2,500 replies in a single thread. However, we still need someone to start a new thread once the existing one has garnered at least 2,500 or more replies.

I agree the TS has done a wonderful job compiling all the information in post #1 and #2. These can be copied when a new version of this thread is created next time. But bottom line is, this thread will have to be closed as soon as 2,500 post count is reached.
nexona88
post Feb 21 2015, 01:05 PM

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QUOTE(MilesAndMore @ Feb 21 2015, 11:02 AM)
This will not be the only one ASNB thread. This forum has long supported more than 2,500 replies in a single thread. However, we still need someone to start a new thread once the existing one has garnered at least 2,500 or more replies.

I agree the TS has done a wonderful job compiling all the information in post #1 and #2. These can be copied when a new version of this thread is created next time. But bottom line is, this thread will have to be closed as soon as 2,500 post count is reached.
*
Noted & Thanks for the valuable information notworthy.gif
owenwong84
post Feb 21 2015, 09:10 PM

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Opss.. Wrong thread

This post has been edited by owenwong84: Feb 22 2015, 02:46 AM
TS[Ancient]-XinG-
post Feb 22 2015, 03:34 PM

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QUOTE(owenwong84 @ Feb 21 2015, 09:10 PM)
Opss.. Wrong thread
*
Nope. Correct. U ask regarding asb loan rite. I am not expert in loan. Because we often encourage ppl not to take loan... Because it will burden when u having either housing loan and car loan... Or even cc debt.
owenwong84
post Feb 22 2015, 08:39 PM

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QUOTE(Ancient-XinG- @ Feb 22 2015, 03:34 PM)
Nope. Correct. U ask regarding asb loan rite. I am not expert in loan. Because we often encourage ppl not to take loan... Because it will burden when u having either housing loan and car loan... Or even cc debt.
*
biggrin.gif
You manage to see my message..
Yesterday night i have read the old thread about the ASB...
learn a few tips like getting loan in June for less burden and 2-3 years terminate loan to maximise ROI.
Still haven't finish.


hyelbaine
post Feb 23 2015, 08:36 AM

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QUOTE
Para pelabur turut digalakkan untuk membawa bersama buku ataupun penyata bank terkini untuk mengemas kini maklumat bank bagi pembayaran secara elektronik, sekiranya perlu.


Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
plumberly
post Feb 23 2015, 08:50 AM

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Attached Image

Let us move to LTAT for the 2-3 times higher return! 15% for 2014! Dapat kah? Guess not. cry.gif

AA
LTAT investment gurus are some of the best in the world with such consistent high returns over the last 42 years! True kah? These guys will be filthy rich if they worked in the private companies! Just curious, any one here knows what do they invest in? Shares, special deals with the you-know-who, etc? brows.gif


BB
My gut feel says some hidden fat hands in there to achieve the high returns. I guess that is one way to please the armed forces and to secure their unquestioned services. Same thing in armed forces in other countries?

CC
Suppose I started with RM100,000 in LTAT 42 years ago, by now it will be about RM9 million now! 90 times increase! thumbup.gif

Sorry for this off topic thread.

Cheerio.
TS[Ancient]-XinG-
post Feb 23 2015, 11:36 AM

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QUOTE(hyelbaine @ Feb 23 2015, 08:36 AM)
Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
*
If no compound, people will withdraw.
cheahcw2003
post Feb 23 2015, 12:02 PM

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QUOTE(Ancient-XinG- @ Feb 20 2015, 05:20 PM)
Those lazy post also need to delete. ✂ ✂  ✂
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+1
If repeated, zerorise the post count
cheahcw2003
post Feb 23 2015, 12:04 PM

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QUOTE(plumberly @ Feb 23 2015, 08:50 AM)
Attached Image

Let us move to LTAT for the 2-3 times higher return! 15% for 2014! Dapat kah? Guess not.  cry.gif

AA
LTAT investment gurus are some of the best in the world with such consistent high returns over the last 42 years! True kah? These guys will be filthy rich if they worked in the private companies! Just curious, any one here knows what do they invest in? Shares, special deals with the you-know-who, etc?  brows.gif
BB
My gut feel says some hidden fat hands in there to achieve the high returns. I guess that is one way to please the armed forces and to secure their unquestioned services. Same thing in armed forces in other countries?

CC
Suppose I started with RM100,000 in LTAT 42 years ago, by now it will be about RM9 million now! 90 times increase!  thumbup.gif

Sorry for this off topic thread.

Cheerio.
*
First and foremost, is this fund open for public? Or only for its members?
cheahcw2003
post Feb 23 2015, 12:09 PM

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QUOTE(hyelbaine @ Feb 23 2015, 08:36 AM)
Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
*
It is a wise move if expansion of fund is disallowed due to the dividend declaration. So that the investors won't have the feel "Ponzi scheme" as highlighted by few forumers earlier.
So if this happen, ASNB can only raise fund by launching new funds but not via the increase fund size due to dividend

TS[Ancient]-XinG-
post Feb 23 2015, 12:24 PM

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QUOTE(cheahcw2003 @ Feb 23 2015, 12:04 PM)
First and foremost, is this fund open for public? Or only for its members?
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Only for those who have grey IC. If not mistaken
wil-i-am
post Feb 23 2015, 01:46 PM

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QUOTE(hyelbaine @ Feb 23 2015, 08:36 AM)
Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
*
Discontinue of re-investment for all Fixed price Funds?

wil-i-am
post Feb 23 2015, 01:46 PM

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QUOTE(cheahcw2003 @ Feb 23 2015, 12:04 PM)
First and foremost, is this fund open for public? Or only for its members?
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For members ony
hyelbaine
post Feb 23 2015, 02:24 PM

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QUOTE(wil-i-am @ Feb 23 2015, 01:46 PM)
Discontinue of re-investment for all Fixed price Funds?
*
There's been persistent rumors that ASNB would no longer be allowed to reinvest income distribution of unit holders to cap the growth of fixed priced funds. As we all know, SC has not allowed for any new fixed priced funds to be launched by ASNB (ASB2 was an exception) thus dividend reinvestment is a loophole that allows the funds to continue to grow.

For now it's still rumors and nothing concrete. What is confirmed however the total fund sized combined of all of ASNB's fixed priced funds contribute to a huge chunk of the local stock market thus the persistent talk of systemic risks.

I don't have the exact figures but I've heard that ASNB's entire fixed priced funds translate to a couple of hundred points of the KLCI if everything were to be withdrawn tongue.gif

With regards to the comment on the ponzi scheme, I personally beg to differ. The funds have grown so large that no amount of "new money" can ever be enough to cover the income distribution to be paid for each fixed priced funds. ASB paid over RM10 billion in dividends the last financial year, I doubt "new money" into ASB even comes into half that total tongue.gif
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QUOTE(hyelbaine @ Feb 23 2015, 08:36 AM)
Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
*
I hope this is another one of the recent rumours (upon death of EPF unitholder, death of one of EPF's beneficiaries will result in the EPF money being transferred to a govt body XYZ and difficult to get the money out. This rumour is not true as EPF has explained in the news recently).

KLSE companies are worth a few trillion RM. ASNB has a few billions RM. But ASNB is not investing 100% of its money in KLCI. So looking from that angle, KLCI is not running out of room with this player, big yes but not over-stretching KLCI in my view.

Cheerio.
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post Feb 23 2015, 02:37 PM

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QUOTE(plumberly @ Feb 23 2015, 02:31 PM)

KLSE companies are worth a few trillion RM. ASNB has a few billions RM. But ASNB is not investing 100% of its money in KLCI. So looking from that angle, KLCI is not running out of room with this player, big yes but not over-stretching KLCI in my view.

Cheerio.
*
Many will be hoping that SC shares that view smile.gif
nexona88
post Feb 23 2015, 03:08 PM

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hahaha now it's ASD unitholders turn to change their passbook tongue.gif
» Click to show Spoiler - click again to hide... «


Next Waiting in line is ASW2020 & AS1M cool2.gif

This post has been edited by nexona88: Feb 23 2015, 03:12 PM
nexona88
post Feb 23 2015, 03:11 PM

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QUOTE(hyelbaine @ Feb 23 2015, 08:36 AM)
Taken from ASNB's latest posting on their FB page ( https://www.facebook.com/413717745430066/ph...pe=1&permPage=1 ). I've heard rumors that SC may not allow for ASNB funds to grow anymore via dividend (I guess they finally realized the loophole) so future income distribution (to use the correct term tongue.gif) will be paid via cash.

Don't know how true the rumor but for as long as ASNB's fixed priced funds continue to represent a large chunk of the entire local stock market, it poses a systemic risk to the local bourse which is why I guess the rumors continue to spread.
*
that's why when change passbook, don't give banks account number. tell them "suda lupa la" laugh.gif

p/s: agents didn't ask me anything about banks account number when I changed my ASM passbook icon_rolleyes.gif
TS[Ancient]-XinG-
post Feb 23 2015, 03:39 PM

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QUOTE(hyelbaine @ Feb 23 2015, 02:24 PM)
There's been persistent rumors that ASNB would no longer be allowed to reinvest income distribution of unit holders to cap the growth of fixed priced funds. As we all know, SC has not allowed for any new fixed priced funds to be launched by ASNB (ASB2 was an exception) thus dividend reinvestment is a loophole that allows the funds to continue to grow.

For now it's still rumors and nothing concrete. What is confirmed however the total fund sized combined of all of ASNB's fixed priced funds contribute to a huge chunk of the local stock market thus the persistent talk of systemic risks.

I don't have the exact figures but I've heard that ASNB's entire fixed priced funds translate to a couple of hundred points of the KLCI if everything were to be withdrawn tongue.gif

With regards to the comment on the ponzi scheme, I personally beg to differ. The funds have grown so large that no amount of "new money" can ever be enough to cover the income distribution to be paid for each fixed priced funds. ASB paid over RM10 billion in dividends the last financial year, I doubt "new money" into ASB even comes into half that total tongue.gif
*
I come across that asnb do invest in local stable market but not foreign market. If yes, that will be huge impact on bursa. Even few hundred point. We now already struggle to be in 1800 zone, is struggling, not comfort...
hyelbaine
post Feb 23 2015, 05:42 PM

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QUOTE(Ancient-XinG- @ Feb 23 2015, 03:39 PM)
I come across that asnb do invest in local stable market but not foreign market. If yes, that will be huge impact on bursa. Even few hundred point. We now already struggle to be in 1800 zone, is struggling, not comfort...
*
If I'm not mistaken, only ASB2 is allowed to invest in overseas instruments. I remember reading it during its initial launch (up to 20% VOF) though I'm a tad bit too lazy to read the master prospectus to confirm this.

I do not believe that all the other products have such a clause that certain VOF of a ASNB fund can be invested overseas.
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post Feb 23 2015, 05:52 PM

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QUOTE(wil-i-am @ Feb 23 2015, 01:46 PM)
Discontinue of re-investment for all Fixed price Funds?
*
I hope that it would not be discontinued.. It is so difficult to bank in with the limited chinese quota.. Hope that this is just rumor
nexona88
post Feb 23 2015, 05:58 PM

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QUOTE(smartinvestor01 @ Feb 23 2015, 05:52 PM)
I hope that it would not be discontinued.. It is so difficult to bank in with the limited chinese quota.. Hope that this is just rumor
*
Actually it's not the 1st time ASNB pay dividend in cash / cheque.. I remember getting cheque payment for ASM years ago & also have tax unlike now cry.gif
cheahcw2003
post Feb 24 2015, 12:32 AM

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QUOTE(wil-i-am @ Feb 23 2015, 01:46 PM)
For members ony
*
then it is not a fair comparison as it is not within our reach
TS[Ancient]-XinG-
post Feb 24 2015, 09:04 AM

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QUOTE(cheahcw2003 @ Feb 24 2015, 12:32 AM)
then it is not a fair comparison as it is not within our reach
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Well. Any fund which particular for any members only often higher in return but its not come into comparison because it is out of reach for some of the people.
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post Feb 24 2015, 09:08 AM

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QUOTE(Ancient-XinG- @ Feb 24 2015, 09:04 AM)
Well. Any fund which particular for any members only often higher in return but its not come into comparison because it is out of reach for some of the people.
*
Out of curiosity and if you know, LTAT is only for armed forces staff or also for their family members? Any maximum limit for each member?

No, I do not have any relative in the armed forces. Pity.


TS[Ancient]-XinG-
post Feb 24 2015, 09:23 AM

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QUOTE(plumberly @ Feb 24 2015, 09:08 AM)
Out of curiosity and if you know, LTAT is only for armed forces staff or also for their family members? Any maximum limit for each member?

No, I do not have any relative in the armed forces. Pity.
*
Yea. I know. It's only for people who have grey or silver coloured IC... Which is armed forces....
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post Feb 24 2015, 02:32 PM

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got 20k AS1M and 1k ASM during lunch break at CIMB, go try your luck .
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QUOTE(guy3288 @ Feb 24 2015, 02:32 PM)
got 20k AS1M and 1k ASM during lunch break at CIMB, go try your luck .
*
Thanks for your tip.

Went to PM, took more than 1 hr to process the 15 customers ahead of me. This PM is now getting rather slow. The staff I respected before is now rather slow, taking numerous breaks, does not call the next number after the last one has gone till 1-2 mins later. Bet you are saying I am so fussy, demanding, etc. Ha.

At the end, zero for me. Pity me.

Cheerio.
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post Feb 24 2015, 04:45 PM

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QUOTE(plumberly @ Feb 24 2015, 03:43 PM)
Thanks for your tip.

Went to PM, took more than 1 hr to process the 15 customers ahead of me. This PM is now getting rather slow. The staff I respected before is now rather slow, taking numerous breaks, does not call the next number after the last one has gone till 1-2 mins later. Bet you are saying I am so fussy, demanding, etc. Ha.

At the end, zero for me. Pity me.

Cheerio.
*
if the current PM branch not good service @ slow, then try other PM branch or go to banks & ASNB if possible icon_rolleyes.gif
nexona88
post Feb 25 2015, 08:19 PM

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Minggu Saham Amanah Malaysia is BACK rclxms.gif

user posted image

This post has been edited by nexona88: Feb 25 2015, 08:20 PM
TS[Ancient]-XinG-
post Feb 25 2015, 08:51 PM

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QUOTE(nexona88 @ Feb 25 2015, 08:19 PM)
Minggu Saham Amanah Malaysia is BACK  rclxms.gif

user posted image
*
......
Why not kl or some place than I can go with LRT
nexona88
post Feb 25 2015, 08:59 PM

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QUOTE(Ancient-XinG- @ Feb 25 2015, 08:51 PM)
......
Why not kl or some place than I can go with LRT
*
already did in KL years ago.. I think 1st one in PWTC nod.gif

less pipu visit.. others places more people come

This post has been edited by nexona88: Feb 25 2015, 09:00 PM
TS[Ancient]-XinG-
post Feb 25 2015, 09:36 PM

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QUOTE(nexona88 @ Feb 25 2015, 08:59 PM)
already did in KL years ago.. I think 1st one in PWTC  nod.gif

less pipu visit.. others places more people come
*
Few years back people not well informed.... Now situation change already...
plumberly
post Feb 26 2015, 07:50 AM

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QUOTE(Ancient-XinG- @ Feb 25 2015, 08:51 PM)
......
Why not kl or some place than I can go with LRT
*
Can still go with Now Every One Can Fly Air Asia!!!

Return at about RM300 only.

May go for me as it is about 3 hrs drive for me. But worth going for a non bumi like me?
smartinvestor01
post Feb 26 2015, 08:12 AM

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QUOTE(plumberly @ Feb 26 2015, 07:50 AM)
Can still go with Now Every One Can Fly Air Asia!!!

Return at about RM300 only.

May go for me as it is about 3 hrs drive for me. But worth going for a non bumi like me?
*
I am thinking about going also.. Very seldom have the opportunity to join this kind of roadshow..

Most of the time the roadshow is in Semenanjung / Penisular..

But as you said, is it worth for us as non-bumi to go?

Haha... If i am given an opportunity to open an account for ASW2020, even with a minimum of RM100 I also would go.. smile.gif

This post has been edited by smartinvestor01: Feb 26 2015, 08:13 AM
plumberly
post Feb 26 2015, 08:17 AM

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QUOTE(smartinvestor01 @ Feb 26 2015, 08:12 AM)
I am thinking about going also.. Very seldom have the opportunity to join this kind of roadshow..

Most of the time the roadshow is in Semenanjung / Penisular..

But as you said, is it worth for us as non-bumi to go?

Haha... If i am given an opportunity to open an account for ASW2020, even with a minimum of RM100 I also would go..  smile.gif
*
Me too. See you there? Get a TT group there? Ha.

Hope some one who has been there can help with what is covered there. Infor on ASX, application counter, future news on ASX, lucky draw???

Thanks.

This post has been edited by plumberly: Feb 26 2015, 08:21 AM
smartinvestor01
post Feb 26 2015, 08:26 AM

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QUOTE(plumberly @ Feb 26 2015, 08:17 AM)
Me too. See you there?  Get a TT group there? Ha.

Hope some one who has been there can help with what is covered there. Infor on ASX, application counter, future news on ASX, lucky draw???

Thanks.
*
Yape, If i am confirmed going there, will update here.. Once in a blue moon to invest such a trip to the roadshow might worth it especially when we are investing heavily in their funds.. blush.gif
MGM
post Feb 26 2015, 10:54 AM

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Attended the JB's MSAM in 2009, where I managed to open and buy >30k units for one of the ASx. Seems like they released some units for sale during this period. Sorry can't remember the details but maybe can call ASNB for more info.
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QUOTE(MGM @ Feb 26 2015, 10:54 AM)
Attended the JB's MSAM in 2009, where I managed to open and buy >30k units for one of the ASx. Seems like they released some units for sale during this period. Sorry can't remember the details but maybe can call ASNB for more info.
*
Thanks for the infor.

Now 2 carrots at the end of the stick (new account and some fish) may draw me there! Ha.

smartinvestor01
post Feb 26 2015, 11:40 AM

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QUOTE(MGM @ Feb 26 2015, 10:54 AM)
Attended the JB's MSAM in 2009, where I managed to open and buy >30k units for one of the ASx. Seems like they released some units for sale during this period. Sorry can't remember the details but maybe can call ASNB for more info.
*
Wow, how i wished that i have tonnes of money to bank in.. but too bad, cashflow limited..

anyway, very appreciated for the information.. biggrin.gif

TS[Ancient]-XinG-
post Feb 26 2015, 12:40 PM

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Anyone go there before? Having what activity?
smartinvestor01
post Feb 26 2015, 02:17 PM

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QUOTE(Ancient-XinG- @ Feb 26 2015, 12:40 PM)
Anyone go there before? Having what activity?
*
I being there before.. it was a few years back in Kuching when the roadshow was held at Dataran Merdeka..

Most of the booths such as Etiqa, Maybank, RHB, Sime Darby, ASNB etc was there..

However, there are also some other activities but I am unable to remember..
nexona88
post Feb 26 2015, 04:16 PM

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QUOTE(MGM @ Feb 26 2015, 10:54 AM)
Attended the JB's MSAM in 2009, where I managed to open and buy >30k units for one of the ASx. Seems like they released some units for sale during this period. Sorry can't remember the details but maybe can call ASNB for more info.
*
that time got new units available..
3.33bil ASM & 2bil ASW2020 (limit 20k/account)

but how u managed to deposit >30k blink.gif hmm.gif

http://web10.bernama.com/hpm08/newsbm.php?id=405326
TS[Ancient]-XinG-
post Feb 26 2015, 04:32 PM

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QUOTE(smartinvestor01 @ Feb 26 2015, 02:17 PM)
I being there before.. it was a few years back in Kuching when the roadshow was held at Dataran Merdeka..

Most of the booths such as Etiqa, Maybank, RHB, Sime Darby, ASNB etc was there..

However, there are also some other activities but I am unable to remember..
*
I want get the merchandise laaaa

Why go swk Liao go there again.... Why no go klllllll why why why..... Rotate ma. Last few yr perlis. Wasehh. So farr
MGM
post Feb 26 2015, 04:58 PM

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QUOTE(nexona88 @ Feb 26 2015, 04:16 PM)
that time got new units available..
3.33bil ASM & 2bil ASW2020 (limit 20k/account)

but how u managed to deposit >30k  blink.gif  hmm.gif

http://web10.bernama.com/hpm08/newsbm.php?id=405326
*
Multiple accounts for the whole family.
plumberly
post Feb 26 2015, 05:52 PM

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Just realised that I am one of the lucky ones here. Why? ASNB Bintulu was the branch with the highest no of transactions in M'sia in 2014! They got a certificate on display in the office.

They have more 250 transactions every day.

But when it comes to mine, can do better lah! Ha.

This post has been edited by plumberly: Feb 26 2015, 05:54 PM
owenwong84
post Feb 26 2015, 07:21 PM

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I read back the thread there was this change passbook on ASM
Izzit apply to ASM only?
Mine is ASB the blue book was since 2011.
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post Feb 26 2015, 07:59 PM

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QUOTE(owenwong84 @ Feb 26 2015, 07:21 PM)
I read back the thread there was this change passbook on ASM
Izzit apply to ASM only?
Mine is ASB the blue book was since 2011.
*
Currently for ASM & ASD fund.

Others fund later when ASNB give notices to change

icon_rolleyes.gif
MGM
post Feb 26 2015, 08:36 PM

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QUOTE(nexona88 @ Feb 26 2015, 07:59 PM)
Currently for ASM & ASD fund.

Others fund later when ASNB give notices to change

icon_rolleyes.gif
*
Then better wait so that can change all at the same time.
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post Feb 26 2015, 09:41 PM

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QUOTE(MGM @ Feb 26 2015, 08:36 PM)
Then better wait so that can change all at the same time.
*
it's your choice.. then u change next year smile.gif

This post has been edited by nexona88: Feb 26 2015, 11:14 PM
MGM
post Feb 27 2015, 06:09 AM

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QUOTE(nexona88 @ Feb 26 2015, 09:41 PM)
it's your choice.. then u change next year  smile.gif
*
Don't need to wait until next year lah, looks like ASNB is calling for passbook replacement few months b4 the FYE of each fund. So b4 Oct2015 should be abled to replace all my passbooks at the same time, saving time & effort.
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post Feb 27 2015, 01:05 PM

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Lunch break 12.30pm ASM on sales- quickly go try your luck
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QUOTE(guy3288 @ Feb 27 2015, 01:05 PM)
Lunch break 12.30pm ASM on sales- quickly go try your luck
*
Thanks for your tip earlier.

Went to PM and waited for about 1 hour for my turn. Could not buy any as I forgot to bring my wallet (with my IC inside). What a day!

This week has not been my week with lots of unpleasant things. Hope this will be the past from today on wards! Ha.
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post Feb 27 2015, 03:35 PM

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QUOTE(plumberly @ Feb 27 2015, 01:42 PM)
Thanks for your tip earlier.

Went to PM and waited for about 1 hour for my turn. Could not buy any as I forgot to bring my wallet (with my IC inside). What a day!

This week has not been my week with lots of unpleasant things. Hope this will be the past from today on wards! Ha.
*
so excited until forgot to bring IC tongue.gif

btw if didn't show mykad if got police checking, can kena denda maximum rm20k or Penjara 3 years under Seksyen 25 (1) (n) Peraturan-peraturan Pendaftaran Negara 1990 cool2.gif

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QUOTE(nexona88 @ Feb 27 2015, 03:35 PM)
so excited until forgot to bring IC  tongue.gif

btw if didn't show mykad if got police checking, can kena denda maximum rm20k or Penjara 3 years under Seksyen 25 (1) (n) Peraturan-peraturan Pendaftaran Negara 1990  cool2.gif
*
Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.



nexona88
post Feb 27 2015, 04:20 PM

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QUOTE(plumberly @ Feb 27 2015, 03:52 PM)
Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.
*
my friend kena once.. went to Mahkamah Majistret. fine RM300 or 3mth Prison rolleyes.gif

About the swimmer thing, I'm not sure.. need to ask police tongue.gif


kinabalu
post Feb 27 2015, 05:22 PM

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QUOTE(plumberly @ Feb 27 2015, 03:52 PM)
Wah, the penalty is tougher than some of the X100 more serious offences!

Seriously, I don't think I am the only one who forgets to bring the MK once in a blue moon.

Come to think of it, a swimmer in a pool will not have the MK with him/her when stopped by a policeman. Yes, the swimmer can go to the locker to get it BUT at that instant, the swimmer does not have the MK. So also liable for the fine?

Other countries also have the same regulation, I wonder?

Cheerio.
*
Swimmer scenario too extreme la, police only stop and ask for IC in public area. private area wont kacau.
plumberly
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QUOTE(kinabalu @ Feb 27 2015, 05:22 PM)
Swimmer scenario too extreme la, police only stop and ask for IC in public area. private area wont kacau.
*
I see. But what if it is in a public pool?

Curious to know how it is worded in the regulation. I think it was enacted during the communist emergency time, trying to control who was who during that time.

Still applicable now with that specific regulation? God knows.

Cheerio.

P/S Better stop here - off topic.

This post has been edited by plumberly: Feb 27 2015, 06:58 PM
plumberly
post Feb 28 2015, 09:01 PM

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Came across this song this morning.

Seeing My Father In Me
https://www.youtube.com/watch?v=oVeml28Eo3w

For the ladies, just change My Father to My Mother. Applicable to both father and mother.

Sorry off topic but I do hope after listening to it, you will say to yourself, hey, that is a good, emotional song!

In our quest for extra money in ASX, take some time to listen, reflect and enjoy the song!

This post has been edited by plumberly: Feb 28 2015, 09:14 PM
SUSSarah Jessica
post Feb 28 2015, 11:23 PM

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I read back the thread there was this change passbook on ASD..
Next is ASW2020?
TS[Ancient]-XinG-
post Mar 1 2015, 09:56 AM

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QUOTE(Sarah Jessica @ Feb 28 2015, 11:23 PM)
I read back the thread there was this change passbook on ASD..
Next is ASW2020?
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Yea. Maybe. And last come to yellow book.
alfred tan
post Mar 1 2015, 02:19 PM

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QUOTE(Ancient-XinG- @ Feb 14 2015, 11:30 AM)
Calculation upon Variable Price Fund using ASG as an example.

NAV of the day you invest - 1.1800
Amount of MYR invested - 10000
Units in hand - 8474.58
___________________________________
Dividend pay on the financial year end - 7.0%
Dividend - 593.22 MYR
NAV of the day - 1.1300
Units paid - 524.97
Total units in hand - 8999.55
___________________________________
If lets say you want to cash out that day
you will get 10169.49 MYR
___________________________________
If you stay for 5 years
Y1 - 8999.55
Dividend - 6.8%
NAV - 1.1500
9531.69 MYR
Y2 - 9531.69
Dividend - 6.8%
NAV - 1.1580
10091.41 MYR
Y3 - 10091.41
Dividend 6.8%
NAV - 1.1600
10682.98 MYR

Y4 - 10682.99
Dividend 6.8%
NAV - 1.1700
11303.88 MYR

Y5 - 11303.88
NAV 1.18
Total cash in hand - 13338.58.
____________________________________

Comparing with FD ( Compounding ) Flat rate 4.0% p.a.
Y1 - 10000
Y2 - 10400
Y3 - 10816
Y4 - 11248.64
Y5 - 11698.58
In MYR.
____________________________________
Of course you CAN'T invest fully in 1 method only. FD is the best among all when it come to risk. Thus, don't put all eggs in 1 basket. Diversify it.
And see things do happen like now. Crude oil, flood, all affecting nation as well as MY will affecting the BURSA and thus ASG.
Hope I help in this post. Feel free to ask me. My answer may be incorrect but I can tell you some info that banker reluctant to tell you.
____________________________________

Just to share some info I got ASNB official page. 

____________________________________
ASG Pendidkan
Novagni Cat - MIXED ASSET MY
Fund rating - 2 stars
Peer ranking - 30/42
Unit in circulation - 311.15 Mil Units.

ASG - Kesihatan
Novagni Cat - EQUITY MY
Fund rating - 3 stars
Peer rating - 53/75
Unit in circulation - 409.32 Mil Units.

ASG - Persaraan
Novagni Cat - MIXXED ASSET MY
Fund rating - 3 stars
Peer rating - 21/42
Unit in circulation - 136.64 Mil Units.

** Collectively the three unit trust under the umbrella of ASG have cumulative maximum size of 1.0 billion unit.

*** Potential investor are those who understand investment risk and rewards and are seeking growth of capital over long term period and plan to fulfil the financial requirement for their education/medical expenses/retirement.
*
Can i know there will be only one time charge for the 1st transaction?
TS[Ancient]-XinG-
post Mar 1 2015, 06:38 PM

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QUOTE(alfred tan @ Mar 1 2015, 02:19 PM)
Can i know there will be only one time charge for the 1st transaction?
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5% charges for every transection (purchase)
wil-i-am
post Mar 1 2015, 09:33 PM

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ASM dividend for 2015 will b out end of tis mth
Any prediction/forecast?
nexona88
post Mar 1 2015, 09:46 PM

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well for ASM divvy tis year, I think 6.5sen (min) - 7sen (max)..
don't forget tis year is election for Sarawak tongue.gif

» Click to show Spoiler - click again to hide... «


This post has been edited by nexona88: Mar 1 2015, 09:48 PM
cheahcw2003
post Mar 2 2015, 10:14 PM

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QUOTE(wil-i-am @ Mar 1 2015, 09:33 PM)
ASM dividend for 2015 will b out end of tis mth
Any prediction/forecast?
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ASB2's dividend too
hyelbaine
post Mar 5 2015, 04:17 PM

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QUOTE(cheahcw2003 @ Mar 2 2015, 10:14 PM)
ASB2's dividend too
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Don't forget ASG too. Bz times coming up for ASNB rclxub.gif
wil-i-am
post Mar 5 2015, 04:32 PM

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QUOTE(hyelbaine @ Mar 5 2015, 04:17 PM)
Don't forget ASG too. Bz times coming up for ASNB  rclxub.gif
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No effect for ASG coz any distribution of Dividend will reduce the NAV by same %
firee818
post Mar 6 2015, 11:03 AM

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Hi,

I have some amount of funds in AS1M (Amanah Saham 1 Malaysia).

This morning, I saw in a newspaper that 1MDB (1 Malaysia Development Berhad) is going to liquadate/dissolve. My concern is that are there any connection between ASIM and IMDB?

If they are connected, I would like to sell my AS1M's funds as it has some risks to hold that fund.

I am very much appreciated if some experts here can clear out my doubt on this. notworthy.gif

Thank you very much.

This post has been edited by firee818: Mar 6 2015, 11:06 AM
wil-i-am
post Mar 6 2015, 11:17 AM

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QUOTE(firee818 @ Mar 6 2015, 11:03 AM)
Hi,

I have some amount of funds in AS1M (Amanah Saham 1 Malaysia).

This morning, I saw in a newspaper that 1MDB (1 Malaysia Development Berhad) is going to liquadate/dissolve. My concern is that are there any connection between ASIM and IMDB?

If they are connected, I would like to  sell my AS1M's funds as it has some risks to hold that fund.

I am very much appreciated if some experts here can clear out my doubt on this. notworthy.gif

Thank you very much.
*
Dun worry as there is NO connection
AS1M funds is governed by Trustee
smartinvestor01
post Mar 6 2015, 05:34 PM

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Suspension of Transaction Notice

ASNB Suspension Notice
TS[Ancient]-XinG-
post Mar 6 2015, 05:47 PM

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QUOTE(wil-i-am @ Mar 5 2015, 04:32 PM)
No effect for ASG coz any distribution of Dividend will reduce the NAV by same %
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if wan buy can buy ad. For those who do not practice cost leveraging.
firee818
post Mar 6 2015, 06:18 PM

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QUOTE(wil-i-am @ Mar 6 2015, 11:17 AM)
Dun worry as there is NO connection
AS1M funds is governed by Trustee
*
Hi,
What do you mean by 'governed by Trustee'?
What is the role of AmanahRaya Trustees Berhad in this fund?
Isn't this fund is managed by Amanah Saham Nasional Berhad, manager of AS1M?
Is this fund a guarantee fund. i.e. the fund that the value of the fund remain @ RM 1.00 even if PNB/Amanah Saham Nasional Berhad/AmanahRaya Trustees Berhad go bankrupt/liquidate?

Thank you
plumberly
post Mar 6 2015, 07:23 PM

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QUOTE(smartinvestor01 @ Mar 6 2015, 05:34 PM)
Suspension of Transaction Notice

ASNB Suspension Notice
*
Thanks.

Guess it will be jam packed on 1 April with 3 groups updating their passbooks!
TS[Ancient]-XinG-
post Mar 6 2015, 08:15 PM

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QUOTE(firee818 @ Mar 6 2015, 06:18 PM)
Hi,
What do you mean by 'governed by Trustee'?
What is the role of AmanahRaya Trustees Berhad in this fund?
Isn't this fund is managed by Amanah Saham Nasional Berhad, manager of AS1M?
Is this fund a guarantee fund. i.e. the fund that the value of the fund remain @ RM 1.00 even if PNB/Amanah Saham Nasional Berhad/AmanahRaya Trustees Berhad go bankrupt/liquidate?

Thank you
*
Need not to worry much I guess. Do you have the yearly financial report?

Take a look on what they invest.

If want to worry, I think there's a lot. Maybank, EPF, CIMB, RHB, Khazanah, etc etc....
wil-i-am
post Mar 6 2015, 09:05 PM

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QUOTE(Ancient-XinG- @ Mar 6 2015, 05:47 PM)
if wan buy can buy ad. For those who do not practice cost leveraging.
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Dun understand
wil-i-am
post Mar 6 2015, 09:12 PM

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QUOTE(firee818 @ Mar 6 2015, 06:18 PM)
Hi,
What do you mean by 'governed by Trustee'?
What is the role of AmanahRaya Trustees Berhad in this fund?
Isn't this fund is managed by Amanah Saham Nasional Berhad, manager of AS1M?
Is this fund a guarantee fund. i.e. the fund that the value of the fund remain @ RM 1.00 even if PNB/Amanah Saham Nasional Berhad/AmanahRaya Trustees Berhad go bankrupt/liquidate?

Thank you
*
AS1M is managed by ASNB
Trustee ensure ASNB act as per Deed, Guidelines n relevant laws
Fund is not guarantee by ASNB or PNB
ASNB just maintain buy n sell @ RM1.00/unit
firee818
post Mar 7 2015, 07:56 AM

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QUOTE(wil-i-am @ Mar 6 2015, 09:12 PM)
AS1M is managed by ASNB
Trustee ensure ASNB act as per Deed, Guidelines n relevant laws
Fund is not guarantee by ASNB or PNB
ASNB just maintain buy n sell @ RM1.00/unit
*
Thank you for the info.
TS[Ancient]-XinG-
post Mar 7 2015, 02:13 PM

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QUOTE(firee818 @ Mar 7 2015, 07:56 AM)
Thank you for the info.
*
haha. Do you really understand? I myself also blur blur.
nexona88
post Mar 7 2015, 05:15 PM

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QUOTE(plumberly @ Mar 6 2015, 07:23 PM)
Thanks.

Guess it will be jam packed on 1 April with 3 groups updating their passbooks!
*
then update later. your $$ still would be there icon_idea.gif
plumberly
post Mar 7 2015, 06:37 PM

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QUOTE(nexona88 @ Mar 7 2015, 05:15 PM)
then update later.  your $$ still would be there  icon_idea.gif
*
With ASM dividend, want to get some of it when others sell theirs.

So will have to queue with them.
nexona88
post Mar 7 2015, 08:43 PM

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QUOTE(plumberly @ Mar 7 2015, 06:37 PM)
With ASM dividend, want to get some of it when others sell theirs.

So will have to queue with them.
*
u think how much we can get tis year? hmm.gif can get 7sen not? drool.gif
plumberly
post Mar 7 2015, 09:13 PM

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QUOTE(nexona88 @ Mar 7 2015, 08:43 PM)
u think how much we can get tis year? hmm.gif  can get 7sen not? drool.gif
*
I think 5.8-6.2

But I was wrong with my EPF 5.8%! Ha.

This post has been edited by plumberly: Mar 7 2015, 09:14 PM
TS[Ancient]-XinG-
post Mar 7 2015, 09:19 PM

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QUOTE(nexona88 @ Mar 7 2015, 08:43 PM)
u think how much we can get tis year? hmm.gif  can get 7sen not? drool.gif
*
Impossibruuuuu for asm. But posibruu for asg.
nexona88
post Mar 7 2015, 09:20 PM

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QUOTE(plumberly @ Mar 7 2015, 09:13 PM)
I think 5.8-6.2

But I was wrong with my EPF 5.8%! Ha.
*
5.8? ohmy.gif shocking.gif

lowest is 6.25sen @ 2009
nexona88
post Mar 7 2015, 09:24 PM

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QUOTE(Ancient-XinG- @ Mar 7 2015, 09:19 PM)
Impossibruuuuu for asm. But posibruu for asg.
*
don't say like that.. if ASNB really want, they can give 7sen (but reduce c/fwd income la)
TS[Ancient]-XinG-
post Mar 7 2015, 09:29 PM

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QUOTE(nexona88 @ Mar 7 2015, 09:24 PM)
don't say like that.. if ASNB really want, they can give 7sen (but reduce c/fwd income la)
*
2014 income got so much to reserve meh.
wil-i-am
post Mar 8 2015, 08:16 AM

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QUOTE(Ancient-XinG- @ Mar 7 2015, 09:29 PM)
2014 income got so much to reserve meh.
*
In 2014, ASM c/f RM343 mil to tis yr
plumberly
post Mar 8 2015, 08:20 AM

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QUOTE(wil-i-am @ Mar 8 2015, 08:16 AM)
In 2014, ASM c/f RM343 mil to tis yr
*
Interesting. Let us find out where is this $$$ now, whether it is in the coming divdiend.

Cheerio.
wil-i-am
post Mar 8 2015, 08:24 AM

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QUOTE(plumberly @ Mar 8 2015, 08:20 AM)
Interesting. Let us find out where is this $$$ now, whether it is in the coming divdiend.

Cheerio.
*
ASNB requires RM153 mil to pay every 1% for ASM
plumberly
post Mar 8 2015, 09:10 AM

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QUOTE(wil-i-am @ Mar 8 2015, 08:24 AM)
ASNB requires RM153 mil to pay every 1% for ASM
*
Wah, you are a walking encyclopedia on ASX!

So they can afford to pay additional 2% this time (if they wish to).
TS[Ancient]-XinG-
post Mar 8 2015, 10:49 AM

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I believe they have no financial problem. But hoping this econ blown isn't too huge and affecting it.
nexona88
post Mar 8 2015, 03:15 PM

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All discuss about ASM dividend..
pity to ASG & ASB2 unitholders, The forgotten group in tis thread tongue.gif
wil-i-am
post Mar 8 2015, 04:20 PM

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QUOTE(plumberly @ Mar 8 2015, 09:10 AM)
Wah, you are a walking encyclopedia on ASX!

So they can afford to pay additional 2% this time (if they wish to).
*
Assume ASM earn 5% tis yr, they can declare up to 7% tis yr
plumberly
post Mar 8 2015, 04:41 PM

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QUOTE(wil-i-am @ Mar 8 2015, 04:20 PM)
Assume ASM earn 5% tis yr, they can declare up to 7% tis yr
*
Wah, EPF 6.75% and ASM 7%, DOUBLE BONUSES!!!! Hope so.
smartinvestor01
post Mar 8 2015, 08:52 PM

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QUOTE(plumberly @ Mar 8 2015, 04:41 PM)
Wah, EPF 6.75% and ASM 7%, DOUBLE BONUSES!!!! Hope so.
*
Hopefully the upcoming announcement would be 7%.. Hehe...
cheahcw2003
post Mar 8 2015, 11:35 PM

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QUOTE(wil-i-am @ Mar 8 2015, 04:20 PM)
Assume ASM earn 5% tis yr, they can declare up to 7% tis yr
*
One thing i am sure is that ASB2 dividend will be higher than ASM
ASG will be in between. My Guestimation
smartinvestor01
post Mar 9 2015, 07:55 AM

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QUOTE(cheahcw2003 @ Mar 8 2015, 11:35 PM)
One thing i am sure is that ASB2 dividend will be higher than ASM
ASG will be in between. My Guestimation
*
Well, I agree with you..

Maybe ASB2 7.0 sen, ASM 6.8 sen.. nod.gif
plumberly
post Mar 9 2015, 09:44 AM

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Went to see my doctor on my medical checkup results. Unfortunately, he was not in this morning. Went to CIMB near the clinic and wah-lah, got 1k & 7 K AS1M.

I think some more fish there. Try it!
hyelbaine
post Mar 9 2015, 10:09 AM

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QUOTE(Ancient-XinG- @ Mar 6 2015, 08:15 PM)
Need not to worry much I guess. Do you have the yearly financial report?

Take a look on what they invest.

If want to worry, I think there's a lot. Maybank, EPF, CIMB, RHB, Khazanah, etc etc....
*
True, when it comes to unit trust there's so many guidelines by so many different bodies. SC, BNM, etc2...

In fact ASNB seems to buck the norm by disclosing their top 20 holdings in each annual report when most of their peers only declare top 5.

I'd be worried if money were invested in the likes of EPF, Khazanah, KWAP, LTH and the likes who do not disclose anything/everything because they're not under direct purview of the regulators.
wil-i-am
post Mar 9 2015, 10:59 AM

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QUOTE(hyelbaine @ Mar 9 2015, 10:09 AM)
True, when it comes to unit trust there's so many guidelines by so many different bodies. SC, BNM, etc2...

In fact ASNB seems to buck the norm by disclosing their top 20 holdings in each annual report when most of their peers only declare top 5.

I'd be worried if money were invested in the likes of EPF, Khazanah, KWAP, LTH and the likes who do not disclose anything/everything because they're not under direct purview of the regulators.
*
In fact, all Funds must disclose all their investments.
Selected fixed price Funds namely ASB, ASW & AS1M managed to obtain SC approval to disclose top 20 investments ony
TS[Ancient]-XinG-
post Mar 9 2015, 11:23 AM

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QUOTE(hyelbaine @ Mar 9 2015, 10:09 AM)
True, when it comes to unit trust there's so many guidelines by so many different bodies. SC, BNM, etc2...

In fact ASNB seems to buck the norm by disclosing their top 20 holdings in each annual report when most of their peers only declare top 5.

I'd be worried if money were invested in the likes of EPF, Khazanah, KWAP, LTH and the likes who do not disclose anything/everything because they're not under direct purview of the regulators.
*
*brohug* you are the one who noticed my post.
TS[Ancient]-XinG-
post Mar 9 2015, 11:25 AM

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My guess

Asg 7
Asm 6.0-6.3
Asb2 below 6.5
hyelbaine
post Mar 9 2015, 11:41 AM

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QUOTE(wil-i-am @ Mar 9 2015, 10:59 AM)
In fact, all Funds must disclose all their investments.
*
Ohh ok. Didn't know that. Last I checked with a public mutual agent who approached me during lunch (she didn't even have a FIMM license) who happened to have an annual report showed only top 5 holdings rclxub.gif
wil-i-am
post Mar 9 2015, 11:49 AM

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QUOTE(hyelbaine @ Mar 9 2015, 11:41 AM)
Ohh ok. Didn't know that. Last I checked with a public mutual agent who approached me during lunch (she didn't even have a FIMM license) who happened to have an annual report showed only top 5 holdings  rclxub.gif
*
I suppose wat u get is Fund Fact Sheet (FFS) instead of AR
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post Mar 9 2015, 02:32 PM

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QUOTE(wil-i-am @ Mar 9 2015, 11:49 AM)
I suppose wat u get is Fund Fact Sheet (FFS) instead of AR
*
I guess you maybe right. Since the person who approached me didn't have a FIMM license, I wouldn't be surprised if she couldn't tell the difference between FFS and AR tongue.gif
honkkydorry
post Mar 9 2015, 05:34 PM

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ASG seems to be giving better dividend than ASW since 2012. Is this fund open to all and any quota for non-bumi and bumi? Sorry, I have not been following up on ASx news for a while. Can still open account?

This post has been edited by honkkydorry: Mar 9 2015, 05:36 PM
nexona88
post Mar 9 2015, 06:04 PM

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QUOTE(honkkydorry @ Mar 9 2015, 05:34 PM)
ASG seems to be giving better dividend than ASW since 2012.  Is this fund open to all and any quota for non-bumi and bumi? Sorry, I have not been following up on ASx news for a while.  Can still open account?
*
well ASW & ASG is different. u cannot compare both.

ASW2020
- 51% bumi 49% Non bumi quota
-fixed price @ rm1/unit
-currently sold out

ASG
-No quota
-variable pricing, up & down depend on KLCI performance
-still available


for more information, read 1st page of tis thread or u can visit ASNB website icon_rolleyes.gif
cheahcw2003
post Mar 9 2015, 09:53 PM

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QUOTE(Ancient-XinG- @ Mar 9 2015, 11:25 AM)
My guess

Asg 7
Asm 6.0-6.3
Asb2 below 6.5
*
ASB2 fund size RM 10 bil. Now only able to sell RM1bil ++ only
If it declare below 6.5%, it will take forever to sell the fund.
hyelbaine
post Mar 10 2015, 09:42 AM

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QUOTE(cheahcw2003 @ Mar 9 2015, 09:53 PM)
ASB2 fund size RM 10 bil. Now only able to sell RM1bil ++ only
If it declare below 6.5%, it will take forever to sell the fund.
*
If ASNB could give 7 cents per unit would be quite an achievement to be honest. When the fund was launched back in April 2014, KLCI was at 1847++ points while we're no where near that today. It would take the fund manager some clever buying/selling during that period (highest 1890++ while lowest 1673++) to garner 7%.
nexona88
post Mar 10 2015, 01:05 PM

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Permodalan Nasional Bhd's wholly owned subsidiary, Amanah Saham Nasional Bhd (ASNB), has opened branch offices in Limbang (Sarawak) and Lahad Datu (Sabah) to improve its service quality to customers.
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post Mar 10 2015, 02:15 PM

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Got some AS1M, you guys can go try.
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QUOTE(guy3288 @ Mar 10 2015, 02:15 PM)
Got some AS1M, you guys can go try.
*
Wah, new passbook again! Look at the entry no.

CONGRATULATIONS!
cheahcw2003
post Mar 10 2015, 02:46 PM

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QUOTE(hyelbaine @ Mar 10 2015, 09:42 AM)
If ASNB could give 7 cents per unit would be quite an achievement to be honest. When the fund was launched back in April 2014, KLCI was at 1847++ points while we're no where near that today. It would take the fund manager some clever buying/selling during that period (highest 1890++ while lowest 1673++) to garner 7%.
*
ASNB investment strategy is keeping the shares for long term, their strategy is more relying on dividend incomes. The short term price fluctuations in their invested shares doesn't bother their performance much, as the invested counters are not actively traded, so Bursa index carries less meaningful to them.

ASNB always press their heavily invested counters for good dividend, like Sime Darby, Maybank.
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post Mar 10 2015, 02:48 PM

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QUOTE(guy3288 @ Mar 10 2015, 02:15 PM)
Got some AS1M, you guys can go try.
*
Ai yoh, so rich.. so many bullets to try.. so envy.. blush.gif
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post Mar 10 2015, 02:56 PM

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QUOTE(cheahcw2003 @ Mar 10 2015, 02:46 PM)
ASNB investment strategy is keeping the shares for long term, their strategy is more relying on dividend incomes. The short term price fluctuations in their invested shares doesn't bother their performance much, as the invested counters are not actively traded, so Bursa index carries less meaningful to them.

ASNB always press their heavily invested counters for good dividend, like Sime Darby, Maybank.
*
Good point. I guess that's why they've always preached consistent and competitive returns thumbup.gif
wil-i-am
post Mar 10 2015, 02:58 PM

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QUOTE(plumberly @ Mar 10 2015, 02:24 PM)
Wah, new passbook again! Look at the entry no.

CONGRATULATIONS!
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How u know?
plumberly
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QUOTE(wil-i-am @ Mar 10 2015, 02:58 PM)
How u know?
*
Look at the 1, 2, 3 etc numbers next to the date.

I think the number will go up to 80. Then you will have to change to a new passbook.


nexona88
post Mar 10 2015, 08:32 PM

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QUOTE(plumberly @ Mar 10 2015, 03:13 PM)
Look at the 1, 2, 3 etc numbers next to the date.

I think the number will go up to 80. Then you will have to change to a new passbook.
*
wait a minute..

each AS1M passbook page only have 1, 2, 3...12 & have 8 pages
don't have 13, 14, 15...80

or nowdays the passbook is different style.
my passbook from 2009 icon_rolleyes.gif

» Click to show Spoiler - click again to hide... «


This post has been edited by nexona88: Mar 10 2015, 09:55 PM
plumberly
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QUOTE(nexona88 @ Mar 10 2015, 08:32 PM)
wait a minute..

each AS1M passbook page only have 1, 2, 3...12  & have 8 pages
don't have 13, 14, 15...80

or nowdays the passbook is different style.
my passbook from 2009  icon_rolleyes.gif

» Click to show Spoiler - click again to hide... «

*
I see. Thanks.

I should not assume the old is always the same as now. Ha.




This post has been edited by plumberly: Mar 11 2015, 07:45 AM
nexona88
post Mar 11 2015, 08:28 PM

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I think there's some panic withdrawal on AS1M..

Some unitholders maybe think that AS1M = 1MDB thus u see past few days have a lot of AS1M units available hmm.gif
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QUOTE(nexona88 @ Mar 11 2015, 08:28 PM)
I think there's some panic withdrawal on AS1M..

Some unitholders maybe think that  AS1M = 1MDB  thus u see past few days have a lot of AS1M units available  hmm.gif
*
You seem to have a lot of cash to get this and get that whistling.gif From stocks to ASX products.


Come and invest with me and ill try my best to help you get a better return brows.gif



On the other hand, tried getting some yesterday and failed.
nexona88
post Mar 12 2015, 12:20 PM

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QUOTE(shankar_dass93 @ Mar 12 2015, 04:51 AM)
You seem to have a lot of cash to get this and get that whistling.gif From stocks to ASX products.
Come and invest with me and ill try my best to help you get a better return brows.gif
On the other hand, tried getting some yesterday and failed.
*
I'm ikan bilis investor only blush.gif
small holding here & there. diversification strategy sweat.gif
truelife
post Mar 12 2015, 08:13 PM

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QUOTE(nexona88 @ Mar 11 2015, 08:28 PM)
I think there's some panic withdrawal on AS1M..

Some unitholders maybe think that  AS1M = 1MDB  thus u see past few days have a lot of AS1M units available  hmm.gif
*
In fact some people think forward - Who will subscribe 1MDB IPO?
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QUOTE(truelife @ Mar 12 2015, 08:13 PM)
In fact some people think forward - Who will subscribe 1MDB IPO?
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I wouldn't touch anything that is associated with 1MDB with a 10 foot pole and I hope that those in power at EPF and ASNB where we save for our future has the same mentality unsure.gif
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QUOTE(hyelbaine @ Mar 13 2015, 09:23 AM)
I wouldn't touch anything that is associated with 1MDB with a 10 foot pole and I hope that those in power at EPF and ASNB where we save for our future has the same mentality  unsure.gif
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I second that with a 10 km pole! Ha.
truelife
post Mar 13 2015, 01:19 PM

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QUOTE(hyelbaine @ Mar 13 2015, 09:23 AM)
I wouldn't touch anything that is associated with 1MDB with a 10 foot pole and I hope that those in power at EPF and ASNB where we save for our future has the same mentality  unsure.gif
*
Don't be surprised that if 1MDB IPO is succeffully launched, you may see 1MDB shares as part of the portfolio of PNB in your annual statement/annual report booklet!
TS[Ancient]-XinG-
post Mar 13 2015, 01:38 PM

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QUOTE(truelife @ Mar 13 2015, 01:19 PM)
Don't be surprised that if 1MDB IPO is succeffully launched, you may see 1MDB shares as part of the portfolio of PNB in your annual statement/annual report booklet!
*
Fml.
hyelbaine
post Mar 13 2015, 02:27 PM

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QUOTE(truelife @ Mar 13 2015, 01:19 PM)
Don't be surprised that if 1MDB IPO is succeffully launched, you may see 1MDB shares as part of the portfolio of PNB in your annual statement/annual report booklet!
*
Well so far PNB has stayed away from anything like 1MDB or EKUINAS or whatever else that our dear Najib has come up with during he tenure. Hopefully it stays that way blink.gif
nexona88
post Mar 13 2015, 04:18 PM

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got 1k ASW2020 today. I think there more unit available, but I not enuf $$. Juz Ikan bilis unitholder blush.gif wub.gif

This post has been edited by nexona88: Mar 13 2015, 10:06 PM
SUSSarah Jessica
post Mar 14 2015, 02:55 PM

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QUOTE(truelife @ Mar 13 2015, 01:19 PM)
Don't be surprised that if 1MDB IPO is succeffully launched, you may see 1MDB shares as part of the portfolio of PNB in your annual statement/annual report booklet!
*
EPF, KWAP, TH & LTAT too would invest in 1MDB IPO
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post Mar 14 2015, 04:20 PM

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post Mar 15 2015, 12:24 AM

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QUOTE(nexona88 @ Mar 13 2015, 04:18 PM)
got 1k ASW2020 today.  I think there more unit available, but I not enuf $$.  Juz Ikan bilis unitholder  blush.gif  wub.gif
*
Can try luck via maybank2u? Or all the transaction must do via agent banks?
wil-i-am
post Mar 15 2015, 07:09 AM

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QUOTE(alandhw @ Mar 15 2015, 12:24 AM)
Can try luck via maybank2u? Or all the transaction must do via agent banks?
*
Read page 1
TS[Ancient]-XinG-
post Mar 15 2015, 09:30 AM

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QUOTE(alandhw @ Mar 15 2015, 12:24 AM)
Can try luck via maybank2u? Or all the transaction must do via agent banks?
*
NO NO NO NO NO NO NO NO NO NO NO

Do I feed enough?
plumberly
post Mar 15 2015, 09:36 AM

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QUOTE(Ancient-XinG- @ Mar 15 2015, 09:30 AM)
NO NO NO NO NO NO NO NO NO NO NO

Do I feed enough?
*
Ha ha.

It is like

food is on the table but waiting for others to help to put the food in the mouth!

No offence intended with the above remark.
plumberly
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QUOTE(Sarah Jessica @ Mar 14 2015, 02:55 PM)
EPF, KWAP, TH & LTAT too would invest in 1MDB IPO
*
Hopefully no. Though energy is one of my favourite investment sectors but I prefer to stay away with a 10 km pole.

From Malaysiakini

" 'Use EPF for 1MDB IPO and we'll file injunction'
PKR vows to push for a court injunction if the government attempts to get state agencies to buy into 1Malaysia Development Berhad (1MDB)'s Initial Public Offering (IPO) for its energy arm."

This 1MDB is becoming a big can of rotten worms, more and more nasty surprises surfacing.
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post Mar 16 2015, 11:20 AM

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Was at the ASNB KL main branch today to deposit some cash into ASG before GST comes into force. Saw a Chinese investor withdraw from AS1M (based on the yellow book). Heard that she's worried about 1MDB (I was laughing inside) when queried by the teller. I could see the teller was trying hard to keep a straight face.

No sooner that she left the next Chinese guy who came to the teller tried to deposit into ASM but failed. I guess he saw the lady before him close her account he tried asking if AS1M was available.

Lo and behold there where units available and then he proceeded to just put stacks upon stacks of RM100 bills while filling up the account opening form. My rough calculations based on what I can see, he managed to get at least RM10k in AS1M.

Moral of the story: Your best bet to get fixed price looks to be AS1M. Take advantage of people who listen to rumors rather than doing proper research (like reading the annual report). Some people never learned the lesson of those who listen to rumors when AS1M was first launched and are regretting their choice.

ps: I took a long time because I had to change passbook and also empty my piggy bank which was already full tongue.gif
smartinvestor01
post Mar 16 2015, 11:44 AM

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QUOTE(hyelbaine @ Mar 16 2015, 11:20 AM)
Was at the ASNB KL main branch today to deposit some cash into ASG before GST comes into force. Saw a Chinese investor withdraw from AS1M (based on the yellow book). Heard that she's worried about 1MDB (I was laughing inside) when queried by the teller. I could see the teller was trying hard to keep a straight face.

No sooner that she left the next Chinese guy who came to the teller tried to deposit into ASM but failed. I guess he saw the lady before him close her account he tried asking if AS1M was available.

Lo and behold there where units available and then he proceeded to just put stacks upon stacks of RM100 bills while filling up the account opening form. My rough calculations based on what I can see, he managed to get at least RM10k in AS1M.

Moral of the story: Your best bet to get fixed price looks to be AS1M. Take advantage of people who listen to rumors rather than doing proper research (like reading the annual report). Some people never learned the lesson of those who listen to rumors when AS1M was first launched and are regretting their choice.

ps: I took a long time because I had to change passbook and also empty my piggy bank which was already full tongue.gif
*
Well said. rclxms.gif

Many people still believe on rumours than facts..



plumberly
post Mar 16 2015, 11:49 AM

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QUOTE(hyelbaine @ Mar 16 2015, 11:20 AM)
Was at the ASNB KL main branch today to deposit some cash into ASG before GST comes into force. Saw a Chinese investor withdraw from AS1M (based on the yellow book). Heard that she's worried about 1MDB (I was laughing inside) when queried by the teller. I could see the teller was trying hard to keep a straight face.

No sooner that she left the next Chinese guy who came to the teller tried to deposit into ASM but failed. I guess he saw the lady before him close her account he tried asking if AS1M was available.

Lo and behold there where units available and then he proceeded to just put stacks upon stacks of RM100 bills while filling up the account opening form. My rough calculations based on what I can see, he managed to get at least RM10k in AS1M.

Moral of the story: Your best bet to get fixed price looks to be AS1M. Take advantage of people who listen to rumors rather than doing proper research (like reading the annual report). Some people never learned the lesson of those who listen to rumors when AS1M was first launched and are regretting their choice.

ps: I took a long time because I had to change passbook and also empty my piggy bank which was already full tongue.gif
*
AS1M and 1MDB are not related, common denominator is just the name 1M.

But a worrying thought at the back of my mind now.

Later, ASX may be forced to get into 1MDB IPO to rescue this big can of rotten worms. PKR side says they will stop it if ASNB or EPF gets into the IPO. May the force be with you!

Even if this 1MDB may later deliver 10-30% return pa, I do not want it. Period.

This post has been edited by plumberly: Mar 16 2015, 03:31 PM
nexona88
post Mar 16 2015, 04:11 PM

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well I also kinda worried ASx funds invest in 1MDB IPO, but I guess the fund may invest max 10% of total NAV only hmm.gif

reading the AR booklet, I saw that most "big" investment (each listed companies) is around 5% - 8% of the fund total NAV. So the 10% I stated is logical even if the fund "forced" to invest icon_rolleyes.gif

on side note, some pipu didn't learn the mistake done from the AS1M 2009.. for those noobie who donno, when AS1M was launched, there was tis rumors tat the fund may only give 4% return doh.gif well as u can see now, the fund give 6% not 4% like rumors stated rolleyes.gif

NOW THE BEST TIME FOR NON-BUMI TO GET SOME UNITS OR OPEN NEW AS1M ACCOUNT

This post has been edited by nexona88: Mar 16 2015, 04:45 PM
TS[Ancient]-XinG-
post Mar 16 2015, 06:06 PM

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QUOTE(hyelbaine @ Mar 16 2015, 11:20 AM)
Was at the ASNB KL main branch today to deposit some cash into ASG before GST comes into force. Saw a Chinese investor withdraw from AS1M (based on the yellow book). Heard that she's worried about 1MDB (I was laughing inside) when queried by the teller. I could see the teller was trying hard to keep a straight face.

No sooner that she left the next Chinese guy who came to the teller tried to deposit into ASM but failed. I guess he saw the lady before him close her account he tried asking if AS1M was available.

Lo and behold there where units available and then he proceeded to just put stacks upon stacks of RM100 bills while filling up the account opening form. My rough calculations based on what I can see, he managed to get at least RM10k in AS1M.

Moral of the story: Your best bet to get fixed price looks to be AS1M. Take advantage of people who listen to rumors rather than doing proper research (like reading the annual report). Some people never learned the lesson of those who listen to rumors when AS1M was first launched and are regretting their choice.

ps: I took a long time because I had to change passbook and also empty my piggy bank which was already full tongue.gif
*
Apa machiam asg link to gst. Why need to tax also ka?
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post Mar 16 2015, 09:14 PM

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QUOTE(smartinvestor01 @ Mar 16 2015, 11:44 AM)
Well said.  rclxms.gif

Many people still believe on rumours than facts..
*
Typical case of buying on facts, and selling on rumours
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post Mar 16 2015, 09:28 PM

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QUOTE(Ancient-XinG- @ Mar 16 2015, 06:06 PM)
Apa machiam asg link to gst. Why need to tax also ka?
*
Service charges is subject to 6% GST
nexona88
post Mar 16 2015, 10:10 PM

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QUOTE(alandhw @ Mar 15 2015, 12:24 AM)
Can try luck via maybank2u? Or all the transaction must do via agent banks?
*
go try your luck on AS1M via agents banks OTC

if no account, can open new one

don't waste time on ASW2020 or ASM

icon_rolleyes.gif

This post has been edited by nexona88: Mar 16 2015, 10:11 PM
smartinvestor01
post Mar 17 2015, 08:01 AM

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QUOTE(cheahcw2003 @ Mar 16 2015, 09:14 PM)
Typical case of buying on facts, and selling on rumours
*
Thats where opportunity comes in..

As per an advise from someone involved in the stock market said.. ''buy when people sell''...

Hopefully this trend would persist until the moment when the dividend is declared because i am running out of money to try..

blush.gif blush.gif
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post Mar 17 2015, 08:23 AM

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QUOTE(Ancient-XinG- @ Mar 16 2015, 06:06 PM)
Apa machiam asg link to gst. Why need to tax also ka?
*
GST would be levied on the 5% initial sales charge that is applicable for ASNB's variable priced funds such as ASG, ASN, ASN2 and ASN3. It would be 6% ON the 5% sales charge and NOT the entire value of investment.

Don't assume that it's 11% (5%+6%) because it's the wrong assumption although many would believe blindly if someone said the wrong thing doh.gif
smartinvestor01
post Mar 17 2015, 03:30 PM

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This afternoon I managed to get RM1,600..

Haha...

Now running out of bullets..

Must think of a way to squeeze additional cash as this is once in a blue moon opportunity..

Guys, I believed that there are still many available units.
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post Mar 17 2015, 03:37 PM

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QUOTE(smartinvestor01 @ Mar 17 2015, 03:30 PM)
This afternoon I managed to get RM1,600..

Haha...

Now running out of bullets..

Must think of a way to squeeze additional cash as this is once in a blue moon opportunity..

Guys, I believed that there are still many available units.
*
Which fund? AS1M?
jusTinMM
post Mar 17 2015, 03:58 PM

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just managed to get rm1000 as1m only just now... why so little leh? i tot many ppl selling...
hyelbaine
post Mar 17 2015, 04:24 PM

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QUOTE(jusTinMM @ Mar 17 2015, 03:58 PM)
just managed to get rm1000 as1m only just now... why so little leh? i tot many ppl selling...
*
I believe there's a lot of "stalkers" in this thread, they may have beaten you to the queue for the units tongue.gif
nexona88
post Mar 17 2015, 04:30 PM

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well I could be the one who "grab" the available units tongue.gif got 3k AS1M cool2.gif
jusTinMM
post Mar 17 2015, 04:31 PM

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QUOTE(hyelbaine @ Mar 17 2015, 04:24 PM)
I believe there's a lot of "stalkers" in this thread, they may have beaten you to the queue for the units tongue.gif
*
im one of them also rolleyes.gif
jusTinMM
post Mar 17 2015, 04:32 PM

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QUOTE(nexona88 @ Mar 17 2015, 04:30 PM)
well I could be the one who "grab" the available units tongue.gif  got 3k AS1M  cool2.gif
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when u bought it?
smartinvestor01
post Mar 17 2015, 04:33 PM

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QUOTE(alandhw @ Mar 17 2015, 03:37 PM)
Which fund? AS1M?
*
Yape, forgot to mention.. blush.gif
nexona88
post Mar 17 2015, 04:33 PM

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QUOTE(jusTinMM @ Mar 17 2015, 04:32 PM)
when u bought it?
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around 3.30pm icon_rolleyes.gif
smartinvestor01
post Mar 17 2015, 04:34 PM

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QUOTE(jusTinMM @ Mar 17 2015, 03:58 PM)
just managed to get rm1000 as1m only just now... why so little leh? i tot many ppl selling...
*
Timing problem... biggrin.gif
jusTinMM
post Mar 17 2015, 04:39 PM

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QUOTE(nexona88 @ Mar 17 2015, 04:33 PM)
around 3.30pm  icon_rolleyes.gif
*
i bought at 3.45pm mad.gif mad.gif mad.gif
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post Mar 17 2015, 04:46 PM

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QUOTE(hyelbaine @ Mar 17 2015, 08:23 AM)
GST would be levied on the 5% initial sales charge that is applicable for ASNB's variable priced funds such as ASG, ASN, ASN2 and ASN3. It would be 6% ON the 5% sales charge and NOT the entire value of investment.

Don't assume that it's 11% (5%+6%) because it's the wrong assumption although many would believe blindly if someone said the wrong thing  doh.gif
*
Is it meaning that the GST is included in the 5% sc in future?
nexona88
post Mar 17 2015, 04:51 PM

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QUOTE(jusTinMM @ Mar 17 2015, 04:39 PM)
i bought at 3.45pm  mad.gif  mad.gif  mad.gif
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good luck next time cheers.gif
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post Mar 17 2015, 08:37 PM

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QUOTE(nexona88 @ Mar 17 2015, 04:51 PM)
good luck next time  cheers.gif
*
would there be any luck getiing as1m thru cimb clicks this time?

or better to quee at asm branch itself for more luck?

This post has been edited by cashflow5357: Mar 17 2015, 08:38 PM
nexona88
post Mar 17 2015, 09:37 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 08:37 PM)
would there be any luck getiing as1m thru cimb clicks this time?

or better to quee at asm branch itself for more luck?
*
better to Queue at ASNB branch icon_rolleyes.gif
cashflow5357
post Mar 17 2015, 09:41 PM

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QUOTE(nexona88 @ Mar 17 2015, 09:37 PM)
better to Queue at ASNB branch  icon_rolleyes.gif
*
what is the procedure in asb branch? need to fill form n quee? take cash together?

kindly advise

what if at the moment at counter dun have? queee again?

never been there rclxub.gif
nexona88
post Mar 17 2015, 09:49 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 09:41 PM)
what is the procedure in asb branch? need to fill form n quee? take cash together?

kindly advise

what if at the moment at counter dun have? queee again?

never been there  rclxub.gif
*
ASNB branch need to take cash..

I advise u to go agents bank like Maybank, CIMB or RHB.

if u have account in any of this 3 banks, it's much more "safer".. juz bring your bank passbook & AS1M passbook & give to the teller.. they would try 1st how much unit can get. lastly u withdraw your money from your bank account..

ASNB & banks is the same. u need to fill the deposit form (blue colur) & take Q number. then go counter

icon_rolleyes.gif
cashflow5357
post Mar 17 2015, 09:50 PM

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so far what quota easier to get now? malay quota still have? india chinese habis?

if bank, can issue cheque?
nexona88
post Mar 17 2015, 09:56 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 09:50 PM)
so far what quota easier to get now? malay quota still have? india chinese habis?

if bank, can issue cheque?
*
wait u bumi or non-bumi? cannot simply buy others race quota rclxub.gif

u want to withdraw or deposit? rclxub.gif


cashflow5357
post Mar 17 2015, 10:04 PM

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deposit... non bumi lah

only born in bumi malaysia

This post has been edited by cashflow5357: Mar 17 2015, 10:05 PM
nexona88
post Mar 17 2015, 10:09 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 10:04 PM)
deposit... non bumi lah

only born in bumi malaysia
*
okay, I read back your 1st post..

u go try at CIMB..

bring your CIMB passbook & AS1M passbook together. give to the counter teller.. juz tell them wanna deposit.. they know what to do..

tips: don't write the amount in the deposit form.. later when u got the units then only write..

others the same.. fill deposit form & take Q number

icon_rolleyes.gif
cashflow5357
post Mar 17 2015, 10:18 PM

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cheque book can right?
nexona88
post Mar 17 2015, 10:21 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 10:18 PM)
cheque book can right?
*
u mean bring Cheque to deposit into AS1M hmm.gif

then it's take time to clear..


cashflow5357
post Mar 17 2015, 10:21 PM

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QUOTE(nexona88 @ Mar 17 2015, 10:21 PM)
u mean bring Cheque to deposit into AS1M  hmm.gif

then it's take time to clear..
*
cheque book to bank.... and if got units issue chque....
nexona88
post Mar 17 2015, 10:31 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 10:21 PM)
cheque book to bank.... and if got units issue chque....
*
nope. cannot do like that for now..

u can only do that when ASNB issue new units for subscription (not gonna happen for now)

icon_rolleyes.gif
cashflow5357
post Mar 17 2015, 10:33 PM

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why not? kust issue cash cheque at home branch???
nexona88
post Mar 17 2015, 10:39 PM

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QUOTE(cashflow5357 @ Mar 17 2015, 10:33 PM)
why not? kust issue cash cheque at home branch???
*
oh cash Cheque at home branch..

okay, should be no problem then..
plumberly
post Mar 18 2015, 10:31 AM

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deleted


This post has been edited by plumberly: Mar 18 2015, 10:31 AM
wil-i-am
post Mar 18 2015, 12:00 PM

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ASNB will announce ASM dividend on 24/3/15 (tbc)
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post Mar 18 2015, 12:50 PM

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Got AS1M on sales again, Go buy now,
Now is the best time to open new account.
smartinvestor01
post Mar 18 2015, 03:20 PM

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QUOTE(wil-i-am @ Mar 18 2015, 12:00 PM)
ASNB will announce ASM dividend on 24/3/15 (tbc)
*
Great information..

By the way, just curious, where you get the information from? biggrin.gif
smartinvestor01
post Mar 18 2015, 03:21 PM

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QUOTE(guy3288 @ Mar 18 2015, 12:50 PM)
Got AS1M on sales again, Go buy now,
Now is the best time to open new account.
*
Wow, you still managed to bank in?

I can only wait for my end month paycheck..
wil-i-am
post Mar 18 2015, 05:33 PM

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QUOTE(smartinvestor01 @ Mar 18 2015, 03:20 PM)
Great information..

By the way, just curious, where you get the information from?  biggrin.gif
*
secret recipe brows.gif
plumberly
post Mar 18 2015, 06:25 PM

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QUOTE(wil-i-am @ Mar 18 2015, 05:33 PM)
secret recipe  brows.gif
*
Really?

I normally go to Secret Recipee for durian cake, chocolate cake etc. Did not know that I can also get ASX infor there. Ha. Just kidding here.


TS[Ancient]-XinG-
post Mar 18 2015, 06:26 PM

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want to try to open as1m account...
but how to sweet talk because no one I encounter willing to try it for me.

cashflow5357
post Mar 18 2015, 09:56 PM

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QUOTE(Ancient-XinG- @ Mar 18 2015, 06:26 PM)
want to try to open as1m account...
but how to sweet talk because no one I encounter willing to try it for me.
*
even banks dont want to entertain and only try a few times

i wonder how other manage to grab extra units

how does it work at asnb branch?

u keep re queeing after every fail attempt?
TS[Ancient]-XinG-
post Mar 19 2015, 07:23 AM

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QUOTE(cashflow5357 @ Mar 18 2015, 09:56 PM)
even banks dont want to entertain and only try a few times

i wonder how other manage to grab extra units

how does it work at asnb branch?

u keep re queeing after every fail attempt?
*
connection la.....
wil-i-am
post Mar 19 2015, 08:12 AM

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QUOTE(Ancient-XinG- @ Mar 19 2015, 07:23 AM)
connection la.....
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Plus Luck
hyelbaine
post Mar 19 2015, 08:23 AM

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QUOTE(wil-i-am @ Mar 19 2015, 08:12 AM)
Plus Luck
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You're more likely to be more successful trying at ASNB branches rather than banks. That's my view at least
Mr.Docter
post Mar 19 2015, 03:21 PM

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Hi,

I am planning to expend my ASB volume. May I know if there is any different rate (increase) after the 1st of April (GST) for Maybank Islamic Loan?


wil-i-am
post Mar 19 2015, 03:46 PM

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QUOTE(Mr.Docter @ Mar 19 2015, 03:21 PM)
Hi,

I am planning to expend my ASB volume. May I know if there is any different rate (increase) after the 1st of April (GST) for Maybank Islamic Loan?
*
Read tis link
http://www.maybank2u.com.my/
nexona88
post Mar 19 2015, 03:49 PM

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QUOTE(Ancient-XinG- @ Mar 19 2015, 07:23 AM)
connection la.....
*
me no connection also managed to get some units.. but it's mostly ikan bilis amount la..
No hard feelings if didn't get any units because I go to the branch to do others transaction also tongue.gif
nexona88
post Mar 19 2015, 04:16 PM

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Friendly Reminder to ASM, ASG & ASB2 unitholders
» Click to show Spoiler - click again to hide... «

jusTinMM
post Mar 19 2015, 04:22 PM

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i try to get as1m this morning...they told me rm100 also don't have.. sad.gif
plumberly
post Mar 19 2015, 07:40 PM

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QUOTE(jusTinMM @ Mar 19 2015, 04:22 PM)
i try to get as1m this morning...they told me rm100 also don't have.. sad.gif
*
Did they try on the computer first and then told you tak ada?

Or they have ESP and told you tak ada without even checking the computer? brows.gif

This post has been edited by plumberly: Mar 19 2015, 07:48 PM
smartinvestor01
post Mar 20 2015, 08:48 AM

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QUOTE(jusTinMM @ Mar 19 2015, 04:22 PM)
i try to get as1m this morning...they told me rm100 also don't have.. sad.gif
*
maybe the chinese quota already full again..

due to numerous bank in arise from the opportunity of the misunderstanding for the 1MDB debt issue..

I am consider lucky to bank-in but too bad it is only a little..

But i sure believe that if there is some more posting on the 1MDB issue, it would also indirectly increase the withdrawal of the AS1M.. So there might be further opportunity to try at a latter date.

This post has been edited by smartinvestor01: Mar 20 2015, 08:49 AM
jusTinMM
post Mar 20 2015, 08:56 AM

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QUOTE(smartinvestor01 @ Mar 20 2015, 08:48 AM)
maybe the chinese quota already full again..

due to numerous bank in arise from the opportunity of the misunderstanding for the 1MDB debt issue..

I am consider lucky to bank-in but too bad it is only a little..

But i sure believe that if there is some more posting on the 1MDB issue, it would also indirectly increase the withdrawal of the AS1M.. So there might be further opportunity to try at a latter date.
*
yeah...maybe need to wait until the current hot hudud issue over first... laugh.gif
nexona88
post Mar 20 2015, 12:29 PM

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1MDB may scrap energy IPO, opt for direct sale instead.

so guys, your AS1M is safe for now tongue.gif
smartinvestor01
post Mar 20 2015, 02:01 PM

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QUOTE(nexona88 @ Mar 20 2015, 12:29 PM)
1MDB may scrap energy IPO, opt for direct sale instead.

so guys, your AS1M is safe for now tongue.gif
*
I believe that AS1M is safe no matter what happen to 1MDB because of the following reasons:-
a) AS1M does not invest in 1MDB
b) ASNB and 1MDB is separate entity.

Just my point of view.
wil-i-am
post Mar 20 2015, 02:10 PM

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QUOTE(smartinvestor01 @ Mar 20 2015, 02:01 PM)
I believe that AS1M is safe no matter what happen to 1MDB because of the following reasons:-
a) AS1M does not invest in 1MDB
b) ASNB and 1MDB is separate entity.

Just my point of view.
*
U r rite
hyelbaine
post Mar 20 2015, 02:27 PM

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QUOTE(nexona88 @ Mar 20 2015, 12:29 PM)
1MDB may scrap energy IPO, opt for direct sale instead.
With that I guess the "sale" of AS1M units is now over tongue.gif

nexona88
post Mar 20 2015, 03:54 PM

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QUOTE(smartinvestor01 @ Mar 20 2015, 02:01 PM)
I believe that AS1M is safe no matter what happen to 1MDB because of the following reasons:-
a) AS1M does not invest in 1MDB
b) ASNB and 1MDB is separate entity.

Just my point of view.
*
I know that..
only than some "newbie" unitholders think that AS1M = 1MDB doh.gif
juz making them "happy" laugh.gif

QUOTE(hyelbaine @ Mar 20 2015, 02:27 PM)
With that I guess the "sale" of AS1M units is now over tongue.gif
*
anything can happen in BolehLand.. something small can trigger panic withdrawal laugh.gif

This post has been edited by nexona88: Mar 20 2015, 03:55 PM
TS[Ancient]-XinG-
post Mar 20 2015, 06:13 PM

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Annnnnndddddd I still can't open acc.
nexona88
post Mar 21 2015, 01:08 PM

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QUOTE(Ancient-XinG- @ Mar 20 2015, 06:13 PM)
Annnnnndddddd I still can't open acc.
*
don't give up hope.. keep on trying until u get to open one (when u got free time la) flex.gif

I think u should seriously consider about going to PNB HQ to try your luck

This post has been edited by nexona88: Mar 21 2015, 01:11 PM
plumberly
post Mar 21 2015, 01:51 PM

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QUOTE(Ancient-XinG- @ Mar 20 2015, 06:13 PM)
Annnnnndddddd I still can't open acc.
*
After hearing some friends here who managed to open AS1M, I was thinking of joining the troop to ASNB to open for my daughter who has no ASX while her 2 brothers have ASM.

But ...

just too lazy and did not go so far.

Still a lot of AS1M fish coming in to the shore? Ha.

Cheerio.
wil-i-am
post Mar 21 2015, 04:05 PM

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QUOTE(plumberly @ Mar 21 2015, 01:51 PM)
just too lazy and did not go so far.
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There is no substitute for hardwork

wil-i-am
post Mar 22 2015, 10:27 AM

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Approved fund size for ASG is 1 bil units
Total ASG units in circulation @ 31/1/15 is 1.06 bil
From the above, SC seems to have gave approval to ASG for increase in fund size beyond 1 bil units


nexona88
post Mar 22 2015, 01:46 PM

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ASG seems to be "hot" these days. It went beyond 1bil units but still not big enuf to overtake ASN 1.81bil units rolleyes.gif

I think the ASG fund would grow even bigger by end of the month because some pipu panic buying before GST nod.gif

edit:
ASG already suspended for dividend calculation. The only choice is ASN3 for now blush.gif

This post has been edited by nexona88: Mar 22 2015, 08:23 PM
TS[Ancient]-XinG-
post Mar 22 2015, 10:25 PM

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QUOTE(wil-i-am @ Mar 22 2015, 10:27 AM)
Approved fund size for ASG is 1 bil units
Total ASG units in circulation @ 31/1/15 is 1.06 bil
From the above, SC seems to have gave approval to ASG for increase in fund size beyond 1 bil units
*
Reinvestment hohohohohhohohphohohehejejejahahahahaahah
wil-i-am
post Mar 22 2015, 10:54 PM

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QUOTE(Ancient-XinG- @ Mar 22 2015, 10:25 PM)
Reinvestment hohohohohhohohphohohehejejejahahahahaahah
*
90% new monies n bal is reinvestment
guy3288
post Mar 23 2015, 02:18 PM

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AS1M on sales again at lunch break around 12.55pm
TS[Ancient]-XinG-
post Mar 23 2015, 02:27 PM

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QUOTE(guy3288 @ Mar 23 2015, 02:18 PM)
AS1M on sales again at lunch break around 12.55pm
*
Every time u say got sale but nothing one. Apa machiam. U swallow all liaooooooo
chyu89
post Mar 23 2015, 03:11 PM

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Where's the best source to check the availability? Normally I dropby ask at Pos office,banks and online checking. Always no quota. any tips?
TS[Ancient]-XinG-
post Mar 23 2015, 03:16 PM

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QUOTE(chyu89 @ Mar 23 2015, 03:11 PM)
Where's the best source to check the availability? Normally I dropby ask at Pos office,banks and online checking. Always no quota.  any tips?
*
The only way.
nexona88
post Mar 23 2015, 04:49 PM

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QUOTE(Ancient-XinG- @ Mar 23 2015, 02:27 PM)
Every time u say got sale but nothing one. Apa machiam. U swallow all liaooooooo
*
every minute there's pipu trying their luck.. 1.7k branch / agents whole of malaysia whistling.gif
nexona88
post Mar 23 2015, 04:54 PM

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QUOTE(chyu89 @ Mar 23 2015, 03:11 PM)
Where's the best source to check the availability? Normally I dropby ask at Pos office,banks and online checking. Always no quota.  any tips?
*
Post #3 of tis thread rolleyes.gif
wil-i-am
post Mar 23 2015, 06:58 PM

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My colleague managed to bot some AS1M today
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post Mar 23 2015, 07:05 PM

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QUOTE(Ancient-XinG- @ Mar 23 2015, 02:27 PM)
Every time u say got sale but nothing one. Apa machiam. U swallow all liaooooooo
*
How to swallow all unless i can mint money.
Today i only got RM15k , clerk asked "mahu tambah lagi"? i said takda duit liao. if you guys were there
sure can get some. quite high chances recently ,got AS1M 9,10,13,18 mac. 11 Mac no AS1m but got ASM pulak.
nowadays FDs can forget them. AS1M so easy to get, keep on getting till me also abit scared now....
MGM
post Mar 24 2015, 04:24 AM

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QUOTE(guy3288 @ Mar 23 2015, 07:05 PM)
How to swallow all unless i can mint money.
Today i only got RM15k ,  clerk asked "mahu tambah lagi"? i said takda duit liao. if you guys were there
sure can get some.  quite high chances recently ,got AS1M 9,10,13,18 mac. 11 Mac no AS1m but got ASM pulak.
nowadays FDs can forget them.  AS1M  so easy to get, keep on getting till me also abit scared now....
*
Seems like u are one of the few who is buying ASx at will. rclxms.gif notworthy.gif
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post Mar 24 2015, 08:11 AM

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QUOTE(guy3288 @ Mar 23 2015, 07:05 PM)
How to swallow all unless i can mint money.
Today i only got RM15k ,  clerk asked "mahu tambah lagi"? i said takda duit liao. if you guys were there
sure can get some.  quite high chances recently ,got AS1M 9,10,13,18 mac. 11 Mac no AS1m but got ASM pulak.
nowadays FDs can forget them.  AS1M  so easy to get, keep on getting till me also abit scared now....
*
Hei brother, I thought you already have a money printer!

Yes, I also have the uneasy feeling with AS1M as AS1M has about 90% of my money in ASX.

Should spread it out among the ASX, just in case. But not that easy to get the other ASX.

Cheerio.


P/S Maybe I can borrow your money printer for just 1 day? Ha.
wil-i-am
post Mar 24 2015, 09:34 AM

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QUOTE(plumberly @ Mar 24 2015, 08:11 AM)
Yes, I also have the uneasy feeling with AS1M as AS1M has about 90% of my money in ASX.
*
Is it yo strategy to put all eggs in 1 basket or by coincidence?
plumberly
post Mar 24 2015, 09:57 AM

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QUOTE(wil-i-am @ Mar 24 2015, 09:34 AM)
Is it yo strategy to put all eggs in 1 basket or by coincidence?
*
So happened that AS1M was more readily available than other ASX.

Also leaving ASM for my 2 kids.

This post has been edited by plumberly: Mar 24 2015, 10:09 AM
nexona88
post Mar 24 2015, 03:49 PM

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QUOTE(plumberly @ Mar 24 2015, 08:11 AM)
Yes, I also have the uneasy feeling with AS1M as AS1M has about 90% of my money in ASX.

Should spread it out among the ASX, just in case. But not that easy to get the other ASX.
*
woah 90% yo shocking.gif

» Click to show Spoiler - click again to hide... «

wil-i-am
post Mar 24 2015, 04:17 PM

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ASNB declared 6.60% for ASM
nexona88
post Mar 24 2015, 04:20 PM

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ASG Pendidikan - 7.10 sen
ASG Kesihatan - 7.20 sen
ASG Persaraan - 7.05 sen
plumberly
post Mar 24 2015, 04:41 PM

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QUOTE(nexona88 @ Mar 24 2015, 03:49 PM)
woah 90% yo  shocking.gif 

» Click to show Spoiler - click again to hide... «

*
Not 90% of my wealth in AS1M.

For the total amount in the ASM, AS1M & ASW, AS1M has 90% of that total.

And the total is, malu lah kalau awak tahu. Ha.


wil-i-am
post Mar 24 2015, 04:48 PM

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QUOTE(plumberly @ Mar 24 2015, 04:41 PM)
And the total is, malu lah kalau awak tahu. Ha.
*
6 digit excluding decimal
nexona88
post Mar 24 2015, 04:49 PM

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QUOTE(plumberly @ Mar 24 2015, 04:41 PM)
Not 90% of my wealth in AS1M.

For the total amount in the ASM, AS1M & ASW, AS1M has 90% of that total.

And the total is, malu lah kalau awak tahu. Ha.
*
u know what.. AS1M also my biggest among the 3 FP ASx funds, but not 90% like u sweat.gif

and my total confirm way smaller than yours or The Guy wub.gif blush.gif


anyhow, kinda sad ASM give only 6.6sen, same as last year cry.gif

This post has been edited by nexona88: Mar 24 2015, 04:56 PM
TS[Ancient]-XinG-
post Mar 24 2015, 06:08 PM

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QUOTE(nexona88 @ Mar 24 2015, 04:20 PM)
ASG Pendidikan - 7.10 sen
ASG Kesihatan - 7.20 sen
ASG Persaraan - 7.05 sen
*
woohoo.!!!

bbgoat
plumberly
post Mar 24 2015, 07:15 PM

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QUOTE(wil-i-am @ Mar 24 2015, 04:48 PM)
6 digit excluding decimal
*
How did you know? You must have seen my passbook!

Yes, 6 figures without commas as below

001000

Just kidding. Ha.
plumberly
post Mar 24 2015, 07:24 PM

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QUOTE(nexona88 @ Mar 24 2015, 04:49 PM)
u know what.. AS1M also my biggest among the 3 FP ASx funds, but not 90% like u  sweat.gif

and my total confirm way smaller than yours or The Guy  wub.gif  blush.gif
anyhow, kinda sad ASM give only 6.6sen, same as last year cry.gif
*
It seems AS1M is the easiest one for non bumi to get then. But only after many tries at the counters.

6.6 is good enough for me considering the global & M'sia economy now.




bbgoat
post Mar 24 2015, 07:44 PM

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QUOTE(Ancient-XinG- @ Mar 24 2015, 06:08 PM)
woohoo.!!!

bbgoat
*
Wow, have been summoned by TS ! rclxms.gif

Have to wait until March 31st for the announcement, right ?
nexona88
post Mar 24 2015, 08:35 PM

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QUOTE(plumberly @ Mar 24 2015, 07:24 PM)
It seems AS1M is the easiest one for non bumi to get then. But only after many tries at the counters.

6.6 is good enough for me considering the global & M'sia economy now.
*
I cannot find info about the "actual dividend" ASM can pay. PNB hide the info? blink.gif hmm.gif
prince_mk98
post Mar 24 2015, 08:51 PM

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Hi..anyone get any luck with AS1M lately?
prince_mk98
post Mar 24 2015, 08:55 PM

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QUOTE(guy3288 @ Mar 23 2015, 07:05 PM)
How to swallow all unless i can mint money.
Today i only got RM15k ,  clerk asked "mahu tambah lagi"? i said takda duit liao. if you guys were there
sure can get some.  quite high chances recently ,got AS1M 9,10,13,18 mac. 11 Mac no AS1m but got ASM pulak.
nowadays FDs can forget them.  AS1M  so easy to get, keep on getting till me also abit scared now....
*
wah..you are so lucky.. no wonder no more for us... laugh.gif

erm...this AS1M also got GST???? Can anyone enlighten me?
wil-i-am
post Mar 24 2015, 09:27 PM

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QUOTE(prince_mk98 @ Mar 24 2015, 08:55 PM)
erm...this AS1M also got GST???? Can anyone enlighten me?
*
Nope
wil-i-am
post Mar 24 2015, 09:29 PM

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QUOTE(nexona88 @ Mar 24 2015, 08:35 PM)
I cannot find info about the "actual dividend" ASM can pay. PNB hide the info?  blink.gif  hmm.gif
*
Read tis
http://www.bernama.com/bernama/v8/bu/newsb....php?id=1119875
wil-i-am
post Mar 24 2015, 09:31 PM

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QUOTE(bbgoat @ Mar 24 2015, 07:44 PM)
Wow, have been summoned by TS !  rclxms.gif

Have to wait until March 31st for the announcement, right ?
*
Alredy announced today
TS[Ancient]-XinG-
post Mar 24 2015, 09:35 PM

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QUOTE(bbgoat @ Mar 24 2015, 07:44 PM)
Wow, have been summoned by TS !  rclxms.gif

Have to wait until March 31st for the announcement, right ?
*
announced ad lo
bbgoat
post Mar 24 2015, 09:39 PM

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QUOTE(wil-i-am @ Mar 24 2015, 09:31 PM)
Alredy announced today
*
QUOTE(Ancient-XinG- @ Mar 24 2015, 09:35 PM)
announced ad lo
*
Oh, thanks ! blush.gif

Have not been active on the ASNB funds. Just holding on to what I bought late last year.

Thanks ! biggrin.gif
nexona88
post Mar 24 2015, 09:42 PM

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QUOTE(prince_mk98 @ Mar 24 2015, 08:55 PM)
erm...this AS1M also got GST???? Can anyone enlighten me?
*
only variable price funds have GST like ASN3 & ASG icon_rolleyes.gif

QUOTE(wil-i-am @ Mar 24 2015, 09:29 PM)
so actually it's 8sen for ASM sweat.gif

This post has been edited by nexona88: Mar 24 2015, 09:45 PM
wil-i-am
post Mar 24 2015, 11:26 PM

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QUOTE(nexona88 @ Mar 24 2015, 09:42 PM)
so actually it's 8sen for ASM  sweat.gif
*
Where u get?

cheahcw2003
post Mar 24 2015, 11:31 PM

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ASM and ASG dividend already annouced, but not ASB2
TS[Ancient]-XinG-
post Mar 25 2015, 07:14 AM

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QUOTE(cheahcw2003 @ Mar 24 2015, 11:31 PM)
ASM and ASG dividend already annouced, but not ASB2
*
guess <6.5
wil-i-am
post Mar 25 2015, 08:04 AM

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ASNB will announce ASB2 dividend on 31/3 (tbc)
wayn3san
post Mar 25 2015, 11:50 AM

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Can i know which is the best to buy for non-bumi? (Chinese)
and also the easiest to buy considering you guys mention that its not that easy to buy ASM.

Any advice is greatly appreciated.
TS[Ancient]-XinG-
post Mar 25 2015, 12:17 PM

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QUOTE(wayn3san @ Mar 25 2015, 11:50 AM)
Can i know which is the best to buy for non-bumi? (Chinese)
and also the easiest to buy considering you guys mention that its not that easy to buy ASM.

Any advice is greatly appreciated.
*
Best for non bumi?

ASN and ASB.

Maybe la.

Actually do you ever read the first few post?
nexona88
post Mar 25 2015, 12:19 PM

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QUOTE(wayn3san @ Mar 25 2015, 11:50 AM)
Can i know which is the best to buy for non-bumi? (Chinese)
and also the easiest to buy considering you guys mention that its not that easy to buy ASM.

Any advice is greatly appreciated.
*
u can try luck on AS1M, but no guarantee on that..

ASN3 & ASG confirm can get because there's unit available icon_rolleyes.gif
TS[Ancient]-XinG-
post Mar 25 2015, 12:30 PM

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QUOTE(nexona88 @ Mar 25 2015, 12:19 PM)
u can try luck on AS1M, but no guarantee on that..

ASN3 & ASG confirm can get because there's unit available  icon_rolleyes.gif
*
But the asg fund size more than 1bil ad, the approved size is 1bil. Still no news regarding that.
nexona88
post Mar 25 2015, 12:38 PM

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QUOTE(Ancient-XinG- @ Mar 25 2015, 12:30 PM)
But the asg fund size more than 1bil ad, the approved size is 1bil. Still no news regarding that.
*
I think ASNB already got approval to increase the fund size.
u shall see it when the AR report is out, or on the website next month icon_rolleyes.gif
TS[Ancient]-XinG-
post Mar 25 2015, 12:39 PM

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QUOTE(nexona88 @ Mar 25 2015, 12:38 PM)
I think ASNB already got approval to increase the fund size. 
u shall see it when the AR report is out, or on the website next month  icon_rolleyes.gif
*
If no approval, asn3 is the only choice for non bumi ad.
nexona88
post Mar 25 2015, 12:43 PM

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QUOTE(Ancient-XinG- @ Mar 25 2015, 12:39 PM)
If no approval, asn3 is the only choice for non bumi ad.
*
ASN3 already 922mil units as 31 January 2015.. I think now should be 1bil units hmm.gif

wait a minute.. if ASG not given approval, then how to reinvest the dividend into the account as new units nod.gif

This post has been edited by nexona88: Mar 25 2015, 12:47 PM
hyelbaine
post Mar 25 2015, 12:51 PM

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QUOTE(nexona88 @ Mar 25 2015, 12:43 PM)
ASN3 already 922mil units as 31 January 2015..  I think now should be 1bil units  hmm.gif

wait a minute.. if ASG not given approval, then how to reinvest the dividend into the account as new units  nod.gif
*
I'm sure approval is given if not than how can it was announced yesterday that all income distribution is automatically credited into investors account. Besides, I'm sure SC prefers ASNB's variable price products to grow as compared to the fixed priced, it's SC's mantra lately...
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post Mar 25 2015, 12:58 PM

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QUOTE(hyelbaine @ Mar 25 2015, 12:51 PM)
I'm sure approval is given if not than how can it was announced yesterday that all income distribution is automatically credited into investors account. Besides, I'm sure SC prefers ASNB's variable price products to grow as compared to the fixed priced, it's SC's mantra lately...
*
you're correct.. I'm also sure that ASN3 current approved fund size is beyond 1bil units nod.gif

This post has been edited by nexona88: Mar 25 2015, 12:59 PM
guy3288
post Mar 25 2015, 01:17 PM

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got some ASW2020 just now. 6k only
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post Mar 25 2015, 01:24 PM

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QUOTE(hyelbaine @ Mar 25 2015, 12:51 PM)
I'm sure approval is given if not than how can it was announced yesterday that all income distribution is automatically credited into investors account. Besides, I'm sure SC prefers ASNB's variable price products to grow as compared to the fixed priced, it's SC's mantra lately...
*
That's really good.

Waiting the official announcement putting on the site.
wil-i-am
post Mar 25 2015, 01:39 PM

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QUOTE(nexona88 @ Mar 25 2015, 12:58 PM)
I'm also sure that ASN3 current approved fund size is beyond 1bil units  nod.gif
*
Where is d source?
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post Mar 25 2015, 02:07 PM

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QUOTE(Ancient-XinG- @ Mar 25 2015, 07:14 AM)
guess <6.5
*
make no sense if it is lower than ASW, AS1M and ASM. The bumi quota for AS1M is not even fulfilled yet, why make another fixed priced ASX just for the bumi that gives a lower dividend than existing funds
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post Mar 25 2015, 02:12 PM

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QUOTE(backspace66 @ Mar 25 2015, 02:07 PM)
make no sense if it is lower than ASW, AS1M and ASM. The bumi quota for AS1M is not even fulfilled yet, why make another fixed priced ASX just for the bumi that gives a lower dividend than existing funds
*
You will never know. Actually you know the answer. Look, even not all asb holder having max investment amount.
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post Mar 25 2015, 02:22 PM

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QUOTE(backspace66 @ Mar 25 2015, 02:07 PM)
make no sense if it is lower than ASW, AS1M and ASM. The bumi quota for AS1M is not even fulfilled yet, why make another fixed priced ASX just for the bumi that gives a lower dividend than existing funds
*
+1
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post Mar 25 2015, 03:17 PM

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QUOTE(cheahcw2003 @ Mar 25 2015, 02:22 PM)
+1
*
I'm guessing it's going to be around 6.85 and not higher. If I were the fund manager I'd carry as much income to the next year as possible since those who opened ASB2 were rewarded with a bonus of 10 units regardless of investment made as long as before 31/12/2014.

To think that they have reached more than RM2billion in 1 year still amazes me. Imagine if say they decide to give 7 sen this year and banks start offering loans for ASB2, I think the entire RM10 billion fund size would be taken up pretty quickly. As compared to its variable priced products, I doubt that SC would allow for it to expand its fund size given how ASB2 was "bull-dozed" through all regulators "ikut suka hati bapak dia saja" rclxub.gif

Even if there's no ASB2 loan, I know of many who already have plans depending on ASB2's dividend. Most are hoping for 7 sen before they would empty their ASB into the ASB2 and take a loan for ASB max 200k since ASB has an established track record.

nexona88
post Mar 25 2015, 04:16 PM

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QUOTE(wil-i-am @ Mar 25 2015, 01:39 PM)
Where is d source?
*
hands.gif
» Click to show Spoiler - click again to hide... «


This post has been edited by nexona88: Mar 25 2015, 04:21 PM
nexona88
post Mar 25 2015, 04:54 PM

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QUOTE(hyelbaine @ Mar 25 2015, 03:17 PM)
I'm guessing it's going to be around 6.85 and not higher. If I were the fund manager I'd carry as much income to the next year as possible since those who opened ASB2 were rewarded with a bonus of 10 units regardless of investment made as long as before 31/12/2014.

To think that they have reached more than RM2billion in 1 year still amazes me. Imagine if say they decide to give 7 sen this year and banks start offering loans for ASB2, I think the entire RM10 billion fund size would be taken up pretty quickly. As compared to its variable priced products, I doubt that SC would allow for it to expand its fund size given how ASB2 was "bull-dozed" through all regulators "ikut suka hati bapak dia saja"  rclxub.gif

Even if there's no ASB2 loan, I know of many who already have plans depending on ASB2's dividend. Most are hoping for 7 sen before they would empty their ASB into the ASB2 and take a loan for ASB max 200k since ASB has an established track record.
*
I wonder why only next week on ASB2 dividend announcements. so late rclxub.gif

need to do some "adjustment" brows.gif

This post has been edited by nexona88: Mar 25 2015, 05:02 PM
plumberly
post Mar 25 2015, 05:01 PM

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QUOTE(nexona88 @ Mar 25 2015, 04:54 PM)
I wonder why only next week on ASB2 dividend announcements. so late  rclxub.gif
*
Just my view, people normally delay the bad news. Ha.

But hope it will be as good or better than the rest.
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post Mar 25 2015, 05:14 PM

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Official announcement from ASNB on ASM & ASG dividend
http://www.asnb.com.my/pdf/BERITA/2015/201...0ASG%202015.pdf
plumberly
post Mar 25 2015, 06:30 PM

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Putrajaya-owned SRC International Sdn Bhd has invested some RM3.81 billion of the RM4 billion borrowed from the Retirement Fund Incorporated (KWAP) in "open-ended" funds that cannot be identified nor classified, PKR said today. - See more at: http://www.themalaysianinsider.com/malaysi...h.Zkjr3ywf.dpuf

FYI
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post Mar 26 2015, 08:05 AM

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QUOTE(plumberly @ Mar 25 2015, 05:01 PM)
Just my view, people normally delay the bad news. Ha.

But hope it will be as good or better than the rest.
*
Personally I think it's more for PR/corporate comms sake than anything else. ASB2 is "the" product now that they're advertising (it's the banner design for all of their social media) so that's all. Personally, I'm looking at between 6.85 to 7 for dividend when it comes to ASB2
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post Mar 26 2015, 08:57 AM

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Instead of pent up demand to drive sales (ASW/ASM/AS1M), ASNB could implement 'pent up expectation/suspense' to accelerate sales of ASB2
nexona88
post Mar 27 2015, 12:26 PM

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post Mar 30 2015, 03:45 PM

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ASD/ASG/ASN 2/ASN 3/ASM/ASB 2
Suspension of transactions: 5 April 2015

http://www.asnb.com.my/pdf/BERITA/2015/EN/...%29%20v%201.pdf


ASN Suspension of transactions: 1 to 5 April 2015

http://www.asnb.com.my/pdf/BERITA/2015/EN/...eng%29%20v1.pdf
wil-i-am
post Mar 31 2015, 09:24 AM

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D day for ASB2
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post Mar 31 2015, 10:37 AM

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QUOTE(wil-i-am @ Mar 31 2015, 09:24 AM)
D day for ASB2
*
They keep on dragging the dividend announcement date for ASB2.
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QUOTE(Ancient-XinG- @ Mar 25 2015, 07:14 AM)
guess asb2 <6.5
*
You must study back what is the core reason of formation of PNB and ASNB fund??
To help Bumi or to trap bumi???
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post Mar 31 2015, 10:52 AM

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QUOTE(cheahcw2003 @ Mar 31 2015, 10:37 AM)
They keep on dragging the dividend announcement date for ASB2.
*
I suppose ASNB struggle to match ASM rate of 6.60%
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post Mar 31 2015, 11:08 AM

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are they announcing asb2 today?
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QUOTE(wil-i-am @ Mar 31 2015, 10:52 AM)
I suppose ASNB struggle to match ASM rate of 6.60%
*
i guess more on struggling to match ASB return of 7% + Bonus.
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post Mar 31 2015, 01:16 PM

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AS1M available again, go buy.
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post Mar 31 2015, 01:30 PM

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QUOTE(cheahcw2003 @ Mar 31 2015, 10:39 AM)
You must study back what is the core reason of formation of PNB and ASNB fund??
To help Bumi or to trap bumi???
*
Lol. Why not both.
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post Mar 31 2015, 01:53 PM

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QUOTE(guy3288 @ Mar 31 2015, 01:16 PM)
AS1M available again, go buy.
*
when, non bumi quota?
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QUOTE(cheahcw2003 @ Mar 31 2015, 01:02 PM)
i guess more on struggling to match ASB return of 7% + Bonus.
*
I'm betting on 6.85 cent income distribution + 1 cent bonus tongue.gif
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post Mar 31 2015, 02:22 PM

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QUOTE(pr0pofol @ Mar 31 2015, 11:08 AM)
are they announcing asb2 today?
*
Yup
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post Mar 31 2015, 02:24 PM

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QUOTE(yahiko @ Mar 31 2015, 01:53 PM)
when, non bumi quota?
*
Yup
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QUOTE(guy3288 @ Mar 31 2015, 01:16 PM)
AS1M available again, go buy.
*
i just bought a lot until all my extra fund finish...yet it's still available...what happen huh?
nexona88
post Mar 31 2015, 03:41 PM

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ASNB anak syarikat milik penuh PNB mengumumkan pengagihan pendapatan bagi ASB2 sebanyak 7.5 sen seunit dan agihan khas sebanyak 0.25 sen.

Sambutan masyarakat Bumiputera terhadap ASB2 cukup menggalakkan dengan sejumlah langganan 2.06 bilion unit oleh 103,545 pemegang unit.

Pengerusi PNB, Tun Ahmad Sarji berkata, lembaga pengarah ASNB bersetuju memperuntukkan pembayaran sebanyak RM92 juta sebagai pembayaran agihan pendapatan ASB2.

This post has been edited by nexona88: Mar 31 2015, 03:42 PM
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QUOTE(nexona88 @ Mar 31 2015, 03:41 PM)
ASNB anak syarikat milik penuh PNB mengumumkan pengagihan pendapatan bagi ASB2 sebanyak 7.5 sen seunit dan agihan khas sebanyak 0.25 sen.

Sambutan masyarakat Bumiputera terhadap ASB2 cukup menggalakkan dengan sejumlah langganan 2.06 bilion unit oleh 103,545 pemegang unit.

Pengerusi PNB, Tun Ahmad Sarji berkata, lembaga pengarah ASNB bersetuju memperuntukkan pembayaran sebanyak RM92 juta sebagai pembayaran agihan pendapatan ASB2.
*
Thanks for sharing

ASB 2 catat agihan pendapatan 7.75 sen[COLOR=red]
ZUNAIDAH ZAINON | 31 Mac 2015 3:38 PM
- See more at: http://www.utusan.com.my/bisnes/ekonomi/as...h.HipFruir.dpuf

KUALA LUMPUR 31 Mac - Amanah Saham Nasional Berhad (ASNB), anak syarikat milik penuh Permodalan Nasional Berhad (PNB) mengumumkan agihan pendapatan sebanyak 7.75 sen seunit bagi Amanah Saham Bumiputera 2 (ASB 2) yang akan memberi manfaat kepada 103,546 pemegang unit.
Ia melibatkan agihan pendapatan tahunan sebanyak 7.50 sen seunit dan agihan pendapatan khas sebanyak 0.25 sen seunit untuk tahun kewangan berakhir 31 Mac 2015.
Pengerusi PNB, Tun Ahmad Sarji Abdul Hamid berkata, Lembaga Pengarah ASNB bersetuju memperuntukkan pembayaran sebanyak RM92 juta sebagai bayaran agihan pendapatan ASB 2. - UTUSAN ONLINE
- See more at: http://www.utusan.com.my/bisnes/ekonomi/as...h.HipFruir.dpuf
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QUOTE(Ancient-XinG- @ Mar 31 2015, 01:30 PM)
Lol. Why not both.
*
Refer to the ASB2 dividend annoucement
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post Mar 31 2015, 03:59 PM

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QUOTE(cheahcw2003 @ Mar 31 2015, 03:56 PM)
Thanks for sharing

ASB 2 catat agihan pendapatan 7.75 sen[COLOR=red]
ZUNAIDAH ZAINON  |  31 Mac 2015 3:38 PM
- See more at: http://www.utusan.com.my/bisnes/ekonomi/as...h.HipFruir.dpuf

KUALA LUMPUR 31 Mac - Amanah Saham Nasional Berhad (ASNB), anak syarikat milik penuh Permodalan Nasional Berhad (PNB) mengumumkan agihan pendapatan sebanyak 7.75 sen seunit bagi Amanah Saham Bumiputera 2 (ASB 2) yang akan memberi manfaat kepada 103,546 pemegang unit.
Ia melibatkan agihan pendapatan tahunan sebanyak 7.50 sen seunit dan agihan pendapatan khas sebanyak 0.25 sen seunit untuk tahun kewangan berakhir 31 Mac 2015.
Pengerusi PNB, Tun Ahmad Sarji Abdul Hamid berkata, Lembaga Pengarah ASNB bersetuju memperuntukkan pembayaran sebanyak RM92 juta sebagai bayaran agihan pendapatan ASB 2. - UTUSAN ONLINE
- See more at: http://www.utusan.com.my/bisnes/ekonomi/as...h.HipFruir.dpuf
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expect more pipu investing in ASB2 esp those already max their ASB
hyelbaine
post Mar 31 2015, 04:38 PM

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QUOTE(nexona88 @ Mar 31 2015, 03:59 PM)
expect more pipu investing in ASB2 esp those already max their ASB
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True that. I know a lof of people who have been taking a "wait and see" approach with ASB2. I guess they'll just dump everything into ASB2 now and take a fresh 200k loan for ASB and just like that, you're almost a half-a-millionaire already tongue.gif heheheh
TS[Ancient]-XinG-
post Mar 31 2015, 04:50 PM

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Wow. 7.75. Wow. They really good in investment huh. Last year even till now our econ still not that good still can give that high. Really impressive.
nexona88
post Mar 31 2015, 05:01 PM

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QUOTE(hyelbaine @ Mar 31 2015, 04:38 PM)
True that. I know a lof of people who have been taking a "wait and see" approach with ASB2. I guess they'll just dump everything into ASB2 now and take a fresh 200k loan for ASB and just like that, you're almost a half-a-millionaire already tongue.gif heheheh
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well now ASW2020 & AS1M bumi quota can't be sold unless the person already max-out his/her ASB2 tongue.gif
hyelbaine
post Mar 31 2015, 05:11 PM

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QUOTE(Ancient-XinG- @ Mar 31 2015, 04:50 PM)
Wow. 7.75. Wow. They really good in investment huh. Last year even till now our econ still not that good still can give that high. Really impressive.
*
Would have to wait for the annual report to be published to compare its portfolio with the rest. Mind you, ASB2 is the first fund under ASNB that is allowed to invest overseas so looking at how EPF did with its overseas investment returns, it's not entirely impossible.
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post Mar 31 2015, 05:47 PM

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something missing in the announcement.

Their standard script is " ASB2 actually can distribute xxx %, but due to the obvious reason, we only distribute x% and carry forward the y% to the subsequent financial year......."
TS[Ancient]-XinG-
post Mar 31 2015, 05:49 PM

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QUOTE(cheahcw2003 @ Mar 31 2015, 05:47 PM)
something missing in the announcement.

Their standard script is " ASB2 actually can distribute xxx %, but due to the obvious reason, we only distribute x% and carry forward the y% to the subsequent financial year......."
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This time maybe they really 7.75% not like others 10+%, the remaining bring foward.
Maybe la.
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post Mar 31 2015, 10:50 PM

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QUOTE(Ancient-XinG- @ Mar 31 2015, 05:49 PM)
This time maybe they really 7.75% not like others 10+%, the remaining bring foward.
Maybe la.
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Heard from some journo friends that it wasn't part of the official press statement read by the chairman but the CEO did say that actual capability is around 10.22 cents per unit during the Q&A session. Not sure if it'll get published, so we'll have to wait and see.

It's not in ASNB's MO to not carry forward earnings for a rainy day rclxub.gif
plumberly
post Apr 1 2015, 08:10 AM

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Speaking my mind here.

It seems friends in this forum are the calm AS1M type vs the nervous AS1M holders elsewhere who are selling their AS1M like there is no tomorrow.

Or there are some AS1M sellers here who prefer not to mention it? If there are some, please share your view here.

Do they know something which we do not? Knowing something and speculating something are 2 different things.

Whether the AS1M run away sale is due to 1MDB or not, hope AS1M will continue to grow and reward its holders. Ha ha.

Cheerio.

This post has been edited by plumberly: Apr 1 2015, 08:15 AM
wil-i-am
post Apr 1 2015, 08:36 AM

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Official announcement from ASNB on ASB2 dividend
http://www.asnb.com.my/pdf/BERITA/2015/201...15%20-%20BM.pdf
wil-i-am
post Apr 1 2015, 08:46 AM

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QUOTE(plumberly @ Apr 1 2015, 08:10 AM)
Speaking my mind here.

It seems friends in this forum are the calm AS1M type vs the nervous AS1M holders elsewhere who are selling their AS1M like there is no tomorrow.

Or there are some AS1M sellers here who prefer not to mention it?  If there are some, please share your view here.

Do they know something which we do not? Knowing something and speculating something are 2 different things.

Whether the AS1M run away sale is due to 1MDB or not, hope AS1M will continue to grow and reward its holders. Ha ha.

Cheerio.
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cheahcw2003
post Apr 1 2015, 10:29 AM

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QUOTE(wil-i-am @ Apr 1 2015, 08:36 AM)
Official announcement from ASNB on ASB2 dividend
http://www.asnb.com.my/pdf/BERITA/2015/201...15%20-%20BM.pdf
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the official announcement still no standard script which mentioned how many x% carry forward to the following financial year
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QUOTE(plumberly @ Apr 1 2015, 08:10 AM)
Speaking my mind here.

It seems friends in this forum are the calm AS1M type vs the nervous AS1M holders elsewhere who are selling their AS1M like there is no tomorrow.

Or there are some AS1M sellers here who prefer not to mention it?  If there are some, please share your view here.

Do they know something which we do not? Knowing something and speculating something are 2 different things.

Whether the AS1M run away sale is due to 1MDB or not, hope AS1M will continue to grow and reward its holders. Ha ha.

Cheerio.
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Typical case of selling on rumours and buying on facts.
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post Apr 1 2015, 01:21 PM

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ASM on big lelong today, go open your new account!
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post Apr 1 2015, 01:43 PM

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QUOTE(nexona88 @ Mar 30 2015, 03:45 PM)
ASD/ASG/ASN 2/ASN 3/ASM/ASB 2
Suspension of transactions: 5 April 2015

http://www.asnb.com.my/pdf/BERITA/2015/EN/...%29%20v%201.pdf


ASN Suspension of transactions: 1 to 5 April 2015

http://www.asnb.com.my/pdf/BERITA/2015/EN/...eng%29%20v1.pdf
*
Maybe my poor reading skill is to blame.

I read the above that:

AA
we will not be able to do ASM transaction on 5 April 2015 (and other ASX as well).

BB
No ASN transactions from 1-5 April.

Right?

Went to ASNB after picking up my daughter from school. The general assisting clerk told me no ASM transaction today till 5 April as the system is down for upgrading. I thought that is for ASN and ASM will not be available on 5 April.

Went to PM and they have not upgraded their system yet for ASM!

Wanting to put in some money into my sons' ASM accounts. Now this "you can't do this etc etc".

What an unproductive day!
plumberly
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QUOTE(guy3288 @ Apr 1 2015, 01:21 PM)
ASM on big lelong today, go open your new account!
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Thanks for your sms.

Went there but was told system down for ASM.

So will have to wait till 6 April. Weird ASNB system!
wil-i-am
post Apr 1 2015, 02:04 PM

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QUOTE(plumberly @ Apr 1 2015, 01:45 PM)
Thanks for your sms.

Went there but was told system down for ASM.

So will have to wait till 6 April. Weird ASNB system!
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U went to which bank?
hyelbaine
post Apr 1 2015, 02:14 PM

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QUOTE(plumberly @ Apr 1 2015, 01:43 PM)
Maybe my poor reading skill is to blame.

I read the above that:

AA
we will not be able to do ASM transaction on 5 April 2015 (and other ASX as well).

BB
No ASN transactions from 1-5 April.

Right?

*
Correct
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QUOTE(wil-i-am @ Apr 1 2015, 02:04 PM)
U went to which bank?
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ASNB

Then PM.
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post Apr 1 2015, 02:24 PM

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QUOTE(hyelbaine @ Apr 1 2015, 02:14 PM)
Correct
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Then the ASNB staff should really go for better training in doing her job.

I did ask whether this system down thing was to reduce the queue. She said no.

hyelbaine
post Apr 1 2015, 02:44 PM

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QUOTE(plumberly @ Apr 1 2015, 02:24 PM)
Then the ASNB staff should really go for better training in doing her job.

I did ask whether this system down thing was to reduce the queue. She said no.
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Too focused on GST maybe drool.gif
nexona88
post Apr 1 2015, 04:36 PM

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quite shocked today but i'm thankful to GOD for giving me such great opportunity for ASM notworthy.gif

one unker even cancel his FD & dump all the cash into ASM rclxm9.gif

even with some happiness, some jilaka pipu only today wan't to change ASM new passbook.. They took some time & wasting other pipu time..
suda cakap banyak kali dah.. Please change before end of March vmad.gif mad.gif

plumberly ASNB quite busy today.. saw a lot of pipu opening ASB2 account thus maybe they "fake" system down. and yeah it's only on 5 April not 1 -5 April nod.gif u should go Maybank, CIMB or even RHB.. Today IS THE DAY..



plumberly
post Apr 1 2015, 04:51 PM

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QUOTE(nexona88 @ Apr 1 2015, 04:36 PM)
quite shocked today but i'm thankful to GOD for giving me such great opportunity for ASM  notworthy.gif

one unker even cancel his FD & dump all the cash into ASM rclxm9.gif

even with some happiness, some jilaka pipu only today wan't to change ASM new passbook.. They took some time & wasting other pipu time..
suda cakap banyak kali dah.. Please change before end of March vmad.gif  mad.gif 

plumberly ASNB quite busy today.. saw a lot of pipu opening ASB2 account thus maybe they "fake" system down. and yeah it's only on 5 April not 1 -5 April  nod.gif  u should go Maybank, CIMB or even RHB.. Today IS THE DAY..
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Wah, congratulations!

So how many juta you put in today?

Will call ASNB tomorrow to confirm the "gate" is opened before I go. Ha.
nexona88
post Apr 1 2015, 05:00 PM

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QUOTE(plumberly @ Apr 1 2015, 04:51 PM)
Wah, congratulations!

So how many juta you put in today?

Will call ASNB tomorrow to confirm the "gate" is opened before I go. Ha.
*
thanks..

got some la.. small time investors only blush.gif unlike u & the guy flex.gif notworthy.gif

don't go ASNB, better go banks icon_rolleyes.gif

This post has been edited by nexona88: Apr 1 2015, 05:01 PM
plumberly
post Apr 1 2015, 06:57 PM

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QUOTE(nexona88 @ Apr 1 2015, 05:00 PM)
thanks..

got some la.. small time investors  only blush.gif  unlike u & the guy  flex.gif  notworthy.gif

don't go ASNB, better go banks  icon_rolleyes.gif
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I know your life philosophy and life slogan -

. . . . . . . The Quiet Achiever!!!

rclxms.gif rclxm9.gif thumbup.gif
prince_mk98
post Apr 1 2015, 08:27 PM

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today, I changed the ASM passbooks. everything went smoothly in the morning.

afternoon, I went again to sign up for ASG (Persaraan) waited for 40min. U know what the teller told me - I m sorry, we are not familiar how to open an account using the new system. so no choice, I left my cash and form with them so that they may process the application while calling PNB for help.

Omg. waited 40min then only tell me that they are not sure how to open an acc with new system.
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post Apr 1 2015, 08:34 PM

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yeah i agree better go after 5 April..now the system is still not ready. many asb holder went do withdrawal. the queue were so long till got 3 counters opened for this purpose.
TS[Ancient]-XinG-
post Apr 1 2015, 08:40 PM

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QUOTE(prince_mk98 @ Apr 1 2015, 08:27 PM)
today, I changed the ASM passbooks. everything went smoothly in the morning.

afternoon, I went again to sign up for ASG (Persaraan) waited for 40min. U know what the teller told me - I m sorry, we are not familiar how to open an account using the new system. so no choice, I left my cash and form with them so that they may process the application while calling PNB for help.

Omg. waited 40min then only tell me that they are not sure how to open an acc with new system.
*
So, he managed to change new passbook. But can't open new account. Which both using the similar new upgraded system.
prince_mk98
post Apr 1 2015, 08:53 PM

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QUOTE(Ancient-XinG- @ Apr 1 2015, 08:40 PM)
So, he managed to change new passbook. But can't open new account. Which both using the similar new upgraded system.
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The bank officer said he is no familiar how to use the system. they were holding and flipping the manual while another officer was on the phone with PNB.
alandhw
post Apr 1 2015, 09:17 PM

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Hi sifu..just wondering why suddenly got the extra ASM fund... becoz of fund size increase?
wil-i-am
post Apr 1 2015, 09:26 PM

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QUOTE(alandhw @ Apr 1 2015, 09:17 PM)
Hi sifu..just wondering why suddenly got the extra ASM fund... becoz of fund size increase?
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Dividend credited today n investors withdraw same day
ISawYou
post Apr 2 2015, 08:35 AM

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hello fellow masters. just asking, is asb account available all the time or is it only for certain time? thinking of opening an account.
wil-i-am
post Apr 2 2015, 09:15 AM

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QUOTE(ISawYou @ Apr 2 2015, 08:35 AM)
hello fellow masters. just asking, is asb account available all the time or is it only for certain time? thinking of opening an account.
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Anytime
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post Apr 2 2015, 11:00 AM

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QUOTE(wil-i-am @ Apr 2 2015, 09:15 AM)
Anytime
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Thank you. One last question, any minimum amount needed to open the account? thumbup.gif
wil-i-am
post Apr 2 2015, 11:38 AM

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QUOTE(ISawYou @ Apr 2 2015, 11:00 AM)
Thank you. One last question, any minimum amount needed to open the account?  thumbup.gif
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10 unit or RM10 ony
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post Apr 2 2015, 11:40 AM

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QUOTE(wil-i-am @ Apr 2 2015, 11:38 AM)
10 unit or RM10 ony
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Thank you. notworthy.gif
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post Apr 2 2015, 11:43 AM

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Revision to EPF investment scheme
http://www.kwsp.gov.my/portal/en/web/kwsp/...vestment-scheme
bbgoat
post Apr 2 2015, 12:45 PM

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RHB now has promotion with 50/50 FD & ASNB fund bundle. FD 3 mth 7% and 6 mth 7.8%. Going to top up for ASG fund and place 6 mth FD at 7.8%.

Still cannot open ASM fund. New units issued ?
cheahcw2003
post Apr 2 2015, 01:13 PM

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Another promotion by ASNB

http://www.hmetro.com.my/node/40850
cheahcw2003
post Apr 2 2015, 01:15 PM

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QUOTE(ISawYou @ Apr 2 2015, 11:00 AM)
Thank you. One last question, any minimum amount needed to open the account?  thumbup.gif
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Please always refer to the 1st page or ASNB website before you raise any question.
We want to keep the thread clean and lean.
plumberly
post Apr 2 2015, 02:17 PM

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Follow up from my frustrating experience yesterday.

Called the ASNB here. Initially I was told that I could not buy ASM due to system upgrading. I explained the ASNB memo on ASN (1-5 Apr) and ASX (5 Apr). Then she said with the system upgrading, it would be slow in getting ASM.

First it is this, later that. Reminds me of MAS (Mana Ada System)!

Asked about going to banks and was told it would be the same with the slow speed.

Giving up. Now they don't deserve the title of being the branch with the highest ASX transactions in Malaysia! Ha.
wil-i-am
post Apr 2 2015, 03:19 PM

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QUOTE(bbgoat @ Apr 2 2015, 12:45 PM)
RHB now has promotion with 50/50 FD & ASNB fund bundle. FD 3 mth 7% and 6 mth 7.8%. Going to top up for ASG fund and place 6 mth FD at 7.8%.

Still cannot open ASM fund. New units issued ?
*
How much service charges (i.e. %) u pay?
No new units from ASM other than withdrawal by existing unit holders

bbgoat
post Apr 2 2015, 03:33 PM

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QUOTE(wil-i-am @ Apr 2 2015, 03:19 PM)
How much service charges (i.e. %) u pay?
No new units from ASM other than withdrawal by existing unit holders
*
Still std 5%. Last year promo by RHB better, 2.5% only. biggrin.gif
nexona88
post Apr 2 2015, 03:50 PM

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QUOTE(plumberly @ Apr 2 2015, 02:17 PM)
Follow up from my frustrating experience yesterday.

Called the ASNB here. Initially I was told that I could not buy ASM due to system upgrading. I explained the ASNB memo on ASN (1-5 Apr) and ASX (5 Apr). Then she said with the system upgrading, it would be slow in getting ASM.

First it is this, later that. Reminds me of MAS (Mana Ada System)!

Asked about going to banks and was told it would be the same with the slow speed.

Giving up. Now they don't deserve the title of being the branch with the highest ASX transactions in Malaysia! Ha.
*
KPI failed for the staff & Branch tongue.gif
wil-i-am
post Apr 2 2015, 04:07 PM

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Returns from fixed n variable price Funds will be affected by GST
http://www.asnb.com.my/pdf/NOTISPENTING/Su...disclaimer).pdf
nexona88
post Apr 2 2015, 04:09 PM

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Bad news guys..
1MDB energy unit focuses on company’s IPO again.
there's goes your ASx money laugh.gif

http://www.themalaymailonline.com/money/ar...d-potential-inv
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post Apr 2 2015, 04:13 PM

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QUOTE(bbgoat @ Apr 2 2015, 03:33 PM)
Still std 5%. Last year promo by RHB better, 2.5% only.  biggrin.gif
*
To clarify, RHB officer told me need to pay 6% GST on the 5% sales charge. Their promo Apr 1 to end of June 2015. biggrin.gif
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QUOTE(wil-i-am @ Apr 2 2015, 04:07 PM)
Returns from fixed n variable price Funds will be affected by GST
http://www.asnb.com.my/pdf/NOTISPENTING/Su...disclaimer).pdf
*
Bad news!

I think for the fixed price ASX, the impact will be minimum as there is no sales charge etc.

Only the management fees, trustee fees, etc. 6% of these fees will go to govt and thereby increasing these operating costs by 6%?

Cheerio.
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post Apr 2 2015, 04:35 PM

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QUOTE(nexona88 @ Apr 2 2015, 04:09 PM)
Bad news guys..
1MDB energy unit focuses on company’s IPO again.
there's goes your ASx money  laugh.gif

http://www.themalaymailonline.com/money/ar...d-potential-inv
*
Let the hunting begin than tongue.gif
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post Apr 2 2015, 05:04 PM

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I did a quick check using AS1M annual report on the impact of GST on mgt fee.

The extra 6% on mgt fee equates to about 1% drop in nett profit and a drop of about 0.1% in dividend rate.

I think the overall dividend rate drop will be more than 0.1% due to the 6% GST on other operating costs.

Hope it will not set back by more than 0.2% when compared with before GST.

My 2 cents.
wil-i-am
post Apr 2 2015, 05:07 PM

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QUOTE(plumberly @ Apr 2 2015, 05:04 PM)
I did a quick check using AS1M annual report on the impact of GST on mgt fee.

The extra 6% on mgt fee equates to about 1% drop in nett profit and a drop of about 0.1% in dividend rate.

I think the overall dividend rate drop will be more than 0.1% due to the 6% GST on other operating costs.

Hope it will not set back by more than 0.2% when compared with before GST.

My 2 cents.
*
ASNB need to work harder to generate xtra 0.1% to 0.2% to cover GST cost
TS[Ancient]-XinG-
post Apr 2 2015, 06:16 PM

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So, we still pay the normal 5% and it is inclusive the GST?

Damn I pening ad this thing.
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post Apr 2 2015, 06:42 PM

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QUOTE(plumberly @ Apr 2 2015, 02:17 PM)
Follow up from my frustrating experience yesterday.

Called the ASNB here. Initially I was told that I could not buy ASM due to system upgrading. I explained the ASNB memo on ASN (1-5 Apr) and ASX (5 Apr). Then she said with the system upgrading, it would be slow in getting ASM.

First it is this, later that. Reminds me of MAS (Mana Ada System)!

Asked about going to banks and was told it would be the same with the slow speed.

Giving up. Now they don't deserve the title of being the branch with the highest ASX transactions in Malaysia! Ha.
*
CIMB seems so easy, 1 shot got 8k ASM, no more money , otherwise i think can get more. feel like buying it for you guys who dont seem to be able to get, just treat KFC cukup la...
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QUOTE(wil-i-am @ Apr 2 2015, 04:07 PM)
Returns from fixed n variable price Funds will be affected by GST
http://www.asnb.com.my/pdf/NOTISPENTING/Su...disclaimer).pdf
*
Variable price funds investors will be badly hit.
Assuming every RM1000 worth of investment, 5% sales charge involved. Hence, RM50 goes to the fund manager. And RM3 (6% of RM50) goes to the government.
Meaning U pump in gross RM1000, only RM947 goes to the investment. The rest goes to PNB/IRB.
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QUOTE(Ancient-XinG- @ Apr 2 2015, 06:16 PM)
So, we still pay the normal 5% and it is inclusive the  GST?

Damn I pening ad this thing.
*
Consumer/ investors are the one who absorbs the 6%
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post Apr 2 2015, 06:48 PM

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QUOTE(cheahcw2003 @ Apr 2 2015, 06:46 PM)
Variable price funds investors will be badly hit.
Assuming every RM1000 worth of investment, 5% sales charge involved. Hence, RM50 goes to the fund manager. And RM3 (6% of RM50) goes to the government.
Meaning U pump in gross RM1000, only RM947 goes to the investment. The rest goes to PNB/IRB.
*
Is this for depositing time or withdrawing time? Does it affeect the payment of the dividen?
cheahcw2003
post Apr 2 2015, 06:51 PM

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QUOTE(Ramjade @ Apr 2 2015, 06:48 PM)
Is this for depositing time or withdrawing time? Does it affeect the payment of the dividen?
*
U kena 6% gst when u purchase variable price fund.
Dividend distribution are tax exempted for asnb's fixed price fund.
Ramjade
post Apr 2 2015, 06:54 PM

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QUOTE(cheahcw2003 @ Apr 2 2015, 06:51 PM)
U kena 6% gst when u purchase variable price fund.
Dividend distribution are tax exempted for asnb's fixed price fund.
*
How about variable fund like ASG? Will the dividen be charge 6%?
plumberly
post Apr 2 2015, 07:08 PM

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QUOTE(guy3288 @ Apr 2 2015, 06:42 PM)
CIMB seems so easy, 1 shot got 8k ASM, no more money , otherwise i think can get more. feel like buying it for you guys who dont seem to be able to get, just treat KFC cukup la...
*
Problem is I am in an under developed town where I still do not know which banks here have upgraded their system for ASM (except ASNB but they raised the you-know-what excuse).

KFC for ASNB? I will be seeing IXP for all-encompassing "sedation" charge. Ha.
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post Apr 2 2015, 07:16 PM

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QUOTE(Ancient-XinG- @ Apr 2 2015, 06:16 PM)
So, we still pay the normal 5% and it is inclusive the  GST?

Damn I pening ad this thing.
*
We have to pay the 6% on top of the 5%. So if SC RM100, then we pay add'l RM6. Total RM106 from our pocket.

This post has been edited by bbgoat: Apr 2 2015, 07:17 PM
TS[Ancient]-XinG-
post Apr 2 2015, 07:55 PM

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QUOTE(bbgoat @ Apr 2 2015, 07:16 PM)
We have to pay the 6% on top of the 5%. So if SC RM100, then we pay add'l RM6. Total RM106 from our pocket.
*
Ok... Time to stop looking into any asnb.

If they charge like that 7-8% also hard to cover back the lost.
wil-i-am
post Apr 2 2015, 09:27 PM

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QUOTE(Ancient-XinG- @ Apr 2 2015, 06:16 PM)
So, we still pay the normal 5% and it is inclusive the  GST?

Damn I pening ad this thing.
*
5% exclusive GST
prince_mk
post Apr 3 2015, 08:54 AM

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Omg, I just signup AsG yesterday. Yeah they charged slighly above 5.x%. So how? Sell ?
bbgoat
post Apr 3 2015, 08:57 AM

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QUOTE(prince_mk @ Apr 3 2015, 08:54 AM)
Omg, I just signup AsG yesterday. Yeah they charged slighly above 5.x%. So how? Sell ?
*
No incentive like the RHB one that I mentioned ? the ".x" is the 6% GST.

This post has been edited by bbgoat: Apr 3 2015, 09:00 AM
prince_mk
post Apr 3 2015, 10:04 AM

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QUOTE(bbgoat @ Apr 3 2015, 08:57 AM)
No incentive like the RHB one that I mentioned ? the ".x" is the 6% GST.
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Which rhb are you talking abt?
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post Apr 3 2015, 02:06 PM

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QUOTE(prince_mk @ Apr 3 2015, 10:04 AM)
Which rhb are you talking abt?
*
50/50 FD/ASNB fund with FD 3 mth 7% or 6 mth 7.8%. Check yesterday's post's which mentioned on this. biggrin.gif
cheahcw2003
post Apr 3 2015, 02:09 PM

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QUOTE(plumberly @ Apr 2 2015, 02:17 PM)
Follow up from my frustrating experience yesterday.

Called the ASNB here. Initially I was told that I could not buy ASM due to system upgrading. I explained the ASNB memo on ASN (1-5 Apr) and ASX (5 Apr). Then she said with the system upgrading, it would be slow in getting ASM.

First it is this, later that. Reminds me of MAS (Mana Ada System)!

Asked about going to banks and was told it would be the same with the slow speed.

Giving up. Now they don't deserve the title of being the branch with the highest ASX transactions in Malaysia! Ha.
*
I can understand your frustration.
Today I went to a red color bank branch in KL. The customer service told me all Pnb system bank down nationwide. Apply to all agents bank till next week

Thereafter I went to another red color bank in PJ. Problem solved. Transaction could be done as usual. Sometimes the staff just lazy and not helpful.

This post has been edited by cheahcw2003: Apr 3 2015, 02:10 PM
prince_mk
post Apr 3 2015, 02:48 PM

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QUOTE(bbgoat @ Apr 2 2015, 12:45 PM)
RHB now has promotion with 50/50 FD & ASNB fund bundle. FD 3 mth 7% and 6 mth 7.8%. Going to top up for ASG fund and place 6 mth FD at 7.8%.

Still cannot open ASM fund. New units issued ?
*
Boss,

Min how much? ASG / ASM / ASW2020 can?

Mind share?
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QUOTE(cheahcw2003 @ Apr 3 2015, 02:09 PM)
I can understand your frustration.
Today I went to a red color bank branch in KL. The customer service told me all Pnb system bank down nationwide. Apply to all agents bank till next week

Thereafter I went to another red color bank in PJ. Problem solved. Transaction could be done as usual. Sometimes the staff just lazy and not helpful.
*
I think they misread ASNB's 2 memos on ASN and ASX system down dates.

Or they take the easier way out by saying it is for ALL ASX?

My drive for this is getting less and less now. Ha. sad.gif
nargcore
post Apr 3 2015, 03:14 PM

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QUOTE(cheahcw2003 @ Apr 3 2015, 02:09 PM)
I can understand your frustration.
Today I went to a red color bank branch in KL. The customer service told me all Pnb system bank down nationwide. Apply to all agents bank till next week

Thereafter I went to another red color bank in PJ. Problem solved. Transaction could be done as usual. Sometimes the staff just lazy and not helpful.
*
Sometimes the staff just lazy and not helpful.

+1
wil-i-am
post Apr 3 2015, 03:51 PM

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QUOTE(prince_mk @ Apr 3 2015, 02:48 PM)
Boss,

Min how much? ASG / ASM / ASW2020 can?

Mind share?
*
I suppose variable price Fund ony
Mr.Docter
post Apr 4 2015, 02:04 PM

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QUOTE(nargcore @ Apr 3 2015, 03:14 PM)
Sometimes the staff just lazy and not helpful.

+1
*
+1

Went to Maybank Sri Serdang last week to apply for a ASB loan, the staff playing with her phone while my wife and I came to discuss.

We straight walk out and the manager went to the car to apologies.
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post Apr 4 2015, 02:08 PM

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QUOTE(bbgoat @ Apr 3 2015, 02:06 PM)
50/50 FD/ASNB fund with FD 3 mth 7% or 6 mth 7.8%. Check yesterday's post's which mentioned on this.  biggrin.gif
*
boss,

which bank offer this? I try check the RHB official website but cant find the offer.

what is the product name?
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post Apr 4 2015, 02:29 PM

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QUOTE(Mr.Docter @ Apr 4 2015, 02:04 PM)
+1

Went to Maybank Sri Serdang last week to apply for a ASB loan, the staff playing with her phone while my wife and I came to discuss.

We straight walk out and the manager went to the car to apologies.
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My salute to you for standing up for your right!
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post Apr 4 2015, 02:32 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 02:08 PM)
boss,

which bank offer this? I try check the RHB official website but cant find the offer.

what is the product name?
*
RHB only. Banks do not show all offers on their website or may show it later. Call up RHB branch or go there to visit the branch. biggrin.gif
prince_mk98
post Apr 4 2015, 02:43 PM

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QUOTE(bbgoat @ Apr 4 2015, 02:32 PM)
RHB only. Banks do not show all offers on their website or may show it later. Call up RHB branch or go there to visit the branch.  biggrin.gif
*
minimum is how much? FD 5K and Amanah saham 5k? brows.gif
prince_mk98
post Apr 4 2015, 02:44 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 02:43 PM)
minimum is how much? FD 5K and Amanah saham 5k? brows.gif
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boss, you went in this offer? can advise abit whether to go in or put in ASM / AS1M only.
cheahcw2003
post Apr 4 2015, 04:59 PM

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QUOTE(bbgoat @ Apr 4 2015, 02:32 PM)
RHB only. Banks do not show all offers on their website or may show it later. Call up RHB branch or go there to visit the branch.  biggrin.gif
*
CIMB Bank also have similar products
Their equity funds include the ASNB variable price fund

http://www.cimbbank.com.my/en/personal/pre...e-campaign.html
bbgoat
post Apr 4 2015, 05:05 PM

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QUOTE(cheahcw2003 @ Apr 4 2015, 04:59 PM)
CIMB Bank also have similar products
Their equity funds include the ASNB variable price fund

http://www.cimbbank.com.my/en/personal/pre...e-campaign.html
*
I see. Surprisingly, RHB 3 mth FD 7% and 6 mth one is even higher 7.8%. Would have thought for 6 mth the FD promo rate would be lower. Anyway I have yet to sign up as my cheque just cleared today and have to do it on Monday. biggrin.gif

This post has been edited by bbgoat: Apr 4 2015, 05:06 PM
prince_mk98
post Apr 4 2015, 05:48 PM

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QUOTE(bbgoat @ Apr 4 2015, 05:05 PM)
I see. Surprisingly, RHB 3 mth FD 7% and 6 mth one is even higher 7.8%. Would have thought for 6 mth the FD promo rate would be lower. Anyway I have yet to sign up as my cheque just cleared today and have to do it on Monday.  biggrin.gif
*
bro,

worth to put in ASN3? I have no acc in this. mind to share your opinion?
prince_mk98
post Apr 4 2015, 05:48 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 05:48 PM)
bro,

worth to put in ASN3? I have no acc in this. mind to share your opinion?
*
Prestasi Tabung

Tahun Berakhir 30 November 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen) 6.30 6.40 6.20

Jumlah Pulangan (%) 11.64 10.86 2.21

NAB Seunit Tertinggi (RM) 1.2010 1.2331 1.2126

NAB Seunit Terendah (RM) 1.0495 1.1124 1.1582

prince_mk98
post Apr 4 2015, 06:14 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 05:48 PM)
Prestasi Tabung

Tahun Berakhir 30 November 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen)  6.30 6.40 6.20

Jumlah Pulangan (%) 11.64, 10.86, 2.21

NAB Seunit Tertinggi (RM) 1.2010 1.2331 1.2126

NAB Seunit Terendah (RM) 1.0495 1.1124 1.1582
*
Can anyone comment on the total return is going down? worth to go in? rclxub.gif
wil-i-am
post Apr 5 2015, 03:57 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 06:14 PM)
Can anyone comment on the total return is going down? worth to go in? rclxub.gif
*
Average 3 years total return is 8.15%
nexona88
post Apr 5 2015, 08:20 PM

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QUOTE(prince_mk98 @ Apr 4 2015, 06:14 PM)
Can anyone comment on the total return is going down? worth to go in? rclxub.gif
*
well I can only think about 1 factor.. The fund size increase too fast.. ie from around 200mil to above 900mil within 2years period nod.gif thus total return down hmm.gif
prince_mk
post Apr 5 2015, 09:00 PM

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QUOTE(nexona88 @ Apr 5 2015, 08:20 PM)
well I can only think about 1 factor.. The fund size increase too fast.. ie from around 200mil to above 900mil within 2years period  nod.gif  thus total return down  hmm.gif
*
Oooo

boss,

U got this asn3?
bbgoat
post Apr 6 2015, 01:09 PM

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In RHB to get the FD/ASNB fund 50/50 promo:

it is only meant for ASN2/3 & ASG funds, variable funds as pointed by some of the forummers.
min 20k, 10k each FD/ASNB funds

Put in for 6 mth 7.8% rclxms.gif Went for ASG-Pend and ASG-Kesihatan. The RHB mgr said ASG-K is return 7.2%, so minus 5% SC, still gain 2.2%. Corrected him that it is NOT 7.2% ! Actually ASG-Pend return or yield % is higher than ASG-Kesihtan !

Received 2 gifts, car boot organizer & a water flask.

This post has been edited by bbgoat: Apr 6 2015, 01:10 PM
plumberly
post Apr 6 2015, 01:42 PM

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QUOTE(bbgoat @ Apr 6 2015, 01:09 PM)
In RHB to get the FD/ASNB fund 50/50 promo:

it is only meant for ASN2/3 & ASG funds, variable funds as pointed by some of the forummers.
min 20k, 10k each FD/ASNB funds

Put in for 6 mth 7.8%  rclxms.gif Went for ASG-Pend and ASG-Kesihatan. The RHB mgr said ASG-K is return 7.2%, so minus 5% SC, still gain 2.2%. Corrected him that it is NOT 7.2% ! Actually ASG-Pend return or yield % is higher than ASG-Kesihtan !

Received 2 gifts, car boot organizer & a water flask.
*
CONGRATULATIONS!

Mind describing what is the car boot organiser?

The above sounds too good to be true initially at 7+% return!

On second look, the effective rate is (7.8 + 2.2)/2 = 5%. Better than any 6 months FD out there.

Cheerio.
bbgoat
post Apr 6 2015, 01:58 PM

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QUOTE(plumberly @ Apr 6 2015, 01:42 PM)
CONGRATULATIONS!

Mind describing what is the car boot organiser?

The above sounds too good to be true initially at 7+% return!

On second look, the effective rate is (7.8 + 2.2)/2 = 5%. Better than any 6 months FD out there.

Cheerio.
*
Nothing fanciful. Just to put at car boot to separate out items, like a big rectangular tray.

CIMB has similar offer as one forummer posted few days back but slightly lower FD rate.

2.2% is NOT accurate as it is NOT 7.2% but 7.2 cent dividend per unit. biggrin.gif
plumberly
post Apr 6 2015, 02:10 PM

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QUOTE(bbgoat @ Apr 6 2015, 01:58 PM)
Nothing fanciful. Just to put at car boot to separate out items, like a big rectangular tray.

CIMB has similar offer as one forummer posted few days back but slightly lower FD rate.

2.2% is NOT accurate as it is NOT 7.2% but 7.2 cent dividend per unit.  biggrin.gif
*
I see. Then how much did you pay per unit?


Cheerio.
TS[Ancient]-XinG-
post Apr 6 2015, 02:53 PM

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QUOTE(bbgoat @ Apr 6 2015, 01:09 PM)
In RHB to get the FD/ASNB fund 50/50 promo:

it is only meant for ASN2/3 & ASG funds, variable funds as pointed by some of the forummers.
min 20k, 10k each FD/ASNB funds

Put in for 6 mth 7.8%  rclxms.gif Went for ASG-Pend and ASG-Kesihatan. The RHB mgr said ASG-K is return 7.2%, so minus 5% SC, still gain 2.2%. Corrected him that it is NOT 7.2% ! Actually ASG-Pend return or yield % is higher than ASG-Kesihtan !

Received 2 gifts, car boot organizer & a water flask.
*
Boss. Mind to explain the yield part?
I no time do homework. Hehe.
bbgoat
post Apr 6 2015, 03:11 PM

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QUOTE(Ancient-XinG- @ Apr 6 2015, 02:53 PM)
Boss. Mind to explain the yield part?
I no time do homework. Hehe.
*
Aiya, no boss lah. Still learning from u guys on ASNB.

ASG fund fact sheet also indicate the yield besides the dividend. The yield should be a better indicator of return than say 7.2 cent. So if one fund's price is lower, the same return of 7.2 cent will yield a better return.

I think people more focus on the how many cents of return but did not look at the yield %. But the ASNB fund fact sheet do indicate the yield %. Should be the dividend over the fund price.

I may be wrong. Please correct me if I am wrong. smile.gif

This post has been edited by bbgoat: Apr 6 2015, 03:11 PM
TS[Ancient]-XinG-
post Apr 6 2015, 03:30 PM

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QUOTE(bbgoat @ Apr 6 2015, 03:11 PM)
Aiya, no boss lah. Still learning from u guys on ASNB.

ASG fund fact sheet also indicate the yield besides the dividend. The yield should be a better indicator of return than say 7.2 cent. So if one fund's price is lower, the same return of 7.2 cent will yield a better return.

I think people more focus on the how many cents of return but did not look at the yield %. But the ASNB fund fact sheet do indicate the yield %. Should be the dividend over the fund price.

I may be wrong. Please correct me if I am wrong.  smile.gif
*
yea. the price of pendidkan is much more lower.
But the jumlah pulangan for kesihatan laso quite high. 11.49
and pendidakan 9.39.

Good thing is that they grow healthy even Q4 last year and Q1 this year so worrying.
wil-i-am
post Apr 6 2015, 03:49 PM

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QUOTE(bbgoat @ Apr 6 2015, 03:11 PM)
Aiya, no boss lah. Still learning from u guys on ASNB.

ASG fund fact sheet also indicate the yield besides the dividend. The yield should be a better indicator of return than say 7.2 cent. So if one fund's price is lower, the same return of 7.2 cent will yield a better return.

I think people more focus on the how many cents of return but did not look at the yield %. But the ASNB fund fact sheet do indicate the yield %. Should be the dividend over the fund price.

I may be wrong. Please correct me if I am wrong.  smile.gif
*
For variable price Fund, dun look at Yield (%)
Instead, look at Annualized Returns (%) under Fund Performance
nexona88
post Apr 6 2015, 04:56 PM

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ASN unitholders needed to change to new passbook (system upgrade) yawn.gif
http://www.asnb.com.my/pdf/NOTISPENTING/20...s%20to%20UH.pdf
TS[Ancient]-XinG-
post Apr 6 2015, 04:57 PM

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When asw? Fast fast leh
nexona88
post Apr 6 2015, 05:02 PM

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QUOTE(Ancient-XinG- @ Apr 6 2015, 04:57 PM)
When asw? Fast fast leh
*
better don't.. later agents say.. cannot access new system.. need to go ASNB branch vmad.gif

now after upgrade.. ASM cannot do at PM cry.gif
MGM
post Apr 6 2015, 08:53 PM

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Any ASx fundholders here subscribe to HIBAH AMANAH & PENGISYTIHARAN AMANAH?

http://www.asnb.com.my/service.php#PERKHIDMATAN ASNB

This post has been edited by MGM: Apr 6 2015, 08:57 PM


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prince_mk
post Apr 7 2015, 10:23 AM

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QUOTE(Ancient-XinG- @ Apr 6 2015, 03:30 PM)
yea. the price of pendidkan is much more lower.
But the jumlah pulangan for kesihatan laso quite high. 11.49
and pendidakan 9.39.

Good thing is that they grow healthy even Q4 last year and Q1 this year so worrying.
*
Hi.

I bought Asg Persaraan. Should I go for Kesihaatan?
nexona88
post Apr 7 2015, 01:23 PM

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anyone going?
user posted image
hyelbaine
post Apr 7 2015, 02:13 PM

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QUOTE(nexona88 @ Apr 7 2015, 01:23 PM)
anyone going?
user posted image
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Wanna go but all the way in Sibu, a bit far from KL tongue.gif
aijiet
post Apr 7 2015, 03:16 PM

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Lucky day~ just deposited for ASM 4.5+4.5+1k at maybank around 130pm..
Anyone here top up successfully as well?
wil-i-am
post Apr 7 2015, 03:58 PM

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QUOTE(MGM @ Apr 6 2015, 08:53 PM)
Any ASx fundholders here subscribe to HIBAH AMANAH & PENGISYTIHARAN AMANAH?
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Plan to subscribe
wil-i-am
post Apr 7 2015, 03:58 PM

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QUOTE(aijiet @ Apr 7 2015, 03:16 PM)
Lucky day~ just deposited for ASM 4.5+4.5+1k at maybank around 130pm..
Anyone here top up successfully as well?
*
Congrats...
ronnie
post Apr 7 2015, 04:05 PM

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Just changed my ASM book... the new book doesn't look nice at all and of poor quality.
nexona88
post Apr 7 2015, 04:28 PM

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QUOTE(hyelbaine @ Apr 7 2015, 02:13 PM)
Wanna go but all the way in Sibu, a bit far from KL tongue.gif
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yeah kinda far tis time.. needed to fly there if want to visit cry.gif
SUSlowya
post Apr 7 2015, 04:35 PM

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QUOTE(bbgoat @ Apr 6 2015, 01:09 PM)
In RHB to get the FD/ASNB fund 50/50 promo:

it is only meant for ASN2/3 & ASG funds, variable funds as pointed by some of the forummers.
min 20k, 10k each FD/ASNB funds

Put in for 6 mth 7.8%  rclxms.gif Went for ASG-Pend and ASG-Kesihatan. The RHB mgr said ASG-K is return 7.2%, so minus 5% SC, still gain 2.2%. Corrected him that it is NOT 7.2% ! Actually ASG-Pend return or yield % is higher than ASG-Kesihtan !

Received 2 gifts, car boot organizer & a water flask.
*
i have to ask this

6 mth 7.8%

is it guaranteed?

whats the catch?
MGM
post Apr 7 2015, 05:22 PM

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QUOTE(lowya @ Apr 7 2015, 04:35 PM)
i have to ask this

6 mth 7.8%

is it guaranteed?

whats the catch?
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U catch no ball? He already explain it in the post, read again.
prince_mk
post Apr 7 2015, 05:37 PM

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QUOTE(wil-i-am @ Apr 7 2015, 03:58 PM)
Congrats...
*
Congrats! Tried 1030am but no luck.

This post has been edited by prince_mk: Apr 7 2015, 05:37 PM
wil-i-am
post Apr 7 2015, 06:43 PM

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QUOTE(prince_mk @ Apr 7 2015, 05:37 PM)
Congrats! Tried 1030am but no luck.
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Try next time
SUSic no 851025071234
post Apr 7 2015, 07:26 PM

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I want to ask if asg got back by bank negara? If invest money lost they will guarantee minimum amount back?
wil-i-am
post Apr 7 2015, 08:41 PM

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QUOTE(ic no 851025071234 @ Apr 7 2015, 07:26 PM)
I want to ask if asg got back by bank negara?  If invest money lost they will guarantee minimum amount back?
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Where is yo source?
SUSic no 851025071234
post Apr 7 2015, 08:49 PM

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QUOTE(wil-i-am @ Apr 7 2015, 08:41 PM)
Where is yo source?
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No source that's Y I ask lo
SUSic no 851025071234
post Apr 7 2015, 08:50 PM

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If one day Amana sham say bankrupt then we already invest 100k how r?
wil-i-am
post Apr 7 2015, 09:00 PM

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QUOTE(ic no 851025071234 @ Apr 7 2015, 08:50 PM)
If one day Amana sham say bankrupt then we already invest 100k how r?
*
Impossible bankrupt
SUSSarah Jessica
post Apr 7 2015, 11:55 PM

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QUOTE(aijiet @ Apr 7 2015, 03:16 PM)
Lucky day~ just deposited for ASM 4.5+4.5+1k at maybank around 130pm..
Anyone here top up successfully as well?
*
which maybank branch?
guy3288
post Apr 8 2015, 12:10 AM

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i got 20 as1m maybank too today, yesterday was 26.2 asw also at maybank, cimb dont know wat happened, told me "quota full" for 2 days already..
.., more like internal ?local branch ?closing acc?
wil-i-am
post Apr 8 2015, 06:34 AM

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QUOTE(guy3288 @ Apr 8 2015, 12:10 AM)
i got 20 as1m maybank too today, yesterday was 26.2 asw also at maybank, cimb dont know wat happened,  told me "quota full" for 2 days already..
.., more like  internal ?local branch ?closing acc?
*
Bro, u have unlimited Bullet to top up almost everyday
jusTinMM
post Apr 8 2015, 09:20 AM

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QUOTE(guy3288 @ Apr 8 2015, 12:10 AM)
i got 20 as1m maybank too today, yesterday was 26.2 asw also at maybank, cimb dont know wat happened,  told me "quota full" for 2 days already..
.., more like  internal ?local branch ?closing acc?
*
yaya i got a lot as1m from maybank too thumbup.gif
cheahcw2003
post Apr 8 2015, 10:25 AM

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QUOTE(ic no 851025071234 @ Apr 7 2015, 08:50 PM)
If one day Amana sham say bankrupt then we already invest 100k how r?
*
From your question ask, probably u are 19 yo?

First u need to know what is amanah saham (unit trust), and how it works. To put it in a sentence, unit trust invest in 30-50 stocks counters, some invest in property, cash/ money market, bonds, treasury bills.
A unit trust can only go bankrupt if the invested stocks/ bonds all kaput. Study the annual report to find out more.
TS[Ancient]-XinG-
post Apr 8 2015, 11:07 AM

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QUOTE(cheahcw2003 @ Apr 8 2015, 10:25 AM)
From your question ask, probably u are 19 yo?

First u need to know what is amanah saham (unit trust), and how it works. To put it in a sentence, unit trust invest in 30-50 stocks counters, some invest in property, cash/ money market, bonds, treasury bills.
A unit trust can only go bankrupt if the invested stocks/ bonds all kaput. Study the annual report to find out more.
*
which most likely wont happen. As we can see the stock they are into are the strong hold company in MY. So, yeah. No need to worry that much.
Thing to worry is the performance I guess.
nexona88
post Apr 8 2015, 12:37 PM

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QUOTE(guy3288 @ Apr 8 2015, 12:10 AM)
i got 20 as1m maybank too today, yesterday was 26.2 asw also at maybank, cimb dont know wat happened,  told me "quota full" for 2 days already..
.., more like  internal ?local branch ?closing acc?
*
since Monday CIMB got some "problem" after the so-called "upgrade" by ASNB.. donno wat happen hmm.gif
prince_mk
post Apr 8 2015, 12:44 PM

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QUOTE(guy3288 @ Apr 8 2015, 12:10 AM)
i got 20 as1m maybank too today, yesterday was 26.2 asw also at maybank, cimb dont know wat happened,  told me "quota full" for 2 days already..
.., more like  internal ?local branch ?closing acc?
*
So much u can get. Happy for u.

I only get rm700 today. Serious can topup 26k????
bbgoat
post Apr 8 2015, 12:58 PM

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QUOTE(prince_mk @ Apr 8 2015, 12:44 PM)
So much u can get. Happy for u.

I only get rm700 today. Serious can topup 26k????
*
u open new acct for AS1M or ASW or already has acct before this ?
nexona88
post Apr 8 2015, 01:01 PM

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QUOTE(prince_mk @ Apr 8 2015, 12:44 PM)
So much u can get. Happy for u.

I only get rm700 today. Serious can topup 26k????
*
tat rm700 for which fund? hmm.gif

and yeah can top-up 26k if there's unit available..

FYI not 26k/transaction but multiple transaction total 26k sweat.gif

This post has been edited by nexona88: Apr 8 2015, 01:03 PM
guy3288
post Apr 8 2015, 01:32 PM

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QUOTE(wil-i-am @ Apr 8 2015, 06:34 AM)
Bro, u have unlimited Bullet to top up almost everyday
*
no la , my OSk bond matured 2 days ago, sigh.. from 7.5% now can only go for 6+% , that also cannot absorb all of it, no choice go for 4.5% next....


QUOTE(jusTinMM @ Apr 8 2015, 09:20 AM)
yaya i got a lot as1m from maybank too  thumbup.gif
*
how much did you get?, Today i tried again, got zero! so fed up me going for SCB 4.5% afterwards.



QUOTE(nexona88 @ Apr 8 2015, 12:37 PM)
since Monday CIMB got some "problem" after the so-called "upgrade" by ASNB.. donno wat happen  hmm.gif
*
yeah officer still said quota full again today, me fed up , showed them my last 2 days collection from Maybank, same time withdraw all my money go for SCB.


QUOTE(prince_mk @ Apr 8 2015, 12:44 PM)
So much u can get. Happy for u.

I only get rm700 today. Serious can topup 26k????
*
it was done 4.9k x4, 400 x1 and finally 5.2k at MBB and 1k at CIMB
plumberly
post Apr 8 2015, 01:33 PM

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QUOTE(nexona88 @ Apr 8 2015, 12:37 PM)
since Monday CIMB got some "problem" after the so-called "upgrade" by ASNB.. donno wat happen  hmm.gif
*
Went to ASNB today. 30 to go as per my queue no. So went for a walkabout and went to CIMB nearby. Asked whether they have upgraded their computer system for ASM. Surprised to hear that they are still waiting for their staff ID number to access the system. Asked for how long now and she said for 5 months. True? I thought I used their system for ASM 5 months ago before the passbook change. Different world we live in or my memory is really failing me. Ha.

Anyway, went back to ASNB. After an hr wait, my turn and managed to get 1k + 3.5K ASM for my son. Think there is some more. Go and try your luck!

This post has been edited by plumberly: Apr 8 2015, 02:43 PM
prince_mk
post Apr 8 2015, 02:43 PM

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QUOTE(bbgoat @ Apr 8 2015, 12:58 PM)
u open new acct for AS1M or ASW or already has acct before this ?
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I have existing acc as1m. smile.gif
bbgoat
post Apr 8 2015, 02:53 PM

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QUOTE(prince_mk @ Apr 8 2015, 02:43 PM)
I have existing acc as1m. smile.gif
*
lucky guy. I did not have any acct other than ASG one rclxms.gif
LDP
post Apr 8 2015, 02:57 PM

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Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
plumberly
post Apr 8 2015, 03:01 PM

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QUOTE(LDP @ Apr 8 2015, 02:57 PM)
Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
*
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
bbgoat
post Apr 8 2015, 03:24 PM

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QUOTE(plumberly @ Apr 8 2015, 03:01 PM)
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
*
Risk compared to FD is higher. FD with PIDM protection. Higher risk with higher return. My ASG bought last year still under water. smile.gif
plumberly
post Apr 8 2015, 03:37 PM

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QUOTE(bbgoat @ Apr 8 2015, 03:24 PM)
Risk compared to FD is higher. FD with PIDM protection. Higher risk with higher return. My ASG bought last year still under water.  smile.gif
*
Under water?

With advancement in technology, we have submarine, stealth fighter, etc.

NOW .... underwater XXX?

Sorry for pulling your leg here. Cannot help it when I see "underwater". Ha.

With improvement in global economy market, your ASG will be like the next SATURN V rocket!

Cheerio.
nexona88
post Apr 8 2015, 04:45 PM

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QUOTE(plumberly @ Apr 8 2015, 01:33 PM)
Went to ASNB today. 30 to go as per my queue no. So went for a walkabout and went to CIMB nearby. Asked whether they have upgraded their computer system for ASM. Surprised to hear that they are still waiting for their staff ID number to access the system. Asked for how long now and she said for 5 months. True? I thought I used their system for ASM 5 months ago before the passbook change. Different world we live in or my memory is really failing me. Ha.

Anyway, went back to ASNB. After an hr wait, my turn and managed to get 1k + 3.5K ASM for my son. Think there is some more. Go and try your luck!
*
lol 5mths waiting for ID to access the system shakehead.gif what kind of service is tis doh.gif

anyhow congrats on getting ASM units.. I hope u managed to open one also for your child smile.gif
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post Apr 8 2015, 04:51 PM

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QUOTE(nexona88 @ Apr 8 2015, 04:45 PM)
lol 5mths waiting for ID to access the system shakehead.gif what kind of service is tis  doh.gif

anyhow congrats on getting ASM units.. I hope u managed to open one also for your child  smile.gif
*
My 2 sons already have their ASM many years ago, thanks to their mum for doing that.

Only my daughter does not have one. May try that tomorrow. Plan to go there later in the day with the change of staff. One group is certainly more friendly and helpful. So hopefully I can open one for my daughter.

Cheerio.
wil-i-am
post Apr 8 2015, 05:05 PM

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QUOTE(bbgoat @ Apr 8 2015, 03:24 PM)
Risk compared to FD is higher. FD with PIDM protection. Higher risk with higher return. My ASG bought last year still under water.  smile.gif
*
Wud advise u adopt asset allocation to mitigate risk
bbgoat
post Apr 8 2015, 05:15 PM

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QUOTE(plumberly @ Apr 8 2015, 03:37 PM)
Under water?

With advancement in technology, we have submarine, stealth fighter, etc.

NOW .... underwater XXX?

Sorry for pulling your leg here. Cannot help it when I see "underwater". Ha.

With improvement in global economy market, your ASG will be like the next SATURN V rocket!

Cheerio.
*
You must have very good experience going underwater or under something ?? hmm.gif brows.gif Ha ha ha ! tongue.gif

It is an understatement to say ASX funds have same risk as FD. doh.gif

QUOTE(wil-i-am @ Apr 8 2015, 05:05 PM)
Wud advise u adopt asset allocation to mitigate risk
*
That is a separate topic. Already been doing that. biggrin.gif Have various asset class already. smile.gif

This post has been edited by bbgoat: Apr 8 2015, 06:32 PM
plumberly
post Apr 8 2015, 06:38 PM

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QUOTE(bbgoat @ Apr 8 2015, 05:15 PM)
You must have very good experience going underwater or under something ??  hmm.gif  brows.gif  Ha ha ha !  tongue.gif

*
Yes, I have now a black belt qualification in the under XXX dept. Ha.
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post Apr 8 2015, 07:09 PM

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QUOTE(plumberly @ Apr 8 2015, 06:38 PM)
Yes, I have now a black belt qualification in the under XXX dept. Ha.
*
Haha, I must have been influenced by the Master. Underwater followed by understatement, under XXX ................. brows.gif laugh.gif tongue.gif Master must have very unique under experience ........................... tongue.gif

OK, oops.gif sign0006.gif

This post has been edited by bbgoat: Apr 8 2015, 07:29 PM
theberry
post Apr 8 2015, 08:16 PM

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QUOTE(LDP @ Apr 8 2015, 02:57 PM)
Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
*
QUOTE(plumberly @ Apr 8 2015, 03:01 PM)
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
*
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money laugh.gif
all in all, if one know how to invest, they wont put their money in these fund ler.
theberry
post Apr 8 2015, 08:19 PM

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QUOTE(LDP @ Apr 8 2015, 02:57 PM)
Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
*
QUOTE(plumberly @ Apr 8 2015, 03:01 PM)
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
*
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year laugh.gif they already earn in 1 day
nexona88
post Apr 8 2015, 09:52 PM

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user posted image
MGM
post Apr 9 2015, 10:56 AM

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QUOTE(theberry @ Apr 8 2015, 08:19 PM)
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money  laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year  laugh.gif  they already earn in 1 day
*
U mean there are people who earns 6%/day?
theberry
post Apr 9 2015, 10:59 AM

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QUOTE(MGM @ Apr 9 2015, 10:56 AM)
U mean there are people who earns 6%/day?
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Yes, provided u know how to trade the stock by your own..

Hint: forex
nexona88
post Apr 9 2015, 11:08 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
*
oh forex trading.. tat one high risk high return..

ASx fund kinda low risk with acceptable return yawn.gif

hint: some pipu keep money in ASx as "backup" if their forex / stock trading get into big losses icon_rolleyes.gif

This post has been edited by nexona88: Apr 9 2015, 11:10 AM
TS[Ancient]-XinG-
post Apr 9 2015, 11:29 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
*
Forex = need commitment = high risk = no casual time = all time scare = always stick to stock = when win little = go for larger amount = until cannot pull out = either do or ...

ASNB ok wat.... for a salary worker la. Haha
MGM
post Apr 9 2015, 11:35 AM

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QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex
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Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.
wil-i-am
post Apr 9 2015, 01:19 PM

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ASNB Fixed price products is for those investors who seek slow n steady returns ranging from 6% to 8% pa
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post Apr 9 2015, 03:10 PM

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QUOTE(wil-i-am @ Apr 9 2015, 01:19 PM)
ASNB Fixed price products is for those investors who seek slow n steady returns ranging from 6% to 8% pa
*
Every income distribution, the statement, "competitive and consistent returns" will be used. Can't blame them as for fixed priced, it's really almost minimal risk with pretty good returns brows.gif
theberry
post Apr 9 2015, 04:13 PM

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QUOTE(nexona88 @ Apr 9 2015, 11:08 AM)
oh forex trading.. tat one high risk high return..

ASx fund kinda low risk with acceptable return  yawn.gif

hint: some pipu keep money in ASx as "backup" if their forex / stock trading get into big losses  icon_rolleyes.gif
*
yeah, u got it. forex trading everyday maybe profit or maybe loss. asnb 1 year 1 profit. if play forex and stock trading, best 1 is put in FD right? FD every month get interest, asnb do not have tthat. laugh.gif

QUOTE(Ancient-XinG- @ Apr 9 2015, 11:29 AM)
Forex = need commitment = high risk = no casual time = all time scare = always stick to stock = when win little = go for larger amount = until cannot pull out = either do or ...

ASNB ok wat.... for a salary worker la. Haha
*
FOREX=24/7 see stock laugh.gif

QUOTE(MGM @ Apr 9 2015, 11:35 AM)
Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.
*
i din say they get 6% daily. well. i mean they[full time investor, risk lover] probably get more than 1/2/3/4/5/6% return or so higher in a day or month or 500% return in a year.yes full time trading profession. yes they make loses in between but they can diversify 1 right? ex. if they lose 6% today, they are not going to do nothing 1 right? hint:jp morgan GFC.
on the other way, ASx is for salaried man/passive/leisure investors/who has no trading strategy/who dont know how to trade/risk averter.
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post Apr 9 2015, 08:52 PM

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QUOTE(theberry @ Apr 9 2015, 04:13 PM)
yeah, u got it. forex trading everyday maybe profit or maybe loss.  asnb 1 year 1 profit. if  play forex and stock trading, best 1 is put in FD right? FD every month get interest, asnb do not have tthat. laugh.gif

Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.

i din say they get 6% daily. well. i mean they[full time investor, risk lover] probably get more than 1/2/3/4/5/6% return or so higher in a day or month or 500% return in a year.yes full time trading profession. yes they make loses in between  but they can diversify 1 right? ex. if they lose 6% today, they are not going to do nothing 1 right? hint:jp morgan GFC.
on the other way,  ASx is for salaried man/passive/leisure investors/who has no trading strategy/who dont know how to trade/risk averter.
*
QUOTE(theberry @ Apr 8 2015, 08:19 PM)
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money  laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year  laugh.gif  they already earn in 1 day
*
U mean there are people who earns 6%/day?

QUOTE(theberry @ Apr 9 2015, 10:59 AM)
Yes, provided u know how to trade the stock by your own..

Hint: forex

*
Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.

This post has been edited by MGM: Apr 9 2015, 08:53 PM
nexona88
post Apr 9 2015, 09:40 PM

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QUOTE(MasBoleh! @ Apr 9 2015, 09:07 PM)
Oh. Government guaranteed it?  unsure.gif

But then there are all sort of types, so every types also can get dividend?

Cash
Bonds & Deposits
Shares
Properties
Commodities

swt, i think I confused myself. Seem like I was asking an ASB question. Sorry guys.
*
kinda gomen guarantee tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
MasBoleh!
post Apr 9 2015, 09:44 PM

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QUOTE(nexona88 @ Apr 9 2015, 09:40 PM)
kinda gomen guarantee  tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
*
Thank you so much for that. And so sorry for the wrong thread sweat.gif
TS[Ancient]-XinG-
post Apr 9 2015, 10:01 PM

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QUOTE(nexona88 @ Apr 9 2015, 09:40 PM)
kinda gomen guarantee  tongue.gif

for more info:- http://www.asnb.com.my/ASB_e.php
*
lol where u quote this from. I can't see in this thread also
GangQi
post Apr 9 2015, 10:02 PM

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Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
nexona88
post Apr 9 2015, 10:11 PM

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QUOTE(Ancient-XinG- @ Apr 9 2015, 10:01 PM)
lol where u quote this from. I can't see in this thread also
*
quote from FSM thread blush.gif Pinky already sounded me for OT there biggrin.gif
nexona88
post Apr 9 2015, 10:13 PM

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QUOTE(GangQi @ Apr 9 2015, 10:02 PM)
Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
*
don't understand what u trying to say rclxub.gif

what products they promo? got name for it? hmm.gif
guy3288
post Apr 9 2015, 10:22 PM

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MGM [Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.]

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy to the dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....

This post has been edited by guy3288: Apr 9 2015, 10:30 PM
wil-i-am
post Apr 9 2015, 10:27 PM

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QUOTE(GangQi @ Apr 9 2015, 10:02 PM)
Hi guys, today i went to cimb bank and promoted this from the sales person to purchase this..

But, i purchased a small amount of it but i totally dont understand what is this ? can anyone explain to me(Super beginner) like a summarize for this ? PLSSSS ><
*
U bot ASN3 or ASG?
wil-i-am
post Apr 9 2015, 10:29 PM

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QUOTE(guy3288 @ Apr 9 2015, 10:22 PM)
Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy  to the  dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....
*
Dividend for Fixed price is calculated base on min bal in a mth
guy3288
post Apr 9 2015, 10:38 PM

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QUOTE(wil-i-am @ Apr 9 2015, 10:29 PM)
Dividend for Fixed price is calculated base on min bal in a mth
*
that means whatever we buy wont get paid till the following month? Wah rugi la if buy in 1st week of the month.

let's put some examples

ASX

1.1.15 B/F bal RM100k
2.1.15 buy 10k RM110k
10.1.15 buy RM50k RM160k

20.1.15 buy 50k RM210k
30.1.15 buy 50k RM260k


Min in Jan 2015 = RM100k
So for dividend calculation - for Jan 2015 based on RM100k only??
all those buys from 2.1.15 onwards no dividend till Feb 2015 start?

Betulkah like this?
wil-i-am
post Apr 9 2015, 10:48 PM

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QUOTE(guy3288 @ Apr 9 2015, 10:38 PM)
that means whatever we buy wont get paid till the following month? Wah rugi la if buy in 1st week of the month.

let's put some examples

ASX

1.1.15            B/F    bal  RM100k
2.1.15  buy 10k              RM110k
10.1.15  buy RM50k        RM160k

20.1.15  buy 50k            RM210k
30.1.15  buy 50k            RM260k
Min in Jan 2015 = RM100k
So for dividend calculation - for Jan 2015 based on RM100k only??
all those buys from 2.1.15  onwards no dividend till Feb 2015 start?

Betulkah like this?
*
Yes
guy3288
post Apr 9 2015, 11:03 PM

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QUOTE(wil-i-am @ Apr 9 2015, 10:48 PM)
Yes
*
no wonder la ASX can pay 6+% pa, so many days of the month not paying interest to depositors..........can imagine how much ASX earn from this free money from us varying from 1-29 or 30 days every month...... FD better la like that?
wil-i-am
post Apr 9 2015, 11:10 PM

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QUOTE(guy3288 @ Apr 9 2015, 11:03 PM)
no wonder la ASX can pay 6+% pa, so many days of the month not paying interest to depositors..........can imagine how much ASX earn from this free money from us varying from 1-29 or 30 days every month...... FD better la like that?
*
FD n UT (ASx) is different asset class
MGM
post Apr 10 2015, 12:17 AM

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QUOTE(guy3288 @ Apr 9 2015, 10:22 PM)
MGM [Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.]

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy  to the  dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....
*
I think all fixed price ASx has similar calculation for dividend. Got this from
http://invest-made-easy.blogspot.com/2013/...era-asb_28.html

ASB Dividend
Key Points About ASB Dividend:

ASB Dividend and ASB Bonus are calculated differently and separately from one another.
Dividend is calculated on a monthly basis over the duration of the year dividend is declared. We term the monthly dividend calculation as Monthly Dividend Amount.
Total Dividend Paid for the year is the Sum of calculated Monthly Dividend Amount from Jan till Dec.
To calculate the Monthly Dividend Amount for each month, the Lowest Account Balance for each month is used.
Lowest Account Balance for a month is defined as the lowest value of your ASB account for that particular month. Let's see Example 1 to 3 below:
Lowest Account Balance (Example 1):

On 1st Jan 2013, your account balance in ASB is RM5000
You withdraw RM1000 on the 3rd of Jan 2013
You then Redeposit RM2000 into your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

Lowest Account Balance (Example 2):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM2000 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

Lowest Account Balance (Example 3):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM500 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM5000.00

Formula for ASB Dividend Calculation:
Monthly Dividend Amount calculation= 1/12 x Dividend % x lowest-account-balance


By obtaining the Monthly Dividend Amount from Jan till Dec,

Total Dividend Paid = sum of Monthly Dividend Amount from Jan till Dec

This post has been edited by MGM: Apr 10 2015, 12:21 AM
MGM
post Apr 10 2015, 12:27 AM

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QUOTE(guy3288 @ Apr 9 2015, 11:03 PM)
no wonder la ASX can pay 6+% pa, so many days of the month not paying interest to depositors..........can imagine how much ASX earn from this free money from us varying from 1-29 or 30 days every month...... FD better la like that?
*
So now u regret 'sapuing' the ASx? Then others would have better chance. tongue.gif

If u do further calculation u will find that ASx still give better returns than FD.

This post has been edited by MGM: Apr 10 2015, 12:27 AM
guy3288
post Apr 10 2015, 12:36 AM

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QUOTE(MGM @ Apr 10 2015, 12:17 AM)
I think all fixed price ASx has similar calculation for dividend. Got this from
http://invest-made-easy.blogspot.com/2013/...era-asb_28.html

ASB Dividend
Key Points About ASB Dividend:

ASB Dividend and ASB Bonus are calculated differently and separately from one another.
Dividend is calculated on a monthly basis over the duration of the year dividend is declared. We term the monthly dividend calculation as Monthly Dividend Amount.
Total Dividend Paid for the year is the Sum of calculated Monthly Dividend Amount from Jan till Dec.
To calculate the Monthly Dividend Amount for each month, the Lowest Account Balance for each month is used.
Lowest Account Balance for a month is defined as the lowest value of your ASB account for that particular month. Let's see Example 1 to 3 below:
    Lowest Account Balance (Example 1):

On 1st Jan 2013, your account balance in ASB is RM5000
You withdraw RM1000 on the 3rd of Jan 2013
You then Redeposit RM2000 into your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

    Lowest Account Balance (Example 2):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM2000 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

    Lowest Account Balance (Example 3):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM500 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM5000.00

Formula for ASB Dividend Calculation:
Monthly Dividend Amount calculation= 1/12 x Dividend % x lowest-account-balance
By obtaining the Monthly Dividend Amount from Jan till Dec,

Total Dividend Paid = sum of Monthly Dividend Amount from Jan till Dec
*
Great, i was about to ask for help. and i think i have calculated as mentioned above.
I found out by the calculation above, i should get RM10782.
But the dividend stated in AMS book is only RM8362 on 1.4.2015.

Attached please find the record i copied from all the entries from ASM. i added the entry for 1st of each month to ease dividend calculation for myself.

Hope some sifu here can point out where is my mistake, ASM's amount should be correct right? aiyo i dont know how to attach the excel file leh... or even microsoft word also cannot....
guy3288
post Apr 10 2015, 12:46 AM

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Bal B/F top up Total my calculation Dividend till 1.4.15 Dividend paid by ASM
1.4.14 76120 76120 76120x6.5% x 12/12 5024
30.4.14 10k 86120
1.5.14 86120 10k x 6.6% x 11/12 605
9.5.14 5k 91120
15.5.14 2k 93120
19.5.14 3k 96120
1.6.14 96120 10k x 6.6%x 10/12 550
1.7.14 96120 10k x 6.6% x 9/12 495
1.8.14 96120 10k x 6.6% x 8/12 440
1.9.14 96120 10k x 6.6% x 7/12 385
5.9.14 13k 109120
11.9.14 2k 111120
1.10.14 111120 15k x6.6% x 6/12 495
1.11.14 111120 15k x6.6% x 5/12 412
1.12.14 111120 15k x6.6% x 4/12 330
4.12.14 1k 112120
30.12.14 58k 170120
1.1.15 170120 59k x6.6% x3/12 974
5.1.15 65k 235120
1.2.15 235120 65k x 6.6% x2/12 715
1.3.15 235120 65k x 6.6% x1/12 357
1.4.15 Total RM10782 8362

MGM
post Apr 10 2015, 01:47 AM

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QUOTE(guy3288 @ Apr 10 2015, 12:46 AM)
Bal B/F top up Total my calculation Dividend till 1.4.15 Dividend paid by ASM
1.4.14 76120  76120 76120x6.5% x 12/12 5024
30.4.14  10k 86120  
1.5.14   86120 10k x 6.6% x 11/12 605
9.5.14  5k 91120  
15.5.14  2k 93120  
19.5.14  3k 96120  
1.6.14   96120 10k x 6.6%x 10/12 550
1.7.14   96120 10k x 6.6% x 9/12 495
1.8.14   96120 10k x 6.6% x 8/12 440
1.9.14   96120 10k x 6.6% x 7/12 385
5.9.14  13k  109120  
11.9.14  2k 111120  
1.10.14   111120 15k x6.6% x 6/12 495
1.11.14   111120 15k x6.6% x 5/12 412
1.12.14   111120 15k x6.6% x 4/12 330
4.12.14  1k 112120  
30.12.14  58k 170120  
1.1.15   170120 59k x6.6% x3/12 974
5.1.15  65k 235120  
1.2.15   235120 65k x 6.6% x2/12 715
1.3.15   235120 65k x 6.6% x1/12 357
1.4.15     Total RM10782 8362
*
Must salute to u notworthy.gif notworthy.gif . Looks like it is so easy for u to topup, from 76k to 235k.

Column A should be Monthly Minimum Balance. Goodnight.

This post has been edited by MGM: Apr 10 2015, 01:49 AM


Attached thumbnail(s)
Attached Image
plumberly
post Apr 10 2015, 08:00 AM

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QUOTE(guy3288 @ Apr 9 2015, 10:22 PM)
MGM [Wrong, for ASx U still get your PRORATED returns even if u sell (unless u cancel your book) on the FY end. For FD premature uplift the most u get is partial interest.]

In that case ASx is better than FD if we really dont lose out the dividend by withdrawing before dividend day.

May be plumberly or any one expert in it, can help by doing some calculation on the dividends paid out as printed in our book, do we really get the dividend for all the days from the day we buy  to the  dividend payout day?.

I only fear ASx may pay like EPF does, you bank in any day of the month you only get 1 day interest for that month....
*
Yes, as mentioned by MGM, the dividends are calculated based on the monthly minimum. I have shared a spreadsheet here on ASX dividend calcs some time ago. Calculated dividend from my spreadsheet is the same as what I got in the book to the cent.

We lose out on some dividend due to this monthly rest thing when compared with FD. But the higher ASX dividend rate compensates and in fact most of the time, exceeds the FD return. I will try to show a graph later. Graph tells a better story than a table of numbers, in my view.

Cheerio.
plumberly
post Apr 10 2015, 09:39 AM

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As promised earlier, my comparison (mainly due to the fact that ASM deposit in the first month does not earn any dividend) between FD and ASM is as below .

Assumptions:
* 1 month FD at 3.6% pa
* compounded monthly FD dividends
* ASM at 6.5% pa
* ASM monthly dividend is not compounded
* amount RM500,000

Attached Image

If my calculations are right, the above tells me that it is better on first look (see note #1) to put the money in FD if it is 1 month before the ASM dividend date. You will get some $ from FD while zero from ASM.

The breakeven point is 2 months before ASM dividend date where FD & ASM will give you about the same amount.

BUT ...

I am more than willing to lose out on the 1 month FD interest since ASM gives more than FD for the other cases (note #1), i.e., overall higher return.

My 2 cents.

Cheerio.
sms2u
post Apr 10 2015, 09:41 AM

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QUOTE(plumberly @ Apr 10 2015, 08:00 AM)
Yes, as mentioned by MGM, the dividends are calculated based on the monthly minimum. I have shared a spreadsheet here on ASX dividend calcs some time ago. Calculated dividend from my spreadsheet is the same as what I got in the book to the cent.

We lose out on some dividend due to this monthly rest thing when compared with FD. But the higher ASX dividend rate compensates and in fact most of the time, exceeds the FD return. I will try to show a graph later. Graph tells a better story than a table of numbers, in my view.

Cheerio.
*
Lesson learn for those investor should deposit on end of the month and withdraw at beginning on the month.
For bumi which do not have quota, can easily do.

For non bumi, only can control when to withdraw and hope can deposit on the month end (but it is depend on unit available)
prince_mk
post Apr 10 2015, 10:32 AM

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Guy3288

Salute you can top up rm10k per day!
prince_mk
post Apr 10 2015, 10:38 AM

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Today ASW2020 can get rm300 only. smile.gif
plumberly
post Apr 10 2015, 10:55 AM

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QUOTE(prince_mk @ Apr 10 2015, 10:32 AM)
Guy3288

Salute you can top up rm10k per day!
*
10K is a drop in the ocean for him. He has done much better before!
nexona88
post Apr 10 2015, 12:59 PM

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QUOTE(guy3288 @ Apr 10 2015, 12:46 AM)
Bal B/F top up Total my calculation Dividend till 1.4.15 Dividend paid by ASM
1.4.14 76120  76120 76120x6.5% x 12/12 5024
30.4.14  10k 86120 
1.5.14  86120 10k x 6.6% x 11/12 605
9.5.14  5k 91120 
15.5.14  2k 93120 
19.5.14  3k 96120 
1.6.14  96120 10k x 6.6%x 10/12 550
1.7.14  96120 10k x 6.6% x 9/12 495
1.8.14  96120 10k x 6.6% x 8/12 440
1.9.14  96120 10k x 6.6% x 7/12 385
5.9.14  13k  109120 
11.9.14  2k 111120 
1.10.14  111120 15k x6.6% x 6/12 495
1.11.14  111120 15k x6.6% x 5/12 412
1.12.14  111120 15k x6.6% x 4/12 330
4.12.14  1k 112120 
30.12.14  58k 170120 
1.1.15  170120 59k x6.6% x3/12 974
5.1.15  65k 235120 
1.2.15  235120 65k x 6.6% x2/12 715
1.3.15  235120 65k x 6.6% x1/12 357
1.4.15    Total RM10782 8362
*
Salute you for your determination on getting the units notworthy.gif Normally I would only get ikan bilis amount on "non-dividend period" nod.gif
guy3288
post Apr 10 2015, 01:34 PM

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QUOTE(MGM @ Apr 10 2015, 01:47 AM)
Must salute to u notworthy.gif  notworthy.gif . Looks like it is so easy for u to topup, from 76k to 235k.

Column A should be Monthly Minimum Balance. Goodnight.
*
wah, your method clean and neat, thanks. but i am still wondering why my method cant get the right dividend,
will sort out where i gone wrong later when free.


QUOTE(plumberly @ Apr 10 2015, 09:39 AM)
As promised earlier, my comparison (mainly due to the fact that ASM deposit in the first month does not earn any dividend) between FD and ASM is as below .

Assumptions:
* 1 month FD at 3.6% pa
* compounded monthly FD dividends
* ASM at 6.5% pa
* ASM monthly dividend is not compounded
* amount RM500,000

Attached Image

If my calculations are right, the above tells me that it is better on first look (see note #1) to put the money in FD if it is 1 month before the ASM dividend date. You will get some $ from FD while zero from ASM.

The breakeven point is 2 months before ASM dividend date where FD & ASM will give you about the same amount.

BUT ...

I am more than willing to lose out on the 1 month FD interest since ASM gives more than FD for the other cases (note #1), i.e., overall higher return.

My 2 cents.

Cheerio.
*
thanks for confirming ASX should be better than FD, any where i can get a copy of your spreadsheet to calculate or rather check ASX dividend myself?



QUOTE(prince_mk @ Apr 10 2015, 10:38 AM)
Today ASW2020 can get rm300 only. smile.gif
*
you should have tried AS1M, i got 21k 9.45am at MBB, ASM only 4.

plumberly
post Apr 10 2015, 01:51 PM

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QUOTE(guy3288 @ Apr 10 2015, 01:34 PM)

thanks for confirming ASX should be better than FD, any where i can get a copy of your spreadsheet to calculate or rather check ASX dividend myself?

*
Here you go.

Attached File  ASM_dividend_cals.zip ( 36.3k ) Number of downloads: 29


Cannot attach xls file here (for virus control, I think). So I zipped it.

Unzip it and open the xls file.

You will have to delete all the example numbers in there. Delete and add in new numbers in yellow cells only.

If the final dividend is not the same as in your passbook, let me know and I will see what is the error.

Thanks.
theberry
post Apr 10 2015, 02:04 PM

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QUOTE(MGM @ Apr 10 2015, 12:17 AM)
I think all fixed price ASx has similar calculation for dividend. Got this from
http://invest-made-easy.blogspot.com/2013/...era-asb_28.html

ASB Dividend
Key Points About ASB Dividend:

ASB Dividend and ASB Bonus are calculated differently and separately from one another.
Dividend is calculated on a monthly basis over the duration of the year dividend is declared. We term the monthly dividend calculation as Monthly Dividend Amount.
Total Dividend Paid for the year is the Sum of calculated Monthly Dividend Amount from Jan till Dec.
To calculate the Monthly Dividend Amount for each month, the Lowest Account Balance for each month is used.
Lowest Account Balance for a month is defined as the lowest value of your ASB account for that particular month. Let's see Example 1 to 3 below:
     Lowest Account Balance (Example 1):

On 1st Jan 2013, your account balance in ASB is RM5000
You withdraw RM1000 on the 3rd of Jan 2013
You then Redeposit RM2000 into your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

     Lowest Account Balance (Example 2):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM2000 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

     Lowest Account Balance (Example 3):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM500 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM5000.00

Formula for ASB Dividend Calculation:
Monthly Dividend Amount calculation= 1/12 x Dividend % x lowest-account-balance
By obtaining the Monthly Dividend Amount from Jan till Dec,

Total Dividend Paid = sum of Monthly Dividend Amount from Jan till Dec
*
So do u mean if I
Invest 10k in asx on 29jan
Then sold all on 1 march<left 1unit>
So I get 9999 cash and [6.6%*1/12] cash in return? Assuming I don't wait 1/4 for dividend payment.

This post has been edited by theberry: Apr 10 2015, 02:06 PM
MGM
post Apr 10 2015, 02:35 PM

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guy3288 either u got jalan or u r super lucky.
MGM
post Apr 10 2015, 02:39 PM

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theberry u will get 1 mth divd but paid on FYE if u leave some bal in your account.
plumberly
post Apr 10 2015, 03:08 PM

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Prestasi Kewangan KOWAMAS & Kadar Dividen 2008 - 2013
**DIVIDEND 30%- 2008, 2009, 2010 , 2013
**DIVIDEND 20%- 2011, 2012
**DIVIDEND 15%- 2013



Are these for real?

Or only for the special group of M'sians?

This post has been edited by plumberly: Apr 10 2015, 03:10 PM
sms2u
post Apr 10 2015, 03:42 PM

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QUOTE(murdeck @ Apr 10 2015, 02:58 PM)
PEMBUKAAN AHLI BARU SAHAM KOWAMAS UNTUK TAHUN 2015
Koperasi Wawasan Malaysia Berhad (KOWAMAS) telah ditubuhkan di bawah Akta Koperasi 1993 pada tahun 1998. Penglibatan awal koperasi pada masa itu adalah berkisar dalam perniagaan retail di Kuala Krai dan Kota Bharu, Kelantan.
Pada penghujung 2007, Ahli Lembaga Koperasi baru telah dilantik dengan barisan sembilan tenaga profesional dan kakitangan pengurusan berpengalaman untuk mengemudi jawatan-jawatan penting di dalam koperasi. Di bawah pengurusan baru ini, koperasi telah berjaya membentuk arahtuju dalam mengembangkan perniagaannya sejajar dengan objektif untuk pembangunan status ekonomi ahli-ahli di samping membantu kerajaan mencapai visi dan misi kepada masyarakat Malaysia yang makmur dan majujaya.

KOWAMAS, sebuah koperasi yang aktif berkembang dalam pasaran, selaras dengan arahtuju operasi dan kepentingan perniagaannya telah mencapai persetujuan dengan institusi-institusi kewangan termasuk yang terbesar di Malaysia untuk mewujudkan skim pembiayaan peribadi kepada ahli-ahlinya dan telah juga mengenalpasti beberapa lokasi yang strategik untuk pembangunan hartanah.

Produk
KOWAMAS menawarkan produk Pembiayaan Peribadi e-wawasan berteraskan konsep Bai-Inah dan skim pembiayaan pajak gadai Islam Ar-Rahnu X’change.

Kemudahan pembiayaan peribadi Bai-Inah ini diperkenalkan untuk membantu kakitangan kerajaan dalam menangani keperluan kewangan seperti membuat bayaran pendahuluan kereta dan rumah, pembayaran kos pengubahsuaian rumah dan lain-lain keperluan kewangan.

Skim pajak gadai Islam Ar-Rahnu X’change pula menjanjikan suasana gadaian yang selesa, selamat dan mesra pelanggan selain menawarkan margin gadaian yang tinggi untuk memenuhi keperluan tunai segera pelanggan.

Prestasi Kewangan
Prestasi kewangan KOWAMAS adalah amat memberangsangkan. Bagi tahun berakhir 31 Disember 2010, jumlah aset bersih KOWAMAS adalah sebanyak RM225.2 juta dan Kumpulan Wang Anggota sebanyak RM8.1 juta. Bagi tahun kewangan berakhir 31 Disember 2010, KOWAMAS telah membayar dividen sebanyak 30 peratus. KOWAMAS juga telah membayar dividen dengan kadar yang sama bagi tahun kewangan berakhir 31 Disember 2009.
Bagi tahun berakhir 31 Disember 2010, KOWAMAS telah memperolehi keuntungan bersih sebanyak RM5.1 juta berbanding RM4.2 juta bagi tempoh 12 bulan berakhir 31 Disember 2009.
SAHAM DITAWARKAN MIN. RM200 – UNLIMITED

Prestasi Kewangan KOWAMAS & Kadar Dividen 2008 - 2013
**DIVIDEND 30%- 2008, 2009, 2010 , 2013
**DIVIDEND 20%- 2011, 2012
**DIVIDEND 15%- 2013
Untuk maklumat lanjut sila hubungi:
Afiq – 010-3650950 ( Staff KOWAMAS Sri Gombak )
Email: afiq.abdghani@kowamas.com
*
15% dividend in a year? Too good to be real.

nexona88
post Apr 10 2015, 03:43 PM

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QUOTE(plumberly @ Apr 10 2015, 03:08 PM)
Prestasi Kewangan KOWAMAS & Kadar Dividen 2008 - 2013
**DIVIDEND 30%- 2008, 2009, 2010 , 2013
**DIVIDEND 20%- 2011, 2012
**DIVIDEND 15%- 2013
Are these for real?

Or only for the special group of M'sians?
*
mcm for "special" group only..

hint: visit their website brows.gif

OMG! juz saw tat the fellow posted the same thing all over LYN..

from Gold Thread, Tabung Haji, Silver & even PTPTN thread shakehead.gif

This post has been edited by nexona88: Apr 10 2015, 03:54 PM
hyelbaine
post Apr 10 2015, 04:29 PM

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QUOTE(sms2u @ Apr 10 2015, 03:42 PM)
15% dividend in a year? Too good to be real.
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If it is than it normally is brows.gif
sms2u
post Apr 10 2015, 04:33 PM

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QUOTE(hyelbaine @ Apr 10 2015, 04:29 PM)
If it is than it normally is  brows.gif
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No idea what is that? Unit trust? Bond or ?

May be the price of capital can be up and down.
If principal value drop . Give more dividend also no use.

Principal no guaranteed?
wil-i-am
post Apr 10 2015, 05:30 PM

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Gud returns with High risk
TS[Ancient]-XinG-
post Apr 10 2015, 06:12 PM

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QUOTE(wil-i-am @ Apr 10 2015, 05:30 PM)
Gud returns with High risk
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Lol. Anyway to delete like in /k?

lucifah

Why Ts tarak power here rage rage rage ahahahaha
daniellee80
post Apr 10 2015, 08:21 PM

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Hey, just for clarification...so it means that we should try to put in money on the 1st of every month...because even if we put it on 2nd onwards, the dividend will only be applicable for following month..yes?

Also, in terms of "diversifying", do you think is safe for me to put ALL my money in ASX Fixed Price Funds...or I should put some in FD as well? - i put all in fixed price ASX because i believe that it is safe...should i be worried?

Would appreciate clarification from the sifus here..thanks very much!!!!
plumberly
post Apr 10 2015, 08:40 PM

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QUOTE(daniellee80 @ Apr 10 2015, 08:21 PM)
Hey, just for clarification...so it means that we should try to put in money on the 1st of every month...because even if we put it on 2nd onwards, the dividend will only be applicable for following month..yes?

Also, in terms of "diversifying", do you think is safe for me to put ALL my money in ASX Fixed Price Funds...or I should put some in FD as well? - i put all in fixed price ASX because i believe that it is safe...should i be worried?

Would appreciate clarification from the sifus here..thanks very much!!!!
*
First, I am no sifu. Just trying to help here.

Don't quite get what you were saying on the timing. Basically, because it is minimum monthly rest (i.e., dividend is calculated based on the minimum balance in that month), it makes no difference to you whether you put the money in on 1st, 2nd, 3rd or the last day of the month. For that month, you will get ZERO dividend for the deposited money.

Because for non bumi, we cannot really say when we want to buy as it depends on whether there are non bumi sellers selling their units or not. So, I just buy when there is some available, regardless of the day of the month.

Hope the above is clearer now.

Cheerio.
guy3288
post Apr 10 2015, 08:44 PM

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QUOTE(guy3288 @ Apr 10 2015, 12:46 AM)
Bal B/F top up Total my calculation Dividend till 1.4.15 Dividend paid by ASM
1.4.14 76120  76120 76120x6.5% x 12/12 5024
30.4.14  10k 86120 
1.5.14  86120 10k x 6.6% x 11/12 605
9.5.14  5k 91120 
15.5.14  2k 93120 
19.5.14  3k 96120 
1.6.14  96120 10k x 6.6%x 10/12 550
1.7.14  96120 10k x 6.6% x 9/12 495
1.8.14  96120 10k x 6.6% x 8/12 440
1.9.14  96120 10k x 6.6% x 7/12 385
5.9.14  13k  109120 
11.9.14  2k 111120 
1.10.14  111120 15k x6.6% x 6/12 495
1.11.14  111120 15k x6.6% x 5/12 412
1.12.14  111120 15k x6.6% x 4/12 330
4.12.14  1k 112120 
30.12.14  58k 170120 
1.1.15  170120 59k x6.6% x3/12 974
5.1.15  65k 235120 
1.2.15  235120 65k x 6.6% x2/12 715
1.3.15  235120 65k x 6.6% x1/12 357
1.4.15    Total RM10782 8362
*
Found out my mistake, i should not have included those in red,
so minus them out, RM10782-2420 = correct amount ie RM8362.


QUOTE(plumberly @ Apr 10 2015, 01:51 PM)
Here you go.

Attached File  ASM_dividend_cals.zip ( 36.3k ) Number of downloads: 29


Cannot attach xls file here (for virus control, I think). So I zipped it.

Unzip it and open the xls file.

You will have to delete all the example numbers in there. Delete and add in new numbers in yellow cells only.

If the final dividend is not the same as in your passbook, let me know and I will see what is the error.

Thanks.
*
Thanks, will save in my my computer, once a while can check if ASx pays us correctly or not..


QUOTE(MGM @ Apr 10 2015, 02:35 PM)
guy3288 either u got jalan or u r super lucky.
*
now no more jalan, same like u guys got to stand there at the counter.
CIMB easy,all very friendly, willing to try repeatedly, with reducing amount.

Last 3 days i got a pretty and very frenly MBB teller willingly filled up so many forms from repeated buys, but this am i got 1 not so good, requiring me to take another queue number as she said she could not keep serving me alone as others were waiting when in actual fact only 2 or 3 waiting for ASX counters and there are 3 ASX counters. i took another queue number, unfortunate got called to face her again, but she did buy another 3 times for me 2nd round.


SUSSarah Jessica
post Apr 11 2015, 12:02 AM

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5k AS1M and 1k ASM at Maybank today
smartinvestor01
post Apr 11 2015, 08:45 AM

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QUOTE(plumberly @ Apr 10 2015, 03:08 PM)
Prestasi Kewangan KOWAMAS & Kadar Dividen 2008 - 2013
**DIVIDEND 30%- 2008, 2009, 2010 , 2013
**DIVIDEND 20%- 2011, 2012
**DIVIDEND 15%- 2013
Are these for real?

Or only for the special group of M'sians?
*
Based on the source from the website, on the e-borang, it should be only applicable for government servants..

Hm.. as a private sector employee, i think not my chance..
plumberly
post Apr 11 2015, 09:33 AM

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QUOTE(smartinvestor01 @ Apr 11 2015, 08:45 AM)
Based on the source from the website, on the e-borang, it should be only applicable for government servants..

Hm.. as a private sector employee, i think not my chance..
*
What about those who are:
* SM teachers
* town council staff
?

I have some relatives who may be able to help then! Ha.
lucifah
post Apr 11 2015, 09:38 AM

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QUOTE(Ancient-XinG- @ Apr 10 2015, 06:12 PM)
Lol. Anyway to delete like in /k?

lucifah

Why Ts tarak power here rage rage rage ahahahaha
*
ah, no

on the other hand, ASB2 is performing quite well for a first timer. will do the needful on monday. that is to dump excess cash into ASB2.
prince_mk
post Apr 11 2015, 12:57 PM

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QUOTE(smartinvestor01 @ Apr 11 2015, 08:45 AM)
Based on the source from the website, on the e-borang, it should be only applicable for government servants..

Hm.. as a private sector employee, i think not my chance..
*
Apakah syarat-syarat untuk menjadi anggota koperasi?
•Warganegara Malaysia.
•Telah mencapai umur lapan belas tahun (18).
•Bukan seorang terhadapnya masih berkuatkuasa suatu sabitan bagi kesalahan boleh daftar tidak upaya dari segi mental, bankrap yang belum dilepaskan atau pernah dibuang daripada keanggotaan mana-mana koperasi dalam tempoh satu tahun.
•Membayar fi masuk sebanyak RM 50.00 (ahli bersekutu).


This post has been edited by prince_mk: Apr 11 2015, 12:58 PM
prince_mk
post Apr 11 2015, 01:02 PM

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QUOTE(smartinvestor01 @ Apr 11 2015, 08:45 AM)
Based on the source from the website, on the e-borang, it should be only applicable for government servants..

Hm.. as a private sector employee, i think not my chance..
*
anyone a member in this KOWAMAS?? I think I m eligible to go in this smile.gif
wil-i-am
post Apr 11 2015, 01:08 PM

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QUOTE(prince_mk @ Apr 11 2015, 01:02 PM)
anyone a member in this KOWAMAS?? I think I m eligible to go in this smile.gif
*
U keen to invest?
prince_mk
post Apr 11 2015, 01:10 PM

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QUOTE(wil-i-am @ Apr 11 2015, 01:08 PM)
U keen to invest?
*
can diversify abit abt 5% put in here. but still unsure whether this is genuine or not. advisable? brows.gif

will find out with Koperasi Malaysia. I know someone working in that too. see this Kowamas registered with them or not. too update you guys later.
prince_mk
post Apr 11 2015, 01:24 PM

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QUOTE(prince_mk @ Apr 11 2015, 01:10 PM)
can diversify abit abt 5% put in here. but still unsure whether this is genuine or not. advisable? brows.gif

will find out with Koperasi Malaysia. I know someone working in that too. see this Kowamas registered with them or not. too update you guys later.
*
fyi, I had checked with this website.

http://www.skm.gov.my/Gerakan-Koperasi/Ind...k-Malaysia.aspx

this Kowamas was not listed in the Indeks 100 Koperasi Terbaik di Malaysia.
wil-i-am
post Apr 11 2015, 01:28 PM

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QUOTE(prince_mk @ Apr 11 2015, 01:24 PM)
fyi, I had checked with this website.

http://www.skm.gov.my/Gerakan-Koperasi/Ind...k-Malaysia.aspx

this Kowamas was not listed in the Indeks 100 Koperasi Terbaik di Malaysia.
*
Is there any restriction on redemption?

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