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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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theberry
post Apr 8 2015, 08:16 PM

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QUOTE(LDP @ Apr 8 2015, 02:57 PM)
Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
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QUOTE(plumberly @ Apr 8 2015, 03:01 PM)
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
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asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money laugh.gif
all in all, if one know how to invest, they wont put their money in these fund ler.
theberry
post Apr 8 2015, 08:19 PM

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QUOTE(LDP @ Apr 8 2015, 02:57 PM)
Banyak orang beli as1m nowadays..is it becoz ppl are now hungrier for yield due to escalated cost of living ?
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QUOTE(plumberly @ Apr 8 2015, 03:01 PM)
My view is, it is simply because its return (~6%) is higher than FD (~3.6%) for more or less the same risk (except that ASX do not have PIDM guarantee).

With some effort and trying, one can get nearly twice the return. So why not?

Cheerio.
*
asx indeed does have higher return but it is for long term and cannot touch for 1 year[passive and risk avert people and ]. fd is for those people who frequents playing the money laugh.gif
all in all, if one know how to invest/trade stocks, they wont put their money in these fund ler. like this people u earn 1 year laugh.gif they already earn in 1 day
theberry
post Apr 9 2015, 10:59 AM

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QUOTE(MGM @ Apr 9 2015, 10:56 AM)
U mean there are people who earns 6%/day?
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Yes, provided u know how to trade the stock by your own..

Hint: forex
theberry
post Apr 9 2015, 04:13 PM

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QUOTE(nexona88 @ Apr 9 2015, 11:08 AM)
oh forex trading.. tat one high risk high return..

ASx fund kinda low risk with acceptable return  yawn.gif

hint: some pipu keep money in ASx as "backup" if their forex / stock trading get into big losses  icon_rolleyes.gif
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yeah, u got it. forex trading everyday maybe profit or maybe loss. asnb 1 year 1 profit. if play forex and stock trading, best 1 is put in FD right? FD every month get interest, asnb do not have tthat. laugh.gif

QUOTE(Ancient-XinG- @ Apr 9 2015, 11:29 AM)
Forex = need commitment = high risk = no casual time = all time scare = always stick to stock = when win little = go for larger amount = until cannot pull out = either do or ...

ASNB ok wat.... for a salary worker la. Haha
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FOREX=24/7 see stock laugh.gif

QUOTE(MGM @ Apr 9 2015, 11:35 AM)
Nobody can consistently get 6% daily without losses in between. So u can't compare this with ASx.
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i din say they get 6% daily. well. i mean they[full time investor, risk lover] probably get more than 1/2/3/4/5/6% return or so higher in a day or month or 500% return in a year.yes full time trading profession. yes they make loses in between but they can diversify 1 right? ex. if they lose 6% today, they are not going to do nothing 1 right? hint:jp morgan GFC.
on the other way, ASx is for salaried man/passive/leisure investors/who has no trading strategy/who dont know how to trade/risk averter.
theberry
post Apr 10 2015, 02:04 PM

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QUOTE(MGM @ Apr 10 2015, 12:17 AM)
I think all fixed price ASx has similar calculation for dividend. Got this from
http://invest-made-easy.blogspot.com/2013/...era-asb_28.html

ASB Dividend
Key Points About ASB Dividend:

ASB Dividend and ASB Bonus are calculated differently and separately from one another.
Dividend is calculated on a monthly basis over the duration of the year dividend is declared. We term the monthly dividend calculation as Monthly Dividend Amount.
Total Dividend Paid for the year is the Sum of calculated Monthly Dividend Amount from Jan till Dec.
To calculate the Monthly Dividend Amount for each month, the Lowest Account Balance for each month is used.
Lowest Account Balance for a month is defined as the lowest value of your ASB account for that particular month. Let's see Example 1 to 3 below:
     Lowest Account Balance (Example 1):

On 1st Jan 2013, your account balance in ASB is RM5000
You withdraw RM1000 on the 3rd of Jan 2013
You then Redeposit RM2000 into your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

     Lowest Account Balance (Example 2):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM2000 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM4000.00

     Lowest Account Balance (Example 3):

On 1st Jan 2013, your account balance in ASB is RM5000
You deposit RM1000 on the 3rd of Jan 2013
You then withdraw RM500 from your ASB on the 10th of Jan 2013.
What is your Lowest Account Balance for Jan 2013?
Answer is RM5000.00

Formula for ASB Dividend Calculation:
Monthly Dividend Amount calculation= 1/12 x Dividend % x lowest-account-balance
By obtaining the Monthly Dividend Amount from Jan till Dec,

Total Dividend Paid = sum of Monthly Dividend Amount from Jan till Dec
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So do u mean if I
Invest 10k in asx on 29jan
Then sold all on 1 march<left 1unit>
So I get 9999 cash and [6.6%*1/12] cash in return? Assuming I don't wait 1/4 for dividend payment.

This post has been edited by theberry: Apr 10 2015, 02:06 PM
theberry
post Aug 24 2015, 06:36 PM

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kecian my asg, hopefully i wont see newspaper pipul 14th floor everywhere.
theberry
post Aug 24 2015, 07:54 PM

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QUOTE(nexona88 @ Aug 24 2015, 07:53 PM)
it's gonna be lower tmrw  sweat.gif
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ur one how ar. fixed and variable one all cash out? laugh.gif
theberry
post Aug 24 2015, 07:55 PM

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QUOTE(wil-i-am @ Aug 24 2015, 07:31 PM)
Tis is just the tip of the iceberg  brows.gif
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HOW , please save mi cry.gif cry.gif cry.gif cry.gif
theberry
post Aug 24 2015, 09:25 PM

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QUOTE(nexona88 @ Aug 24 2015, 07:59 PM)
i'm in 50/50 situation  sad.gif
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QUOTE(wil-i-am @ Aug 24 2015, 08:00 PM)
Just relax n revisit next year
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cash out variable unit now or buy some? since 3k huge loss liao cry.gif cry.gif cry.gif

This post has been edited by theberry: Aug 24 2015, 09:28 PM
theberry
post Aug 24 2015, 09:33 PM

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QUOTE(szaku89 @ Aug 24 2015, 09:29 PM)
How many % lost? Why not wait for another few years for it to bounce back? Do you need the money?
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i bought 1.0930 serunit last time. that 0.114 difference vmad.gif
no ler, cause i have no idea how many years will it takes to rebounce.



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