Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Oct 11 2017, 05:04 PM
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Junior Member
410 posts Joined: Dec 2006   
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QUOTE(KeSToN @ Oct 11 2017, 03:13 PM) when i apply for the card a couple of months ago under the lazada500 deal. they told me 1st year is waived automatically Not too sure about that I guess it depends on which cc applied? But I'm planning to swipe above the required amount so it's fine for me   |
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Oct 11 2017, 06:43 PM
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Junior Member
827 posts Joined: Oct 2016
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Anyone get the new HSBC Visa Signature card? is it first year got annual fees? coz didnt state is free for first year. plan to apply it for lazadaRM500 deal, i just cancel my amanah carad on April, not sure can get the 500 deal or not.
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Oct 11 2017, 10:36 PM
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Junior Member
75 posts Joined: Mar 2010
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QUOTE(fly126 @ Oct 11 2017, 10:09 AM) Any of it will do... thank you |
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Oct 12 2017, 03:50 PM
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Senior Member
579 posts Joined: Oct 2006
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Hi, just received my Visa Signature yesterday - contemplating whether or not to use it?
How does one know if we will be able to redeem the 100k points? Well under their T&C they indicated that the points will only be credited after the end of campaign - what if i end up with 0 points hmmmh... Also, got the 0% installment loan at 12k. Not sure what to do with it. First time receiving loan from a credit card, is there any penalty for early prepayment?? |
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Oct 12 2017, 03:58 PM
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Staff
72,883 posts Joined: Sep 2005 From: KUL 
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QUOTE(ccm123 @ Oct 12 2017, 03:50 PM) Hi, just received my Visa Signature yesterday - contemplating whether or not to use it? Put the cash into FD.How does one know if we will be able to redeem the 100k points? Well under their T&C they indicated that the points will only be credited after the end of campaign - what if i end up with 0 points hmmmh... Also, got the 0% installment loan at 12k. Not sure what to do with it. First time receiving loan from a credit card, is there any penalty for early prepayment?? |
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Oct 12 2017, 11:22 PM
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Junior Member
225 posts Joined: Sep 2008 From: Kelana Jaya
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any hsbc cc sales can intro?
wanted to apply one, interest on the 12k 0% loan & RM500 lazada voucher |
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Oct 13 2017, 03:50 PM
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All Stars
14,308 posts Joined: Jan 2011
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QUOTE(PluEitaro @ Oct 10 2017, 11:06 PM) Just asked the staff on the phone for my card application just now..there 2 scenario... Swipe means the transactions must be done over counter or at merchant is it? Or online transactions are counted as well?Scenario 1 At least 1 swipe a month consecutively for 12 months you're entitled for auto annual fee waiver. Scenario 2 Did not swipe once every month. However, accumulated at least 12 swipe over 12 months. You have to call HSBC to waive the annual fee. |
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Oct 13 2017, 03:57 PM
Show posts by this member only | IPv6 | Post
#3148
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(playboy88 @ Oct 12 2017, 11:22 PM) any hsbc cc sales can intro? Thought 12k 0% loan ended already. Supposed ended Sep 2017. 500 Lazada voucher still ongoing.wanted to apply one, interest on the 12k 0% loan & RM500 lazada voucher |
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Oct 13 2017, 04:00 PM
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Senior Member
4,404 posts Joined: Jun 2012 
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QUOTE(fly126 @ Sep 13 2017, 01:18 AM) fyi, Retail Spending (Transactions) i) Local / Overseas Purchases ii) Auto Debit / Recurring / Standing Instruction (SI) iii) E-commerce / Internet / Online iv) Mail Order / Telephone Order (MOTO) NON-Retail Spending (Transactions) i) Flexi Payment Plan / Easy Payment Plan ii) Balance Transfer (BT) iii) Cash Advances / Dial For Cash (DFC) iv) Credit Shield Plus / Card Protection Plan v) Outstanding Balance / Finance Charge / Late Payment Charge vi) Reversal on Transaction, Disputed / Fraudulent Transaction vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges QUOTE(westlife @ Oct 13 2017, 03:50 PM) Swipe means the transactions must be done over counter or at merchant is it? Or online transactions are counted as well? Yes, any of it will do. |
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Oct 13 2017, 04:01 PM
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Staff
72,883 posts Joined: Sep 2005 From: KUL
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QUOTE(SzeMeng76 @ Oct 13 2017, 03:57 PM) Thought 12k 0% loan ended already. Supposed ended Sep 2017. 500 Lazada voucher still ongoing. Until 15th October. "Promotion Period is from 21 July 2017 – 15 October 2017."https://sp.hsbc.com.my/zero?WABFormEntryCom...WS_CIP_ZERO_POP |
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Oct 13 2017, 07:34 PM
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Senior Member
5,806 posts Joined: Aug 2007 From: PJ | Tokyo
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Just gotten my HSBC Amanah card. Hoping to get RM500 lazada voucher.
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Oct 13 2017, 09:56 PM
Show posts by this member only | IPv6 | Post
#3152
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Junior Member
80 posts Joined: Sep 2017
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Guys wanna check if I have Amanah and Visa Platinum with their both individual CL. Can I cancel Amanah and transfer the CL to be added to my Visa Platinum card?
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Oct 13 2017, 09:59 PM
Show posts by this member only | IPv6 | Post
#3153
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Junior Member
285 posts Joined: Oct 2011
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which card pay utilities is best?
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Oct 13 2017, 10:12 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(forumania126 @ Oct 13 2017, 09:56 PM) Guys wanna check if I have Amanah and Visa Platinum with their both individual CL. Can I cancel Amanah and transfer the CL to be added to my Visa Platinum card? Nope you cancel now but can't transfer or keep the cards 1 or 2 years later baru can apply to do so... As HSBC will review your CL at that time...  |
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Oct 13 2017, 10:18 PM
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Senior Member
5,533 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(ccm123 @ Oct 12 2017, 03:50 PM) Hi, just received my Visa Signature yesterday - contemplating whether or not to use it? How long did your application take to receive the card?How does one know if we will be able to redeem the 100k points? Well under their T&C they indicated that the points will only be credited after the end of campaign - what if i end up with 0 points hmmmh... Also, got the 0% installment loan at 12k. Not sure what to do with it. First time receiving loan from a credit card, is there any penalty for early prepayment?? |
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Oct 14 2017, 11:07 PM
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Senior Member
9,052 posts Joined: Feb 2006
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visa signature is confirm 1 swipe per month to waive the annual fee, it is stated in the TnC: https://sp.hsbc.com.my/microsites/visasig/f...ard_31Aug18.pdf
17. Annual fee will be waived if the Cardholder(s) swipe the HSBC Credit Card at least once a month for a period of 12 consecutive months. Just pump RM5 petrol at petrol station every month to keep the card active for 6x PPL entries every year~ |
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Oct 15 2017, 01:02 PM
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Senior Member
1,116 posts Joined: Dec 2009
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last month apply hsbc amanah cc thru ringgitplus.. until today no update frm them approve or rejected
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Oct 15 2017, 01:12 PM
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(HolySatan @ Oct 15 2017, 01:02 PM) last month apply hsbc amanah cc thru ringgitplus.. until today no update frm them approve or rejected Advised call and ask for status. Last time my rejection no inform, call only know reject.  |
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Oct 15 2017, 05:28 PM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(SzeMeng76 @ Oct 15 2017, 01:12 PM) Advised call and ask for status. Last time my rejection no inform, call only know reject. mine received sms approved on 5 oct and will send to me in 10 days but till now no receiving and the number given keep asking for telephone pin and credit card number (automated voice), how am i gonna ask them? |
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Oct 15 2017, 05:58 PM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(tan_aniki @ Oct 15 2017, 05:28 PM) mine received sms approved on 5 oct and will send to me in 10 days but till now no receiving and the number given keep asking for telephone pin and credit card number (automated voice), how am i gonna ask them? ok found out a way while they asking for ic/credit card number/bank acc number, just ignore and after repeat for twice, it will ask for banking related press 1, credit card related press 2 and after that straight to customer care. anyway they said sent out on the day i received sms, therefore i think got lost, need to pick up at nearest branch... |
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