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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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fly126
post Jan 2 2015, 11:19 AM

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v.2 Reporting in... icon_rolleyes.gif
fly126
post Jan 23 2015, 09:22 PM

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QUOTE(cashie @ Jan 23 2015, 09:05 PM)
I plan to apply the amanah HSBC through ringgit plus to get the huawei tablet.
For amanah platinum, the annual fee is rm240 but it will be waived if swipe 12 times.

I want to double confirm, does that mean that once I applied it will charge rm240 to my bill directly? When my transaction reach 12 times then I call them to waive?

Or is it first year it was waived but subsequent year need 12 swipe?
Also, should I went to non-plantinum since the annual fee is cheaper.

Appreciate anyone can answer me, thank you.
*
1st Year is Free with NO Annual Fee,
As for Subsequent Years AF Wavier subject to 12x Swipes p.a nod.gif
fly126
post Jan 27 2015, 12:36 AM

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QUOTE(Tainted @ Jan 26 2015, 10:49 PM)
I see. But im just abit worried about the annual fee. Can confirm if it will be waived if swipe 12 times in a year?
*
I can 100% Confirm to You the Annual Fee can be Waived with min. 12X Swipes a Year, Member since 2011 (Amanah Plat & HSBC Platinum Card) Never pay a single cent of AF... nod.gif
http://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards
fly126
post Feb 3 2015, 11:32 PM

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QUOTE(giggs_509 @ Feb 2 2015, 11:16 PM)
my card is expiring this month. is it auto renew or do i need to call them?
*
it's Auto Renewal They Will Sent out a NEW Card to You... nod.gif
fly126
post Mar 4 2015, 11:17 PM

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QUOTE(fox_shinoda @ Mar 3 2015, 11:20 PM)
I was at MidValley last Sunday, passed by the HSBC promo booth in the center court. The promoter approached me and asked me to apply, but I told her that I already have Visa Plat and Amanah Plat.

She then told me that I can apply to upgrade my 2 current Plat cards to Signature instead.

I was a bit skeptical as she said I will be issued 2 new cards later and my current CL will be combine.

Anyone have done this?
*
YES U can... nod.gif
ie,

You Got Card A when Applied Card B, You can Request to Consolidate/ Combine the CL (Cards A+B) to have Higher CL with the Condition on: U can ONLY Keep 1 Card Either Card A or Card B

with the Same Similarity here,
You have Card A, Card B.... After get Card C Request Combine CL (Card A+B+C) = NEW CL but with a MUST Potong Either 2 CC from Them to Enjoy the NEW CL from the Card... brows.gif

All These are Subject to Bank Approval... sweat.gif

Based on MY Own Experience an (Amanah Gold + Plat. & Conventional Gold + Plat. then VS Cardholder Since 2011) whistling.gif

This post has been edited by fly126: Mar 4 2015, 11:21 PM
fly126
post Mar 16 2015, 01:19 AM

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QUOTE(LostAndFound @ Mar 15 2015, 11:14 PM)
I don't have =(

Anyway a question for those who have been using this card, when is the cash-back credited? My first statement shows "cash-back RM4.xx" but in the list of transactions don't show it. So my amount owed is RM XXXX, doesn't seem to deduct cash back amount. Furthermore, I spent over RM2k and so should be getting 8% cashback for grocery spending, which would be much more than RM4.

Not sure how it works, anyone can enlighten me?
*
the CB of the 1st Statement are Credited back to Your Account on/after the Due Date of Your 1st Statement & the 5 / 8% Weekends for Dinning, Petrol, Groceries Spend CB will Credit back within 4-6 Weeks later... nod.gif

This post has been edited by fly126: Mar 16 2015, 01:20 AM
fly126
post Mar 23 2015, 11:39 PM

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QUOTE(Foxngn @ Mar 23 2015, 11:10 PM)
Hi all, i would like to know for HSBC amanah, is it no matter you pay minimum or pay half of the amount per month, i will still kena charge interest?
*
Yup... sweat.gif
fly126
post May 19 2015, 10:29 PM

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QUOTE(viknes36 @ May 19 2015, 10:04 PM)
Which hsbc card is good? i prefer cash rebate
*
HSBC Amanah MPower Visa Platinum Credit Card-i
user posted image

http://www.hsbc.com.my/1/2//personal-banki...cards#_platinum
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ashback_tnc.pdf
fly126
post May 22 2015, 06:58 PM

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QUOTE(engtat @ May 22 2015, 05:21 PM)
For AF, example, MPower Visa Platinum, since no auto waived for FIRST year, do they charge the AF to your card once approved, then only can call to waive after completed 12 swipes?

The T&C with * is very tricky.
*
No, Usually they X charging you AF on the 1st year, for NEW Approved CC.


Yup, for the subsequent years U need min. 12x swipes to get Auto Annual Fee waiver...

Me having their CC (MPower Visa Plat. + Visa Signature) since 2011, Never being charged a single cent of Annual fees

This post has been edited by fly126: May 22 2015, 07:09 PM
fly126
post May 27 2015, 11:59 PM

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QUOTE(rykarin @ May 27 2015, 01:57 PM)
Im also want to know about this. Recived call from their cs and talk over the phone about 15min regarding application.  They send me an email ..got pdf brochure about amanah cc need pay fixed management fee..
im applying amanah mpower visa..still waiting their reply regarding this fees.
*
FIXED Management Fee (Islamic Bank) = Credit Card's Interest (Conventional Bank) Both are the Same just Called by Different Name.


fly126
post Jun 5 2015, 01:08 AM

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QUOTE(Human Nature @ Jun 5 2015, 12:57 AM)
it took 7 days from approval to the delivery of the card, that is pretty long. normal post or courier?
*
By Snail Mail... whistling.gif
fly126
post Jun 13 2015, 01:08 AM

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QUOTE(kyle_kl @ Jun 12 2015, 11:15 PM)
Hi, anyone can tell me why i swipe my amanah visa platinum card-i at Shell petrol station on weekend only got 0.2% instead of 3% rebate?
transaction date is 30 May (Saturday)wee
posting date is 31 May (Sunday)
*
the 3 /8% of Petrol, Groceries, Dinning Weekends Rebate will Credit back to Your Account Separately, After 3- 5 Weeks later... sweat.gif

This post has been edited by fly126: Jun 13 2015, 01:11 AM
fly126
post Jun 23 2015, 12:24 AM

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user posted image
http://mail.hsbc.com.hk/my/sp/sp_deals_wk24.html
fly126
post Jun 24 2015, 11:40 PM

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QUOTE(James603 @ Jun 24 2015, 03:00 PM)
I have a question about the HSBC Amanah M-Power Visa Card I just got. I applied for VS but they gave me Amanah instead. Now reading in detail in this thread and the Amanah T&C here, I have a deep concern about the benefits and service of this bank towards their CC customers.
According to the T&C from the link above,

This shocks me since I'm a non-Muslim and would be dining and purchasing from places and shops selling stuffs that are non-Halal from time to time.
Is this case true?
And if it's true, can I cancel my card after receiving the BB Z3?
What to do to cancel a credit card? Since this card basically has bad reputations and non-so-good benefits.
*
YES, the Holder of Islamic CC are Permitted to Carry out HALAL Transaction, which Exclude Transaction Related with 6 Categories that Don't meet Shariah Requirement, These Categories are Bars, Disco, Night Clubs, Purchase of Beer, Massage Service, Escort & Gambling... sweat.gif

Having THIS Card since 2011...
But so far, NO Rejection, NO Problem at All for ME to Use this CC at NON Halal Restaurant like Dragon-i or Duty Free Shop at Airport & Used it for MY Daily Spend thumbup.gif

This post has been edited by fly126: Jun 25 2015, 12:56 AM
fly126
post Jul 28 2015, 02:03 AM

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QUOTE(Unseen83 @ Jul 28 2015, 01:53 AM)
WOW.. HSBC CC really insulted my ego..  they should just give me Standard CC rather plaster Platinum give me CL to only RM14K... what a dicky move HSBC.. x
*
Years ago I got My 1st HSBC Amanah Plat. CC with just a Peanut CL $8,000 Only NOW holding their Visa Signature with more than RM50K CL, so...??? whistling.gif

This post has been edited by fly126: Jul 28 2015, 02:08 AM
fly126
post Jul 28 2015, 06:51 AM

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QUOTE(Unseen83 @ Jul 28 2015, 02:38 AM)
wow RM5oK credit..  how old are you ?  how long you been working/ Gov or Private LTd?  how many CC u own (maybe this happen as i apply 3 CC same time)? or they been racist to Malay ME..  mad.gif

hmm.gif  i  gonna call up  CC ask them(later)... this is sux to be me.. getting Low CL and Tag Platinum...  vmad.gif
*
QUOTE(LostAndFound @ Jul 28 2015, 06:40 AM)
Really? This thing also need to call racist?

I've got 10k CL on each of my Maybank platinum cards. 6K on my (former) OCBC Titanium. My HSBC got 20k CL. Should I go complain to OCBC or Maybank?

Dunno why you upset also, you want high CL just for nama? As if anyone else will know your CL unless you tell them.
*
What I tried to say here even u got little startup CL when utilized them they will increase CL for U every year that's what happened to me...
How old are m l, 2x of your age...
fly126
post Aug 6 2015, 11:47 AM

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QUOTE(yahiko @ Aug 6 2015, 09:20 AM)
wanna ask.. grociese 5% cashback weekend.. tesco can? i know they fully support Jusco but wonder how about tesco/sunshine/gaint/mydin?
*
Groceries - Giant, Tesco and AEON Big, Only.
fly126
post Sep 9 2015, 09:45 PM

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QUOTE(alvis5913 @ Sep 9 2015, 09:21 PM)
hey guys, may i know how to calculate the cash back? the 3% will cash back to us in the same month?

i found in my statement there is cashback credit and cashback weekend. What's the different between both?

I am suspecting HSBC not giving the correct cash back, if it is true then they are cheating customer sad.gif
*
You will get normal cash back (0.2%) on your Statement Due date... As for 5/8% Weekends Cash rebates on dining, petrol and groceries will Credit to Your account 4-6 weeks later... nod.gif
fly126
post Oct 2 2015, 01:46 AM

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QUOTE(twins @ Oct 2 2015, 12:51 AM)
Hi guys,
i just got my cc amanah platinum last week..until now still not activate it.. & im not planning to use it at the moment since i oredi got others bank cc..

If im not activate it, is there any expiry date..? hsbc will still charge me the AF or not, eventho i dont activate it for 1 year..?
*
Once the Card have been Approved.. Whether You activate IT or not they will still charge you Annual Fee of the CC , try swipes 1-3 times to get Annual Fee waiver, that's the advice to You nod.gif

Just curios, if you don't want use the card, why applied IT...??? blink.gif
fly126
post Oct 2 2015, 10:42 PM

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edited 2X post...

This post has been edited by fly126: Oct 2 2015, 10:43 PM

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