Hi, just received my Visa Signature yesterday - contemplating whether or not to use it?

How does one know if we will be able to redeem the 100k points? Well under their T&C they indicated that the points will only be credited after the end of campaign - what if i end up with 0 points hmmmh...

Also, got the 0% installment loan at 12k. Not sure what to do with it. First time receiving loan from a credit card, is there any penalty for early prepayment??

Hi I have a question.

I applied my HSBC signature through mid valley. Got the 12k cash advance, am i still eligible for the 100k sign up promo points (upon activation)?

My friend said the sales person said otherwise.. its either u get the cash advance promo or 100k points... i was told otherwise tho. can anyone verify?