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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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theozis
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Dec 26 2022, 01:53 PM
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Getting Started

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QUOTE(ukiya21 @ Dec 26 2022, 11:36 AM) My new strategy for credit card is to follow Ringgit Plus reward. HSBC and Citi always have the rm600 tng rewards. so apply the card, used 6 months+ then cancel... apply another card. cooldown period for reward is 6 months.. So far HSBC i get RM500 x2 + 1 time RM600 TnG. better than those cashback.. this is the correct strategy , however, I dont't think Citi which already under UOB going to continue the new card sign up generosity
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Noorange
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Dec 26 2022, 02:32 PM
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New Member
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QUOTE(LuckyBai @ Dec 26 2022, 11:36 AM) Why not consider other credit card issuers when you can spend that much ? coz i apply this card just to get the reward from ringgitplus. not like purposely want to use this card for online.
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azlim
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Dec 26 2022, 03:28 PM
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Getting Started

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QUOTE(ukiya21 @ Dec 26 2022, 11:36 AM) My new strategy for credit card is to follow Ringgit Plus reward. HSBC and Citi always have the rm600 tng rewards. so apply the card, used 6 months+ then cancel... apply another card. cooldown period for reward is 6 months.. So far HSBC i get RM500 x2 + 1 time RM600 TnG. better than those cashback.. same same last time get rm500 lxd vc oct reapply via ringgit plus, just received rm1k two weeks ago
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contestchris
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Dec 26 2022, 05:12 PM
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I applied for HSBC sometime September under the rm1000 TnG Ringgitplus campaign. Until now no news. Anyone already got the reward?
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MeowZ
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Dec 26 2022, 07:06 PM
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Getting Started

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QUOTE(contestchris @ Dec 26 2022, 05:12 PM) I applied for HSBC sometime September under the rm1000 TnG Ringgitplus campaign. Until now no news. Anyone already got the reward? i applied 1 month ago, following the tnc should be expecting maybe 3 4 months to get? you should message ringgit plus on their fb
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cybpsych
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Dec 27 2022, 08:28 AM
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Billy.Who
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Dec 27 2022, 02:07 PM
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Getting Started

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QUOTE(ukiya21 @ Dec 26 2022, 11:36 AM) My new strategy for credit card is to follow Ringgit Plus reward. HSBC and Citi always have the rm600 tng rewards. so apply the card, used 6 months+ then cancel... apply another card. cooldown period for reward is 6 months.. So far HSBC i get RM500 x2 + 1 time RM600 TnG. better than those cashback.. This is great news. Somehow I thought the cooldown period was 12 months lol
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ukiya21
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Dec 27 2022, 02:18 PM
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QUOTE(Billy.Who @ Dec 27 2022, 02:07 PM) This is great news. Somehow I thought the cooldown period was 12 months lol You need to check Ringgit Plus's term and condition.. maybe some is 1 year.. but as far as what i read is still 6 months..
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Billy.Who
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Dec 28 2022, 03:11 PM
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Getting Started

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QUOTE(ukiya21 @ Dec 27 2022, 02:18 PM) You need to check Ringgit Plus's term and condition.. maybe some is 1 year.. but as far as what i read is still 6 months.. Just checked.. it is indeed 6 months.. The previous time I checked was probably a month back.. might have been a promo for a different bank.. but I think it was a 12 month cooldown period
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boonhan
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Dec 28 2022, 04:34 PM
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QUOTE(Billy.Who @ Dec 27 2022, 02:07 PM) This is great news. Somehow I thought the cooldown period was 12 months lol Citi is 12 months usually.
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Billy.Who
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Dec 28 2022, 11:49 PM
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Getting Started

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QUOTE(boonhan @ Dec 28 2022, 04:34 PM) Citi is 12 months usually. I guess this is the case.. Usually check Ringgitplus mainly for the Citi & HSBC promos since they have the best signup deals.. Probably got mixed up with the T&C for both lol
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mamamia
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Dec 30 2022, 09:23 PM
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Anyone apply HSBC with RP RM1000 TnG reload? After waited for so long, receive the email to claim, but, after claim, still need to wait 10 working days to receive the reload pin.. my friend who apply with RM600 tng, get the reload pin once redeem with the RP unique code. But, for RM1000 campaign, need to wait another 10 working days to receive reload pin
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incredibless
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Dec 31 2022, 11:21 AM
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Hi all just a question. Currently im holding the master platinum card and recently i request to upgrade to visa signature. The agent that i dealt help me to submit for application but according to her, it will consider as a new application and the credit limit will be different based on my latest income statement. I checked in the ccriss currently is consider as new application but question is, from my past experience normally the new card will combine the same credit limit on your existing card.🤔 looking at this the application will likely approve?🤔
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eligible
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Dec 31 2022, 11:55 AM
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Hi Question, Can i apply hsbc credit card online?
staying in singapore.
and looking to apply
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confusedway
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Dec 31 2022, 12:22 PM
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QUOTE(incredibless @ Dec 31 2022, 11:21 AM) Hi all just a question. Currently im holding the master platinum card and recently i request to upgrade to visa signature. The agent that i dealt help me to submit for application but according to her, it will consider as a new application and the credit limit will be different based on my latest income statement. I checked in the ccriss currently is consider as new application but question is, from my past experience normally the new card will combine the same credit limit on your existing card.🤔 looking at this the application will likely approve?🤔 if you are applying for a higher tier card, usually will be as a 'new' application to access your qualification to the 'new' card and any adjustment to you credit limit also depends on your income... how likely you will get your approval depends on many factors, thus no such thing as guarantee as this moment...
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geraldsim89
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Jan 1 2023, 10:18 AM
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Getting Started

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how long to get the card once call process done and sms sent ( to upload documents ) ?
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effectz
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Jan 1 2023, 05:11 PM
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Hi, I've been searching the thread for options of statement date. Does it dependent on activation date? Can we choose statement date e.g. 26th of the month?
The TnG ewallet promo application approved, waiting for it now. Used to have this card but canceled due to unauthorized txn.
Thanks.
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lalahehe90
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Jan 2 2023, 07:33 PM
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Getting Started

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Sorry if this has been asked before, is balance transfer accounted for the accumulated 2k monthly spend to get 8% cashback for amanah credit card?
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victorywp
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Jan 3 2023, 03:08 PM
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QUOTE(lalahehe90 @ Jan 2 2023, 07:33 PM) Sorry if this has been asked before, is balance transfer accounted for the accumulated 2k monthly spend to get 8% cashback for amanah credit card? not counted.
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SUSKopistall
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Jan 3 2023, 05:16 PM
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Hsbc ATM is the most auta. Always give old worn out almost torn notes. Even during festivals no effort by the bank to give new crispy notes on their ATM at all. Very dissatisfied & disappointed
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