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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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wjleong15
post Dec 15 2022, 09:29 AM

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QUOTE(id28 @ Dec 14 2022, 10:01 PM)
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shocking.gif
2k...
omg
thanks for reminding
cybpsych
post Dec 15 2022, 10:28 AM

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QUOTE(wjleong15 @ Dec 15 2022, 09:29 AM)
shocking.gif
2k...
omg
thanks for reminding
*
2k per annum mah, cannot hit meh?
wjleong15
post Dec 15 2022, 10:52 AM

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QUOTE(cybpsych @ Dec 15 2022, 10:28 AM)
2k per annum mah, cannot hit meh?
*
shopeepay kacau cc > shopeepay > sspn
doh.gif
tng reload for insurance payment got petrol station tng pin
so less usage on other cards now
hmm.gif
cybpsych
post Dec 15 2022, 11:09 AM

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QUOTE(wjleong15 @ Dec 15 2022, 10:52 AM)
shopeepay kacau cc > shopeepay > sspn
doh.gif
tng reload for insurance payment got petrol station tng pin
so less usage on other cards now
hmm.gif
*
chop the card lor, underutilized already since other cards can fulfill your existing spending sweat.gif
wjleong15
post Dec 15 2022, 11:20 AM

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QUOTE(cybpsych @ Dec 15 2022, 11:09 AM)
chop the card lor, underutilized already since other cards can fulfill your existing spending sweat.gif
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soon to be
waiting vs to approve first
doh.gif
Noorange
post Dec 15 2022, 11:23 AM

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sorry to ask, if i spend rm2k on retail, only rm300 in ewallet, then my rm300 ewallet cashback is 8%, the rest is 0.2% right?
victorywp
post Dec 15 2022, 01:39 PM

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QUOTE(wjleong15 @ Dec 15 2022, 09:29 AM)
shocking.gif
2k...
omg
thanks for reminding
*
per annum not per month. less than rm200 ok right.

QUOTE(Noorange @ Dec 15 2022, 11:23 AM)
sorry to ask, if i spend rm2k on retail, only rm300 in ewallet, then my rm300 ewallet cashback is 8%, the rest is 0.2% right?
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yes, if the rest is not online, petrol, and/or grocery too.
lovelyuser
post Dec 15 2022, 06:41 PM

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QUOTE(Noorange @ Dec 15 2022, 11:23 AM)
sorry to ask, if i spend rm2k on retail, only rm300 in ewallet, then my rm300 ewallet cashback is 8%, the rest is 0.2% right?
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Cashback calculation:
RM 15 (7.8%, max RM 15 for ewallet)
RM 4.6 (0.2% on RM 2,300 retail plus ewallet)

Total RM 19.60

Read TnC Clause 19 ~ 21
https://www.hsbcamanah.com.my/content/dam/h...-conditions.pdf
lalahehe90
post Dec 15 2022, 11:21 PM

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QUOTE(id28 @ Dec 14 2022, 10:00 PM)
yup, live chat with agent in the app. had to swipe 3x no min amount to receive the sst cashback within 8-12 weeks
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Thanks, will try it out
lalahehe90
post Dec 16 2022, 05:56 PM

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QUOTE(synical @ Dec 14 2022, 11:00 AM)
In tnc didn't exclude government and jompay transactions, can start paying assessment tax next month 😁
luminarist
post Dec 24 2022, 10:35 AM

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QUOTE(id28 @ Dec 14 2022, 10:01 PM)
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the 2000 minimum spend is per annum cumulative right? any category that doesn't qualify/count into this minimum spend?
sg8989
post Dec 24 2022, 11:18 PM

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Anyway to waive SST?
Last year i got waived via pm secure msg to them, now no longer available.
wjleong15
post Dec 25 2022, 08:13 AM

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QUOTE(sg8989 @ Dec 24 2022, 11:18 PM)
Anyway to waive SST?
Last year i got waived via pm secure msg to them, now no longer available.
*
Call for ask cashback
coolguy99
post Dec 25 2022, 09:59 AM

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QUOTE(sg8989 @ Dec 24 2022, 11:18 PM)
Anyway to waive SST?
Last year i got waived via pm secure msg to them, now no longer available.
*
I believe calling them would be easier.
weiseang72
post Dec 26 2022, 10:24 AM

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QUOTE(id28 @ Dec 14 2022, 10:01 PM)
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thanks for the info.....2k......i very less using this card.....maybe will choose to cancel if need fulfill the 2k haha
ericlaiys
post Dec 26 2022, 11:29 AM

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QUOTE(weiseang72 @ Dec 26 2022, 10:24 AM)
thanks for the info.....2k......i very less using this card.....maybe will choose to cancel if need fulfill the 2k haha
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u also need to use every month....not only fulfill 2k
ukiya21
post Dec 26 2022, 11:36 AM

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My new strategy for credit card is to follow Ringgit Plus reward. HSBC and Citi always have the rm600 tng rewards. so apply the card, used 6 months+ then cancel... apply another card. cooldown period for reward is 6 months..

So far HSBC i get RM500 x2 + 1 time RM600 TnG. better than those cashback..
LuckyBai
post Dec 26 2022, 11:36 AM

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QUOTE(Noorange @ Dec 15 2022, 11:23 AM)
sorry to ask, if i spend rm2k on retail, only rm300 in ewallet, then my rm300 ewallet cashback is 8%, the rest is 0.2% right?
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Why not consider other credit card issuers when you can spend that much ?


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mamamia
post Dec 26 2022, 11:38 AM

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QUOTE(LuckyBai @ Dec 26 2022, 11:36 AM)
Why not consider other credit card issuers when you can spend that much ?
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What card is this?
LuckyBai
post Dec 26 2022, 12:07 PM

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QUOTE(mamamia @ Dec 26 2022, 11:38 AM)
What card is this?
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Hong leong

Good things about the bank is their banking app.. Very nice and good to see all festivities theme and promos

This post has been edited by LuckyBai: Dec 26 2022, 12:16 PM

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