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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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mamamia
post Jan 2 2015, 01:25 PM

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QUOTE(y2ronan @ Jan 2 2015, 12:30 PM)
Cash back 8% for >RM2000.
RM100 max cap for platinum and RM50 for Visa Cash back.

Even you spend RM2000 at platinum, when you should have got back RM160 (8%), but it only capped at RM100. So you are not really get 8% also. Am i right?
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Yes.. Ur effective cash back just 5% if u spend rm2000
mamamia
post Jan 8 2015, 12:09 PM

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My sis n bro got the watches

My sis card approved 29/9, swipe rm1500 on 15/10 receive watch on 30/12
My bro card approved 30/9, swipe rm1500 on 14/10 receive watch on 31/12
mamamia
post Jan 23 2015, 08:25 AM

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QUOTE(frozenkid @ Jan 23 2015, 12:12 AM)
Then the sales man lied to me at the road show. He told me that my plan will remain the same as the time when i signed up even if there is any changes. Haiz. U clarified this with HSBC already?
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Haha, y apply with salesman when online apply via ringgitplus is better with HUAWEI tab?
The benefit is not attractive anymore. I guess most of us apply bcoz of free gift as sign up bonus.
mamamia
post Feb 10 2015, 06:15 PM

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QUOTE(tslim121 @ Feb 10 2015, 06:11 PM)
I having the similar problems.
My spending on weekend should entitle for at least 3% cash back, but I only got 0.2%-- useless
Call customer service regarding activation bonus of RM 50, was told that is first come first serve-- not getting RM50
I wouldn't swipe RM 1500 , for so called RM 200 cash back

agent at road show promise RM50 GST will b waived if apply at roadshow -- bull shit
RM 50 charge without failure on to my first statement

In short, I cheated by hsbc, call to cancel the card, the call centre telling the respective agents are busy, (? Too many ppl canceling ), saying that they will call me back in 3 working day, I doubt that they will call me back.
feeling cheated again.

HSBC is not a bank to trust, I advise everyone to avoid this bank.

Now I having problem to cancel my card. cry.gif  cry.gif
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Normally GST won't be waive in first statement. Usually is 2nd or 3rd statement. For weekend cash back, it will only credited within 60 days after the transaction. Again, will be credited on next or next 2 statement of Ur spending
mamamia
post May 7 2015, 01:32 PM

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QUOTE(kyle_kl @ May 7 2015, 10:54 AM)
I just receive email saying my card is approved but i didn't receive the unique code for ringgit plus free table. Normally they will send the code immediately or a few days later?
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Not immediately.. Normally few days or few weeks later
mamamia
post May 7 2015, 10:46 PM

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QUOTE(MNet @ May 7 2015, 09:50 PM)
If no then what its mean?
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Call HSBC n also email to ringgit plus to check
mamamia
post May 9 2015, 09:11 PM

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Just to confirm again, the total monthly spend is based on calendar month and not statement month, am I right? Eg. If I spend rm2000 in May, I can get 8% cash back on my May weekend dining/groceries/petrol up to RM100, am I right?
mamamia
post May 13 2015, 06:51 PM

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I got charged annual fee n waived b4 statement due date. Can I pay current outstanding balance as full settlement? I was told by cs that if I pay outstanding balance n not statement balance, they might impose finance charges to me. Anyone experienced this?
mamamia
post May 13 2015, 10:48 PM

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QUOTE(hitch80 @ May 13 2015, 08:08 PM)
if your statement is RM200 and your current outstanding only RM100 (RM200 statement balance - RM100 annual fee) then you just have to pay the remaining outstanding balance.  if current outstanding balance is lesser than your statement, why should you still pay according to the statement balance?
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Ya, that's my point too.. I called to check wat is my outstanding balAnce as at now as cs confirmed that they have waive my annual fee n credited to my acc. My payment due on 15 May, that's y I want them to confirm the annual fee has been reversed. But the cs warned me that if I didn't pay according to my statement balance, I might have finance charges.. So I just can't understand the logic. Worried HSBC amanah structure is so much diff with other conventional bank. That's y want to check with u guys whether anyone experienced such issue.

My situation now is as statement balance 200, outstanding balance as at today after annual fee reversal is 100. So, I just pay 100.
mamamia
post May 21 2015, 10:41 PM

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QUOTE(Jason @ May 21 2015, 04:46 PM)
Submitted on Tuesday..still no call or email until today lor..this Ringgitplus sucks wei.
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Same here. No news after I submitted on Tuesday.
mamamia
post May 22 2015, 06:35 AM

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QUOTE(Human Nature @ May 21 2015, 11:43 PM)
I mean the person who will follow up and call us, from the bank side or ringgitplus? If from the bank, then it is all good. Let's keep each other posted on the progress ya  biggrin.gif
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As per the email I received, it is from bank.

HSBC will call you within 3 business days to process your application.
mamamia
post May 22 2015, 10:54 PM

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QUOTE(destiny6 @ May 22 2015, 10:33 PM)
i haven't received the call yet....so no phone lo....aiH  sad.gif
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Same. I submit my details via ringgit plus on Tuesday. No one call me.. 😒
mamamia
post May 23 2015, 08:11 AM

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QUOTE(Human Nature @ May 23 2015, 12:13 AM)
wah yours so long delay. i received the call on the next day
don't know ler, no reply yet. i am not sending my application if getting apple tv.
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Maybe bcoz I'm existing cardholder. They don bother to call me.
mamamia
post Jun 3 2015, 07:46 AM

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QUOTE(karcity @ Jun 2 2015, 09:41 PM)
My experience is you need to spend RM2100 each month to get 8%. Because the RM100 rebate from previous month is not included. Eg if you spend RM2000 in May, but you get rebate RM100(for rebates on March).,then your spending is only 1900. Rebates become 3%. To be safe, spend RM 2100 each month.
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If I'm u, I will complain n get back the 8%. They must refund to u.
mamamia
post Jun 3 2015, 06:35 PM

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My case worst.. Send to ringgitplus but no one call me
mamamia
post Jun 4 2015, 12:15 PM

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QUOTE(sj0217 @ Jun 3 2015, 07:57 PM)
.
Same same, still waiting... How many days already?
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May 19 until now.. Sent email to ringgitplus twice to check d.. Still no news..
mamamia
post Jun 4 2015, 04:48 PM

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RM0.00 Thank you for using HSBC/HSBC Amanah credit card/-i(s).We are pleased to advise that we have waived your credit card/-i(s) annual fees due in Jun 2015.

Received this SMS. No need to call up..

This post has been edited by mamamia: Jun 4 2015, 04:48 PM
mamamia
post Jun 5 2015, 05:28 PM

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QUOTE(alex_cyw1985 @ Jun 5 2015, 03:41 PM)
Just received the unique code, but ringgitplus provides the attached gifts instead of Blackberry Z3...
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Wah, from bb phone become the 4 choices.. Downgraded. Luckily nobody call me..
mamamia
post Jun 7 2015, 04:22 PM

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QUOTE(hitch80 @ Jun 6 2015, 06:06 PM)
i sent an email to RP asking about the phone availability, they should put some sort of announcement la
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Update us the reply from rp
mamamia
post Jun 18 2015, 07:03 PM

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QUOTE(sj0217 @ Jun 18 2015, 03:29 PM)
Email to RP seeking advice about the application due to no calling from bank still.

Confirmed by the staff from RP and told that for those who are apply within 18-22/5, will be offer for Blackberry Z3 Smartphone.

Below is the free gift campaign period for HSBC credit card.

1) Applied before 18/5/2015 will get Huawei Tablet
2)18 - 22/5/2015 6pm will get Blackberry Z3 smartphone
3) 22/5/2015 6:05pm - 30/6/2015 will get Apple TV

So, hopefully bank will still process for calling, maybe need to take some time
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I already give up. Same here. HSBC didn't call me for my application. Maybe I'm existing cardholder, they don't bother to call. N even RP mentioned will escalate to HSBC for them to call me, still no news. I emailed to RP for 3 times but still no news.

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