just would like to check normally how long does HBSC approves the credit card? The agent submitted in 5th April...Today i check is still pending. Not sure if
i have other cards would make the process longer.

wow 1.5 weeks...fast for me was alliance bank 2 working days approved already..I shall wait n see.

Hi all just a question. Currently im holding the master platinum card and recently i request to upgrade to visa signature. The agent that i dealt help me to submit for application but according to her, it will consider as a new application and the credit limit will be different based on my latest income statement. I checked in the ccriss currently is consider as new application but question is, from my past experience normally the new card will combine the same credit limit on your existing card.🤔 looking at this the application will likely approve?🤔

you need to wait at least 6 months before applying separately for Visa Signature. Once approved then only you need to call CS to request to cancel your Platinum and combine the credit limit from Platinum to Signature
as one. The reason is credit limit for HSBC is separated into different cards, unlike SC or Citibank where u can have 2-3 cards under the same limit.

hi just asking here, for those still holding Hsbc card any reason why? I am currently holding the VS and rarely use as ntg much from them. Thinking to cancel it but im treating the card as for autodebit only for my phone bills and etc for the AF waiver since the CL is they gave me is good high.

This is HSBC . I have no idea how their credit limit allocation works. Long time ago I applied for Platinum Mastercard CL assigned was 40k then few years later I applied for additional VS only allocate me 15k. So i requested to combine but with a condition that I must drop a card, so end up I retain the VS with 40k+15k =55k CL. Recently, I just tried to get the Premier again another different CL allocation was allocated more than 100k with the same reasoning, need to drop the lower grade card to combine both limit assignments.

So i did ask if future I drop off the Premier card? What will happen to my CL?, the CS said i need to apply a new card and request to combine the limit again.. LOL