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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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wjleong15
post Oct 7 2022, 08:32 AM

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QUOTE(ChiaW3n @ Oct 7 2022, 01:00 AM)
I got instalment plan with my HSBC cc that’s why I can’t clear off the outstanding for now 🥲🥲
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seems recently hsbc not that generous
hmm.gif
jhleo1
post Oct 7 2022, 09:56 AM

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I think more due to very hard to contact them like previous years. Last year whenever you call, HSBC sure can reach n give you answer immediately. Now..... all depend on your luck. Possible cut cost to 3rd party call centre... hahaha...

QUOTE(wjleong15 @ Oct 7 2022, 08:32 AM)
seems recently hsbc not that generous
hmm.gif
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This post has been edited by jhleo1: Oct 7 2022, 09:56 AM
matrix88
post Oct 7 2022, 09:58 AM

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lousy card, myr5 dispute (unauthorised transaction) till now 2 months + still not yet refund to me.

better cancel the card.
ChiaW3n
post Oct 7 2022, 03:06 PM

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QUOTE(jhleo1 @ Oct 7 2022, 09:56 AM)
I think more due to very hard to contact them like previous years. Last year whenever you call, HSBC sure can reach n give you answer immediately. Now..... all depend on your luck. Possible cut cost to 3rd party call centre... hahaha...
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I never get to call them. Put a message via live chat wait them get back to me. Also take ages
coolguy99
post Oct 8 2022, 09:37 AM

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QUOTE(ChiaW3n @ Oct 7 2022, 03:06 PM)
I never get to call them. Put a message via live chat wait them get back to me. Also take ages
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Their live chat is the worst. Best bet is still to call them
saitong09
post Oct 8 2022, 11:49 PM

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QUOTE(coolguy99 @ Oct 8 2022, 09:37 AM)
Their live chat is the worst. Best bet is still to call them
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Call? make sure you have patience to wait for 1 hour
tifosi
post Oct 9 2022, 12:37 AM

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QUOTE(saitong09 @ Oct 8 2022, 11:49 PM)
Call? make sure you have patience to wait for 1 hour
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I waited more than an hour to requested for the SST rebate.
adele123
post Oct 9 2022, 08:35 AM

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QUOTE(wjleong15 @ Oct 6 2022, 04:55 PM)
just now i paid off the bill and asked for cancellation
then cs proceeded to cancel my card
doh.gif
after that last sentence I said get the retention team to contact me asap
then she said will submit the request to management to rebate my sst
asked me check back after 3 days
hmm.gif
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You also live chat? Mine due next month, don't want to keep it if pay rm25. I sign only for the sign up gift.

Rarely use after that. Cause didn't manage to tally why I didn't get bonus points spending at those listed shopping malls.

QUOTE(tifosi @ Oct 9 2022, 12:37 AM)
I waited more than an hour to requested for the SST rebate.
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Was your main purpose call in to cancel or call in to get the rm25?

This post has been edited by adele123: Oct 9 2022, 08:36 AM
wjleong15
post Oct 9 2022, 09:06 AM

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QUOTE(adele123 @ Oct 9 2022, 08:35 AM)
You also live chat? Mine due next month, don't want to keep it if pay rm25. I sign only for the sign up gift.

Rarely use after that. Cause didn't manage to tally why I didn't get bonus points spending at those listed shopping malls.
Was your main purpose call in to cancel or call in to get the rm25?
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Live chat
Waltuh94 P
post Oct 9 2022, 09:27 AM

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Hi~ Applied a HSBC platinum cc at the Mid Valley booth. I read somewhere that you will receive a SMS notification to track your application progress. I didn't receive that. Is it not the same for others too? Did you all get the SMS? Thanks.
ChiaW3n
post Oct 9 2022, 10:00 PM

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QUOTE(wjleong15 @ Oct 9 2022, 09:06 AM)
Live chat
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I live chat but the Officer refused. May I know if you ask for waiver or rebate?
wjleong15
post Oct 9 2022, 10:19 PM

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QUOTE(ChiaW3n @ Oct 9 2022, 10:00 PM)
I live chat but the Officer refused. May I know if you ask for waiver or rebate?
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Rebate
Officer said no
Then i proceed for cancellation
And told her ask retention call me asap
Then she said submit request for sst rebate
Ask me come back after 3 days
So far ebanking still show nothing yet
fruitie
post Oct 9 2022, 10:27 PM

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Since I already got AF waived (didn’t spend once every month for 12 consecutive months) and SST rebate, I’m keeping this card for promotions. Well, to be fair it has given me a lot of free TnG credit during the TnG campaigns.

Recently no promo right? I’m holding the VS.
ChiaW3n
post Oct 9 2022, 10:52 PM

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QUOTE(fruitie @ Oct 9 2022, 10:27 PM)
Since I already got AF waived (didn’t spend once every month for 12 consecutive months) and SST rebate, I’m keeping this card for promotions. Well, to be fair it has given me a lot of free TnG credit during the TnG campaigns.

Recently no promo right? I’m holding the VS.
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Recently no promo since got free annual fee and SST rebate this card can keep but need to monitor frequently hsbc very prompt to fraudulent transactions
escapist_1010 P
post Oct 9 2022, 11:10 PM

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QUOTE(adele123 @ Oct 9 2022, 08:35 AM)
You also live chat? Mine due next month, don't want to keep it if pay rm25. I sign only for the sign up gift.

Rarely use after that. Cause didn't manage to tally why I didn't get bonus points spending at those listed shopping malls.
Was your main purpose call in to cancel or call in to get the rm25?
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still got the sign up gift?

Cuz i saw the gift quite limited to 750 units capped for both voucher and cash back plus the campaign is from jan 22 till dec 22
babygrand123
post Oct 9 2022, 11:44 PM

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HSDB no CB on 10 10 later ????
melz84
post Oct 10 2022, 02:50 PM

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Hi guys..

Any here uses either a Premier Travel Mastercard or Amanah Premier World Mastercard ? Any pros and cons? I've read the comparison on the site but doesn't seem to tell me any significant diff so thinking of asking someone who actually uses them.

I currently have the Plat and VS.
francis226
post Oct 11 2022, 11:22 AM

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QUOTE(melz84 @ Oct 10 2022, 02:50 PM)
Hi guys..

Any here uses either a Premier Travel Mastercard or Amanah Premier World Mastercard ?  Any pros and cons?  I've read the comparison on the site but doesn't seem to tell me any significant diff so thinking of asking someone who actually uses them.

I currently have the Plat and VS.
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Using PT mc, good Enrich miles conversion for oversea spending, RM0.91 = 1 enrich miles and lounge entry. Thats all laugh.gif
kakalaku
post Oct 11 2022, 11:33 AM

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For HSBC Platinum card

Is grabpay reload eligible under Online Shopping Reward Points category?
jhleo1
post Oct 12 2022, 10:08 AM

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Just called to cancel my HSBC Amanah Cash Bank Card & HSBC Visa Signature. Phone pickup very fast. The officer keep asking what's reason. I just told them lots of fraud cases in HSC cards and don't feel secure to hold. The officer keep saying that this not happened to HSBC but to other banks too bla bla bla. Therefore proceed to card cancellation over the phone. Very smooth process for less than 10 minutes.

This post has been edited by jhleo1: Oct 12 2022, 10:09 AM

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