applied yesterday, and same - no calls from HSBC after completing the sign up via RinggitPlus WhatsApp

Hi all,

What is the most strategic way to fully ultilise the HSBC Platinium card? in terms of max amount spent per category according to the bonus points cap

For HSBC Platinum card

Is grabpay reload eligible under Online Shopping Reward Points category?

HSBC took 2 weeks to contact me via phone call after submitting on Ringgitplus Whatsapp. Be patient, they're just slow as usual

I was also told to collect from branch as a new-to-bank customer (even selected my preferred branch during the application phone call), but in the end they also deliver to my house straight

For HSBC Platinum cards

Question: Reward points are awarded (and calendar month capping mechanism) based on transaction date or posting date?

FYI

HSBC credit cards are now enabled for Apple Pay

https://www.lowyat.net/2023/292102/hsbc-mal...ards-apple-pay/

would it be possible to convert existing HSBC CC to another?

Currently have a HSBC Plat card, thinking of converting to Signature card esp after the benefit bump and lounge access

Has anyone gotten the RM30 cashback from Apple Pay promo?

https://www.hsbc.com.my/content/dam/hsbc/my...omotion-tnc.pdf

Similarities between Visa Signature and TravelOne MC:
- 8x points for foreign spending (online and retail)
- 6x Plaza Premium entry per calendar year
-

Differences between VS and TO:
- Income requirement: VS-RM72k; TO-RM60k
- Annual fee waiver condition: VS-12x swipe per calendar year and RM2k annual spending; TO-RM20k annual spending
- 5x points: VS-Eligible Retail MCCs and Online; TO-Dining and Local Travel (airlines, hotel, travel agency)
- Additional points capping: VS-max 15k additional points for all categories; TO- max 20k for foreign spending, max 10k each for dining and local travel
- Points redemption options: VS-vouchers and goods; TO-miles and hotel points

remains to be seen which is the better card, will depend on TO points redemption rate

should be Mastercard World

I'm thinking of canceling my Platinum card, just to reapply for another HSBC card 6 months later with Ringgitplus signup offer

but before officially cancelling, is there any ways of getting any retention cashback offer from HSBC?

This post has been edited by kakalaku: May 24 2023, 04:08 PM

update on this:

initiated card cancellation via HSBC app live chat, and asked for retention offer. But CS ignored that request and just proceeded to suspend the card while also saying a HSBC CS officer will call me the next few days to confirm my decision

HSBC CS officer called the next day and offered 2 retention offer: either cash advance or balance transfer at lower %. I just straight up rejected this offer and proceeded to confirm my cancellation

HSBC is due to announce changes to the Advance Visa Plat card (diff from the existing silver Visa Plat card) tomorrow, not sure if this card will also be rebranded or it will be a brand new card coming soon

https://ringgitplus.com/en/blog/credit-card...redit-card.html

Looking at previous record with Travel One card, it is a possibility that it will be announced for MY too

seems similar like the Amanah MPower Plat, but the Amanah card having a lower spend threshold and lower cashback cap