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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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matrix88
post May 27 2018, 12:43 AM

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QUOTE(fruitie @ May 26 2018, 02:06 AM)
After activated my VS two days ago, yesterday's afternoon received SMS to increase my Amanah limit to 30k from present 8.5k. How I wish they approved me this limit when I first got this card because I applied for the free interest cash installment. sleep.gif

Now high limit serves me no purpose, I will cancel this Amanah as soon as my cash installment is completed.
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CL increase just like that or you applied for it?
no doc needed?
matrix88
post Aug 24 2018, 08:28 PM

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hsbc signature can enter singapore changi plaza premium lounge?
matrix88
post Aug 24 2018, 11:44 PM

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QUOTE(coolguy99 @ Aug 24 2018, 09:15 PM)
Can. Even TGM also can
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can enter how many times per year?
matrix88
post Aug 25 2018, 07:25 PM

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QUOTE(stark4321 @ Aug 25 2018, 07:21 PM)
Thanks a lot  rclxms.gif

Anyone tried using phone to cancel before? heard a lot of issues with cancellation through phone with this bank, without formal record.
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if you are worried, just walk into any hsbc bank, cut the card together with your cancellation letter, and ask them to acknowledge receipt.
matrix88
post Aug 25 2018, 07:39 PM

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QUOTE(kionglee @ Aug 25 2018, 07:37 PM)
can bring any person along?
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cannot. 1 card only 1 person per day
matrix88
post Aug 27 2018, 06:24 PM

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QUOTE(s@ni @ Aug 27 2018, 12:56 PM)
guys, my application for hsbc amanah platinum sukses laugh.gif

along with rm12k 0% interest cash.

it took them around 1 week. but tbh, not sure what to do with the cash.

my question is, how do i pay the credit card using m2u?

key-in the credit card number? n00b here laugh.gif
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no where to use? put into fd lo.... earn some interest, but be reminded as you need to repay everymonth, while FD only can withdraw when tenure matured!
matrix88
post Nov 6 2018, 03:32 PM

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1 thing i dont like about hsbc is their online credit card transaction, I am not able to see my transactions unlike other banks and sometimes i wonder am i paying the right amount or did they charge me any extra.
matrix88
post Nov 6 2018, 04:01 PM

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QUOTE(beLIEve @ Nov 6 2018, 03:37 PM)
You mean it doesn't show up instantly or? Mine's showing up days later. In fact, anything done outside their online banking site only shows up days later. Anything pending doesn't show up at all, if this is what you're referring to.
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mine doesnt show up at all, i only get to see the account outstanding etc, but transactions are all blank, i am asked to download the statement but again not able to read as it is in some format that is not supported.

so i am actually paying blindly doh.gif
matrix88
post Nov 6 2018, 10:41 PM

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QUOTE(beLIEve @ Nov 6 2018, 04:17 PM)
Then it's strange indeed.

Did you try with the HSBC app on phone? Or Firefox on PC? Just a suggestion to try with another browser in case your main browser is damaged somehow. Firefox's been working fine for me with HSBC so far.
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dont think it is browser issue as i have been using chrome for all other internet banking without issues.
maybe i should call them.
matrix88
post Jan 19 2019, 10:28 AM

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QUOTE(ping325 @ Jan 18 2019, 04:39 PM)
yes called hsbc official CS and they responded its a new precaution from them ... its a bit weird but maybe they had a reason for doing that , it could be anyone key in your details from online maybe, and hence they need physical thumbprint to verify it is you , where else cimb and maybank have the technology of applying directly inside maybank2u and cimb clicks where u need to login.
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HSBC tend to be more secured in a way, when you use their ATM to bank in, you need to verify your IC.
matrix88
post Jan 19 2019, 10:15 PM

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QUOTE(mamamia @ Jan 19 2019, 11:32 AM)
Scb too, it is for AML
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why local banks dont pratice this or AML?
matrix88
post Apr 13 2019, 11:36 PM

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I am using HSBC Signature card, was surprised to find a promoter @ HSBC Booth in shopping mall asking me to apply for clear card, visa as well and can get gift. according to him, HSBC can issue me 2 Visa cards, one signature and one clear card, I just use clear card for cash back. the signature card dont need to use, or can cancel.
matrix88
post Apr 13 2019, 11:45 PM

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QUOTE(fruitie @ Apr 13 2019, 11:42 PM)
Hmm. What's the great thing of Clear Card? I didn't know HSBC has Clear Card, I thought that's Citibank. Hardly follows HSBC cards, I only have its VS.
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dont know. all i know is a cash back card.... the best thing is he ask me to downgrade my card
matrix88
post Apr 13 2019, 11:55 PM

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QUOTE(fruitie @ Apr 13 2019, 11:53 PM)
I only know the VS is worthy to keep, the rest not so.
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haha. now it is the other way round. first time hear promoter ask people to downgrade rather than upgrade.
matrix88
post Apr 14 2019, 10:56 AM

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QUOTE(coolguy99 @ Apr 14 2019, 09:06 AM)
They just want to earn commission, lower tier card is easier to get approved
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shit to this promoters who are only interested in making money but not promoting the right stuff to consumers. HSBC should educate their people to stay focus, else they will become lousy bankers soon.
matrix88
post Jun 20 2019, 09:48 AM

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QUOTE(beLIEve @ Jun 20 2019, 12:19 AM)
My visa platinum application rejected. Email me twice some more.

Interestingly, a week before my application, they called and offered me visa signature with credit limit increase. Morons
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you already own HSBC Visa Signature and you applied for extra Visa Platinum? hmmm....
matrix88
post Jun 20 2019, 10:04 AM

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QUOTE(beLIEve @ Jun 20 2019, 09:56 AM)
yeah, weird people. maybe commission vs $500 voucher loh
no, i turned down the Signature. high annual fee in case I forget to use it every month or cancel within a year. I've read in earlier posts that eventhough they waive it eventually, still have to pay first.
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maybe you are not qualified even for their Visa Platinum.
Strange when you said they offered you with Visa Signature with increased credit limit. You dont even have their card, how they offer you? salesman talk when they wanted you to sign up?
matrix88
post Dec 10 2021, 06:18 PM

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lousy card, I saw 25 ringgit charged to my card statement, called CS to cancel my card, CS told me the 25 ringgit need to be paid in order to cancel the card.
the card had not been used since Aug 2021, I do not need the card, thus want to cancel it, anyone faced this before?


matrix88
post Aug 11 2022, 10:33 AM

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please dont subscribe to this lousy bank credit card
I have a HSBC credit card
received unauthorised transaction sms
immediately called customer service
waited 30 minutes, no answer
called again, waited another 30 minutes, no answer too

called second day, already waited almost 30 minutes again no answer, only listening to stupid recorded message

now I dont know what to do, on one hand my card had unauthorised transaction, means fraud transaction, afraid they will try and continue till credit limit burst, but at the other hand, the bank is not able to help me.

if the service is so poor, better close the credit card department, no need to find any new customers.
matrix88
post Aug 11 2022, 08:22 PM

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QUOTE(cfyong2020 @ Aug 11 2022, 07:04 PM)
hey you can use the chat function in their app or web portal...i guess so many of our data been compromize its due to the ipay88 data leak.
https://www.lowyat.net/2022/281720/ipay88-r...be-compromised/
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thanks for your advice, tried using the chat function. no use as well, it directs me to call customer service and end the chat straight away.


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