Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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 Jan 31 2024, 01:23 PM
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Senior Member
1,459 posts Joined: Feb 2012 
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QUOTE(blackamikaze @ Jan 31 2024, 12:54 PM) i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year? call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back |
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Jan 31 2024, 01:32 PM
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Senior Member
5,582 posts Joined: Aug 2011
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QUOTE(blackamikaze @ Jan 31 2024, 12:54 PM) i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year? Can be waived with 3x transactions |
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Jan 31 2024, 01:44 PM
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#2970
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Senior Member
2,671 posts Joined: Jul 2005 From: Bestine, the capital of Tatooine  
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back QUOTE(contestchris @ Jan 31 2024, 01:32 PM) Can be waived with 3x transactions Thanks, so easy |
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Jan 31 2024, 02:39 PM
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_ 
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i applied ALB CC since early Jan until now also haven't approve.
bank agent say system-wide issue since early Jan until now, so backlog cannot clear |
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Jan 31 2024, 03:22 PM
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#2972
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Senior Member
3,522 posts Joined: Sep 2012
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back I got 26 last year instead of 25 for all cc and vccyou got only 25? latest offer? |
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Jan 31 2024, 04:14 PM
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Senior Member
1,459 posts Joined: Feb 2012
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QUOTE(wjleong15 @ Jan 31 2024, 03:22 PM) I got 26 last year instead of 25 for all cc and vcc yes 26you got only 25? latest offer? |
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Feb 2 2024, 07:20 PM
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#2974
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Junior Member
354 posts Joined: Sep 2008 From: Seremban
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After this topup touchngo got 1% charge for all amounts dy
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Feb 2 2024, 09:58 PM
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#2975
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Junior Member
151 posts Joined: Apr 2014
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QUOTE(lsl640 @ Feb 2 2024, 07:20 PM) After this topup touchngo got 1% charge for all amounts dy Just got the news. So sien. Any other alternatives? |
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Feb 3 2024, 12:26 AM
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#2976
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Junior Member
291 posts Joined: Sep 2007
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QUOTE(bananabread @ Feb 2 2024, 09:58 PM) Just got the news. So sien. Grab,boost,setel,shoppeAny other alternatives? lsl640 and bananabread liked this post
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Feb 3 2024, 09:47 AM
Show posts by this member only | IPv6 | Post
#2977
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(fruitie @ Jan 26 2024, 02:41 PM) I shifted most of transactions to Alliance VI after CIMB TWE's local transactions 10x bonus points ended on 31.12.23. One thing about my Alliance VI is the limit is extremely low, I plan to increase it. Is it easy to get approved? the credit limit can be requested after 6 months, i tried and i got it.It was really difficult for me to get their card in the past as they requestd a lot of things and I didn't want to go through the same nightmare to be honest.  they are quite stingy about credit limit compare to other oversea banks, don't put high expectation to it. |
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Feb 3 2024, 09:56 AM
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#2978
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Senior Member
7,356 posts Joined: Aug 2015 
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QUOTE(ys_2k @ Feb 3 2024, 09:47 AM) the credit limit can be requested after 6 months, i tried and i got it. Hmm not in my case. They were quite generous in giving me credit limit. I have credit card from quite a number of banks and alliance is ranked after CIMB and Maybank in terms of my credit limit.they are quite stingy about credit limit compare to other oversea banks, don't put high expectation to it. ys_2k liked this post
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Feb 3 2024, 10:21 PM
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Junior Member
743 posts Joined: Feb 2011
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Hi, for VS :
In your experience, does the charges via the supplementary card count/combine towards the monthly usage of the principal? To elaborate, I ask because the optimum usage for VS is known to be RM 3k without MCC conditions, and I'm hoping to get another 3k for reasons. Hopefully I manage to word it correctly.. Haha, thank you. This post has been edited by shawnme: Feb 3 2024, 10:23 PM |
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Feb 5 2024, 01:29 AM
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Junior Member
321 posts Joined: Jul 2018
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QUOTE(shawnme @ Feb 3 2024, 10:21 PM) Hi, for VS : almost all card benefit counts toward principal, no exception for alliance vs. either u get 2 principle VS, or join their privilege and get another privilege VS for another 3k.In your experience, does the charges via the supplementary card count/combine towards the monthly usage of the principal? To elaborate, I ask because the optimum usage for VS is known to be RM 3k without MCC conditions, and I'm hoping to get another 3k for reasons. Hopefully I manage to word it correctly.. Haha, thank you. shawnme liked this post
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Feb 5 2024, 12:22 PM
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Senior Member
6,431 posts Joined: Jun 2005
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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM) call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back QUOTE(contestchris @ Jan 31 2024, 01:32 PM) Can be waived with 3x transactions any chance for the "waiver" if i add card for the first year SST? |
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Feb 5 2024, 01:29 PM
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Senior Member
1,459 posts Joined: Feb 2012
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QUOTE(mamamia @ Feb 5 2024, 12:22 PM) any chance for the "waiver" if i add card for the first year SST? yes, new added card can get rebate also mamamia liked this post
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Feb 5 2024, 03:48 PM
Show posts by this member only | IPv6 | Post
#2983
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Senior Member
7,356 posts Joined: Aug 2015
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QUOTE(xiaomoon @ Feb 5 2024, 01:29 PM) yes, new added card can get rebate also Have to call them to get it waived? I’m new to alliance bank credit card. |
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Feb 5 2024, 03:58 PM
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Senior Member
1,459 posts Joined: Feb 2012
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QUOTE(coolguy99 @ Feb 5 2024, 03:48 PM) Have to call them to get it waived? I’m new to alliance bank credit card. normally i use the live chat in their website, call should be can also |
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Feb 6 2024, 02:51 PM
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Junior Member
155 posts Joined: Dec 2005
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 someone posted in FB credit card group. uncertain the validity as ALB announcement page is yet to update this. probably tonight or tomorrow xiaomoon liked this post
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Feb 6 2024, 03:19 PM
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Junior Member
473 posts Joined: Jul 2006
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Hi Sifus,
Just wondering how the SST is calculated for the virtual credit card? I understand I'll be able to create multiple virtual credit card for different usages. Does it mean that each virtual credit card would be charge RM25 SST? Thanks. |
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Feb 6 2024, 03:25 PM
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_
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is it normal a for credit card application to go through this?
after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there. need to do appointment some more, walk in will not be entertained. |
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