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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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a13solut3
post Jan 31 2024, 02:39 PM

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i applied ALB CC since early Jan until now also haven't approve.

bank agent say system-wide issue since early Jan until now, so backlog cannot clear
a13solut3
post Feb 6 2024, 03:25 PM

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is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
a13solut3
post Feb 6 2024, 11:31 PM

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QUOTE(contestchris @ Feb 6 2024, 10:22 PM)
Your application might have red flag. Mine was fully online.
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Even colleague of mine applying at slightly different time also kena.

I doubt 2 of us jackpot kena red flag kot
a13solut3
post Feb 7 2024, 08:29 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:22 AM)
Yes I went through the exact same thing.

Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks.
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So I'm not the only isolated incident.

Yeah i hold almost all bank credit card as well.

I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application
a13solut3
post Feb 7 2024, 08:58 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:33 AM)
Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something.

Then they have to resort to you manually verifying your income at their branch.
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Oh yeah, i think i heard something similar as well during the call. So probably is my HR no respond as they might be calling at same time to verify my colleague as well.

Thanks for the info!
a13solut3
post Mar 1 2024, 09:05 AM

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any new applicant participate in the highest spending to win iphone here?
a13solut3
post Mar 1 2024, 01:42 PM

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QUOTE(coolguy99 @ Mar 1 2024, 01:29 PM)
Isn’t all new applicant is entered automatically by default?
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Maybe i need to rephrase my question.

Does anyone actually wanted to enter the contest by spending as much as possible. Haha..
a13solut3
post Mar 5 2024, 11:51 AM

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QUOTE(contestchris @ Mar 5 2024, 10:47 AM)
I think such a mindset is not good lah. Spend as much as possible, but you have no reference what others are spending. You can maybe be a bit more tactical in your spending, but anything beyond that and you'll be losing far more than you ever gain over the long run.
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i spent almost 6 figures in a week since i only gotten the card on around 20 feb, let's see if it fare well or not. i consider it a win for waifu if i get the ipong.

QUOTE(guanteik @ Mar 5 2024, 11:14 AM)
It's unfortunately for new card members only ....
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that's exactly why it is easier to win biggrin.gif
a13solut3
post Mar 27 2024, 10:36 AM

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can anyone confirm again if TNB is still under 8X if paid thru their own website?

i can use TnG but.... i maxed out the 3k limit for other purchases monthly anyway.

 

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