i applied ALB CC since early Jan until now also haven't approve.
bank agent say system-wide issue since early Jan until now, so backlog cannot clear
Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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Jan 31 2024, 02:39 PM
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#1
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_ |
i applied ALB CC since early Jan until now also haven't approve.
bank agent say system-wide issue since early Jan until now, so backlog cannot clear |
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Feb 6 2024, 03:25 PM
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#2
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_ |
is it normal a for credit card application to go through this?
after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there. need to do appointment some more, walk in will not be entertained. |
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Feb 6 2024, 11:31 PM
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#3
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1,759 posts Joined: Mar 2007 From: _|_ |
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Feb 7 2024, 08:29 AM
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#4
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1,759 posts Joined: Mar 2007 From: _|_ |
QUOTE(coolguy99 @ Feb 7 2024, 08:22 AM) Yes I went through the exact same thing. So I'm not the only isolated incident.Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks. Yeah i hold almost all bank credit card as well. I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application |
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Feb 7 2024, 08:58 AM
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#5
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_ |
QUOTE(coolguy99 @ Feb 7 2024, 08:33 AM) Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something. Oh yeah, i think i heard something similar as well during the call. So probably is my HR no respond as they might be calling at same time to verify my colleague as well.Then they have to resort to you manually verifying your income at their branch. Thanks for the info! |
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Mar 1 2024, 09:05 AM
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#6
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1,759 posts Joined: Mar 2007 From: _|_ |
any new applicant participate in the highest spending to win iphone here?
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Mar 1 2024, 01:42 PM
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#7
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1,759 posts Joined: Mar 2007 From: _|_ |
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Mar 5 2024, 11:51 AM
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#8
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Senior Member
1,759 posts Joined: Mar 2007 From: _|_ |
QUOTE(contestchris @ Mar 5 2024, 10:47 AM) I think such a mindset is not good lah. Spend as much as possible, but you have no reference what others are spending. You can maybe be a bit more tactical in your spending, but anything beyond that and you'll be losing far more than you ever gain over the long run. i spent almost 6 figures in a week since i only gotten the card on around 20 feb, let's see if it fare well or not. i consider it a win for waifu if i get the ipong.QUOTE(guanteik @ Mar 5 2024, 11:14 AM) that's exactly why it is easier to win |
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Mar 27 2024, 10:36 AM
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#9
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1,759 posts Joined: Mar 2007 From: _|_ |
can anyone confirm again if TNB is still under 8X if paid thru their own website?
i can use TnG but.... i maxed out the 3k limit for other purchases monthly anyway. |
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