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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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xiaomoon
post Feb 6 2024, 04:47 PM

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QUOTE(Sitting Duck @ Feb 6 2024, 03:19 PM)
Hi Sifus,

Just wondering how the SST is calculated for the virtual credit card?
I understand I'll be able to create multiple virtual credit card for different usages.
Does it mean that each virtual credit card would be charge RM25 SST?

Thanks.
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only charge 1 time SST



QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
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all my alliance cc done by online, card send to my address
contestchris
post Feb 6 2024, 10:22 PM

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QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
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Your application might have red flag. Mine was fully online.
a13solut3
post Feb 6 2024, 11:31 PM

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QUOTE(contestchris @ Feb 6 2024, 10:22 PM)
Your application might have red flag. Mine was fully online.
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Even colleague of mine applying at slightly different time also kena.

I doubt 2 of us jackpot kena red flag kot
cclim2011
post Feb 6 2024, 11:31 PM

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first timer. i tried to use virtual card to topup grab. cannot save card. error something like Please check Card Detail.

for boost, i can add card. but when trying topup, it says my cc limit not sufficient (still havr a lot limit)

anyone can advise? thanks.


victorian
post Feb 6 2024, 11:42 PM

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QUOTE(cclim2011 @ Feb 6 2024, 11:31 PM)
first timer. i tried to use virtual card to topup grab. cannot save card. error something like Please check Card Detail.

for boost, i can add card. but when trying topup, it says my cc limit not sufficient (still havr a lot limit)

anyone can advise? thanks.
*
U need to set your limit for each virtual card
cclim2011
post Feb 7 2024, 12:16 AM

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QUOTE(victorian @ Feb 6 2024, 11:42 PM)
U need to set your limit for each virtual card
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noted. tq
coolguy99
post Feb 7 2024, 08:22 AM

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QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
*
Yes I went through the exact same thing.

Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks.
coolguy99
post Feb 7 2024, 08:24 AM

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QUOTE(dimgai @ Feb 6 2024, 02:51 PM)
user posted image
someone posted in FB credit card group. uncertain the validity as ALB announcement page is yet to update this. probably tonight or tomorrow
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It is already updated in the website.

https://www.alliancebank.com.my/Rewards
a13solut3
post Feb 7 2024, 08:29 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:22 AM)
Yes I went through the exact same thing.

Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks.
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So I'm not the only isolated incident.

Yeah i hold almost all bank credit card as well.

I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application
coolguy99
post Feb 7 2024, 08:33 AM

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QUOTE(a13solut3 @ Feb 7 2024, 08:29 AM)
So I'm not the  only isolated incident.

Yeah i hold almost all bank credit card as well.

I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application
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Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something.

Then they have to resort to you manually verifying your income at their branch.
a13solut3
post Feb 7 2024, 08:58 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:33 AM)
Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something.

Then they have to resort to you manually verifying your income at their branch.
*
Oh yeah, i think i heard something similar as well during the call. So probably is my HR no respond as they might be calling at same time to verify my colleague as well.

Thanks for the info!
dimgai
post Feb 7 2024, 09:00 AM

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user posted image

yup, it is official

https://www.alliancebank.com.my/About-Us/Me...onversion-Ratio
thecurious
post Feb 7 2024, 09:30 AM

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QUOTE(dimgai @ Feb 7 2024, 09:00 AM)
Wow last time it was like 6,000 TBP for 1000 points or something? Now 15,000 TBP for 1,000 points lol

This post has been edited by thecurious: Feb 7 2024, 09:31 AM
dimgai
post Feb 7 2024, 09:39 AM

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QUOTE(thecurious @ Feb 7 2024, 09:30 AM)
Wow last time it was like 6,000 TBP for 1000 points or something? Now 15,000 TBP for 1,000 points lol
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6k to 10k to 15k


just like our salaries, right? RIGHTTTTTTTTTTTTT whistling.gif
coolguy99
post Feb 7 2024, 12:01 PM

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QUOTE(dimgai @ Feb 7 2024, 09:39 AM)
6k to 10k to 15k
just like our salaries, right? RIGHTTTTTTTTTTTTT whistling.gif
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Just applied for the card and this happened. bangwall.gif
ju146
post Feb 7 2024, 12:25 PM

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QUOTE(coolguy99 @ Feb 7 2024, 12:01 PM)
Just applied for the card and this happened. bangwall.gif
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Next month boleh potong terus jer

Miles game from cc is dead d
zstan
post Feb 7 2024, 12:30 PM

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QUOTE(dimgai @ Feb 7 2024, 09:00 AM)
Lols sad bangwall.gif

as long as the government don't raise interest rates then all the goodies will be cut. sigh.
dimgai
post Feb 7 2024, 12:37 PM

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1. if your statement date is 12th, you can wait till 13th and call CS to ask your total TBP and ask them to convert to MH on 13th even though your statement is yet to update (not reflected on your apps/web)

2. you can call CS to adjust your statement cycle to as early as 4th for the next cycle, which is: your current statement cycle is 12th Feb and your next cycle is 4th March. so you can have sufficient time to convert to MH before 15 March 2024.

guanteik
post Feb 7 2024, 12:50 PM

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Hopefully Enrich miles promotion is happening soon before this date.
coolguy99
post Feb 8 2024, 10:06 PM

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Just got my alliance bank credit card. Can I ask is there any new to bank credit card acquisition promo? I remember I saw a campaign when I applied but now I cannot find the page in the website anymore. I applied through the bank directly.

 

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