got

have you read the cb tier?
spend 3k 55.50 only

i am interested in visa signature, any T&C/limitation to get the 5% CB other than spend within 2000-3000? (according to ringgit plus-more than 3k spending is 0.25% CB)

their cash back calculation a bit complicated, u are not getting full 5% on the 3K
https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
check page 3 for the calculation.

Calculation as per below for 3K spending
1000 @ 0.05% = RM 0.5
1000 @ 0.5% = RM 5
1000 @ 5% = RM 50

Total cash back for 3K spending = RM 55.5 (effective rate 1.85%)

Received another SMS "Get RM79.50 when you activate & spend using your Alliance Bank Visa Virtual Credit Card." Anyone have any idea?

Yes indeed, cb cap at rm55.50 for rm3k spending on VS
its good for my insurance premium

Cashback credited after statement date can use to offset statement balance?

Thanks for your confirmation, as I just use BT from PBB to pay 3k, but statement balance with RM25 SST, so, since I have RM55 cb, just think whether I still need to manual make payment for RM25 again..

The cashback is calculated on a statement period or monthly?

Cashback based on statement month:
-HSBC
-Alliance
-Cimb
-UOB
-RHB

Cashback based on calendar month:
-Maybank
-Standard Chartered
-HLB

Hi for VI 8x points, what is considered as ecommerce?

those shopee, lazada or any online buying website is ecommerce?

how about shopee reload? is it 8x points as well?

Thanks

Just tried to pay for a laptop via lenovo website. let's see if it registers as 8X points or just 1x 

i want to activate my vcc to get the rm88 angpow, but we will be charged rm25 sst? can we waive the sst? and how to waive the next year?

I got 26 last year instead of 25 for all cc and vcc
you got only 25?
latest offer?

any chance for the "waiver" if i add card for the first year SST?

Have to call them to get it waived? I’m new to alliance bank credit card.

Hi Sifus,

Just wondering how the SST is calculated for the virtual credit card?
I understand I'll be able to create multiple virtual credit card for different usages.
Does it mean that each virtual credit card would be charge RM25 SST?

Thanks.

is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.