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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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mamamia
post Feb 5 2024, 12:22 PM

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QUOTE(xiaomoon @ Jan 31 2024, 01:23 PM)
call cs or use live chat, normally ask u spend 3 transaction with min rm50 then u will get rm25 sst cash back
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QUOTE(contestchris @ Jan 31 2024, 01:32 PM)
Can be waived with 3x transactions
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any chance for the "waiver" if i add card for the first year SST?
xiaomoon
post Feb 5 2024, 01:29 PM

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QUOTE(mamamia @ Feb 5 2024, 12:22 PM)
any chance for the "waiver" if i add card for the first year SST?
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yes, new added card can get rebate also
coolguy99
post Feb 5 2024, 03:48 PM

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QUOTE(xiaomoon @ Feb 5 2024, 01:29 PM)
yes, new added card can get rebate also
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Have to call them to get it waived? I’m new to alliance bank credit card.
xiaomoon
post Feb 5 2024, 03:58 PM

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QUOTE(coolguy99 @ Feb 5 2024, 03:48 PM)
Have to call them to get it waived? I’m new to alliance bank credit card.
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normally i use the live chat in their website, call should be can also
dimgai
post Feb 6 2024, 02:51 PM

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user posted image


someone posted in FB credit card group. uncertain the validity as ALB announcement page is yet to update this. probably tonight or tomorrow
Sitting Duck
post Feb 6 2024, 03:19 PM

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Hi Sifus,

Just wondering how the SST is calculated for the virtual credit card?
I understand I'll be able to create multiple virtual credit card for different usages.
Does it mean that each virtual credit card would be charge RM25 SST?

Thanks.


a13solut3
post Feb 6 2024, 03:25 PM

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is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
xiaomoon
post Feb 6 2024, 04:47 PM

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QUOTE(Sitting Duck @ Feb 6 2024, 03:19 PM)
Hi Sifus,

Just wondering how the SST is calculated for the virtual credit card?
I understand I'll be able to create multiple virtual credit card for different usages.
Does it mean that each virtual credit card would be charge RM25 SST?

Thanks.
*
only charge 1 time SST



QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
*
all my alliance cc done by online, card send to my address
contestchris
post Feb 6 2024, 10:22 PM

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QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
*
Your application might have red flag. Mine was fully online.
a13solut3
post Feb 6 2024, 11:31 PM

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QUOTE(contestchris @ Feb 6 2024, 10:22 PM)
Your application might have red flag. Mine was fully online.
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Even colleague of mine applying at slightly different time also kena.

I doubt 2 of us jackpot kena red flag kot
cclim2011
post Feb 6 2024, 11:31 PM

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first timer. i tried to use virtual card to topup grab. cannot save card. error something like Please check Card Detail.

for boost, i can add card. but when trying topup, it says my cc limit not sufficient (still havr a lot limit)

anyone can advise? thanks.


victorian
post Feb 6 2024, 11:42 PM

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QUOTE(cclim2011 @ Feb 6 2024, 11:31 PM)
first timer. i tried to use virtual card to topup grab. cannot save card. error something like Please check Card Detail.

for boost, i can add card. but when trying topup, it says my cc limit not sufficient (still havr a lot limit)

anyone can advise? thanks.
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U need to set your limit for each virtual card
cclim2011
post Feb 7 2024, 12:16 AM

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QUOTE(victorian @ Feb 6 2024, 11:42 PM)
U need to set your limit for each virtual card
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noted. tq
coolguy99
post Feb 7 2024, 08:22 AM

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QUOTE(a13solut3 @ Feb 6 2024, 03:25 PM)
is it normal a for credit card application to go through this?

after 1 month of application , now ALB staff called me to go to bank for thumbprint verification and show them my EPF statement thru phone again at there.

need to do appointment some more, walk in will not be entertained.
*
Yes I went through the exact same thing.

Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks.
coolguy99
post Feb 7 2024, 08:24 AM

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QUOTE(dimgai @ Feb 6 2024, 02:51 PM)
user posted image
someone posted in FB credit card group. uncertain the validity as ALB announcement page is yet to update this. probably tonight or tomorrow
*
It is already updated in the website.

https://www.alliancebank.com.my/Rewards
a13solut3
post Feb 7 2024, 08:29 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:22 AM)
Yes I went through the exact same thing.

Is it normal? No. Only experienced this with this bank as I also own credit cards from multiple banks.
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So I'm not the only isolated incident.

Yeah i hold almost all bank credit card as well.

I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application
coolguy99
post Feb 7 2024, 08:33 AM

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QUOTE(a13solut3 @ Feb 7 2024, 08:29 AM)
So I'm not the  only isolated incident.

Yeah i hold almost all bank credit card as well.

I don't even know if the card is approved or nof, from ccris seems like it's still pending. So there's possibility of failing the application even if i go to bank to process the application
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Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something.

Then they have to resort to you manually verifying your income at their branch.
a13solut3
post Feb 7 2024, 08:58 AM

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QUOTE(coolguy99 @ Feb 7 2024, 08:33 AM)
Yes its probably due to the Alliance Bank credit card failing to verify your employment status. Probably your HR didn't pick up their call or something.

Then they have to resort to you manually verifying your income at their branch.
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Oh yeah, i think i heard something similar as well during the call. So probably is my HR no respond as they might be calling at same time to verify my colleague as well.

Thanks for the info!
dimgai
post Feb 7 2024, 09:00 AM

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yup, it is official

https://www.alliancebank.com.my/About-Us/Me...onversion-Ratio
thecurious
post Feb 7 2024, 09:30 AM

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QUOTE(dimgai @ Feb 7 2024, 09:00 AM)
Wow last time it was like 6,000 TBP for 1000 points or something? Now 15,000 TBP for 1,000 points lol

This post has been edited by thecurious: Feb 7 2024, 09:31 AM

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