Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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 Apr 7 2022, 02:00 PM
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#1
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam  
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QUOTE(TheLegend27 @ Apr 7 2022, 11:10 AM) will they differentiate ewallet and online spending? like u spend RM4k ewallet, RM5k on lazada. will they give 9k x 8x points 1k x 1x point? ewallet - top up to shopeepay or lazada wallet via cc (whether spend or not is not a question here) online spending - pay in shopee or shopee directly with the cc |
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Apr 25 2022, 06:07 PM
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#2
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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based on today's statement, i spend 2.7k on ewallet top up, plus other in total around 4k, but only got 5.2k points this month...wondering whether the point calculation has changed again...
last month i got x8, this month no... This post has been edited by ys_2k: Apr 25 2022, 06:08 PM |
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Jun 9 2022, 11:56 AM
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#3
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(stpmmaths @ Jun 8 2022, 03:28 PM) May I ask how generous is alliance bank in the giving us credit limit? HSBC is very stingy. the credit limit they given is very low...probably the lowest among all the cc I applied before, hahaha!i did contact their CS to ask whether is it possible to increase the credit limit, they said you can apply for the increase after 6 months... since they already capped the points limit, I guess it is also meaningless to ask them to increase the credit limit.. |
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Jul 8 2022, 11:13 AM
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#4
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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Alliance bank probably offers the least credit limit compared to all other banks I applied to last time.
since the latest benefit of 8x is capped to 3k wallet topup, it probably makes no point to request for a higher credit limit... If we want to use the alliance cc RM1 to earn 1 point, it will only give the cashback value of 0.0016%, nearly worth nothing... |
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Oct 5 2022, 08:03 PM
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#5
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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https://www.alliancebank.com.my/corporate/m...ch-Points-Ratio
Just saw they revised the exchange rate for enrich point recently From TBP Amount: 6,000 TBP for 1,000 Enrich Points To: 10,000 TBP for 1,000 Enrich points Take effect from 1 October 2022. |
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Oct 27 2022, 02:52 PM
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#6
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(Inferno_Angel @ Oct 22 2022, 11:40 PM) Sorry for noob question... charge fees for e-wallet top-up?Guys, does Alliance Bank charge fees for e-wallet top-up? And what about withdrawal? no what about withdrawal? what do you mean by withdrawal? from e-wallet to alliance? |
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May 24 2023, 09:30 PM
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#7
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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after I activated the virtual card, only realized it shared the same pool of credit limit from the physical card, this is funny...
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May 24 2023, 09:39 PM
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#8
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(blahbleh @ May 24 2023, 09:36 PM) I think this is normal, unless if you have two different type of card in the same bank, like card 1 is conventional and card 2 is Islamic and CL are separated from both cards.. tough life when we already max up the credit limit on the first card....LOL blahbleh liked this post
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May 27 2023, 10:13 AM
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#9
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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the advantage of this virtual credit card is allowing you to create a "new card" for single use and then dispose of. we do not need to worry this card info will get cloned/or leaked. on the SST, can call customer service to request for waiver. leootan liked this post
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Jul 18 2023, 07:09 PM
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#10
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(leootan @ Jul 18 2023, 06:48 PM) Nope. Still separate 3k ewallet. yeah, the funny thing is their credit limit shares the existing pool....but you can still request them to increase the credit limit.Take this example as reference. Basically you are holding 2 cards. So, you are paying SST x 2. Then, you shall get separate benefit from 2 cards. Same case apply to cashback cc, example like you are holding mbb VS and m2c, will you ever wonder you only get cashback from the VS? |
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Feb 3 2024, 09:47 AM
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#11
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(fruitie @ Jan 26 2024, 02:41 PM) I shifted most of transactions to Alliance VI after CIMB TWE's local transactions 10x bonus points ended on 31.12.23. One thing about my Alliance VI is the limit is extremely low, I plan to increase it. Is it easy to get approved? the credit limit can be requested after 6 months, i tried and i got it.It was really difficult for me to get their card in the past as they requestd a lot of things and I didn't want to go through the same nightmare to be honest.  they are quite stingy about credit limit compare to other oversea banks, don't put high expectation to it. |
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Jan 1 2025, 09:22 PM
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#12
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Junior Member
369 posts Joined: Jan 2003 From: Shah Alam
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QUOTE(thecurious @ Jan 1 2025, 07:31 PM) Anyone know if can increase credit limit via website? call the customer service, likely they will ask you to provide your latest pay slip again. if you are new member, need to wait for 6 months before you can request increase credit limitor need to call customer service? or need to walk in branch? thecurious liked this post
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