3rd day already still no status update and haven't heard news from the bank for my vcc application.
Is it possible to cancel the vcc application? No button there to cancel

I don't think so. But you can just ignore after getting the successful message. Mine was activated after half year getting my virtual.

I was through agent by the way

Do you mean your vcc application approved after half year?

Nope. I mean I activate after half year I got my application approved. Mine was about 2 weeks if not mistaken. Then my wife I helped her to apply through agent who was handle my case previously.

If you don't feel like using the VCC you can leave it inactive I giess?

This post has been edited by KinniHan: Dec 11 2025, 02:52 PM

I bought some stuff from Shopee using Alliance virtual credit card. When I received the SMS transactions, it stated Shopeepay. Does this means that the ewallet 3k allocation is being used instead of online transaction?

I faced the same scenario, but only can refer to the following statement to determine.

Just activated my VCC. The credit limit is x1.5. is this normal for alliance ?

credit limit is same with others physical card

By right, yes its under online transaction. But the best way I think is to chat and confirm with alliance. Its easy and quick, you can find it from app "chat with agent" or something like that.

Usually buying stuff from shopee/ SPL consider online transaction. Only topup into e wallet instead is categorised under "e-wallet".

After you can see your transaction on app, you can check with alliance, just let them know which transaction on what date and to whom, they can give you an adequate info

Is using credit card to reload/top up Touch N Go e-wallet will be treated as Cash Advance by the bank and bank charge the cash advance interest ?

no, tng ewallet if u choose credit card it using like normal credit card...ewallet wont help you auto apply cash advance...

After reloaded TNG e-wallet with credit card, then I scan QR duitnow to make payment of the same amount to another company/person bank account (not my own bank account and name), does bank or TNG monitor this transaction as Cash Out ?

This post has been edited by LaoFuZi: Dec 17 2025, 03:32 PM

depend on tng, not bank side

Charged annual fees RM148 for visa signature and unique mastercard