hi all,

apply credit card must at least 3 month pay slip?

cause i just change job so my pay slip is diffrent company

They will request your last company 3 month pay slip plus new one pay slip

Hi all,

May I ask would the credit limit be increase if I request and submit the latest offer letter ?? (an offer letter just issued by company) or need to wait until 3 months paylsip ??

The Offer letter together with Your latest 3 months Salary Slips then...more Secure & Guarantee No need Rush to request Increased CL ....
Maybe the bank will sent you credit card CL Offer Letter to Increase Your Credit Limit of your card after 2nd Annual...

This post has been edited by fly126: Dec 11 2012, 07:26 PM

haha, no rush la, just seek advice on this matter, so will apply with 3 months payslip la...

How about apply cc? together with 3 months payslip as well?? normally wont success if only offer letter? but this is increament letter oh

When i applied my first cc, they want me to provide 3 months payslip and need to work at same company for at least 6 months.
If you are fresh graduate, the chances will be slim if you just start work for 3 months only.

Yes, usually they need your latest 3 months salary Slips for app. CC if can together with 3 months Bank Statements better...
But, if U Working in MNC or as Government Servant they just need latest 1 months Income Proof ...

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Added on December 11, 2012, 4:41 pmAgreed

This post has been edited by fly126: Dec 11 2012, 07:28 PM

Yeah? I will give them a call.. Thanks.

Hi all, I will receive my credit card soon.
So what things should I know to make credit card safe from fraud

1. Always be aware where your card is.
2. When buying online, buy from respected sites.

sign at the back of your card.
dont post pictures of your card at the internet.
be wary of suspicious calls asking for your card's detail.

LATEST UPDATE for Maybankard Petronas Visa cardholders - SMILE campaign

1.To participate, cardmember need to register via SMS as belows :
‘Smile<space>12-Digit NRIC Number' and send to 66628

The 4X Bonus Points will be creditted on 15th of EACH month....

The above is a new rule EFFECTIVE 22-November-2012.
If no SMS registration has been completed, any transactions after 12 December 2012 will be treated as standard Maybankard Petronas T&C.

New T&C as of 22-Nov : http://www.maybank2u.com.my/WebBank/HappyTnC_221112.pdf
Earlier ad as of 02-Nov : http://www.maybank2u.com.my/WebBank/happyTnC021112.pdf

Reason for the change : Compliance with Bank Negara ruling

This post has been edited by ronnie: Dec 13 2012, 11:17 PM

Tricky terms and condition here. Consumer really need to check every little details in the website for any change or amendment in the future

why use ballpoint pen to sign cc once receive it??
what if not using ballpoint pen??

This post has been edited by patrickthissen: Dec 15 2012, 01:27 PM

I applied RHB mastercard platinum and platinum card. He told me i can get RM50 waiver after swipe for 3 times in 2 months. Is it true because i cant get any info from website. Can i terminate the card within a month? or if i dont activate it will i still charged RM50?

Ballpoint pen is generally smudge free and the ink does not dissipate. Or when touch with water.
Ink pen will get smudged if someones hand (handling your card) is sweaty or wet.
Unless you use quick-dry permanent-marker / CD-marker.

Yes, you need to pay the $50 GST of the Card (if Approve) because it's already been Issued to You...
If Not U maybe Blacklisted by bank for Not Paying GST...

got tired applying, all rejected dont know why..maybe i have no credit history before... want to ask..if my father is a citibank plat card holder, how do i apply as a supplementary? can i apply citibank clear card as a supplementary card for me? anyone knows the process? tq

Hi Experts,
I would like to ask ~ how long i have to cancel a cc transaction/payment?

An approved cc transaction/payment cannot be cancelled. Call any bank and they will tell you the same.