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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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zenjet
post Dec 18 2012, 12:45 PM

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Hi Experts,
I would like to ask ~ how long i have to cancel a cc transaction/payment?

zenjet
post Dec 18 2012, 01:46 PM

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QUOTE(hye @ Dec 18 2012, 01:45 PM)
An approved cc transaction/payment cannot be cancelled. Call any bank and they will tell you the same.
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If due to con case with police report?
zenjet
post Dec 18 2012, 03:53 PM

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QUOTE(hye @ Dec 18 2012, 01:46 PM)
Get the application form.
Supplementary card application will require the principle to also sign in the application form.


Added on December 18, 2012, 2:02 pm

You need to raise a dispute with the bank. (To all noobs : dispute Dispute refers to a process and not a verb. Don't go quarreling with the bank)
Call the bank and you'll be asked to fill in a form along to provide with whatever evidence. (Note : Doesn't mean you have a police report, you are scot free) Bank will conduct their own internal investigation and this may take up to 3-4 months. If you are found not liable for the transaction (Remember this process is not automatic nor a police report is a ticket), the bank will execute "credit" / reversal for the transaction. No such thing as canceling the transaction.
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Thank you ~ thumbup.gif

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