The Offer letter together with Your latest 3 months Salary Slips  then... Secure & Guarantee No need Rush to request Increased CL ....

On the other hand, for "crazy card collectors"like me, the GST is depriving me the opportunity to "shiok sendiri" and owning unless cards that do not benefit me, hahahaha    Will be publishing my article showing my card collection titled My Credit Cards 2013 come 1.18am 1/1/2013.

I think a better question is, what are the benefits that you stand to gain from that card? Dont worry too much about the GST. If the card is good enough, the benefits will eventually offset the GST 

No, bank need ur permission to issue new cc. This is my experience.
Gst is a must for each cc holder.

yes, you will need to pay, as you have sign on the cc application form
i'm having a housing loan with pbb as well and i refused to sign on the cc application form

if you have not use it at all, try calling their CS and ask whether you can cancel right away with the GST waived
explain nicely to them that their housing loan agent asked you to apply for it together with your housing loan

if they are not willing to waive, then just keep and use it, cancel it anytime before your annivesary

Applied for 2 different cards at 1U just now.. was surprised to find out that all they need is your IC - insert it into the KWSP machine, use thumbnail verification and they print/check your records there. I asked if my salary slip is needed, agent said no.

When was this implemented?

omg.. seems like i have to wait for 2 month without pc...   torturing using galaxy y to online n do thing.. haiz.. anyways thx for ur info.. 

Good Luck with Your Application...

If Tak Dapat You can Try UOB One Card (EZ Approval from them) as I Told You Before...

Is it You already got Maybank 2Cards & OCBC Tit. the BEST Combo... ???
Why suddenly U want to apply UOB One Card, Just Crurios...  

As said EZ Approval from UOB coz long before that, 1 of Forummer here got the card with Gross Monthly Income although His/Her EPF Submission NOT based on $2000 ($220) a month can said Now most of the Bank need EPF Submission of Income $2000 p.m baru can apply Credit Card...
Another Reason I Said so, Recently I Got their UOB One Plat.(with CL 6k) without received Any Verification  Call from THEM...

May I Know what's the CL Both of Your Cards if... it is OK to You ???

ic,ic...
Don't End up like ME with 13 CC's...

I hold 17 CCs and have zero issues getting new cards approved within 2 weeks
RM0.00 balance by Due Date.....   

Sigh. Got a car loan with AmBank and just received a SMS from them that my credit card is approved. I didn't even apply for it. Have to call and cancel before GST is charged to me.

Is this a norm for banks to do this if someone applies loan from their banks?

since i didn't get any reply i wanted to ask for maybank amex platinum card, I applied during end of apr at the 1u centre but got rejected and they said apply again in 6 months but recently when I check with the mbbcardservices, they mentioned I can re-apply in 3 months, so can you guys advise ?

i have a question

lets say my credit card limit is RM 1000... zero consumption as of today

can i pay RM 3000 into my account... then swipe RM 4000 ?? or RM 3900 ?

I shall be publishing my third annual Credit Card Ultimate Showdown soon. And in order to have a complete and fair evaluation of credit cards in the market, I had to go do some research on new credit cards that were not reviewed by me prior to October 2013. So after some serious elimination process (as if, haha), the cards I have selected that deserve to be reviewed are the CIMB Cash Rebate Platinum MasterCard versus Citi PremierMiles American Express versus Citi Prestige MasterCard Master Elite vs. Hong Leong Bank Wise Visa vs. RHB Visa Signature and Standard Chartered Bank WorldMiles MasterCard.

And in this said article, you will also get to see the  coolest card on planet earth that is recognized throughout our universe and beyond 

Click below link to read my article New Credit Cards in Malaysia 2013



I also credited sifu MilesAndMore for his guidance; and, I as usual my articles are full with errors or mistake, and I appreciate if you guys could highlight some of them     

My very first Credit Card Ultimate Showdown was published back in May 2011 at My Credit Cards blog, click the link below to read the article in my dark and mysterious realm (where I started my wasting time blogging career for FREE):

Malaysia Top Ten Credit Cards - Ultimate Showdown 2011

Prior to September 2012, many members here, e.g. ronnie and gerradling (by the way where is gerradling?), were complaining they had headaches after visiting my dark realm. After much nagging from them, I was lead to the bright white light where I started publishing all my articles at a single blog called Generations XYZ, www.generationsxyz.blogspot.com. And my second Credit Card Showdown followed me to this "new" main blog. Click link below to read my Credit Card Ultimate Showdown 2012:

The Best Top 10 Credit Cards in Malaysia - Ultimate Showdown 2012.