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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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Titan_Gunners
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Jun 13 2012, 09:29 AM
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Titan_Gunners
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Jun 25 2012, 11:19 AM
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QUOTE(ronnie @ Jun 25 2012, 09:57 AM) So smart of HSBC to "cheat" using marketing terms. Their marketing team think they can fool us with this kind of trick..No way...
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Titan_Gunners
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Jul 5 2012, 10:45 AM
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QUOTE(minah_ronggeng @ Jul 5 2012, 10:05 AM) normally, how long is the waiting time to receive the card after approval? and plus, if we are going pay via ezypay installment scheme, do we need to submit any form to the bank? or the retailer will do it for you? Depend on bank, some post the card by pos laju, some post using snail mail. You may need to call cs to confirm when the card had been sent. For Ezpay, no need form. The merchant will set at cc terminal while you swipe the card for the transaction.
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Titan_Gunners
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Sep 7 2012, 04:39 PM
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QUOTE(fly126 @ Sep 7 2012, 11:49 AM) RHB Cards Updates: RHB Cards 'Buy 1 Free 1' Promotion: Kenny Rogers ROASTERS ◦Kenny Rogers ROASTERS- Buy 1 Kenny's Quarter Meal Free 1 Kenny's Quarter Meal (Promotion starts from 1 Sept to 31 Dec 2012) http://www.rhb.com.my/Whats_New/cards/buy_1_free_1/Another great promotion for buy 1 free 1. Pls take only applicable on Friday only.
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Titan_Gunners
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Sep 18 2012, 09:19 AM
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QUOTE(Human Nature @ Sep 17 2012, 09:24 PM) saw this promo at newspapers too. wondering how the buy-1-free-1 works since booking is through online  Yup, wondering how this is work if buy online. I do not see any option to chosse whther pay by master or visa.
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Titan_Gunners
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Sep 18 2012, 01:10 PM
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Latest update for Visa buy 1 free 1 of GSC. The discount will be dedutc at the last payment page. Using my Uob one card to booked ticket, will get another 5% cashback.
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Titan_Gunners
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Sep 18 2012, 01:50 PM
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QUOTE(Gen-X @ Sep 18 2012, 01:39 PM) that's like 0.95 for 1 Ticket  Less than that cos purchase normal ticket. Rm 11 ticket price + Rm 1 booking fee= Rm 12. 5% cashback will be 60 cents only, hehe...
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Titan_Gunners
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Oct 15 2012, 03:10 PM
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QUOTE(roachie @ Oct 15 2012, 03:01 PM) noob question. do i need to sign behind my card? A big YES. If empty, that card is not allow to use....
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Titan_Gunners
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Oct 23 2012, 08:34 AM
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QUOTE(fly126 @ Oct 23 2012, 01:42 AM) Is it True....we have Better Percentage to get Credit Card Approval from Bank..., if we submit the Credit Report together with our Income Documents on Credit Card's Application...??? (Heard this from a friend of mine)  You cannot apply the credit card without income documents as per new BNM guideline.
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Titan_Gunners
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Oct 31 2012, 09:34 PM
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QUOTE(whereis the love @ Oct 31 2012, 09:05 PM) I took the loan and they offer me..then i accept it..however,i know this is charge card.. Pls do not simply apply the cc which u do not know....
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Titan_Gunners
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Nov 1 2012, 08:45 AM
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QUOTE(whereis the love @ Nov 1 2012, 08:41 AM) Any advse regarding this??i never used cc before and nowadays bank sometimes required customer to hv at least one cc to put customer into consideration for loan application to check customer's pay back record..isn't it?? This is up to you whether to accept the offer or not.. For those with hire purchase, this is very common for banker to ask you to sign up a credit card. My answer is always a big No.....
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Titan_Gunners
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Nov 23 2012, 10:03 AM
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QUOTE(Human Nature @ Nov 22 2012, 09:12 PM) If i terminate a card, how long do I need to wait before i re-apply? TQ Depend on banks, usually is 6 months...
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Titan_Gunners
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Dec 11 2012, 04:32 PM
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QUOTE(sj0217 @ Dec 11 2012, 04:19 PM) haha, no rush la, just seek advice on this matter, so will apply with 3 months payslip la... How about apply cc? together with 3 months payslip as well?? normally wont success if only offer letter? but this is increament letter oh When i applied my first cc, they want me to provide 3 months payslip and need to work at same company for at least 6 months. If you are fresh graduate, the chances will be slim if you just start work for 3 months only.
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Titan_Gunners
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Dec 21 2012, 01:24 PM
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QUOTE(ronnie @ Dec 21 2012, 10:41 AM) Process to get AEON Credit Card 12-Dec-2012 : Applied card at AEON Spot Midvalley - receive RM10 AEON voucher18-Dec-2012 : IVR system states Approved 20-Dec-2012 : SMS received - Card ready to collect at AEON Spot Midvalley Credit Limit lowest among my other cards Mana cukup untuk BT My Aeon CC also the lowest CL among my all CCs.
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Titan_Gunners
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Dec 27 2012, 01:18 AM
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QUOTE(si perfeck! @ Dec 26 2012, 08:27 PM) Hi guys. My brother just received an sms on 24dec from 66300, saying, "RM0.00 Encik XXX bin XXX, ur AmBank Credit Card app has been approved and the card will be sent to ur Card Delivery address asap"... Then today, he received an sms from 66399 saying, "RM0.00 : Activate your AmBank Credit Card XXXX********XXXX before use. Yr Activation Code is XXXXXX. Refer to yr Welcome Pack or ambankgroup.com for steps".. But the thing is, he never applied credit card from ambank. Is this a scam or what? On September, he applied car loan from ambank, and yes its approved. But then he didn't applied for the ambank cc. Must be the staff at ambank used my brother's details to apply the credit card (without my bro permission @ he didn't knew about it) so that the staff can get komisen huh?? Do you make sure ur brother have not sign any CC application form at that time?
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Titan_Gunners
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Dec 31 2012, 03:25 PM
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QUOTE(Human Nature @ Dec 31 2012, 01:02 PM) Happy new year to everyone! Personal summary. 2012 has been good to me. Able to save/earn about RM2000 from MBB2 + OCBC Ti (cashback/points redemption) with normal spending. Another RM1000+ more from SCB + Citibank  This is a good example for those can get benefits using CC. Not just blindly to build debt or fall into bank's trap. Happy new year 2013. Hope to get more exicting CC in 2013.
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Titan_Gunners
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Jan 3 2013, 01:08 PM
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QUOTE(jack2 @ Jan 3 2013, 12:18 PM) Sigh... every month I forgot to pay cc balance due on due date and kena 1% late charge which is so high... I felt that 1% is high if the amount owing is > few K.. say RM5k already kena RM50.00 Try to set reminder on ur phone/PC for CC payment. This is what i doing now.
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Titan_Gunners
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Jan 8 2013, 08:38 AM
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QUOTE(ck23 @ Jan 7 2013, 09:38 PM) I'm an ACCA affiliate. Is it good to get CIMB ACCA direct access? Their CC do not offer any attractive promotion by now...Still miss their 6 months 0% BT fews year ago..
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Titan_Gunners
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Jan 17 2013, 08:50 AM
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QUOTE(ronnie @ Jan 17 2013, 12:46 AM) Does Maybank allows transferring EzyPay from one card (Visa) to another card (Visa) ? Can't understand your question. If card upgrade/replacement, they can transfer to the new card.
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Titan_Gunners
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Jan 17 2013, 08:55 AM
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QUOTE(ronnie @ Jan 17 2013, 08:53 AM) I plan to cancel the Maybankard Petronas Visa and transfer the EzyPay to the Maybankard 2 Visa.. Is this possible ? Yes, my fren done it last year after i recommend to apply Mbb2 cards.
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