some bad experience with HLB to be share with others....

recently, i browse through online for Malaysia Apple Store and made some online transaction in RM4398 (invoice also in RM4398 but address is in Singapore) and paid by using HLB mastercard. However, when i got the statement HLB charged me xtra 0.8% = RM35.18 for performing an oversea online transaction.

FYI, within 2 months time, i did also perform the exact same transaction with the same amount but paid with different card from OCBC, Alliance Bank, UOB and MBB and these banks didn't charge me any xtra charges.

i did call to HLB and explain that i paid in RM during online, the invoice i got also in RM and they shouldn't charge me xtra for that...anyhow, they said this is their bank policy and nothing that they can do....

so, guys. please becareful when performing online transaction and choose the right card when making your payment...

When we will receive first statement after we get the card?

Tactical campaign (January 2012 – May 2012)
· All Dining Merchants located within Pavilion Mall, Kuala Lumpur

I dont know is it correct to ask here, but how does the cash rebate of CC works?

Okay, let say i pump Rm100 petrol, rebate of my CC is 5%. So it means i only pay RM95 or i pay RM100 but i can get RM5 cash back?
And if so, how do i get the RM5? in cash or transfer to my account?

Thank you

If my payment due date is 21st and I make payment (via Interbank Giro) on 20th morning (before the cut off period), does it still consider as payment made on time?

bros,

what banks if you call them will pay the rm 50 government tax for you?

Is citibank's credit shield necessary? Hv any good to us?

SCB. Call them, they will ask you to swipe 3 times. Then will give you 11k points, 10k redeem rm50 tax..1k as a bonus to u

Have a question regarding vouchers redeemed from Maybank, particularly Harvey Norman's. I don't have the vouchers in hand so I have no idea on the T&C.
Is the following scenario doable? Perhaps you've tried doing something like this, but at a different merchant?
Note: 9700 Treatpoints = 1x RM50 Harvey Norman voucher

Sorry if I missed this if it has been discussed before but I hope someone can please comment or help answer or point me to the post that has had discussed this.

Background info: Got a new UOB credit card in the post. Didn't ask for a new card and my existing account will only expire/to be renewed in June 2012.

Process: Had to call the service center to have it activated. Done.

Issue: Was told that the new T&C for the annual fees to be waived are to
1. use the card AT LEAST once in each calendar month
2. total annual card transaction MUST be AT LEAST RM36,000.00

Questions: Has anyone been informed of this new T&C as well? Is this a UOB only thing or other CC companies have imposed this as well.

Thanks

hi, can anyone advise on my closed topic?

http://forum.lowyat.net/topic/2313015

genting customer service is always...

that's why i wanna know whether can it tell from the transaction slip whether it's advance or retail...then i follow up with the bank

Years ago I did a Cash Advance...I remember on the slip would state "Cash" or something similar...the slip I have now is "Credit Sales"...which I presume = Retail

The bill/invoice I've thrown, but I still have the credit card printout slip which has all the approval code, amount, date etc

I'm using UOB ONE card. Who in right mind would think about the posting date? If u state "From 27th March 2012 onwards...", any layman also would take it that if u swipe on 26th it would be ok

Their merchant bank is Maybank

I remember at one time in the MBB2Amex thread people were talking about taking advantage of the MBB2AMEX rebate with the Genting Premium Program for freebies. Maybe those who took advantage of this could share their experience whether the transaction is cash advance or retail.

Would like to ask if CC is accepted over the counter for passport renewal. Thanks

add: not possible, well they should 

haha, dun worry too much
i just renewed mine 2 weeks ago, after submitted can collect after 2 hours