I want more CL for my Maybank credit cards but they won't give it to me because I don't have salary slip and my BE Form income is like pathetic compared to what I had years ago. But thanks to zenquix, he taught me there is an easier way to get increase in CL by simply calling Customer Service, i.e. request for temporary increase in CL which is good for up to 3 months.

I just got back from Hong Kong & Macau and used up quite a lot of my CL and I am going overseas again next week. So, called MBB to request for temporary increase in CL recently and it was approved in less than 5 working days.

This post has been edited by Gen-X: Nov 28 2012, 11:42 AM

If you are using this forum to chase for CL then this the wrong place for you.
As mentioned, why you need high CL if your income is so low ? (Pardon me) You can afford to pay ? Or you want to sign up for EZ pay ?
Grow up kid ... credit card is debt and you are not helping yourself.

And newspaper not too long ago report of graduates creating cc debts so fast and so early.

i want 1 or 2 card got 30-50k then it will make me easy for payment...let say if i got 10 cards but each card only got 5-7k limit...then i have to go few bank parking and wait ....(If you are using this forum to chase for CL then this the wrong place for you.) ? what to u mean "hye"? i just want to know abot how high limit i could get. dont said till i wan to chase for CL...

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Added on November 28, 2012, 3:11 pmi just earn 10% from customer ...so my money is keep rolling...

This post has been edited by veejin: Nov 28 2012, 03:11 PM

You are not the first one with such questions. Everyone has an intention for such high CL - whatever it is.

CL commensurate with your income and we over here provide responsible answers. You want card with 30k-50k then submit your application to the bank with appropriate supporting documents or find a bank that accept FD pledge of RM30K-50K and you'll get such CL. (Probably)

If you want us to tell you how to get CL with 30k-50k but you only want to produce income document of RM3.5K monthly then this is not the place.

ok...at least now i know put FD can get more credit limit ....tq...i just wan to know..

Agreed

+1

Hey, any idea if bank will go through all credit history details for new supplementary card request? Let say if I would like to request supplementary card for my wife, but her name is already blacklisted by another bank.. is she still eligible?

You were asked to pay before the next statement comes out, but it doesn't mean there is no late payment fee or interest. You did not pay before the due date, that is why you got hit by interest and penalty.

The bottom line is, always pay up before the due date stated on your credit card statement.

Please take note that @roger_faderar post here and open a thread to post the same question again.

Such actions are not welcomed here irrespective whatever the reasons are.

This post has been edited by hye: Nov 29 2012, 05:06 PM

They reserve the rights to terminate your account anytime. Besides, the longer you delay the payment, the more interest you have to pay because interest is charged on a daily basis.

i wonder, if i earn below 3k, currently i got 2 cards, if i were 2 apply another card and balance transfer both card then close the 2 cards, is it workable?
I know based on gov regulation, ppl with less then 3K can only hold 2 cards..

No. You will have to close one of your current credit card account from either bank before you can apply another credit card from another bank.

Just received a SMS asking me to collect my Maybankard Petronas Visa when I actually collected it 2 weeks ago
Maybank also suffers delayed reaction like SCB....

I thought so.. oh well.. thanks~!!

any shop that accept cc to buy motorcycle?

I'm applying for citibank card via email, is it safe to submit all document via email, (payslip, application form, etc). I'm afraid they will abuse it(eg; applying with loan sharks). I have no choice since citibank don't have branch in Sabah.

Call Citibank to check up Your Application Status.... Maybe few Days later, Your App Status should be know by Next Week
Should you have any enquiries/feedback, you may contact us at:

03-2383 0000 (KL)
04-296 0000 (Penang)
07-268 0000 (JB)
09-509 0000 (Kuantan)
06-852 0000 (Melaka)
1800-82-1010 (Sabah & Sarawak)

Btw, When U Submit Your App...???

Actually I haven't submitted it yet coz I don't feel very comfortable this way.

Draw two parallel lines on each document and write down that it is for the citibank (card name) application only.

p/s google up cross cheque for examples

This post has been edited by Human Nature: Dec 3 2012, 01:20 PM