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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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LeonTan
post Dec 20 2012, 12:57 PM

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Hi everyone,

Doesnt any bank offer CC pledged with fixed deposit for Malaysian?

I went to ask CIMB but CS there said only for non-malaysian

*Just started a company last month and I'm still prefer using CC instead my debit card sad.gif
MilesAndMore
post Dec 20 2012, 05:59 PM

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QUOTE(LeonTan @ Dec 20 2012, 12:57 PM)
Hi everyone,

Doesnt any bank offer CC pledged with fixed deposit for Malaysian?

I went to ask CIMB but CS there said only for non-malaysian

*Just started a company last month and I'm still prefer using CC instead my debit card sad.gif
*
rjb123 just did it with Maybank. So you can try Maybank. I had a FD pledged credit card from HSBC too about 3-4 years ago but i'm not sure if they still do this now. OCBC used to do this but but someone reported here that OCBC doesn't do this anymore since the new cc rules came into effect.

TSalexwsk
post Dec 20 2012, 08:29 PM

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QUOTE(winner @ Dec 20 2012, 09:19 AM)
Please remove SCB cards from all the categories. SCB cards are useless until further adjustment from SCB.
*
done, long time no see, winner

This post has been edited by alexwsk: Dec 20 2012, 08:53 PM
rickkywong
post Dec 20 2012, 09:24 PM

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QUOTE
27. Beware of cross border charges by HLB, CIMB and SCB - sample case: Apple Store Malaysia by rickkywong using HLB credit card; wshoh using CIMB
Pls update this as well, there's no cross border charges for AMBank cc. Thx.
joycelsq
post Dec 21 2012, 04:15 AM

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wow it is really high requirement needed for mbb visa infinite... if there any way to appeal for it?
hye
post Dec 21 2012, 07:32 AM

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QUOTE(joycelsq @ Dec 21 2012, 04:15 AM)
wow it is really high requirement needed for mbb visa infinite... if there any way to appeal for it?
*
No
winner
post Dec 21 2012, 08:58 AM

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QUOTE(alexwsk @ Dec 20 2012, 08:29 PM)
done, long time no see, winner
*
This thread has been quite boring recently. Most people ask about how to get a CC, CL increase, BT, etc. Also there is no more CC war, most new products are not attractive. That's why I seldom appeared here.

By the way, I am thinking of how to fully maximise the RM600 cash back from JustOne Titanium by end of this year. I can then say goodbye to this card before the annual date next year.
ronnie
post Dec 21 2012, 10:41 AM

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Process to get AEON Credit Card
12-Dec-2012 : Applied card at AEON Spot Midvalley - receive RM10 AEON voucher
18-Dec-2012 : IVR system states Approved
20-Dec-2012 : SMS received - Card ready to collect at AEON Spot Midvalley

Credit Limit lowest among my other cards sad.gif
Mana cukup untuk BT
Titan_Gunners
post Dec 21 2012, 01:24 PM

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QUOTE(ronnie @ Dec 21 2012, 10:41 AM)
Process to get AEON Credit Card
12-Dec-2012 : Applied card at AEON Spot Midvalley - receive RM10 AEON voucher
18-Dec-2012 : IVR system states Approved
20-Dec-2012 : SMS received - Card ready to collect at AEON Spot Midvalley

Credit Limit lowest among my other cards sad.gif
Mana cukup untuk BT
*
My Aeon CC also the lowest CL among my all CCs.
LeonTan
post Dec 21 2012, 01:24 PM

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QUOTE(MilesAndMore @ Dec 20 2012, 05:59 PM)
rjb123 just did it with Maybank. So you can try Maybank. I had a FD pledged credit card from HSBC too about 3-4 years ago but i'm not sure if they still do this now. OCBC used to do this but but someone reported here that OCBC doesn't do this anymore since the new cc rules came into effect.
*
Really? Ok will try it.
Hope is applicable for Malaysian too sad.gif
TSalexwsk
post Dec 21 2012, 06:59 PM

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QUOTE(winner @ Dec 21 2012, 08:58 AM)
This thread has been quite boring recently. Most people ask about how to get a CC, CL increase, BT, etc. Also there is no more CC war, most new products are not attractive. That's why I seldom appeared here.

By the way, I am thinking of how to fully maximise the RM600 cash back from JustOne Titanium by end of this year. I can then say goodbye to this card before the annual date next year.
*
wow, say goodbye to it?
still got RM600 per year leh


Added on December 21, 2012, 7:21 pmduh, got the answer from scb thread, time for me to get OCBC Tit

This post has been edited by alexwsk: Dec 21 2012, 07:21 PM
winner
post Dec 22 2012, 07:56 AM

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QUOTE(alexwsk @ Dec 21 2012, 06:59 PM)
wow, say goodbye to it?
still got RM600 per year leh
*
Even though SCB indicated that the removal of cash back and points will be temporary, SCB may not restore the 5% cash back feature for JustOne Titanium. I shall wait until my card annual date coming May 2013. What works best is if I can fully maximise the RM600 cash back cap by end of this year.
TSalexwsk
post Dec 22 2012, 07:28 PM

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QUOTE(winner @ Dec 22 2012, 07:56 AM)
Even though SCB indicated that the removal of cash back and points will be temporary, SCB may not restore the 5% cash back feature for JustOne Titanium. I shall wait until my card annual date coming May 2013. What works best is if I can fully maximise the RM600 cash back cap by end of this year.
*
fully agreed, will not hesitate to cancel mine b4 next GST due too
whereis the love
post Dec 23 2012, 12:15 AM

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Wanna ask dinesr cash is using their credit card credits to issue for us? Who took their loan and credit card here?

This post has been edited by whereis the love: Dec 23 2012, 12:16 AM
Gen-X
post Dec 23 2012, 12:20 AM

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QUOTE(whereis the love @ Dec 23 2012, 12:15 AM)
Wanna ask dinesr cash is using their credit card credits to issue for us? Who took their loan and credit card here?
*
Why don't you call Customer Service and find out the Terms and Condition and exactly how much interest they charging.
zenquix
post Dec 23 2012, 10:49 AM

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you understood the last question? I could not...
patdidi
post Dec 24 2012, 10:25 AM

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Can I double sign at the back of cc? coz when I first sign it, it wasn't very clear
ronnie
post Dec 24 2012, 12:58 PM

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QUOTE(patdidi @ Dec 24 2012, 10:25 AM)
Can I double sign at the back of cc? coz when I first sign it, it wasn't very clear
*
No issues...as long as both looks similar

This post has been edited by ronnie: Dec 24 2012, 12:58 PM
Ketchum
post Dec 24 2012, 02:24 PM

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QUOTE(patdidi @ Dec 24 2012, 10:25 AM)
Can I double sign at the back of cc? coz when I first sign it, it wasn't very clear
*
Make sure same pen color ink. Different color, kenot thumbup.gif
iVW
post Dec 24 2012, 04:26 PM

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QUOTE(Ketchum @ Dec 24 2012, 02:24 PM)
Make sure same pen color ink. Different color, kenot thumbup.gif
*
i usually use bolder pen to sign on it .. never a problem as long as clear signature is there, that would be fine.

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