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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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patdidi
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Dec 3 2012, 01:50 PM
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QUOTE(Human Nature @ Dec 3 2012, 01:19 PM) Draw two parallel lines on each document and write down that it is for the citibank (card name) application only. p/s google up cross cheque for examples ok thanks, i didn't know I can do that.
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ee7han
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Dec 3 2012, 02:58 PM
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dear all,
i'm in need of the advice of the pros here..
my fiancee is going to japan for 1 month, but she does not have a CC, can i let her use mine instead? (my card has not been signed at the back)
Planning to let her use my Maybank AMEX, is it widely usable in Kansai, Osaka also?
Rgds
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Human Nature
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Dec 3 2012, 03:33 PM
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QUOTE(ee7han @ Dec 3 2012, 02:58 PM) dear all, i'm in need of the advice of the pros here.. my fiancee is going to japan for 1 month, but she does not have a CC, can i let her use mine instead? (my card has not been signed at the back) Planning to let her use my Maybank AMEX, is it widely usable in Kansai, Osaka also? Rgds No, it is illegal / an offence to use other people's card. You are breaching the terms & condition too. Consider apply a supplementary card.
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fly126
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Dec 3 2012, 03:37 PM
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QUOTE(ee7han @ Dec 3 2012, 02:58 PM) dear all, i'm in need of the advice of the pros here.. my fiancee is going to japan for 1 month, but she does not have a CC, can i let her use mine instead? (my card has not been signed at the back) Planning to let her use my Maybank AMEX, is it widely usable in Kansai, Osaka also? Rgds It's Risky not a Wise move...to let Your Fiancee Use Your Card at Japan Nanti Get Trouble kena tangkap by Police at there Better U Give (apply) a Supp. card for her before she left to Japan.... This post has been edited by fly126: Dec 3 2012, 04:19 PM
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Human Nature
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Dec 3 2012, 03:42 PM
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Also, sign at the back of your card. That is the first thing that you need to do upon receiving it
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fly126
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Dec 3 2012, 03:49 PM
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QUOTE(Human Nature @ Dec 3 2012, 03:42 PM) Also, sign at the back of your card. That is the first thing that you need to do upon receiving it  +1
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killer_pussylover
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Dec 3 2012, 04:31 PM
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Getting Started

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Talking about efficiency... applied CITI PM today at the Curve to enjoy the $250 rebate  . After applying, when to catch a movie. Even b4 the movie finished, they called to collect the card! Simply superb...!
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karhoe
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Dec 3 2012, 09:16 PM
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QUOTE(ee7han @ Dec 3 2012, 02:58 PM) dear all, i'm in need of the advice of the pros here.. my fiancee is going to japan for 1 month, but she does not have a CC, can i let her use mine instead? (my card has not been signed at the back) Planning to let her use my Maybank AMEX, is it widely usable in Kansai, Osaka also? Rgds get a supp card for her and make sure you call CS to activate foreign transaction.
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joshuatly
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Dec 4 2012, 06:47 PM
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I just get job confirmation which adjusted my pay and now I can have a credit card. My question is, do I need to wait 2 months to collect my 2 months payslip or I can apply now?
And is it wise to apply now knowing many of the offering will expired on the year end (like TGV offer or friday BOGO offer etc)
Another question, any difference if sign up at pop up booths vs at the bank branch?
This post has been edited by joshuatly: Dec 4 2012, 09:31 PM
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ronnie
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Dec 5 2012, 11:29 AM
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For Payment to AEON Credit Card QUOTE Beneficiary Name : AEON Credit for [Your name per I/C] Beneficiary Bank : Citibank Account No. : [Your 16 digit credit card number] So basically I can do IBG to Citibank by putting a AEON Credit Card number ?
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ChroniclesIY
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Dec 5 2012, 03:30 PM
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Getting Started

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2 month payslip can go get ccard? or need 3?
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LostAndFound
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Dec 5 2012, 04:59 PM
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QUOTE(ChroniclesIY @ Dec 5 2012, 03:30 PM) 2 month payslip can go get ccard? or need 3? See your luck. Better wait one month chances is higher. But depends on bank as well.
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cenkudu
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Dec 5 2012, 11:35 PM
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i'm not sure if someone did asked this. if merchant (online) offer to pay using paypal or their security system, considering we are using the same credit card should the transaction rate is the same between those methods? e.g. any extras charge by paypal beside the exchange rate + bank % fees?
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vinvon23
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Dec 7 2012, 11:43 AM
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Getting Started

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hi , need urgently check on the maybank amex card platinum travel protection Platinum Travel Insurance
Travel Personal Accident Insurance up to RM1,000,000 Luggage loss up to RM2,500 Luggage delay up to RM800 Flight delay up to RM800 Missed connections up to RM800
is it valid for any amount of air ticket? lets say if i buy tickets for 2 pax using 1 cc... does it cover 1 pax or 2 pax...
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hye
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Dec 7 2012, 11:28 PM
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White Tiger
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QUOTE(vinvon23 @ Dec 7 2012, 11:43 AM) hi , need urgently check on the maybank amex card platinum travel protection Platinum Travel Insurance Travel Personal Accident Insurance up to RM1,000,000 Luggage loss up to RM2,500 Luggage delay up to RM800 Flight delay up to RM800 Missed connections up to RM800 is it valid for any amount of air ticket? lets say if i buy tickets for 2 pax using 1 cc... does it cover 1 pax or 2 pax... I'd suggest if you are looking for protection while travelling then by all means buy a separate travel insurance for yourself. The insurance coverage that you mentioned covers all tixs bought using the credit card. However it is not just about the value, you also need to carefully scrutinise and understand under which circumstances would you be able to claim for the insurance. Compared that to if you bought a separate travel insurance and you'll see things differently.
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vinvon23
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Dec 8 2012, 11:56 AM
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Getting Started

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QUOTE(hye @ Dec 7 2012, 11:28 PM) I'd suggest if you are looking for protection while travelling then by all means buy a separate travel insurance for yourself. The insurance coverage that you mentioned covers all tixs bought using the credit card. However it is not just about the value, you also need to carefully scrutinise and understand under which circumstances would you be able to claim for the insurance. Compared that to if you bought a separate travel insurance and you'll see things differently. okie... since its come in 'free' so just let tat be... am thinking to get the travel insurance incl medical from chartis... is it ok? its ard 108 for 2 pax/..
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megahertz
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Dec 8 2012, 01:38 PM
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hi guys, want to get advice about cc
i want to apply for maybank cc, not platinum, just normal 1. but dont know want to apply which card, can recommend me? - want use cc for online payment like apps store and filling petrol only. - not very frequent shopping and normally less than rm200.
visa or mastercard prefered? thinking about petronas maybank visa, izit good enough for me? working at private and my friend recommend me to get cc just for financial record since i just working.
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TSalexwsk
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Dec 8 2012, 09:46 PM
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QUOTE(megahertz @ Dec 8 2012, 01:38 PM) hi guys, want to get advice about cc i want to apply for maybank cc, not platinum, just normal 1. but dont know want to apply which card, can recommend me? - want use cc for online payment like apps store and filling petrol only. - not very frequent shopping and normally less than rm200. visa or mastercard prefered? thinking about petronas maybank visa, izit good enough for me? working at private and my friend recommend me to get cc just for financial record since i just working. go for maybankard 2 AMEX + Master else if u prefer to pump petronas, your choice is obvious
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solsekuin44
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Dec 10 2012, 12:16 AM
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I just received my card, applied last 2 weeks. But I was thinking, is it still beneficial to have SC card? If I want to send back the card and cancel it, any fees to pay?
What is the procedure?
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fly126
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Dec 10 2012, 01:53 AM
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QUOTE(solsekuin44 @ Dec 10 2012, 12:16 AM) I just received my card, applied last 2 weeks. But I was thinking, is it still beneficial to have SC card? If I want to send back the card and cancel it, any fees to pay? What is the procedure? You Still need to pay$50 GST of the Card becoz already Issued to You... Call Customer Service no. at back of Card. to Cancel...(but prefer U keep the card maybe another 6 months) But, I can tell now, I been trying to cancel my card 3 times already around this Year, they x let me cancel it Keep on (call back) asking me to retain the card & Waive off AF & Offset GST for me.... This post has been edited by fly126: Dec 10 2012, 01:57 AM
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