Working in Singapore v9, How to save 100k in 3 years to buy HDB?
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 Jan 17 2012, 11:50 AM
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Senior Member
545 posts Joined: Sep 2007 From: SG & KL 
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kota raya bus is only abt 1 hr to jb airport. shd be ok lor..
can help me tapau ckt from penang ka? I am going taiping on 25th. ciak ah... lol. This post has been edited by extremepower: Jan 17 2012, 11:51 AM |
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Jan 17 2012, 11:59 AM
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Senior Member
1,235 posts Joined: Nov 2004 
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hmm.. seems risky.. have to be very early,
dunno the bus start operating yet or not. my friend's got a last minute interview and she cant find any tickets back to Penang now.. bad timing. tickets price is close to $400. |
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Jan 17 2012, 12:07 PM
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Senior Member
1,564 posts Joined: Jan 2003 From: working@SG, hometown in Kay L  
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QUOTE(paranoid @ Jan 17 2012, 11:59 AM) hmm.. seems risky.. have to be very early, http://www.smrtbuses.com.sg/busguide/busfr...y.asp?BusNo=950dunno the bus start operating yet or not. my friend's got a last minute interview and she cant find any tickets back to Penang now.. bad timing. tickets price is close to $400.  Weekdays/Sats first bus 0530 from both ends...Woodlands Reg Int/Kotaraya II Terminal |
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Jan 17 2012, 12:10 PM
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Senior Member
1,235 posts Joined: Nov 2004
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ok thanks..
it's kinda crazy thinking, if she needs to spend over RM1k for an interview here |
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Jan 17 2012, 12:17 PM
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Senior Member
6,624 posts Joined: Jul 2006 From: singapore & ipoh
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QUOTE(senyii @ Jan 17 2012, 11:42 AM) i aledi have account so how should i declaremy tax? You either go to LHDN and ask them to close your tax file number / account. You'll do a tax clearance (basically they will process your last tax return, final paycheck, final bonus etc. and you pay any taxes you owe) and after that, yor tax file number is closed.Or you can simply wait for them to send you a Form B each year, write "kosong" income and then send back. |
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Jan 17 2012, 12:19 PM
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Senior Member
1,564 posts Joined: Jan 2003 From: working@SG, hometown in Kay L
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QUOTE(seantang @ Jan 17 2012, 12:17 PM) You either go to LHDN and ask them to close your tax file number / account. You'll do a tax clearance (basically they will process your last tax return, final paycheck, final bonus etc. and you pay any taxes you owe) and after that, yor tax file number is closed. Yes seantang...I do the latter option......i wrote 'sifar' income....Or you can simply wait for them to send you a Form B each year, write "kosong" income and then send back. |
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Jan 17 2012, 12:46 PM
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Senior Member
894 posts Joined: Nov 2004
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@paranoid,
My car still got two seat from JB Sentral to KL on Fri 20th night (2 guy currently) 1 seat from KL to Pg (Seberang Perai) on Sat 21st noon (1 guy + 2 girls currently) Let me know if he/she's interested in the detail. This post has been edited by ky_khor: Jan 17 2012, 12:47 PM |
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Jan 17 2012, 12:59 PM
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Junior Member
358 posts Joined: Jun 2009
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QUOTE(Lester1987 @ Jan 17 2012, 11:36 AM) » Click to show Spoiler - click again to hide... « Please don't post unrelated post here... Mod and staff have warn us soo many times.. don't u guys understand? U guys want Mod or staff to close this thread forever? Call Centre Operator Malaysia Income Tax there is a section for you to select you are getting your income overseas, they will declare your income as 0. For Singapore income tax, u sure they ask u to pay tax? i start in Nov 09 previously, they didn't send me anything and i only start my income tax the following year March 10 to March 11. TQ |
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Jan 17 2012, 01:04 PM
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Junior Member
130 posts Joined: Nov 2011 From: Cheras
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QUOTE(extremepower @ Jan 17 2012, 11:38 AM) Malaysian Kawan, OT~ For taxes, just pay where ever you work la. In Sg, you can pay using installments GIRO. CNY can go back and check with Msian side. No need to do anything one lah. As long as you have your tax documents kept properly to proof that you are working in sg. IRS will send u a letter. No worry one la... I've been working in sg for more than 20 years jor... after my aussie degree. Just to share some with you for those who are thinking of alternative experiences. Always a good start to work in sg. Primary reason being good money, clean and safer. Makan is cheaper once you go back to Malaysia to relax. Stress is the same shit everywhere. Up to you how much you want to rub your bosses butt. Must take a degree in but rubbing. Diploma also can la... lol Kids, safer for them also. Being a PR is a good thing but they are getting more discriminatory now days. More citizen kpkb now coz government helping foreigners better than locals. So, it is better to get the citizenship coz of the HDB housing benefits. Easy money and more priviledges. Then later if you tak shiok and want to migrate, no problem. Sg passport also gives you easier path to move around either migrating or no VISA hassles. Or later can come back to malaysia to retire as 'second home'. Tekan the 'new' PM for citizenship back. Saying I bring money back ma... tak mau ka? then he will say ok ok.. or talk to Lim Guan Eng la... lol. Of course you only consider retirement after 55 or 60 lah. Have to work no matter what. Where can just shake legs one? Die younger. The aim is to be happy and economically sound when you get old. Safety and health is very important. Now, since I already kasi you good tips. When you come to sg, pls cari gua for badminton. I can also coach badminton so that people see you play like a Malaysian. lol. Boleh? hip hip Boleh!;)  Enjoy the website below. You can also belanja me bakuteh in Malaysia next time.  You can also campur me in facebook. Search for 'ex pow' for bincang bincang siembang siembang or macam macam...  Badminton session ?? Hmmm... LCW will laugh at you This post has been edited by Suxiest: Jan 17 2012, 01:05 PM |
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Jan 17 2012, 01:09 PM
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Senior Member
2,703 posts Joined: Jul 2007
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QUOTE(extremepower @ Jan 17 2012, 11:47 AM) Am a degree holder la... so, ada atas sikit. Actually, it doesn't matter what you work as. As long as you happy. Happy? If not happy, just find another job. No point worrying. If both couple is sporean, more benefits lah. If wife is Msian, also got lubang to go back next time lor.. but normally your kids will not go back one lah. They already stuck and like it here. So, no harm if 1 or both also taking up citizenship. I rike you already  So, you a boleh kaki? Can you tell me you boleh?? lol. I didn't hear leh? LCW bolehed on sunday, so u boleh rite? lmao...  Actually it's better to get yr wife/gf to convert into a Singaporean if you plan to raise a family. They have 4 months - repeat - 4 months maternity leave..... Added with the occasional MC here and there and annual leave, effectively only working like 6 months in a year while getting paid for the full year.... Plus baby benefits and tax reliefs.... |
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Jan 17 2012, 01:12 PM
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Junior Member
54 posts Joined: Apr 2011
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QUOTE(extremepower @ Jan 17 2012, 11:38 AM) Malaysian Kawan, Hi Extremepower. For taxes, just pay where ever you work la. In Sg, you can pay using installments GIRO. CNY can go back and check with Msian side. No need to do anything one lah. As long as you have your tax documents kept properly to proof that you are working in sg. IRS will send u a letter. No worry one la... I've been working in sg for more than 20 years jor... after my aussie degree. Just to share some with you for those who are thinking of alternative experiences. Always a good start to work in sg. Primary reason being good money, clean and safer. Makan is cheaper once you go back to Malaysia to relax. Stress is the same shit everywhere. Up to you how much you want to rub your bosses butt. Must take a degree in but rubbing. Diploma also can la... lol Kids, safer for them also. Being a PR is a good thing but they are getting more discriminatory now days. More citizen kpkb now coz government helping foreigners better than locals. So, it is better to get the citizenship coz of the HDB housing benefits. Easy money and more priviledges. Then later if you tak shiok and want to migrate, no problem. Sg passport also gives you easier path to move around either migrating or no VISA hassles. Or later can come back to malaysia to retire as 'second home'. Tekan the 'new' PM for citizenship back. Saying I bring money back ma... tak mau ka? then he will say ok ok.. or talk to Lim Guan Eng la... lol. Of course you only consider retirement after 55 or 60 lah. Have to work no matter what. Where can just shake legs one? Die younger. The aim is to be happy and economically sound when you get old. Safety and health is very important. Now, since I already kasi you good tips. When you come to sg, pls cari gua for badminton. I can also coach badminton so that people see you play like a Malaysian. lol. Boleh? hip hip Boleh!;) Enjoy the website below. You can also belanja me bakuteh in Malaysia next time. You can also campur me in facebook. Search for 'ex pow' for bincang bincang siembang siembang or macam macam... You decision of Singapore is quite fun But for what I feel Singapore is, ya better income, but it quite no life. Maybe is because of although I have colleague, but my company have 2 base, and they hire me to manager the 2nd base and in the 2nd base only have 1 admin and another one is me with 100+ other client side employee. My company basically is servicing one, they give service to those big company and those big company will send their employee work in our office and my job is to manage all of them and supporting their IT technical problem. So doing all things alone, eat lunch alone, dinner alone, doing what also alone. And you guess what. My job in SG is damn relaxing one, everyday 8hours in office but the daily task for my work is like I can just finish them in 1hour everyday (Sat and Sun no office), mean the rest 7hours I really goyang kaki at office..Damn boring arrrrrrrrrrr. p/s: I just working in SG like around 4months, already have this feel -.- Plan to going back to Malaysia to work, for sure not much saving like working IN SG but will have more time to spent with friends and family -.- Social life is also very important for me. |
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Jan 17 2012, 01:16 PM
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Senior Member
545 posts Joined: Sep 2007 From: SG & KL
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habis liao la... all the leng lui will come to singapore jor...
If you are a leng lui, or sui char bor, pls add me on facebook hor... search for 'ex pow'. Those not so leng one....errr aiyah, chinchai la.. add also la.. more the merrier. I need to hantam lcw liao. Not very proactive in getting more advisor as a coaching staff for olympics. Not healthy. At least 'if' he have, and yet still loose, still ok ma. Else, people will say he or BAM got 'tidak apa' attitude. 1 million rm is too much to risk la.. betul ka?? apa ciam u cakap? Added on January 17, 2012, 1:22 pmBro, No one ask you to stick with a single company ma.. correct? In your life time as an IT person, you will move at least 5 times. Take it from an experienced person la... Ada duit yang banyak, ambik la. Now days cant afford to be emotional to a company. If your boss is 'good' he/she will take care of you mah. This means u got a lousy boss lor. If your boss treat u badly, send an anonymous mail to his CEO or BOD. Kautim. See he dare to 'lansee'... teach him a lesson and don't let people slave your around. Life boring or not it is up to you to find a boringless life. Go learn and play badminton mah. Network and find new Malaysian friends mah. 70% Malaysians here play badminton. U blind la.. sotong.. lol. Come, help me pick shuttles. I good boss one. lol. This post has been edited by extremepower: Jan 17 2012, 01:22 PM |
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Jan 17 2012, 01:28 PM
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Junior Member
476 posts Joined: Jul 2009
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QUOTE(Lester1987 @ Jan 16 2012, 01:43 PM) just want to check with u folks here. anyone stay in JB and take bus to work daily? can update me the time needed to cross kastam? lester,for my case, i reached jb custom 0750, and by 0820 i wld have passed singapo custom side. p/s;- time needed varies.. ie those that reached jb custom as early as 0700, but can only pass singapo side only ard 0800. |
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Jan 17 2012, 01:29 PM
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Senior Member
2,110 posts Joined: Jan 2007
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train heavy congested this morning need to bypass 3 train then go on board,
only consolation is alot pretty chic, must be the cny all getting stress to find mate  super thin short dress, with g-string, the image still lingering in my mind  sg not boring at all  |
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Jan 17 2012, 01:39 PM
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Junior Member
339 posts Joined: Aug 2005
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i oso rike this extremepower dude leh
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Jan 17 2012, 01:40 PM
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Senior Member
1,235 posts Joined: Nov 2004
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QUOTE(ky_khor @ Jan 17 2012, 12:46 PM) @paranoid, hi ky_khor,My car still got two seat from JB Sentral to KL on Fri 20th night (2 guy currently) 1 seat from KL to Pg (Seberang Perai) on Sat 21st noon (1 guy + 2 girls currently) Let me know if he/she's interested in the detail. thanks for the offer,  my friend grabbed her flight tickets already, scared sold out she bought them immediately. |
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Jan 17 2012, 01:40 PM
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Junior Member
129 posts Joined: Sep 2009 From: Malaysia
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Anyone in shipping line? logistics?
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Jan 17 2012, 01:42 PM
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Senior Member
545 posts Joined: Sep 2007 From: SG & KL
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rike what??? I no gay la.. lol
Add me on fb la. Cakap manyak manyak... For festive travels, always give 1 hour buffer. AND. Travel 1 hour earlier from your house. Later kena and cry like mad missing the trip... huhuhu... |
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Jan 17 2012, 01:47 PM
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All Stars
10,596 posts Joined: Jan 2003 From: Hinamizawa
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QUOTE(roci @ Jan 17 2012, 11:22 AM) Hi all, Jurong is a wide area. u mean Jurong east? Jurong west or the Jurong Island. please be more specific.Any of you here work at jurong in singapore? i just got an offer to work over there.. how the work environment there? im curious about to go there now |
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Jan 17 2012, 02:07 PM
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Senior Member
3,033 posts Joined: May 2011
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QUOTE(Celest-Lee @ Jan 17 2012, 01:40 PM) Anyone in shipping line? logistics? Yes, what's up? Added on January 17, 2012, 2:10 pm QUOTE(extremepower @ Jan 17 2012, 11:38 AM) Now, since I already kasi you good tips. When you come to sg, pls cari gua for badminton. I can also coach badminton so that people see you play like a Malaysian. lol. Boleh? hip hip Boleh!;) Wah....you can coach ah? May be i also want to learn from you how to become LCW no.2. Enjoy the website below. You can also belanja me bakuteh in Malaysia next time. You can also campur me in facebook. Search for 'ex pow' for bincang bincang siembang siembang or macam macam... Where you play normally? See if i got the time can learn one or two lesson from you. If good lesson, can belanja you bakuteh at Klang..... This post has been edited by Tigerr: Jan 17 2012, 02:10 PM |
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