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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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mercury8400
post Jan 17 2012, 10:01 AM

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QUOTE(Materazzi @ Jan 17 2012, 02:15 AM)
sg girls are the worst..dunno why people here like sg galz..I prefer malaysian chinese or indonesian chinese
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Who says?

If you have gazillions of moneh, willing to splurge on them and own several luxury speedboats, MOST SG girls are Great!!!

Either that or you somehow paint yourself white like Miacheal Jackson and speak with an accent, sure alot of SG girls flock to you laugh.gif
Lester1987
post Jan 17 2012, 10:08 AM

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QUOTE(Mackiddo @ Jan 17 2012, 08:40 AM)
seriously, have you consider upgrading yourself ? maybe getting a diploma then a degree ? I always have a bit of regret of not pursuing my study further. If i did, maybe I could get a better job, a more relaxing job, higher pay and have more time to do all the things I want. oh well.
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walao... ur current job still not relaxing enough?? siao ar

QUOTE(r1v3r @ Jan 17 2012, 09:11 AM)
congrats to you Lester! Now with a PR, interested to do a part-time diploma or degree just next to your company?
PR fee is lower and you can use part of your CPF money for your education smile.gif

Added:
Plus, you will have the time and chance to meet up with some gals while you study in SG.

I must say some (not all) SG gals are really nice (personality) and smart, reccomemded for wife to be. I am married for 7 years d... but not gatal smile.gif
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next to my company?? nanyang poly? got any website that we can read?

QUOTE(danny_ptlm @ Jan 17 2012, 09:22 AM)
Congratulation lester.

As i know, there a parking for bike and car at (search google maps - 1.465238,103.76382 ) just for your convenience.
(( don't park the bike at non-parking place, cos de KNN MBJB will tow back your motor.. i kena once))

Crossing the castam during 8.30 AM - 10 AM , its take around 45 minutes ( depend on traffic mood)
Hope this help.  thumbup.gif
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icic, so its just around 30 mins more compare to bike. thanks Danny. i think i will park my bike inside JB Sentral. pay them Rm3 per day.
Tigerr
post Jan 17 2012, 10:12 AM

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QUOTE(mercury8400 @ Jan 17 2012, 10:01 AM)
Who says?

If you have gazillions of moneh, willing to splurge on them and own several luxury speedboats, MOST SG girls are Great!!!

Either that or you somehow paint yourself white like Miacheal Jackson and speak with an accent, sure alot of SG girls flock to you  laugh.gif
*
what if you dont have the money and the luxury speedboats? So, they will not be nice? That is what they said they are worst.... tongue.gif
washabushi
post Jan 17 2012, 10:14 AM

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QUOTE(Materazzi @ Jan 17 2012, 02:15 AM)
sg girls are the worst..dunno why people here like sg galz..I prefer malaysian chinese or indonesian chinese
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Just because u can't tame them doesnt mean they're not good...
mercury8400
post Jan 17 2012, 10:16 AM

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QUOTE(washabushi @ Jan 17 2012, 10:14 AM)
Just because u can't tame them doesnt mean they're not good...
*
Tame them?
Wah, I didn't know they are like wild animals that can be tamed.... laugh.gif
Aloong
post Jan 17 2012, 10:30 AM

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QUOTE(Celest-Lee @ Jan 16 2012, 06:03 PM)
im not a man.
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I dun beliv. Lets come out and let me inspect
washabushi
post Jan 17 2012, 10:34 AM

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QUOTE(mercury8400 @ Jan 17 2012, 10:16 AM)
Tame them?
Wah, I didn't know they are like wild animals that can be tamed.... laugh.gif
*
Now u know...it's like how the mod tame u smile.gif
Celest-Lee
post Jan 17 2012, 10:37 AM

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QUOTE(Mackiddo @ Jan 17 2012, 08:40 AM)
seriously, have you consider upgrading yourself ? maybe getting a diploma then a degree ? I always have a bit of regret of not pursuing my study further. If i did, maybe I could get a better job, a more relaxing job, higher pay and have more time to do all the things I want. oh well.
*
i have my reason why i cant study anymore. not bout the money. i have big responsibility beside me that I cant stop work for study. I regret but there is nothing I can do now. I cant change back time.

QUOTE(Aloong @ Jan 17 2012, 10:30 AM)
I dun beliv. Lets come out and let me inspect
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pedobear doh.gif sexual harrasment!!!!
Aloong
post Jan 17 2012, 10:38 AM

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QUOTE(eataroundthebush @ Jan 16 2012, 08:16 PM)
I think my resume is definitely above average, have had multiple people from HR industry help me revise it plus I worked on some major client engagements (especially in China), so experience highlighted throughout the resume should also definitely be OK.

I did hear that if SG companies see a Malaysian address they usually just automatically send it to the delete pile? Is it worth camping it out in Singapore for a while (Say maybe a month) so that my address is local?
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My suggestions is try linkedin.
Nowadays its about networking and demonstrate to ppl (subtly) that u are good are ur field


Added on January 17, 2012, 10:44 am
QUOTE(Lester1987 @ Jan 16 2012, 10:15 PM)
work in Singapore since November 2009. I am a very loyal employee in Singapore. din change any job.
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For world no.1 company too, or maybe 2, since we also have an Exxonmobiler here.


Added on January 17, 2012, 10:50 am
QUOTE(Mackiddo @ Jan 17 2012, 08:40 AM)
seriously, have you consider upgrading yourself ? maybe getting a diploma then a degree ? I always have a bit of regret of not pursuing my study further. If i did, maybe I could get a better job, a more relaxing job, higher pay and have more time to do all the things I want. oh well.
*
Better, more relaxing, higher pay and more personal time than ur current job?
With or without education, I dun think thats gona beat ur job


Added on January 17, 2012, 10:52 am
QUOTE(washabushi @ Jan 17 2012, 10:14 AM)
Just because u can't tame them doesnt mean they're not good...
*
The man has spoken!!!
Ur lucky she's not forumer here.


Added on January 17, 2012, 10:55 am
QUOTE(Celest-Lee @ Jan 17 2012, 10:37 AM)
pedobear  doh.gif sexual harrasment!!!!
*
Im just doing a verification on a statement i dun beliv. sweat.gif

This post has been edited by Aloong: Jan 17 2012, 10:55 AM
tatamiusuka
post Jan 17 2012, 11:18 AM

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Hello all,

I have some things to ask about TAX. I am just complete my 3 months probation period and now is the time for me to thinking on paying Income Tax as I already receive the letter from iras. =(

One things I urgently need to know is, did I need to pay income tax in Malaysia as well? I am just a fresh graduate which I haven't pay for any income tax before and haven't register any income tax account in Malaysia. Am I need to register for income tax in Malaysia?

Thank All. I am looking forward for reply. TQ TQ
tailtwist
post Jan 17 2012, 11:21 AM

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QUOTE(tatamiusuka @ Jan 17 2012, 11:18 AM)
Hello all,

I have some things to ask about TAX. I am just complete my 3 months probation period and now is the time for me to thinking on paying Income Tax as I already receive the letter from iras. =(

One things I urgently need to know is, did I need to pay income tax in Malaysia as well? I am just a fresh graduate which I haven't pay for any income tax before and haven't register any income tax account in Malaysia. Am I need to register for income tax in Malaysia?

Thank All. I am looking forward for reply. TQ TQ
*
You can just declare you have 0 income for Malaysia for last year's...do we need to register? That I'm not sure
roci
post Jan 17 2012, 11:22 AM

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Hi all,

Any of you here work at jurong in singapore? i just got an offer to work over there.. how the work environment there? im curious about to go there now
seantang
post Jan 17 2012, 11:26 AM

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QUOTE(tatamiusuka @ Jan 17 2012, 11:18 AM)
One things I urgently need to know is, did I need to pay income tax in Malaysia as well? I am just a fresh graduate which I haven't pay for any income tax before and haven't register any income tax account in Malaysia. Am I need to register for income tax in Malaysia?
No. If you don't earn money / work / do business in Malaysia, you don't have to pay tax. If you don't have to pay tax, you don't have to register for a tax file number.

It's only when you already have a tax file number (eg. you worked in the past), then you will be asked to file tax returns even when you have zero income. Once you start, you can't stop unless you migrate and "tutup fail". But in your case, you haven't started.
Lester1987
post Jan 17 2012, 11:36 AM

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» Click to show Spoiler - click again to hide... «

Please don't post unrelated post here... Mod and staff have warn us soo many times.. don't u guys understand? U guys want Mod or staff to close this thread forever?

QUOTE(senyii @ Jan 17 2012, 09:21 AM)
oh for PR the fee is lower??

by the way Lester what you working as?
*
Call Centre Operator

QUOTE(tatamiusuka @ Jan 17 2012, 11:18 AM)
Hello all,

I have some things to ask about TAX. I am just complete my 3 months probation period and now is the time for me to thinking on paying Income Tax as I already receive the letter from iras. =(

One things I urgently need to know is, did I need to pay income tax in Malaysia as well? I am just a fresh graduate which I haven't pay for any income tax before and haven't register any income tax account in Malaysia. Am I need to register for income tax in Malaysia?

Thank All. I am looking forward for reply. TQ TQ
*
Malaysia Income Tax there is a section for you to select you are getting your income overseas, they will declare your income as 0.
For Singapore income tax, u sure they ask u to pay tax? i start in Nov 09 previously, they didn't send me anything and i only start my income tax the following year March 10 to March 11.
extremepower
post Jan 17 2012, 11:38 AM

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Malaysian Kawan, rclxm9.gif

For taxes, just pay where ever you work la. In Sg, you can pay using installments GIRO. CNY can go back and check with Msian side. No need to do anything one lah. As long as you have your tax documents kept properly to proof that you are working in sg. IRS will send u a letter. No worry one la...

I've been working in sg for more than 20 years jor... after my aussie degree. Just to share some with you for those who are thinking of alternative experiences.

Always a good start to work in sg. Primary reason being good money, clean and safer. Makan is cheaper once you go back to Malaysia to relax. Stress is the same shit everywhere. Up to you how much you want to rub your bosses butt. Must take a degree in but rubbing. Diploma also can la... lol

Kids, safer for them also. Being a PR is a good thing but they are getting more discriminatory now days. More citizen kpkb now coz government helping foreigners better than locals. So, it is better to get the citizenship coz of the HDB housing benefits. Easy money and more priviledges.

Then later if you tak shiok and want to migrate, no problem. Sg passport also gives you easier path to move around either migrating or no VISA hassles. Or later can come back to malaysia to retire as 'second home'. Tekan the 'new' PM for citizenship back. Saying I bring money back ma... tak mau ka? then he will say ok ok.. or talk to Lim Guan Eng la... lol. Of course you only consider retirement after 55 or 60 lah. Have to work no matter what. Where can just shake legs one? Die younger.

The aim is to be happy and economically sound when you get old. Safety and health is very important.

Now, since I already kasi you good tips. When you come to sg, pls cari gua for badminton. I can also coach badminton so that people see you play like a Malaysian. lol. Boleh? hip hip Boleh!;) rclxms.gif

Enjoy the website below. You can also belanja me bakuteh in Malaysia next time. thumbup.gif

You can also campur me in facebook. Search for 'ex pow' for bincang bincang siembang siembang or macam macam... rclxub.gif

This post has been edited by extremepower: Jan 17 2012, 11:44 AM
roci
post Jan 17 2012, 11:38 AM

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Lester, Where do you work in singapore? so we no need to pay for income tax yet during our first few month tenure in sgapore?
senyii
post Jan 17 2012, 11:42 AM

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QUOTE(seantang @ Jan 17 2012, 11:26 AM)
No. If you don't earn money / work / do business in Malaysia, you don't have to pay tax. If you don't have to pay tax, you don't have to register for a tax file number.

It's only when you already have a tax file number (eg. you worked in the past), then you will be asked to file tax returns even when you have zero income. Once you start, you can't stop unless you migrate and "tutup fail". But in your case, you haven't started.
*
i aledi have account so how should i declaremy tax?
QUOTE(extremepower @ Jan 17 2012, 11:38 AM)
Malaysian Kawan, rclxm9.gif

For taxes, just pay where ever you work la. In Sg, you can pay using installments GIRO. CNY can go back and check with Msian side. No need to do anything one lah. As long as you have your tax documents kept properly to proof that you are working in sg.

I've been working in sg for more than 20 years jor... after my aussie degree. Just to share some with you for those who are thinking of alternative experiences.

Always a good start to work in sg. Primary reason being good money, clean and safer. Makan is cheaper once you go back to Malaysia to relax. Stress is the same shit everywhere. Up to you how much you want to rub your bosses butt. Must take a degree in but rubbing. Diploma also can la... lol

Kids, safer for them also. Being a PR is a good thing but they are getting more discriminatory now days. More citizen kpkb now coz government helping foreigners better than locals. So, it is better to get the citizenship coz of the HDB housing benefits. Easy money and more priviledges.

Then later if you tak shiok and want to migrate, no problem. Sg passport also gives you easier path to move around either migrating or no VISA hassles. Or later can come back to malaysia to retire as 'second home'. Tekan the 'new' PM for citizenship back. Saying I bring money back ma... tak mau ka? then he will say ok ok.. or talk to Lim Guan Eng la... lol. Of course you only consider retirement after 55 or 60 lah. Have to work no matter what. Where can just shake legs one? Die younger.

The aim is to be happy and economically sound when you get old. Safety and health is very important.

Now, since I already kasi you good tips. When you come to sg, pls cari gua for badminton. I can also coach badminton so that people see you as a Malaysian; play also like a Malaysian. lol. Boleh? hip hip Boleh!;) rclxms.gif

Enjoy the website below. You can also belanja me bakuteh in Malaysia next time. thumbup.gif
*
reli tat good to work in sg??what u working as?ur wife is msian or singaporean?
Lester1987
post Jan 17 2012, 11:47 AM

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QUOTE(roci @ Jan 17 2012, 11:38 AM)
Lester, Where do you work in singapore? so we no need to pay for income tax yet during our first few month tenure in sgapore?
*
Singapore income tax structure is "if your annual income exceed $20k, then the tax will kick in." since for the 1st year if ur pay is below $20k, then there is no tax for you.
Unless your pay exceed $20k then you need to declare and pay tax. sorry for looking down on your pay. i forgotten that LYN got a lot of powerful ppl earning more than $10k per month.
extremepower
post Jan 17 2012, 11:47 AM

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Am a degree holder la... so, ada atas sikit. Actually, it doesn't matter what you work as. As long as you happy. Happy? If not happy, just find another job. No point worrying. If both couple is sporean, more benefits lah. If wife is Msian, also got lubang to go back next time lor.. but normally your kids will not go back one lah. They already stuck and like it here. So, no harm if 1 or both also taking up citizenship. wink.gif

So, you a boleh kaki? Can you tell me you boleh?? lol. I didn't hear leh? LCW bolehed on sunday, so u boleh rite? lmao...
paranoid
post Jan 17 2012, 11:47 AM

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quick question guys,
if i have a morning flight from JB to Penang.
AK 5442
0825 (JHB)
0930 (PEN)

going across JB from woodlands, how early does the bus service (i assume bus 950) starts?
is it possible to catch the morning flight above.

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