Walking thru the tunnel. I only saw those in movies, mostlty action movies. wat if another train coming???

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Added on December 16, 2011, 10:50 amLooks like SG transport is not as awesome as we had expected.

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Added on December 16, 2011, 10:51 amLooks like SG transport is not as awesome as we had expected.

This post has been edited by Aloong: Dec 16 2011, 10:51 AM

That would be awesome news!!!
ANyway, this news only got a small section on mypaper. Looks like gomen has good control.

I'm in. But wat is career connection?

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Added on December 27, 2011, 12:05 pmA VERY ROUGH guide, if it's within 30% paycut it's reasonbale to take it, provided immediate money is not ur only objective. U can think of future money (i.e. career prospect), family reason, and many other personal reasons.

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Added on December 27, 2011, 12:11 pmCouple of years ago, I heard that's pretty common (in the accounting firms) whre employer pay you the 16% in cash.
But recently this has been quite rare. In short to your answer, yes it can happen, but low chances.
Then again, im assuming ur not an expat with a welcome red carpet roll to ur legs.

This post has been edited by Aloong: Dec 27 2011, 12:11 PM

Good for networking purposes. Well that's what Linkedin was mainly for.
Networking for job opportunities as well as business opporutnities.
It works the best if you're connected to ppl similar to ur line of business/career + headhunters.

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Added on December 27, 2011, 12:21 pmMalaysia IB probably RM3+ to 4.5k. But in SG ur chance is dam low. U'll just take watever pay they give, that is if u get an IB job.
Best choice is to go SG Big4 first as a stepping stone, probably CF/Advisory side (if u can get lar). Otherwise do audit lor.
2nd option is to do IB in Msia first, but to chances to go SG is higher thru option 1 above..cos option 2 may not necessary guarantee u get job in SG.
U got to ask ur self, which one more important, getting into IB or getting into SG?
Getting into IB go for otpion 2.
Getting into SG, go for option 1

wow, a lot of typos...the problem of not having an office room..

This post has been edited by Aloong: Dec 27 2011, 12:25 PM

Not sure which is the top one, probably those that u can't get in (at least not now). But a personal advise dun go for US or EURO IB, for obvious reason, at least for now..Its very painful if u get chop jx after couple of months there.

IB structure in SG and Msia quite diff. Unlike in Msia the IB's name got the word "Investment Bank". Cos they need to differentiate between the different subsidiairy. But in SG they dun use the work "Investment Bank", and IB is normally one of the department within the full fledge bank. Furthermore, wat u see in Jobstreet.sg are normally headhunters, as banks doesn't want ppl flooding their HR with resumes.

As mentioned, seriously, dun think u have the luxury to choose btwn SG or KL. If ur so lucky to get one, jx take it..anyway, with one yr in audit + 2 yr tax, u may not really know what IB/CF does, to be frank. From I see u wana join IB/CF bcos it may sound glamorous and money is good kinda story. No worry, most ppl join bcose of that, nothing wrong.

Also FYI, money in Msia IB may not be inferior to SG IB. My view is that dollar to dollar Msia IB pays better than SG IB for average performer. SO think twice if u insist on joining IB in SG

This post has been edited by Aloong: Dec 27 2011, 02:09 PM

I suggest u contact other agent and check it out. I rented 1 yr in Oct 2010 for half month commission only. Then in Oct 2011 I rented 2 year for one month commission.
But if u signa dn pay already, too bad lor.
If havent u can just try check around for other places, and fake fake ask them about commission policy lor

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Added on December 28, 2011, 1:45 pmCorrect, tell us which agent, which company??
Maybe the agent is not license one.

This post has been edited by Aloong: Dec 28 2011, 01:45 PM

If u do business development, MBA definitely better than CIMA or PMP.
CIMA and PMP is more towards practical/technical kinda skills, whereas MBA teaches u "how to bullshit" to be blunt. ALso MBA it's a networking opportunity within ur MBA tenure. Im guessing BD means u nid to look for new business area (similar to marketing). Hence CIMA or PMP would bring u as much benefits as MBA.

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Added on December 29, 2011, 2:21 pmDBS/POSB (same company) = long que but more atm
UOB/OCBC= less atm but shorter que.

I suggest UOB/OCBC


This post has been edited by Aloong: Dec 29 2011, 02:21 PM

I was told nid to pay extra, not sure how much.But not all banks can. meaning it depends whether there are partnership between the bank or not. for e.g. UOB card cannot withdraw from DBS atm. It is not as convinient as in Malaysia, where with meps u can withdraw any atm.

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Added on December 29, 2011, 8:49 pmI opened my UOB savings with AIP letter. Use my Malaysia IC number.
Oh ya with employer letter confirming my employment as well.

This post has been edited by Aloong: Dec 29 2011, 08:54 PM

Raffles Arcade (next to the Raffles place) a lot of money changer. There's a lot at the second floor.

Among reasons I can think of:
1. Rm is still peg to usd, within a range, and usd is goin up hence rm goes up
2. Sg is known for using currency to manage growth vs inflation, instead of int rate. Now the worry is low growth. Estimated only 1% for 2012. Hence sg Gomen lower its currency to boost export and growth.
3. Sg is highly vulnerable among Asia countries to global economy. Negative global outlook will affect sg's outlook which also lead to same path as item 2 above

Other micro reason is also because higher demand for rm for msian workers to exchange money for holidays n cny back home. This will lower sgdmyr rate. Also the spread will widen also as demand rise

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Added on December 30, 2011, 9:51 pmAssuming ur really a female.
1st step check who is the interviewer.
If male, wear lesser and improve "where" u can. i can provide quality control check on this for free
If female, put on an ugly betty look -> very hardworking and does everything ppl told

This post has been edited by Aloong: Dec 30 2011, 09:51 PM

Actually it is, within a range, not at 3.8 like last time. Just like HKD.
Probably benchmarking may be more accurate word than pegging
But RM and HKD moves in tandem with USD.

I oso more than 10yrs never play. On top of that i have extra 10kgs since then, leg spring rusty, reduce in speed and no increase in height.
Looks like kykhor, washabushi, deodarant, yhoong and myself (got 5ppl) against 5 philipinos. I betting we will loose with 100 points gap.hahaha...

yeah, kovan here got a couple of courts. one is a CC. I'm not sure how to book.
Got another court, those beside HDB type, dunno nid to book or not. I think it's free for all type. If go during evening (peak hours) sure got ppl play one. Lets join in and be trashed!! If dun wan to get thrashed, better go during non-peak time.

If u plan to go SG and it's a confirm plan, its always better to go erlier.

If i go power satay, dun talk about basketball. Brisk walking oso will have problem.
I not like u, got another 15days to sexercise.

hougang i only saw some local kids (with a head taller than me) playing.
Pinoys i saw in bedok south road (my old place), inside Bedok View primary school, near to Tanah Merah st.

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Added on January 4, 2012, 4:50 pmU can check out Paya Lebar Kovan Community Club (Map: http://www.streetdirectory.com/asia_travel...el_site_84322/)


This post has been edited by Aloong: Jan 4 2012, 04:50 PM

The will be risk to whether SGD/RM will go up or down, and we will never know with certainty.
Then the next thing to consider is where you will use the SGD5,000 in the future.
If u will use in Msia, then put in RM and vice versa.

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Added on January 4, 2012, 4:56 pmThe prob is with SGD5k u can't buy any bank stocks.
Here u can only invest in multiple of 1,000 units, with prices above SGD10/unit.


This post has been edited by Aloong: Jan 4 2012, 04:56 PM

There's definitely more investment choices in Msia (excludign the effect of exchanging money between SGD and RM), due to govt support in general, hence a pretty steady market. But you've mentioned about Msian investment, espeically Wawasan 2020, it reminded me somebody (a Msian working in SG as well) mentioned to me (bluntly) Malaysia will bankrupt in the next 5 years. Then I was thinking if this happen, this will definitely affect our investments (in any kind) in Malaysia.

I know this is rumour, and anybody deserve the right not to respond to rumours.
But for others wat do you think of the probability?

My thoughts: Tho probability will be low at 20%, but it is not impossible given the the gomen has been 'supporting the market' (ahem...inflated) with inflated infrastructure project value. Besides cronies, listed corporates will also gain for inflated project values. Fund managers, especially the 1Msia, Wawasan, Amanah, etc etc will gain directly from their investment into the listed co. But this may bring to the downfall of Msia economy wen this 'project bubble' burst.

Wats ur thoughts?

Why this question is in this thread? Cos it will determine where we, Msian working in SG, should park our assets.

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Added on January 5, 2012, 10:10 am

This post has been edited by Aloong: Jan 5 2012, 10:10 AM

Depends on luck oso lar. I have a fren working in a large MNC O&G company.
Supporting 3 child and wife not working. I think he easily earning SGD20k a month. No nid to report to work everyday.
ANd he's only 28 years old!!
U jelly or not??

If u look like ur avatar, let me know which mrt u take and i'll protect u.

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Added on January 6, 2012, 9:38 amu see too much jav lar

This post has been edited by Aloong: Jan 6 2012, 09:38 AM