Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

views
     
TSronnie
post Mar 14 2011, 03:30 PM, updated 14y ago

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
OCBC Titanium Mastercard Cash-Back rebates

Attached Image
About OCBC Titanium Mastercard : Click Here
Terms & Conditions for OCBC Titanium Mastercard
OCBC Customer Service Hotline : 1 300 88 500

OCBC Request Form to change the SMS Transaction Alert Limit
http://www.ocbccards.com.my/pdf/sms_alert.pdf

Sample of Appeal Letter for Application Rejection - courtesy from tifosi
» Click to show Spoiler - click again to hide... «

5% Cash-back rebate & 1% Cash rebate - Terms & Conditions
http://www.ocbccards.com.my/titaniumRebates_tncEN.aspx

* The RM50 monthly maximum cash-back rebate cap is based on accumulation of spends within your billing cycle. Not calendar month basis.
* The cash-back rebate will be given for all transactions (swipe/online) locally & international, subject to under the correct MCC
* Reference table for MCC : http://www.dm.usda.gov/procurement/card/card_x/mcc.pdf
* Description of the MCC code accepted for 5% Cash-Back Rebate
» Click to show Spoiler - click again to hide... «


Places with confirmed 5%
» Click to show Spoiler - click again to hide... «

Places we thought is 1% but received 5% rclxms.gif
Celebrity Fitness Monthly Fees [MCC: 7997]
eTiQa Takaful Mesra plan Auto Debit [MCC: 5968]

Places we thought is 5% but only received 1% vmad.gif
Krispy Kreme - Midvalley Megamall
Carrefour - Tropicana City Mall
Giant - Atria Mall
Geographer Pub & Restaurant - IOI Boulevard
Haagen-Dazs [MCC: 5499]
House + Co (restaurant) - Bangsar Shopping Centre
Isetan (Supermarket) - Lot 10
Jusco Supermarket - 1 Utama
Jusco Supermarket - IOI Mall
Jusco Kepong (Dept. Store NOT Supermarket)
Jusco Sunway Pyramid (Dept store)
Jusco Tmn Maluri (Dept Store)
Maxis Centre - The Gardens [MCC: 4812]
MPSJ Counter - Bandar Puteri, Puchong [MCC: 9399]
MPSP - Butterworth, Pulau Pinang [MCC: 9399]
P14G - P1 P@ddock - Jalan Templer
Purple Cane Tea Restaurant - The Gardens
Telekom Malaysia - fixed line, by calling up the call center
Zun Express Eu Yan Sang Restaurant - The Gardens

Send me a PM for me to update this list....

To show-off, please report your Cash-back over at http://forum.lowyat.net/topic/2057567

OCBC Card Promotions - Full Listing

Feast at the Curve and enjoy 20% bonus rebates every day
Now you can savour your favourite drinks and meals with family and friends using your OCBC Credit Card. Enjoy 20% bonus rebates on top of existing rebates every day when you feast at the Curve's plethora of F&B outlets. Promotion valid from 1 March till 30 June 2012.
List of eligible Dining outlets at The Curve
» Click to show Spoiler - click again to hide... «


T&C : http://www.ocbccards.com.my/tnc/tncTheCurve.aspx

My Analysis
1. Maximum cash-back per transaction is RM200 (aka RM1000 dining spend)
2. Cash Rebate RM30,000 allocated per month, based on first come, first served basis.
3. The earlier you swipe in that month, most likely you could get 20% Bonus Cash Back whistling.gif
4. The Eligible Cardmember will receive notification of the Bonus Rebate, if any, on the next working day via SMS

============================================================================================

Get 2 Movie Tickets for the Price of 1 at Golden Screen Cinemas
From now till 30 June 2012, every night is a movie night at Golden Screen Cinemas for OCBC Credit Cardmembers. Just buy a movie ticket with your OCBC Credit Card and you'll get another ticket for free*! The best part of all, this deal is good for any movie, any ticket class and at any GSC cinema.

* Cardmember is entitled to 1 free ticket per transaction per day regardless of the total number of ticket(s) purchased. Valid while stocks last for ticket purchases over-the-counter only.

T&C : http://ocbccards.com.my/tnc/tncGSC.aspx

============================================================================================

Stand weekly chances to win an iPad2 via OCBC Online Banking

http://www.ocbc.com.my/personal-banking/Pr...more/index.shtm
user posted image

Terms & Conditions

This post has been edited by ronnie: Apr 17 2012, 02:40 PM
Gen-X
post Mar 14 2011, 08:14 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
This is great, we now have a dedicated thread for OCBC Titanium MasterCard and all can update ronnie on the cash back %.

Click here to read my article on the OCBC Titanium MasterCard at my blog on Malaysia issued credit cards.

Please note that OCBC no longer accept application with pledging of Fixed Deposit Account.

This post has been edited by Gen-X: Feb 18 2012, 10:50 AM
nokia2003
post Mar 14 2011, 10:59 PM

Look at all my stars!!
*******
Senior Member
5,786 posts

Joined: Nov 2007
From: VIC - The Place To Be
QUOTE
Utilities (MCC codes 4814 4815, 4816,4821, 4899 and 4900)
Maxis E-Billing
Astro Auto-debit (apply thru Astro CS)
TM via TMOnline


has anyone managed to claim the 5% cashback for the unifi bills via the unifi site?

thanks
gastacopz
post Mar 14 2011, 11:04 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban
just got my 1st bill statement...

not bad for 3xx ++ total amount and get rm9 rebate...

if compared to other xxBC bank..no rebate at all..

NOTE - curious bout 1% and 5% rebate...which is for which???
deity01
post Mar 14 2011, 11:10 PM

Enthusiast
*****
Senior Member
921 posts

Joined: Jan 2008
Places we thought is 5% but only received 1%

sad.gif sad.gif

Midvalley Jusco Department Store
The Garden Robinson Department Store


so far only petronas gv me 5%

This post has been edited by deity01: Mar 14 2011, 11:12 PM
TSronnie
post Mar 14 2011, 11:14 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(deity01 @ Mar 14 2011, 11:10 PM)
Places we thought is 5% but only received 1%

sad.gif sad.gif

Midvalley Jusco Department Store
The Garden Robinson Department Store
so far only petronas gv me 5%
*
Keyword is Department Store, which does not belong under grocery... of course you get 1%
staind
post Mar 14 2011, 11:22 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
I see that some Jusco branches are offering 5% while some not. How do we know which store is department Store which is not? I checked their website. Din't find any info this issue. Is it based on size? Same for tesco.

Added on March 14, 2011, 11:23 pm
QUOTE(deity01 @ Mar 14 2011, 11:10 PM)
Places we thought is 5% but only received 1%

sad.gif sad.gif

Midvalley Jusco Department Store
The Garden Robinson Department Store
so far only petronas gv me 5%
*
I have no problem getting 5% for Esso stations so far.

This post has been edited by staind: Mar 14 2011, 11:24 PM
gastacopz
post Mar 14 2011, 11:32 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban
QUOTE(staind @ Mar 14 2011, 11:22 PM)
I see that some Jusco branches are offering 5% while some not. How do we know which store is department Store which is not? I checked their website. Din't find any info this issue. Is it based on size? Same for tesco.

Added on March 14, 2011, 11:23 pm
I have no problem getting 5% for Esso stations so far.
*
how to check whether we get 5 or 1% at each place we go???

any hints???
staind
post Mar 14 2011, 11:37 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
QUOTE(gastacopz @ Mar 14 2011, 11:32 PM)
how to check whether we get 5 or 1% at each place we go???

any hints???
*
You will need to wait until your statement come. Then, calculate the rebate yourselves. smile.gif Hint? Through this thread. tongue.gif
TSronnie
post Mar 14 2011, 11:43 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(gastacopz @ Mar 14 2011, 11:32 PM)
how to check whether we get 5 or 1% at each place we go???

any hints???
*
Use logic....

Added on March 14, 2011, 11:45 pmI would suggest to use Maybankard2 AMEX on weekends at Jusco... Using OCBC at Jusco is risky... unless you call OCBC CS to verify the exact Jusco Supermarket location is using what MCC

This post has been edited by ronnie: Mar 14 2011, 11:45 PM
samquah
post Mar 14 2011, 11:47 PM

On my way
****
Senior Member
603 posts

Joined: Aug 2005
what about other gianst like in penang?
TSronnie
post Mar 14 2011, 11:56 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Giant hypermarket are quite safe to get 5% rebate.
samquah: Try and let us all know.
jhcwcc
post Mar 15 2011, 12:20 AM

Getting Started
**
Junior Member
91 posts

Joined: Feb 2005
how to make payment of Maxis E-Billing? have to go maxis enroll ? or can pay online?
TSronnie
post Mar 15 2011, 12:52 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(jhcwcc @ Mar 15 2011, 12:20 AM)
how to make payment of Maxis E-Billing? have to go maxis enroll ? or can pay online?
*
You need create a logon on Maxis Personal site to register your mobile number.
Then you have the option to download bills and make payment via CC or PayPal
Titan_Gunners
post Mar 15 2011, 10:40 AM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(ronnie @ Mar 14 2011, 11:56 PM)
Giant hypermarket are quite safe to get 5% rebate.
samquah: Try and let us all know.
*
I can update for Penang area based on my last statement:
5% Cash back-
Giant Bayan Baru
Tesco Penang
Sunshine
icon_rolleyes.gif thumbup.gif
one leg kicking
post Mar 15 2011, 12:34 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
To add on the 5% cashback list:
KEDAI SERBANEKA 100 YEN Kuchai Lama, KL
IKEA-RESTAURANT SELANGOR
CARREFOUR-WANGSA MAJU
CARREFOUR-SUTERA MALL JOHOR BHARU
TESCO BUKIT INDAH QPS JOHOR BAHRU

Bills via OCBC: DBKL, Indah Water, Celcom
donpapachino
post Mar 15 2011, 06:20 PM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(one leg kicking @ Mar 15 2011, 12:34 PM)
To add on the 5% cashback list:
KEDAI SERBANEKA 100 YEN Kuchai Lama, KL
IKEA-RESTAURANT SELANGOR
CARREFOUR-WANGSA MAJU
CARREFOUR-SUTERA MALL JOHOR BHARU
TESCO BUKIT INDAH QPS JOHOR BAHRU

Bills via OCBC: DBKL, Indah Water, Celcom
*
i can confirm ikea store only 1% rebate, always wanted to eat at their restaurant, but always full & queue like mad. sweat.gif
TSronnie
post Mar 15 2011, 06:38 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
ikea store gets 1%, while ikea restaurant gets 5% cash back
one leg kicking
post Mar 16 2011, 12:56 AM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
yeah, ikea is 1%, their restaurant is 5% rebate
Titan_Gunners
post Mar 16 2011, 10:56 AM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
Dining 5% Cash Back- Penang:
Neway, Qbay
Sakae Sushi, Qbay
Victoria Station, Penang

Taste Bug, Sutera Mall, JB
thumbup.gif
prempenang
post Mar 17 2011, 11:28 AM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
why ocbc cannot pay bills via website like citibank? not so convinient

anyway.. i just realised i can pay the tmnet bills via tmonline.... wasted all this while i dont know and use sitibank to pay

what about tnb? can pay online?

i dont like to use autopay
TSronnie
post Mar 17 2011, 01:16 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(prempenang @ Mar 17 2011, 11:28 AM)
why ocbc cannot pay bills via website like citibank? not so convinient

anyway.. i just realised i can pay the tmnet bills via tmonline.... wasted all this while i dont know and use sitibank to pay

what about tnb? can pay online?

i dont like to use autopay
*
You can pay TNB Bills via OCBC's Internet Banking using your OCBC Titanium Mastercard
prempenang
post Mar 17 2011, 02:01 PM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
QUOTE(ronnie @ Mar 17 2011, 01:16 PM)
You can pay TNB Bills via OCBC's Internet Banking using your OCBC Titanium Mastercard
*
oic
thank you for letting me know.....

so tnb can pay via online banking...
what oteher bills can pay online banking?
thesoothsayer
post Mar 19 2011, 11:17 AM

Enthusiast
*****
Senior Member
954 posts

Joined: Dec 2006
5%
GIANT SUPERSTORE CHERA CHERAS MYS
CARREFOUR BDR TUN H.ON KAJANG MYS

1%
JUSCO MAHKOTA CHERAS CHERAS MYS

Also found out that some workshops located at petrol stations have 5%. biggrin.gif
charymsylyn
post Mar 19 2011, 11:47 PM

On my way
****
Junior Member
500 posts

Joined: May 2007
From: Kuala Lumpur
5%
Tesco Kepong
Carrefour Kota Damansara
Starbucks Jaya One, Section 13
Ikea Swedish Shop
nokia2003
post Mar 20 2011, 01:32 PM

Look at all my stars!!
*******
Senior Member
5,786 posts

Joined: Nov 2007
From: VIC - The Place To Be
does anyone knows if paying for UniFi is eligible for the 5% cashback offer from OBCB Ti MC?

if it does, where should i pay?

online (via the UniFi portal/website), or TMpoint machines?

kindly advise.

thanks a lot guys!
wongpeter
post Mar 20 2011, 02:06 PM

Enthusiast
*****
Senior Member
973 posts

Joined: Jun 2008
QUOTE(prempenang @ Mar 17 2011, 11:28 AM)
why ocbc cannot pay bills via website like citibank? not so convinient

anyway.. i just realised i can pay the tmnet bills via tmonline.... wasted all this while i dont know and use sitibank to pay

what about tnb? can pay online?

i dont like to use autopay
*
oops! wrong response.

This post has been edited by wongpeter: Mar 20 2011, 02:08 PM
TSronnie
post Mar 20 2011, 10:47 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(nokia2003 @ Mar 20 2011, 01:32 PM)
does anyone knows if paying for UniFi is eligible for the 5% cashback offer from OBCB Ti MC?

if it does, where should i pay?

online (via the UniFi portal/website), or TMpoint machines?

kindly advise.

thanks a lot guys!
*
I think paying via TMPoint should entitle to 5% Cash Back.
Paying via TMOnline portal is definitely a 5% Cash Back
nokia2003
post Mar 20 2011, 11:02 PM

Look at all my stars!!
*******
Senior Member
5,786 posts

Joined: Nov 2007
From: VIC - The Place To Be
QUOTE(ronnie @ Mar 20 2011, 10:47 PM)
I think paying via TMPoint should entitle to 5% Cash Back.
Paying via TMOnline portal is definitely a 5% Cash Back
*
thanks! appreciate your input.

just dropped my application for the OCBC Ti MC earlier today.
andy_lyy
post Mar 22 2011, 05:40 PM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
anyone knows current where is the OCBC having road show? Booth? in klang valley.. wanna to apply~~
chemistry
post Mar 22 2011, 05:44 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(andy_lyy @ Mar 22 2011, 05:40 PM)
anyone knows current where is the OCBC having road show? Booth? in klang valley.. wanna to apply~~
*
Why must road show? Looking for gift(s)?
You are advised to apply via email or fax for sake of security and faster processing.
andy_lyy
post Mar 22 2011, 05:49 PM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
QUOTE(chemistry @ Mar 22 2011, 05:44 PM)
Why must road show? Looking for gift(s)?
You are advised to apply via email or fax for sake of security and faster processing.
*
busy in working hour... might do some mistakes in the form..
gift? sure~ :>
Gen-X
post Mar 23 2011, 04:31 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
To update all: OCBC no longer allow us to pledge FD to get their CC with same credit limit.
MilesAndMore
post Mar 23 2011, 04:46 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Gen-X @ Mar 23 2011, 04:31 PM)
To update all: OCBC no longer allow us to pledge FD to get their CC with same credit limit.
So basically it means they have tighten the rules to get their credit card ... damn. Where did you hear this anyway ?
Gen-X
post Mar 23 2011, 04:49 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(MilesAndMore @ Mar 23 2011, 04:46 PM)
So basically it means they have tighten the rules to get their credit card ... damn. Where did you hear this anyway ?
*
Was at a OCBC branch and took the opportunity to confirm that one can pledge FD to get OCBC TMC. She said previously can, now no more.
donpapachino
post Mar 24 2011, 06:39 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
maybe OCBC met their quota already in issuing CC & want to serve their customer well. hmm.gif

i must say their autopay is quite efficient. my maxis bill out on 14th march, they paid maxis on 16th march. shocking.gif
MGM
post Mar 25 2011, 09:10 AM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(donpapachino @ Mar 24 2011, 06:39 AM)
maybe OCBC met their quota already in issuing CC & want to serve their customer well. hmm.gif

*
Maybe they will stop accepting card member when they reach a certain quota.
Wonder why SCB stop recruiting customer for their Titanium card, same reason?
TSronnie
post Mar 25 2011, 09:24 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(donpapachino @ Mar 24 2011, 06:39 AM)
maybe OCBC met their quota already in issuing CC & want to serve their customer well. hmm.gif

i must say their autopay is quite efficient. my maxis bill out on 14th march, they paid maxis on 16th march. shocking.gif
*
It's not necessary OCBC being efficient, it's Maxis who is quick in getting the $$$
MilesAndMore
post Mar 25 2011, 10:44 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(MGM @ Mar 25 2011, 09:10 AM)
Maybe they will stop accepting card member when they reach a certain quota.
Wonder why SCB stop recruiting customer for their Titanium card, same reason?
Standard Chartered probably is losing money with the Titanium MasterCard, which is why it was closed to fresh application just a few months later.

simplesmile
post Mar 25 2011, 11:40 PM

Look at all my stars!!
*******
Senior Member
2,991 posts

Joined: Jun 2007
QUOTE(MilesAndMore @ Mar 25 2011, 10:44 PM)
Standard Chartered probably is losing money with the Titanium MasterCard, which is why it was closed to fresh application just a few months later.
*
How come other banks offering 5% rebate can earn money while SCB loses money?
Gen-X
post Mar 25 2011, 11:44 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(simplesmile @ Mar 25 2011, 11:40 PM)
How come other banks offering 5% rebate can earn money while SCB loses money?
*
others cap it at RM50/month whereas SCB capped it at RM600 per year. So if you just swipe a big amount on a single Friday i.e. RM12,000, you will have reached the cap and after that the card put in drawer.
chemistry
post Mar 25 2011, 11:45 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(simplesmile @ Mar 25 2011, 11:40 PM)
How come other banks offering 5% rebate can earn money while SCB loses money?
*
SCB Titanium's 5% rebate capping is "subject to RM600 per year", not "maximum RM50 per month".
You know the difference? Can you imagine, if most (if not all) SCB Titanium cardmembers spent RM12,000 within one month or so, SCB will need to fork out RM600 cashback to pay all of them.
muscaa
post Mar 27 2011, 07:31 PM

Regular
******
Senior Member
1,232 posts

Joined: Sep 2005
jusco supermarket can get 5% rebate?
chemistry
post Mar 27 2011, 07:35 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(muscaa @ Mar 27 2011, 07:31 PM)
jusco supermarket can get 5% rebate?
*
Please refer to the list in first post.
Up till today, only Jusco Supermarket (1U) is confirmed can get 5% cashback from OCBC Ti. This is however not an exhaustive list. Feedback from OCBC Ti cardmembers will be much appreciated.
andy_lyy
post Mar 28 2011, 02:08 AM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
how about autodebit for insurance... 5% or 1%?
any1 tried?
TSronnie
post Mar 28 2011, 07:20 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(andy_lyy @ Mar 28 2011, 02:08 AM)
how about autodebit for insurance... 5% or 1%?
any1 tried?
*
1% for insurance auto-debit
MGM
post Mar 28 2011, 06:29 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(chemistry @ Mar 27 2011, 07:35 PM)
Please refer to the list in first post.
Up till today, only Jusco Supermarket (1U) is confirmed can get 5% cashback from OCBC Ti. This is however not an exhaustive list. Feedback from OCBC Ti cardmembers will be much appreciated.
*
There is a indirect way to make sure you can get 5% rebate from purchases at Jusco Supermarket and that is using the gift vouchers bought on weekend using MBB2Amex. Moreover the vouchers have no due date. Jusco Bukit Indah JB only gives 1% rebate using OCBC Ti.

This post has been edited by MGM: Mar 28 2011, 06:34 PM
andy_lyy
post Mar 28 2011, 11:53 PM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
tq... then i will use MB2 Amex for the autodebit..
chemistry
post Mar 29 2011, 12:00 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(andy_lyy @ Mar 28 2011, 11:53 PM)
tq... then i will use MB2 Amex for the autodebit..
*
You still need to ask if they accept Amex for auto-debit. Gd luck.
sailou
post Mar 29 2011, 08:46 AM

On my way
****
Senior Member
617 posts

Joined: Mar 2005
From: Mars
QUOTE(andy_lyy @ Mar 28 2011, 11:53 PM)
tq... then i will use MB2 Amex for the autodebit..
*
As far as i'm concerned, no insurance accept Amex be it autodebit or over the counter except for Etiqa auto insurance.
Shinichi
post Apr 2 2011, 01:45 AM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
For overseas spending under 5% rebate category, I think we still "earn" after offsetting conversion rate and admin charges right?
Gen-X
post Apr 2 2011, 05:50 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(Shinichi @ Apr 2 2011, 01:45 AM)
For overseas spending under 5% rebate category, I think we still "earn" after offsetting conversion rate and admin charges right?
*
yup, that's correct. with the 5% definitely earns you more.
labtec
post Apr 2 2011, 08:46 AM

Regular
******
Senior Member
1,556 posts

Joined: Jan 2003
what the requirement to apply for this card?
so many of my friends apply but got rejected
sailou
post Apr 2 2011, 12:46 PM

On my way
****
Senior Member
617 posts

Joined: Mar 2005
From: Mars
Any roadshow around Klang Valley? I'm interested to get this card.
SUSdestiny6
post Apr 2 2011, 06:25 PM

Enthusiast
*****
Senior Member
817 posts

Joined: Oct 2006
QUOTE(sailou @ Apr 2 2011, 12:46 PM)
Any roadshow around Klang Valley? I'm interested to get this card.
*
i saw there is at 1-U second floor at new wing today u may wanna try go see tomorrow?
xSean
post Apr 2 2011, 07:48 PM

Look at all my stars!!
*******
Senior Member
2,767 posts

Joined: Oct 2006
i just got my card yesterday after drag for so long time

apply online on mid feb 2011...then busy, send them the application form after 2 weeks...

the sales exec out station one week, then reject my application coz ic photocopy too dark...then drag...

i also got citibank platinum cash back....usually use for petrol or when ocbc titanium over the capped of rm50....

if like that...one year can save roughly rm1000....
leanman
post Apr 4 2011, 09:23 AM

Da LYN Man
*******
Senior Member
2,245 posts

Joined: Aug 2005
-deleted- sorry, wrong info

This post has been edited by leanman: Apr 4 2011, 04:18 PM
tifosi
post Apr 5 2011, 06:52 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
Anyone knows if the GST that could be outset by spending RM 10000 includes petrol and bills or not. In the website it states only retails purchases only sad.gif
pisang
post Apr 6 2011, 07:25 AM

Enthusiast
*****
Senior Member
854 posts

Joined: Jan 2007
hello guys, i wonder how can i help my friends to PAY tm bills via online?
as far as i know, only my own bills will appear in tm online.
thanks
Titan_Gunners
post Apr 6 2011, 09:41 AM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(pisang @ Apr 6 2011, 07:25 AM)
hello guys, i wonder how can i help my friends to PAY tm bills via online?
as far as  i know, only my own bills will appear in tm online.
thanks
*
U can do it at OCBC internet banking website.
TSronnie
post Apr 6 2011, 11:38 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Titan_Gunners @ Apr 6 2011, 09:41 AM)
U can do it at OCBC internet banking website.
*
Don't you know that TM Bills cannot be paid using OCBC Credit Card via OCBC Internet Banking site.
Titan_Gunners
post Apr 6 2011, 12:35 PM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(ronnie @ Apr 6 2011, 11:38 AM)
Don't you know that TM Bills cannot be paid using OCBC Credit Card via OCBC Internet Banking site.
*
I saw Telecom Msia in the payee list.
TSronnie
post Apr 6 2011, 01:09 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Titan_Gunners @ Apr 6 2011, 12:35 PM)
I saw Telecom Msia in the payee list.
*
You can setup TM as a Payee... but it won't appear when you pay via OCBC Credit Card.
tifosi
post Apr 6 2011, 08:15 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
OCBC just rejected my application. I asked them for the reasoning but they could not provide me.

I have 1 CC with perfect payment record and a h/p with perfect payment record too. Both are more than a year. Am earning more than 36k a year.

Now I cannot use during weekdays for 5% cash back. Any idea when I can reapply again?

Any reason on why it could be rejected?

This post has been edited by tifosi: Apr 6 2011, 08:39 PM
MilesAndMore
post Apr 6 2011, 09:28 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(tifosi @ Apr 6 2011, 08:15 PM)
OCBC just rejected my application. I asked them for the reasoning but they could not provide me.

I have 1 CC with perfect payment record and a h/p with perfect payment record too. Both are more than a year. Am earning more than 36k a year.

Now I cannot use during weekdays for 5% cash back. Any idea when I can reapply again?

Any reason on why it could be rejected?
My first OCBC Titanium MasterCard application was rejected too and my CCRIS is perfect. Just applied it again two weeks ago and it was approve this time around. I did request not to give me a credit limit of more than RMxxxx in my recent application.

bluefries
post Apr 7 2011, 12:09 AM

Look at all my stars!!
*******
Senior Member
3,618 posts

Joined: Jan 2003
From: Kepong / SS2 (Ore Kelate) 128.1.28.128
anyone using OCBC pay UNIFI ™ bill ?
chemistry
post Apr 7 2011, 02:38 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(bluefries @ Apr 7 2011, 12:09 AM)
anyone using OCBC pay UNIFI ™ bill ?
*
If the payment is to be made to TM or TMNET, I think there's no problem to get 5% cashback for using OCBC Ti.
tifosi
post Apr 7 2011, 03:23 AM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ Apr 6 2011, 09:28 PM)
My first OCBC Titanium MasterCard application was rejected too and my CCRIS is perfect. Just applied it again two weeks ago and it was approve this time around. I did request not to give me a credit limit of more than RMxxxx in my recent application.
*
Thanks. Will probably walk into OCBC and apply next time round. I faxed in my application in the earlier round.
TSronnie
post Apr 7 2011, 07:25 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(bluefries @ Apr 7 2011, 12:09 AM)
anyone using OCBC pay UNIFI ™ bill ?
*
UNIFI = TM bill... so you can get 5% rebate from OCBC (but also depends on your payment method)
SeanChang
post Apr 7 2011, 03:10 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
QUOTE(tifosi @ Apr 7 2011, 04:23 AM)
Thanks. Will probably walk into OCBC and apply next time round. I faxed in my application in the earlier round.
*
better reapply after 6 months otherwise it'll be rejected too
if u need to know about rejection reason, u must write in to ask via snail mail

This post has been edited by SeanChang: Apr 7 2011, 03:11 PM
s@ni
post Apr 7 2011, 05:36 PM

Gambar Di Lesen Kereta Saya
*******
Senior Member
2,842 posts

Joined: Jun 2005
From: Seasaw
anybody knows any email to apply for the ocbc cards?

tq
tifosi
post Apr 7 2011, 06:56 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(SeanChang @ Apr 7 2011, 03:10 PM)
better reapply after 6 months otherwise it'll be rejected too
if u need to know about rejection reason, u must write in to ask via snail mail
*
6 months time anything can happen. They could pull back the 5% rebate then there is no point applying it already. I want it now because I want to save more and it is good to pair with M2 Amax.

TBH, I wont bother OCBC at all if their cards are on par with other cards.
pisang
post Apr 7 2011, 07:27 PM

Enthusiast
*****
Senior Member
854 posts

Joined: Jan 2007
QUOTE(ronnie @ Apr 6 2011, 01:09 PM)
You can setup TM as a Payee... but it won't appear when you pay via OCBC Credit Card.
*
any idea how to pay tmbills with ocbc to get 5% rebate?
thanks
lingling
post Apr 7 2011, 10:28 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
i want to know how to pay tnb and telekom bills too using the card
MilesAndMore
post Apr 7 2011, 11:58 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(s@ni @ Apr 7 2011, 05:36 PM)
anybody knows any email to apply for the ocbc cards?

tq
cap@ocbc.com


QUOTE(pisang @ Apr 7 2011, 07:27 PM)
any idea how to pay tmbills with ocbc to get 5% rebate?
thanks
- Pay at any TMPoint
- Sign up for auto-debit
- Via www.tmonline.com.my


QUOTE(lingling @ Apr 7 2011, 10:28 PM)
i want to know how to pay tnb and telekom bills too using the card
- Sign up for auto-debit
- Via OCBC Online
- Via www.payonline.com.my
groggy
post Apr 9 2011, 06:33 PM

Getting Started
**
Junior Member
187 posts

Joined: Jul 2010
I want to apply OCBC titanium. Have a few questions.

1) No bank account at OCBC, if I get the OCBC card, can I view the bills online?

2) If yes, can I use Maybank 2 u to pay online? charges?

Thanks a lot.
SeanChang
post Apr 9 2011, 08:56 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
QUOTE(groggy @ Apr 9 2011, 07:33 PM)
I want to apply OCBC titanium. Have a few questions.

1) No bank account at OCBC, if I get the OCBC card, can I view the bills online?

2) If yes, can I use Maybank 2 u to pay online? charges?

Thanks a lot.
*
1. yes, via ocbc online banking with ur card pin
2. yes, normal account RM 2/payment;
RM0.50/1st & 2nd ibg payment with basic saving/current account
groggy
post Apr 9 2011, 09:30 PM

Getting Started
**
Junior Member
187 posts

Joined: Jul 2010
QUOTE(SeanChang @ Apr 9 2011, 08:56 PM)
1. yes, via ocbc online banking with ur card pin
2. yes, normal account RM 2/payment;
RM0.50/1st & 2nd ibg payment with basic saving/current account
*
Hi Sean,

I just realise that maybank2u does not allow to make payment to other credit cards, only Amex or other maybank cards. Are you sure can use maybank2u to pay OCBC credit cards directly? I do not have a OCBC current or savings account.

Thanks
MilesAndMore
post Apr 9 2011, 11:15 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(groggy @ Apr 9 2011, 09:30 PM)
Hi Sean,

I just realise that maybank2u does not allow to make payment to other credit cards, only Amex or other maybank cards. Are you sure can use maybank2u to pay OCBC credit cards directly? I do not have a OCBC current or savings account.

Thanks
Choose interbank GIRO transfer in your M2U and fill-in all the required fields.
pisang
post Apr 10 2011, 02:46 AM

Enthusiast
*****
Senior Member
854 posts

Joined: Jan 2007
QUOTE(MilesAndMore @ Apr 7 2011, 11:58 PM)

QUOTE(lingling @ Apr 7 2011, 10:28 PM)
i want to know how to pay tnb and telekom bills too using the card

- Sign up for auto-debit
- Via OCBC Online
- Via www.payonline.com.my

*
tks for your help. if pay via www.payonline.com.my, how many % rebate we get? 1% or 5%?
groggy
post Apr 10 2011, 10:18 AM

Getting Started
**
Junior Member
187 posts

Joined: Jul 2010
QUOTE(MilesAndMore @ Apr 9 2011, 11:15 PM)
Choose interbank GIRO transfer in your M2U and fill-in all the required fields.
*
Thanks. On second thought, I am still wondering whether to get OCBC Tita card. Most of my spending is on weekends. For weekdays, I never do grocery shopping. I do pump petrol during weekdays but my petrol bill is low and also, if I use Maybankard 2 Amex, I will get equivalent of 2.5% in points. Sometimes, I do have fancy meals at hotels or restaurants in the weekdays. Do I get 5% cash back for all of them like Maybankard 2? Did I miss out anything?

Thanks
ck23
post Apr 10 2011, 02:43 PM

Enthusiast
*****
Senior Member
717 posts

Joined: Sep 2008
OCBC or Maybank is better?
TSronnie
post Apr 10 2011, 03:35 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(ck23 @ Apr 10 2011, 02:43 PM)
OCBC or Maybank is better?
*
Get both....
jack2
post Apr 11 2011, 11:28 AM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
Every month, my OCBC Titanium 5% discount cap is fully utilised.

Maybankard 2 Amex, not many places accept it other than use it to pump petrol at weekend.

So, the rest of utilities bill, I paid them using SBC Business Platinium 0.5% nia + Points.

Which cc has better choice to use after OCBC?
gerrardling
post Apr 11 2011, 11:40 AM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008
citibank cashback platinum, 5% on petrol, rm30 cap
janson_kaniaz
post Apr 11 2011, 12:25 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
is the online application efficient, how fast usually does it take to be approved if applied via their website?
pisang
post Apr 11 2011, 05:10 PM

Enthusiast
*****
Senior Member
854 posts

Joined: Jan 2007
QUOTE(janson_kaniaz @ Apr 11 2011, 12:25 PM)
is the online application efficient, how fast usually does it take to be approved if applied via their website?
*
i'd say application via email is quite fast. it takes about 10 days, from the date forms emailed till the date received the card.
janson_kaniaz
post Apr 11 2011, 07:44 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
QUOTE(pisang @ Apr 11 2011, 05:10 PM)
i'd say application via email is quite fast. it takes about 10 days, from the date forms emailed till the date received the card.
*
did they call u after the application for confirmation?
coz i just faxed my form and ic copy, so far no confirmation yet...

anyone paid with their unifi bill and got 5% rebate?? can i do auto pay for unifi?


This post has been edited by janson_kaniaz: Apr 11 2011, 08:29 PM
zcatz
post Apr 12 2011, 11:14 AM

Getting Started
**
Junior Member
89 posts

Joined: Jun 2005
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
pisang
post Apr 12 2011, 01:09 PM

Enthusiast
*****
Senior Member
854 posts

Joined: Jan 2007
QUOTE(janson_kaniaz @ Apr 11 2011, 07:44 PM)
did they call u after the application for confirmation?
coz i just faxed my form and ic copy, so far no confirmation yet...

anyone paid with their unifi bill and got 5% rebate?? can i do auto pay for unifi?
*
yes. they called for confirmation. you can follow up the status few days after you faxed over the documents.


QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
*
i'm thinking of doing the BT... your incident has stopped me from proceeding. Pls share with us on the interest revoke. tks
MGM
post Apr 12 2011, 02:42 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
Langkawi Saga Duty Free Shop @kuah - 5% rebate
Langkawi DFZ & Wawasan @P.Cenang - 1% rebate

Sometimes paying cash gives better discount eg. 1 litre Bailey only RM49 cash but rm60 if using CC.


This post has been edited by MGM: Apr 12 2011, 02:45 PM
winner
post Apr 12 2011, 02:42 PM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
*
This is the problem when credit card and BT share the same account in view of the payment hierarchy. The best is BT with CIMB/DA, where a separate BT account will be purposely opened so that payment for BT and credit card will not be messed up.
muscaa
post Apr 12 2011, 06:42 PM

Regular
******
Senior Member
1,232 posts

Joined: Sep 2005
Baskin Robbin, bangsar - 5% rebate
Fah Lian Herbs & Food, OUG - 5% rebate
Human Nature
post Apr 12 2011, 08:35 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
My application (a few weeks ago) was not being processed after my CC copy failed to fax through. At the same time, received my MBB2 and didnt re-fax. Now contemplating to apply again since Amex isnt widely received and can only be used on weekends.

1. Taking KFC as an example, Why is it necessary to list the location at 1st post? In the event where we get 1% instead of 5%, isnt it a clear cut case that KFC is under dining? rclxub.gif

2. What are the MCC codes for? Please tell me that we dont have to remind the cashierto key in the specific code? sweat.gif

Thanks unsure.gif
prempenang
post Apr 12 2011, 08:42 PM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
*
same thing happen to me
interest charge rm10 vmad.gif
will call them tommorow


wta: izzit the 5% rebate capped to rm50 only?
Human Nature
post Apr 12 2011, 08:48 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(prempenang @ Apr 12 2011, 08:42 PM)
wta: izzit the 5% rebate capped to rm50 only?
*
Yes, capped to RM50 monthly.
prempenang
post Apr 12 2011, 09:11 PM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
QUOTE(Human Nature @ Apr 12 2011, 08:48 PM)
Yes, capped to RM50 monthly.
*
damnn i tot was yrly cap rm600

wasted last month spend 7k wasted
Gen-X
post Apr 12 2011, 09:20 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(prempenang @ Apr 12 2011, 09:11 PM)
damnn i tot was yrly cap rm600

wasted last month spend 7k wasted
*
why you never read my articles in my blog. I keep repeating that OCBC cash back capped at RM50 month.

If you spend so much in a month, read my article on Maybankard 2 cards below where I did a comparison vs OCBC Titanium Master Card.

http://creditcardsmalaysia.blogspot.com/20...an-express.html
TSronnie
post Apr 12 2011, 09:27 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
@Human Nature:
1. There are cases such as Carrefour Tropicana City Mall gets 1% rebate eventhough it's should be under Grocery.

2. The MCC code is programmed into the EDC terminal by merchant bank. The cashier wont know the MCC.
Human Nature
post Apr 12 2011, 09:40 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(ronnie @ Apr 12 2011, 09:27 PM)
@Human Nature:
1. There are cases such as Carrefour Tropicana City Mall gets 1% rebate eventhough it's should be under Grocery.

2. The MCC code is programmed into the EDC terminal by merchant bank. The cashier wont know the MCC.
*
Thanks. Once I succesfully get the card, I can contibute for eligible places in melaka smile.gif

Added on April 12, 2011, 10:10 pmCant seem to recall this on their offer previously, sounds good:

QUOTE
Guaranteed annual fee waiver for the first year


This post has been edited by Human Nature: Apr 12 2011, 10:10 PM
numerical
post Apr 12 2011, 11:59 PM

Casual
***
Junior Member
462 posts

Joined: Nov 2006
got snail mail from OCBC --> rejected... mad.gif

thesoothsayer
post Apr 13 2011, 07:22 AM

Enthusiast
*****
Senior Member
954 posts

Joined: Dec 2006
QUOTE(Gen-X @ Apr 12 2011, 09:20 PM)
why you never read my articles in my blog. I keep repeating that OCBC cash back capped at RM50 month.

If you spend so much in a month, read my article on Maybankard 2 cards below where I did a comparison vs OCBC Titanium Master Card.

http://creditcardsmalaysia.blogspot.com/20...an-express.html
*
Good post. Think I'll switch my Citibank Cashback Platinum for a Maybank 2 Amex card soon.
MilesAndMore
post Apr 13 2011, 09:02 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
Places in Kota Kinabalu that can get 5% cash back from OCBC Titanium MasterCard.
- SESB (Sabah Electric) via OCBC Online
- Astro via OCBC Online
- TM via TMOnline
- Upperstar Cafe (Lintas Branch)
- Equatorial Restaurant Tanjung Aru Plaza
Human Nature
post Apr 13 2011, 09:09 AM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ Apr 13 2011, 09:02 AM)
Places in Kota Kinabalu that can get 5% cash back from OCBC Titanium MasterCard.
- SESB (Sabah Electric) via OCBC Online
- Astro via OCBC Online
- TM via TMOnline
- Upperstar Cafe (Lintas Branch)
- Equatorial Restaurant Tanjung Aru Plaza
*
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
MilesAndMore
post Apr 13 2011, 09:13 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Human Nature @ Apr 13 2011, 09:09 AM)
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
Just the credit card will do.
chemistry
post Apr 13 2011, 10:39 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ Apr 13 2011, 09:09 AM)
Question: For payment using OCBC online banking system, do you need to hold a SACA or just the CC is sufficient? thanks
*
OCBC Credit card holders can access to OCBC ONLINE, but can only pay to selected payees.
For instance, if you try to pay TM bill using credit card account, you will be declined and cannot proceed.
prempenang
post Apr 13 2011, 11:06 AM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
QUOTE(chemistry @ Apr 13 2011, 10:39 AM)
OCBC Credit card holders can access to OCBC ONLINE, but can only pay to selected payees.
For instance, if you try to pay TM bill using credit card account, you will be declined and cannot proceed.
*
cant pay tmbill?
so inconvinient like this sad.gif
donpapachino
post Apr 13 2011, 11:07 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
*
i also did BT & i didnt know the above, until i check my statement.

february, retail 377, paid 450, march statement comes, retail interest kena 2.84

march, retail 596, paid 650, april statement, rebate on interest paid -1.42, monthly interest 0.02 & 7.27. (wonder why got 2 lines of interest & rebate on interest??)
QUOTE(prempenang @ Apr 12 2011, 08:42 PM)
same thing happen to me
interest charge rm10    vmad.gif
will call them tommorow
wta: izzit the 5% rebate capped to rm50 only?
*
u called already?
TSronnie
post Apr 13 2011, 11:11 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(donpapachino @ Apr 13 2011, 11:07 AM)
i also did BT & i didnt know the above, until i check my statement.

february, retail 377, paid 450, march statement comes, retail interest kena 2.84

march, retail 596, paid 650, april statement, rebate on interest paid -1.42, monthly interest 0.02 & 7.27. (wonder why got 2 lines of interest & rebate on interest??)

u called already?
*
Rebate interest is the current promo of 50% interest rebate for OCBC Titanium until July 2011
donpapachino
post Apr 13 2011, 11:17 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(ronnie @ Apr 13 2011, 11:11 AM)
Rebate interest is the current promo of 50% interest rebate for OCBC Titanium until July 2011
*
yup, but how come got charged retail interest in the first place. very confused already on how the BT works.

so far tried pizza hut giant BK5 & secret recipe alor star (pacific) confirm 5% rebate. biggrin.gif
prempenang
post Apr 13 2011, 11:20 AM

Getting Started
**
Junior Member
138 posts

Joined: Dec 2010
no
i not yet call
waiting for statement first

i saw online on the interest charged

if they dont refund, i will cancell teh card immidiately
andy_lyy
post Apr 13 2011, 11:26 AM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
huhu... DA BT no problem at all.... i applied 3 times in a row for 3 months... it is approved in few days.. no interested charged~~ tis month getting 4th~~ hehe..
donpapachino
post Apr 13 2011, 11:37 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(prempenang @ Apr 13 2011, 11:20 AM)
no
i not yet call
waiting for statement first

i saw online on the interest charged

if they dont refund, i will cancell teh card immidiately
*
sure can settle, but takes time.

if cancel, then all the BT done how? unsure.gif

QUOTE(andy_lyy @ Apr 13 2011, 11:26 AM)
huhu... DA BT no problem at all.... i applied 3 times in a row for 3 months... it is approved in few days.. no interested charged~~ tis month getting 4th~~ hehe..
*
no cimb cc, but maybe can keep spare; just for their BT. long-term maybe worth to pay rm50 GST just to utilise their BT. hmm.gif
andy_lyy
post Apr 13 2011, 11:49 AM

Getting Started
**
Junior Member
165 posts

Joined: Jan 2008
CIMB DA 0% BT is available for limited time. are you sure you wanna keep it?

i m gonna to cut it if no better promotion although just upgraded to platinum~
janson_kaniaz
post Apr 13 2011, 12:04 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
may i know wats the BT tat u guys are talking about? how come they charged u guys?
donpapachino
post Apr 13 2011, 12:08 PM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(janson_kaniaz @ Apr 13 2011, 12:04 PM)
may i know wats the BT tat u guys are talking about? how come they charged u guys?
*
ocbc 0% for 6 months promo. its not really 0%, as long as u pay ur retail spending in full, technically it should be 0% for 6 months. then the BT pay a bit.

but we guys here, even when we pay retail in full, still got charged. so there must be 'other' t&c not disclosed or misleading or simply their mistake. unsure.gif
Human Nature
post Apr 13 2011, 01:51 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Since this card ia bascially 'useless' after spending RM1000 assuming all 5% rebate transaction, what is the CL that comes with your card?
MilesAndMore
post Apr 13 2011, 03:09 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(prempenang @ Apr 13 2011, 11:06 AM)
cant pay tmbill?
so inconvinient like this sad.gif
www.tmonline.com.my


QUOTE(Human Nature @ Apr 13 2011, 01:51 PM)
Since this card ia bascially 'useless' after spending RM1000 assuming all 5% rebate transaction, what is the CL that comes with your card?
A few thousands only.

This post has been edited by MilesAndMore: Apr 13 2011, 03:11 PM
Gen-X
post Apr 13 2011, 04:00 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(MilesAndMore @ Apr 13 2011, 03:09 PM)
www.tmonline.com.my
A few thousands only.
*
A few thousand can be 3K to 100K tongue.gif
MilesAndMore
post Apr 13 2011, 04:08 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Gen-X @ Apr 13 2011, 04:00 PM)
A few thousand can be 3K to 100K  tongue.gif
Less than Ten Thousand to be precise biggrin.gif

zcatz
post Apr 13 2011, 06:45 PM

Getting Started
**
Junior Member
89 posts

Joined: Jun 2005
QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
*
the interest being revoke today thumbup.gif
der.msia
post Apr 13 2011, 08:41 PM

Getting Started
**
Junior Member
75 posts

Joined: Dec 2008
QUOTE(zcatz @ Apr 13 2011, 06:45 PM)
the interest being revoke today  thumbup.gif
*
the funny thing of my this monthstatement... got 50% rebate on interest paid, and another interest charges this month...

K4 Kepong got 5% rebate, regardless QPS or non-QPS shows on ur statement.
staind
post Apr 13 2011, 09:27 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
Hi,

5% Rebate
June's Kitchen - Permas Jaya, Johor
Jogoya Restaurant - Starhill, KL

1% Rebate
Jusco Bukit Indah, Skudai.
Human Nature
post Apr 13 2011, 09:36 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Can payment for education fees get the 5% rebate?
MilesAndMore
post Apr 13 2011, 10:45 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Human Nature @ Apr 13 2011, 09:36 PM)
Can payment for education fees get the 5% rebate?
It doesn't fit in any of the 5% category. Therefore, the answer is a firm no.
chemistry
post Apr 13 2011, 10:59 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ Apr 13 2011, 09:36 PM)
Can payment for education fees get the 5% rebate?
*
Certainly cannot.
If the fee is a lot, might consider getting an OCBC Great Eastern card which gives rebate on EDUCATION/HOSPITAL/GREAT EASTERN bills.
Human Nature
post Apr 13 2011, 11:11 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ Apr 13 2011, 10:45 PM)
It doesn't fit in any of the 5% category. Therefore, the answer is a firm no.
*
QUOTE(chemistry @ Apr 13 2011, 10:59 PM)
Certainly cannot.
If the fee is a lot, might consider getting an OCBC Great Eastern card which gives rebate on EDUCATION/HOSPITAL/GREAT EASTERN bills.
*
Tough luck. The next best option is to use M2 Amex for 2.5% from 5x treatpoints then. Great Eastern rebate for edu is 1.5%. Thanks
chemistry
post Apr 13 2011, 11:20 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ Apr 13 2011, 11:11 PM)
Tough luck. The next best option is to use M2 Amex for 2.5% from 5x treatpoints then. Great Eastern rebate for edu is 1.5%. Thanks
*
If the Uni/college accepts Amex, then go ahead.
OCBC GE card is good for edu/hospital/GE combination biggrin.gif Edu alone might not sound attractive.
donpapachino
post Apr 14 2011, 10:52 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
just called about my retail interest being charged, even after pay in full after doing the BT. CS said it will be knock-off for april but not for march. well, better than nothing i guess. thumbup.gif
Human Nature
post Apr 14 2011, 02:07 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Hi, for the utilities payment posted at 1st page: TM via TMOnline, and Astro via OCBC Online.

Celcom via which channel? TNB no channel? Thnx
Gen-X
post Apr 14 2011, 03:23 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
got my OCBC TMC statement today, overspent by RM115 with the card on 5% because my ASTRO billed quarterly doh.gif
donpapachino
post Apr 14 2011, 03:26 PM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
april statement also my rebates almost rm90. almost overspent. tongue.gif

but why the due date always change. february statement, due 4th march, march statement, due 1st april, april statement, due 2nd may. shocking.gif
TSronnie
post Apr 14 2011, 03:31 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(donpapachino @ Apr 14 2011, 03:26 PM)
april statement also my rebates almost rm90. almost overspent. tongue.gif

but why the due date always change. february statement, due 4th march, march statement, due 1st april, april statement, due 2nd may. shocking.gif
*
Certain months have 28/29/30/31 days ..thus the due date varies by 1-2 days from month to month.
TSronnie
post Apr 14 2011, 03:32 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Gen-X @ Apr 14 2011, 03:23 PM)
got my OCBC TMC statement today, overspent by RM115 with the card on 5% because my ASTRO billed quarterly  doh.gif
*
Changed it to monthly payment to avoid this problem...
donpapachino
post Apr 14 2011, 03:33 PM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(ronnie @ Apr 14 2011, 03:31 PM)
Certain months have 28/29/30/31 days ..thus the due date varies by 1-2 days from month to month.
*
ok now i got it, but i believed my other 'bill' due date is fixed. unsure.gif
Robin Liew
post Apr 14 2011, 03:55 PM

Getting Started
**
Junior Member
290 posts

Joined: Oct 2010
QUOTE(donpapachino @ Apr 14 2011, 03:26 PM)
april statement also my rebates almost rm90. almost overspent. tongue.gif

but why the due date always change. february statement, due 4th march, march statement, due 1st april, april statement, due 2nd may. shocking.gif
*
rm90

i tot capped at rm50 max pm?
felix2212
post Apr 14 2011, 04:19 PM

New Member
*
Junior Member
48 posts

Joined: Jan 2011
hi any agent for OCBC card here?
can contact me for few forms submition, thank you!
donpapachino
post Apr 14 2011, 04:24 PM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(Robin Liew @ Apr 14 2011, 03:55 PM)
rm90

i tot capped at rm50 max pm?
*
sorry, spending rm900, not rm90 rebate. sweat.gif
yflai1
post Apr 14 2011, 04:35 PM

Getting Started
**
Junior Member
152 posts

Joined: Feb 2009
QUOTE(Gen-X @ Apr 14 2011, 03:23 PM)
got my OCBC TMC statement today, overspent by RM115 with the card on 5% because my ASTRO billed quarterly  doh.gif
*
Sepandai-pandai tupai melompat, akhirnya jatuh dalam perangkap bank juga.
winner
post Apr 14 2011, 05:27 PM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(Gen-X @ Apr 14 2011, 03:23 PM)
got my OCBC TMC statement today, overspent by RM115 with the card on 5% because my ASTRO billed quarterly  doh.gif
*
QUOTE(yflai1 @ Apr 14 2011, 04:35 PM)
Sepandai-pandai tupai melompat, akhirnya jatuh dalam perangkap bank juga.
*
If you received RM50 cash back by spending a cumulative amount of RM1115, the effective cash rebate rate is 4.48%. It is still much better than other cards.
Gen-X
post Apr 14 2011, 09:34 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(winner @ Apr 14 2011, 05:27 PM)
If you received RM50 cash back by spending a cumulative amount of RM1115, the effective cash rebate rate is 4.48%. It is still much better than other cards.
*
you are absolutely right.

It is kind of impossible to spent exactly RM1000 every statement month. Well, actually it is kind of easy to keep track if I were to write in down but to me that is like the card dictating my life. Now waiting for the next issuer to come out with 5% cash back every day with cap RM50 also okay but we get points too like MBB 2 AMEX. If got this card, sure everyone will want it.
TSronnie
post Apr 14 2011, 11:03 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I always keep a close eye on my CC usage to ensure I'm within safe limit of the RM50 rebate cap. Spend over doesn't get nothing but diluted rebate percentage ;-)
leanman
post Apr 15 2011, 11:48 AM

Da LYN Man
*******
Senior Member
2,245 posts

Joined: Aug 2005
5%:

1. 99 Speedmart, Bt 14 Puchong, opposite SJK © Han Ming
2. Syabas, paid online via OCBC online banking.
3. Sushi King - Kepong
4. The Wok Cafe - Kota Damansara

1%:

Jusco Supermarket (IOI Mall)
Telekom Malaysia - fixed line, by calling up the call center
Jusco Kepong (Dept. Store NOT Supermarket)

This post has been edited by leanman: Apr 15 2011, 12:00 PM
Robin Liew
post Apr 15 2011, 01:03 PM

Getting Started
**
Junior Member
290 posts

Joined: Oct 2010
received statement

got charged rm10++ for some interest

going to call cs tommorow n ask to rebate

how come they simply charge? like conman

wasted i spend almost 9k only rebate rm50
Human Nature
post Apr 15 2011, 02:08 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Why can there be interest incurred (assuming no outstanding balance)?
winner
post Apr 15 2011, 02:32 PM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(Robin Liew @ Apr 15 2011, 01:03 PM)
received statement

got charged rm10++ for some interest

going to call cs tommorow n ask to rebate

how come they simply charge? like conman

wasted i spend almost 9k only rebate rm50
*
The T&Cs have stated clearly that the maximum cash back per month is RM50.
Human Nature
post Apr 15 2011, 09:31 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
I submitted my application to cap@ocbc.com several days ago but no reply. So I gave my name/contact info at the application website and received a call from OCBC today (at 9 pm!) and re-submitted my application to his email address.

p/s If anyone wants the email address, just drop me a PM smile.gif



MilesAndMore
post Apr 15 2011, 11:45 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Human Nature @ Apr 15 2011, 09:31 PM)
I submitted my application to cap@ocbc.com several days ago but no reply.
That's weird. I applied mine through cap@ocbc.com and card was approved in just 2 working days tongue.gif

felix2212
post Apr 16 2011, 11:16 AM

New Member
*
Junior Member
48 posts

Joined: Jan 2011
may i know OCBC rebate is base on calendar month or statement date?
MilesAndMore
post Apr 16 2011, 11:17 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(felix2212 @ Apr 16 2011, 11:16 AM)
may i know OCBC rebate is base on calendar month or statement date?
Statement date
janson_kaniaz
post Apr 16 2011, 11:44 AM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
QUOTE(MilesAndMore @ Apr 15 2011, 11:45 PM)
That's weird. I applied mine through cap@ocbc.com and card was approved in just 2 working days  tongue.gif
*
i fax-ed to them. no reply yet after 3-4 days...
felix2212
post Apr 16 2011, 11:48 AM

New Member
*
Junior Member
48 posts

Joined: Jan 2011
QUOTE(MilesAndMore @ Apr 16 2011, 11:17 AM)
Statement date
*
thank you~!
Human Nature
post Apr 16 2011, 11:55 AM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
My application is approved~

4th card in a month, friends said i gonna go bankrupt tongue.gif
bingozero
post Apr 16 2011, 12:20 PM

♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
*******
Senior Member
4,522 posts

Joined: Jan 2009
QUOTE(Human Nature @ Apr 16 2011, 11:55 AM)
My application is approved~

4th card in a month, friends said i gonna go bankrupt  tongue.gif
*
Good to hear that, I try to apply next month, already reject 1st time cry.gif
Human Nature
post Apr 16 2011, 01:53 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Anyone know where to register for Mastercard Securecode for this card? Thanks

Edit: Got it http://www.ocbccards.com.my/3DSecure/

This post has been edited by Human Nature: Apr 16 2011, 01:55 PM
MilesAndMore
post Apr 16 2011, 02:12 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Human Nature @ Apr 16 2011, 01:53 PM)
Anyone know where to register for Mastercard Securecode for this card? Thanks

Edit: Got it http://www.ocbccards.com.my/3DSecure/
Don't have to register for it manually actually. OCBC will send you a 6-digit code every time you make a purchase online on a website that requires VbV or MasterCard SecureCode.
jo_leong
post Apr 18 2011, 10:32 AM

New Member
*
Junior Member
7 posts

Joined: Apr 2011
just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected.

ridiculous.....
janson_kaniaz
post Apr 18 2011, 10:44 AM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
QUOTE(jo_leong @ Apr 18 2011, 10:32 AM)
just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected.

ridiculous.....
*
may i know which number to call
seems like i need to check my status also, no news so far...
zcatz
post Apr 18 2011, 10:44 AM

Getting Started
**
Junior Member
89 posts

Joined: Jun 2005
QUOTE(jo_leong @ Apr 18 2011, 10:32 AM)
just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected.

ridiculous.....
*
banks always have the rite to accept or reject your application without any justification, if they want to & they have the rite not to tell u. it will always be like that.
jo_leong
post Apr 18 2011, 10:46 AM

New Member
*
Junior Member
7 posts

Joined: Apr 2011
QUOTE(janson_kaniaz @ Apr 18 2011, 11:44 AM)
may i know which number to call
seems like i need to check my status also, no news so far...
*
i called 1-300-88 500. go to the credit card services
MilesAndMore
post Apr 18 2011, 11:36 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(jo_leong @ Apr 18 2011, 10:32 AM)
just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected.

ridiculous.....
No. It is not ridiculous and this is not unique to OCBC Bank. My application for the OCBC Titanium MasterCard was rejected too last year and i never found out what the reason was and i never bothered to as i know my CCRIS is perfect.


QUOTE(jo_leong @ Apr 18 2011, 10:46 AM)
i called 1-300-88 500. go to the credit card services
1 300 88 5000
janson_kaniaz
post Apr 18 2011, 02:45 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008
haih, my application is unsuccessful, my colleague same salary as me but applied one month earlier got approved...
hmm i have clean bill here, not sure y exactly the reason is, din bother to ask the CS since even card application status is automated...

judging by the recent posts, it seems like alot of applications got rejected. looks like ocbc is limiting the number of successful applicants.

This post has been edited by janson_kaniaz: Apr 18 2011, 03:18 PM
tifosi
post Apr 18 2011, 04:03 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(janson_kaniaz @ Apr 18 2011, 02:45 PM)
haih, my application is unsuccessful, my colleague same salary as me but applied one month earlier got approved...
hmm i have clean bill here, not sure y exactly the reason is, din bother to ask the CS since even card application status is automated...

judging by the recent posts, it seems like alot of applications got rejected. looks like ocbc is limiting the number of successful applicants.
*
It is quite a norm I guess? I am qualified and I have perfect CCRIS with ongoing h/p also. I think they had met their quota so they are rejecting most new applicants I guess. I will try and apply again sometime again if they are still continuing with the 5% discount.

I am actually waiting for a new CC issuer to compete with M2C and OCBC Ti for discounts.
Human Nature
post Apr 18 2011, 05:30 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Received my card 2 days after the sms confirmation using normal mail (even faster than courier for MBB2 and SCB!).
SeanChang
post Apr 18 2011, 09:08 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
only got 1% cash back instead of 5%
Isetan Lot 10 (Supermarket)

This post has been edited by SeanChang: Apr 18 2011, 09:09 PM
staind
post Apr 18 2011, 09:31 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
QUOTE(janson_kaniaz @ Apr 18 2011, 02:45 PM)
haih, my application is unsuccessful, my colleague same salary as me but applied one month earlier got approved...
hmm i have clean bill here, not sure y exactly the reason is, din bother to ask the CS since even card application status is automated...

judging by the recent posts, it seems like alot of applications got rejected. looks like ocbc is limiting the number of successful applicants.
*
I got rejected previously as well. An officer called me after got rejected and helped to re-submit my application.
jo_leong
post Apr 19 2011, 11:01 AM

New Member
*
Junior Member
7 posts

Joined: Apr 2011
hopefully it is an internal thingy. i dont want this rejection to spoil my CCRS
gerrardling
post Apr 19 2011, 11:50 AM

6 STARS
******
Senior Member
1,684 posts

Joined: Apr 2008
use ur existing 1 year high CL credit card with a good payment record to apply. OCBC known as kiasu bank, they rarely approve new applicants although they got a clean and good record
beyond86
post Apr 19 2011, 12:07 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(gerrardling @ Apr 19 2011, 12:50 PM)
use ur existing 1 year high CL credit card with a good payment record to apply. OCBC known as kiasu bank, they rarely approve new applicants although they got a clean and good record
*
But i believe as long as u have monthly basic salary RM3k, clean and good rrecord, shouldn't be a problems
MilesAndMore
post Apr 19 2011, 01:35 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(jo_leong @ Apr 19 2011, 11:01 AM)
hopefully it is an internal thingy. i dont want this rejection to spoil my CCRS
Don't think it will. Was rejected by two banks last year and neither records were shown in my CCRIS. Applied credit cards from three other banks after than (Citibank, Maybank and OCBC), all was approved in 2 working days. No kidding !!! tongue.gif


QUOTE(gerrardling @ Apr 19 2011, 11:50 AM)
use ur existing 1 year high CL credit card with a good payment record to apply. OCBC known as kiasu bank, they rarely approve new applicants although they got a clean and good record
Won't always work. Definitely didn't work for me the first time i applied for the OCBC Titanium MasterCard.
ckuanglim
post Apr 19 2011, 06:27 PM

On my way
****
Junior Member
595 posts

Joined: May 2010
Received my card 1 day after the sms confirmation. The card is just sending using normal mail.
staind
post Apr 19 2011, 08:03 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
QUOTE(beyond86 @ Apr 19 2011, 12:07 PM)
But i believe as long as u have monthly basic salary RM3k, clean and good rrecord, shouldn't be a problems
*
Don't work for me as well.

Added on April 19, 2011, 8:05 pm
QUOTE(beyond86 @ Apr 19 2011, 12:07 PM)
But i believe as long as u have monthly basic salary RM3k, clean and good rrecord, shouldn't be a problems
*
Don't work for me as well.

This post has been edited by staind: Apr 19 2011, 08:05 PM
samquah
post Apr 19 2011, 08:55 PM

On my way
****
Senior Member
603 posts

Joined: Aug 2005
QUOTE(SeanChang @ Apr 18 2011, 09:08 PM)
only got 1% cash back instead of 5%
Isetan Lot 10 (Supermarket)
*
how do u know this?

it is not stated in the cc bill which place which discount......
SeanChang
post Apr 19 2011, 09:44 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
QUOTE(samquah @ Apr 19 2011, 09:55 PM)
how do u know this?

it is not stated in the cc bill which place which discount......
*
my statement 5% cash back shortage from the amount purchase from isetan s'market

this card feature 5% cash back on grocery
Human Nature
post Apr 21 2011, 01:56 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
I am registering payee for bill payment through OCBC online but not sure about the account number.
QUOTE
ASTRO  012345678-9 (shown in bill)
ASTRO  0123456789 (shown in OCBC online)

QUOTE
TNB - BIL ELEKTRIK  0123 00456789 00 (shown in bill)
TNB - BIL ELEKTRIK  01230045678900 (shown in OCBC online)

Need help from you guys to confirm if I am doing it right. Thanks

This post has been edited by Human Nature: Apr 21 2011, 01:56 PM
TSronnie
post Apr 21 2011, 02:03 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
The spaces and dashes should be remove when entering into OCBC Online Banking. View the sample for clarification
Human Nature
post Apr 21 2011, 02:07 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(ronnie @ Apr 21 2011, 02:03 PM)
The spaces and dashes should be remove when entering into OCBC Online Banking. View the sample for clarification
*
alright thanks, thats what i need..no spaces and dashes. smile.gif
i viewed the sample but it only shows where to get the acc number.
simplesmile
post Apr 21 2011, 02:42 PM

Look at all my stars!!
*******
Senior Member
2,991 posts

Joined: Jun 2007
If I buy men shirt and shoes at Jusco, is it 1% or 5% rebate?
TSronnie
post Apr 21 2011, 02:53 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(simplesmile @ Apr 21 2011, 02:42 PM)
If I buy men shirt and shoes at Jusco, is it 1% or 5% rebate?
*
Normally it would be 1% Cash Back as Jusco is not part of Grocery's MCC code
MGM
post Apr 21 2011, 03:19 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(ronnie @ Apr 21 2011, 02:53 PM)
Normally it would be 1% Cash Back as Jusco is not part of Grocery's MCC code
*
However if you have MBB2Amex you can use it to purchase Jusco Vouchers on weekend to enjoy 5% rebate + 5xTreatPoints and then use these vouchers on Jusco Department Store or Supermarket on any day.
Human Nature
post Apr 22 2011, 06:14 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Anyone able to register TM as payee at OCBC online? The account no is D12345-678-900 and when it says succesful when I entered D12345678900 but it doesnt appear at the registered payee list. No sample is provided this time. Thanks alot..
de.crystal
post Apr 22 2011, 06:26 PM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
QUOTE(Human Nature @ Apr 22 2011, 06:14 PM)
Anyone able to register TM as payee at OCBC online? The account no is D12345-678-900 and when it says succesful when I entered D12345678900 but it doesnt appear at the registered payee list. No sample is provided this time. Thanks alot..
*
u cant pay tmbil via ocbc
Human Nature
post Apr 22 2011, 06:28 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(de.crystal @ Apr 22 2011, 06:26 PM)
u cant pay tmbil via ocbc
*
I see, thanks.

Next, I tried paying via OUB PayOnline and since the card isnt secured with MasterCard SecureCode (using 3D secure instead), it didnt ask for the OTP, and OTP was not sms-ed to me either. No record found on payment history/payment cancellation, nor i received any email yet. hmm..

This post has been edited by Human Nature: Apr 22 2011, 06:33 PM
TSronnie
post Apr 22 2011, 09:22 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
TM bill can pay via OCBC Internet Banking using OCBC Savings/Current Account OnLY.. Not using OCBC Titanium
chemistry
post Apr 22 2011, 11:12 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ Apr 22 2011, 06:28 PM)
I see, thanks.

Next, I tried paying via OUB PayOnline and since the card isnt secured with MasterCard SecureCode (using 3D secure instead), it didnt ask for the OTP, and OTP was not sms-ed to me either. No record found on payment history/payment cancellation, nor i received any email yet. hmm..
*
I am a frequent user of PayOnline.
I receive OCBC's OTP for each bill paid. smile.gif
Human Nature
post Apr 22 2011, 11:30 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(chemistry @ Apr 22 2011, 11:12 PM)
I am a frequent user of PayOnline.
I receive OCBC's OTP for each bill paid.  smile.gif
*
Once you confirm the payment and all, do you receive any notification, instantly or several day? The system only ask for the CC number and the CVC code nd didnt prompt for my OTP. Since I have registered for the 3D secure for online transaction, and did not key in any OTP, does it mean that my payment failed? Thanks
chemistry
post Apr 22 2011, 11:44 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ Apr 22 2011, 11:30 PM)
Once you confirm the payment and all, do you receive any notification, instantly or several day? The system only ask for the CC number and the CVC code nd didnt prompt for my OTP. Since I have registered for the 3D secure for online transaction, and did not key in any OTP, does it mean that my payment failed? Thanks
*
i'm not really sure.
I always get OTP for every bill payment request. Payment will fail if key in the wrong OTP.
nspk
post Apr 23 2011, 12:20 AM

Casual
***
Junior Member
359 posts

Joined: Apr 2011
Hi, newbie here.

Would like to know the following bills can pay by OCBC Titanium CC?
1. PBA
2. PenangFON
SeanChang
post Apr 23 2011, 12:02 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
QUOTE(Human Nature @ Apr 23 2011, 12:30 AM)
Once you confirm the payment and all, do you receive any notification, instantly or several day? The system only ask for the CC number and the CVC code nd didnt prompt for my OTP. Since I have registered for the 3D secure for online transaction, and did not key in any OTP, does it mean that my payment failed? Thanks
*
ur otp is using sms or hardware token?
for hardware token, u need to manually click the hardware to create the otp
Human Nature
post Apr 23 2011, 12:40 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(SeanChang @ Apr 23 2011, 12:02 PM)
ur otp is using sms or hardware token?
for hardware token, u need to manually click the hardware to create the otp
*
SMS. This morning i received an email from PayOnline, payment status is APPROVED. So I check using:

OCBC online : The billed amount is already deducted from the available CL.
OUB PayOnline: Still no record on payment history (have emailed to inquire)
TMonline: Bill still not paid (will give several days to the system update)

My concern is on the OTP which was not sent to me and the system didnt prompt for it, so need to think twice for future online transactions. I am certain that I have registered because I received OTP sms everytime i login to OCBC. Will call CS about this..
chemistry
post Apr 23 2011, 12:54 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(nspk @ Apr 23 2011, 12:20 AM)
Hi, newbie here. 

Would like to know the following bills can pay by OCBC Titanium CC?
1. PBA
2. PenangFON
*
PBA confirm cannot.
PenangFON bill can be paid via PayOnline. Also got 5% cashback as it is a utility bill.

Added on April 23, 2011, 12:55 pm
QUOTE(Human Nature @ Apr 23 2011, 12:40 PM)
SMS. This morning i received an email from PayOnline, payment status is APPROVED. So I check using:

OCBC online : The billed amount is already deducted from the available CL.
OUB PayOnline: Still no record on payment history (have emailed to inquire)
TMonline: Bill still not paid (will give several days to the system update)

My concern is on the OTP which was not sent to me and the system didnt prompt for it, so need to think twice for future online transactions. I am certain that I have registered because I received OTP sms everytime i login to OCBC. Will call CS about this..
*
Please disable your AdBlocker. You might have blocked the OTP page from popping up.

This post has been edited by chemistry: Apr 23 2011, 12:55 PM
nspk
post Apr 23 2011, 02:57 PM

Casual
***
Junior Member
359 posts

Joined: Apr 2011
QUOTE
PBA confirm cannot.
PenangFON bill can be paid via PayOnline. Also got 5% cashback as it is a utility bill.


10s

This post has been edited by nspk: Apr 23 2011, 03:00 PM
Human Nature
post Apr 23 2011, 03:10 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(chemistry @ Apr 23 2011, 12:54 PM)
PBA confirm cannot.
PenangFON bill can be paid via PayOnline. Also got 5% cashback as it is a utility bill.

Added on April 23, 2011, 12:55 pm
Please disable your AdBlocker. You might have blocked the OTP page from popping up.
*
Yeah, already disabled.
How can the payment go through. For Verified by Visa and Mastercard Securecode, the transaction will never pass through if we didnt enter the correct code.
jo_leong
post Apr 28 2011, 12:10 PM

New Member
*
Junior Member
7 posts

Joined: Apr 2011
Just 2 weeks ago i applied for OCBC titanium but my application was rejected due to 'management decision'. Applied for MBB2 last week later and i received a sms that my application is successful.

Guess the management decision is purely an internal matter. Wont affect ur CCRIS
de.crystal
post Apr 28 2011, 12:51 PM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
QUOTE(chemistry @ Apr 22 2011, 11:12 PM)
I am a frequent user of PayOnline.
I receive OCBC's OTP for each bill paid.  smile.gif
*
can we use our OCBC card on UOB's payonline webside ?
if so, when we pay for TM bill, we get 5% discount too?
beyond86
post Apr 28 2011, 01:18 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(jo_leong @ Apr 28 2011, 01:10 PM)
Just 2 weeks ago i applied for OCBC titanium but my application was rejected due to 'management decision'. Applied for MBB2 last week later and i received a sms that my application is successful.

Guess the management decision is purely an internal matter. Wont affect ur CCRIS
*
ya, your application does not approved on bank A doesn't means bank B also won't get approved, it is depend, sometime need some luck as well
fahrur_07
post Apr 28 2011, 03:54 PM

~unite against racism~
******
Senior Member
1,273 posts

Joined: Apr 2008
From: cheras,kl
QUOTE(MGM @ Apr 21 2011, 03:19 PM)
However if you have MBB2Amex you can use it to purchase Jusco Vouchers on weekend to enjoy 5% rebate + 5xTreatPoints and then use these vouchers on Jusco Department Store or Supermarket on any day.
*
that why i apply for mbb2amex although i already have ocbc titanium drool.gif
tifosi
post Apr 28 2011, 04:53 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
I just applied again but this time I send the form and attn to somebody in the CC department. If I get rejected again, I wont bother riao.
beyond86
post Apr 28 2011, 05:33 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(tifosi @ Apr 28 2011, 05:53 PM)
I just applied again but this time I send the form and attn to somebody in the CC department. If I get rejected again, I wont bother riao.
*
good luck for you thumbup.gif
areankim
post Apr 29 2011, 06:54 PM

"Live Life Cool"
*******
Senior Member
3,705 posts

Joined: Jan 2003
From: Planet Earth
gonna apply this card when i'm back to KL.. hehe
chemistry
post Apr 29 2011, 07:11 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(de.crystal @ Apr 28 2011, 12:51 PM)
can we use our OCBC card on UOB's payonline webside ?
if so, when we pay for TM bill, we get 5% discount too?
*
Yes, definitely. I use my OCBC card to pay TM bill on PAYONLINE , because OCBC Online cannot use cc to pay TM bill.
Yes, 5% for utilities/telco, as far as I've known.
beyond86
post Apr 29 2011, 09:41 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
subscribe autopay for TM can got RM4 rebate
chemistry
post Apr 30 2011, 12:15 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(beyond86 @ Apr 29 2011, 09:41 PM)
subscribe autopay for TM can got RM4 rebate
*
My own TM bill is paid via auto-pay.
I only use Payonline to pay bills for other people.
simplesmile
post Apr 30 2011, 08:00 AM

Look at all my stars!!
*******
Senior Member
2,991 posts

Joined: Jun 2007
QUOTE(beyond86 @ Apr 29 2011, 09:41 PM)
subscribe autopay for TM can got RM4 rebate
*
RM 4?
I thought is RM2
beyond86
post Apr 30 2011, 08:15 AM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(simplesmile @ Apr 30 2011, 09:00 AM)
RM 4?
I thought is RM2
*
My friend told me that is RM4
felix2212
post Apr 30 2011, 10:09 AM

New Member
*
Junior Member
48 posts

Joined: Jan 2011
QUOTE(beyond86 @ Apr 30 2011, 08:15 AM)
My friend told me that is RM4
*
apply thru OCBC aotupay form or need to apply via TM?
jtleon
post Apr 30 2011, 10:19 AM

Getting Started
**
Junior Member
266 posts

Joined: Nov 2009
From: Kuala Lumpur
will we get 5% rebate
1) paying bills in petrol station likes celcom
2) pump petrol at any petrol station

from the above comments, seems that we have to go hypermarket instead of supermarket inside a shopping mall to get 5% rebate on grocery
beyond86
post Apr 30 2011, 11:19 AM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(felix2212 @ Apr 30 2011, 11:09 AM)
apply thru OCBC aotupay form or need to apply via TM?
*
either one way
lamode
post Apr 30 2011, 10:53 PM

anything could happen!
*******
Senior Member
3,902 posts

Joined: Jul 2007
QUOTE(jtleon @ Apr 30 2011, 10:19 AM)
will we get 5% rebate
1) paying bills in petrol station likes celcom
2) pump petrol at any petrol station

from the above comments, seems that we have to go hypermarket instead of supermarket inside a shopping mall to get 5% rebate on grocery
*
1. yes if they allow you to pay with CC, i highly doubt it.
2. yes.
turion64
post May 1 2011, 03:25 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
may i know does the 5% cashback rebate applicable on weekdays and if i purchase watches off the internet ?
Human Nature
post May 1 2011, 03:38 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(turion64 @ May 1 2011, 03:25 PM)
may i know does the 5% cashback rebate applicable on weekdays and if i purchase watches off the internet ?
*
watches dont fall under the dining/groceries/petrol/utilities catogery that gives you 5% for this card. so most likely only 1%.
doesnt matter weekend or weekdays.
chemistry
post May 1 2011, 07:12 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(felix2212 @ Apr 30 2011, 10:09 AM)
apply thru OCBC aotupay form or need to apply via TM?
*
You better apply autopay via TM. Somebody here reported that his friend only got 1% cashback for TM bill via OCBC PayMaster.
turion64
post May 1 2011, 07:20 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
QUOTE(Human Nature @ May 1 2011, 03:38 PM)
watches dont fall under the dining/groceries/petrol/utilities catogery that gives you 5% for this card. so most likely only 1%.
doesnt matter weekend or weekdays.
*
does it work on internet transaction ?
jasonlim_82
post May 1 2011, 10:45 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
1. are all KFC/McDonalds/Watson's/Guardian outlet entitled for 5%?
2. if not mistaken, the monthly auto debit for Great Eastern insurance will be under 1% bucket, right?
3. let's say if i am going to charge 10k medical fees for 12 months installment, will i get 1% rebate one shot at the first month (in this case is rm50 since the max) or 10k/12*1% at every month?
4. where can i have the list of OCBC discount merchat shop?

i personally think that should get this OCBC Titanium + the new MBB 2 Amex cards to cover the pros and cons of each card.

This post has been edited by jasonlim_82: May 1 2011, 11:22 PM
TSronnie
post May 1 2011, 11:45 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(turion64 @ May 1 2011, 07:20 PM)
does it work on internet transaction ?
*
If the Internet trasaction covers either petrol/grocery/utilities/dining, then you get 5% ...
de.crystal
post May 2 2011, 12:18 PM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
QUOTE(chemistry @ Apr 29 2011, 07:11 PM)
Yes, definitely. I use my OCBC card to pay TM bill on PAYONLINE , because OCBC Online cannot use cc to pay TM bill.
Yes, 5% for utilities/telco, as far as I've known.
*
Thanks. I tot payonline is specially catered for UOB card only.
SeanChang
post May 2 2011, 01:01 PM

Getting Started
**
Junior Member
208 posts

Joined: Aug 2009
QUOTE(jasonlim_82 @ May 1 2011, 11:45 PM)

2. if not mistaken, the monthly auto debit for Great Eastern insurance will be under 1% bucket, right?
3. let's say if i am going to charge 10k medical fees for 12 months installment, will i get 1% rebate one shot at the first month (in this case is rm50 since the max) or 10k/12*1% at every month?
4. where can i have the list of OCBC discount merchat shop?

i personally think that should get this OCBC Titanium + the new MBB 2 Amex cards to cover the pros and cons of each card.
*
1. KFC 5%/McDonalds cash only/Watson's 1%/Guardian 1%
2. i can confirm it's 1%
3. not sure, can call 1300885000 to confirm
4. no such list, can refer to the first post of this topic which are contributed by members
lingling
post May 2 2011, 02:28 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
does the tmonline website (payment for tm bill and streamyx) requires mastercard OCBC 3D Secure code ?
TSronnie
post May 2 2011, 04:03 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(lingling @ May 2 2011, 02:28 PM)
does the tmonline website (payment for tm bill and streamyx) requires mastercard OCBC 3D Secure code  ?
*
It will prompt for the usual OTP (SMS/from hardware dongle) just like you logged on to OCBC Internet Banking. No separate 3DSecure code.
beyond86
post May 2 2011, 04:54 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(de.crystal @ May 2 2011, 01:18 PM)
Thanks.  I tot payonline is specially catered for UOB card only.
*
many banks can pay online
turion64
post May 2 2011, 05:03 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
i like to signup for OCBC 3D online banking. but it's been1 week+ i still have not receive the OTP. any idea?
Human Nature
post May 2 2011, 05:10 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(turion64 @ May 2 2011, 05:03 PM)
i like to signup for OCBC 3D online banking. but it's been1 week+ i still have not receive the OTP. any idea?
*
sms or token? for sms, you get a confirmation sms almost instantly upon registration.

This post has been edited by Human Nature: May 2 2011, 05:11 PM
simplesmile
post May 2 2011, 05:11 PM

Look at all my stars!!
*******
Senior Member
2,991 posts

Joined: Jun 2007
QUOTE(turion64 @ May 2 2011, 05:03 PM)
i like to signup for OCBC 3D online banking. but it's been1 week+ i still have not receive the OTP. any idea?
*
Yea, it takes some time.
turion64
post May 2 2011, 07:27 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
QUOTE(Human Nature @ May 2 2011, 05:10 PM)
sms or token? for sms, you get a confirmation sms almost instantly upon registration.
*
what do u mean sms or token? when i went in to signup at ocbc site, it ask for OTP. where can i get the OTP ?
MilesAndMore
post May 2 2011, 08:08 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(turion64 @ May 2 2011, 07:27 PM)
what do u mean sms or token? when i went in to signup at ocbc site, it ask for OTP. where can i get the OTP ?
OTP = One Time Password

You must have a PIN No first before you can register for OCBC Online.



beyond86
post May 2 2011, 09:53 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(turion64 @ May 2 2011, 08:27 PM)
what do u mean sms or token? when i went in to signup at ocbc site, it ask for OTP. where can i get the OTP ?
*
can request from any branches
Human Nature
post May 2 2011, 09:55 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(MilesAndMore @ May 2 2011, 08:08 PM)
OTP = One Time Password

You must have a PIN No first before you can register for OCBC Online.
*
Additional note, the PIN will be mailed to you separately. Use the PIN to register for OCBC online, and from there you can register the 3D secure. If you choose the sms option, you will be asked to enter you handphone number where the OTP will be sms-ed to everytime.
lingling
post May 3 2011, 12:21 AM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
QUOTE(ronnie @ May 2 2011, 04:03 PM)
It will prompt for the usual OTP (SMS/from hardware dongle) just like you logged on to OCBC Internet Banking. No separate 3DSecure code.
*
i tried to use tmonline to pay for streamyx bill using ocbc titanium
nothing prompt out for me to enter OTP
and the transaction jus went through

will go in ocbc online to check whether transaction is successful
turion64
post May 3 2011, 12:25 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
QUOTE(Human Nature @ May 2 2011, 09:55 PM)
Additional note, the PIN will be mailed to you separately. Use the PIN to register for OCBC online, and from there you can register the 3D secure. If you choose the sms option, you will be asked to enter you handphone number where the OTP will be sms-ed to everytime.
*
Where can i choose d sms option? Cant find d link
Human Nature
post May 3 2011, 12:45 AM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(turion64 @ May 3 2011, 12:25 AM)
Where can i choose d sms option? Cant find d link
*
When you first register for OCBC online, they will require you to select from 3 options, SMS, mobile and token (not sure what is the difference between SMS and mobile). There is a step-by-step guideline in the leaflet that comes with the card.

Also refer here:
http://www.ocbccards.com.my/3DSecure/3DSecure_signup.aspx

Added on May 3, 2011, 12:46 am
QUOTE(lingling @ May 3 2011, 12:21 AM)
i tried to use tmonline to pay for streamyx bill using ocbc titanium
nothing prompt out for me to enter OTP
and the transaction jus went through

will go in ocbc online to check whether transaction is successful
*
hi, i faced the same thing when paying using payonline oub. Still waiting feedback from their CS.

This post has been edited by Human Nature: May 3 2011, 12:46 AM
turion64
post May 3 2011, 02:04 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
QUOTE(Human Nature @ May 3 2011, 12:45 AM)
When you first register for OCBC online, they will require you to select from 3 options, SMS, mobile and token (not sure what is the difference between SMS and mobile). There is a step-by-step guideline in the leaflet that comes with the card.

Also refer here:
http://www.ocbccards.com.my/3DSecure/3DSecure_signup.aspx


let me rephrase, in order to sign up, i nid to wait for the letter with OTP first only i can sign up right?

This post has been edited by turion64: May 3 2011, 02:05 PM
TSronnie
post May 3 2011, 03:19 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(turion64 @ May 3 2011, 02:04 PM)
let me rephrase, in order to sign up, i nid to wait for the letter with OTP first only i can sign up right?
*
You wait for the PIN number which is send to your OCBC billing address.
OTP is generated on-the-fly, and use once for one transaction only.
lingling
post May 3 2011, 08:05 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
no need wait for the code to mail to your house
u can directly ask the front desk staff to activate the 3d secure on the spot when collecting the card

Added on May 3, 2011, 8:08 pm
QUOTE(Human Nature @ May 3 2011, 12:45 AM)
hi, i faced the same thing when paying using payonline oub. Still waiting feedback from their CS.
*
yalo not sms on the secure pin code before bill transact !!
do let us know the feedback from CS once availabe thanks


This post has been edited by lingling: May 3 2011, 08:08 PM
turion64
post May 4 2011, 08:53 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
is it only me that experience lagness in OCBC site?
adreina
post May 4 2011, 05:20 PM

Getting Started
**
Junior Member
149 posts

Joined: Oct 2008
OCBC very stingy on CL ... tongue.gif

It's not that I wanted to use that much, but just felt disappointed on the CL given...

My MBB2 CL 24k, PBB 20k, CIMB 20k ... Guess what my OCBC CL is..? 10k ..

Can I ask for increase using prompt???
zenquix
post May 4 2011, 05:27 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(adreina @ May 4 2011, 05:20 PM)
OCBC very stingy on CL ... tongue.gif

It's not that I wanted to use that much, but just felt disappointed on the CL given...

My MBB2 CL 24k, PBB 20k, CIMB 20k ... Guess what my OCBC CL is..? 10k ..

Can I ask for increase using prompt???
*
sounds like you are already over-exposed. Hence the lower credit limit given.
MilesAndMore
post May 4 2011, 05:53 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(adreina @ May 4 2011, 05:20 PM)
OCBC very stingy on CL ... tongue.gif

It's not that I wanted to use that much, but just felt disappointed on the CL given...

My MBB2 CL 24k, PBB 20k, CIMB 20k ... Guess what my OCBC CL is..? 10k ..

Can I ask for increase using prompt???
RM10k is good enough already. Mine is much lower which is fine. It's not that i'm going to use more than RM1000 every month anyway.

beyond86
post May 4 2011, 07:05 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
they want high CL maybe want do BT
turion64
post May 4 2011, 07:32 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
QUOTE(adreina @ May 4 2011, 05:20 PM)
OCBC very stingy on CL ... tongue.gif

It's not that I wanted to use that much, but just felt disappointed on the CL given...

My MBB2 CL 24k, PBB 20k, CIMB 20k ... Guess what my OCBC CL is..? 10k ..

Can I ask for increase using prompt???
*
me different case from u.. OCBC gave me 10k more than my MBB2..
and Citibank gave me lesser than MBB2... lol
beyond86
post May 4 2011, 09:59 PM

Regular
******
Senior Member
1,956 posts

Joined: May 2010
QUOTE(MilesAndMore @ May 4 2011, 06:53 PM)
RM10k is good enough already. Mine is much lower which is fine. It's not that i'm going to use more than RM1000 every month anyway.
*
every month i use roughly RM1k only
ks98
post May 4 2011, 11:12 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(MilesAndMore @ May 4 2011, 05:53 PM)
RM10k is good enough already. Mine is much lower which is fine. It's not that i'm going to use more than RM1000 every month anyway.
*
Agree! I even asked the bank to reduce my CL last time... this help us to better control the spending smile.gif we can always ask them to increase our CL temporarily whenever we're going for holiday abroad...
MilesAndMore
post May 4 2011, 11:17 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(beyond86 @ May 4 2011, 09:59 PM)
every month i use roughly RM1k only
QUOTE(ks98 @ May 4 2011, 11:12 PM)
Agree! I even asked the bank to reduce my CL last time... this help us to better control the spending smile.gif we can always ask them to increase our CL temporarily whenever we're going for holiday abroad...
Yeah. The majority of us are after the 5% cash back only and will switch to other credit cards once we hit the quota for the month.
Gen-X
post May 5 2011, 08:32 PM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
I just called CS to reduce my CL to RMX8, however according to her, the Statement will still reflect my current CL even though it has been reduced. This is because should I want back my original CL, it will be reinstated.
MilesAndMore
post May 5 2011, 11:21 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(Gen-X @ May 5 2011, 08:32 PM)
I just called CS to reduce my CL to RMX8
Mine is even lower biggrin.gif

zenquix
post May 6 2011, 09:19 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
any idea of any OCBC roadshows in klang valley? My gf wants to apply 1 but she wants a free gift...
de.crystal
post May 6 2011, 10:21 AM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
QUOTE(MilesAndMore @ May 4 2011, 11:17 PM)
Yeah. The majority of us are after the 5% cash back only and will switch to other credit cards once we hit the quota for the month.
*
I do that too. So that we can earn points on other card. M currently applying the MBB Duo card, cant wait for it to get approved and arrived. haha rclxms.gif
chemistry
post May 6 2011, 10:26 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(zenquix @ May 6 2011, 09:19 AM)
any idea of any OCBC roadshows in klang valley? My gf wants to apply 1 but she wants a free gift...
*
roadshow cc agents are not easy to follow up. If they don't do their job properly, we can't do anything.
Nowadays ppl are too pampered by freebies. Applying cards also want gifts, OMG.
I wonder what would she want if she is to buy new car. Free GPS, free bodykits, free tint, free sport rims, free insurance, free umbrellas, free Rain-X?
winner
post May 7 2011, 05:30 AM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(Gen-X @ May 5 2011, 08:32 PM)
I just called CS to reduce my CL to RMX8, however according to her, the Statement will still reflect my current CL even though it has been reduced. This is because should I want back my original CL, it will be reinstated.
*
They are 2 types of CL reduction, namely permanent or temporary reduction. I opted for permanent reduction, as I do not like to see a high limit shown in the BNM credit report, for a card that I do not get any benefits at all after my spending has hit the maximum RM50 cash back per month. The CL of my OCBC Titanium is only RM6,000 now.
samquah
post May 7 2011, 09:46 AM

On my way
****
Senior Member
603 posts

Joined: Aug 2005
QUOTE
high limit shown in the BNM credit report,


does that have any effect? lijke income tax can chase you? else why reduce?
aeiou228
post May 7 2011, 09:46 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(Gen-X @ May 5 2011, 08:32 PM)
I just called CS to reduce my CL to RMX8, however according to her, the Statement will still reflect my current CL even though it has been reduced. This is because should I want back my original CL, it will be reinstated.
*
Interested to know what is yours reasons to reduce CL of your CC ? For security reasons ? Please share.

QUOTE(winner @ May 7 2011, 05:30 AM)
They are 2 types of CL reduction, namely permanent or temporary reduction. I opted for permanent reduction, as I do not like to see a high limit shown in the BNM credit report, for a card that I do not get any benefits at all after my spending has hit the maximum RM50 cash back per month. The CL of my OCBC Titanium is only RM6,000 now.
*
What kind of disadvantage one would have by having high limit in BNM credit report ? Please share.
winner
post May 7 2011, 10:52 AM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(aeiou228 @ May 7 2011, 09:46 AM)
Interested to know what is yours reasons to reduce CL of your CC ? For security reasons ? Please share.
*
Apart from security reason, another 2 main reasons are: 1) to reduce credit exposure and 2) the card does not give any further cash back or points if your spending has hit the maximum cash back of RM50 per month. For the worst case scenario, if you only swipe the card at merchants entitled to 1% cash back, the maximum spending per month entitled to cash back is RM5,000. What's the point of having a high CL for this card?


QUOTE(aeiou228 @ May 7 2011, 09:46 AM)
What kind of disadvantage one would have by having high limit in BNM credit report ? Please share.
*
You will have a high credit exposure via "potential debt", thus effecting your chances to get a bank loan.
aeiou228
post May 7 2011, 11:25 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(winner @ May 7 2011, 10:52 AM)
Apart from security reason,  another 2 main reasons are: 1) to reduce credit exposure and 2) the card does not give any further cash back or points if your spending has hit the maximum cash back of RM50 per month. For the worst case scenario, if you only swipe the card at merchants entitled to 1% cash back, the maximum spending per month entitled to cash back is RM5,000. What's the point of having a high CL for this card?
You will have a high credit exposure via "potential debt", thus effecting your chances to get a bank loan.
*
Thanks for sharing. I think CC that gives unlimited rewards points (Amex,HSBC etc) or 1% uncapped cash back(HLB essential) should maintain highest possible CL for big ticket item like 10% down payment for the new property launching, tuition fee, long distance air ticket for family, tour package for family, insurance premium, new car down payment etc etc.
winner
post May 7 2011, 12:18 PM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
QUOTE(aeiou228 @ May 7 2011, 11:25 AM)
Thanks for sharing. I think CC that gives unlimited rewards points (Amex,HSBC etc) or 1% uncapped cash back(HLB essential) should maintain highest possible CL for big ticket item like 10% down payment for the new property launching, tuition fee, long distance air ticket for family, tour package for family, insurance premium, new car down payment etc etc.
*
It is true. But it is not the case for cards that give cash back cap like OCBC Titanium MC.
ks98
post May 9 2011, 09:31 AM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
Got a SMS from OCBC that my Titanium card has approved and it's on-the-way to my house smile.gif

Will switch to this card once I got it and then, cancel my Citibank cash back card...
aeiou228
post May 9 2011, 11:02 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
5% Cash rebate & 1% Cash rebate - Terms & Conditions
http://www.ocbccards.com.my/titaniumRebates_tncEN.aspx
turion64
post May 9 2011, 12:21 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
From what i know..
OCBC Titanium if you spend RM10,000 a year with it, they will absorb the RM50 government tax. How about the upfront Rm50 GST once the card is approved? Any ways to waive that ?
TSronnie
post May 9 2011, 02:56 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(turion64 @ May 9 2011, 12:21 PM)
From what i know..
OCBC Titanium if you spend RM10,000 a year with it, they will absorb the RM50 government tax. How about the upfront Rm50 GST once the card is approved? Any ways to waive that ?
*
You have to pay RM50 to enjoy the total RM600 (12xRM50 per month) of rebates lah...
chemistry
post May 9 2011, 09:41 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(aeiou228 @ May 7 2011, 11:25 AM)
Thanks for sharing. I think CC that gives unlimited rewards points (Amex,HSBC etc) or 1% uncapped cash back(HLB essential) should maintain highest possible CL for big ticket item like 10% down payment for the new property launching, tuition fee, long distance air ticket for family, tour package for family, insurance premium, new car down payment etc etc.
*
for big item purchase, you may still use M2Amex which gives 5X TP (equivalent to approx 2.5% cashback).

If that merchant doesn't accept Amex, then only use Visa/MC lor... I have SCB Business Plat for this purpose.
aeiou228
post May 10 2011, 09:56 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(chemistry @ May 9 2011, 09:41 PM)
for big item purchase, you may still use M2Amex which gives 5X TP (equivalent to approx 2.5% cashback).

If that merchant doesn't accept Amex, then only use Visa/MC lor... I have SCB Business Plat for this purpose.
*
So far all my big ticket purchases no chance to use Amex. sad.gif
numerical
post May 10 2011, 10:57 AM

Casual
***
Junior Member
462 posts

Joined: Nov 2006
QUOTE(chemistry @ May 9 2011, 09:41 PM)
for big item purchase, you may still use M2Amex which gives 5X TP (equivalent to approx 2.5% cashback).

If that merchant doesn't accept Amex, then only use Visa/MC lor... I have SCB Business Plat for this purpose.
*
Whats the SCB Business Plat advantage, if u dont mind me askin? smile.gif
TSronnie
post May 10 2011, 10:58 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(numerical @ May 10 2011, 10:57 AM)
Whats the SCB Business Plat advantage, if u dont mind me askin? smile.gif
*
Wrong topic to ask here.... go to the General CC thread.
de.crystal
post May 10 2011, 02:58 PM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
jz got a call from the card centre saying i am one of the contestant to win RM1k in the "win more do more" contest, wherein I posted an article on FB on how good the card is.

I almost forgot what is it about at first, I tot it was a foul call. Happy smile.gif
Human Nature
post May 10 2011, 06:01 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
thats cool. congrats
de.crystal
post May 10 2011, 06:24 PM

Regular
******
Senior Member
1,106 posts

Joined: Apr 2009
QUOTE(Human Nature @ May 10 2011, 06:01 PM)
thats cool. congrats
*
thanks, mine was nt the highest voted yet I got. M grateful.
DM3
post May 12 2011, 12:20 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
very fast, just less than 1 week applied, my card is approved, if not for resent my blurred IC i think today could have got it tongue.gif

This post has been edited by DM3: May 12 2011, 12:23 PM
mletee
post May 12 2011, 08:14 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(DM3 @ May 12 2011, 12:20 PM)
very fast, just less than 1 week applied, my card is approved, if not for resent my blurred IC i think today could have got it tongue.gif
*
muz have 36k annual income only can apply? let's say 33k? is it ok?
Human Nature
post May 12 2011, 10:22 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(mletee @ May 12 2011, 08:14 PM)
muz have 36k annual income only can apply? let's say 33k? is it ok?
*
give it a go icon_rolleyes.gif
mletee
post May 12 2011, 10:33 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(Human Nature @ May 12 2011, 10:22 PM)
give it a go  icon_rolleyes.gif
*
alrite..apply in branch? or any card center for OCBC?
Human Nature
post May 12 2011, 10:39 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(mletee @ May 12 2011, 10:33 PM)
alrite..apply in branch? or any card center for OCBC?
*
see here: http://www.ocbccards.com.my/titaniumApply.aspx


This post has been edited by Human Nature: May 12 2011, 10:40 PM
ks98
post May 12 2011, 11:13 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(DM3 @ May 12 2011, 12:20 PM)
very fast, just less than 1 week applied, my card is approved, if not for resent my blurred IC i think today could have got it tongue.gif
*
Yes, I applied the Titanium card at about the same time as my MBB 2 cards application. Now, I already got a letter from OCBC saying that my card is on the way but MBB still processing my application. What a big different in term of efficiency... This is what I always like to say, "Malaysia Boleh!"

This post has been edited by ks98: May 12 2011, 11:14 PM
turion64
post May 13 2011, 01:42 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
anyone can confirm whether harvey norman is 1% or 5% ?
Human Nature
post May 13 2011, 10:51 AM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
1. In the paper statement, can you see the breakdown of the rebate? in the statement at OCBC online, can only view the total rebate and having problem tracking down which transaction didnt get 5%.

2. Can anyone confirm that other transactions which do not get the 5% rebate, will get 1% instead?

This post has been edited by Human Nature: May 13 2011, 11:12 AM
andyfriends
post May 13 2011, 11:45 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(Human Nature @ May 13 2011, 10:51 AM)
1. In the paper statement, can you see the breakdown of the rebate? in the statement at OCBC online, can only view the total rebate and having problem tracking down which transaction didnt get 5%.

2. Can anyone confirm that other transactions which do not get the 5% rebate, will get 1% instead?
*
1. Both online and paper statements can see the total for both 1% and 5% cash rebate respectively

2. I guess so. However, the calculation just doesnt telly. Eg, my 5% calculation is correct but yet, the 1% calculation is bit out.
xjeez
post May 13 2011, 11:46 AM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
QUOTE(Human Nature @ May 13 2011, 10:51 AM)
1. In the paper statement, can you see the breakdown of the rebate? in the statement at OCBC online, can only view the total rebate and having problem tracking down which transaction didnt get 5%.

2. Can anyone confirm that other transactions which do not get the 5% rebate, will get 1% instead?
*
1. No what you see in the paper statement is pretty much identical to the online statement.

2. Yes, as long as you haven't exceed the RM50 / statement cycle limit, except for some things listed in their T&C, eg cash advance, installments.

This post has been edited by xjeez: May 13 2011, 11:46 AM
mletee
post May 13 2011, 08:23 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(Human Nature @ May 12 2011, 10:39 PM)
see here: http://www.ocbccards.com.my/titaniumApply.aspx
*
alrite..thx for the info..
ks98
post May 13 2011, 09:44 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
got my card today... smile.gif
mletee
post May 13 2011, 10:35 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(ks98 @ May 13 2011, 09:44 PM)
got my card today... smile.gif
*
grats.. blink.gif blink.gif blink.gif
staind
post May 13 2011, 11:27 PM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
new update:

5% rebate
kenny rogers - First World Plaza Genting Highlands
nspk
post May 13 2011, 11:44 PM

Casual
***
Junior Member
359 posts

Joined: Apr 2011
Update for PENANG.

5% rebate:
1. KENNY ROGERS-QUEENSBAY PENANG
2. PIZZA HUT-SG DUA PENANG
3. TESCO EXTRA PENANG
4. TNB Bill
turion64
post May 14 2011, 02:58 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
how about Harvey Norman ?
Gen-X
post May 14 2011, 06:55 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(turion64 @ May 14 2011, 02:58 AM)
how about Harvey Norman ?
*
OCBC TMB 1%. FYI, UOB can get 2% SMART$ cash at Harvey Norman.
andyfriends
post May 14 2011, 11:44 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
did anyone rec this sms? RM100 rebate for every RM1k spend. The promo is as the link below.


http://www.ocbccards.com.my/v/
stacko
post May 14 2011, 01:23 PM

On my way
****
Senior Member
628 posts

Joined: Oct 2005
QUOTE(andyfriends @ May 14 2011, 11:44 AM)
did anyone rec this sms? RM100 rebate for every RM1k spend.  The promo is as the link below.
http://www.ocbccards.com.my/v/
*
Received it too. Wondering whether this is in addition to the RM50 rebate, meaning up to RM150 can be earned?
mletee
post May 14 2011, 03:26 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(andyfriends @ May 14 2011, 11:44 AM)
did anyone rec this sms? RM100 rebate for every RM1k spend.  The promo is as the link below.
http://www.ocbccards.com.my/v/
*
juz like lucky draw izzit..no point also..
one leg kicking
post May 14 2011, 06:26 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(andyfriends @ May 14 2011, 11:44 AM)
did anyone rec this sms? RM100 rebate for every RM1k spend.  The promo is as the link below.
http://www.ocbccards.com.my/v/
*
I also received this sms

Take a look on the T&C carefully, there are only 100 people will get this RM100 cashback for each promotion month

I think by first day the cashback already finish hmm.gif
Shinichi
post May 14 2011, 08:00 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
My spending at SG:
29 Apr, SGD 10.00 => RM24.71, Rate @ 2.471
02 May, SGD 65.10 => RM160.68, Rate @ 2.468
jasonlim_82
post May 14 2011, 10:32 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
got my card 2 days ago... give me very high credit limit haha


pay astro bill via www.astro.com.my - ?
pay TM bill via www.payonline.com - ?
pay Maxis bill via www.payonline.com - ?
pay TNB bill via www.payonline.com - ?
pay Syabas bill via www.payonline.com - ?


i wonder if all the above under 5% rebate bucket??

This post has been edited by jasonlim_82: May 14 2011, 11:34 PM
SUSendau02
post May 14 2011, 10:40 PM

Look at all my stars!!
*******
Senior Member
3,180 posts

Joined: Jun 2009
From: Borlänge
Wondering if pay insurans got any rebate?
jasonlim_82
post May 14 2011, 10:46 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
QUOTE(ks98 @ May 12 2011, 11:13 PM)
Yes, I applied the Titanium card at about the same time as my MBB 2 cards application. Now, I already got a letter from OCBC saying that my card is on the way but MBB still processing my application. What a big different in term of efficiency... This is what I always like to say, "Malaysia Boleh!"
*
yes totally agreed with you.. ocbc customer service is a lot better than maybank. i asked them to expedite my application via call and i was really surprised when the person really helped me and get it approved by the next day and called me back to inform me... unlike maybank, no matter millions time u asked them to deliver ur card to ur office (non-billing address) and even mention and put a star in the application form itself but they can still did the mistake by saying the card has to be delivered to the billing address. this means that maybank not really care about what customer complaint or suggest...

tell u guys who ever applied MBB cc and would like to get it fast, there is only 1 way which i just used. Walk in to Menara Maybank (HQ), tell the maybankard officer that u want the card by <date> which u need to swipe a big transaction on the date and most important thing is tell them u will collect it at the HQ branch itself, if not they will deliver to ur billing address... it works for me which took 3 days to get my card after complained.. then immediately i walked out to the starbucks coffee and enjoyed the buy 1 free 1 deal haha...

Added on May 14, 2011, 10:48 pm
QUOTE(endau02 @ May 14 2011, 10:40 PM)
Wondering if pay insurans got any rebate?
*
the answer is YES and u entitled for 1% rebate.. anything not fall under the 4 main categories (petrol, dining, grocery, utilities) definitely goes to 1% which means u get minimum 1% rebate at least for each transaction

This post has been edited by jasonlim_82: May 14 2011, 10:48 PM
CP88
post May 14 2011, 11:09 PM

Look at all my stars!!
*******
Senior Member
2,677 posts

Joined: Dec 2010
I wonder 5% dining is applicable in SG as well? hmm.gif
MGM
post May 14 2011, 11:29 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(mletee @ May 14 2011, 03:26 PM)
juz like lucky draw izzit..no point also..
*
I thought the first 100 who accumulate rm1000 worth of retail transactions for each period. not lucky draw.
MilesAndMore
post May 15 2011, 01:04 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
Purchases made at Sunny Supermarket in Tanjung Aru, Kota Kinabalu gets 5% cash back too.
weihong
post May 15 2011, 01:17 AM

Getting Started
**
Junior Member
96 posts

Joined: Jun 2006
SUNWAY GIZA TEO HENG KTV 5%
chemistry
post May 15 2011, 11:12 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(weihong @ May 15 2011, 01:17 AM)
SUNWAY GIZA TEO HENG KTV  5%
*
KTV also 5%? They probably set their MCC Code as DINING wink.gif
Shinichi
post May 15 2011, 01:08 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
QUOTE(CP88 @ May 14 2011, 11:09 PM)
I wonder 5% dining is applicable in SG as well? hmm.gif
*
Yes...
MGM
post May 15 2011, 03:57 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(andyfriends @ May 14 2011, 11:44 AM)
did anyone rec this sms? RM100 rebate for every RM1k spend.  The promo is as the link below.
http://www.ocbccards.com.my/v/
*
andyfriends, mletee, stacko did you all get your OCBC Ti Cards only in 2011 ?
This promo for selected OCBC CC holders only thru SMS.
Wonder whether it is for new cardholders who didn't participate in the last bonus promo in end2010.
TSronnie
post May 15 2011, 05:10 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
i didnt get the SMS... From OCBC.

Go buy rm1000 tesco voucher on 16-may to get the rm50 + rm100 (bonus)
one leg kicking
post May 15 2011, 06:16 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
Guys, I found something interesting on OCBC website

Actually there will be 5 Cash Bonus promotions for selected card members from tomorrow onwards

The promotions will be:
RM50 Cash Bonus Promotion 1
RM50 Cash Bonus Promotion 2
RM80 Cash Bonus Promotion
RM100 Cash Bonus Promotion
RM500 Cash Bonus Promotion

Attached is the summary for these promotions


Attached thumbnail(s)
Attached Image
MGM
post May 15 2011, 08:47 PM

10k Club
********
All Stars
18,398 posts

Joined: Oct 2010
QUOTE(one leg kicking @ May 15 2011, 06:16 PM)
Guys, I found something interesting on OCBC website

Actually there will be 5 Cash Bonus promotions for selected card members from tomorrow onwards

The promotions will be:
RM50 Cash Bonus Promotion 1
RM50 Cash Bonus Promotion 2
RM80 Cash Bonus Promotion
RM100 Cash Bonus Promotion
RM500 Cash Bonus Promotion

Attached is the summary for these promotions
*
Looks like diff OCBC CCs have their own promo.
Which type of transaction will have the fastest posting? OCBC online payment?
First come first serve based on posting time of transaction, according to the CS.
So those who were selected, good luck when the clock strikes twelve tonight.
one leg kicking
post May 15 2011, 09:28 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(MGM @ May 15 2011, 08:47 PM)
Looks like diff OCBC CCs have their own promo.
Which type of transaction will have the fastest posting? OCBC online payment?
First come first serve based on posting time of transaction, according to the CS.
So those who were selected, good luck when the clock strikes twelve tonight.
*
Just curious which Cash Bonus Promotion u r given?
TSronnie
post May 15 2011, 10:57 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Special cash back promotion T&C... sad I don't get to participate

1.OCBC Bank (Malaysia) Berhad ("OCBC Bank") "RM50 Cash Bonus Promotion" ("Promotion") is open to selected OCBC Bank Principal and Supplementary Credit Card members (Cardmembers") who are in good standing. Participation is determined by OCBC Bank at its sole and absolute discretion.



Shinichi
post May 15 2011, 11:13 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
I got this SMS from OCBC:

Get RM100 CashBonus w every accumulated RM1000 spend. First come first served basis, 16/5 - 14/7, Full details @ www.ocbccards.com.my/v T&Cs apply.
one leg kicking
post May 15 2011, 11:30 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(Shinichi @ May 15 2011, 11:13 PM)
I got this SMS from OCBC:

Get RM100 CashBonus w every accumulated RM1000 spend. First come first served basis, 16/5 - 14/7,  Full details @ www.ocbccards.com.my/v T&Cs apply.
*
Aiks, so many competitors. Btw, it is based on posting date & transaction date?
TSronnie
post May 15 2011, 11:35 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(one leg kicking @ May 15 2011, 11:30 PM)
Aiks, so many competitors. Btw, it is based on posting date & transaction date?
*
Usually transaction dates... something "firmly" shown on the CC slip.
chemistry
post May 16 2011, 12:05 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
Spending RM1,000 at those 5% places will hit RM50 cashback quota in one shot.
I wonder how many people can do multiple swipes with OCBC Ti.
one leg kicking
post May 16 2011, 12:38 AM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
Just completed 2 transactions smile.gif
MilesAndMore
post May 16 2011, 01:12 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
Wasn't selected for this offer. Tough luck cry.gif
mletee
post May 16 2011, 10:10 AM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(MilesAndMore @ May 16 2011, 01:12 AM)
Wasn't selected for this offer. Tough luck  cry.gif
*
is based on selection? not all also in participate list?
jerrykhor
post May 16 2011, 10:26 AM

Getting Started
**
Junior Member
172 posts

Joined: Oct 2005
QUOTE(one leg kicking @ May 16 2011, 12:38 AM)
Just completed 2 transactions smile.gif
*
only few minutes passed 16May.. u already started swiping rclxms.gif
this promo only start from 16May..btw
pohsoon
post May 16 2011, 11:35 AM

New Member
*
Junior Member
17 posts

Joined: Sep 2010
Pacific @ Batu Pahat Mall, 5% for purchases of bags, clothing and shoes in departmental store levels above hypermart.
felix2212
post May 16 2011, 04:23 PM

New Member
*
Junior Member
48 posts

Joined: Jan 2011
13-Apr-11 TMB-CALL CTR-(T/O) KUALA LUMPUR MYS 165.90
12-May-11 1% Cash Rebate -1.65

How come pay to Telekom is not entitle for 5% rebate?

anyone face this b4?
one leg kicking
post May 16 2011, 04:52 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(jerrykhor @ May 16 2011, 10:26 AM)
only few minutes passed 16May.. u already started swiping  rclxms.gif
this promo only start from 16May..btw
*
smile.gif just to ensure that I am 1 of the 100
silverarrows
post May 16 2011, 05:02 PM

New Member
*
Junior Member
29 posts

Joined: Jan 2009
Mine is everything right and fell on the right category, what a surprise they also honored 5% for Woolworths in Australia as groceries purchase smile.gif

user posted image
andyfriends
post May 16 2011, 05:04 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(ronnie @ May 15 2011, 10:57 PM)
Special cash back promotion T&C... sad I don't get to participate

1.OCBC Bank (Malaysia) Berhad ("OCBC Bank") "RM50 Cash Bonus Promotion" ("Promotion") is open to selected OCBC Bank Principal and Supplementary Credit Card members (Cardmembers") who are in good standing. Participation is determined by OCBC Bank at its sole and absolute discretion.
*
not RM100 meh?
one leg kicking
post May 16 2011, 05:06 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(andyfriends @ May 16 2011, 05:04 PM)
not RM100  meh?
*
There are 5 promotions offered by OCBC to selected card members. Pls check my previous post
andyfriends
post May 16 2011, 05:17 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(ronnie @ May 15 2011, 10:57 PM)
Special cash back promotion T&C... sad I don't get to participate

1.OCBC Bank (Malaysia) Berhad ("OCBC Bank") "RM50 Cash Bonus Promotion" ("Promotion") is open to selected OCBC Bank Principal and Supplementary Credit Card members (Cardmembers") who are in good standing. Participation is determined by OCBC Bank at its sole and absolute discretion.
*
not RM100 meh?
mletee
post May 16 2011, 08:26 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(silverarrows @ May 16 2011, 05:02 PM)
Mine is everything right and fell on the right category, what a surprise they also honored 5% for Woolworths in Australia as groceries purchase smile.gif

user posted image
*
oh..how much they charge u when u swipe in AUst?
silverarrows
post May 16 2011, 10:32 PM

New Member
*
Junior Member
29 posts

Joined: Jan 2009
QUOTE(mletee @ May 16 2011, 08:26 PM)
oh..how much they charge u when u swipe in AUst?
*
12 Apr 2011 AUD 27.94 -> 89.87 3.217 vs 3.177

after 5% is 85.38 smile.gifsmile.gif
zenquix
post May 16 2011, 11:18 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
I got 5% for petrol, dining and groceries overseas so no surprise. The MCC codes are administered by Visa and Mastercard so is consistent worldwide.

This post has been edited by zenquix: May 16 2011, 11:18 PM
andyfriends
post May 17 2011, 01:00 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(one leg kicking @ May 16 2011, 05:06 PM)
There are 5 promotions offered by OCBC to selected card members. Pls check my previous post
*
i rather be eligible for the rm50 one as easier to reach.
wonder who gets the 5k wan, lol
chemistry
post May 17 2011, 01:02 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(felix2212 @ May 16 2011, 04:23 PM)
13-Apr-11 TMB-CALL CTR-(T/O) KUALA LUMPUR MYS  165.90
12-May-11 1% Cash Rebate  -1.65

How come pay to Telekom is not entitle for 5% rebate?

anyone face this b4?
*
TM autopay via OCBC PayMaster service does not fall in 5% category.
TM autopay via TM got 5%.
DM3
post May 17 2011, 06:59 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
QUOTE(chemistry @ May 17 2011, 01:02 AM)
TM autopay via OCBC PayMaster service does not fall in 5% category.
TM autopay via TM got 5%.
*
so does any autobilling like for TNB also will not get the 5% rebates rite?
nood now on OCBC jus got my card yesterday tongue.gif
chemistry
post May 17 2011, 07:44 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(DM3 @ May 17 2011, 06:59 AM)
so does any autobilling like for TNB also will not get the 5% rebates rite?
nood now on OCBC jus got my card yesterday tongue.gif
*
I would just advise you NOT subscribe autopay via OCBC PAYMASTER.
You are advised to sign up autopay with the merchant respectively.
rachel_xxx
post May 17 2011, 12:50 PM

Look at all my stars!!
*******
Senior Member
2,294 posts

Joined: Sep 2009
QUOTE(chemistry @ May 16 2011, 12:05 AM)
Spending RM1,000 at those 5% places will hit RM50 cashback quota in one shot.
I wonder how many people can do multiple swipes with OCBC Ti.
*
why need multiple swipes?

Btw, the cash bonus is additional to our monthly 50cash back or inclusive? rclxub.gif
andyfriends
post May 17 2011, 04:18 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(rachel_xxx @ May 17 2011, 12:50 PM)
why need multiple swipes?

Btw, the cash bonus is additional to our monthly 50cash back or inclusive?  rclxub.gif
*
in addition to Rm50
as u need to spend more than rm1k to be entitled for that.
IlDivinCodino
post May 18 2011, 01:48 AM

Getting Started
**
Junior Member
71 posts

Joined: Aug 2009
I am thinking about applying for this card but the only problem is the lack of OCBC Bank branches around. I'm definitely am not gonna open another savings/current account since I already have 4 different ones. So can I get some feedback from you guys?

Is it troublesome to look for an OCBC Bank around or are they growing alot and it isn't that difficult anymore?
zenquix
post May 18 2011, 02:12 AM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(IlDivinCodino @ May 18 2011, 01:48 AM)
I am thinking about applying for this card but the only problem is the lack of OCBC Bank branches around. I'm definitely am not gonna open another savings/current account since I already have 4 different ones. So can I get some feedback from you guys?

Is it troublesome to look for an OCBC Bank around or are they growing alot and it isn't that difficult anymore?
*
most pay using GIRO transfers these days. I know I do.
andyfriends
post May 18 2011, 10:37 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(IlDivinCodino @ May 18 2011, 01:48 AM)
I am thinking about applying for this card but the only problem is the lack of OCBC Bank branches around. I'm definitely am not gonna open another savings/current account since I already have 4 different ones. So can I get some feedback from you guys?

Is it troublesome to look for an OCBC Bank around or are they growing alot and it isn't that difficult anymore?
*
I think currently they have 3-4 branches, from only 1-2.
I settle the bill online. Only pays RM1 for the transfer. Having deducted that, I still profit RM49 smile.gif.
silverarrows
post May 18 2011, 10:46 AM

New Member
*
Junior Member
29 posts

Joined: Jan 2009
If there is difficulty allocating a branch to make payment, my advice is open an OCBC basic saving account. You can transfer via GIRO within HOUSE network (HSBC, OCBC, UOB, SCBMB) & the charges is as low as 50 cents. It is much more cheaper compared driving a car to settle the bill. That's what I did smile.gif
DM3
post May 18 2011, 10:57 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
1weird thing is CL given to me is way 3x higher than my mbb2 plat. which i dun need it tongue.gif
andyfriends
post May 18 2011, 11:08 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(silverarrows @ May 18 2011, 10:46 AM)
If there is difficulty allocating a branch to make payment, my advice is open an OCBC basic saving account. You can transfer via GIRO within HOUSE network (HSBC, OCBC, UOB, SCBMB) & the charges is as low as 50 cents. It is much more cheaper compared driving a car to settle the bill. That's what I did smile.gif
*
Learnt something new.

Added on May 18, 2011, 11:10 am
QUOTE(DM3 @ May 18 2011, 10:57 AM)
1weird thing is CL given to me is way 3x higher than my mbb2 plat. which i dun need it  tongue.gif
*
I dont trust the CL thingy at all. I thnk overall is a figure game employed by the Bank. Cnt get a consistent CL's formula. lol

This post has been edited by andyfriends: May 18 2011, 11:10 AM
DM3
post May 18 2011, 11:34 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
guys,
does our Titanium card able to enjoy the privileges at Singapore?
http://www.ocbc.com.sg/personal-banking/ca...itanium_fashion
jasonlim_82
post May 18 2011, 08:20 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
how about paying those maxis, telekom, tnb via www.payonline.com?

how about paying astro bill via www.astro.com.my?

all these entitled for 5%??
MilesAndMore
post May 19 2011, 01:29 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(silverarrows @ May 18 2011, 10:46 AM)
If there is difficulty allocating a branch to make payment, my advice is open an OCBC basic saving account. You can transfer via GIRO within HOUSE network (HSBC, OCBC, UOB, SCBMB) & the charges is as low as 50 cents. It is much more cheaper compared driving a car to settle the bill. That's what I did smile.gif
I think you got HOUSE Network and MEPS IBG all mixed up. HOUSE Network refers to the shared ATM network for HSBC, OCBC, UOB and StanChart. For online funds transfers, everything will go through MEPS IBG.


QUOTE(jasonlim_82 @ May 18 2011, 08:20 PM)
how about paying those maxis, telekom, tnb via www.payonline.com?
For TM, you can pay via www.tmonline.com.my and you'll get 5% cash back.


QUOTE(jasonlim_82 @ May 18 2011, 08:20 PM)
how about paying astro bill via www.astro.com.my?
For Astro, you can make the payment directly from OCBC Online and you'll get 5% cash back too.

This post has been edited by MilesAndMore: May 19 2011, 01:31 AM
donpapachino
post May 19 2011, 09:27 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
lol again ocbc messed up the 6 months 0% BT. i have settled all my retail in full & still getting charged interest for the BT. need to every time get monthly statement & call CS to complain. doh.gif

but nearly maxed out the rm50 rebate every month, so still OK despite the hiccups. tongue.gif
SUSendau02
post May 19 2011, 10:57 AM

Look at all my stars!!
*******
Senior Member
3,180 posts

Joined: Jun 2009
From: Borlänge
ocbc oso got 6 months interest free blance transfer? Valid till when?
silverarrows
post May 19 2011, 11:07 AM

New Member
*
Junior Member
29 posts

Joined: Jan 2009
QUOTE(MilesAndMore @ May 19 2011, 01:29 AM)
I think you got HOUSE Network and MEPS IBG all mixed up. HOUSE Network refers to the shared ATM network for HSBC, OCBC, UOB and StanChart. For online funds transfers, everything will go through MEPS IBG.
*
Within HOUSE network, either you make interbank fund transfer between CASA or ATM withdrawal you are enjoying special low rate (i.e. RM0.50) compared to the transfer between local banks and HOUSE banks (i.e. RM1 or RM2). Anyway, you can call your bank to verify this matter, my online transfer between SCB and OCBC saving account charged RM0.50, I assume the same charges should apply to other HOUSE banks, correct me if I am wrong.

Added on May 19, 2011, 11:10 am
QUOTE(endau02 @ May 19 2011, 10:57 AM)
ocbc oso got 6 months interest free blance transfer? Valid till when?
*
The promotion for 6M 0% BT program already ended 31 Mar, hope there is another round kick in soon.

This post has been edited by silverarrows: May 19 2011, 11:14 AM
MilesAndMore
post May 19 2011, 11:41 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(silverarrows @ May 19 2011, 11:07 AM)
Within HOUSE network, either you make interbank fund transfer between CASA or ATM withdrawal you are enjoying special low rate (i.e. RM0.50) compared to the transfer between local banks and HOUSE banks (i.e. RM1 or RM2). Anyway, you can call your bank to verify this matter, my online transfer between SCB and OCBC saving account charged RM0.50, I assume the same charges should apply to other HOUSE banks, correct me if I am wrong.
No. That is not true. Not for OCBC Bank and not for any other banks on the HOUSE Network either. You are being charged RM0.50 for each successful funds transfer to another bank because you are using the Basic Savings Account from OCBC Bank and this has absolutely nothing to do with HOUSE Network. HOUSE Network is only responsible for ATM cash withdrawals for its member banks and the charge is RM1 for each successful withdrawal (only StanChart Priority Banking customers don't have to pay this fee).
silverarrows
post May 19 2011, 01:23 PM

New Member
*
Junior Member
29 posts

Joined: Jan 2009
I see, maybe I should state HOUSE member banks instead of HOUSE network (for ATM). Thanks for clarification.
MilesAndMore
post May 19 2011, 02:43 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(silverarrows @ May 19 2011, 01:23 PM)
I see, maybe I should state HOUSE member banks instead of HOUSE network (for ATM). Thanks for clarification.
Actually, you should have just stated MEPS IBG. All funds transfers are to be processed through the MEPS network, be it to HSBC, Public Bank or Citibank. HOUSE Network or HOUSE member banks shouldn't be mentioned at all as none of these has anything to do with the online funds transfers which you said you are being charged only RM0.50/transfer.

And by the way, OCBC, HSBC, StanChart and UOB Bank are all MEPS member banks too. All of these banks have long been participating in the MEPS IBG service.
allenultra
post May 19 2011, 03:37 PM

Look at all my stars!!
*******
Senior Member
9,027 posts

Joined: Jan 2003
From: Ipoh
Went to OCBC Ipoh (credit card kiosk) to apply for my card.

WTF, they reject my application. I couldn't think of a single reason.....
andyfriends
post May 19 2011, 04:05 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(allenultra @ May 19 2011, 03:37 PM)
Went to OCBC Ipoh (credit card kiosk) to apply for my card.

WTF, they reject my application. I couldn't think of a single reason.....
*
i got rejected the first time tongue.gif
mletee
post May 19 2011, 05:56 PM

jenn is cute
******
Senior Member
1,004 posts

Joined: Nov 2008
QUOTE(allenultra @ May 19 2011, 03:37 PM)
Went to OCBC Ipoh (credit card kiosk) to apply for my card.

WTF, they reject my application. I couldn't think of a single reason.....
*
u r in their qualification range?
allenultra
post May 19 2011, 06:25 PM

Look at all my stars!!
*******
Senior Member
9,027 posts

Joined: Jan 2003
From: Ipoh
QUOTE(mletee @ May 19 2011, 05:56 PM)
u r in their qualification range?
*
Yes, I am.
Very much qualified in term of salary etc.

Just fax them my application form, see how it goes. rclxub.gif

sailou
post May 19 2011, 09:09 PM

On my way
****
Senior Member
617 posts

Joined: Mar 2005
From: Mars
On the main page list i don't see TNB and Digi. I assumed TNB has 5% via OCBC online becos i saw you guys mentioned about it.

What about Digi? Anyone have experience with Digi?

Oh yea how do i register for auto payment with OCBC? I'm unable to download the form from their website. It has been removed.

This post has been edited by sailou: May 19 2011, 09:11 PM
zenquix
post May 19 2011, 09:16 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(sailou @ May 19 2011, 09:09 PM)
On the main page list i don't see TNB and Digi. I assumed TNB has 5% via OCBC online becos i saw you guys mentioned about it.

What about Digi? Anyone have experience with Digi?

Oh yea how do i register for auto payment with OCBC? I'm unable to download the form from their website. It has been removed.
*
Yes i got 5% for digi via ocbc online.
sailou
post May 19 2011, 09:31 PM

On my way
****
Senior Member
617 posts

Joined: Mar 2005
From: Mars
QUOTE(zenquix @ May 19 2011, 09:16 PM)
Yes i got 5% for digi via ocbc online.
*
Thanks bro. I assumed that autodebit via Digi also will get 5%. I have to maintained an autodebit with Digi under the iPhone4 plan.
ckuanglim
post May 20 2011, 01:27 PM

On my way
****
Junior Member
595 posts

Joined: May 2010
How about Maxis? Can we get 5% cash back when we pay Maxis bill using Maxis website?
Anyone did this before?
TSronnie
post May 20 2011, 02:43 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
yes. We get 5% rebate when using Maxis e-billing portal. Been using it a few times
andyfriends
post May 22 2011, 10:10 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(silverarrows @ May 18 2011, 10:46 AM)
If there is difficulty allocating a branch to make payment, my advice is open an OCBC basic saving account. You can transfer via GIRO within HOUSE network (HSBC, OCBC, UOB, SCBMB) & the charges is as low as 50 cents. It is much more cheaper compared driving a car to settle the bill. That's what I did smile.gif
*
Can we use the deposit machine within the HOUSE network to pay for OCBC CC payment?
ks98
post May 22 2011, 02:50 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(silverarrows @ May 18 2011, 10:46 AM)
If there is difficulty allocating a branch to make payment, my advice is open an OCBC basic saving account. You can transfer via GIRO within HOUSE network (HSBC, OCBC, UOB, SCBMB) & the charges is as low as 50 cents. It is much more cheaper compared driving a car to settle the bill. That's what I did smile.gif
*
Why not pay your CC directly via GIRO? If you have basic saving account with any bank, it's also only RM0.50 (for first 2 Inter-Bank Giro in a month).
gastacopz
post May 22 2011, 05:17 PM

Newbie
*******
Senior Member
4,928 posts

Joined: Feb 2008
From: /K/opitiam Pak Hang Status: Permaban
QUOTE(ronnie @ May 20 2011, 02:43 PM)
yes. We get 5% rebate when using Maxis e-billing portal. Been using it a few times
*
how do you calculate actually???

mind to share some tips? notworthy.gif notworthy.gif
TSronnie
post May 22 2011, 11:16 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(gastacopz @ May 22 2011, 05:17 PM)
how do you calculate actually???

mind to share some tips?  notworthy.gif  notworthy.gif
*
Put all your transactions into an Excel file to calculate the rebates based on the merchant we list on the first post or best guess.
DM3
post May 23 2011, 08:50 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
interbank giro means frm 1 bank to another rite?
i tried frm rhb to ocbc, and was charged 1.50.
Gen-X
post May 23 2011, 08:51 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(DM3 @ May 23 2011, 08:50 AM)
interbank giro means frm 1 bank to another rite?
i tried frm rhb to ocbc, and was charged 1.50.
*
Yes there are charges, go to Pin Thread and read Ways To Pay Your Credit Card thread.
ks98
post May 23 2011, 09:12 AM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(DM3 @ May 23 2011, 08:50 AM)
interbank giro means frm 1 bank to another rite?
i tried frm rhb to ocbc, and was charged 1.50.
*
It depends on what type of saving/current account you have. If you have the Basic Saving/Current Account, then the first 2 GIRO/month will be RM0.50 only. From third GIRO onwards, bank will charge per their normal rate, e.g. RM2 or RM1 (Alliance Bank).

Or you can open Citibank Basic account that allows you to have unlimited RM0.50 GIRO.

This post has been edited by ks98: May 23 2011, 09:12 AM
DM3
post May 23 2011, 09:20 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
Thanks GenX

i guess transfer frm savings/current acc to another savings charged 1st 2 times 50sen only .
aeiou228
post May 23 2011, 03:22 PM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
Since no one posted this info yet:

The RM50 monthly maximum cash rebate cap is based on accumulation of changers within your billing cycle. Not calender month basis.
TSronnie
post May 23 2011, 03:41 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(aeiou228 @ May 23 2011, 03:22 PM)
Since no one posted this info yet:

The RM50 monthly maximum cash rebate cap is based on accumulation of changers within your billing cycle. Not calender month basis.
*
Thanks thumbup.gif updated the 1st post
lingling
post May 24 2011, 01:20 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
hello guys
any website below that confirm can support the mastercard secure code, which mean whatever transaction u perform must enter the OTP password

tmonline, GSC, TGV ?

so far i never receive any OTP for above 3 merchant !!
TSronnie
post May 24 2011, 02:46 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
TMOnline does a batch processing payment using CC. Not immediate.
allenultra
post May 24 2011, 07:02 PM

Look at all my stars!!
*******
Senior Member
9,027 posts

Joined: Jan 2003
From: Ipoh
Btw, just wonder is it much more higher chance to obtain the card from OCBC if I have current/saving account in OCBC?

Still not sure what I can do so that they might consider my application though.

Fit their requirement well as I already collected my MBB 2 Platinum.....
lingling
post May 24 2011, 10:07 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
QUOTE(lingling @ May 24 2011, 01:20 PM)
hello guys
any website below that confirm can support the mastercard secure code, which mean whatever transaction u perform must enter the OTP password

tmonline, GSC, TGV, UOB payonline ?

so far i never receive any OTP for above 4 merchant !!
*
no people make any transaction on these 4 website using titanium card or any mastercard !!!
jus wanna know the merchant did support secure code and shoot the ocbc staff

This post has been edited by lingling: May 24 2011, 10:52 PM
Human Nature
post May 24 2011, 10:52 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(lingling @ May 24 2011, 10:07 PM)
no people make any transaction on these 3 website using titanium card !!!
*
I did not receive OTP when using OUBpayonline but the transaction went through. Other users receive their OTP though. Below is the explanation i received from OUBpayonline.

QUOTE
We wish to inform that after a customer has keyed in the card number, this transaction will be routed to MasterCard Payment gateway. Thereafter, the 3D-Secure authentication process will be handled by the issuing bank (ie OCBC in this case). In the even the transaction did not reach the issuing bank’s authentication server (which could be due to some reasons for example connectivity problem), no authentication window will pop out
lingling
post May 24 2011, 11:12 PM

On my way
****
Senior Member
535 posts

Joined: Jan 2003
thanks human nature ...

other user --> do u mean other ocbc titanium user or card holder from other bank

is ur titanium card tie to any saving account ?
Human Nature
post May 24 2011, 11:14 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(lingling @ May 24 2011, 11:12 PM)
thanks human nature ...
other user --> do u mean other ocbc titanium user or card holder from other bank
is ur titanium card tie to any saving account ?
*
other user means ocbc ti card holders.
Not tied to any account. I only hold the ocbc ti card.
ks98
post May 25 2011, 09:36 AM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(allenultra @ May 24 2011, 07:02 PM)
Btw, just wonder is it much more higher chance to obtain the card from OCBC if I have current/saving account in OCBC?

Still not sure what I can do so that they might consider my application though.

Fit their requirement well as I already collected my MBB 2 Platinum.....
*
I don't have any account with OCBC and yet still manage to get my card. However, I was their CC customer 3 years ago.

This post has been edited by ks98: May 25 2011, 09:36 AM
DM3
post May 25 2011, 03:59 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
jusco tebrau city and tesco tebrau city got 5% rebates?
still no answer on the discounts for titanium card usage in sg can get any benefits?
mushu_pork
post May 26 2011, 05:50 PM

New Member
*
Junior Member
26 posts

Joined: Mar 2009
QUOTE(DM3 @ May 25 2011, 03:59 PM)
jusco tebrau city and tesco tebrau city got 5% rebates?
still no answer on the discounts for titanium card usage in sg can get any benefits?
*
You're entitled for 5% rebates on petrol, groceries, dining and utilities anywhere worldwide.

Subject to the correct MCC code tagging by the merchant, of course.
milentechie
post May 27 2011, 09:33 AM

Getting Started
**
Junior Member
175 posts

Joined: Jul 2010
Does anyone know if paying MPSJ via paymaster entitle for 5% rebate?
rachel_xxx
post May 27 2011, 11:14 PM

Look at all my stars!!
*******
Senior Member
2,294 posts

Joined: Sep 2009
for the cash bonus, if swipe 2k per transaction is it entitle for 200 cash bonus per month?
allenultra
post May 27 2011, 11:36 PM

Look at all my stars!!
*******
Senior Member
9,027 posts

Joined: Jan 2003
From: Ipoh
QUOTE(rachel_xxx @ May 27 2011, 11:14 PM)
for the cash bonus, if swipe 2k per transaction is it entitle for 200 cash bonus per month?
*
You will just entitle for a maximum RM50/month if it under any of those 4 categories, else u should be entitled of RM20 cash rebates (1%)
rachel_xxx
post May 27 2011, 11:40 PM

Look at all my stars!!
*******
Senior Member
2,294 posts

Joined: Sep 2009
QUOTE(allenultra @ May 27 2011, 11:36 PM)
You will just entitle for a maximum RM50/month if it under any of those 4 categories, else u should be entitled of RM20 cash rebates (1%)
*
Sorry I mean the RM100 cash bonus promotion, not the monthly rebate.
TSronnie
post May 27 2011, 11:58 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(allenultra @ May 27 2011, 11:36 PM)
You will just entitle for a maximum RM50/month if it under any of those 4 categories, else u should be entitled of RM20 cash rebates (1%)
*
As of 1 Jan 2011 onwards, there's no such thing as RM20 cash-back for 1%. It's now RM50 for both 5% and 1% category merchants..
andyfriends
post May 28 2011, 12:45 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(rachel_xxx @ May 27 2011, 11:40 PM)
Sorry I mean the RM100 cash bonus promotion, not the monthly rebate.
*
if not mistaken only the 1st 100 users. U r right, max is RM200.
turion64
post May 28 2011, 01:08 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
if MCC code 0745 does it apply for 1% or 5%?
TSronnie
post May 28 2011, 01:18 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(turion64 @ May 28 2011, 01:08 AM)
if MCC code 0745 does it apply for 1% or 5%?
*
Nope... which merchant uses code 0745 ?
turion64
post May 28 2011, 01:45 AM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
de foodland restaurant @ kepong
ks98
post May 28 2011, 05:43 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(turion64 @ May 28 2011, 01:08 AM)
if MCC code 0745 does it apply for 1% or 5%?
*
If you followed the T & C, it should be 1%.

Eligible merchants and their associated merchant category codes (“MCC”) under the OCBC Titanium Cash Rebate Programme are as follow:

5% Cash rebate on Petrol, Groceries, Utility Bills and Dining
i) Petrol/Gas Stations (MCC codes 5541 and 5542)
ii) Grocery Stores (MCC codes 5411, 5422 and 5451)
iii)
Utility Bills (MCC codes 4814,s 4815, 4816,4821, 4899 and 4900)
iii)
Restaurant (MCC codes 5811, 5812, 5813 and 5814)
turion64
post May 28 2011, 09:42 PM

look at all my stars!!
******
Senior Member
1,332 posts

Joined: Oct 2005
not all Jusco / KFC have the same MCC code ?
jasonlim_82
post May 28 2011, 11:44 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
can someone pls confirm if pay the below bills via www.payonline.com.my can entitle for 5% cash rebate??

1. tm bills
2. maxis bill
3. tnb bill
4. syabas

been asking few times but nobody reply me sad.gif
chemistry
post May 29 2011, 01:29 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(jasonlim_82 @ May 28 2011, 11:44 PM)
can someone pls confirm if pay the below bills via www.payonline.com.my can entitle for 5% cash rebate??

1. tm bills
2. maxis bill
3. tnb bill
4. syabas

been asking few times but nobody reply me sad.gif
*
TM & TNB bill is confirmed, because I am doing it (using PayOnline to pay these bills).
aeiou228
post May 29 2011, 10:25 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(chemistry @ May 29 2011, 01:29 AM)
TM & TNB bill is confirmed, because I am doing it (using PayOnline to pay these bills).
*
Why use UOB payment portal instead of OCBC online to pay ?
chemistry
post May 29 2011, 10:32 AM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(aeiou228 @ May 29 2011, 10:25 AM)
Why use UOB payment portal instead of OCBC online to pay ?
*
Because I wanted to try.
Everyone comes here to ask (do i enjoy 5% cashback if pay bills via PayOnline), but in fact no one can answer. I saw this question many times already. So I decided to try.

OK, now I knew paying utility bills via PayOnline is entitled to 5% cashback by Ocbc Ti, then got a lot of ppl come and ask me 'why not use ocbc online? Why take d risk losing 5% cashback'.
MilesAndMore
post May 29 2011, 10:33 AM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(aeiou228 @ May 29 2011, 10:25 AM)
Why use UOB payment portal instead of OCBC online to pay ?
If i'm not mistaken, we can't make payment to TM via OCBC online portal. I pay my TM bills via tmonline.com.my and get 5% cash back. So far i've gotten really lucky and everything charged to my OCBC Titanium MasterCard gets 5% cash back biggrin.gif

TSronnie
post May 29 2011, 11:18 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(chemistry @ May 29 2011, 10:32 AM)
Because I wanted to try.
Everyone comes here to ask (do i enjoy 5% cashback if pay bills via PayOnline), but in fact no one can answer. I saw this question many times already. So I decided to try.

OK, now I knew paying utility bills via PayOnline is entitled to 5% cashback by Ocbc Ti, then got a lot of ppl come and ask me 'why not use ocbc online? Why take d risk losing 5% cashback'.
*
thanks for your effort to test out TM and TNB to pay using OCBC Titanium via UOB PayOnline portal
Human Nature
post May 29 2011, 05:46 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(Human Nature @ May 24 2011, 10:52 PM)
I did not receive OTP when using OUBpayonline but the transaction went through. Other users receive their OTP though. Below is the explanation i received from OUBpayonline.
*
Today I made payment using TMonline and did not receive the OTP either. WOW rclxub.gif
aeiou228
post May 29 2011, 06:34 PM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(chemistry @ May 29 2011, 10:32 AM)
Because I wanted to try.
Everyone comes here to ask (do i enjoy 5% cashback if pay bills via PayOnline), but in fact no one can answer. I saw this question many times already. So I decided to try.

OK, now I knew paying utility bills via PayOnline is entitled to 5% cashback by Ocbc Ti, then got a lot of ppl come and ask me 'why not use ocbc online? Why take d risk losing 5% cashback'.
*
Why sharing info voluntary in the forum need to harbor such sacarstic feelings ? doh.gif
chemistry
post May 29 2011, 07:05 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(aeiou228 @ May 29 2011, 06:34 PM)
Why sharing info voluntary in the forum need to harbor such sacarstic feelings ? doh.gif
*
to keep their mouth shut.
when there is no answer, they keep asking and asking.
when there is finally an answer, they ask why did u do that.
Who is the freak by the way?
jasonlim_82
post May 29 2011, 10:22 PM

Getting Started
**
Junior Member
84 posts

Joined: Nov 2008
yea... bro.. before that i also tried to pay tm bill (small amount) to test but yet to receive the bill, so cannot confirm...

to aeiou228: this is for convenience purpose as we can pay almost all the bills via PayOnline (in one-stop platform) if all these are guarantee 5% rebate... in addition, i dun think u can pay all bills at ocbc online example maxis
ks98
post May 29 2011, 10:27 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
i think it doesn't matter which way you pay the bill. According to the t&c, it's determined by the merchant category code.

I've just paid TNB bill via OCBC online and will update if it's entitled for the 5% rebate.
zenquix
post May 29 2011, 10:44 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(ks98 @ May 29 2011, 10:27 PM)
i think it doesn't matter which way you pay the bill. According to the t&c, it's determined by the merchant category code.

I've just paid TNB bill via OCBC online and will update if it's entitled for the 5% rebate.
*
TNB
Syabas
IWK
Celcom
Digi

via OCBC Online confirm 5% rebate
TSronnie
post May 29 2011, 11:36 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ May 29 2011, 05:46 PM)
Today I made payment using TMonline and did not receive the OTP either. WOW  rclxub.gif
*
Payment via TMOnline won't get OTP as TM will process it by batch manually. That's why they requested for the CVV code
aeiou228
post May 30 2011, 12:31 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(chemistry @ May 29 2011, 07:05 PM)
to keep their mouth shut.
when there is no answer, they keep asking and asking.
when there is finally an answer, they ask why did u do that.
Who is the freak by the way?
*
Well, the fact is, I didn't ask you what's the rebate paying via Payonline and nobody in this forum say why u take d risk losing 5% cashback using PayOnline. You added it yourself. All I asked was "Why use UOB payment portal instead of OCBC online to pay ?" and it was asked out of curiosity why you used a 3rd party bank's payment portal instead of OCBC, without the question of rebates whatsoever. Perhaps your ego is too high and sensitive that a simple genuine question like that can easily disturb your emotion and perception.

As for the "to keep their mouth shut." So, this is your forum ? other people should shut their mouth and only you can talk ? How overbearing and arrogant. doh.gif

If you are so willingly to test the portal and share the findings voluntarily, then share it whole heartedly, don't write sarcastic remarks before sharing it.

I still wonder which words from my question stepped on your super sensitive toes hmm.gif
QUOTE(aeiou228 @ May 29 2011, 10:25 AM)
Why use UOB payment portal instead of OCBC online to pay ?
*
Gen-X
post May 30 2011, 03:28 AM

Lifetime LYN Member
Group Icon
Elite
8,601 posts

Joined: Jan 2003
From: KL
QUOTE(chemistry @ May 29 2011, 07:05 PM)
to keep their mouth shut.
when there is no answer, they keep asking and asking.
when there is finally an answer, they ask why did u do that.
Who is the freak by the way?
*
normal lah, many people come here to ask when they can easily find the answers to their questions themselves. Must be something to do with our Education system where the students over rely on guidance and not taught to take initiative.

So, we are lucky to have a person like you who takes the trouble and initiative to find the answers for them tongue.gif

aeiou228, i don't think chem meant want he posted with the choice of words used by him, I read "to keep their mouth shut" as "to assist in answering questions raised by others"

aeiou228
post May 30 2011, 10:53 AM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(Gen-X @ May 30 2011, 03:28 AM)
normal lah, many people come here to ask when they can easily find the answers to their questions themselves. Must be something to do with our Education system where the students over rely on guidance and not taught to take initiative.

So, we are lucky to have a person like you who takes the trouble and initiative to find the answers for them  tongue.gif 

aeiou228, i don't think chem meant want he posted with the choice of words used by him, I read "to keep their mouth shut" as "to assist in answering questions raised by others"
*
Is not about the keep the mouth shut thingy, it all started off with my question addressed to Chem "Why use UOB payment portal instead of OCBC online to pay ?" The question was specifically addressed to him and can only be answered by him. I asked in a genuine curiosity tone but I can't put the tone in writing. Unfortunately Chem took it differently.

Sorry for off topic. I've made myself clear and I rest my case.

This post has been edited by aeiou228: May 30 2011, 11:01 AM
eimane
post May 30 2011, 04:08 PM

Getting Started
**
Junior Member
97 posts

Joined: Feb 2010
I'm sory that my question is a bit 'off-topic'...

i just want to know...if I have OCBC Platinum Master Card...is that I can enjoy 5% or 1% Cash back?
andyfriends
post May 30 2011, 04:45 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(eimane @ May 30 2011, 04:08 PM)
I'm sory that my question is a bit 'off-topic'...

i just want to know...if I have OCBC Platinum Master Card...is that I can enjoy 5% or 1% Cash back?
*
nope. only titanum card.
chemistry
post May 30 2011, 09:12 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
to the TS,

pls remove Alpha Pharmacy from 5% category as I recently found out that it no longer entitles me to 5% cashback. It's easy to notice, because I charged big amt at the said pharmacy and I thought I reached quota already. Until the statement came out, I knew things have changed.
leanman
post May 30 2011, 11:16 PM

Da LYN Man
*******
Senior Member
2,245 posts

Joined: Aug 2005
QUOTE(chemistry @ May 30 2011, 09:12 PM)
to the TS,

pls remove Alpha Pharmacy from 5% category as I recently found out that it no longer entitles me to 5% cashback. It's easy to notice, because I charged big amt at the said pharmacy and I thought I reached quota already. Until the statement came out, I knew things have changed.
*
afraid by the time TS log in and read, this post will be hidden deep inside and easily overlooked. Why not PM him instead? Thanks for your infor!
TSronnie
post May 31 2011, 09:18 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(chemistry @ May 30 2011, 09:12 PM)
to the TS,

pls remove Alpha Pharmacy from 5% category as I recently found out that it no longer entitles me to 5% cashback. It's easy to notice, because I charged big amt at the said pharmacy and I thought I reached quota already. Until the statement came out, I knew things have changed.
*
Done... could it be your mis-calculation previously ?
winner
post May 31 2011, 04:14 PM

Look at all my stars!!
*******
Senior Member
2,221 posts

Joined: Apr 2008
I never thought that purchases at pharmacy would give 5% cash back. It is not categorised under grocery.
chemistry
post May 31 2011, 06:40 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
It shouldn't be mistake.
As it was a huge amount, its impact was obvious.
Human Nature
post May 31 2011, 06:52 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Perhaps OCBC has classify it wrongly previously and now corrected it. Caring Pharmacy (Min RM30) and Guardian accepts AMEX, this could be an alternative.
chemistry
post May 31 2011, 07:38 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(Human Nature @ May 31 2011, 06:52 PM)
Perhaps OCBC has classify it wrongly previously and now corrected it. Caring Pharmacy (Min RM30) and Guardian accepts AMEX, this could be an alternative.
*
I frequently Alpha Pharmacy because their price is very competitive.
Frankly say, even with Amex's 7.5% (5%+2.5%) cashback, Caring/watson/Guardian still can't beat Alpha.
MilesAndMore
post May 31 2011, 08:44 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(chemistry @ May 31 2011, 07:38 PM)
I frequently Alpha Pharmacy because their price is very competitive.
Frankly say, even with Amex's 7.5% (5%+2.5%) cashback, Caring/watson/Guardian still can't beat Alpha.
Well, at least they are still willing to accept VISA/MasterCard with no extra charge smile.gif

DM3
post Jun 1 2011, 09:11 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
QUOTE(ks98 @ May 28 2011, 05:43 PM)
If you followed the T & C, it should be 1%.

Eligible merchants and their associated merchant category codes (“MCC”) under the OCBC Titanium Cash Rebate Programme are as follow:

5% Cash rebate on Petrol, Groceries, Utility Bills and Dining
i) Petrol/Gas Stations (MCC codes 5541 and 5542)
ii) Grocery Stores (MCC codes 5411, 5422 and 5451)
iii)
Utility Bills (MCC codes 4814,s 4815, 4816,4821, 4899 and 4900)
iii)
Restaurant (MCC codes 5811, 5812, 5813 and 5814)
*
i'm abit confuse with this mcc thingy: where to see it on the slips?
TSronnie
post Jun 1 2011, 09:16 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(DM3 @ Jun 1 2011, 09:11 AM)
i'm abit confuse with this mcc thingy: where to see it on the slips?
*
MCC is not shown on the transaction slips, unfortunately.
mushu_pork
post Jun 1 2011, 10:59 AM

New Member
*
Junior Member
26 posts

Joined: Mar 2009
QUOTE(Human Nature @ May 31 2011, 06:52 PM)
Perhaps OCBC has classify it wrongly previously and now corrected it. Caring Pharmacy (Min RM30) and Guardian accepts AMEX, this could be an alternative.
*
QUOTE(DM3 @ Jun 1 2011, 09:11 AM)
i'm abit confuse with this mcc thingy: where to see it on the slips?
*
The MCC code tagging is maintained by the merchant acquirer and this may not necessarily be OCBC Bank. Unless OCBC Bank is the acquirer, OCBC won't know which merchant is 5% or which isn't.

That being said, MCC is highly regulated by MasterCard Worldwide, and is usually tagged correctly hence OCBC can have the confidence to give 5% on all petrol/dining/bills/groceries. There are still instances where some are incorrectly maintained but this is the acquirer's fault and not always OCBC(issuer).

Hope more people can be better informed about this because I really pity the poor OCBC CS team having to deal with insufferably boorish customers who keep demanding for "the list of merchants entitled for 5% cash back" because there's no way they can have the full listing. It's too long!

This post has been edited by mushu_pork: Jun 1 2011, 11:20 AM
DM3
post Jun 1 2011, 11:17 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
thanks, i was thinkin of the last 4 digits at merch no at slips. but all doesnt tally tongue.gif
codename_snake
post Jun 2 2011, 03:21 PM

New Member
*
Junior Member
28 posts

Joined: Apr 2009
From: Penang
QUOTE(Titan_Gunners @ Mar 15 2011, 11:40 AM)
I can update for Penang area based on my last statement:
5% Cash back-
Giant Bayan Baru
Tesco Penang
Sunshine
icon_rolleyes.gif  thumbup.gif
*
Sunshine also??!! I'm so getting this card!
TSronnie
post Jun 2 2011, 04:05 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Now payment via TMOnline needs the OTP to process the payment.
Human Nature
post Jun 2 2011, 04:10 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(ronnie @ Jun 2 2011, 04:05 PM)
Now payment via TMOnline needs the OTP to process the payment.
*
Hmm, that is good. I filed a formal complain to OCBC regarding this matter specifically on TMOnline and UOB PayOnline last week.

This post has been edited by Human Nature: Jun 2 2011, 04:12 PM
laowai
post Jun 6 2011, 05:41 PM

Casual
***
Junior Member
490 posts

Joined: Apr 2006
Just got this card. Yay!

Was wondering any of you know the following places qualify for 5% :-

Village grocer (bangsar village)
Cold storage (bangsar shopping center, 1utama)

Sushi zanmai (1utama, gardens)
Pasta zanmai (1utama, mid valley)
Cravings (1utama)
TGIF (curve, midvalley)
Chillis (1utama)
yflai1
post Jun 6 2011, 08:40 PM

Getting Started
**
Junior Member
152 posts

Joined: Feb 2009
QUOTE(laowai @ Jun 6 2011, 05:41 PM)
Just got this card. Yay!

Was wondering any of you know the following places qualify for 5% :-

Village grocer (bangsar village)
Cold storage (bangsar shopping center, 1utama)

Sushi zanmai (1utama, gardens)
Pasta zanmai (1utama, mid valley)
Cravings (1utama)
TGIF (curve, midvalley)
Chillis (1utama)
*
Try n let us know, we're doing trial and error here as well.
tifosi
post Jun 6 2011, 08:57 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
Just got this card today after being rejected twice due to unknown reasons and after couples of emails exchanges between me and OCBC.

Now I want to know if the 5% applicable for Malaysia only or it applies worldwide under the categorized MCC?
zenquix
post Jun 6 2011, 09:44 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(tifosi @ Jun 6 2011, 08:57 PM)
Just got this card today after being rejected twice due to unknown reasons and after couples of emails exchanges between me and OCBC.

Now I want to know if the 5% applicable for Malaysia only or it applies worldwide under the categorized MCC?
*
Worldwide as long as under the MCC.
nokiaXP
post Jun 7 2011, 05:38 PM

Casual
***
Junior Member
466 posts

Joined: Nov 2010
From: Somewhere in this world
QUOTE(zenquix @ Jun 6 2011, 09:44 PM)
Worldwide as long as under the MCC.
*
currently i got 3 cc.apply for this cc get rejected.1 person allowed have max 2 cc?
tifosi
post Jun 7 2011, 06:56 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(nokiaXP @ Jun 7 2011, 05:38 PM)
currently i got 3 cc.apply for this cc get rejected.1 person allowed have max 2 cc?
*
If your annual income 36K and below, you can only hold 2 CC. Else you can apply how many you want.

However, OCBC is very infamous of their rejection of applications.
waeguk
post Jun 7 2011, 07:14 PM

On my way
****
Senior Member
633 posts

Joined: Apr 2006

Can we call the hotline/customer service to check MCC codes in our statements, after charging?
yflai1
post Jun 7 2011, 09:01 PM

Getting Started
**
Junior Member
152 posts

Joined: Feb 2009
QUOTE(waeguk @ Jun 7 2011, 07:14 PM)
Can we call the hotline/customer service to check MCC codes in our statements, after charging?
*
I've called them to check for each txn whether I received the 5% or not and I think many others have done so.
csk3984
post Jun 7 2011, 11:12 PM

Casual
***
Junior Member
321 posts

Joined: Mar 2008
Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval?
allenultra
post Jun 8 2011, 01:01 AM

Look at all my stars!!
*******
Senior Member
9,027 posts

Joined: Jan 2003
From: Ipoh
QUOTE(csk3984 @ Jun 7 2011, 11:12 PM)
Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval?
*
You can give it a try. wink.gif


They rejected my application twice, sien....... rclxub.gif
staind
post Jun 8 2011, 06:55 AM

Ain't Stopping Here
******
Senior Member
1,162 posts

Joined: Dec 2006
QUOTE(csk3984 @ Jun 7 2011, 11:12 PM)
Hi all just wanted to ask. I wanted to get this card. But my annual income did not reach it's requirement. So is it possible for me to register and get approval?
*
I got rejected even though I qualified for its requirements. I did appeal through an agent before it was successful. I suggest you call their CS, then apply through their agent. If you just email or fax it over, most probably it will be rejected. You can try.
andyfriends
post Jun 8 2011, 10:50 AM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(staind @ Jun 8 2011, 06:55 AM)
I got rejected even though I qualified for its requirements. I did appeal through an agent before it was successful. I suggest you call their CS, then apply through their agent. If you just email or fax it over, most probably it will be rejected. You can try.
*
I got mine rejected. Appealed thru email with all the supporting documetns and got it eventually smile.gif
nokiaXP
post Jun 8 2011, 10:58 AM

Casual
***
Junior Member
466 posts

Joined: Nov 2010
From: Somewhere in this world
QUOTE(tifosi @ Jun 7 2011, 06:56 PM)
If your annual income 36K and below, you can only hold 2 CC. Else you can apply how many you want.

However, OCBC is very infamous of their rejection of applications.
*
but my pl approved by ocbc.i apply at the same time
tifosi
post Jun 9 2011, 03:17 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
QUOTE(nokiaXP @ Jun 8 2011, 10:58 AM)
but my pl approved by ocbc.i apply at the same time
*
It could be due to various reasons. It might be also that they think your commitment is too high since you have 3 other CC and also a personal loan to finance. If you pay your PL on time, you can use that as the ground to appeal to them.
hybridkit
post Jun 10 2011, 02:07 PM

Getting Started
**
Junior Member
116 posts

Joined: Jun 2008
Anyone manage to ask OCBC to waive the 1st GST fees upon receiving the card the very 1st time?
andyfriends
post Jun 10 2011, 02:29 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(hybridkit @ Jun 10 2011, 02:07 PM)
Anyone manage to ask OCBC to waive the 1st GST fees upon receiving the card the very 1st time?
*
nope, they wont do that. their card is the hottest card, so they dont have to do all these things to attrack cus.
hybridkit
post Jun 10 2011, 02:42 PM

Getting Started
**
Junior Member
116 posts

Joined: Jun 2008
QUOTE(andyfriends @ Jun 10 2011, 02:29 PM)
nope, they wont do that.  their card is the hottest card, so they dont have to do all these things to attrack cus.
*
Too bad sad.gif

My 1st month RM50 rebate will be used to pay the GST then.

Thanks for the reply.
ks98
post Jun 10 2011, 09:44 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(hybridkit @ Jun 10 2011, 02:42 PM)
Too bad  sad.gif

My 1st month RM50 rebate will be used to pay the GST then.

Thanks for the reply.
*
However, if you use the card frequent enough, then it should be no problem for you to earn back the RM50 smile.gif
andyfriends
post Jun 11 2011, 01:57 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(hybridkit @ Jun 10 2011, 02:42 PM)
Too bad  sad.gif

My 1st month RM50 rebate will be used to pay the GST then.

Thanks for the reply.
*
u stil get RM550 cash back for the year.
so good tho
TSronnie
post Jun 11 2011, 09:46 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
there's a signup booth for OCBC Titanium over at 1 Utama.
chocobo_2005
post Jun 12 2011, 10:33 PM

New Member
*
Junior Member
24 posts

Joined: Nov 2005
Do we entitle for 1% rebate if spend online? like book flight ticket, book hotel, book cinema ticket? Thanks
Human Nature
post Jun 12 2011, 10:42 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(chocobo_2005 @ Jun 12 2011, 10:33 PM)
Do we entitle for 1% rebate if spend online? like book flight ticket, book hotel, book cinema ticket? Thanks
*
Yes, anything not under the petrol, utilities, groceries and dining gets 1%
DM3
post Jun 13 2011, 04:50 PM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
magic moments is back sms up to 100% rebate on daily rebate pools, for u old timers who uses it got it before?
Human Nature
post Jun 13 2011, 05:59 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
Only get 1% for Aeon Bandaraya Melaka (supermarket).

Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities.
laowai
post Jun 13 2011, 06:53 PM

Casual
***
Junior Member
490 posts

Joined: Apr 2006

Can't call the customer service to check each transaction qualify?

Have to guess?


QUOTE(Human Nature @ Jun 13 2011, 05:59 PM)
Only get 1% for Aeon Bandaraya Melaka (supermarket).

Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities.
*
Human Nature
post Jun 13 2011, 08:07 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(laowai @ Jun 13 2011, 06:53 PM)
Can't call the customer service to check each transaction qualify?
Have to guess?
*
I think you can. The amount is not significant, so calling to the CS would probably incur more smile.gif
ks98
post Jun 13 2011, 11:16 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(Human Nature @ Jun 13 2011, 05:59 PM)
Only get 1% for Aeon Bandaraya Melaka (supermarket).

Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities.
*
No, in the t&c, OCBC does mention that this will happen if you use the card in the departmental store because the rebate is based on the MCC code.
Human Nature
post Jun 13 2011, 11:38 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(ks98 @ Jun 13 2011, 11:16 PM)
No, in the t&c, OCBC does mention that this will happen if you use the card in the departmental store because the rebate is based on the MCC code.
*
i use it at the supermarket for grocery, not the departmental store smile.gif
Malvo
post Jun 14 2011, 07:24 AM

Look at all my stars!!
*******
Senior Member
2,871 posts

Joined: Jan 2003
got my card last week, do i need to call the 1300 number to activate my card? unsure.gif
laowai
post Jun 14 2011, 05:27 PM

Casual
***
Junior Member
490 posts

Joined: Apr 2006

Below can get 5% ....

Han Room, Mid valley
Cold storage, Mid valley
muscaa
post Jun 14 2011, 09:29 PM

Regular
******
Senior Member
1,232 posts

Joined: Sep 2005
QUOTE(Human Nature @ Jun 13 2011, 05:59 PM)
Only get 1% for Aeon Bandaraya Melaka (supermarket).

Expected it to fall under grocery. 99% confirm because other transactions are clear cut petrol/dining/utilities.
*
QUOTE(laowai @ Jun 14 2011, 05:27 PM)
Below can get 5% ....

Han Room, Mid valley
Cold storage, Mid valley
*
I tried at Midvalley Jusco Supermarket - 1% rebate only sad.gif

This post has been edited by muscaa: Jun 14 2011, 09:31 PM
ks98
post Jun 14 2011, 11:23 PM

Casual
***
Junior Member
460 posts

Joined: Jan 2009
QUOTE(Human Nature @ Jun 13 2011, 11:38 PM)
i use it at the supermarket for grocery, not the departmental store  smile.gif
*
Then, i think the terminal has incorrect MCC... It does mention in the t&c, this could happen...

btw, this is not the fault of OCBC...

This post has been edited by ks98: Jun 14 2011, 11:23 PM
Human Nature
post Jun 15 2011, 02:01 AM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
QUOTE(ks98 @ Jun 14 2011, 11:23 PM)
Then, i think the terminal has incorrect MCC... It does mention in the t&c, this could happen...

btw, this is not the fault of OCBC...
*
True..not putting anyone at fault, just for infomation gathering wink.gif
choonkeong
post Jun 15 2011, 11:53 AM

Getting Started
**
Junior Member
275 posts

Joined: Jan 2003
Pacific Supermarket Komtar 5%
Syarikat Kiew Brother at Petaling Street 5%
xjeez
post Jun 15 2011, 03:02 PM

Getting Started
**
Junior Member
272 posts

Joined: Jan 2007
Latest Megasale Promotion


http://www.ocbccards.com.my/magicmoments/index.aspx

QUOTE
The system will auto-trigger the “Magic Moments” and give away rebates ranging from 5% to 100% for the qualifying transactions on a daily basis throughout the Promotion Period.

Any Principal and Supplementary Cardmember who happens to swipe a transaction (i.e. qualifying transaction) during the “Magic Moments” will get to enjoy the rebate (e.g. The system triggers a 20% rebate at 11hour:30minutes:30seconds, any purchase made at that time will enjoy 20% rebate).
Considering the time is not announce beforehand, sounds like trying to buy a winning 4D number laugh.gif

This post has been edited by xjeez: Jun 15 2011, 03:06 PM
TSronnie
post Jun 15 2011, 04:19 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Which are the OCBC Magic Moments ???
I guess I will just spend as per normal and if it hits the Magic Moment, that's BONUS !!!

Do report here if you happen to get the wining SMS notification.
The Daily Winners will be notified by SMS within the same hour from the date of selection, based on the Principal or Supplementary Cardmember last known contact information in OCBC Bank’s records

This post has been edited by ronnie: Jun 15 2011, 04:25 PM
aeiou228
post Jun 15 2011, 05:47 PM

Look at all my stars!!
*******
Senior Member
5,867 posts

Joined: Feb 2006
QUOTE(ronnie @ Jun 15 2011, 04:19 PM)
Which are the OCBC Magic Moments ???
I guess I will just spend as per normal and if it hits the Magic Moment, that's BONUS !!!

Do report here if you happen to get the wining SMS notification.
The Daily Winners will be notified by SMS within the same hour from the date of selection, based on the Principal or Supplementary Cardmember last known contact information in OCBC Bank’s records
*
Aiyo...the TnC are so complicated and rigid. Me just spend as normal la.
laowai
post Jun 15 2011, 05:54 PM

Casual
***
Junior Member
490 posts

Joined: Apr 2006

The following can get 5% :-

Giant, amcorp mall
Cravings restaurant, 1utama
jutamind
post Jun 15 2011, 06:36 PM

Look at all my stars!!
*******
Senior Member
2,429 posts

Joined: Jul 2007
i'm trying to compile a list of merchants that's entitled to 5% for this cc. please check it out here.

the info is what i've compiled from the info i gathered from the net. as for restaurants list, so far most of the restaurants i see are entitled to 5% and the list could grow too long, therefore, i put all restaurants as 5%.

please let me know if there's any wrong data in the list. thanks.
TSronnie
post Jun 15 2011, 07:59 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(jutamind @ Jun 15 2011, 06:36 PM)
i'm trying to compile a list of merchants that's entitled to 5% for this cc. please check it out here.

the info is what i've compiled from the info i gathered from the net. as for restaurants list, so far most of the restaurants i see are entitled to 5% and the list could grow too long, therefore, i put all restaurants as 5%.

please let me know if there's any wrong data in the list. thanks.
*
You can refer to the 1st post for our 5% rebate listing.
Can I copy your data ?
jutamind
post Jun 15 2011, 10:13 PM

Look at all my stars!!
*******
Senior Member
2,429 posts

Joined: Jul 2007
QUOTE(ronnie @ Jun 15 2011, 07:59 PM)
You can refer to the 1st post for our 5% rebate listing.
Can I copy your data ?
*
yes sure
Shinichi
post Jun 15 2011, 10:25 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
QUOTE(xjeez @ Jun 15 2011, 03:02 PM)
Latest Megasale Promotion
http://www.ocbccards.com.my/magicmoments/index.aspx
Considering the time is not announce beforehand, sounds like trying to buy a winning 4D number laugh.gif
*
Hmm this promotion only for spending made fro 9am to 10pm... I made an online purchase around 2am yesterday, hope can get RM100 cashback...
TSronnie
post Jun 15 2011, 10:31 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Shinichi @ Jun 15 2011, 10:25 PM)
Hmm this promotion only for spending made fro 9am to 10pm... I made an online purchase around 2am yesterday, hope can get RM100 cashback...
*
You won't get any cashback from the Magic Moments because not within the stipulated time frame of 9am to 10pm
Shinichi
post Jun 15 2011, 10:33 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
QUOTE(ronnie @ Jun 15 2011, 10:31 PM)
You won't get any cashback from the Magic Moments because not within the stipulated time frame of 9am to 10pm
*
Yeah, but I hope can get the RM100 cash back from previous promotion since the first day is 15th June...
http://www.ocbccards.com.my/v
TSronnie
post Jun 15 2011, 10:38 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Shinichi @ Jun 15 2011, 10:33 PM)
Yeah, but I hope can get the RM100 cash back from previous promotion since the first day is 15th June...
http://www.ocbccards.com.my/v
*
Ooohh. But did you spend >RM1000 ?
tifosi
post Jun 16 2011, 01:13 AM

Friend is someone to share last Cookie with!
*******
Senior Member
5,155 posts

Joined: Jan 2003
Need to register for mCompass to qualify?
Shinichi
post Jun 16 2011, 07:49 AM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
QUOTE(ronnie @ Jun 15 2011, 10:38 PM)
Ooohh. But did you spend >RM1000 ?
*
Yes I spent >!000, if I see the magicmoment promotion earlier, probably will hold till after 9am to try my luck for double win tongue.gif
TSronnie
post Jun 16 2011, 08:41 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(tifosi @ Jun 16 2011, 01:13 AM)
Need to register for mCompass  to qualify?
*
Nope... mCompass is for all Mastercard holders.
DM3
post Jun 16 2011, 08:56 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
i wonder if there are any winners for the 1st day of magic moments/yesterday
one leg kicking
post Jun 16 2011, 07:48 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(Shinichi @ Jun 15 2011, 10:25 PM)
Hmm this promotion only for spending made fro 9am to 10pm... I made an online purchase around 2am yesterday, hope can get RM100 cashback...
*
Me too spent at 0200hrs. The transactions still haven't posted. Hope to get cashback from both promotions
Shinichi
post Jun 16 2011, 10:52 PM

◆【 真一 】◆
*******
Senior Member
4,051 posts

Joined: Jan 2003
From: 槟城
QUOTE(one leg kicking @ Jun 16 2011, 07:48 PM)
Me too spent at 0200hrs. The transactions still haven't posted. Hope to get cashback from both promotions
*
Too bad cause 0200 only eligible for RM100 cashback but not megicmoments.... sad.gif
mcwong
post Jun 16 2011, 10:55 PM

New Member
*
Junior Member
38 posts

Joined: Jan 2010
I like OCBC efficient. I only get informed via sms on 8th june of my success titanium master card application and get my card on 10th june.

Today i receive statement from OCBC credit card of statement date 12th june with government service charge RM50 transacted on 6th of june. whistling.gif
TSronnie
post Jun 17 2011, 12:34 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(mcwong @ Jun 16 2011, 10:55 PM)
I like OCBC efficient. I only get informed via sms on 8th june of my success titanium master card application and get my card on 10th june.

Today i receive statement from OCBC credit card of statement date 12th june with government service charge RM50 transacted on 6th of june. whistling.gif
*
No worries... you would earn RM550 in rebates over the cost of 1 year.
Subsequently, you get RM50 annual usage bonus from OCBC to offset the GST (subject to annual spending of RM10,000)
one leg kicking
post Jun 17 2011, 01:16 AM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
QUOTE(Shinichi @ Jun 16 2011, 10:52 PM)
Too bad cause 0200 only eligible for RM100 cashback but not megicmoments.... sad.gif
*
Yalo, too bad.

Dunno still eligible for 2xRM100 cashback by the time the transactions appear in my statement

Anyone know how long Apple Store takes to perform posting?
TSronnie
post Jun 17 2011, 01:17 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(one leg kicking @ Jun 17 2011, 01:16 AM)
Yalo, too bad.

Dunno still eligible for 2xRM100 cashback by the time the transactions appear in my statement

Anyone know how long Apple Store takes to perform posting?
*
Apple Store will charge your CC when they ship your item.
one leg kicking
post Jun 17 2011, 08:55 PM

Getting Started
**
Junior Member
264 posts

Joined: Jan 2003
aiks, the ETA will be end of this month
By the time 100 x RM100 cashback already used up dy
TSronnie
post Jun 18 2011, 12:03 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Did 2 transactions today (4:45PM & 8:39PM) and didn't hit the Magic Moment to win any rebates from OCBC.
No SMS received within those hours.
rolleyes.gif sweat.gif shakehead.gif hmm.gif

This post has been edited by ronnie: Jun 18 2011, 12:04 AM
milentechie
post Jun 18 2011, 11:56 AM

Getting Started
**
Junior Member
175 posts

Joined: Jul 2010
QUOTE(ronnie @ Jun 18 2011, 12:03 AM)
Did 2 transactions today (4:45PM & 8:39PM) and didn't hit the Magic Moment to win any rebates from OCBC.
No SMS received within those hours.
rolleyes.gif  sweat.gif  shakehead.gif  hmm.gif
*
It's like buying 4D. Don't expect every numbers that you bought will come out. smile.gif
chocobo_2005
post Jun 18 2011, 10:13 PM

New Member
*
Junior Member
24 posts

Joined: Nov 2005
how to join the Magic Moment contest? how to know the time of Magic Moment of the day? thanks
TSronnie
post Jun 18 2011, 10:48 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
OCBC Magic Moment is like magic... You will be amaze if you win the rebate.... HAHAHA
donpapachino
post Jun 19 2011, 06:46 AM

project 138 completed
*******
Senior Member
5,006 posts

Joined: Jun 2005
From: Puchong
QUOTE(ronnie @ Jun 18 2011, 12:03 AM)
Did 2 transactions today (4:45PM & 8:39PM) and didn't hit the Magic Moment to win any rebates from OCBC.
No SMS received within those hours.
rolleyes.gif  sweat.gif  shakehead.gif  hmm.gif
*
QUOTE(milentechie @ Jun 18 2011, 11:56 AM)
It's like buying 4D. Don't expect every numbers that you bought will come out.  smile.gif
*
lol yesterday swipe at 11am+ also tak kena jackpot. tongue.gif
chocobo_2005
post Jun 19 2011, 06:44 PM

New Member
*
Junior Member
24 posts

Joined: Nov 2005
QUOTE(ronnie @ Jun 18 2011, 10:48 PM)
OCBC Magic Moment is like magic... You will be amaze if you win the rebate.... HAHAHA
*
hahaha... then how you know the time in post 470? tongue.gif
TSronnie
post Jun 19 2011, 09:05 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
@chocobo_2005: those are time shown on my Transaction Slip.
DM3
post Jun 20 2011, 08:45 AM

INSPIRATOR
*******
Senior Member
6,617 posts

Joined: Jun 2009
i also spend 400 on ocbc TI after the shop cant receive the mbb2kard amex. but nothing magical happen also tongue.gif
laowai
post Jun 20 2011, 10:20 AM

Casual
***
Junior Member
490 posts

Joined: Apr 2006

The magic moment is random everyday. It's like winning lottery odds. tongue.gif
ubuntu
post Jun 20 2011, 11:08 AM

On my way
****
Senior Member
620 posts

Joined: Dec 2006
Hi guys, my application has failed although I was eligible, what's the problem? I called their CS, they ask me to reapply.
kwokwah
post Jun 21 2011, 12:42 PM

On my way
****
Junior Member
584 posts

Joined: Oct 2005
Guys,
How to check for the MCC codes? Is it printed on the credit card receipt? Some of you mentioned some 4 digit codes. Where do you see it?
TSronnie
post Jun 21 2011, 01:25 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(kwokwah @ Jun 21 2011, 12:42 PM)
Guys,
How to check for the MCC codes? Is it  printed on the credit card receipt? Some of you mentioned some 4 digit codes. Where do you see it?
*
MCC is not know the the cardholder... between the merchant and merchant EDC vendor
hybridkit
post Jun 21 2011, 02:52 PM

Getting Started
**
Junior Member
116 posts

Joined: Jun 2008
Sharing some info:

1)OCBC CS informed me that changing your statement date will forfeit your Mastercard privilege, eg Not able to participate in Magic Moment and future promotions.

2)The default statement date for all OCBC Titanium Card is 12th of every month. So try to claim your RM50 rebate by then smile.gif

3)Once my spending amount is close to RM1k, I usually go to petrol station (Esso/Mobil) to round up to my RM1k quota because i can preset the amount, losing only a few cents blush.gif
zenquix
post Jun 21 2011, 10:23 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
I just noticed my statement did not have my 5% rebate. Anyone have the same problem?
chemistry
post Jun 21 2011, 10:28 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(zenquix @ Jun 21 2011, 10:23 PM)
I just noticed my statement did not have my 5% rebate. Anyone have the same problem?
*
Is this the first time your 5% rebate is lost?
andyfriends
post Jun 21 2011, 10:30 PM

Look at all my stars!!
*******
Senior Member
2,326 posts

Joined: Nov 2006
From: Maltese Planet ^_^
QUOTE(hybridkit @ Jun 21 2011, 02:52 PM)
Sharing some info:

1)OCBC CS informed me that changing your statement date will forfeit your Mastercard privilege, eg  Not able to participate in Magic Moment and future promotions.

2)The default statement date for all OCBC Titanium Card is 12th of every month. So try to claim your RM50 rebate by then  smile.gif

*
dat was i am told but the ppl dont seem to agreee....
zenquix
post Jun 21 2011, 10:41 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(chemistry @ Jun 21 2011, 10:28 PM)
Is this the first time your 5% rebate is lost?
*
yeah
TSronnie
post Jun 21 2011, 11:03 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(hybridkit @ Jun 21 2011, 02:52 PM)
Sharing some info:

1)OCBC CS informed me that changing your statement date will forfeit your Mastercard privilege, eg  Not able to participate in Magic Moment and future promotions.

*
Let me win the Magic Moment and I can tell you the above is not true.
I do still get SMS about the promotion.

A colleague's OCBC statement date of 21st of every month also get selected in the "Get RM500 with RM5000 spend"

This post has been edited by ronnie: Jun 22 2011, 11:00 AM
chemistry
post Jun 21 2011, 11:13 PM

Look at all my stars!!
*******
Senior Member
3,064 posts

Joined: Mar 2009
From: N.Sembilan
QUOTE(zenquix @ Jun 21 2011, 10:41 PM)
yeah
*
I think it must be a technical error.
There was once I received incorrect cashback amount. After talking to CS, they admitted it was their mistake.
TSronnie
post Jun 21 2011, 11:23 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(zenquix @ Jun 21 2011, 10:23 PM)
I just noticed my statement did not have my 5% rebate. Anyone have the same problem?
*
No issues on my latest statement.
Have you called the OCBC CS to clarify ?
milentechie
post Jun 22 2011, 05:39 PM

Getting Started
**
Junior Member
175 posts

Joined: Jul 2010
QUOTE(zenquix @ Jun 21 2011, 10:23 PM)
I just noticed my statement did not have my 5% rebate. Anyone have the same problem?
*
It happened to me too. Called up CS. I was informed the mistake is due to system problem doh.gif It will be reflected in the next statement.
It only affects credit cardholder with statement date on the 18th.

This post has been edited by milentechie: Jun 22 2011, 05:46 PM
ckuanglim
post Jun 22 2011, 06:31 PM

On my way
****
Junior Member
595 posts

Joined: May 2010
For Pharmaceutical (Guardian, Watsons & Caring Pharmacy), we can get 1% cash-back using OCBC Ti Card, right?
If this is true, then using UOB One Card for Pharmaceutical will be better, as UOB One Card get 2% cash-back for Pharmaceutical (effective July 2011).
labtec
post Jun 23 2011, 05:36 AM

Regular
******
Senior Member
1,556 posts

Joined: Jan 2003
does oversea spending eligible for the "RM50 Cash Bonus Promotion"?
and only 50 RM50 will be given out only? so little....
milentechie
post Jun 23 2011, 07:52 AM

Getting Started
**
Junior Member
175 posts

Joined: Jul 2010
QUOTE(ckuanglim @ Jun 22 2011, 06:31 PM)
For Pharmaceutical (Guardian, Watsons & Caring Pharmacy), we can get 1% cash-back using OCBC Ti Card, right?
If this is true, then using UOB One Card for Pharmaceutical will be better, as UOB One Card get 2% cash-back for Pharmaceutical (effective July 2011).
*
MB Duo Amex is better. 5% cash-back + 5x points everywhere if you can time your purchase at pharmacies to weekend.
stacko
post Jun 23 2011, 01:30 PM

On my way
****
Senior Member
628 posts

Joined: Oct 2005
Still no one here strikes the Magic Moment after so many days?
TSronnie
post Jun 23 2011, 01:39 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(stacko @ Jun 23 2011, 01:30 PM)
Still no one here strikes the Magic Moment after so many days?
*
Maybe those kena Magic Moment are not in the LYN forum...
laowai
post Jun 23 2011, 02:02 PM

Casual
***
Junior Member
490 posts

Joined: Apr 2006

Magic moment is like lottery ... I don't know anyone who knows someone etc. who won lottery before tongue.gif
laowai
post Jun 24 2011, 11:35 AM

Casual
***
Junior Member
490 posts

Joined: Apr 2006
The following got 5% :

San francisco steakhouse, Tropicana mall
TGIF, Curve
Amanda85
post Jun 26 2011, 09:20 PM

Scuderia Ferrari
*******
Senior Member
2,232 posts

Joined: May 2006
From: Petaling Jaya
i saw recently ocbc cc had booth at 1U and the curve....
but this card is so hard to get approved ...even with 4k salary :@
Human Nature
post Jun 26 2011, 10:17 PM

- student of human nature -
*********
All Stars
26,517 posts

Joined: Jan 2003
My hardcopy statement is 13 June but yet to arrive. They didnt stop mailing the hardcopy right?
TSronnie
post Jun 26 2011, 10:39 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(Human Nature @ Jun 26 2011, 10:17 PM)
My hardcopy statement is 13 June but yet to arrive. They didnt stop mailing the hardcopy right?
*
Definitely lost in the post... Usually you would get 2-5 days after Statement Date
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

5 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.1951sec    0.32    6 queries    GZIP Disabled
Time is now: 28th November 2025 - 05:39 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.