You're entitled for 5% rebates on petrol, groceries, dining and utilities anywhere worldwide.

Subject to the correct MCC code tagging by the merchant, of course.

The MCC code tagging is maintained by the merchant acquirer and this may not necessarily be OCBC Bank. Unless OCBC Bank is the acquirer, OCBC won't know which merchant is 5% or which isn't.

That being said, MCC is highly regulated by MasterCard Worldwide, and is usually tagged correctly hence OCBC can have the confidence to give 5% on all petrol/dining/bills/groceries. There are still instances where some are incorrectly maintained but this is the acquirer's fault and not always OCBC(issuer).

Hope more people can be better informed about this because I really pity the poor OCBC CS team having to deal with insufferably boorish customers who keep demanding for "the list of merchants entitled for 5% cash back" because there's no way they can have the full listing. It's too long!

This post has been edited by mushu_pork: Jun 1 2011, 11:20 AM

bro, the image dun look like the usual OCBC ad format at all. not even bank logo is there. this is very likely not for public eyes.

since the offer is already available at OCBC website, you should consider edit your post and direct people to their website/hotline out of courtesy for their brand image.

This post has been edited by mushu_pork: Mar 2 2012, 09:50 PM