Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
|
 Apr 5 2011, 06:52 PM
Return to original view | Post
#1
|
 
Senior Member
5,155 posts Joined: Jan 2003  
|
Anyone knows if the GST that could be outset by spending RM 10000 includes petrol and bills or not. In the website it states only retails purchases only
|
Quote|
|
|
|
|
Apr 6 2011, 08:15 PM
Return to original view | Post
#2
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
OCBC just rejected my application. I asked them for the reasoning but they could not provide me.
I have 1 CC with perfect payment record and a h/p with perfect payment record too. Both are more than a year. Am earning more than 36k a year. Now I cannot use during weekdays for 5% cash back. Any idea when I can reapply again? Any reason on why it could be rejected? This post has been edited by tifosi: Apr 6 2011, 08:39 PM |
|
|
Apr 7 2011, 03:23 AM
Return to original view | Post
#3
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(MilesAndMore @ Apr 6 2011, 09:28 PM) My first OCBC Titanium MasterCard application was rejected too and my CCRIS is perfect. Just applied it again two weeks ago and it was approve this time around. I did request not to give me a credit limit of more than RMxxxx in my recent application. Thanks. Will probably walk into OCBC and apply next time round. I faxed in my application in the earlier round. |
|
|
Apr 7 2011, 06:56 PM
Return to original view | Post
#4
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(SeanChang @ Apr 7 2011, 03:10 PM) better reapply after 6 months otherwise it'll be rejected too 6 months time anything can happen. They could pull back the 5% rebate then there is no point applying it already. I want it now because I want to save more and it is good to pair with M2 Amax.if u need to know about rejection reason, u must write in to ask via snail mail TBH, I wont bother OCBC at all if their cards are on par with other cards. |
|
|
Apr 18 2011, 04:03 PM
Return to original view | Post
#5
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(janson_kaniaz @ Apr 18 2011, 02:45 PM) haih, my application is unsuccessful, my colleague same salary as me but applied one month earlier got approved... It is quite a norm I guess? I am qualified and I have perfect CCRIS with ongoing h/p also. I think they had met their quota so they are rejecting most new applicants I guess. I will try and apply again sometime again if they are still continuing with the 5% discount.hmm i have clean bill here, not sure y exactly the reason is, din bother to ask the CS since even card application status is automated... judging by the recent posts, it seems like alot of applications got rejected. looks like ocbc is limiting the number of successful applicants. I am actually waiting for a new CC issuer to compete with M2C and OCBC Ti for discounts. |
|
|
Apr 28 2011, 04:53 PM
Return to original view | Post
#6
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
I just applied again but this time I send the form and attn to somebody in the CC department. If I get rejected again, I wont bother riao.
|
|
|
|
|
|
Jun 6 2011, 08:57 PM
Return to original view | Post
#7
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
Just got this card today after being rejected twice due to unknown reasons and after couples of emails exchanges between me and OCBC.
Now I want to know if the 5% applicable for Malaysia only or it applies worldwide under the categorized MCC? |
|
|
Jun 7 2011, 06:56 PM
Return to original view | Post
#8
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(nokiaXP @ Jun 7 2011, 05:38 PM) currently i got 3 cc.apply for this cc get rejected.1 person allowed have max 2 cc? If your annual income 36K and below, you can only hold 2 CC. Else you can apply how many you want.However, OCBC is very infamous of their rejection of applications. |
|
|
Jun 9 2011, 03:17 PM
Return to original view | Post
#9
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(nokiaXP @ Jun 8 2011, 10:58 AM) but my pl approved by ocbc.i apply at the same time It could be due to various reasons. It might be also that they think your commitment is too high since you have 3 other CC and also a personal loan to finance. If you pay your PL on time, you can use that as the ground to appeal to them. |
|
|
Jun 16 2011, 01:13 AM
Return to original view | Post
#10
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
Need to register for mCompass to qualify?
|
|
|
Jul 1 2011, 03:56 PM
Return to original view | Post
#11
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(ubuntu @ Jul 1 2011, 03:36 PM) Hi guys, what is the default statement date and payment date for ocbc credit card? 12th. Payment date is either 1st or 2nd the following month depending on the days in the month. |
|
|
Jul 2 2011, 11:11 AM
Return to original view | Post
#12
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(bingozero @ Jul 2 2011, 08:42 AM) Did OCBC TItanium earn point too when we use for translation? Nop |
|
|
Jul 13 2011, 02:05 AM
Return to original view | Post
#13
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
My statement date is 12th but not updated yet.
 |
|
|
|
|
|
Jul 14 2011, 02:02 AM
Return to original view | Post
#14
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
Just to update since I dont see it on the first page.
Giant Kota Damansara - 5%. |
|
|
Jul 19 2011, 07:31 PM
Return to original view | Post
#15
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
It is easy to see from your bill. The 1% are the 2 insurance and the Jusco which comes out 484.85. 1% out of it is 4.85.
Other transactions come up to 316.45 and the 5% of it is 15.8. |
|
|
Jul 30 2011, 06:58 PM
Return to original view | Post
#16
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
OCBC cashback rebate campaign's monthly start date is on the 15th. They allocated (i think is the first 100) that charge RM 1000 above a rebate of RM 100. You charged RM 1150 on the 15th and I supposed you are one of the first 100 to get it.
 |
|
|
Jul 31 2011, 02:16 AM
Return to original view | Post
#17
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(carlitofreak @ Jul 30 2011, 07:21 PM) Really? The funny part is I lost my card on 14th July and only realized it on 15 July. By that time, I called up the bank and they said that there are 3 transactions have been made using my card (Unauthorized Transaction) and one of it is the one that u mention above. Cant believe because of that I got a rebate of RM100 So are you liable for the 3 Unauthorized Transaction?It's my luck I think |
|
|
Aug 4 2011, 12:01 PM
Return to original view | Post
#18
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(DM3 @ Aug 4 2011, 10:33 AM) wont it be more volume/users will generate more income Technically yes but you never know until you you look at the BI and the statistic collected from all the usage.In general, more volume = more merchant fees are collected and more users might collect more late interest fees. |
|
|
Aug 13 2011, 09:16 PM
Return to original view | Post
#19
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
Just to update, here are the places where I collected 5%. No surprises in my statement.
D'Legends Bar @ TTDI Bumbu Desa Indonesian Restaurant @ Mid Valley Roger's Delight Restaurant @ Kota Damansara Vary Pasta @ Damansara Jaya Sushi Tei @ Tropicana City |
|
|
Aug 17 2011, 04:37 PM
Return to original view | Post
#20
|
|
Senior Member
5,155 posts Joined: Jan 2003
|
QUOTE(ronnie @ Aug 17 2011, 11:15 AM) Maybe the JackCow coupon I bought was Dining related which gets 5% rebate. I bought something before that is dining related but only get 1%.This is a To-Be-Confirmed type of transaction. |
|
Topic ClosedOptions
|
| Change to: |  0.0409sec
 0.23
 7 queries
 GZIP Disabled
Time is now: 30th November 2025 - 12:35 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.