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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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donpapachino
post Mar 15 2011, 06:20 PM

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QUOTE(one leg kicking @ Mar 15 2011, 12:34 PM)
To add on the 5% cashback list:
KEDAI SERBANEKA 100 YEN Kuchai Lama, KL
IKEA-RESTAURANT SELANGOR
CARREFOUR-WANGSA MAJU
CARREFOUR-SUTERA MALL JOHOR BHARU
TESCO BUKIT INDAH QPS JOHOR BAHRU

Bills via OCBC: DBKL, Indah Water, Celcom
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i can confirm ikea store only 1% rebate, always wanted to eat at their restaurant, but always full & queue like mad. sweat.gif
donpapachino
post Mar 24 2011, 06:39 AM

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maybe OCBC met their quota already in issuing CC & want to serve their customer well. hmm.gif

i must say their autopay is quite efficient. my maxis bill out on 14th march, they paid maxis on 16th march. shocking.gif
donpapachino
post Apr 13 2011, 11:07 AM

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QUOTE(zcatz @ Apr 12 2011, 11:14 AM)
pls check ur statement if u have made the 0% balance transfer to your OCBC Titanium.

I did mine last month. transfer 5k, retail spending 1k, make payment 1.2k before due. today statement got interest charge  ~rm10. call the call center to check & they told me the system calculate my 5k transferred as normal spending & charge accordingly, which is not rite. so, they will cancel the interest charge.

will update once the interest being revoke.
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i also did BT & i didnt know the above, until i check my statement.

february, retail 377, paid 450, march statement comes, retail interest kena 2.84

march, retail 596, paid 650, april statement, rebate on interest paid -1.42, monthly interest 0.02 & 7.27. (wonder why got 2 lines of interest & rebate on interest??)
QUOTE(prempenang @ Apr 12 2011, 08:42 PM)
same thing happen to me
interest charge rm10    vmad.gif
will call them tommorow
wta: izzit the 5% rebate capped to rm50 only?
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u called already?
donpapachino
post Apr 13 2011, 11:17 AM

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QUOTE(ronnie @ Apr 13 2011, 11:11 AM)
Rebate interest is the current promo of 50% interest rebate for OCBC Titanium until July 2011
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yup, but how come got charged retail interest in the first place. very confused already on how the BT works.

so far tried pizza hut giant BK5 & secret recipe alor star (pacific) confirm 5% rebate. biggrin.gif
donpapachino
post Apr 13 2011, 11:37 AM

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QUOTE(prempenang @ Apr 13 2011, 11:20 AM)
no
i not yet call
waiting for statement first

i saw online on the interest charged

if they dont refund, i will cancell teh card immidiately
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sure can settle, but takes time.

if cancel, then all the BT done how? unsure.gif

QUOTE(andy_lyy @ Apr 13 2011, 11:26 AM)
huhu... DA BT no problem at all.... i applied 3 times in a row for 3 months... it is approved in few days.. no interested charged~~ tis month getting 4th~~ hehe..
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no cimb cc, but maybe can keep spare; just for their BT. long-term maybe worth to pay rm50 GST just to utilise their BT. hmm.gif
donpapachino
post Apr 13 2011, 12:08 PM

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QUOTE(janson_kaniaz @ Apr 13 2011, 12:04 PM)
may i know wats the BT tat u guys are talking about? how come they charged u guys?
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ocbc 0% for 6 months promo. its not really 0%, as long as u pay ur retail spending in full, technically it should be 0% for 6 months. then the BT pay a bit.

but we guys here, even when we pay retail in full, still got charged. so there must be 'other' t&c not disclosed or misleading or simply their mistake. unsure.gif
donpapachino
post Apr 14 2011, 10:52 AM

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just called about my retail interest being charged, even after pay in full after doing the BT. CS said it will be knock-off for april but not for march. well, better than nothing i guess. thumbup.gif
donpapachino
post Apr 14 2011, 03:26 PM

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april statement also my rebates almost rm90. almost overspent. tongue.gif

but why the due date always change. february statement, due 4th march, march statement, due 1st april, april statement, due 2nd may. shocking.gif
donpapachino
post Apr 14 2011, 03:33 PM

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QUOTE(ronnie @ Apr 14 2011, 03:31 PM)
Certain months have 28/29/30/31 days ..thus the due date varies by 1-2 days from month to month.
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ok now i got it, but i believed my other 'bill' due date is fixed. unsure.gif
donpapachino
post Apr 14 2011, 04:24 PM

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QUOTE(Robin Liew @ Apr 14 2011, 03:55 PM)
rm90

i tot capped at rm50 max pm?
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sorry, spending rm900, not rm90 rebate. sweat.gif
donpapachino
post May 19 2011, 09:27 AM

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lol again ocbc messed up the 6 months 0% BT. i have settled all my retail in full & still getting charged interest for the BT. need to every time get monthly statement & call CS to complain. doh.gif

but nearly maxed out the rm50 rebate every month, so still OK despite the hiccups. tongue.gif
donpapachino
post Jun 19 2011, 06:46 AM

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QUOTE(ronnie @ Jun 18 2011, 12:03 AM)
Did 2 transactions today (4:45PM & 8:39PM) and didn't hit the Magic Moment to win any rebates from OCBC.
No SMS received within those hours.
rolleyes.gif  sweat.gif  shakehead.gif  hmm.gif
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QUOTE(milentechie @ Jun 18 2011, 11:56 AM)
It's like buying 4D. Don't expect every numbers that you bought will come out.  smile.gif
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lol yesterday swipe at 11am+ also tak kena jackpot. tongue.gif
donpapachino
post Jul 22 2011, 06:10 AM

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QUOTE(ubuntu @ Jul 21 2011, 11:14 AM)
Guys, I've made payment for last month statement on last Monday via cash deposit machine, I checked my current credit limit reduced to the same amount as last month end, is it normal? Or they haven't reset the credit limit?
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yes, update might not be immediate. sweat.gif
QUOTE(beyond86 @ Jul 21 2011, 09:54 PM)
maybank updated outstanding balance immediately after made a payment in M2U
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same system, of cos immediate. biggrin.gif
QUOTE(MilesAndMore @ Jul 22 2011, 01:39 AM)
Helped my mom to apply for the OCBC Titanium MasterCard last week. I found out that it was rejected just two days after i sent in the application form. So, i made an appeal on the next morning which is last Friday and my mom received a call from OCBC just about 2 hours later. They requested that my mom fax or email them another supporting document. In my mom's case, they asked for the bank statement from the bank which my mom's salary is credited into which i already email to them on Monday morning. My mom received an sms from OCBC last night that her credit card is on its way  thumbup.gif
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mine also rejected last time, but after appeal by submitting supporting docs to the agent, then approved already. tongue.gif
donpapachino
post Aug 20 2011, 06:02 AM

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QUOTE(ubuntu @ Aug 19 2011, 11:21 AM)
Nope, I appeal via my CC agent.

Before I called my CC agent, had tried contact their CS, but their CS insists that there is no way to appeal as the bank's decision is final. That fella even advice me to reapply after few months.

Then I contact my CC agent, she appeal for me immediately. So better don't waste your money calling CS, they can't help to resubmit your application or appeal for you.
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normal human behavior, the CS 'wont' benefit directly if ur application is approved. compare that to the CC agent, who will get direct benefit by earning commission from your CC approval. laugh.gif
donpapachino
post Sep 16 2011, 07:59 AM

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QUOTE(xjeez @ Sep 15 2011, 03:03 PM)
More "invite-only" promotion

http://www.ocbccards.com.my/m/  - Spend 500 get 50
http://www.ocbccards.com.my/e/  - Spend 800 get 80
http://www.ocbccards.com.my/t/    - Spend 1500 get 150
http://www.ocbccards.com.my/z/  - Spend 3000 get 300
http://www.ocbccards.com.my/w/  - Spend 5000 get 500    sweat.gif
http://www.ocbccards.com.my/k/  - Spend 8000 get 800  ohmy.gif   
http://www.ocbccards.com.my/u/  - Spend 10000 get 1000  shocking.gif  rclxub.gif

Do note its invite-only, you only qualify if you got the SMS invite from OCBC specifically stating which offer.
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lol i get spend 1500 get 150. but since there will only be 280 winners under this category (1st come 1st serve), i pass. if u want to be sure to win, u have to spend TODAY before 12PM, before the others 'aware' of this promotion. laugh.gif

maybe OCBC did this to attract their cardmembers, who have been turned by maybank2 amex like me as their primary card. hmm.gif
donpapachino
post Feb 2 2012, 02:12 PM

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after using this cc for 1 year, got my rm50 usage bonus & annual fee waiver rm68. thumbup.gif
donpapachino
post Feb 3 2012, 10:34 AM

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QUOTE(kiwi_cream @ Feb 2 2012, 07:08 PM)
wow~ how to get this offer?
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QUOTE(shiroikun @ Feb 2 2012, 07:10 PM)
Swipe RM10k in 1 year, you will get everything waived and rebate
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true, need to spend rm10k in a year to be entitled for the rm50 bonus. but i thought the rm68 annual fee waiver is automatic? hmm.gif

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