I got a question on Public Bank Platinum card Rm60 cash back promotion, is it worth it say to cancel my HLB Platinum to cross over? I see many contests offer by Public Bank compared to HLB cc.

Does PB have toll free number for it's cc services?

Thanks.

Read the TnC carefully, the cash back is not guaranteed for everyone but only first 3000 cardmembers.
PBB card services hotline: 603-2176 8000. Obviously it's not a toll free line.
custsvc@publicbank.com.my

This post has been edited by chemistry: Oct 15 2010, 08:47 PM

What a lousy Budget. No waiver of RM50 GST.

Yes and yes.

available balance should be calculated daily, it's
your total credit limit - all your outstanding balance (posted and non posted transactions)

As far as i know black listed by telco and bank are totally no related.

I was black listed by one of the telco since 1997 (till now) and was holding my first MBF classic card till now being upgraded and applying new card from Gold card to now Platinum card without any problem.

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Added on October 15, 2010, 11:24 pmDo you think holding an UOB platinum card with 30k CL, is there any chances to get a Worldcard or Infinite card? If yes, which bank do you suggest?
Do you think CIMB chances are more higher as you say they are desperate to increase its credit card database?

This post has been edited by rickkywong: Oct 15 2010, 11:24 PM

Certain banks will only release the total hold amount until you have fully paid up the installment.

[quote=MilesAndMore,Oct 15 2010, 11:26 PM]
available balance should be calculated daily, it's
your total credit limit - all your outstanding balance (posted and non posted transactions)
[/quote]
Certain banks will only release the total hold amount until you have fully paid up the installment.

[/quote]

I am quite noob about these stuff. It's really confusing.....
for example my card limit is 5k. This amount is monthly limit right?

tough one. for cimb visa infinite or world master, they require AT LEAST cl of 70k from UOB unless you submit full income documents!

Not a monthly limit... BUT as long as you pay up in full then the answer becomes yes.

So basically you are saying if i took a installment plan for good purchase which cost RM5k for 12 month, until i finish these installment i will not be able to buy anything else right?

Some banks will slowly release the monthly payment back as credit limit, some banks will hold the amount until you fully settle it.

Hi! Alex, kindly pls update these info:

Credit Card/Charge Card Reward Points
UOB - 3 years

Airport Lounge Access
UOB Privilege Banking Platinum - Unlimited access Plaza Premium Lounge KLIA, LCCT & Senai
UOB Midas & Preferred Platinum - Free access Plaza Premium Lounge KLIA, LCCT & Senai (subject to monthly access quota of first 400)

Thanks, regard.

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Added on October 16, 2010, 2:31 amIs there anybody can update me about SCB card annual fees, is it FREE? any condition?

This post has been edited by rickkywong: Oct 16 2010, 02:32 AM

out of curiosity, for a 23 y.o fresh grad who earns RM 2,500 monthly and applying for her first card, is RM 10,000 CL considered fair or high?

Quite high if compare with me, my ocbc titanium even lower than ur fren

updated

SCB AF need to call for waiver, approval as per bank's discretion
SCB JustOne auto waiver if spend 15k or above in a yr

which bank offer that high limit for a fresh graduate?

(Edited) Perhaps possible with Direct Access for graduates.

This post has been edited by hye: Oct 16 2010, 12:57 PM

so you have any idea what Maybank does? cause my CC is from Maybank.
i have read somewhere that CC limit is times 2x your income right? but what odd is i have declare my income 8k per month yet they put my limit 5k?

u can request for a credit increase with proof of income but it's still the bank decision