roy918: So we should add those under 5% rebate spending, and then only RoundDown to calculate the 5% ?

Yes, that is what i got from my statement. If not should see 10cent difference.

3 years from points earned or 3 years from card issued date?

i think is point earned.. its written on the CC statement down right corner...

DirectAccess points used to be valid for 1 year, with the expiry date clearly written on the monthly statement.

When it was changed to 3 years, they just moved the expiry to 3 years.
Every month's statement shows the same expiry date.

I guess it's not 3 years from transaction date.

so fedup with this cimb

so long waiting for them to send the cc

how long will take?

My OCBC just reject me. 4k salary also reject. swt o... really strict
One thing i hate is, "fax to us" how many customer got use fax. Seem like they reluctant to use email.

This post has been edited by owenwong84: Oct 15 2010, 10:43 AM

I wait for 1 month from the date applied only received the CC

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Added on October 15, 2010, 10:51 amI still waiting my 1st month statement to clarify it..

This post has been edited by celaw: Oct 15 2010, 10:51 AM

who know?help me!

I get blacklisted by telco company.
will it effect to my register for credit card? thank you.

In fact they do accept application through email. I have no idea why the bank does not want to disclose such method.

Likely yes ... credit card risk management system also check customer's ability (and consistency) to pay their bills. This indicates whether you are a good paymaster or not - if you are not, bank will flag you out coz they don't want themselves to have these kind of customers as well.

Did they increase credit limit of your card after using one year?

That's why I ask him whether his rounding is correct or not. And roy918, you are right.

This post has been edited by ck3lam: Oct 15 2010, 12:55 PM

They increase my credit limit less than 1 year. I remember they increase my credit limit after I hold the card around 7 months

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Added on October 15, 2010, 2:06 pmGuys, 1 pretty girl in Endah Parade just now approach me to ask me to sign up the Standard Chartered Credit Card ~ I told her that I got 5 cards with me already. Then she told me if I apply Gold Card , I will get RM 88 cash back wo and if apply Platinum can get RM 188. She did show me the statement that StandChart give a cash back. Guys,what you think ? Since it got cash back RM88,I don't mind kena charge RM50 for GST but most make me tempting is the freegift on the spot ... got umbrella,stainless steel drinking bottle somemore.

This post has been edited by WhiteWing: Oct 15 2010, 02:06 PM

hmm talking about SCB-Plat Business card, it is stated that there's UNLIMITED FREE access to KLIA lounge, do I need to have minimum charges on flights ticket before I could do so? Or even, is there a need for flight transaction (in usual case I charge my flight thru amex bus)?

Currently i'm using amex business card for flight charges pertaining to business expenses, was thinking if this SCB-Plat Business card is useful for me for frequent travelling?

Go ahead... it's a real FREE CASH from SCB

Really ? Then I go ahead .. just told I told her I got 1 CC got 10k credit limit just to make her ignore me .. now make her wanna come close to me somemore

I apply it 1 month ago, and no news from SCb until now...

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Added on October 15, 2010, 3:29 pmAnyone know which CIMB CC is cash rebate and NOT earning bonus point for every transaction? And for Maybank credit card, which CC has the most benefit?(excluded AMEX)

This post has been edited by celaw: Oct 15 2010, 03:31 PM

How do I take advantage of the OCBC TITANIUM 0% credit card interest until 31-dec-2010?
Does it mean that I can accumulate my credit card balance until 31-dec-2010 only then I paid the accumulated amount and there wont be any interest or charges incurred?
Sorry that this might be silly question to some.

This post has been edited by MGM: Oct 15 2010, 04:12 PM

You still need to pay the 5% or RM50 as the minimum due for the month.