Credit Card v12, Credit card GST remains....
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 Oct 16 2010, 10:21 AM
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#1
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Senior Member
1,167 posts Joined: Nov 2006 
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QUOTE(rockefeller @ Oct 16 2010, 09:38 AM) out of curiosity, for a 23 y.o fresh grad who earns RM 2,500 monthly and applying for her first card, is RM 10,000 CL considered fair or high? which bank offer that high limit for a fresh graduate? |
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Nov 2 2010, 11:26 PM
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#2
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Senior Member
1,167 posts Joined: Nov 2006
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guys. I got one question here. what is pre-approved credit card?
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Nov 2 2010, 11:56 PM
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#3
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(bingozero @ Nov 2 2010, 11:39 PM) Pre-approved credit card thats mean bank will offer you a credit card without summit any document to the bank. Meaning confirm will get the credit card if is the bank offer credit card for pre-approved credit card? |
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Nov 15 2010, 01:41 AM
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#4
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Senior Member
1,167 posts Joined: Nov 2006
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GUys. When I got MBB call for my pre-approved CC, it means that i already get the card or still will be rejected?
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Nov 17 2010, 10:36 PM
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#5
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Senior Member
1,167 posts Joined: Nov 2006
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Normally how long it takes maybank CC to arrive?I mean collect the CC at branch?The officer tell me that is 14 days and above. Can any MBB card user share their experience.Thx
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Nov 17 2010, 11:54 PM
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#6
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1,167 posts Joined: Nov 2006
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QUOTE(Gen-X @ Nov 17 2010, 10:47 PM) yes, you got to pay minimum 5% of BT amount. Click on my signature below to learn more on DA BT. oh.icic.From the day i receive the call, it already 10 days passed. Wonder i will get my pre-approved card or not. and also here http://creditcardsmalaysia.blogspot.com/20...0-interest.html Added on November 17, 2010, 10:48 pm What card you applying, as far as I remember there is no column for guarantor in application form. Added on November 17, 2010, 10:50 pm It should take less than 14 days after it has been approved. The officer most probably told you 14 days to play safe.  Added on November 17, 2010, 11:55 pm QUOTE(johnnyc @ Nov 17 2010, 10:54 PM) My Tiger Bank Ikhwan Visa, from it appears on M2U till they called me to collect the card at my nearby branch, it took around 7 working days. The statement come first before your CC arrive?This post has been edited by jonuslee: Nov 17 2010, 11:55 PM |
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Nov 24 2010, 09:21 PM
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#7
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Senior Member
1,167 posts Joined: Nov 2006
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Guys. I want to ask anyone out there who apply for Maybank Petronas Visa Gold Card and collect at branch?Besides the CC, what will be enclosed together?booklet?or got any other document enclosed 2gether?Because this the first time i collect at branch.thx
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Nov 24 2010, 09:57 PM
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#8
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 24 2010, 09:25 PM) That time when I collect it, it only came with a card. Oh.icic.No brochures at all?mine one got brochures regarding the term and conditions of CC and also the application form for takaful. That day i also got apply for maybank Touch and Go Zing card when i apply for my maybank Petronas visa gold, but today when i go collect,it says that i didnt apply the Zing Card.Then I have to wait for 2 weeks to get my Zing Card. Do you apply Zing card on the same time u apply Maybank Petronas Visa?However for Ikhwan AMEX, it came with some brochures to explain about Islamic Banking and Islamic features of the CC. |
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Nov 24 2010, 10:16 PM
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#9
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 24 2010, 09:59 PM) I didn't apply the Zing card. I feel that the fee is relatively expensive. RM 2 per reload. Icic. The Zing Card is for Touch and Go purpose only. Got any other usage of Zing Card?Do you find the Petronas Visa Gold Card useful?Added on November 24, 2010, 10:17 pm QUOTE(David83 @ Nov 24 2010, 09:59 PM) I didn't apply the Zing card. I feel that the fee is relatively expensive. RM 2 per reload. Icic. The Zing Card is for Touch and Go purpose only. Got any other usage of Zing Card?Do you find the Petronas Visa Gold Card useful?This post has been edited by jonuslee: Nov 24 2010, 10:17 PM |
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Nov 24 2010, 10:44 PM
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#10
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 24 2010, 10:18 PM) Visa is my backup CC in case AMEX cannot go through or not acceptable. Other than that, is just like normal maybank CC. But one thing is that its annual fee is free for life. Very weird that other Maybank CC still collect annual fees?issit possible that normal Maybank CC annual fee is waivable?I have plenty of auto debit to my Visa. Apart from the 5x TP at Petroans, it's not really a very attractive CC in the market as compared to other siblings in Maybank offerings or other banks. |
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Nov 24 2010, 11:25 PM
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#11
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 24 2010, 10:56 PM) It can be waived but it's very discretionary. One thing very curious. Last time i remember that i saw the annual fees for Maybank Petronas Visa Gold is free for life but just now went to the maybank page it shows free only not free for life. Anyone notice about it? |
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Nov 25 2010, 12:03 AM
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#12
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(zenquix @ Nov 24 2010, 11:51 PM) Just checked. Still free? Yes.Still free.But dunno the bank will change the term and condition or not since it say free but din't mention lifetime fee waiver.Anyone know indah water can be paid by credit card? |
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Nov 25 2010, 11:09 PM
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#13
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Senior Member
1,167 posts Joined: Nov 2006
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Normally for Maybank Visa Petronas CC, how long will it expired?
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Nov 25 2010, 11:35 PM
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#14
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 25 2010, 11:13 PM) Mine is 4 years. Member since 2008 and Valid Thru 02/12. icic.issit maybank seldom give 5 years expired?All maybank card come with 4 years expiry date?how about other bank? |
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Nov 29 2010, 11:08 PM
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#15
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Senior Member
1,167 posts Joined: Nov 2006
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Just one curious question to ask, does the cimb CC has the same benefits as Direct access?Any differences between these two card privileges and benefits? Helping one of my fren ask.
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Nov 29 2010, 11:16 PM
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#16
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(David83 @ Nov 29 2010, 11:10 PM) Somebody asked before. Most of the promotions are the same. icic. Just to confirm as heard some of the forumers said that when they go to MPH using Direct Access, The MPH worker do not know that DA is under cimb. So the both CIMB and DA has the same benefits.Thanks. |
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Dec 3 2010, 12:20 AM
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#17
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Senior Member
1,167 posts Joined: Nov 2006
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Does CIMB Petronas CC and DA has paypass function??
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Dec 3 2010, 04:20 PM
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#18
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Senior Member
1,167 posts Joined: Nov 2006
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QUOTE(chemistry @ Dec 3 2010, 01:24 AM) Yes, all CIMB Mastercards have PayPass feature. ICIC. Direct Access also have paypass function.Ok thanks for the info. |
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Dec 4 2010, 11:34 AM
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#19
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Senior Member
1,167 posts Joined: Nov 2006
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To apply Direct Access CC, can we apply online?scan the application form and send to the DA email.issit safe?will our information leak out?
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Dec 6 2010, 01:24 AM
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#20
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Senior Member
1,167 posts Joined: Nov 2006
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Just asking on behalf of my fren, how long will it take DA to approve and send the card to the applicants?
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