Check credit limit balance and outstanding balance too.

Non muslim also can apply, better still because interest rate is not compound. Disadvantage is cannot use it at pub or places that prohibted by Islam.

Just choose any card you like and just try your luck and apply it. These time many people cancel their CC, bank are quite desperate.

If you're a degree holder,try Direct Access. Free for life.

Give them a call and tell them your problem,maybank 0378443696 .

Yes tier system, the rate , https://younique.alliancebank.com.my/FAQ.php?page=faq , read the last FAQ.

Maybank Gold Amex should be quite suitable.

Sean, you mentioned can be manually top up is for which bank TnG card? Mine Maybank justnow wanna manually top up at Sg Rasau toll office ,the female assistance told me can't yop up manually for zing card. I'm confused now.

To report lost card,yes
For general enquiry,no
0355169988

When i apply for my Amex Gold CC,i only gave them my other bank CC that is more than 1 year. I apply it at maybank branch.

You took balance transfer program from other bank?

Sifu,how credit card interest are calculated? Ok,my case,statement is every 5th, 5nov09 statement Rm0 outstanding Rm0 usage,then 5dec09 state came ok la Rm0,around 10dec i swipe Rm2000 after taht no more using,5Jan2010 state came Rm2000 due must pay is 25jan2010 On 7jan is issue a chqRm1987 then no more using then 5feb2010 state came the statement stated BalanceRm13 + finance charge Rm22 ,

Really that high ka the finance charge or they calculate it wrongly? All this while i pay in full so i am not very familiar with the calculation. I wanted to complain but before i do that i need to ask sifu,if not kena balik very shy la.

thank you.

I also think the interest should be around like winner said,but that bloody bank(Alliance) insisted they calculate it corectly. They insist the interest is base on 2k that i use not the outstanding of Rm13.

No,i remember my payment date,it is not a late payment.

ok,understood. So for those bankrupt kaki,if prevoius month got no outstanding amount and following month usage got not enough money to pay full just pay minimum only you will still get charge for the interest with the same amount. Correct ar?

My interest rate is 17.5 PA,this case make me very angry,owe them only Rm13,need to pay them Rm22 ! Anyway pay them and cut the card. Alliance bank card user becareful when you cut your card,this case happen when i want to cancel their card.

Because alliance bank cash back is given after next statement,when i issue my chq,i didn't check the statement the statement is at home,i called up automated phone banking to check my outstanding balance. Didn't know the announced amout is less than statement balance due to already included the cash back rebate.

Pay 500 or pay 65,still kena same interest one la, just pay 65 la,no need to headache

2 weeks consider ok la,when i cancel my MBB CC i took them almost 1 month then only the status turn cancel. Lesson learned is,don't do things last minute.

Conventional gold every year need to call up to waive the annual fee,Carz is f.f.l. , Carz fill petrol got peanut rate rebate. Conventional card fill petrol earn 0 point and no rebate.

If ffl,why website still mention annual fee? Sometimes those agent word cannot be 100% trusted.