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 Credit Card v9, RM50 GST dilemma

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Gen-X
post Jan 23 2010, 08:19 PM

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QUOTE(deeplyheartbroken @ Jan 23 2010, 07:44 PM)
Heard a lot of the AMEX Platinum with RM 800 annual fee, is it true that it cannot be waived?
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Well, few people have got their AMEX Plat CC Annual Fee waived. If you do patronise the 10X MR outlets then this card is good else better off getting the AMEX Gold CC where you get 5X for petrol, groceries, books and Utilities Auto Debit. Anyway, you can try the AMEX Plat since 1st year fees will be waived.

This post has been edited by Gen-X: Jan 23 2010, 08:20 PM
deeplyheartbroken
post Jan 23 2010, 09:28 PM

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Thanks for the input. By the way, all petrol stations accept AMEX right?
SUSDavid83
post Jan 23 2010, 09:35 PM

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QUOTE(deeplyheartbroken @ Jan 23 2010, 09:28 PM)
Thanks for the input. By the way, all petrol stations accept AMEX right?
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No problem for Shell and Caltex. Petronas is very limited. Not sure about BHP, Esso & Mobil.
muscaa
post Jan 23 2010, 11:14 PM

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QUOTE(David83 @ Jan 23 2010, 09:35 PM)
No problem for Shell and Caltex. Petronas is very limited. Not sure about BHP, Esso & Mobil.
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no problem for Esso/Mobil & BHP too
SUSDavid83
post Jan 23 2010, 11:17 PM

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QUOTE(muscaa @ Jan 23 2010, 11:14 PM)
no problem for Esso/Mobil & BHP too
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I ran throw several BHP stations but they didn't display AMEX logo. Does they accept AMEX at the self service kiosk? Or do I need to get to the cashier to swipe AMEX?
RwGlmllhpSX
post Jan 24 2010, 02:13 AM

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why use amex when you can use mastercard and visa?
MilesAndMore
post Jan 24 2010, 02:15 AM

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QUOTE(RwGlmllhpSX @ Jan 24 2010, 02:13 AM)
why use amex when you can use mastercard and visa?
Because AMEX comes with better reward system.

wufei
post Jan 24 2010, 03:25 AM

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i am using amex for petrol previously until DA introduce 2% rebates for petrol.
deeplyheartbroken
post Jan 24 2010, 11:32 AM

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What other benefits for using DA Platinum? I might just convert from CIMB Mastercard Platinum, if it is really good. As I know CIMB/DA (even for Platinum) call centre is pretty lousy, just like MBB.
SUSDavid83
post Jan 24 2010, 11:36 AM

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QUOTE(deeplyheartbroken @ Jan 24 2010, 11:32 AM)
What other benefits for using DA Platinum? I might just convert from CIMB Mastercard Platinum, if it is really good. As I know CIMB/DA (even for Platinum) call centre is pretty lousy, just like MBB.
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CIMB Mastercard Platinum and DA Platinum should share the same benefits.
ck_tonny
post Jan 24 2010, 11:40 AM

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QUOTE(David83 @ Jan 24 2010, 11:36 AM)
CIMB Mastercard Platinum and DA Platinum should share the same benefits.
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Yupe u r rite. Anyone here use Citibank Gold Card? Is it really better than Clear Card? (Agent told me that)
lin00b
post Jan 24 2010, 12:40 PM

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for some reason i have no luck in getting the CC i want.

last time i apply for petronas maybank gold they rejected it 1st round and after a few months only approve. now i apply for amex gold also they reject.... sigh

is it because i pay on time and the bank cant make profit?
SUSDavid83
post Jan 24 2010, 12:41 PM

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QUOTE(lin00b @ Jan 24 2010, 12:40 PM)
for some reason i have no luck in getting the CC i want.

last time i apply for petronas maybank gold they rejected it 1st round and after a few months only approve. now i apply for amex gold also they reject.... sigh

is it because i pay on time and the bank cant make profit?
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Nonsense. I always pay on time.
talfred
post Jan 24 2010, 01:30 PM

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omg Amex Plat CC min requirement reduced to 60k per annum only
Gen-X
post Jan 24 2010, 03:20 PM

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QUOTE(lin00b @ Jan 24 2010, 12:40 PM)
for some reason i have no luck in getting the CC i want.

last time i apply for petronas maybank gold they rejected it 1st round and after a few months only approve. now i apply for amex gold also they reject.... sigh

is it because i pay on time and the bank cant make profit?
*
So what CC you got that you don't want?
I find it odd that you have MBB Petronas but can't get AMEX Gold CC from MBB since the credit limit will be shared. Did you submit proof showing your income meets their requirement?
MilesAndMore
post Jan 24 2010, 04:03 PM

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QUOTE(David83 @ Jan 24 2010, 12:41 PM)
QUOTE(lin00b @ Jan 24 2010, 12:40 PM)

for some reason i have no luck in getting the CC i want.

last time i apply for petronas maybank gold they rejected it 1st round and after a few months only approve. now i apply for amex gold also they reject.... sigh

is it because i pay on time and the bank cant make profit?
Nonsense. I always pay on time.
I concur !

Darkmage12
post Jan 24 2010, 06:25 PM

shhhhhhhhh come i tell you something hehe
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lin00b
post Jan 24 2010, 10:15 PM

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QUOTE(Gen-X @ Jan 24 2010, 03:20 PM)
So what CC you got that you don't want?
I find it odd that you have MBB Petronas but can't get AMEX Gold CC from MBB since the credit limit will be shared. Did you submit proof showing your income meets their requirement?
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just have mbb petronas copy as proof.
elru
post Jan 24 2010, 11:07 PM

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damn maybankard call center! nobody is picking up the damn phone for 30 minutes already. it shouldnt be busy! i really wonder how many are there actually working at this hour! i will wait, and that person who answered will so gonna get it from me! godamit!
Gen-X
post Jan 24 2010, 11:10 PM

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QUOTE(lin00b @ Jan 24 2010, 10:15 PM)
just have mbb petronas copy as proof.
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well unless your annual income is less than RM36K, you should not have problems getting a AMEX Gold CC since you got MBB Petronas.

Call this number 603-22958877, its their marketing department. Tell them you have a MBB Petronas and you applied for the AMEX Gold CC and was rejected. Asked them why was your application rejected and if you can apply again thru the person you talk too. If he say yes, ask for his full name, fax your application to MBB attention to the person and follow up after a week with the same person.


QUOTE(elru @ Jan 24 2010, 11:07 PM)
damn maybankard call center! nobody is picking up the damn phone for 30 minutes already. it shouldnt be busy! i really wonder how many are there actually working at this hour! i will wait, and that person who answered will so gonna get it from me! godamit!
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Maybank is the worst, once I call their Plat line at night and also no one answered the call.

This post has been edited by Gen-X: Jan 24 2010, 11:13 PM

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