wanna ask DA black card master and visa can get into klia vip lounge?? where is the lounge located?? damn i didnt utilise their facilities much

Once RM 50 is being charged, call CS to use your point to redeem the waiver.

hey guys
i jus applied for the HSBC classic card
but then i try to find it in their webpage what benefits & priviledges i can get such as % off from dining n shopping bt cnat seem 2 find any

i gave them my payslip epf statemnet n ic already
they came to my office collect n say within 2 weeks can get already
jus want to ask .... is hsbc gud enuf?
or...?
as i plan to have 1 visa and another master
please do giv me some opinion as to whether i chosed the right choice in hsbc and please recommed another card for me
your help would b v much apreciated

thanks a lot ^^

omg , what a lousy bank...

They will fotocopy for you if you want to keep the documents.

Hey all

Does anyone have experience applying Amex gold/plat cc with MBB?

Was told by their cs that processing takes 3 weeks is this true?

What's min CL needed to apply?

Direct Access used to be the Private Banking brand for Southern Bank.

When CIMB 'makan' Southern Bank, Direct Access lived on but now under CIMB.

DA is Mastercard specialist, there is a DA Visa but less benefits compared to Master.

DA Master has 2% rebate at all petrol stations, has discounts/rebates at major shops like Isetan/Tesco/Giant if you buy during weekends, has 0% balance transfer for 6 months, etc. etc.

If you want to apply for Mastercard, DA is the best Mastercard version IMO.

For Visa, try something else (Maybank, Citibank etc.).

---

Added on February 11, 2010, 10:45 am

CIMB/DA sent a flyer saying that to avoid paying the RM50 tax by cancelling a card, the termination letter must be received 2 months before date of anniversary.

Any other bank mention this?

I already have 1 Master and 2 Visas from 3 different banks each, so was thinking of cancelling 1 Visa from one of the banks. So only left 1 Master and 1 Visa from 2 different banks.

The Visa I want to cancel is from maybank. I have cancelled a Mastercard from Maybank years ago by going to the counter, but I don't remember if it is immediate or have waiting period.

Does maybank require the 2 months time before they totally cancel the account? The Visa account is unused since December 2009 and no outstanding balance already.

Anyone know?

tiger

I requested for 2 temp CL and yet I don't get an auto upgrade... maybe I'm new Maybank  CC user

Yes ... please. Can you please show us which card offer more than 5% cash rebate ? I would really like to know too and do share with us who can give you more than 5% cash rebate.

If only it's that simple

One time charge = flat rate. So it's 5% flat p.a. Assume balance transfer amount is RM10000.
     
10000  Loan Amount     
36 Number of payments in loan agreement (eg: monthly for 5 years = 60)     
3 Number of year in loan agreement     
12 Number of payment periods in a year (eg: monthly installments = 12)     
5.00% Nominal Annual Interest Rate     
RM319.44  Value of Each Payment     
     
0.78% Periodic Interest Rate     
9.3% Annual Percentage Rate (APR)     
9.72% Effective Annual Interest Rate (EIR)

If you have a 9% credit card (like Maybank Amex, why bother doing BT?)

Cheers!